<SEC-DOCUMENT>0001370368-22-000092.txt : 20221102
<SEC-HEADER>0001370368-22-000092.hdr.sgml : 20221102
<ACCEPTANCE-DATETIME>20221102163054
ACCESSION NUMBER:		0001370368-22-000092
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		21
CONFORMED PERIOD OF REPORT:	20220930
FILED AS OF DATE:		20221102
DATE AS OF CHANGE:		20221102

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE GROUP AG
		CENTRAL INDEX KEY:			0001159510
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15244
		FILM NUMBER:		221354607

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		1 919 994 1161

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE GROUP
		DATE OF NAME CHANGE:	20010921

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33434
		FILM NUMBER:		221354608

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>a221102-6k.htm
<DESCRIPTION>6-K
<TEXT>

<html>
<head>
  <title>6-K</title>
</head>
<body bgcolor="#ffffff">



 <div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%">
      <div style="border:none;border-bottom:solid .25em;padding:0in 0in 1.0pt 0in"></div>
      <div style="border:none;border-bottom:solid .05em;padding:0in 0in 1.0pt 0in"></div>
   </div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">UNITED STATES SECURITIES AND EXCHANGE COMMISSION</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>Washington, D.C. 20549</b></font></div>
</div>
<div style="width:100%;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%;padding-top:20px;padding-bottom:20px;">
      <HR noshade="" align="center" Width="120"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Form 6-K</font><HR noshade="" align="center" Width="120">
   </div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16</b> <b>UNDER THE SECURITIES EXCHANGE ACT OF 1934</b></font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">November 2, 2022</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Commission File Number 001-15244</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Credit Suisse Group AG</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Translation of registrant&#x2019;s name into English)</font></div>
</div>
<div style="width:100%;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Paradeplatz 8, 8001 Zurich, Switzerland</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Address of principal executive office)</font></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%">
      <HR noshade="" align="center" Width="120">
   </div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Commission File Number 001-33434</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; font-weight: bold;">Credit Suisse AG</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Translation of registrant&#x2019;s name into English)</font></div>
</div>
<div style="width:100%;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Paradeplatz 8, 8001 Zurich, Switzerland</font></div>
</div>
<div style="width:100%;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">(Address of principal executive office)</font></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%">
      <HR noshade="" align="center" Width="120">
   </div>
</div>
<div style="width:100%;padding-bottom:10px;">
   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Indicate by check mark whether the registrant files or will file annual reports under
         cover of Form 20-F or Form 40-F.</font></div>
</div>
<div style="width:100%;">
   <div style="padding-top:10px;padding-bottom:10px;TEXT-ALIGN: center; WIDTH: 99%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">&nbsp;&nbsp;&nbsp;Form 20-F&nbsp;&nbsp;&nbsp;<img src="imgyes.gif" border="0">&nbsp;&nbsp;&nbsp;Form 40-F&nbsp;&nbsp;&nbsp;<img src="imgno.gif" border="0"></font></div>
</div>
<div style="width:100%;padding-bottom:10px;">
   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted
         by Regulation S-T Rule 101(b)(1):</font></div>
</div>
<div style="width:100%;padding-bottom:10px;">
   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>Note:</b> Regulation S-T Rule 101(b)(1) only permits the submission in paper of a Form 6-K
         if submitted solely to provide an attached annual report to security holders.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;">
   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted
         by Regulation S-T Rule 101(b)(7):</font></div>
</div>
<div style="width:100%;padding-bottom:10px;">
   <div style="TEXT-ALIGN: left; WIDTH: 99%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><b>Note:</b> Regulation S-T Rule 101(b)(7) only permits the submission in paper of a Form 6-K
         if submitted to furnish a report or other document that the registrant foreign private
         issuer must furnish and make public under the laws of the jurisdiction in which the
         registrant is incorporated, domiciled or legally organized (the registrant&#x2019;s &#x201c;home
         country&#x201d;), or under the rules of the home country exchange on which the registrant&#x2019;s
         securities are traded, as long as the report or other document is not a press release,
         is not required to be and has not been distributed to the registrant&#x2019;s security holders,
         and, if discussing a material event, has already been the subject of a Form 6-K submission
         or other Commission filing on EDGAR.</font></div>
</div>
<div style="width:100%;padding-top:30px;padding-bottom:20px;">
   <div style="TEXT-ALIGN: center; WIDTH: 99%">
      <div style="border:none;border-bottom:solid .05em;padding:0in 0in 1.0pt 0in"></div>
      <div style="border:none;border-bottom:solid .25em;padding:0in 0in 1.0pt 0in"></div>
   </div>
</div>

  <div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font><br>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
</div>
<br>
<br>

 <div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Explanatory note</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On November 2, 2022, the Credit Suisse Financial Report 3Q22 was published. A copy
      of the Financial Report is attached as an exhibit to this report on Form 6-K. This
      report on Form 6-K (including the exhibits hereto) is hereby (i) incorporated by reference
      into the Registration Statement on Form F-3 (file no. 333-238458) and the Registration
      Statements on Form S-8 (file nos. 333-101259, 333-208152 and 333-217856), and (ii)
      shall be deemed to be &#x201c;filed&#x201d; for purposes of the Securities Exchange Act of 1934,
      as amended, except, in the case of both (i) and (ii), (a) the sections of the attached
      Financial Report entitled &#x201c;Investor information&#x201d; and &#x201c;Financial calendar and contacts&#x201d;
      shall not be incorporated by reference into, or be deemed &#x201c;filed&#x201d;, with respect to
      any such Registration Statements and (b) the section of the attached Financial Report
      entitled &#x201c;II &ndash; Treasury, risk, balance sheet and off-balance sheet &ndash; Capital management &ndash; Bank regulatory disclosures&#x201d; shall not be incorporated by reference into, or be deemed
      &#x201c;filed&#x201d;, with respect to the Registration Statements on Form S-8 (file nos. 333-101259,
      333-208152 and 333-217856).</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse Group AG and Credit Suisse AG file an annual report on Form 20-F and
      file quarterly reports, including unaudited interim financial information, and furnish
      or file other reports on Form 6-K with the US Securities and Exchange Commission (SEC)
      pursuant to the requirements of the Securities Exchange Act of 1934, as amended. The
      SEC reports of Credit Suisse Group AG and Credit Suisse AG are available to the public
      over the internet at the SEC&#x2019;s website at www.sec.gov. The SEC reports of Credit Suisse
      Group AG and Credit Suisse AG are also available under &#x201c;Investor Relations&#x201d; on Credit
      Suisse Group AG&#x2019;s website at www.credit-suisse.com and at the offices of the New York
      Stock Exchange, 20 Broad Street, New York, NY 10005.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Unless the context otherwise requires, references herein to &#x201c;Credit Suisse Group,&#x201d;
      &#x201c;Credit Suisse,&#x201d; &#x201c;the Group,&#x201d; &#x201c;we,&#x201d; &#x201c;us&#x201d; and &#x201c;our&#x201d; mean Credit Suisse Group AG and
      its consolidated subsidiaries and the term &#x201c;the Bank&#x201d; means Credit Suisse AG, the
      direct bank subsidiary of the Group, and its consolidated subsidiaries.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Forward-looking statements</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This Form 6-K and the information incorporated by reference in this Form 6-K include
      statements that constitute forward-looking statements. In addition, in the future
      the Group, the Bank and others on their behalf may make statements that constitute
      forward-looking statements.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">When evaluating forward-looking statements, you should carefully consider the cautionary
      statement regarding forward-looking information, the risk factors and other information
      set forth in the Group&#x2019;s and Bank&#x2019;s annual report on Form 20-F for the year ended
      December 31, 2021 filed with the SEC on March 10, 2022 and subsequent annual reports
      on Form 20-F filed by the Group and the Bank with the SEC, the Group&#x2019;s and the Bank&#x2019;s
      reports on Form 6-K furnished to or filed with the SEC, and other uncertainties and
      events.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">2</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Exhibits</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"><b>No.</b><b> Description</b></font></div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">23.1 <a style="-sec-extract:exhibit" href="a221102-ex23_1.htm">Letter regarding unaudited financial information from the Independent Registered Public
            Accounting Firm (Credit Suisse Group AG)</a></font></div>
</div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;">99.1 <a style="-sec-extract:exhibit" href="a221102-ex99_1.htm">Credit Suisse Financial Report 3Q22</a></font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">3</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"></font></div>
</div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"></font></div>
</div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"></font></div>
</div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"></font></div>
</div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"></font></div>
</div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"></font></div>
</div>
<div style="width:100%;padding-top:20px;">
   <div style="padding-left:22px; text-indent: -22px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"></font></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:18pt; color:#000000; font-weight:bold;">Signatures</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrants
      have duly caused this report to be signed on their behalf by the undersigned, thereunto
      duly authorized. </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"><b>CREDIT SUISSE GROUP AG and CREDIT SUISSE AG</b></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">(Registrants)</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Date: November 2, 2022</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">By: </font></div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;padding-bottom:10px;">
   <div style="float:left; width: 200px;">/s/ Ulrich K&#xf6;rner</div>
   <div style="">/s/ Dixit Joshi</div>
</div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;">
   <div style="margin-left: 18px; float:left; width: 200px;">Ulrich K&#xf6;rner</div>
   <div style="">Dixit Joshi</div>
</div>
<div style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;width:100%;">
   <div style="margin-left: 18px; float:left; width: 200px;">Chief Executive Officer</div>
   <div style="">Chief Financial Officer</div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">4</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>



</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>2
<FILENAME>a221102-ex23_1.htm
<DESCRIPTION>23.1 LETTER REGARDING UNAUDITED FINANCIAL INFORMATION FROM THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM (CREDIT SUISSE GROUP AG)
<TEXT>

<html>
<head>
  <title>23.1 Letter regarding unaudited financial information from the Independent Registered
   Public Accounting Firm (Credit Suisse Group AG)
</title>
</head>
<body bgcolor="#ffffff">




     <div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Exhibit 23.1</font></div>

         <br />
    <br />
    <img src="xman_auditconsg.gif" border="0">


     <div style="font-family:arial,helvetica,sans-serif;font-size:1pt;line-height:1pt;color:#ffffff;">  Letter regarding unaudited financial information from the Independent Registered Public Accounting Firm  Securities and Exchange Commission 100 F Street, N.E. Washington, DC 20549 November 2, 2022 Commissioners: We are aware that our report dated November 2, 2022 on our review of interim financial information of Credit Suisse Group AG and its subsidiaries (the &#x201c;Group&#x201d;), which appears in this Current Report on Form 6-K, is incorporated by reference in the Registration Statement on Form F-3 (No. 333-238458) and in the Registration Statements on Form S-8 (No. 333-101259, No. 333- 208152, and No. 333-217856) of the Group. Pursuant to Rule 436(c) under the Securities Act of 1933 (the Act), such report should not be considered a part of such registration statements, and is not a report within the meaning of Sections 7 and 11 of the Act. Very truly yours, /s/ PricewaterhouseCoopers AG Zurich, Switzerland November 2, 2022 </div>







</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>3
<FILENAME>a221102-ex99_1.htm
<DESCRIPTION>99.1 CREDIT SUISSE FINANCIAL REPORT 3Q22
<TEXT>

<html>
<head>
  <title>99.1 Credit Suisse Financial Report 3Q22</title>
</head>
<body bgcolor="#ffffff">





    <br />
    <img src="xman_cover-front.jpg" border="0">
   <br>
  <br>
  <div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font><br>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
</div>
<br>
<br>


  <br /><br /><br /><br /><br />

   <div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Key metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit Suisse (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,804</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,645</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,437</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,861</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,114</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Provision for credit losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(144)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,225</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,754</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,573</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,829</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,825</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income/(loss) before taxes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(342)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,173)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,008</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,943)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,064</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">435</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Effective tax rate (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(204.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic earnings/(loss) per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted earnings/(loss) per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on equity (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management and net new assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,400.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,453.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,400.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,623.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">727,365</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281,792</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">285,573</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">296,593</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281,792</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">296,593</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total shareholders' equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,267</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,842</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,498</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,267</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,498</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible shareholders' equity</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,825</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,528</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,649</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,825</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,649</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Basel III regulatory capital and leverage statistics (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Share information<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Shares outstanding (million)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,616.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,610.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,616.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which common shares issued<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which treasury shares<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(258.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(87)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(258.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(87)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Book value per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.56</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible book value per share (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.29</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.57</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.57</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market capitalization (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,440</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,231</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,403</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,440</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,403</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of employees (full-time equivalents)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of employees</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,410</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,140</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,140</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">See relevant tables and related narratives for additional information on these metrics.</div>
         </td>
      </tr>
   </table>
</div>
    <br />
     <br />

   <br>
  <div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font><br>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
</div>







      <div style="width:100%;padding-top:30px;padding-bottom:20px;"><a name="anchorId0068933"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Financial Report 3Q22</font></div>
    <br /><br />

    <br><div style="WIDTH: 100%;padding-bottom: 30px;"><a style="font-family: arial, helvetica, sans-serif; font-size: 13pt; text-decoration: none; text-transform:uppercase; font-weight: bold; color: #255b89;" href="#anchorId0068933">Financial Report 3Q22</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId0078934">Credit Suisse at a glance</a><br></div>
<div style="WIDTH: 100%;padding-top: 20px;"><a style="font-family: arial, helvetica, sans-serif; font-size: 13pt; text-decoration: none; text-transform:uppercase; color: #255b89;" href="#anchorId0088934"> I &ndash; Credit Suisse results</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId0028936">Operating environment</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId0028967">Credit Suisse</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00216377">Wealth Management</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00219864">Investment Bank</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00222499">Swiss Bank</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00225807">Asset Management</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00228995">Corporate Center </a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00231222">Assets under management</a><br></div>
<div style="WIDTH: 100%;padding-top: 20px;"><a style="font-family: arial, helvetica, sans-serif; font-size: 13pt; text-decoration: none; text-transform:uppercase; color: #255b89;" href="#anchorId00728934"> II &ndash; Treasury, risk,  balance sheet and  off-balance sheet</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00358936">Liquidity and funding management</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId003510286">Capital management</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId003518621">Risk management</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId003525108">Balance sheet and off-balance sheet </a><br></div>
<div style="WIDTH: 100%;padding-top: 20px;"><a style="font-family: arial, helvetica, sans-serif; font-size: 13pt; text-decoration: none; text-transform:uppercase; color: #255b89;" href="#anchorId0038934"> III &ndash; Condensed consolidated financial statements &ndash; unaudited </a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId001498935">Report of Independent Registered Public&nbsp;Accounting&nbsp;Firm</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00408968">Condensed consolidated  financial statements &ndash; unaudited</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004015991">Notes to the condensed consolidated  financial statements &ndash; unaudited</a><br></div>
<div style="WIDTH: 100%;padding-top: 20px;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00808948">List of abbreviations</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00809555">Investor information</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId008010492">Financial calendar and contacts</a><br></div>
<div style="WIDTH: 100%;"><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00818933">Cautionary statement regarding forward-looking information </a><br></div>
 <br />
     <br />
     <br />
     <br />




<div style="width:100%;padding-bottom:10px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">For purposes of this report, unless the context otherwise requires, the terms &#x201c;Credit
      Suisse Group, &#x201c;Credit Suisse,&#x201d; the &#x201c;Group,&#x201d; &#x201c;we,&#x201d; &#x201c;us&#x201d; and &#x201c;our&#x201d; mean Credit Suisse
      Group AG and its consolidated subsidiaries. The business of Credit Suisse AG, the
      direct bank subsidiary of the Group, is substantially similar to the Group, and we
      use these terms to refer to both when the subject is the same or substantially similar.
      We use the term the &#x201c;Bank&#x201d; when we are only referring to Credit Suisse AG and its
      consolidated subsidiaries. We use the term the &#x201c;Bank parent company&#x201d; when we are referring
      only to the standalone parent entity Credit Suisse AG. Abbreviations are explained in the List of abbreviations in the back of this report.
      Publications referenced in this report, whether via website links or otherwise, are not incorporated into this report.
      In various tables, use of &#x201c;&ndash;&#x201d; indicates not meaningful or not applicable.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color:#000000;font-weight: bold;">Capital increase</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">This document is not an offer to sell securities or the solicitation of any offer
      to buy securities, nor shall there be any offer of securities, in any jurisdiction
      in which such offer or sale would be unlawful.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">This document does not constitute an offer or invitation to subscribe for or to purchase
      any securities in the United States of America. The securities referred to herein
      have not been and will not be registered under the US Securities Act of 1933, as amended
      (the &#x201c;Securities Act&#x201d;) or the laws of any US state and may not be offered or sold
      in the United States of America absent registration or an exemption from registration
      under the Securities Act. There will be no public offering of the securities in the
      United States of America.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;"></font></div>
    <br />


 <br />     <br />
  <div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">1</font><br>
      <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
</div>

<br>
<br>


     <div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId0078934"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Credit Suisse at a glance</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId0078936"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Credit Suisse</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse is one of the world's leading financial services providers. The bank&#x2019;s
      strategy builds on its core strengths: its position as a leading wealth manager, its
      specialist investment banking and asset management capabilities and its strong presence
      in its home market of Switzerland. We seek to follow a balanced approach with our
      wealth management activities, aiming to capitalize on both the large pool of wealth
      within mature markets as well as the significant growth in wealth in Asia Pacific
      and other emerging markets. Founded in 1856, we today have a global reach with operations
      in about 40 countries and 51,680 employees from over 150 different nations. Our broad footprint can help us to generate
      a more geographically balanced stream of revenues and net new assets and allows us
      to capture growth opportunities around the world. We serve our clients through four
      divisions &ndash; Wealth Management, Investment Bank, Swiss Bank and Asset Management.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId0078945"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Wealth Management </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Wealth Management division offers comprehensive wealth management and investment
      solutions and tailored financing and advisory services to ultra-high-net-worth (UHNW)
      and high-net-worth (HNW) individuals and external asset managers. Our wealth management
      business is among the industry&#x2019;s leaders in our target markets. We serve our clients
      along a client-centric and needs-based delivery model, utilizing the broad spectrum
      of Credit Suisse&#x2019;s global capabilities, including those offered by the Investment
      Bank and Asset Management. We serve our clients through coverage areas addressing
      the geographies of Switzerland, EMEA, Asia Pacific and Latin America.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId0078949"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Investment Bank </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Investment Bank division offers a broad range of financial products and services
      focused on client-driven businesses and also supports Credit Suisse&#x2019;s Wealth Management
      division and its clients. Our suite of products and services includes global securities sales, trading
      and execution, capital raising and advisory services. Our clients include financial
      institutions, corporations, governments, sovereigns, UHNW and institutional investors,
      such as pension funds and hedge funds, financial sponsors and private individuals
      around the world. We deliver our investment banking capabilities globally through
      regional and local teams based in both major developed and emerging market centers.
      Our integrated business model enables us to deliver high value, customized solutions
      that leverage the expertise offered across Credit Suisse and that help our clients
      unlock capital and value in order to achieve their strategic goals.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId0078955"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Swiss Bank</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Swiss Bank division offers comprehensive advice and a wide range of financial
      solutions to private, corporate and institutional clients primarily domiciled in our
      home market of Switzerland. Our private clients business has a leading franchise in
      Switzerland, including HNW, affluent, retail and small business clients. In addition,
      we provide consumer finance services through our subsidiary BANK-now and the leading
      credit card brands through our investment in Swisscard AECS GmbH. Our corporate and
      institutional clients business serves large corporate clients, small and medium-sized
      enterprises (SMEs), institutional clients, financial institutions and commodity traders.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId0078959"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Asset Management</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Asset Management division offers investment solutions and services globally to
      a broad range of clients, including pension funds, governments, foundations and endowments,
      corporations and individuals, with a strong presence in our Swiss home market. Backed
      by the Group&#x2019;s global presence, Asset Management offers active and passive solutions
      in traditional investments as well as alternative investments. We apply environmental,
      social and governance (ESG) criteria at various points in the investment process with
      an active sustainability offering, which invests in line with the Credit Suisse Sustainable
      Investment Framework, and passive ESG index and exchange traded funds.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">2</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
   <br />
   <br />




  <a name="anchorId008 anchorId002 anchorId002 anchorId002 anchorId002 anchorId002 anchorId002 anchorId002 anchorId002 anchorId002 anchorId0028934 8936 8967 14187 14865 16377 19864 22499 25807 28995 31222"></a><a style="font-family: arial, helvetica, sans-serif; font-size: 13pt; text-decoration: none; text-transform:uppercase; color: #255b89;" href="#anchorId0088934"> I &ndash; Credit Suisse results</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId0028936">Operating environment</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId0028967">Credit Suisse</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00216377">Wealth Management</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00219864">Investment Bank</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00222499">Swiss Bank</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00225807">Asset Management</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00228995">Corporate Center </a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00231222">Assets under management</a><br>
     <br />


       <a name="anchorId0088934"></a><div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">3</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
    <br />
    <br />


   <div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId0028936"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Operating environment</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, high global inflation prompted central banks to increase the pace of interest
      rate hikes. Global equity markets continued their downward trend, and volatility increased.
      Government bond yields increased further, and credit spreads widened. The US dollar
      was strong against other major currencies in 3Q22.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId0028940"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Economic environment</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Global economic growth remained weak in 3Q22. Consumer demand deteriorated as higher
      energy prices squeezed household incomes in major economies, and survey indicators
      of economic activity deteriorated. Despite the downturn, labor markets generally remained
      tight. Inflation in major economies remained above targets, with the pace of price
      levels for goods accelerating.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In response to high inflation, global central banks increased the pace of tightening
      monetary policies in 3Q22. The US Federal Reserve (Fed) increased its policy rate
      by 150 basis points (bps) and signaled that more rate increases were likely in the
      coming months. The European Central Bank (ECB) increased policy rates by 125 bps.
      The Bank of England (BoE) and the Swiss National Bank (SNB) followed, increasing their
      policy rates by 100 bps and 75 bps, respectively. The only major central banks that
      refrained from tightening were the Bank of Japan (BoJ), which kept policy rates unchanged,
      and the People&#x2019;s Bank of China (PBOC), which lowered rates slightly.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Global equities declined by 5% in 3Q22, driven by the further tightening of monetary
      policies, high global inflation and fears of a global recession. Most major developed
      equity markets saw negative returns for the quarter. US and Swiss equities decreased
      also by 5%, and eurozone equities decreased by 4%. Emerging market equities declined
      by 8%. Latin America was the best performing emerging market region in 3Q22, mainly
      driven by Brazil. Emerging market Asia was down more than 10%, mainly driven by China&#x2019;s
      equity markets. Consumer discretionary was the best performing sector, followed by
      energy, both sectors with positive returns. During the quarter, communication services
      and real estate were the weakest performing sectors, 12% and 10% lower, respectively.
      World bank stocks declined by 2% but outperformed global equities. European bank stocks
      were down 3% and North American bank stocks were down 5% in 3Q22 (refer to the charts
      under &#x201c;Equity markets&#x201d;). The Chicago Board Options Exchange Market Volatility Index
      (VIX) increased during the quarter. The Credit Suisse Hedge Fund Index increased 0.4%
      in 3Q22. </font></div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="x1_0001.gif" border="0"></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">4</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="x1_0003.gif" border="0"></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In fixed income, global government bond yields trended higher, and the 2-year and
      10-year US treasuries inverted further. While the majority of credit spreads continued
      to widen, global high yield spreads tightened modestly (refer to &#x201c;Yield curves&#x201d; and
      &#x201c;Credit spreads&#x201d; for further information). Investment grade and high yield bonds delivered
      another consecutive quarter of negative total returns in 3Q22. Meanwhile, emerging
      market sovereign bonds performed weaker than investment grade and high yield bonds
      due to their longer duration and ongoing geopolitical tension.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Further tightening from the Fed and the subsequent deterioration of risk sentiment
      continued to support the US dollar in 3Q22. The euro declined 7% against the US dollar
      on increasing eurozone-related risks such as the energy crisis due to the ongoing
      geopolitical tensions. Compared to the euro, the Swiss franc performed better given
      its safe haven qualities, declining 3% against the US dollar. The Japanese yen continued
      to weaken compared to the US dollar as well, declining by 6%, largely driven by widening
      policy rates in favor of the US dollar. Finally, the British pound was one of the
      weakest performers among major currencies in 3Q22, declining 8% against the US dollar
      in response to the UK government&#x2019;s announcement of a sizable unfunded fiscal stimulus.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Commodity benchmarks declined in 3Q22, with the Credit Suisse Commodity Benchmark
      decreasing 8%. Energy markets recorded significant volatility, ending the quarter
      15% lower. US natural gas prices increased due to hot summer temperatures and strong
      demand especially from Europe. Crude oil significantly underperformed on easing inventory
      pressure due in part to the release of strategic reserves. The agriculture sector
      was roughly flat in 3Q22, as summer crop quality was impacted by adverse weather,
      however, the partial resumption of Black Sea exports provided some relief. Precious
      metals were modestly lower on rising interest rates and US dollar strength, while
      industrial metals decreased to a greater extent amid moderating global industrial
      activity.</font></div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="x1_0002.gif" border="0"></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">5</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId0028967"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Credit Suisse</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we recorded a net loss attributable to shareholders of CHF&nbsp;4,034 million, which included a substantial valuation allowance relating to deferred tax
      assets. As of the end of 3Q22, our CET1 ratio was 12.6%.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,203</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,195</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,423</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,857</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,493</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,129</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,230</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,249</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,960</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,144</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading revenues<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">618</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">205</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,582</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(95)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">147</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">914</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">895</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,645</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,437</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,861</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(144)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,225</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,901</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,255</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,751</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,919</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,012</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,072</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,977</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">802</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">960</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">181</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">159</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,362</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,318</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,078</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,007</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,754</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,825</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,173)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,943)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,698</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">419</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">570</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,966</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">610</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,040)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,592)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>438</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">154</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,909)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,034)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,593)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>434</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,900)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>435</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,273)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,907)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(185)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,506)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,036)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Effective tax rate (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(204.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Return on equity (%, annualized)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on tangible equity</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Book value per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Book value per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.56</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tangible book value per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.22</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.29</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.57</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.22</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.57</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">727,365</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,442</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">278,139</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">278,139</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">862,737</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">937,419</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">937,419</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of employees (full-time equivalents)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of employees</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,410</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,140</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,140</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represent revenues on a product basis which are not representative of business results
                  within our business segments as segment results utilize financial instruments across
                  various <br>product types.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">6</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="x1_0004.gif" border="0"></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00210645"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, Credit Suisse reported a net loss attributable to shareholders of CHF&nbsp;4,034 million, which primarily reflected a valuation allowance of CHF&nbsp;3,655 million relating to the reassessment of deferred
      tax assets as a result of the comprehensive strategic review, compared to net income
      attributable to shareholders of CHF&nbsp;434 million in 3Q21 and a net loss attributable to shareholders of CHF&nbsp;1,593 million in 2Q22. In 3Q22, Credit Suisse reported a loss before taxes of CHF&nbsp;342 million, compared to income before taxes of CHF&nbsp;1,008 million in 3Q21 and a loss before taxes of CHF&nbsp;1,173 million in 2Q22. Adjusted loss before taxes in 3Q22 was CHF&nbsp;92 million compared to adjusted income before taxes of CHF&nbsp;1,362 million in 3Q21 and an adjusted loss before taxes of CHF&nbsp;442 million in 2Q22.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00210696"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we reported net revenues of CHF&nbsp;3,804 million, which decreased 30% compared to 3Q21, primarily reflecting lower net revenues in the Investment Bank
      and Wealth Management. The decrease in the Investment Bank was driven by significantly
      reduced capital markets revenues and lower equity and fixed income sales and trading
      revenues, reflecting challenging operating conditions and the Group&#x2019;s relative underperformance.
      The decrease in Wealth Management mainly reflected lower transaction- and performance-based
      revenues, lower recurring commissions and fees and lower other revenues, partially
      offset by higher net interest income.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, net revenues increased 4%, primarily reflecting higher net revenues in the Corporate Center and Wealth Management,
      partially offset by lower net revenues in the Swiss Bank. The increase in Wealth Management
      mainly reflected higher other revenues and higher net interest income, partially offset
      by lower transaction- and performance-based revenues and lower recurring commissions
      and fees. The decrease in the Swiss Bank mainly reflected lower net interest income
      and lower transaction-based revenues.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, provision for credit losses of CHF&nbsp;21 million were mainly related to CHF&nbsp;21 million in the Swiss Bank and CHF&nbsp;7 million in Wealth Management, partially offset by a release of provision for credit
      losses of CHF&nbsp;6 million in the Investment Bank.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, total operating expenses of CHF&nbsp;4,125 million decreased 10%, primarily reflecting a decrease in compensation and benefits and general and administrative
      expenses. Compensation and benefits decreased 16%, mainly due to lower discretionary compensation expenses. General and administrative expenses decreased 5%, mainly due to lower litigation provisions. The Group recorded net litigation provisions
      of CHF&nbsp;245 million in 3Q22, primarily relating to developments in a number of previously disclosed
      legal matters, mainly in the Corporate Center and Wealth Management. 3Q22 included
      restructuring expenses of CHF&nbsp;55 million. Adjusted total operating expenses in 3Q22 of CHF&nbsp;3,869 million decreased 6% compared to CHF&nbsp;4,098 million in 3Q21.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased 13%, mainly reflecting decreases in compensation and benefits and general and administrative expenses. Compensation and benefits decreased 21%, mainly due to lower discretionary compensation expenses. General and administrative expenses decreased 4%, primarily reflecting lower litigation provisions. Adjusted total operating expenses
      decreased 8% compared to 2Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Income tax</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group has used a year to date effective tax rate (discrete method) as the best
      estimate of the annual effective tax rate to calculate income taxes for the period
      ended September 30, 2022. This was mainly due to uncertainties of tax consequences
      associated with the comprehensive strategic review and restructuring process. </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">7</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, the income tax expense was CHF&nbsp;3,698 million, primarily reflecting the valuation allowance of CHF&nbsp;3,655 million relating to the reassessment of deferred tax assets as a result of the comprehensive
      strategic review and valuation allowances relating to current period earnings. This
      was partially offset by the impact of the reassessment of non-deductible funding costs
      from previously unrecognized tax benefits and the impact of the geographical mix of
      results. Overall, net deferred tax assets/(liabilities) decreased CHF&nbsp;3,718 million from CHF&nbsp;2,824 million in 2Q22 to CHF&nbsp;(894) million during 3Q22, primarily driven by the reassessment of the deferred tax assets.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Regulatory capital</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, our Bank for International Settlements (BIS) common equity tier&nbsp;1 (CET1) ratio was 12.6% and our risk-weighted assets (RWA) were CHF&nbsp;273.6 billion.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00210844"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Other information</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Strategic review</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October&nbsp;27, 2022, Credit Suisse announced a series of decisive actions intended to create
      a simpler, more focused and more stable bank built around client needs. The announcement
      follows a strategic review conducted by the Board of Directors and Executive Board,
      resulting in a radical restructuring of the Investment Bank, an accelerated cost transformation,
      and strengthened and reallocated capital.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group expects to follow a clear execution roadmap and:</font></div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> Radically restructure the Investment Bank to significantly reduce risk-weighted assets,
         targeting a reduction in RWAs of approximately 40% pre-Basel III reforms by 2025.
         The restructured Investment Bank is intended to contain the Markets business and CS
         First Boston. The Markets business would include the strongest and most relevant aspects
         of the Group&#x2019;s trading capabilities while remaining committed to serving institutional
         clients and closely aligning with the Wealth Management and Swiss Bank businesses
         in offering its capabilities in cross-asset investor products as well as equities,
         foreign exchange and rates access. The Investment Bank&#x2019;s capital markets and advisory
         activities would, after a transition period, lead to the creation of CS First Boston.</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> Make progress on the framework and exclusivity agreement, described below, to transfer
         a significant portion of Securitized Products Group (SPG) to an investor group led
         by Apollo Global Management (Apollo).</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> Accelerate cost reductions, reducing the Group&#x2019;s cost base by 15%, or approximately CHF&nbsp;2.5 billion, to approximately CHF&nbsp;14.5 billion in 2025, with an interim target of CHF&nbsp;15.8 billion in 2023. Our cost base target is measured using adjusted operating expenses
         at constant 2022 foreign exchange rates and on a constant perimeter, before the impact
         of the SPG transaction and other divestments.</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> Strengthen and reallocate capital. The Group is targeting a CET1 ratio pre-Basel III
         reform of at least 13% throughout the transformation from 2023 through 2025, and a CET1 ratio pre-Basel III reform of more than 13.5% by the end of 2025. Credit
         Suisse has announced its intention to raise capital with gross proceeds of approximately
         CHF&nbsp;4 billion. In addition, it intends to allocate almost 80% of capital to Wealth Management,
         Swiss Bank, Asset Management and Markets by 2025, excluding the Corporate Center.</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> Create a Capital Release Unit (CRU), which will comprise (i)&nbsp;a Non-Core Unit (NCU) to accelerate the run-down of non-strategic, low-return businesses
         and markets, to release capital, targeting a reduction of approximately 60% of RWAs (excluding
         operational risk RWA) and approximately 55% of leverage exposure by the end of 2025
         and (ii)&nbsp;SPG.</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> Target a Group Return on tangible equity (RoTE) of approximately 6% by 2025 and a
         Core Results RoTE of more than 8% by 2025. Core Results includes the results of the
         divisions and the Corporate Center and excludes the results of the CRU.</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> Advance a capital distribution policy with a nominal dividend over 2022-2024 and meaningful
         dividends from 2025 onwards.</font></div>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group estimates restructuring charges, software and real estate impairments in
      connection with the transformation of CHF&nbsp;2.9 billion over a period from 4Q22 to 2024. The transformation is intended to be
      funded through divestments, exits, the announced capital actions and existing resources.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Risk factor&#x201d; for further information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Securitized Products Group</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 27, 2022, Credit Suisse announced that it has entered into a framework
      and exclusivity agreement to transfer a significant portion of SPG to an investor
      group led by Apollo. Under the terms of the proposed transaction, investment vehicles
      managed by affiliates of Apollo and Pacific Investment Management Company (PIMCO)
      would acquire the majority of SPG&#x2019;s assets and other related financing businesses
      from the Group, form a new platform to enter into an investment management agreement
      to manage the residual assets on the Group&#x2019;s behalf, hire SPG team members to the
      new platform and receive certain ongoing services from the Group. The transaction
      proposed under the framework agreement is subject to the signing of final binding
      documentation, which is anticipated during 4Q22. Closing of the proposed transaction
      would be subject to customary closing conditions and regulatory approvals and would
      be expected to occur during the first half of 2023.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital increase</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 27, 2022, Credit Suisse announced its intention to raise capital with gross
      proceeds of approximately CHF&nbsp;4 billion through the issuance of new shares to qualified investors, including Saudi National Bank, which has
      committed to invest up to CHF&nbsp;1.5 billion to achieve a shareholding of up to 9.9%, and through a rights offering
      for existing shareholders, in each case subject to approval at the Extraordinary General Meeting (EGM) on November&nbsp;23, 2022. These measures are expected to increase the Group&#x2019;s CET1 ratio and support
      its strategic transformation.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">8</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Management changes</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Effective August 1, 2022, Ulrich K&#xf6;rner took over the position of Chief Executive Officer (CEO) of the Group as previously announced. Effective August&nbsp;22, 2022, Michael Rongetti succeeded Ulrich K&#xf6;rner as CEO of the Asset Management
      division on an ad interim basis and Francesco De Ferrari, CEO of the Wealth Management
      division, was appointed to take on the additional role of CEO of the EMEA region, a position
      in which he had served on an ad interim basis since January 2022. Effective September&nbsp;19, 2022, Francesca McDonagh, who was previously announced as CEO of the EMEA region, took over the position of Chief Operating Officer of the Group. Effective October&nbsp;1, 2022, Dixit Joshi joined Credit Suisse as the new Chief Financial Officer (CFO),
      as announced on August&nbsp;22, 2022. As previously announced, David Mathers stepped down from his role as CFO
      after twelve years. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October&nbsp;27, 2022, we announced that Michael Klein will step down from the Board of Directors
      to act as advisor to the Group CEO, helping launch CS First Boston; it is anticipated
      that he will be appointed CEO designate of CS First Boston in 2023, subject to pending
      regulatory approvals. Christian Meissner, who has served as CEO of the Investment
      Bank and as a member of the Executive Board, has decided to leave the bank, effective
      immediately. Mike J. Ebert and Ken Pang have been appointed co-Heads of the Markets
      business, effective November 1, 2022, and they, together with David Miller, who will
      continue in his current role as Global Head of Investment Banking &amp; Capital Markets,
      will report to the Group CEO. Nita Patel has been appointed as Chief Compliance Officer and a member of the Executive
      Board of the Group, effective November&nbsp;1, 2022, following Rafael Lopez Lorenzo&#x2019;s decision to step down from his role.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Liquidity issues in October 2022 and credit ratings downgrades</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">During the first two weeks of October 2022, following negative press and social media
      coverage based on incorrect rumors, Credit Suisse experienced significantly higher
      withdrawals of cash deposits as well as non-renewal of maturing time deposits. These
      outflows have since stabilized to much lower levels but have not yet reversed. As
      is normal practice, we also limited our access to the capital markets in the period
      immediately preceding our strategy announcements. While these outflows have partially
      utilized liquidity buffers at the Group and legal entity level, and we have fallen
      below certain legal entity-level regulatory requirements, the core requirements of
      the liquidity coverage ratio (LCR) and the net stable funding ratio (NSFR) at the
      Group level have been maintained at all times. The Group&#x2019;s average daily LCR for the
      month of October through October 25 was 154%, with lower spot rates over this period
      that remained below this average through the date hereof. Remediation plans have been
      prepared to reverse these outflows, including accessing the public and private markets
      following our announcements on October 27 together with certain asset disposals, including
      the transfer of a significant portion of SPG to an investor group led by Apollo, and
      other measures. We would note that the execution of the strategic measures that we
      have announced is also expected to generate liquidity and reduce the funding requirements
      of the Group. We also continue to have access to central bank funding sources if required.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On November 1, 2022, Moody&#x2019;s Investors Service affirmed the senior unsecured debt
      ratings of Credit Suisse Group AG and downgraded the long-term senior unsecured debt
      and deposit ratings of Credit Suisse AG by one notch. Moody&#x2019;s also downgraded all
      the short-term ratings by one notch and maintained the &#x201c;negative&#x201d; outlook on all ratings.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Following the affirmation of all ratings and outlooks on October&nbsp;6, 2022, Standard and Poor&#x2019;s Global Ratings downgraded the long-term issuer credit ratings of Credit Suisse Group AG and the long- and short-term issuer credit
      ratings of Credit Suisse AG, in each case by one notch on November&nbsp;1, 2022. The outlook on these ratings has been revised from &#x201c;negative&#x201d; to &#x201c;stable&#x201d;.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">See &#x201c;Credit ratings&#x201d; disclosure in the &#x201c;Liquidity and funding management&#x201d; section
      of this report for a discussion of the potential consequences of ratings downgrades.
      Steps we expect to take to address any such consequences or any regulatory concerns
      include those remedial actions outlined above.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">These circumstances have exacerbated the risks we described under &#x201c;Liquidity Risk&#x201d;
      in our Risk Factors contained in our 2021 Annual Report.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Outflows in assets under management in October 2022</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">During the month of October 2022, following negative press and social media coverage
      based on incorrect rumors, Credit Suisse experienced client asset outflows at levels
      that substantially exceeded the rates incurred in 3Q22. These asset outflows primarily
      impacted our Wealth Management and Swiss Bank divisions. These outflows have reduced
      since mid-October but have not yet reversed. It is premature to estimate the impact
      on net new asset flows for 4Q22 but, coupled with reductions in asset values due to
      adverse market movements in client portfolios in 3Q22, this reduction in assets under
      management may lead to decreased fee revenues for the Group, thereby leading to reduced
      profitability.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Public tender offers for debt securities</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 7, 2022, the Group announced offers by Credit Suisse International to repurchase certain senior debt securities for cash up to approximately
      CHF&nbsp;3 billion. The offers entail a cash tender offer in relation to eight euro or pound
      sterling denominated senior debt securities for an aggregate consideration of up to
      EUR&nbsp;1 billion and a separate cash tender offer in relation to twelve US dollar denominated
      senior debt securities for an aggregate consideration of up to USD&nbsp;2 billion. Both offers are subject to various conditions as set out in the respective
      tender offer memoranda. The offers will expire on November&nbsp;3, 2022 and November&nbsp;10, 2022, respectively, subject to the terms and conditions set out in the offer documents.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">9</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Allfunds Group</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 21, 2022, we announced the successful completion of the offering of our
      entire shareholding in Allfunds Group plc (Allfunds Group), which represented approximately 8.6% of the share capital of Allfunds Group, through
      an accelerated bookbuild offering to institutional investors. This transaction resulted in a loss of CHF&nbsp;75 million, which will be recorded in 4Q22. Following the completion of this transaction,
      we will no longer hold any shares in Allfunds Group.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Expected loss in 4Q22</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 4Q22, we expect to record a CHF&nbsp;75 million loss related to the full disposal of
      our shareholding in Allfunds Group. Additionally, we expect to incur restructuring
      charges and software and real estate impairments of approximately CHF&nbsp;250 million
      in 4Q22 as part of the costs of the announced strategic transformation. Together with
      the negative revenue impacts from the exit of our non-core businesses and exposures
      and the adverse operating environment that we have been experiencing, we expect a
      net loss for the Group in 4Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Goodwill</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 27, 2022, the Group announced an updated strategy. This announcement may
      trigger a reassessment of the current segment structure and may potentially require
      the reallocation of goodwill balances from the current reporting units to the new
      reporting units on a relative fair value basis.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The announcement of the strategy and organizational changes as well as adverse market
      and economic conditions represent 3Q22 triggering events for goodwill impairment testing
      purposes, and under US GAAP, goodwill has to be tested for impairment both before
      and immediately after a reorganization of reporting units. The review of the Group&#x2019;s
      five-year financial plan to reflect the announced strategy is expected to be finalized
      in 4Q22. Based on its goodwill impairment analysis performed, the Group concluded
      that the estimated fair value for all of the reporting units with goodwill exceeded
      their related carrying values and no impairments were necessary as of September 30,
      2022. The fair value of the Asset Management reporting unit exceeded its related carrying
      value by only 12%. The goodwill for the Asset Management reporting unit became more
      sensitive to an impairment due to the higher cost of equity in 3Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Russia&#x2019;s invasion of Ukraine</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In response to Russia&#x2019;s invasion of Ukraine, many countries across the world imposed
      severe sanctions against Russia&#x2019;s financial system and on Russian government officials
      and business leaders, and these sanctions have been expanded several times. The Group continues to assess the impact of the sanctions already imposed, and potential
      future escalations, on its exposures and client relationships. As of September 30, 2022, the Group had a net credit exposure to Russia, after specific allowances
      and provisions for credit losses and valuation adjustments, of CHF&nbsp;229 million, primarily related to corporates, individuals and the sovereign. In addition,
      Russian subsidiaries had a net asset value of approximately CHF&nbsp;250 million as of September 30, 2022. The Group has further reduced Russia related exposures in 3Q22 as the market
      and counterparty situation evolved, and remaining exposures continue to be subject
      to ongoing monitoring and management. The Group notes that these developments may
      continue to affect its financial performance, including credit loss estimates and
      potential asset impairments.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Supply chain finance funds matter </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As previously reported, in early March 2021, the boards of four supply chain finance
      funds (SCFF) managed by certain Group subsidiaries decided to suspend redemptions
      and subscriptions of those funds to protect the interests of the funds&#x2019; investors,
      to terminate the SCFF and to proceed to their liquidation. Credit Suisse Asset Management
      (Schweiz) AG (CSAM) acts as the portfolio manager of the SCFF.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Beginning in 4Q21, we introduced a fee waiver program for clients impacted by this
      matter wherein certain commissions and fees arising from current and future business
      transactions may be reimbursed on a quarterly basis, provided certain conditions are
      met. We incurred negative revenues of CHF&nbsp;18 million in 3Q22 relating to this fee waiver program, primarily in Wealth Management.
      </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Significant negative consequences of the supply chain finance funds and Archegos matters</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In prior financial reports, we have outlined the losses associated with the Archegos
      matter and the legal and regulatory consequences of that matter and the supply chain
      finance funds matter. There can be no assurance that any additional losses, damages,
      costs and expenses, as well as any further regulatory and other investigations and
      actions or any further downgrade of our credit ratings, will not be material to us,
      including from any impact on our business, financial condition, results of operations,
      prospects, liquidity or capital position. For example, we have suffered and may continue
      to suffer reputational harm and reductions in certain areas of our business, such
      as outflows of assets and a slowdown in net new asset generation across our divisions,
      attributable, at least in part, to these matters. The ongoing effect of these matters,
      and this harm and these reductions, can continue to affect our business overall, including
      our ability to attract and retain customers, clients, investors and employees and
      to conduct business transactions with our counterparties. While steps we have taken
      in response to the Archegos and SCFF matters are designed to reduce the Group&#x2019;s risks,
      some of these changes will constrain certain areas of our business, thereby impacting
      negatively our results of operations. These challenges are taking place in the context
      of worsening macroeconomic and market conditions, potentially amplifying some of the
      negative consequences noted above. The foregoing challenges may also make it more
      difficult to implement our just-announced new strategic initiatives, as well as achievement
      of the targets and objectives associated with those initiatives.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Risk factors&#x201d; in I &ndash; Information on the company and &#x201c;Note 40 - Litigation&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 and Note 33 &ndash; Litigation in III &ndash; Condensed consolidated financial statements - unaudited for further information on
         risks that may arise in relation to these matters and for a description of the regulatory
         and legal developments relating to these matters.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">10</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Format of presentation </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In managing our business, revenues are evaluated in the aggregate, including an assessment
      of trading gains and losses and the related interest income and expense from financing
      and hedging positions. For this reason, specific individual revenue categories in
      isolation may not be indicative of performance. Certain reclassifications have been
      made to prior periods to conform to the current presentation.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Performance measures</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse measures firm-wide returns against total shareholders&#x2019; equity and tangible
      shareholders&#x2019; equity, a non-GAAP financial measure also known as tangible book value.
      Tangible shareholders' equity is calculated by deducting goodwill and other intangible
      assets from total shareholders' equity as presented in our balance sheet. In addition,
      Credit Suisse also measures the efficiency of the firm and its divisions with regard
      to the usage of regulatory capital. Regulatory capital is calculated as the average
      of 13.5% of RWA and 4.25% of leverage exposure and return on regulatory capital, a
      non-GAAP financial measure, is calculated using income/(loss) after tax and assumes
      a tax rate of 30% for periods prior to 2020 and 25% from 2020 onward. For the Investment
      Bank, return on regulatory capital is based on US dollar denominated numbers. Return
      on regulatory capital excluding certain items included in our reported results is
      calculated using results excluding such items, applying the same methodology. Adjusted
      return on regulatory capital excluding certain items included in our reported results
      is calculated using results excluding such items, applying the same methodology.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s economic profit is a non-GAAP financial measure, calculated using income/(loss)
      before tax applying a 25% tax rate less a capital charge. The capital charge is calculated
      based on the sum of (i) a cost of capital applied to the average regulatory capital
      of each of the four divisions; and (ii) a 10% cost of capital applied to the residual
      of the Group&#x2019;s average tangible equity less the sum of the regulatory capital of the
      four divisions. The applied cost of capital for the divisions is 8% for Wealth Management,
      the Swiss Bank and Asset Management and 12% for the Investment Bank. Adjusted economic
      profit excluding certain items included in our reported results is calculated using
      results excluding such items, applying the same methodology.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Management believes that these metrics are meaningful as they are measures used and
      relied upon by industry analysts and investors to assess valuations and capital adequacy.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">11</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Results overview&nbsp;<sup></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in / end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">611</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">860</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,901</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">726</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">252</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">192</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">638</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">765</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">218</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,919</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(168)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(873)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,273)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,828</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">237,127</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,135</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,881</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700,358</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,348</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">501</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,169</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,018</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,344</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,522</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,758</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231,357</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317,149</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240,153</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,960</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,262</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,050</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,645</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">774</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,090</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">365</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">599</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,080</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">265</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">297</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,362</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">505</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">878</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">229</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">297</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,373</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>630</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>302</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,754</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,173)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(254)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,220)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,907)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">195.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">205,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254,561</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">219,151</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,785</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,481</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">727,365</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,330</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">496</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,148</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,974</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62,158</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81,722</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,584</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,580</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,442</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234,524</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">333,473</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,556</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,886</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,298</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">862,737</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,656</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,514</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>292</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(78)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,437</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(168)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(144)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">695</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">972</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">361</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,255</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">541</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">869</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">235</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">148</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,318</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">448</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">731</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">206</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">507</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,012</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(707)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">211</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">139</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(185)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,846</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">320,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224,798</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,728</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,570</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,341</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,650</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">494</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,130</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,615</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,602</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87,721</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,873</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,395</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,548</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">278,139</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">244,922</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">380,439</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,439</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,769</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58,850</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">937,419</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">12</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Results overview (continued)&nbsp;<sup></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,808</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,153</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,861</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(107)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,134</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,048</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,751</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,086</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,870</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">741</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">981</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,078</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,805</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,336</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">640</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">320</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">971</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,072</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">126</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">181</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,220</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,054</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(432)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,658)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,256</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>173</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,282)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,943)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(870)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,390)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">343</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,506)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,654</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,216</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,225</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,066</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,939</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">447</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">259</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,431</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,572</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">681</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">932</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,007</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which general and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,136</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,076</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">581</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">878</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,977</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,497</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,511</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,788</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>838</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,825</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,150</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,485)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>269</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,181)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,037</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,450)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">373</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,036)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">13</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Results excluding certain items included in our reported results are non-GAAP financial
      measures. Following the reorganization implemented at the beginning of 2022, we have
      amended the presentation of our adjusted results. Management believes that such results
      provide a useful presentation of our operating results for purposes of assessing our
      Group and divisional performance consistently over time, on a basis that excludes
      items that management does not consider representative of our underlying performance.
      Provided below is a reconciliation of our adjusted results to the most directly comparable
      US GAAP measures.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Pfandbriefbank<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,355</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>956</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>346</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,798</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(124)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(178)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,270</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,728</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>552</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>243</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>76</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,869</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>78</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(616)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>104</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(41)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(92)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(835)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,122)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,050</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,645</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">168</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">168</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,444</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,047</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,820</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,373</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>630</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>302</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,754</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(227)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(434)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,341</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,878</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>278</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>74</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,198</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,173)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(824)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>31</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(165)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(442)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,001)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,383)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">14</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00214187"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,656</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,514</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>292</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(78)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,437</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Valuation adjustment related to major litigation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(130)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(130)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,567</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,491</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,049</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>405</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,504</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(168)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(144)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(425)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(495)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,165</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,862</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>202</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,098</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(707)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>384</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>609</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>450</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>131</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(212)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,362</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">15</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId00214865"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,808</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,153</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,861</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(177)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">511</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">511</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Pfandbriefbank<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,305</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,083</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,025</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,016</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,200</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(107)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>130</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,220</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,054</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(181)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(300)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(774)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,265)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,881</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,526</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,793</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>275</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,304</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(432)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,658)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,256</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>173</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,282)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,943)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>404</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,491)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>186</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(503)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(234)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(244)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,264)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">279</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,291)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,654</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation recovery<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Valuation adjustment related to major litigation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(591)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(591)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">470</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">470</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,055</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,712</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,099</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,222</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>72</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,160</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,216</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,225</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,312)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,312)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(87)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,497</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,511</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,788</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>838</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,825</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(648)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(707)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,422</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,774</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>544</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,976</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,150</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,485)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>269</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,181)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,646</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,386</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,317</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>386</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(464)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,271</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">660</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,203</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">377</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">247</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,650</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on tangible equity (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">16</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00216272"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Risk factor</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">We may not achieve some or all of the expected benefits of the strategic initiatives
      we have announced</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 27, 2022, we announced a comprehensive new strategic direction for the
      Group and significant changes to its structure and organization, including establishing
      a more capital-light Investment Bank, divesting non-core businesses and accelerating
      cost reduction. We have announced our objective to implement most of these measures
      by 2025.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our goals, our strategy for implementing them, and the completion of these measures
      are based on a number of key assumptions, including in relation to the future economic
      environment and the economic growth of certain geographic regions, the regulatory
      landscape, our ability to meet certain financial goals, and the confidence of clients,
      counterparties, employees and other stakeholders, including regulatory authorities,
      in this strategy and in our ability to implement it. If any of these assumptions prove
      inaccurate in whole or in part, we may not be able to achieve some or all of the expected
      benefits of our strategic initiatives, including generating the intended structural
      cost savings, strengthening and reallocating our capital, reducing our risk-weighted
      assets (RWA) in certain divisions, divesting non-core businesses, generating future
      and sustainable returns, and achieving our other targets and strategic goals. The
      breadth of our strategic initiatives and goals also increases the challenges and risks
      of executing and implementing them. If we are unable to implement our strategy successfully
      in whole or in part, or should the strategic initiatives once implemented fail to
      produce the expected benefits, our financial results and our share price may be materially
      and adversely affected. Even if we are able to successfully implement our strategy,
      our proposed goals may increase our exposure to certain risks, including but not limited
      to credit risks, market risks, liquidity risks, operational risks and regulatory risks,
      and such risks may evolve in a way that is not under our control or entirely possible
      to predict.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our strategy involves a change in focus within certain areas of our business, including
      exiting certain businesses. For example, we have announced our intention to transfer
      a majority of SPG&#x2019;s assets and carve out CS First Boston as an independent investment
      bank for the capital markets and advisory businesses. These changes may have negative
      effects in these and other areas of our business and may result in an adverse effect
      on our business as a whole.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Moreover, any reputational harm resulting from prior events or from reactions to our
      strategic initiatives may make it more difficult to implement those strategic initiatives
      or achieve the related targets and objectives.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We anticipate that revenues and income for the Investment Bank will be materially
      reduced by the planned transfer of the majority of SPG&#x2019;s assets, as well as by the
      targeted reduction in capital for the Investment Bank. Our ability to attract and
      retain clients also may be adversely affected by these changes. The capital-light
      Investment Bank is also likely to face increased competition in areas such as leveraged
      finance and underwriting, particularly from competitors that have access to larger
      amounts of capital. In addition, the new structure of the Investment Bank may pose
      challenges for the division to build upon other businesses and relationships of the
      Group and may limit the division&#x2019;s ability to deliver cross-selling opportunities
      to other Group businesses.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Market conditions, the ability to attract potential purchasers, regulatory approvals
      and consents, and other similar uncertainties may also affect our ability to dispose
      of assets, achieve favorable prices or terms for these disposals, or complete any
      announced but not yet completed disposals, which may lead us to dispose of assets
      at a loss, at a higher than expected loss, hold these assets for a longer period of
      time than desired or planned, or fail to dispose of assets at all. A significant element
      of our strategic plans is to transfer a majority of SPG&#x2019;s assets. While we have reached
      a framework and exclusivity agreement with certain counterparties to achieve this
      objective, we have not yet entered into a final agreement with them. While we and
      the counterparties are required to negotiate final agreements in good faith on the
      basis of agreed term sheets, there can be no assurance that we will succeed in doing
      so, or that the terms of any final arrangement will not materially differ from the
      ones contemplated at the date hereof. If we are unable to dispose of these assets
      as proposed or announced, we may not be able to reduce our RWAs and leverage exposure
      according to plan or achieve the capital targets set out in our strategy.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In addition, we anticipate these disposals and changes to the Group may result in
      further impairments and write-downs, including in relation to goodwill and the revaluation
      of our deferred tax assets, which may have a material adverse effect on our results
      of operations and financial condition. These changes may also lead to further impairments
      of the capital effective component of the values of Credit Suisse AG (Bank parent
      company)&#x2019;s participations in certain of its subsidiaries, which would negatively impact
      its Swiss CET1 ratio.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our strategy also includes certain financial goals and targets. Our ability to achieve
      these targets is based on a number of macro-economic factors and underlying business
      assumptions, such as a higher interest rate environment and our ability to hold and
      attract client assets at levels and rates similar to those in the past. For example,
      a period of stagflation may have negative effects on our ability to achieve our financial
      goals and targets. Furthermore, we do not expect geopolitical risks to escalate significantly.
      Deviations from any of these assumptions would impact our ability to achieve our financial
      goals and targets.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">17</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We are also seeking to achieve significant cost savings as part of our plan. We are
      targeting to reduce our costs based on the assumption that, in addition to specific
      strategic business exit and curtailment activities that account for a significant
      proportion of the intended cost savings, more savings can be achieved through efficiency
      measures. Implementing these measures will entail the incurrence of significant restructuring
      expenses, including software and real estate impairments, estimated to be on the order
      of CHF&nbsp;2.9 billion through the end of 2024, although they could exceed this level.
      These measures include de-scoping of business and internal footprint, organizational
      effectiveness and simplification, workforce management and third-party cost management.
      Furthermore, we have identified short-term actions to set the right trajectory to
      meet our cost ambitions. These include a 5% planned reduction in permanent headcount
      by the end of 2022, and, in 2023, a 30% reduction in contractor spend and a 50% reduction
      in consultancy spend. Our ability to achieve these cost savings is dependent on the
      execution of these measures on time and to their full extent There is also a risk
      that these measures impact the revenue generation capabilities of the business beyond
      what has been taken into account currently for the strategic business curtailment
      activities. In addition, our planned exit from certain businesses and disposals of
      certain assets may entail higher costs or take more time than anticipated and accordingly
      impact our ability to achieve our targeted cost savings. Furthermore, additional costs
      could arise from any number of anticipated or unanticipated developments, such as
      costs relating to compliance with additional regulatory requirements and increased
      regulatory charges.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Across all our businesses, we need to attract and retain highly qualified employees.
      The anticipated changes in the Group as part of our strategic initiatives may negatively
      impact our ability to hire and retain highly qualified employees, including due to
      any changes or reductions in compensation. If we are unable to attract and/or retain
      highly qualified employees across our businesses, this may have a material adverse
      effect on our ability to implement our strategy.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Fair valuations</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Fair value can be a relevant measurement for financial instruments when it aligns
      the accounting for these instruments with how we manage our business. The levels of
      the fair value hierarchy as defined by the relevant accounting guidance are not a
      measurement of economic risk, but rather an indication of the observability of prices
      or valuation inputs.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, 29% of our total assets and 20% of total liabilities were measured at fair value. The majority of our level&nbsp;3 assets are recorded in our investment banking businesses. As of the end of 3Q22,
      total assets at fair value recorded as level&nbsp;3 decreased CHF&nbsp;0.4 billion to CHF&nbsp;9.8 billion compared to the end of 2Q22, primarily reflecting net settlements in loans
      held-for-sale, trading assets and loans. As of the end of 3Q22, our level 3 assets
      comprised 1% of total assets and 5% of total assets measured at fair value, stable compared to the end of 2Q22.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We believe that the range of any valuation uncertainty, in the aggregate, would not
      be material to our financial condition; however, it may be material to our operating
      results for any particular period, depending, in part, upon the operating results
      for such period.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Fair valuations&#x201d; in II &ndash; Operating and financial review &ndash; Credit Suisse &ndash; Other information in the Credit Suisse Annual Report 2021 and &#x201c;Note 31 &ndash; Financial instruments&#x201d; in III &ndash; Condensed consolidated financial statements &ndash; unaudited for further information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Subsidiary guarantee information</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Certain wholly owned finance subsidiaries of the Group, including Credit Suisse Group
      Funding (Guernsey) Limited, which is a Guernsey incorporated non-cellular company
      limited by shares, have issued securities fully and unconditionally guaranteed by
      the Group. There are various legal and regulatory requirements, including the satisfaction
      of a solvency test under Guernsey law for the Guernsey subsidiary, applicable to some
      of the Group&#x2019;s subsidiaries that may limit their ability to pay dividends or distributions
      and make loans and advances to the Group.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group and the Bank have issued full, unconditional and several guarantees of Credit
      Suisse (USA), Inc.&#x2019;s outstanding debt securities registered with the US Securities
      and Exchange Commission (SEC), which as of September&nbsp;30, 2022 consisted of a single outstanding issuance with a balance of USD&nbsp;742 million maturing in July 2032. Credit Suisse (USA), Inc. is an indirect, wholly
      owned subsidiary of the Group, and the guarantees have been in place since March 2007.
      In accordance with the guarantees, if Credit Suisse (USA), Inc. fails to make a timely
      payment under the agreements governing such debt securities, the holders of the debt
      securities may demand payment from either the Group or the Bank, without first proceeding
      against Credit Suisse (USA), Inc., but to date there has been no occasion where holders
      of the debt securities have demanded payment under the guarantees. The guarantee from
      the Group is subordinated to senior liabilities, and the guarantees from the Group
      and the Bank are structurally subordinated to liabilities of any of the subsidiaries
      of the Group or the Bank that do not guarantee the debt securities.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00216347"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Regulatory developments and proposals</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As previously disclosed in our 2021 Annual Report, as a result of Russia&#x2019;s invasion
      of Ukraine, beginning in February 2022, the US, EU, UK, Switzerland and other countries
      across the world imposed sanctions against a number of parties, sectors and activities
      relating to Russia. The US, EU, UK and Switzerland all continue to impose sanctions
      in response to Russian aggression, including designating and imposing new asset-freeze
      sanctions on Russian individuals and entities, and a prohibition on US persons from
      purchasing both new and existing debt and equity securities issued by entities in
      the Russian Federation.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">18</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On June 23, 2022, the Board of Governors of the Federal Reserve System (Fed) announced
      the results of its annual supervisory stress tests, as implemented pursuant to the
      Dodd-Frank Act. Our US intermediate holding company (IHC) remained above its risk-based
      minimum capital requirements. On August 4, 2022, the Fed announced the individual
      capital requirements for large banks. Our US IHC&#x2019;s stress capital buffer increased
      from 6.9% to 9% based on the 2022 stress tests. This revised stress capital buffer
      went into effect October 1, 2022. If our US IHC does not maintain its stress capital
      buffer above minimum risk-based capital requirements, it will be limited in its ability
      to pay dividends and make discretionary bonus payments and other earnings distributions.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On August 12, 2022, the US Commodity Futures Trading Commission issued a final rule
      modifying the swap clearing requirement to support the transition from LIBOR under
      the Adjustable Interest Rate (LIBOR) Act. Effective September 23, 2022, the rule removes
      the requirement to clear certain interest rate swaps referencing GBP LIBOR, CHF LIBOR,
      JPY LIBOR and EUR Euro Overnight Index Average, and adds the requirement to clear
      overnight index swaps referencing replacement rates (including certain settings of
      CHF Swiss Average Rate Overnight, JPY Tokyo Overnight Average and EUR Euro Short-Term
      Rate). Effective October 31, 2022, the rule adds a requirement to clear overnight
      index swaps referencing certain settings of USD Secured Overnight Financing Rate and
      SGD Singapore Overnight Rate. Finally, effective July 1, 2023, the rule removes the
      requirement to clear certain interest rate swaps referencing USD LIBOR and SGD Swap
      Offer Rate.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On September 29, 2022, the UK Financial Conduct Authority (FCA) announced its plan
      to retire synthetic 1- and 6-month GBP LIBOR at the end of March 2023 instead of December
      2022 as originally announced. The FCA also encouraged parties to private finance initiative
      (PFI) loans that remain linked to 6-month sterling LIBOR to amend such contracts as
      a matter of priority. The FCA is further considering the appropriate date to retire
      the 3-month GBP LIBOR setting and whether to continue requiring the publication of
      synthetic USD LIBOR when the US dollar LIBOR panel ends on June 23, 2023.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On August 16, 2022, major US tax reform legislation known as the Inflation Reduction
      Act (IRA) was enacted. The IRA makes significant changes to US tax law, including
      the introduction of a corporate alternative minimum tax of 15% of the &#x201c;adjusted financial
      statement income&#x201d; of certain domestic corporations (effective in taxable years beginning
      after December 31, 2022) and a 1% excise tax on stock repurchases by certain domestic
      corporations (effective on repurchases made after December 31, 2022). The IRA may
      affect the taxation of (and potential valuation of) subsidiaries in the future.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On August 31, 2022, the Swiss Federal Council enacted the revised Anti-Money Laundering
      Act (AMLA) and Anti-Money Laundering Ordinance (AMLO). The revision provides for enhanced
      measures for financial intermediaries in the areas of beneficial ownership, updating
      of client data and suspicious activity reports concerning money laundering. In addition
      to the amendments to the AMLA and AMLO, the Swiss Federal Council is enacting implementing
      provisions in various Federal ordinances, including on reporting and on the new mandate
      of the Central Office for Precious Metals Control as a money laundering oversight
      authority. Furthermore, the duties in the event of suspicion of money laundering will
      no longer be set out in ordinances from the supervisory authorities, and instead will
      be regulated by the Swiss Federal Council.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On September 16, 2022, the Swiss Federal Council decided, based on the public policy
      provision of the Convention on Mutual Administrative Assistance in Tax Matters, to
      stop transmitting tax-related information to the Russian Federation for the time being.
      The temporary suspension affects all forms of tax-related information exchange with
      the Russian Federation, including the automatic exchange of information on financial
      accounts and country-by-country reports, the exchange of information on request and
      the spontaneous exchange of information.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In early April 2022, the referendum against the reform of the Swiss withholding tax
      was called. As previously disclosed, the reform would have largely abolished the withholding
      tax on interest on bonds and removed the turnover tax on domestic bonds. However,
      on September 25, 2022, the Swiss public voted against the reform of the Swiss withholding
      tax. The reform will therefore not enter into force.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On September 29, 2022, US Treasury's Financial Crimes Enforcement Network (FinCEN)
      published a final rule implementing the beneficial ownership reporting requirements
      of the Corporate Transparency Act of 2020. Under the final rule, beginning January
      1, 2024, US legal entities and foreign legal entities registered to do business in
      the United States will be required to report beneficial ownership information to FinCEN
      unless they are eligible for an exemption from reporting.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Regulation and supervision&#x201d; in I &ndash; Information on the company in the Credit Suisse Annual Report 2021 and &#x201c;Regulatory
         framework&#x201d; in II &ndash; Treasury, risk, balance sheet and off-balance sheet &ndash; Liquidity and funding management and Capital management for further information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">19</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00216377"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Wealth Management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we reported income before taxes of CHF&nbsp;21 million compared to income before taxes of CHF&nbsp;402 million in 3Q21. Net revenues of CHF&nbsp;1,365 million decreased 18% compared to 3Q21, and total operating expenses increased 8%. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00216400"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, income before taxes of CHF&nbsp;21 million decreased 95% compared to 3Q21. Net revenues of CHF&nbsp;1,365 million decreased 18%, mainly reflecting lower transaction- and performance-based revenues, lower recurring
      commissions and fees and lower other revenues, partially offset by higher net interest
      income. Other revenues in 3Q22 included a gain on the equity investment in Allfunds Group of CHF&nbsp;10 million. Other revenues in 3Q21 included a gain on the equity investment in Allfunds
      Group of CHF&nbsp;130 million, partially offset by a loss from the sale of Credit Suisse Life &amp; Pensions
      AG of CHF&nbsp;41 million. Year-to-date losses through the end of 3Q22 on the equity investment in
      Allfunds Group totaled CHF&nbsp;511 million compared to gains of CHF&nbsp;591 million in the same period last year. We recorded a provision for credit losses of
      CHF&nbsp;7 million compared to a provision for credit losses of CHF&nbsp;18 million in 3Q21. Total operating expenses of CHF&nbsp;1,337 million increased 8%, mainly driven by higher general and administrative expenses, including an impairment
      of IT-related assets of CHF&nbsp;145 million following a review of the Wealth Management technology and platform strategy,
      partially offset by lower compensation and benefits.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, income before taxes increased CHF&nbsp;117 million. Net revenues increased 8%, mainly reflecting higher other revenues and higher net interest income, partially
      offset by lower transaction- and performance-based revenues and lower recurring commissions
      and fees. Other revenues in 3Q22 included the gain on the equity investment in Allfunds
      Group. Other revenues in 2Q22 included a loss on the equity investment in Allfunds
      Group of CHF&nbsp;168 million and a loss on the equity investment in SIX Swiss Exchange (SIX) of CHF&nbsp;9 million. We recorded a provision for credit losses of CHF&nbsp;7 million compared to a release of provision for credit losses of CHF&nbsp;11 million in 2Q22. Total operating expenses decreased 3%, mainly reflecting lower compensation and benefits, partially offset by higher general
      and administrative expenses, including the impairment of IT-related assets. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, we reported RWA of CHF&nbsp;63.3 billion, an increase of CHF&nbsp;1.2 billion compared to the end of 2Q22, mainly due to the foreign exchange impact, external
      model and parameter updates in credit risk and movements in risk levels, primarily
      in market risk. Leverage exposure of CHF&nbsp;231.4 billion was CHF&nbsp;3.2 billion lower compared to the end of 3Q21, reflecting lower business usage, partially
      offset by an increase in high-quality liquid assets (HQLA) and the foreign exchange
      impact.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,656</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,808</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,654</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(61)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">186</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">611</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">774</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">695</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,134</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,066</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">638</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">505</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">448</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,805</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,136</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">245</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">283</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">200</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">726</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">599</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">541</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,086</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,431</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,373</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,220</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,497</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(95)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(432)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,150</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(168)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(254)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(870)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,037</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">20</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">615</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">558</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">511</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,687</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,608</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recurring commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">382</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">408</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">464</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,210</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,381</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Transaction- and performance-based revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">357</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">478</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">593</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,413</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,068</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(178)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(88)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(502)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">597</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,656</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,808</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,654</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,828</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">205,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,846</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,828</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,846</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89,295</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93,460</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107,422</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89,295</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107,422</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,344</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62,158</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,602</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,344</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,602</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231,357</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234,524</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">244,922</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231,357</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">244,922</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Margins on assets under management (annualized) (bp)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross margin<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net margin<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of relationship managers<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of relationship managers</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,880</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,940</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,900</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,880</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,900</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Net interest income includes a term spread credit on stable deposit funding and a
               term spread charge on loans. Recurring commissions and fees includes investment product
               management, discretionary mandate and other asset management-related fees, fees for
               general banking products and services and revenues from wealth structuring solutions.
               Transaction- and performance-based revenues arise primarily from brokerage and product
               issuing fees, fees from foreign exchange client transactions, trading and sales income,
               equity participations income and other transaction- and performance-based income.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net revenues divided by average assets under management.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Income before taxes divided by average assets under management.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Wealth Management</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,656</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,808</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,654</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation recovery<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">168</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(130)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">511</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(591)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,355</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,444</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,567</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,305</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,055</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,373</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,220</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,497</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(300)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to equity investment in Allfunds Group<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,270</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,341</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,165</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,881</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(432)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,150</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>78</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>384</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>404</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,646</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(244)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">660</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">21</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00218635"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, net revenues of CHF&nbsp;1,365 million decreased 18%, reflecting lower transaction- and performance-based revenues, lower recurring commissions and fees and lower other revenues,
      partially offset by higher net interest income. Transaction- and performance-based
      revenues of CHF&nbsp;357 million decreased 40%, mainly driven by lower revenues from Global Trading Solutions (GTS) and lower brokerage and product issuing
      fees. Transaction-based revenues in 3Q22 included mark-to-market losses of CHF&nbsp;35 million on our fair valued portfolio related to our APAC Financing Group. Recurring
      commissions and fees of CHF&nbsp;382 million decreased 18%, mainly reflecting lower investment product fees due to lower average assets under
      management and lower security account and custody services fees, investment advisory
      fees and fee income on lending activities. Other revenues in 3Q22 included a gain
      on the equity investment in Allfunds Group of CHF&nbsp;10 million. Other revenues in 3Q21 included a gain on the equity investment in Allfunds Group of CHF&nbsp;130 million, partially offset by a loss from the sale of Credit Suisse Life &amp; Pensions
      AG of CHF&nbsp;41 million. Net interest income of CHF&nbsp;615 million increased 20%, mainly reflecting higher deposit margins on lower average deposit volumes, partially
      offset by stable loan margins on lower average loan volumes. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, net revenues increased 8%, mainly reflecting higher other revenues and higher net interest income, partially
      offset by lower transaction- and performance-based revenues and lower recurring commissions
      and fees. Other revenues in 3Q22 included the gain on the equity investment in Allfunds
      Group. Other revenues in 2Q22 included the loss on the equity investment in Allfunds Group of CHF&nbsp;168 million and a loss on the equity investment in SIX of CHF&nbsp;9 million. Net interest income increased 10%, mainly reflecting higher deposit margins on lower average deposit volumes, partially
      offset by lower loan margins on lower average loan volumes. Transaction- and performance-based
      revenues decreased 25%, mainly reflecting lower revenues from GTS, lower brokerage and product issuing fees
      and lower equity participations income, partially offset by higher corporate advisory
      fees. Recurring commissions and fees decreased 6%, mainly reflecting lower fee from lending activities, lower investment product fees
      and lower security account and custody services fees.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The loan portfolio is comprised of lombard lending, mortgages, ship finance, export
      finance, aviation and yacht finance and structured corporate lending.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we recorded a provision for credit losses of CHF&nbsp;7 million, compared to a provision for credit losses of CHF&nbsp;18 million in 3Q21 and a release of provision for credit losses of CHF&nbsp;11 million in 2Q22. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, total operating expenses of CHF&nbsp;1,337 million increased 8%, mainly driven by higher general and administrative expenses, partially offset by
      lower compensation and benefits. General and administrative expenses of CHF&nbsp;638 million increased 42%, mainly driven by an impairment of IT-related assets of CHF&nbsp;145 million following a review of the Wealth Management technology and platform strategy
      in 3Q22 and higher allocated corporate function costs. Compensation and benefits of
      CHF&nbsp;611 million decreased 12%, mainly driven by lower discretionary compensation expenses, partially offset by
      higher deferred compensation expenses from prior-year awards and higher salary expenses.
      </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased 3%, mainly reflecting lower compensation and benefits, partially offset by higher general
      and administrative expenses. Compensation and benefits decreased 21%, primarily reflecting lower discretionary compensation expenses. General and administrative
      expenses increased 26%, mainly reflecting the impairment of the IT-related assets in 3Q22 and higher litigation
      provisions. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Margins</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>gross margin</b> was 83 basis points in 3Q22 a decrease of four basis points compared to 3Q21, mainly driven
      by lower transaction- and performance-based revenues, lower recurring commissions
      and fees and lower other revenues, partially offset by a 13% decrease in average assets under management. Compared to 2Q22, our gross margin was
      ten basis points higher, reflecting higher net revenues, mainly from the impact of
      our equity investment in Allfunds Group, and a 5% decrease in average assets under management.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Assets under management&#x201d; for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>net margin</b> was one basis point in 3Q22, a decrease of 20 basis points compared to 3Q21, mainly
      reflecting lower net revenues and higher total operating expenses, partially offset
      by the 13% decrease in average assets under management. Compared to 2Q22, our net margin was
      seven basis points higher, mainly reflecting the higher net revenues and lower total
      operating expenses. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00218791"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, assets under management of CHF&nbsp;635.4 billion were CHF&nbsp;26.1 billion lower compared to the end of 2Q22, mainly driven by unfavorable market movements
      and net asset outflows. Net asset outflows of CHF&nbsp;6.4 billion reflected mainly outflows across the Middle East, Asia Pacific and Swiss
      ultra-high-net-worth businesses, partially offset by inflows in the European businesses.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in October 2022&#x201d; in Credit Suisse for
         further information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">22</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">635.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">661.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">760.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">635.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">760.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">657.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">693.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">758.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">691.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">747.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">318.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">323.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">374.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">318.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">374.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">140.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">148.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">140.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>635.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>661.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>760.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>635.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>760.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(104.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(93.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(26.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(45.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(107.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>53.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (15.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (25.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (4.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (19.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 10.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (16.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (14.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 10.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">23</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00219864"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Investment Bank</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we reported a loss before taxes of CHF&nbsp;666 million compared to income before taxes of CHF&nbsp;841 million in 3Q21. Net revenues of CHF&nbsp;1,106 million decreased 56% compared to 3Q21, reflecting declines across most businesses due to continued volatile
      market conditions, the impact of de-risking and significantly reduced capital usage.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00219884"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we reported a loss before taxes of CHF&nbsp;666 million compared to income before taxes of CHF&nbsp;841 million in 3Q21. Net revenues of CHF&nbsp;1,106 million decreased 56% compared to 3Q21, driven by significantly reduced capital markets revenues and lower
      equity and fixed income sales and trading revenues, reflecting challenging operating
      conditions and the Group&#x2019;s relative underperformance. Market conditions were characterized
      by continued geopolitical and macroeconomic uncertainty resulting in higher levels
      of volatility for equity and interest rates, widened credit spreads, high levels of
      inflation and increased energy prices. In 3Q22, we recorded a release of provision
      for credit losses of CHF&nbsp;6 million compared to a release of CHF&nbsp;168 million in 3Q21. Total operating expenses of CHF&nbsp;1,778 million decreased 3% compared to 3Q21, mainly reflecting lower compensation and benefits. Adjusted total
      operating expenses decreased 7% compared to 3Q21.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our loss before taxes in 3Q22 improved compared to a loss before taxes of CHF&nbsp;1,116 million in 2Q22. Net revenues were stable, as higher capital markets and advisory
      revenues were offset by reduced equity and fixed income sales and trading revenues.
      We recorded a release of provision for credit losses of CHF&nbsp;6 million compared to a provision for credit losses of CHF&nbsp;55 million in 2Q22. Total operating expenses decreased 18%, primarily reflecting lower compensation and benefits and lower general and administrative
      expenses. Adjusted total operating expenses decreased 8% compared to 2Q22.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, RWA of USD&nbsp;84.3 billion decreased USD&nbsp;1.2 billion compared to the end of 2Q22, driven by movements in risk levels in credit
      risk due to business reductions. Leverage exposure of USD&nbsp;323.9 billion decreased USD&nbsp;25.1 billion compared to the end of 2Q22, reflecting lower HQLA and reductions in prime
      services.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,514</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(56)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,153</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(168)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(96)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(107)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,216</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">860</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,090</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">972</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,048</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,939</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">765</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">878</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">731</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,336</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,076</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">119</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">138</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">385</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">450</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">126</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">174</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,080</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">869</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,870</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,572</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,511</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,658)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,485)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(873)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,220)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">211</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,390)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,450)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">195.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">24</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fixed income sales and trading</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">547</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">600</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">759</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,888</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,065</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity sales and trading</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">239</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">330</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">514</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,073</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,422</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Capital markets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">897</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(89)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">564</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,054</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(82)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Advisory and other fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">225</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">183</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">349</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">612</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">711</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(98)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,514</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(56)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,153</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">237,127</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254,561</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">320,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">237,127</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">320,291</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30,492</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,253</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,374</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30,492</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,374</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81,722</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87,721</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87,721</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets (USD)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84,273</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85,517</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93,854</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84,273</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93,854</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317,149</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">333,473</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">380,439</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317,149</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">380,439</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure (USD)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">323,852</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">348,958</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">407,039</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">323,852</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">407,039</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Other revenues include treasury funding costs and changes in the carrying value of
                  certain investments.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Investment Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,514</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,153</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">470</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,491</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,083</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,712</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(168)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(107)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,216</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,312)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(96)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,778</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,511</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Archegos<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,728</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,878</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,862</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,526</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,422</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(666)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,116)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,658)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,485)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(616)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(824)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>609</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,491)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,386</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(835)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,001)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,264)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,203</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">25</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00222042"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Fixed income sales and trading </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, fixed income revenues of CHF&nbsp;547 million decreased 28% compared to 3Q21, primarily reflecting lower revenues across securitized products
      and global credit products, partially offset by increased macro products revenues.
      Securitized products revenues decreased compared to a strong prior year, primarily
      driven by reduced non-agency and agency trading activity, reflecting widened credit
      spreads and increased volatility. Global credit products revenues decreased, reflecting
      lower leveraged finance and investment grade trading volumes, partially offset by
      increased financing revenues. In addition, emerging markets revenues decreased, primarily
      driven by lower structured credit activity in EMEA. These declines were partially
      offset by higher macro products revenues across rates and foreign exchange due to
      increased client activity and high levels of volatility.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, fixed income revenues decreased 9%, reflecting lower revenues across global credit products and securitized products,
      partially offset by increased macro products and emerging markets revenues. Global
      credit products revenues decreased significantly, primarily due to lower leveraged
      finance trading activity. Securitized products revenues decreased, driven by reduced
      non-agency and agency trading activity, partially offset by increased asset finance
      revenues. These declines were partially offset by higher macro products revenues,
      reflecting higher revenues in our foreign exchange businesses due to increased volatility.
      In addition, emerging markets revenues increased, driven by improved financing activity
      across regions and increased trading activity in EMEA and Latin America.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Equity sales and trading</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, equity sales and trading revenues of CHF&nbsp;239 million decreased 54% compared to 3Q21, reflecting lower equity derivatives, prime services and cash equities
      revenues. Equity derivatives revenues decreased significantly compared to a strong
      prior year, reflecting lower structured, flow and corporate equity derivatives trading
      activity. Prime services revenues decreased significantly, consistent with a decline
      in client balances, reflecting the exit of the majority of the franchise. In addition,
      cash equities revenues decreased due to lower secondary trading revenues, particularly
      in Asia Pacific and the US.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, equity sales and trading revenues decreased 28%, reflecting lower revenues across equity derivatives and cash equities driven by
      a decrease in client activity. Equity derivatives revenues decreased significantly, primarily driven by lower structured and flow equity derivatives trading
      activity. In addition, cash equities revenues decreased, driven by reduced trading
      activity in Asia Pacific and the US, partially offset by higher trading revenues in
      EMEA. Prime services revenues remained subdued.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital markets</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, capital markets revenues of CHF&nbsp;96 million decreased 89% compared to a strong 3Q21, reflecting significantly lower street fees across products
      and challenging market conditions, including high levels of volatility. Equity capital
      markets revenues decreased, reflecting significantly lower initial public offering
      (IPO) and follow-on issuance activity. In addition, debt capital markets revenues
      decreased significantly, reflecting reduced issuance activity, particularly in leveraged
      finance, and mark-to-market losses of CHF&nbsp;118 million in leveraged finance due to challenging market conditions.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, capital markets revenues increased 153%, primarily driven by significantly higher debt capital markets activity, reflecting
      increased leveraged finance issuance revenues, as 2Q22 included mark-to-market losses
      of CHF&nbsp;235 million. In addition, equity capital markets revenues increased moderately.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Advisory and other fees</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, advisory revenues of CHF&nbsp;225 million decreased 36%, driven by lower revenues from completed mergers and acquisitions (M&amp;A) transactions,
      reflecting reduced industry-wide deal closings.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, advisory revenues increased 23%, reflecting higher revenues from completed M&amp;A transactions.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">26</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we recorded a release of provision for credit losses of CHF&nbsp;6 million compared to a release of CHF&nbsp;168 million in 3Q21 and compared to a provision for credit losses of CHF&nbsp;55 million in 2Q22. 3Q22 included a release of non-specific provisions for expected credit losses pertaining
      to the recalibration of model overlays. The release of provision for credit losses in 3Q21 was driven by a release of CHF&nbsp;188 million pertaining to an assessment of the future recoverability of receivables related to
      Archegos.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, total operating expenses of CHF&nbsp;1,778 million decreased 3% compared to 3Q21, mainly reflecting lower compensation and benefits. Compensation
      and benefits of CHF&nbsp;860 million decreased 12%, reflecting reduced discretionary compensation expenses, partially offset by higher
      salary expenses and deferred compensation expenses from prior year awards. General
      and administrative expenses of CHF&nbsp;765 million increased 5%, reflecting higher professional services fees, allocated corporate function costs
      and travel and entertainment costs, partially offset by lower litigation provisions.
      In 3Q22, we incurred restructuring expenses of CHF&nbsp;30 million.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased 18%, primarily reflecting lower compensation and benefits and general and administrative
      expenses. Compensation and benefits decreased 21%, primarily driven by reduced discretionary compensation expenses. General and administrative
      expenses decreased 13%, reflecting lower litigation provisions. 2Q22 included provisions mainly in connection
      with a previously disclosed matter concerning compliance with records preservation
      requirements relating to business communications sent over unapproved electronic messaging
      channels.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Investment banking &amp; capital markets fees</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In order to reflect the performance and capabilities of the capital markets and advisory
      business and for enhanced comparability versus peers, the table below shows advisory,
      debt capital markets and equity capital markets fees in US dollar terms. Fees are
      defined as gross revenues generated from advisory and capital markets activity as
      well as derivatives in connection with such activity, before allocated funding costs,
      and excludes mark-to-market movements in debt underwriting, including leveraged finance.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Investment banking &amp; capital markets fees (USD million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Advisory</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">245</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">189</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">391</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">662</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Debt capital markets<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">182</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">447</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(66)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">682</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,691</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity capital markets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">501</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(84)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">279</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,640</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(83)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Investment banking &amp; capital markets fees<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>480</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>451</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,339</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(64)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,623</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,151</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(61)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes mark-to-market movements of USD (120) million in 3Q22, USD (245) million
                  in 2Q22, USD (367) million in 9M22 and USD&nbsp;34 million in 9M21.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">27</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00222499"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Swiss Bank</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we reported income before taxes of CHF&nbsp;383 million compared to income before taxes of CHF&nbsp;454 million in 3Q21. Net revenues of CHF&nbsp;962 million decreased 9% compared to 3Q21, primarily reflecting lower net interest income. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00222519"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, income before taxes of CHF&nbsp;383 million decreased 16% compared to 3Q21. Net revenues of CHF&nbsp;962 million decreased 9%, mainly reflecting lower net interest income and lower transaction-based revenues. Provision for credit losses
      was CHF&nbsp;21 million compared to CHF&nbsp;3 million in 3Q21. Total operating expenses of CHF&nbsp;558 million decreased 6%, mainly reflecting lower compensation and benefits, partially offset by higher general
      and administrative expenses.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, income before taxes decreased 5%. Net revenues decreased 8%, mainly reflecting lower net interest income and lower transaction-based revenues.
      Other revenues in 2Q22 included gains on the sale of real estate of CHF&nbsp;13 million and a loss on the equity investment in SIX of CHF&nbsp;10 million. Provision for credit losses was CHF&nbsp;21 million compared to CHF&nbsp;18 million in 2Q22. Total operating expenses decreased 11%, primarily reflecting lower compensation and benefits as well as lower general and
      administrative expenses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, we reported RWA of CHF&nbsp;71.4 billion, stable compared to the end of 2Q22, as movements in risk levels in credit risk were offset by internal model and parameter updates and a foreign
      exchange impact. Leverage exposure of CHF&nbsp;240.2 billion decreased CHF&nbsp;3.4 billion compared to the end of 2Q22, primarily reflecting lower HQLA.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,050</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">365</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">361</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">218</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">229</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">206</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">640</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">581</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">91</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">252</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">265</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">235</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">741</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">681</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>630</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,788</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,256</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">139</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">343</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">373</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">28</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">595</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">589</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,696</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,758</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recurring commissions and fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">323</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">334</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">333</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">993</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">970</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Transaction-based revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">138</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">395</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">423</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(53)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,050</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,135</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">219,151</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224,798</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,135</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224,798</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160,947</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">161,763</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163,483</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160,947</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163,483</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,584</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,873</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,873</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240,153</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,556</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,439</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240,153</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250,439</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Margins on assets under management (annualized) (bp)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross margin<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net margin<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Number of relationship managers<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Number of relationship managers</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,660</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,680</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,650</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,660</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,650</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Net interest income includes a term spread credit on stable deposit funding and a
               term spread charge on loans. Recurring commissions and fees includes investment product
               management, discretionary mandate and other asset management-related fees, fees for
               general banking products and services and revenues from wealth structuring solutions.
               Transaction-based revenues arise primarily from brokerage fees, fees from foreign
               exchange client transactions, trading and sales income, equity participations income
               and other transaction-based income. Other revenues include fair value gains/(losses)
               on synthetic securitized loan portfolios and other gains and losses.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net revenues divided by average assets under management.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Income before taxes divided by average assets under management.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Swiss Bank</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>962</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,050</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in SIX Group AG<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gain)/loss on equity investment in Pfandbriefbank<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>956</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,047</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,049</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,025</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,099</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>630</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,788</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>552</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>596</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,793</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,774</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,256</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>450</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,317</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">279</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">377</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">29</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00224599"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, net revenues of CHF&nbsp;962 million decreased 9%, mainly reflecting lower net interest income and lower transaction-based revenues. Net interest
      income of CHF&nbsp;525 million decreased 11%, primarily driven by lower treasury revenues, mainly reflecting lower SNB threshold
      benefits from the recent SNB increase of interest rates, and lower loan margins on stable average loan volumes, partially offset by higher
      deposit margins on lower average deposit volumes. Transaction-based revenues of CHF&nbsp;121 million decreased 17%, mainly reflecting valuation gains in 3Q21 on derivatives in connection with the
      transition from Interbank Offered Rate to alternative reference rates, lower gains
      on equity investments as well as lower brokerage and product issuing fees, partially
      offset by higher fees from foreign exchange client business. Recurring commissions and fees of CHF&nbsp;323 million decreased 3%, mainly driven by lower security account and custody services fees, lower investment
      product management fees as well as lower investment advisory fees, partially offset
      by higher fees from lending activities. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, net revenues decreased 8%, mainly reflecting lower net interest income and lower transaction-based revenues.
      Net interest income decreased 12%, primarily driven by lower treasury revenues and lower loan margins on stable average
      loan volumes, partially offset by higher deposit margins on slightly lower average
      deposit volumes. Transaction-based revenues decreased 12%, mainly reflecting lower equity participations income as well as lower brokerage
      and product issuing fees, partially offset by losses on equity investments in 2Q22.
      Recurring commissions and fees decreased 3%, mainly driven by lower security account and custody services fees, lower fees from
      lending activities and lower investment product management fees. Other revenues in
      2Q22 included the gains on the sale of real estate and the loss on the equity investment
      in SIX.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Provision for credit losses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The loan portfolio is substantially comprised of residential mortgages in Switzerland,
      loans secured by real estate, securities and other financial collateral as well as
      unsecured loans to commercial clients and, to a lesser extent, consumer finance loans.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we recorded provision for credit losses of CHF&nbsp;21 million compared to provision for credit losses of CHF&nbsp;3 million in 3Q21 and CHF&nbsp;18 million in 2Q22. The provisions in 3Q22 mainly included CHF&nbsp;11&nbsp;million of non-specific provisions for expected credit losses as well as specific
      provisions related to our consumer finance business.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, total operating expenses of CHF&nbsp;558 million decreased 6%, mainly reflecting lower compensation and benefits, partially offset by higher general
      and administrative expenses. Compensation and benefits of CHF&nbsp;306 million decreased 15%, primarily driven by lower discretionary compensation expenses, partially offset by higher deferred compensation expenses from prior-year awards
      and higher pension expenses. General and administrative expenses of CHF&nbsp;218 million increased 6%, mainly driven by higher allocated corporate function costs and higher occupancy
      expenses. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased 11%, primarily reflecting lower compensation and benefits as well as lower general and
      administrative expenses. Compensation and benefits decreased 16%, primarily reflecting lower discretionary compensation expenses. General and administrative
      expenses decreased 5%, mainly driven by lower allocated corporate function costs. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Margins</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>gross margin</b> was 71 basis points in 3Q22, stable compared to 3Q21, with lower net interest income and
      lower transaction-based revenues, offset by a 7.9% decrease in average assets under management. Compared to 2Q22, our gross margin was
      three basis points lower, mainly driven by lower net interest income and lower transaction-based
      revenues, partially offset by a 4.2% decrease in average assets under management. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Assets under management&#x201d; for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our <b>net margin</b> was 28 basis points in 3Q22, a decrease of three basis points compared to 3Q21, mainly driven
      by lower net revenues, partially offset by lower total operating expenses and the
      lower average assets under management. Compared to 2Q22, our net margin was stable,
      with lower net revenues, offset by lower total operating expenses and the lower average
      assets under management. </font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00224733"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, assets under management of CHF&nbsp;527.1 billion were CHF&nbsp;17.4 billion lower compared to the end of 2Q22, driven by unfavorable market movements and net asset outflows. Net asset outflows of CHF&nbsp;1.5 billion reflected outflows in our private clients business, partially offset by inflows
      in our institutional clients business.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in October 2022&#x201d; in Credit Suisse for
         further information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">30</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets under management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">544.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">588.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">588.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">545.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">569.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">592.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">567.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">576.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">457.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">489.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">489.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>527.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>544.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>588.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>527.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>588.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(76.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(17.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(38.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(70.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (12.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (26.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 0.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (15.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 9.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (10.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (7.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 11.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">31</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00225807"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Asset Management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we reported income before taxes of CHF&nbsp;90 million compared to income before taxes of CHF&nbsp;18 million in 3Q21. Net revenues of CHF&nbsp;336 million increased 15% compared to 3Q21, reflecting the York impairment loss in 3Q21.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00225827"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we reported income before taxes of CHF&nbsp;90 million, which increased significantly compared to 3Q21, driven by a combination
      of increased net revenues and lower total operating expenses. Net revenues of CHF&nbsp;336 million increased 15% compared to 3Q21, driven in particular by higher investment and partnership income
      due to an impairment loss of CHF&nbsp;113 million related to our non-controlling interest in York Capital Management (York)
      in the prior year, partially offset by lower performance, transaction and placement
      revenues and reduced management fees. On an adjusted basis, net revenues decreased 15%, reflecting lower performance, transaction and placement revenues and reduced management
      fees. Total operating expenses of CHF&nbsp;247 million decreased 10% compared to 3Q21, mainly reflecting reduced compensation and benefits and lower general
      and administrative expenses.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, income before taxes increased significantly, reflecting lower total
      operating expenses and higher net revenues. Net revenues increased 8%, driven by higher performance, transaction and placement revenues and increased investment
      and partnership income, partially offset by lower management fees. Total operating
      expenses decreased 11%, mainly reflecting reduced compensation and benefits, partially offset by higher
      general and administrative expenses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, we reported RWA of CHF&nbsp;8.5 billion, stable compared to the end of 2Q22. Leverage exposure of CHF&nbsp;3.0 billion was stable compared to the end of 2Q22.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>292</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">447</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">320</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">200</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">148</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>838</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">200</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>173</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>269</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Economic profit (CHF million)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statement of operations metrics<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cost/income ratio (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">32</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Divisional results (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenue detail (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Management fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">258</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">287</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">780</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">851</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Performance, transaction and placement revenues</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(56)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">246</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(66)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment and partnership income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>292</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which recurring commissions and fees<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">259</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">288</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">781</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">853</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which transaction- and performance-based revenues<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">122</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">219</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other revenues<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(118)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(91)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,881</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,785</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,728</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,881</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,728</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,522</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,580</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,395</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,522</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,395</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,960</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,886</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,769</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,960</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,769</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Management fees include fees on assets under management and asset administration revenues.
               Performance revenues relate to the performance or return of the funds being managed
               and includes investment-related gains and losses from proprietary funds. Transaction
               fees relate to the acquisition and disposal of investments in the funds being managed.
               Placement revenues arise from our third-party private equity fundraising activities
               and secondary private equity market advisory services. Investment and partnership
               income includes equity participation income from seed capital returns and from minority
               investments in third-party asset managers, income from strategic partnerships and
               distribution agreements and other revenues.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Asset Management</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>336</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>292</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Real estate (gains)/losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Impairment on York Capital Management<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>346</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>405</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,016</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,222</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>838</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Expenses related to real estate disposals<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>243</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>278</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>173</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>269</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>104</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>31</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>131</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>186</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>386</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted economic profit</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">247</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted return on regulatory capital (%)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00227669"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results detail </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, net revenues of CHF&nbsp;336 million increased 15%, reflecting higher investment and partnership income due to the CHF&nbsp;113 million York impairment loss in 3Q21, partially offset by lower performance, transaction
      and placement revenues and management fees. Performance, transaction and placement
      revenues of CHF&nbsp;33 million decreased 56%, mainly driven by lower placement fees and investment related losses. Management
      fees of CHF&nbsp;250 million decreased 13%, reflecting a combination of lower average assets under management and increased
      investor bias towards passive products. Investment and partnership income of CHF&nbsp;53 million increased significantly, mainly due to the York impairment loss in 3Q21.
      </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, net revenues increased 8% driven primarily by higher performance, transaction and placement revenues and increased
      investment and partnership income, partially offset by lower management fees. Performance, transaction and placement revenues increased by CHF&nbsp;28 million, reflecting in particular lower investment-related losses. Investment and partnership income increased 10%, mainly due to increased investment related gains. Management fees decreased 3%, mainly reflecting lower average assets under management.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">33</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 3Q21, total operating expenses of CHF&nbsp;247 million decreased 10%, driven by reduced compensation and benefits and lower general and administrative
      expenses. Compensation and benefits of CHF&nbsp;111 million decreased 11%, primarily due to lower discretionary compensation expenses, partially offset by
      higher deferred compensation from prior-year awards. General and administrative expenses
      of CHF&nbsp;110 million decreased 8%, mainly reflecting reduced professional services fees related to the wind down and
      administration of the SCFF, partially offset by higher allocated corporate function
      costs.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased 11%, mainly reflecting reduced compensation and benefits, partially offset by higher
      general and administrative expenses. General and administrative expenses increased 15%, mainly driven by higher professional services fees compared to 2Q22, which included,
      a release of certain expense provisions relating to the wind down and administration
      of the SCFF. Compensation and benefits decreased 30%, primarily due to reduced discretionary compensation expenses.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00227774"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Assets under management </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, assets under management of CHF&nbsp;411.3 billion were CHF&nbsp;15.7 billion lower compared to the end of 2Q22, mainly reflecting unfavorable market movements. Net asset
      outflows of CHF&nbsp;4.2 billion were driven by outflows from traditional investments, primarily related to
      outflows in index solutions, equities and fixed income, and alternative investments,
      primarily related to outflows in credit, partially offset by inflows from investments
      and partnerships, primarily related to an emerging markets joint venture. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in October 2022&#x201d; in Credit Suisse for
         further information.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Traditional investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">245.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">261.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">305.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">245.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">305.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Alternative investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investments and partnerships</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>411.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>427.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>474.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>411.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>474.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average assets under management</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">429.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">449.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">472.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">449.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">461.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management by currency (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">105.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EUR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CHF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">208.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">215.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">208.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>411.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>427.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>474.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>411.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>474.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(35.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(65.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (annualized)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (14.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (30.3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 2.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (18.3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 10.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net new assets/(net asset outflows)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other effects</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management  (rolling four-quarter average)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (13.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (9.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> </b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 8.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes outflows for private equity assets reflecting realizations at cost and unfunded
                  commitments on which a fee is no longer earned.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes CHF&nbsp;7.9 billion relating to the exit of our supply chain finance funds business.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">34</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00228995"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Corporate Center </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">In 3Q22, we reported a loss before taxes of CHF&nbsp;170 million compared to losses of CHF&nbsp;707 million in 3Q21 and CHF&nbsp;393 million in 2Q22.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00229012"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Corporate Center composition</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Corporate Center includes parent company operations such as Group financing, expenses
      for projects sponsored by the Group, including costs associated with the evolution
      of our legal entity structure to meet developing and future regulatory requirements,
      and certain other expenses and revenues that have not been allocated to the segments.
      Corporate Center further includes consolidation and elimination adjustments required
      to eliminate intercompany revenues and expenses.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Treasury results include the impact of volatility in the valuations of certain central
      funding transactions such as structured notes issuances and swap transactions. Treasury
      results also include additional interest charges from transfer pricing to align funding
      costs to assets held in the Corporate Center and legacy funding costs. The Asset Resolution
      Unit is separately presented within our Corporate Center disclosures, including related
      asset funding costs. Certain activities not linked to the underlying portfolio, such
      as legacy funding costs, legacy litigation provisions, a specific client compliance
      function and noncontrolling interests without significant economic interest are recorded
      in the Corporate Center and are not reflected in the Asset Resolution Unit. Other
      revenues primarily include required elimination adjustments associated with trading
      in own shares, treasury commissions charged to divisions, the cost of certain hedging
      transactions executed in connection with the Group&#x2019;s RWA and valuation hedging impacts
      from long-dated legacy deferred compensation and retirement programs mainly relating
      to former employees.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compensation and benefits include fair value adjustments on certain deferred compensation
      plans not allocated to the segments and fair value adjustments on certain other long-dated
      legacy deferred compensation and retirement programs mainly relating to former employees.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00229020"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results summary</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">3Q22 results</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we reported a loss before taxes of CHF&nbsp;170 million compared to losses before taxes of CHF&nbsp;707 million in 3Q21 and CHF&nbsp;393 million in 2Q22. Net revenues of CHF&nbsp;35 million in 3Q22 were primarily driven by other revenues. Total operating expenses of CHF&nbsp;205 million decreased compared to 3Q21 and 2Q22, primarily driven by lower litigation
      provisions.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Corporate Center results</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Treasury results</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(155)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(95)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(88)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(416)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Resolution Unit</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">127</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">156</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(78)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(88)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(87)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">259</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(72)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">297</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">507</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(63)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">971</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">878</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(91)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">400</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">192</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">297</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(63)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">981</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">932</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>302</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,054</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(707)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(76)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,282)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,181)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which Asset Resolution Unit<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">300</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(62)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(220)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(89)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,481</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,570</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,570</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,758</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,548</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,758</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,548</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,262</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,298</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58,850</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,262</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58,850</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">35</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Reconciliation of adjustment items</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Corporate Center</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Results (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(78)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses on business sales<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Valuation adjustment related to major litigation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(229)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>72</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>205</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>302</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>627</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,054</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Major litigation provisions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(124)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(227)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(425)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(774)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(648)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>76</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>74</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>202</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>275</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>544</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(170)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(393)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(707)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,282)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,181)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjusted income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(41)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(165)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(212)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(503)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(464)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Adjusted results are non-GAAP financial measures. Refer to &#x201c;Reconciliation of adjustment
               items&#x201d; in Credit Suisse for further information.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital and leverage metrics </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, we reported RWA of CHF&nbsp;47.8 billion, a decrease of CHF&nbsp;2.6 billion compared to the end of 2Q22, primarily driven by movements in risk levels,
      mainly in credit risk, partially offset by an increase in internal model and parameter
      updates, mainly in operational risk, and the foreign exchange impact. Movements in
      risk levels in credit risk included the impact of the valuation allowance from the
      reassessment of deferred tax assets as a result of the comprehensive strategic review.
      The internal model and parameter updates mainly related to updates to our advanced measurement approach model to reflect increased litigation provisions
      in 1Q22, primarily relating to developments in a number of previously disclosed legal
      matters. Leverage exposure was CHF&nbsp;45.3 billion as of the end of 3Q22, a decrease of CHF&nbsp;3.0 billion compared to the end of 2Q22, mainly driven by lower business usage.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00230350"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Results details</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net revenues</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, we reported net revenues of CHF&nbsp;35 million compared to negative net revenues of CHF&nbsp;78 million in 3Q21 and CHF&nbsp;91 million in 2Q22.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Negative treasury results of CHF&nbsp;7 million in 3Q22 primarily reflected losses of CHF&nbsp;59 million relating to changes in market rates impacting fair value option own debt
      and losses of CHF&nbsp;41 million relating to fair-valued money market instruments. Negative revenues and losses were partially offset by gains
      of CHF&nbsp;73 million relating to hedging volatility. In 3Q21, negative treasury results of CHF&nbsp;57 million primarily reflected negative revenues of CHF&nbsp;33 million relating to funding activities, excluding Asset Resolution Unit-related asset funding costs, losses of CHF&nbsp;28 million with respect to structured notes volatility and losses of CHF&nbsp;10 million relating to changes in market rates impacting fair value option own debt.
      Negative revenues and losses were partially offset by gains of CHF&nbsp;19 million on fair-valued money market instruments. In 2Q22, negative treasury results
      of CHF&nbsp;155 million primarily reflected losses of CHF&nbsp;69 million relating to fair-valued money market instruments, losses of CHF&nbsp;66 million with respect to structured notes volatility and losses of CHF&nbsp;19 million relating to changes in market rates impacting fair value option own debt.
      </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the Asset Resolution Unit, we reported negative net revenues of CHF&nbsp;1 million in 3Q22 compared to negative net revenues of CHF&nbsp;34 million in 3Q21 and net revenues of CHF&nbsp;22 million in 2Q22. Compared to 3Q21, the movement was driven by lower asset funding
      costs and higher revenues from portfolio assets. Compared to 2Q22, the movement was
      primarily driven by lower revenues from portfolio assets.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, other revenues of CHF&nbsp;43 million increased CHF&nbsp;30 million compared to 3Q21, mainly reflecting negative revenues of CHF&nbsp;69 million in 3Q21 in connection with a valuation adjustment on a legacy exposure
      related to the Mozambique matter. Compared to 2Q22, other revenues increased CHF&nbsp;1 million. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Total operating expenses </font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Total operating expenses of CHF&nbsp;205 million decreased CHF&nbsp;422 million compared to 3Q21, mainly reflecting decreases in general and administrative expenses
      and compensation and benefits. General and administrative expenses of CHF&nbsp;188 million decreased CHF&nbsp;319 million, reflecting lower litigation provisions. 3Q22 included litigation provisions of CHF&nbsp;140 million, mainly related to legacy legal matters, including the settlement for
      the legacy French matter, compared to CHF&nbsp;440 million in 3Q21, which included provisions
      in connection with settlements for legacy issues with regard to the Mozambique matter,
      as well as in connection with certain other legacy matters, including mortgage-related matters, and the SCFF matter. Compensation
      and benefits decreased CHF&nbsp;89 million, mainly driven by decreases in deferred compensation expenses from prior-year
      awards, expenses for long-dated legacy deferred compensation and retirement programs
      as well as in discretionary compensation expenses. </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">36</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to 2Q22, total operating expenses decreased CHF&nbsp;97 million, mainly reflecting a decrease in general and administrative expenses, partially offset by an increase in compensation and
      benefits. General and administrative expenses decreased CHF&nbsp;109 million, mainly reflecting lower litigation provisions. 2Q22 included litigation
      provisions of CHF&nbsp;243 million, mainly related to legacy legal matters. Compensation and benefits increased CHF&nbsp;8 million, mainly driven by increases in expenses for long-dated legacy deferred compensation
      and retirement programs as well as deferred compensation expenses from prior-year
      awards, partially offset by a decrease in discretionary compensation expenses. </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="18" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Asset Resolution Unit</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revenues from portfolio assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">128</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">341</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset funding costs</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(139)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(51)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(34)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(97)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>60</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(110)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>87</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>109</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(28)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(73)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">300</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(62)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(220)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(89)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Balance sheet statistics (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,867</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,995</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,929</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,867</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,929</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets (USD)<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,525</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,618</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,525</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,618</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure (USD)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,662</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,279</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,574</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,662</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,574</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Risk-weighted assets excluding operational risk were USD&nbsp;4,898 million, USD&nbsp;5,403
                  million and USD&nbsp;6,635 million as of the end of 3Q22, 2Q22 and 3Q21, respectively.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">37</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00231222"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Assets under management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">As of the end of 3Q22, assets under management were CHF&nbsp;1,400.6 billion, 3.7% lower compared to the end of 2Q22, with net asset outflows of CHF&nbsp;12.9 billion in 3Q22.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Assets under management</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Assets under management comprise assets that are placed with us for investment purposes
      and include discretionary and advisory counterparty assets. Discretionary assets are
      assets for which the client fully transfers the discretionary power to a Credit Suisse
      entity with a management mandate. Discretionary assets are reported in the business
      in which the advice is provided as well as in the business in which the investment
      decisions take place. Assets managed by the Asset Management division for other businesses
      are reported in each applicable business and eliminated at the Group level. Advisory assets include assets placed with us where the client is provided access
      to investment advice but retains discretion over investment decisions.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Assets under management and net new assets include assets managed by consolidated
      entities, joint ventures and strategic participations. Assets from joint ventures
      and participations are counted in proportion to our share in the respective entity.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Net new assets</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Net new assets include individual cash payments, delivery of securities and cash flows
      resulting from loan increases or repayments.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Interest and dividend income credited to clients and commissions, interest and fees
      charged for banking services as well as changes in assets under management due to
      currency and market volatility are not taken into account when calculating net new
      assets. Any such changes are not directly related to the Group&#x2019;s success in acquiring
      assets under management. Similarly, structural effects mainly relate to asset inflows
      and outflows due to acquisition or divestiture, exit from businesses or markets or
      exits due to new regulatory requirements and are not taken into account when calculating
      net new assets. The Group reviews relevant policies regarding client assets on a regular
      basis. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 39 &ndash; Assets under management&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management and client assets</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">635.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">661.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">760.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">544.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">588.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">411.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">474.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(173.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(179.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(201.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,400.6</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,453.9</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,623.0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3.7)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(13.7)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which discretionary assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">460.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">478.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">528.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which advisory assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">939.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">975.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,095.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Client assets (CHF billion)<sup>&nbsp;&nbsp;2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">826.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">880.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,009.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">642.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">664.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">714.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">411.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">474.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(173.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(179.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(201.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Client assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,706.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,792.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,997.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(14.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents assets managed by Asset Management for the other businesses.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Client assets is a broader measure than assets under management as it includes transactional
                  accounts and assets under custody (assets held solely for transaction-related or safekeeping/custody
                  purposes) and assets of corporate clients and public institutions used primarily for
                  cash management or transaction-related purposes.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">38</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">3Q22 results </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, assets under management of CHF&nbsp;1,400.6 billion decreased CHF&nbsp;53.3 billion compared to the end of 2Q22. The decrease was mainly driven by unfavorable market movements and net asset outflows of CHF&nbsp;12.9 billion. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Net asset outflows of CHF&nbsp;12.9 billion in 3Q22 mainly reflected outflows across the following businesses. Net asset
      outflows of CHF&nbsp;6.4 billion in Wealth Management reflected mainly outflows across the Middle East, Asia
      Pacific and Swiss ultra-high-net-worth businesses, partially offset by inflows in
      the European businesses. Net asset outflows of CHF&nbsp;4.2 billion in Asset Management were driven by outflows from traditional investments,
      primarily related to outflows in index solutions, equities and fixed income, and alternative
      investments, primarily related to outflows in credit, partially offset by inflows
      from investments and partnerships, primarily related to an emerging markets joint
      venture. Net asset outflows of CHF&nbsp;1.5 billion in Swiss Bank reflected outflows in the private clients business, partially
      offset by inflows in institutional clients business. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Outflows in assets under management in October 2022&#x201d; in Credit Suisse for
         further information.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Wealth Management&#x201d;, &#x201c;Swiss Bank&#x201d; and &#x201c;Asset Management&#x201d; for further information.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets under management by region</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">YoY</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Switzerland</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">914.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">951.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,051.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EMEA</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">335.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asia Pacific</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">249.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">260.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">282.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Americas</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">154.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across regions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(173.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(179.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(201.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,400.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,453.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,623.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(13.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Movements in assets under management</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net new assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(12.9)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(12.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Other effects (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(104.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other effects<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(40.4)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(93.3)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(14.6)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(200.7)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>81.8</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which market movements<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(93.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(193.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which foreign exchange<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Growth in assets under management (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(107.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(70.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(65.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(53.3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(101.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(9.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(213.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>111.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes outflows for private equity assets reflecting realizations at cost and unfunded
                  commitments on which a fee is no longer earned.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents assets managed by Asset Management for the other businesses.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes structural effects of CHF&nbsp;7.2 billion related to the sanctions imposed in
                  connection with the Russian invasion of Ukraine.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">39</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Movements in assets under management (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net new assets (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Other effects (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other effects<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(11.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(24.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in assets under management (annualized) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Increase/(decrease) in assets under management<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(14.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(26.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(17.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Movements in net new assets (rolling four-quarter average) (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across businesses<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>&#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>&#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes outflows for private equity assets reflecting realizations at cost and unfunded
                  commitments on which a fee is no longer earned.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents assets managed by Asset Management for the other businesses.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Net new assets by region</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net new assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Switzerland</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EMEA</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asia Pacific</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Americas</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets managed across regions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net new assets/(net asset outflows)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(12.9)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(12.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">40</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
    <br />






	 <a name="anchorId0072 anchorId0035 anchorId0035 anchorId0035 anchorId0035 anchorId0035 anchorId0035 anchorId0035 anchorId0035 anchorId0035 anchorId0035 anchorId0035 anchorId00358934 8936 10286 18621 18741 20128 21022 22020 22852 23455 23866 25108 25204"></a><a style="font-family: arial, helvetica, sans-serif; font-size: 13pt; text-decoration: none; text-transform:uppercase; color: #255b89;" href="#anchorId00728934"> II &ndash; Treasury, risk,  balance sheet and  off-balance sheet</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00358936">Liquidity and funding management</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId003510286">Capital management</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId003518621">Risk management</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId003525108">Balance sheet and off-balance sheet </a><br>
     <br />

    <a name="anchorId00728934"></a><div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">41</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
    <br />

   <div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00358936"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Liquidity and funding management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">Our liquidity and funding is driven by business activity levels and the overall operating
      environment.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00358940"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Liquidity management </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We primarily focus our issuance strategy on offering long-term debt securities at
      the Group level for funding and capital purposes. We also issue short and medium-term
      debt securities at the Bank level for funding diversification. Our primary source
      of liquidity is funding through consolidated entities. Proceeds from issuances are
      lent to operating subsidiaries and affiliates on both a senior and subordinated basis,
      as needed; the latter typically to meet going and gone concern capital requirements
      and the former as desired by management to support business initiatives and liquidity
      needs.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our liquidity and funding profile is driven by business activity levels and the overall
      operating environment. We have been an active participant in regulatory and industry
      forums to promote best practice standards on quantitative and qualitative liquidity
      management. Our internal liquidity risk management framework is subject to review
      and monitoring by Swiss Financial Market Supervisory Authority FINMA (FINMA), other
      regulators and rating agencies.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Liquidity and funding management&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet in the Credit Suisse Annual Report
         2021 for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Regulatory framework </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">BIS liquidity framework</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Basel Committee on Banking Supervision (BCBS) established the Basel framework
      for liquidity risk measurement, standards and monitoring. The Basel framework includes
      a liquidity coverage ratio (LCR) and a net stable funding ratio (NSFR). Credit Suisse
      is subject to the Basel framework, as implemented in Switzerland, as well as Swiss
      legislation and regulations for systemically important banks.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The LCR addresses liquidity risk over a 30-day period. The LCR aims to ensure that
      banks have unencumbered high-quality liquid assets (HQLA) available to meet short-term
      liquidity needs under a severe stress scenario. The LCR is comprised of two components,
      the value of HQLA in stressed conditions and the total net cash outflows calculated
      according to specified scenario parameters. Under the BCBS framework, the minimum
      required ratio of liquid assets over net cash outflows is 100%. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The NSFR establishes criteria for a minimum amount of stable funding based on the
      liquidity of a bank&#x2019;s on- and off-balance sheet activities over a one-year horizon.
      The NSFR is a complementary measure to the LCR and is structured to ensure that illiquid
      assets are funded with an appropriate amount of stable long-term funds. The NSFR is
      defined as the ratio of available stable funding over the amount of required stable
      funding and, once implemented by national regulators, should always be at least 100%.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Swiss liquidity requirements</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Swiss Federal Council adopted a liquidity ordinance (Liquidity Ordinance) that
      implements Basel liquidity requirements into Swiss law. Under the Liquidity Ordinance,
      banks are subject to a minimum LCR requirement of 100% at all times and the associated
      disclosure requirements. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Since July 1, 2021, banks have been subject to a minimum NSFR requirement of 100%
      at all times and the associated disclosure requirements. Based on the Liquidity Ordinance,
      Credit Suisse AG (Bank parent company) is allowed to fulfill the minimum NSFR of 100%
      by taking into consideration any excess funding of Credit Suisse (Schweiz) AG on a
      stand-alone basis, and the Bank parent company has an NSFR requirement of at least
      80% without taking into consideration any such excess funding. Credit Suisse (Schweiz)
      AG must always fulfill the NSFR of at least 100% on a stand-alone basis. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On June 3, 2022, the Swiss Federal Council adopted amendments to the Liquidity Ordinance.
      The revision is intended to ensure that systemically important banks in Switzerland
      hold sufficient liquidity to absorb liquidity shocks and cover their liquidity requirements
      in the event of restructuring or liquidation. It considers liquidity risks over a
      90-day time horizon that are not covered or not sufficiently covered by the 30-days
      stress scenario of the LCR. The additional liquidity requirements shall be covered
      by eligible assets, which include, but are not limited to, available HQLA over and
      above the LCR requirements and a certain portion of mortgage receivables that are
      eligible collateral under the SNB emergency liquidity assistance. The revisions will
      increase the regulatory minimum liquidity requirements for Credit Suisse. The amended
      Liquidity Ordinance came into force on July 1, 2022 and will be applicable on January
      1, 2024. The revised Liquidity Ordinance will not require any external disclosure
      of the revised special liquidity requirements for systemically important banks. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to credit-suisse.com/regulatory disclosures for additional information.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our liquidity principles and our liquidity risk management framework as agreed with
      FINMA are in line with the Basel III liquidity framework.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00358973"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Regulatory developments</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">There were no material regulatory developments in 3Q22.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">42</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Liquidity risk management</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our liquidity and funding policy is designed to ensure that funding is available to
      meet all obligations in times of stress, whether caused by market events or issues
      specific to Credit Suisse. We achieve this through a conservative asset/liability
      management strategy aimed at maintaining long-term funding, including stable deposits,
      in excess of illiquid assets. To address short-term liquidity stress, we maintain
      a liquidity pool, as described below, that covers unexpected outflows in the event
      of severe market and idiosyncratic stress. Our liquidity risk parameters reflect various
      liquidity stress assumptions that we believe are conservative. We manage our liquidity
      profile at a sufficient level such that, in the event we are unable to access unsecured
      funding, we expect to have sufficient liquidity to sustain operations for a period
      of time in excess of our minimum limit. This includes potential currency mismatches,
      which are not deemed to be a major risk but are monitored and subject to limits, particularly
      in the significant currencies of euro, Japanese yen, pound sterling, Swiss franc and
      US dollar.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Liquidity risk management&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet in the Credit Suisse Annual Report
         2021 for further information on our approach to liquidity risk management, governance and contingency planning.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Liquidity metrics</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Liquidity pool </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Treasury manages a sizeable portfolio of HQLA comprised of cash held at central banks
      and securities. A portion of the liquidity pool is generated through reverse repurchase
      agreements with top-rated counterparties. We are mindful of potential credit risk
      and therefore focus our liquidity holdings strategy on cash held at central banks
      and highly rated government bonds and on short-term reverse repurchase agreements.
      These government bonds are eligible as collateral for liquidity facilities with various
      central banks including the SNB, the Fed, the ECB and the BoE. Our direct exposure
      on these bonds is limited to highly liquid, top-rated sovereign entities or fully
      guaranteed agencies of sovereign entities. The liquidity pool may be used to meet
      the liquidity requirements of our operating companies. All securities, including those
      obtained from reverse repurchase agreements, are subject to a stress level haircut
      in our barometer to reflect the risk that emergency funding may not be available at
      market value in a stress scenario.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We centrally manage this liquidity pool and hold it at our main operating entities.
      Holding securities in these entities ensures that we can make liquidity and funding
      available to local entities in need without delay.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, our liquidity pool managed by Treasury and the global liquidity group had an average HQLA value
      of CHF&nbsp;224.6 billion. The liquidity pool consisted of CHF&nbsp;136.6 billion of cash held at major central banks, primarily the SNB, the ECB and the Fed,
      and CHF&nbsp;87.9 billion market value of securities issued by governments and government agencies,
      primarily from the US and the UK.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In addition to the above-mentioned liquidity pool, there is also a portfolio of unencumbered
      liquid assets managed by the businesses, primarily in the Investment Bank division,
      in cooperation with the global liquidity group. These assets generally include high-grade
      bonds and highly liquid equity securities that form part of major indices. In coordination
      with the businesses and the global liquidity group, Treasury can access these assets
      to generate liquidity if required. As of the end of 3Q22, this portfolio of liquid assets had a market value of CHF&nbsp;20.7 billion, consisting of CHF&nbsp;16.8 billion of high-grade bonds and CHF&nbsp;3.9 billion of highly liquid equity securities. Under our internal model, an average
      stress-level haircut of 6% is applied to these assets. The haircuts applied to this portfolio reflect our assessment
      of overall market risk at the time of measurement, potential monetization capacity
      taking into account increased haircuts, market volatility and the quality of the relevant
      securities.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="16" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Liquidity pool &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>average</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>franc</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">US <br>dollar</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Euro</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Other <br>currencies</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liquid assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash held at central banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,053</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,191</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,598</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,803</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136,645</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">140,855</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">143,936</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,725</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,739</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,530</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87,912</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">91,470</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85,975</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Liquid assets<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>73,971</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>89,916</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,337</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26,333</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>224,557</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>232,325</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>229,911</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Calculated using a three-month average, which is calculated on a daily basis.</div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Reflects a pre-cancellation view.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">43</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Liquidity Coverage Ratio </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our calculation methodology for the LCR is prescribed by the Liquidity Ordinance and
      the FINMA 2015/2 Circular &#x201c;Liquidity risks &ndash; banks,&#x201d; as amended (Liquidity Circular), and uses a three-month average that is measured
      using daily calculations during the quarter. The FINMA calculation of HQLA takes into
      account a cancellation mechanism (post-cancellation view) and is therefore not directly
      comparable to the assets presented in the financial statements that could potentially
      be monetized under a severe stress scenario. The cancellation mechanism effectively
      excludes the impact of certain secured financing transactions from available HQLA
      and simultaneously adjusts the level of net cash outflows calculated. Application
      of the cancellation mechanism adjusts both the numerator and denominator of the LCR
      calculation, meaning that the impact is mostly neutral on the LCR itself. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our HQLA measurement methodology excludes potentially eligible HQLA available for
      use by entities of the Group in certain jurisdictions that may not be readily accessible
      for use by the Group as a whole. These HQLA eligible amounts may be restricted for
      reasons such as local regulatory requirements, including large exposure requirements,
      or other binding constraints that could limit the transferability to other Group entities
      in other jurisdictions.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On this basis, the level of our LCR was 192% as of the end of 3Q22, stable compared to the end of 2Q22, representing an average
      HQLA of CHF&nbsp;226.8 billion and average net cash outflows of CHF&nbsp;118.1 billion. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The LCR in 3Q22 reflected a decrease in net cash outflows, which was mostly offset
      by a lower level of average HQLA. The decrease in net cash outflows primarily resulted
      from a decrease in cash outflows from unsecured wholesale funding driven by decreases
      in non-operational deposits. The lower level of HQLA reflected a decrease in the amount
      of securities held during the period.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Liquidity issues in October 2022 and credit ratings downgrades&#x201d; in I &ndash; Credit Suisse results &ndash; Credit Suisse &ndash; Other information for further information.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Liquidity coverage ratio &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>average</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Unweighted<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Weighted<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Weighted<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Weighted<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">High-quality liquid assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>High-quality liquid assets<sup style="font-weight:bold;">&nbsp;3</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>&#x2013;</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>226,839</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>234,931</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>227,193</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Cash outflows (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Retail deposits and deposits from small business customers</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153,554</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,601</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,346</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,555</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Unsecured wholesale funding</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233,651</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88,448</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94,915</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95,093</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Secured wholesale funding</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,445</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,408</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,284</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,344</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional requirements</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">161,509</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,835</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,740</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,640</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other contractual funding obligations</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,052</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,052</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65,729</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85,492</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other contingent funding obligations</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">205,073</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,497</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,334</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,663</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total cash outflows<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>&#x2013;</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>212,841</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>235,348</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>268,787</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Cash inflows (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Secured lending</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,362</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,633</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,009</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,049</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Inflows from fully performing exposures</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,397</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,036</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,293</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28,270</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other cash inflows</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,029</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,028</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,734</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88,312</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total cash inflows<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>147,788</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>94,697</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>112,036</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>156,631</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liquidity coverage ratio</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">High-quality liquid assets (CHF million)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">226,839</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234,931</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">227,193</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net cash outflows (CHF million)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118,144</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123,312</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112,156</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Liquidity coverage ratio (%)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>&#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>192</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>203</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Calculated using a three-month average, which is calculated on a daily basis.</div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Calculated as outstanding balances maturing or callable within 30 days.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Calculated after the application of haircuts for high-quality liquid assets or inflow
                  and outflow rates.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Consists of cash and eligible securities as prescribed by FINMA and reflects a post-cancellation
                  view.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">44</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net Stable Funding Ratio</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our calculation methodology for the NSFR is prescribed by the Liquidity Ordinance
      and the Liquidity Circular including associated disclosure requirements. At the end
      of 3Q22, the level of our NSFR was 136%, an increase from 132% as of end of 2Q22, representing available stable funding (ASF) of CHF&nbsp;425.6 billion and required stable funding (RSF) of CHF&nbsp;314.1 billion.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The increase in the NSFR compared to 2Q22 reflected a decrease in RSF, partially offset
      by a decrease in ASF. The decrease in RSF was mainly attributable to a decrease in
      our trading inventory (non-HQLA securities), our reverse repurchase transactions backed
      by both HQLA and non-HQLA and our loan portfolio. The decrease in ASF was primarily
      a result of a decrease in deposits mainly from retail clients and non-financial corporates
      partly offset by an increase in long term debt. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Liquidity issues in October 2022 and credit ratings downgrades&#x201d; in I &ndash; Credit Suisse results &ndash; Credit Suisse &ndash; Other information for further information.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="6" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Net stable funding ratio - Group</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net stable funding ratio<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available stable funding (CHF million)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">425,622</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">428,764</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Required stable funding (CHF million)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">314,062</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">325,767</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net stable funding ratio (%)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>136</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>132</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId00359974"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Funding management </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Funding sources</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We fund our balance sheet primarily through core customer deposits, long-term debt,
      including structured notes, and shareholders&#x2019; equity. We monitor the funding sources,
      including their concentrations against certain limits, according to their counterparty,
      currency, tenor, geography and maturity, and whether they are secured or unsecured.
      </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our balance sheet funding structure diagram is aligned with the NSFR framework. Loans,
      which comprise the largest component of our illiquid assets, are funded by our core
      customer deposits, with an excess coverage of 25% as of the end of 3Q22, compared to 29% as of the end of 2Q22. We fund other illiquid assets, including real estate, private
      equity and other long-term investments as well as the haircut for the illiquid portion
      of securities, with long-term debt and equity, in which we try to maintain a substantial
      funding buffer.</font></div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="x2_0001.gif" border="0"></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our core customer deposits totaled CHF&nbsp;369 billion as of the end of 3Q22, compared to CHF&nbsp;387 billion as of the end of 2Q22, reflecting a decrease in our customer deposit base
      in the private banking and corporate &amp; institutional banking businesses in 3Q22, mainly
      driven by a decrease in demand deposits, partially offset by an increase in time deposits.
      Core customer deposits are from clients with whom we have a broad and long-standing
      relationship. Core customer deposits exclude deposits from banks and certificates
      of deposit. We place a priority on maintaining and growing customer deposits, as they
      have proven to be a stable and resilient source of funding even in difficult market
      conditions. Our core customer deposit funding is supplemented by the issuance of long-term
      debt.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to the chart &#x201c;Balance sheet funding structure&#x201d; and &#x201c;Balance sheet&#x201d; in Balance
         sheet and off-balance sheet for further information.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Liquidity issues in October 2022 and credit ratings downgrades&#x201d; in I &ndash; Credit Suisse results &ndash; Credit Suisse &ndash; Other information for further information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">45</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Debt issuances and redemptions </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, we had outstanding long-term debt of CHF&nbsp;162.6 billion, which included senior and subordinated instruments. We had CHF&nbsp;43.1 billion and CHF&nbsp;16.7 billion of structured notes and covered bonds outstanding, respectively, as of the end of 3Q22 compared to CHF&nbsp;41.9 billion and CHF&nbsp;16.4 billion, respectively, as of the end of 2Q22. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Issuances and redemptions&#x201d; in Capital management for information on capital
         issuances, including buffer and progressive capital instruments.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Short-term borrowings as shown in the balance sheet funding structure diagram decreased 19% to CHF&nbsp;37.6 billion as of the end of 3Q22, compared to CHF&nbsp;46.5 billion as of the end of 2Q22, mainly related to maturities of certificates of deposit.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table provides information on long-term debt issuances, maturities and
      redemptions in 3Q22, excluding structured notes. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Debt issuances and redemptions&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet &ndash; Liquidity and funding management in the Credit Suisse Annual Report 2021 for further
         information.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Debt issuances and redemptions</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>in 3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Senior</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Senior<br>bail-in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Sub-<br>ordinated</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Long-term<br>debt</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Long-term debt (CHF billion, notional value)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Issuances<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.0</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7.8</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10.8</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which unsecured<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which secured<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Maturities / Redemptions<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.2)</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2.0)</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.4)</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3.6)</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which unsecured<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which secured<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes structured notes.</div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit ratings</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">A downgrade in credit ratings could reduce our access to capital markets, increase
      our borrowing costs, require us to post additional collateral or allow counterparties
      to terminate transactions under certain of our trading and collateralized financing
      and derivative contracts. This, in turn, could reduce our liquidity and negatively
      impact our operating results and financial position. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our internal liquidity barometer takes into consideration contingent events associated
      with a three-notch downgrade in our credit ratings. According to the specific downgrade
      risks considered in our internal liquidity barometer and LCR calculations, the maximum
      impact of a simultaneous one, two or three-notch downgrade by all three major rating
      agencies in the Bank&#x2019;s long-term debt ratings would result in additional collateral
      requirements or assumed termination payments under certain derivative instruments
      of CHF&nbsp;0.2 billion, CHF&nbsp;0.7 billion and CHF&nbsp;1.1 billion, respectively, as of the end of 3Q22. If the downgrade does not involve
      all three rating agencies, the impact may be smaller. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In August 2022, Moody&#x2019;s Investors Service downgraded the senior unsecured debt ratings
      of Credit Suisse Group AG and the long-term senior unsecured debt and deposit ratings
      of Credit Suisse AG, both by one notch. The &#x201c;negative&#x201d; outlook on these ratings has
      been maintained. Standard and Poor&#x2019;s Global Ratings affirmed the long-term issuer
      credit ratings of Credit Suisse Group AG and Credit Suisse AG, but the outlook on
      these ratings has been revised from &#x201c;stable&#x201d; to &#x201c;negative&#x201d;. Fitch Ratings downgraded
      the long-term issuer default ratings of Credit Suisse Group AG and Credit Suisse AG,
      in each case by one notch. The outlook on these ratings has been revised from &#x201c;stable&#x201d;
      to &#x201c;negative&#x201d;.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On November 1, 2022, Moody&#x2019;s Investors Service affirmed the senior unsecured debt
      ratings of Credit Suisse Group AG and downgraded the long-term senior unsecured debt
      and deposit ratings of Credit Suisse AG by one notch. Moody&#x2019;s also downgraded all
      the short-term ratings by one notch and maintained the &#x201c;negative&#x201d; outlook on all ratings.
      Following the affirmation of all ratings and outlooks on October 6, 2022, Standard
      and Poor&#x2019;s Global Ratings downgraded the long-term issuer credit ratings of Credit
      Suisse Group AG and the long- and short-term issuer credit ratings of Credit Suisse
      AG, in each case by one notch on November 1, 2022. The outlook on these ratings has
      been revised from &#x201c;negative&#x201d; to &#x201c;stable&#x201d;.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Credit ratings&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet &ndash; Liquidity and funding management in the Credit Suisse Annual Report 2021 for further
         information relating to credit ratings and additional risks relating to derivative
         instruments.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Liquidity issues in October 2022 and credit ratings downgrades&#x201d; in I &ndash; Credit Suisse results &ndash; Credit Suisse &ndash; Other information for further information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">46</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId003510286"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Capital management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">As of the end of 3Q22, our BIS CET1 ratio was 12.6%, our BIS CET1 leverage ratio was 4.1% and our tier&nbsp;1 leverage ratio was 6.0%.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003510300"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Regulatory framework</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse is subject to the Basel framework, as implemented in Switzerland, as
      well as Swiss legislation and regulations for systemically important banks, which
      include capital, liquidity, leverage and large exposure requirements and rules for
      emergency plans designed to maintain systemically relevant functions in the event
      of threatened insolvency. Our capital metrics fluctuate during any reporting period
      in the ordinary course of business.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Regulatory framework&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet &ndash; Capital management in the Credit Suisse Annual Report 2021 for further information
         on BIS and Swiss requirements.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">BIS requirements</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The BCBS, the standard setting committee within the BIS, issued the Basel framework,
      with higher minimum capital requirements and conservation and countercyclical buffers,
      revised risk-based capital measures, a leverage ratio and liquidity standards. The
      framework was designed to strengthen the resilience of the banking sector and requires
      banks to hold more capital, mainly in the form of common equity.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Swiss requirements</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The legislation implementing the Basel framework in Switzerland in respect of capital
      requirements for systemically important banks, including Credit Suisse, goes beyond
      the Basel minimum standards for systemically important banks.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Under the Capital Adequacy Ordinance, Swiss banks classified as systemically important
      banks operating internationally, such as Credit Suisse, are subject to two different
      minimum requirements for loss-absorbing capacity: such banks must hold sufficient
      capital that absorbs losses to ensure continuity of service (going concern requirement),
      and they must issue sufficient debt instruments to fund an orderly resolution without
      recourse to public resources (gone concern requirement).</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Going concern capital and gone concern capital together form our total loss-absorbing
      capacity (TLAC). The going concern and gone concern requirements are generally aligned
      with the Financial Stability Board&#x2019;s total loss-absorbing capacity standard.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Additionally, there are FINMA decrees that apply to Credit Suisse, as a systemically important bank operating internationally,
      including capital adequacy requirements as well as liquidity and risk diversification
      requirements.</font></div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="x2_0002.gif" border="0"></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Credit Suisse AG &ndash; parent company</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse AG (Bank parent company)&#x2019;s Swiss CET1 ratio decreased from 11.4% as
      of 2Q22 to 9.7% as of the end of 3Q22, primarily driven by estimated participation
      impairments as a result of the comprehensive strategic review announced on October
      27, 2022, net losses and an adverse foreign exchange impact, partially offset by a
      capital repatriation from a UK participation. With regard to the Group&#x2019;s announced
      intention to raise capital with gross proceeds of about CHF&nbsp;4 billion, the Bank parent company&#x2019;s CET1 ratio is estimated to increase by approximately
      130-140 basis points on a pro-forma basis to 11.0-11.1%.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In light of the bank&#x2019;s transformation, FINMA reduced the size of the capital surcharges
      for the bank&#x2019;s market share and its size according to the Capital Adequacy Ordinance.
      This results in a lower total capital requirement for Credit Suisse Group and its
      domestic subsidiaries. In addition, the Bank parent company will </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">47</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">temporarily use capital buffers until the end of 2025, in line with the Capital Adequacy
      Ordinance and regulatory guidance by FINMA. This allows the bank effective and efficient
      capital management during the strategic transformation.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Regulatory developments&#x201d; for further information.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;FINMA decrees&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet &ndash; Capital management &ndash; Swiss requirements in the Credit Suisse Annual Report 2021 for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Other regulatory disclosures</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In connection with the Basel framework, certain regulatory disclosures for the Group and certain of its subsidiaries are required. The Group&#x2019;s Pillar&nbsp;3 disclosure, regulatory disclosures, additional information on capital instruments,
      including the main features and terms and conditions of regulatory capital instruments
      and total loss-absorbing capacity-eligible instruments that form part of the eligible
      capital base and total loss-absorbing capacity resources, global systemically important
      bank financial indicators, reconciliation requirements, leverage ratios and certain
      liquidity disclosures as well as regulatory disclosures for subsidiaries can be found
      on our website.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;credit-suisse.com/regulatorydisclosures&#x201d; for additional information.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="6" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss capital and leverage requirements for Credit Suisse</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Effective as of the end of 3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Capital <br>ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Leverage <br>ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital components (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 &#x2013; minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional tier 1 &#x2013; maximum</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Minimum component<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8.0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 &#x2013; minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.78</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional tier 1 &#x2013; maximum</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Buffer component<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5.58</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.75</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Going concern<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13.58</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4.75</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which base requirement<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.86</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which surcharge<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.72</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gone concern<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13.58</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4.75</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which base requirement<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.86</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which surcharge<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.72</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loss-absorbing capacity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>27.16</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Reflects the updated capital and leverage requirements, effective September 30, 2022,
               resulting from the assessment of surcharges. <br>Does not include the FINMA Pillar 2 capital add-on of CHF&nbsp;2.0 billion relating to
               the supply chain finance funds matter, the effects of the countercyclical buffers
               and any rebate for resolvability.<br>As of the end of 3Q22, for the Group and the Bank, the rebate for resolvability for
               the capital ratios was 3.113%. For the Group and the Bank, the rebate for resolvability
               for leverage ratios was 1.0%. Net of these rebates, the gone concern ratios for capital
               and leverage for the Group and the Bank were 10.468% and 3.75%, respectively.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003510570"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Regulatory developments</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On January&nbsp;26, 2022 and at the request of the Swiss National Bank, the Swiss Federal Council
      reactivated the Swiss sectoral countercyclical capital buffer, in light of the recent
      developments in the Swiss real estate and mortgage markets. Effective September&nbsp;30, 2022, banks, such as Credit Suisse, are required to hold additional CET1 capital
      amounting to 2.5% of RWA pertaining to mortgage loans that are directly or indirectly
      secured by residential real estate in Switzerland. The Swiss sectoral countercyclical
      capital buffer serves to strengthen the banking sector&#x2019;s resilience in the event of
      increased vulnerabilities in the Swiss mortgage and residential real estate markets.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In March 2022, FINMA published the results of its annual assessment of the recovery
      and resolution planning of the Swiss systemically important financial institutions.
      In accordance with this assessment, effective July 1, 2022, the Group was eligible
      for the maximum potential rebates for resolvability relating to the gone concern requirement.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In October 2022, FINMA communicated the results of its reassessment of the Group&#x2019;s
      surcharges requirement based on leverage exposure. In accordance with this reassessment,
      effective September 30, 2022, the Group&#x2019;s surcharge relating to the capital ratio decreased from 0.72%
      to 0.36% and the surcharge relating to the leverage ratio decreased from 0.25% to
      0.125%. This resulted in a revised going concern and gone concern requirement of 13.58%,
      in each case, for the capital ratio and 4.75%, in each case, for the leverage ratio,
      excluding rebates for resolvability. The table &#x201c;Swiss capital and leverage requirements
      for Credit Suisse&#x201d; has been updated to reflect the results of the assessment of surcharges.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Considering the lower surcharge for the Group&#x2019;s market share in Switzerland, effective
      June&nbsp;30, 2022, and the lower surcharge for the Group&#x2019;s leverage exposure, effective September 30, 2022, the rebate for resolvability relating to the capital ratio was 3.113%, and
      relating to the leverage ratio was 1.0%, for the Group and the Bank.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003510592"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Capital instruments</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Higher Trigger Capital Amount</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The capital ratio write-down triggers for certain of our outstanding capital instruments
      take into account the fact that other outstanding capital instruments that contain
      relatively higher capital ratios as part of their trigger feature are expected to
      convert into equity or be written down prior to the write-down of such capital instruments.
      The amount of additional capital that is expected to be contributed by such conversion
      into equity or write-down is referred to as the Higher Trigger Capital Amount.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">With respect to the capital instruments that specify a trigger event if the CET1 ratio
      were to fall below 5.125%, the Higher Trigger Capital Amount was CHF&nbsp;11.2 billion and the Higher Trigger Capital Ratio (i.e., the ratio of the Higher Trigger
      Capital Amount to the aggregate of all RWA of the Group) was 4.1%, both as of the
      end of 3Q22.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">With respect to the capital instruments that specify a trigger event if the CET1 ratio
      were to fall below 5%, the Higher Trigger Capital Amount was CHF&nbsp;15.7 billion and the Higher Trigger Capital Ratio was 5.7%, both as of the end of
      3Q22.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">48</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to the table &#x201c;BIS capital metrics&#x201d; for further information on the BIS metrics
         used to calculate such measures.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Higher Trigger Capital Amount&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet &ndash; Capital management &ndash; Capital instruments in the Credit Suisse Annual Report 2021 for further information
         on the Higher Trigger Capital Amount.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="12" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Issuances and redemptions</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Currency</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Par value at <br>issuance (million)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Coupon rate (%)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Description</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Year of <br>maturity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Issuances &#x2013; bail-in instruments<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Third quarter of 2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,500</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Senior notes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2026</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,750</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.442</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Senior notes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2028</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,000</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.537</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Senior notes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2033</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">GBP</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">750</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Senior notes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2027</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">GBP</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">750</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.375</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Senior notes</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2033</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Redemptions &#x2013; bail-in instruments<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Third quarter of 2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">USD</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,000</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Senior notes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">October 2022 to date</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">JPY</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,700</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.553</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Senior notes</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2023</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Redemptions &#x2013; capital instruments<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> Third quarter of 2022</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> USD</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1,500</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 7.125</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Perpetual contingent capital notes</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">On September 21, 2022, the Group elected to call the notes on the optional call date,
                  October 27, 2022.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">On June 17, 2022, the Group elected to call the notes on the optional call date, July
                  29, 2022.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003510993"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">BIS capital metrics</font></div>
</div>
<div style="height:5px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS capital metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and risk-weighted assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total eligible capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53,217</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,852</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,442</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,787</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Eligible capital &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholders' equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,842</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,954</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Regulatory adjustments<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(295)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(175)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Goodwill<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,987)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,953)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,893)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other intangible assets<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Deferred tax assets that rely  &nbsp;&nbsp;&nbsp;on future profitability<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (142)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (1,124)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (881)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (87)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Shortfall of provisions to  &nbsp;&nbsp;&nbsp;expected losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (214)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (249)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (220)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Gains)/losses due to changes &nbsp;&nbsp;&nbsp;in own credit on fair-valued  &nbsp;&nbsp;&nbsp;liabilities<sup style="font-weight:bold;">&nbsp; &nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (2,967)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (1,536)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  2,144</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  93</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Defined benefit pension assets<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,475)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,463)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,280)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Investments in own shares<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(79)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(477)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other adjustments<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,326</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">835</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8,844)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8,793)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,425)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>CET1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,423</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37,049</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>38,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">High-trigger capital  instruments (7% trigger)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,193</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,223</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,399</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Low-trigger capital  instruments (5.125% trigger)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,494</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,464</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Additional tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,844</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>52,736</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,373</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 low-trigger capital  instruments (5% trigger)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 481</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 479</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Tier 2 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>481</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total eligible capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>53,217</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,852</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes certain adjustments, such as a cumulative dividend accrual.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net of deferred tax liability.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes reversals of cash flow hedge reserves.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Amounts are shown on a look-through basis. Certain tier 2 instruments were subject
                  to phase out and are no longer eligible as of January 1, 2022. As of 4Q21, total eligible
                  capital was CHF&nbsp;55,074 million, including CHF&nbsp;222 million of such instruments, and the total capital ratio was 20.6%.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">49</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="4" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">3Q22 Capital movement &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CET1 capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="78%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="20%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37,049</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">438</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Regulatory adjustment of deferred tax assets  relating to net operating losses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which valuation allowance<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,700</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reclassification of deferred tax assets<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(441)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other regulatory adjustments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(254)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,423</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Additional tier 1 capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other<sup style="font-weight:bold;">&nbsp;4</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(347)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Tier 2 capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>481</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other<sup style="font-weight:bold;">&nbsp;5</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(493)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes US GAAP cumulative translation adjustments and the foreign exchange impact
                  on regulatory CET1 adjustments.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Reflects the partial reversal of the valuation allowance relating to the reassessment
                  of the deferred tax asset as a result of the comprehensive strategic review.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Reflects the reclassification of deferred tax assets related to the Group&#x2019;s tax election
                  to accelerate the tax loss recognition of a previously recognized deferred tax asset
                  on timing differences in 2021.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily reflects valuation impacts.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="4">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">5</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes the impact of the prescribed amortization requirement as instruments move
                  closer to their maturity date.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our CET1 ratio was 12.6% as of the end of 3Q22 compared to 13.5% as of the end of 2Q22. Our tier&nbsp;1 ratio was 18.3% as of the end of 3Q22 compared to 19.2% as of the end of 2Q22. Our total capital ratio was 18.3% as of the end of 3Q22 compared to 19.4% as of the end of 2Q22.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">CET1 capital of CHF&nbsp;34.4 billion as of the end of 3Q22 decreased 7% compared to CHF&nbsp;37.0 billion as of the end of 2Q22, mainly due to the net loss attributable to shareholders,
      which included a valuation allowance of CHF&nbsp;3,655 million relating to the reassessment of deferred tax assets as a result of the
      comprehensive strategic review. The decrease also reflected a regulatory adjustment
      of deferred tax assets relating to net operating losses of CHF&nbsp;1,005 million, which included CHF&nbsp;1,700 million for the partial reversal of the valuation allowance relating to the
      reassessment of deferred tax assets as a result of the comprehensive strategic review
      and a deferred tax assets reclassification of CHF&nbsp;(441) million related to the Group&#x2019;s tax election to accelerate the tax loss recognition
      of a previously recognized deferred tax asset on timing differences in 2021. The decrease
      was partially offset by a positive foreign exchange impact.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Tier 2 capital of CHF&nbsp;0 million as of the end of 3Q22 decreased 100% compared to the end of 2Q22. Total eligible capital of CHF&nbsp;50.1 billion as of the end of 3Q22 decreased 6% compared to the end of 2Q22.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003512245"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Risk-weighted assets</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our balance sheet positions and off-balance sheet exposures translate into RWA, which
      are categorized as credit, market and operational RWA. When assessing RWA, it is not
      the nominal size, but rather the nature (including risk mitigation such as collateral
      or hedges) of the balance sheet positions or off-balance sheet exposures that determines
      the RWA.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Risk-weighted assets&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet &ndash; Capital management in the Credit Suisse Annual Report 2021 for a detailed discussion
         of RWA.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For capital purposes, FINMA, in line with BIS requirements, uses a multiplier to impose
      an increase in market risk capital for every regulatory value-at-risk (VaR) backtesting
      exception above four in the prior rolling 12-month period. In 3Q22, our market risk
      capital multiplier remained at FINMA and BIS minimum levels and we did not experience
      an increase in market risk capital.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Market risk&#x201d; in Risk management for further information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">RWA were CHF&nbsp;273.6 billion as of the end of 3Q22, stable compared the end of 2Q22, as internal model
      and parameter updates, mainly in operational risk, and a positive foreign exchange
      impact were offset by movements in risk levels in credit risk.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Excluding the foreign exchange impact, the decrease in  <b>credit risk</b> was primarily driven by movements in risk levels attributable to book size, mainly
      due to the impact of the valuation allowance relating to the reassessment of deferred
      tax assets as a result of the comprehensive strategic review reflected in the Corporate
      Center, a decrease in lending exposures in the Investment Bank, Wealth Management
      and Swiss Bank and a decrease in derivatives exposures in the Investment Bank, including
      the impact of resizing our prime services franchise.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Excluding the foreign exchange impact, the increase in <b>market risk</b> was primarily driven by internal model and parameters updates, mainly reflecting
      time series updates.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Excluding the foreign exchange impact, the increase in <b>operational</b> <b>risk</b> was driven by internal model and parameter updates, mainly related to updates to
      our advanced measurement approach model to reflect increased litigation provisions
      in 1Q22, primarily relating to developments in a number of previously disclosed legal
      matters.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">50</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Risk-weighted asset movement by risk type &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset <br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,020</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>53,912</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64,345</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,422</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,796</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>185,495</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">838</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,081</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,340)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,452)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(150)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,982)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9,944)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which credit risk &#x2013; book size<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,480)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,209)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,285)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9,876)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which credit risk &#x2013; book quality<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(82)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">140</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(243)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(186)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">303</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(102)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">787</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">713</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; external<sup style="font-weight:bold;">&nbsp;4</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,377</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>53,526</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>63,889</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,279</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,922</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>177,993</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Market risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,062</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>68</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,070</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,001</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">272</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">406</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">213</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(94)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">122</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(189)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(122)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">316</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(82)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">151</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">271</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,181</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>157</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>73</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,084</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,725</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Operational risk (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,076</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,123</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,090</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,532</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>72,946</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">422</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">425</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">177</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">733</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,808</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">259</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,487</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,126</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,737</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,822</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,399</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>33,752</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>78,880</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Total (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62,158</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>81,722</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71,584</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,580</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,398</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>274,442</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">587</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,535</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">239</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">874</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,295</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Movements in risk levels</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">178</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,419)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,330)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(155)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7,171)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9,897)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; internal<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">584</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">802</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,657</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Model and parameter updates &#x2013; external<sup style="font-weight:bold;">&nbsp;4</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>63,344</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>82,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71,445</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,522</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,758</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273,598</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents changes in portfolio size.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents changes in average risk weighting across credit risk classes.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents movements arising from internally driven updates to models and recalibrations
                  of model parameters specific only to Credit Suisse.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents movements arising from externally mandated updates to models and recalibrations
                  of model parameters specific only to Credit Suisse.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="14" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Risk-weighted assets &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss <br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset <br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate <br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Group</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,377</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53,526</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,889</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,279</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,922</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>177,993</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,230</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,181</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,084</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,725</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Operational risk</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,737</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,822</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,399</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,170</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33,752</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>78,880</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>63,344</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>82,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71,445</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,522</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,758</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273,598</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,061</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56,389</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61,917</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,395</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,043</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>183,805</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,899</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,524</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,775</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,355</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Operational risk</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,014</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,400</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,759</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,982</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,472</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>67,627</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>59,974</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>84,313</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>68,764</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,446</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,290</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>267,787</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">51</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003513610"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Leverage metrics</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse has adopted the BIS leverage ratio framework, as issued by the BCBS
      and implemented in Switzerland by FINMA. Under the BIS framework, the leverage ratio measures
      tier&nbsp;1 capital against the end-of-period exposure. As used herein, leverage exposure consists of period-end balance sheet assets and prescribed regulatory
      adjustments.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Leverage exposure &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Leverage exposure (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231,357</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234,524</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233,228</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317,149</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">333,473</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347,774</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240,153</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,556</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">247,509</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Managemnt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,960</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,886</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,737</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,262</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,298</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,889</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Leverage exposure<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>836,881</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>862,737</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>889,137</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The leverage exposure of CHF&nbsp;836.9 billion as of the end of 3Q22 decreased 3% compared to CHF&nbsp;862.7 million as of the end of 2Q22, reflecting a decrease in the consolidated balance
      sheet, reflecting lower operating activities, primarily driven by a reduction of HQLA
      as a result of business reductions in the Investment Bank, partially offset by a positive
      foreign exchange translation impact.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Balance sheet and off-balance sheet&#x201d; for further information on the movement
         in the Group&#x2019;s consolidated balance sheet.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Leverage exposure components &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Leverage exposure (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>700,358</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>727,365</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Difference in scope of  &nbsp;&nbsp;&nbsp;consolidation and  &nbsp;&nbsp;&nbsp;tier 1 capital deductions<sup style="font-weight:bold;">&nbsp; &nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (8,323)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (9,724)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (9,386)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Derivative financial  &nbsp;&nbsp;&nbsp;instruments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 52,983</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 55,133</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 55,901</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Securities financing  &nbsp;&nbsp;&nbsp;transactions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (2,046)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (2,401)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (8,546)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Off-balance sheet  &nbsp;&nbsp;&nbsp;exposures<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 91,002</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 89,545</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 93,286</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,907</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,819</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>136,523</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>135,372</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>133,304</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Leverage exposure<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>836,881</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>862,737</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>889,137</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes adjustments for investments in banking, financial, insurance or commercial
                  entities that are consolidated for accounting purposes but outside the scope of regulatory
                  consolidation and tier 1 capital deductions related to balance sheet assets.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS leverage metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and leverage exposure (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">862,737</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">889,137</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Leverage ratios (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The CET1 leverage ratio was 4.1% as of the end of 3Q22, a decrease compared to the end of 2Q22. The tier&nbsp;1 leverage ratio was 6.0% as of the end of 3Q22, a decrease compared to the end of 2Q22.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003514380"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Swiss metrics</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Swiss capital metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, our Swiss CET1 capital was CHF&nbsp;34.4 billion and our Swiss CET1 ratio was 12.6%. Our going concern capital was CHF&nbsp;50.1 billion and our going concern capital ratio was 18.3%. Our gone concern capital was CHF&nbsp;47.3 billion and our gone concern capital ratio was 17.2%. Our total loss-absorbing capacity was CHF&nbsp;97.4 billion and our TLAC ratio was 35.5%.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss capital metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital and risk-weighted assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,372</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,288</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,160</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total loss-absorbing  capacity (TLAC)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 97,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 96,896</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 101,020</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,138</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,997</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">268,418</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TLAC ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Rounding differences may occur.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">52</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="x2_0003.gif" border="0"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Swiss leverage metrics</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The leverage exposure used in the Swiss leverage ratios is measured on the same period-end
      basis as the leverage exposure for the BIS leverage ratio. As of the end of 3Q22,
      our Swiss CET1 leverage ratio was 4.1%, our going concern leverage ratio was 6.0%, our gone concern leverage ratio was 5.7% and our TLAC leverage ratio was 11.6%.</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss capital and risk-weighted assets &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital &#x2013; BIS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss CET1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,423</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37,049</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>38,529</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional tier 1 high-trigger  capital instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,193</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,223</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,398</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Grandfathered additional tier 1  low-trigger capital instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,494</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,464</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss additional tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,687</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,843</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Going concern capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>52,736</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,372</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Bail-in debt instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,288</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,753</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,251</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 low-trigger capital  instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 481</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 479</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 amortization component</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,926</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gone concern capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,288</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,160</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,648</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loss-absorbing capacity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>97,398</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>96,896</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>101,020</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Risk-weighted assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets &#x2013; BIS</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,598</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,442</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,787</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss regulatory adjustments<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">540</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">555</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">631</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>274,138</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>274,997</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>268,418</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Amounts are shown on a look-through basis. Certain tier 2 instruments and their related
                  tier 2 amortization components were subject to phase out and are no longer eligible
                  as of January 1, 2022. As of 4Q21, gone concern capital was CHF&nbsp;46,897 million, including CHF&nbsp;249 million of such instruments.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily includes differences in the credit risk multiplier.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss leverage metrics &#x2013; Group</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital and leverage exposure (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,529</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,372</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,288</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,160</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,648</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total loss-absorbing capacity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97,398</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96,896</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101,020</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836,881</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">862,737</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">889,137</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss leverage ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TLAC leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Rounding differences may occur.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">53</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003515593"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Bank regulatory disclosures</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following capital, RWA and leverage disclosures apply to the Bank. The business
      of the Bank is substantially the same as that of the Group, including business drivers
      and trends relating to capital, RWA and leverage metrics.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;BIS capital metrics&#x201d;, &#x201c;Risk-weighted assets&#x201d;, &#x201c;Leverage metrics&#x201d; and &#x201c;Swiss
         metrics&#x201d; for further information.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS capital metrics &#x2013; Bank</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and risk-weighted assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,879</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,443</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,185</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,628</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,208</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total eligible capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,628</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,689</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,589</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">272,439</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,651</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">266,934</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total capital ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Eligible capital and risk-weighted assets &#x2013; Bank</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change<br>QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Eligible capital (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholders' equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,810</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48,445</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>47,390</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Regulatory adjustments<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(348)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(286)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(670)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other adjustments<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,583)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,716)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,535)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>CET1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,879</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,443</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,185</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional tier 1 instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,749</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,765</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,925</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Additional tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,749</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,765</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,925</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,628</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>57,208</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>59,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 low-trigger capital  instruments (5% trigger)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 481</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 479</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Tier 2 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>481</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total eligible capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,628</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>57,689</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>59,589</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Risk-weighted assets by risk type (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">176,834</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">184,704</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">182,952</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market risk</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,725</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,001</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,355</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Operational risk</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">78,880</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72,946</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67,627</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>272,439</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273,651</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>266,934</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes certain adjustments, such as a cumulative dividend accrual.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes certain deductions, such as goodwill, other intangible assets and certain
                  deferred tax assets.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Consists of high-trigger and low-trigger capital instruments. Of this amount, CHF
                  11.2 billion consists of capital instruments with a capital ratio write-down trigger of
                  7% and CHF&nbsp;3.5 billion consists of capital instruments with a capital ratio write-down trigger of
                  5.125%.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Amounts are shown on a look-through basis. Certain tier 2 instruments were subject
                  to phase out and are no longer eligible as of January 1, 2022. As of 4Q21, total eligible
                  capital was CHF&nbsp;59,811 million, including CHF&nbsp;222 million of such instruments, and the total capital ratio was 22.4%.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Leverage exposure components &#x2013; Bank</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Leverage exposure (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>703,274</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>730,295</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>759,214</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Difference in scope of  &nbsp;&nbsp;&nbsp;consolidation and tier 1  &nbsp;&nbsp;&nbsp;capital deductions<sup style="font-weight:bold;">&nbsp; &nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (5,371)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (6,817)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (6,251)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  (21)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Derivative financial  &nbsp;&nbsp;&nbsp;instruments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 53,986</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 55,802</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 56,058</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Securities financing  &nbsp;&nbsp;&nbsp;transactions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (2,046)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (2,401)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (8,546)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Off-balance sheet  &nbsp;&nbsp;&nbsp;exposures<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 91,031</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 89,575</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 93,286</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,905</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,049</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total adjustments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>140,505</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>138,977</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>136,596</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Leverage exposure<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>843,779</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>869,272</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>895,810</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes adjustments for investments in banking, financial, insurance or commercial
                  entities that are consolidated for accounting purposes but outside the scope of regulatory
                  consolidation and tier 1 capital deductions related to balance sheet assets.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">BIS leverage metrics &#x2013; Bank</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Capital and leverage exposure (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,879</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,443</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,185</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,628</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,208</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">843,779</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">869,272</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">895,810</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Leverage ratios (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 1 leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss capital metrics &#x2013; Bank</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital and risk-weighted assets (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,879</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,443</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,185</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,628</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,208</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,219</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,299</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,316</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total loss-absorbing capacity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95,847</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96,507</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100,426</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss risk-weighted assets</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">272,973</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,199</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,558</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TLAC ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Rounding differences may occur.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">54</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss capital and risk-weighted assets &#x2013; Bank</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1 capital &#x2013; BIS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,879</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,443</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,185</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss CET1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,879</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,443</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,185</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional tier 1 high-trigger  capital instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,185</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,215</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 11,382</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Grandfathered additional tier 1 low-trigger capital instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 3,564</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 3,550</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 3,543</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss additional tier 1 capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,749</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,765</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,925</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Going concern capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54,628</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>57,208</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>59,110</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Bail-in debt instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,219</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,891</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,920</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 low-trigger capital  instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 481</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 479</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (100)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tier 2 amortization component</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,927</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,917</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gone concern capital<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41,219</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,299</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41,316</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loss-absorbing capacity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>95,847</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>96,507</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>100,426</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Risk-weighted assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets &#x2013; BIS</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">272,439</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273,651</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">266,934</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss regulatory adjustments<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">534</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">548</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">624</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss risk-weighted assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>272,973</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>274,199</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>267,558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Amounts are shown on a look-through basis. Certain tier 2 instruments and their related
                  tier 2 amortization components were subject to phase out and are no longer eligible
                  as of January 1, 2022. As of 4Q21, gone concern capital was CHF&nbsp;41,565 million, including CHF&nbsp;249 million of such instruments.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily includes differences in the credit risk multiplier.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Swiss leverage metrics &#x2013; Bank</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss capital and leverage exposure (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,879</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,443</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,185</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,628</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,208</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,219</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,299</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,316</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total loss-absorbing capacity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95,847</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96,507</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100,426</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Leverage exposure</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">843,779</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">869,272</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">895,810</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss leverage ratios (%)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss CET1 leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Going concern leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gone concern leverage ratio</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TLAC leverage ratio</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003518077"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Shareholders&#x2019; equity</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our total shareholders&#x2019; equity was CHF&nbsp;43.3 billion as of the end of 3Q22 compared to CHF&nbsp;45.8 billion as of the end of 2Q22. Total shareholders&#x2019; equity was negatively impacted
      by the net loss attributable to shareholders and losses in cash flow hedges, partially
      offset by gains on fair value elected liabilities relating to credit risk, foreign
      exchange-related movements on cumulative translation adjustments and an increase in
      the share-based compensation obligation.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to the &#x201c;Consolidated statements of changes in equity (unaudited)&#x201d; in III &ndash; Condensed consolidated financial statements &ndash; unaudited for further information on shareholders&#x2019; equity.</font></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Shareholders' equity and share metrics</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change<br>QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Shareholders' equity (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Common shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional paid-in capital</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,770</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,631</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,938</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Retained earnings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,025</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,059</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31,064</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Treasury shares, at cost</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(359)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(417)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(828)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Accumulated other comprehensive  income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (16,275)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (17,537)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (21,326)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholders' equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,842</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,954</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,018)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,974)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,917)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(424)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(340)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(276)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Tangible shareholders' equity<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,825</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,528</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>40,761</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Shares outstanding (million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Common shares issued</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Shares outstanding<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,616.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,610.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,569.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Par value (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Par value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.04</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.04</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.04</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Book value per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Book value per share<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16.53</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17.56</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17.10</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill per share</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Tangible book value per share<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15.22</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16.29</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15.86</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Management believes that tangible shareholders' equity and tangible book value per
                  share, both non-GAAP financial measures, are meaningful as they are measures used
                  and relied upon by industry analysts and investors to assess valuations and capital
                  adequacy.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">55</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId003518621"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Risk management</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">As of the end of 3Q22, the Group had a gross loan portfolio of CHF&nbsp;283.2 billion, gross impaired loans of CHF&nbsp;3.3 billion and, in 3Q22, an average risk management VaR of USD&nbsp;47 million.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003518637"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Key risk developments</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We are closely monitoring the following key risk and global economic developments
      as well as the potential effects on our operations and businesses, including through
      the reassessment of financial plans and the development of stress scenarios that take
      into account potential additional negative impacts.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Inflation concerns and recession risk</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the major economies annual inflation rates have stayed far above central bank target
      levels, partly driven by energy supplies that have continued to be disrupted by sanctions
      on Russian imports and by outages in gas flows through pipelines to Western Europe.
      Low unemployment rates have pushed up wages. In the US, the Fed has increased the
      federal funds rate more aggressively in 3Q22, while in Europe, the ECB and SNB have
      also accelerated their monetary policy tightening. Significant increases in interest
      rates carry the risk of triggering a recession. Furthermore, recent events in the
      UK show that perceptions of fiscal sustainability can shift rapidly in response to
      interest rates increases and can potentially lead to disruptions in the markets. Credit
      Suisse periodically conducts deep-dive assessments and uses stress scenarios and a
      range of other risk management techniques to assess the resilience and potential vulnerabilities
      in its exposures and concentrations should the global economy be impacted by sustained
      high inflation or deteriorate into recession in the second half of 2022 or in 2023.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Energy supply disruptions</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Russia, which is the major source of European energy imports, has significantly reduced
      or even halted gas flows through various pipelines to Western Europe. European governments
      have responded with non-mandatory rationing plans, greater gas imports from the rest
      of the world and fiscal measures to distribute the burden across households and businesses.
      Nevertheless, Europe still faces record high gas prices and the threat of mandatory
      rationing in the event of a colder than normal winter. High energy costs will squeeze
      consumer spending on other items and increase costs across global supply chains. Credit
      Risk Management has assessed the potential portfolio implications on eurozone countries
      and energy-intensive industries. Also, as part of managing operational resilience
      and business continuity risks, we are assessing a range of energy supply shortage
      scenarios and have mitigation measures addressing potential operational disruptions
      that may occur in European countries where Credit Suisse is located.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">China</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On-off COVID-19 lockdown measures continued to disrupt economic and social activity
      in China&#x2019;s major cities in August and September 2022. Travel restrictions across China&#x2019;s
      provinces are expected to remain in place until the end of October and resulted in
      subdued consumer spending during the &#x201c;Golden Week&#x201d; national holiday in the first week
      of October. There are also signs that the liquidity and solvency concerns in China&#x2019;s
      property development sector are spreading to the rest of the economy. In addition,
      the global economic slowdown has adversely impacted demand for China&#x2018;s exports, particularly
      consumer goods. Nevertheless, China&#x2019;s policymakers have followed a piecemeal approach
      on fiscal and monetary policy easing and, consequently, economic activity is expected
      to stay below historical trends in the coming quarters. We closely monitor the risk
      management implications of these developments on our lombard loan portfolio in China
      and on our trading and lending book exposures to Chinese local government- and state-owned
      enterprises. We are also closely monitoring the accelerating default trend in the
      onshore and offshore corporate debt market.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Emerging markets</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The challenges facing emerging market countries continued in 3Q22. The prospect of
      slower global economic growth and increased uncertainty over China&#x2019;s outlook led to
      weaker commodity prices and undermined the outlook for exports. Inflation pressures
      persisted, which forced central banks in emerging markets to maintain their monetary
      policy tightening paths. Continued US dollar appreciation further increased the pressure
      on emerging market currencies and, for some countries, sustained concern over their
      ability to service US dollar-denominated debt. Frequent reviews and deep-dives into
      exposures and vulnerabilities are conducted as part of our country risk limit-setting
      and monitoring process. Stress scenario analysis is also embedded into the country
      risk management framework.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">T&#xfc;rkiye</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Unconventional monetary policy which has kept interest rates low has contributed to
      a significant acceleration in annual inflation increasing to approximately 80% in
      September 2022. Foreign exchange-related restrictions and measures to encourage residents
      and corporates to hold local currency have failed to stop the decrease in foreign
      reserve levels and have increased global investor concerns. In addition, there is
      political uncertainty ahead of presidential and parliamentary elections which will
      take place in June 2023. T&#xfc;rkiye is closely monitored from a country risk perspective,
      and we continue to monitor local funding conditions, risks and exposures and to frequently
      apply stress tests.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">56</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003518666"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Risk portfolio analysis</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Credit risk</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">All transactions that are exposed to potential losses arising as a result of a borrower
      or counterparty failing to meet its financial obligations or as a result of deterioration
      in the credit quality of the borrower or counterparty are subject to credit risk exposure
      measurement and management. Credit risk can arise from the execution of our business
      strategy in the divisions and includes risk positions such as exposures directly held
      in the form of lending products (including loans and credit guarantees) or derivatives,
      shorter-term exposures such as underwriting commitments, and settlement risk related
      to the exchange of cash or securities outside of typical delivery versus payment structures.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Credit risk&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet &ndash; Risk management &ndash; Risk coverage and management in the Credit Suisse Annual Report 2021 for further
         information on credit risk.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;18&nbsp;&ndash; Loans&#x201d;, &#x201c;Note&nbsp;19&nbsp;&ndash; Financial instruments measured at amortized cost and credit losses&#x201d; and &#x201c;Note&nbsp;31&nbsp;&ndash; Financial instruments&#x201d; in III &ndash; Condensed consolidated financial statements &ndash; unaudited for further information on loans and impaired loans and counterparty credit
         risk, respectively.</font></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The tables in the following sections provide divisional information on loans, collateralized
      loans, impaired loans, allowance for credit losses on loans and loan metrics. Divisional
      metrics reflect where the loans are recorded and managed from a risk management view
      and do not reflect any revenue sharing arrangements that exist between divisions.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Loans</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to the end of 2Q22, gross loans decreased CHF&nbsp;3.8 billion to CHF&nbsp;283.2 billion as of the end of 3Q22, mainly driven by decreases in loans collateralized
      by securities, commercial and industrial loans, consumer mortgages, partially offset by the foreign
      exchange translation impact and an increase in consumer finance loans. The net decrease
      of CHF&nbsp;1.5 billion in loans collateralized by securities was mainly driven by a decrease in Wealth Management. The net decrease of CHF&nbsp;1.3 billion in commercial and industrial loans was mainly driven by a decrease in Wealth
      Management, partially offset by an increase in the Investment Bank. Consumer mortgages decreased CHF&nbsp;1.0 billion, primarily due to decreases in the Swiss Bank and Wealth Management. The
      net increase of CHF&nbsp;0.5 billion in consumer finance loans was primarily driven by increases in the Swiss
      Bank and Wealth Management.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On a divisional level, decreases in gross loans of CHF&nbsp;4.2 billion in Wealth Management and CHF&nbsp;0.8 billion in the Swiss Bank were partially offset by an increase of CHF&nbsp;1.3 billion in the Investment Bank.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">57</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId003518741"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Loans</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mortgages</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,770</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95,681</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108,461</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans collateralized by securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,733</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,598</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,842</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,204</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer finance</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">604</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,199</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,876</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53,107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,603</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">103,722</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158,541</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Real estate</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,522</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">676</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21,721</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,926</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial and industrial loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28,326</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,245</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28,148</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">704</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67,423</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Financial institutions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,225</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,545</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,036</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,977</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Governments and public institutions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">790</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,738</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">756</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,381</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate &amp; institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,863</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,204</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,661</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">971</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124,707</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>89,970</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30,807</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>161,383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,068</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>283,248</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which held at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,465</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,360</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">282</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,156</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net (unearned income) / deferred expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(102)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(82)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(90)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Allowance for credit losses<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(573)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(233)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(530)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,366)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>89,295</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30,492</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>160,947</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,038</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>281,792</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mortgages</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,234</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96,238</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109,483</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans collateralized by securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,163</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,566</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,898</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,658</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer finance</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">546</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">104</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,702</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,419</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,943</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,670</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">103,838</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160,560</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Real estate</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,717</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">461</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,067</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,253</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial and industrial loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30,249</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,619</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28,191</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">710</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,769</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Financial institutions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,427</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,983</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,278</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">198</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,893</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Governments and public institutions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">794</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,823</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,531</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate &amp; institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,187</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,886</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58,356</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,010</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">126,446</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>94,130</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,556</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>162,194</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,108</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>287,006</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which held at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,633</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,075</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">321</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,099</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net (unearned income) / deferred expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(101)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(69)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Allowance for credit losses<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(569)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(234)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(527)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,360)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>93,460</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,253</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>161,763</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,079</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>285,573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mortgages</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,042</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97,478</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110,533</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans collateralized by securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,580</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,819</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,823</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,253</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer finance</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">476</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">173</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,346</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,075</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60,098</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,992</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">104,647</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">166,861</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Real estate</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,508</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">491</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,522</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28,529</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial and industrial loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33,792</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,042</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,587</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">708</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,129</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Financial institutions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,393</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,458</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,099</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">261</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,222</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Governments and public institutions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">870</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,571</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">793</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">89</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,323</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate &amp; institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,563</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,562</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,001</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,066</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">126,203</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>103,661</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26,554</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>161,648</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>24</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,177</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>293,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which held at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,075</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,711</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">395</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,243</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net (unearned income) / deferred expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(77)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">105</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Allowance for credit losses<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(558)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(186)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(524)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,297)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>102,993</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26,291</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>161,229</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>24</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,149</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>291,686</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Divisional metrics reflect where the loans are recorded and managed from a risk management
               view and do not reflect any revenue sharing arrangements that exist between divisions.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Allowance for credit losses is only based on loans that are not carried at fair value.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">58</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">Collateralized loans</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The table &#x201c;Collateralized loans&#x201d; provides an overview of collateralized loans by division.
      For consumer loans, the balances reflect the gross carrying value of the loan classes
      &#x201c;Mortgages&#x201d; and &#x201c;Loans collateralized by securities&#x201d;, of which a significant majority
      are fully collateralized. Consumer finance loans are not included as the majority
      of these loans are unsecured. For corporate &amp; institutional loans, the balances reflect
      the value of mortgages and financial and other collateral related to secured loans,
      considered up to the amount of the related loans.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Financial collateral is subject to frequent market valuation depending on the asset
      class. In the Group&#x2019;s private banking, corporate and institutional businesses, all
      collateral values for loans are regularly reviewed according to the Group&#x2019;s risk management
      policies and directives, with maximum review periods determined by collateral type,
      market liquidity and market transparency.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Credit risk&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet &ndash; Risk management &ndash; Risk coverage and management in the Credit Suisse Annual Report 2021 for further
         information on collateralized loans and collateral valuation.</font></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId003520128"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Collateralized loans</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>89,970</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30,807</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>161,383</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,068</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>283,248</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Collateralized loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>84,221</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,945</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>143,496</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>87</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>243,749</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which consumer<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,503</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,598</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98,523</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">152,665</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which mortgages<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,770</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95,681</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108,461</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which loans collateralized by securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,733</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,598</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,842</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,204</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which corporate &amp; institutional<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31,718</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,347</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,973</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">91,084</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which secured by mortgages<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,269</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">86</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32,910</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,265</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which secured by financial and other collateral<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28,449</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,261</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,063</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,819</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>94,130</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,556</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>162,194</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,108</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>287,006</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Collateralized loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>87,670</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,182</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>144,892</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>89</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>247,833</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which consumer<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,397</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,566</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99,136</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155,141</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which mortgages<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,234</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96,238</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109,483</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which loans collateralized by securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,163</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,566</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,898</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,658</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which corporate &amp; institutional<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33,273</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,616</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,756</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92,692</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which secured by mortgages<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,202</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33,125</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,412</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which secured by financial and other collateral<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30,071</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,531</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,631</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56,280</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>103,661</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26,554</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>161,648</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>24</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,177</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>293,064</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Collateralized loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>96,318</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,254</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>145,511</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>88</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>255,171</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which consumer<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,622</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,819</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100,301</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">161,786</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which mortgages<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,042</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97,478</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110,533</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which loans collateralized by securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,580</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,819</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,823</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,253</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which corporate &amp; institutional<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,696</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,435</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,210</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93,385</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which secured by mortgages<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,273</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33,461</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,822</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which secured by financial and other collateral<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33,423</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,347</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,749</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56,563</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Divisional metrics reflect where the loans are recorded and managed from a risk management
               view and do not reflect any revenue sharing arrangements that exist between divisions.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Reflects the gross carrying value of the consumer loan classes "Mortgages" and "Loans
                  collateralized by securities", before allowance for credit losses.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Reflects the value of mortgages and financial and other collateral related to secured
                  corporate &amp; institutional loans, considered up to the amount of the related loans.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">Impaired loans</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to the end of 2Q22, gross impaired loans increased CHF&nbsp;233 million to CHF&nbsp;3.3 billion as of the end of 3Q22, mainly reflecting increases in potential problem loans
      and non-performing loans primarily in Wealth Management.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In Wealth Management, gross impaired loans increased CHF&nbsp;319 million, mainly driven by newly impaired Russia-related positions in corporate lending,
      export finance and yacht finance, partially offset by the repayment of a European
      mortgage and the partial repayment of a share-backed loan in the Asia Pacific (APAC)
      region. In the Investment Bank, gross impaired loans decreased CHF&nbsp;44 million, mainly reflecting a refinancing in the healthcare sector and a restructuring
      in the automotive industry, partially offset by the impairment of an exposure to a pharmaceutical
      company. In the Swiss Bank, gross impaired loans decreased CHF&nbsp;39 million, mainly reflecting repayments and exposure reductions with regard to private
      banking clients in Switzerland and small and medium-sized enterprises as well as a
      write-off in small and medium-sized enterprises.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">59</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId003521022"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Impaired loans</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-performing loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,072</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">268</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">346</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,734</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-interest-earning loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">122</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">220</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">370</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-accrual loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,194</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">268</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">566</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,104</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructured loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">376</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Potential problem loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">380</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">223</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">679</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other impaired loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">756</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">324</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,210</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross impaired loans<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,950</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>398</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>890</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>76</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,314</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans with a specific allowance<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,425</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">398</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">734</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,631</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans without a specific allowance<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">525</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">156</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">683</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-performing loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,015</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">352</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,649</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-interest-earning loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">246</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-accrual loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,084</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">598</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,994</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructured loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">406</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">571</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Potential problem loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">141</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">154</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">221</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">516</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other impaired loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">547</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">209</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">331</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,087</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross impaired loans<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,631</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>442</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>929</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>79</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,081</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans with a specific allowance<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,375</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">442</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">776</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,670</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans without a specific allowance<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">256</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">411</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-performing loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,183</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">361</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,666</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-interest-earning loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">208</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">298</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-accrual loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,242</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">569</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,964</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructured loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">217</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">367</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Potential problem loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">202</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">436</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other impaired loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">293</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">180</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">327</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">803</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross impaired loans<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,535</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>257</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>896</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>79</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,767</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans with a specific allowance<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,267</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">257</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">742</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,340</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans without a specific allowance<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">268</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">154</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Divisional metrics reflect where the loans are recorded and managed from a risk management
               view and do not reflect any revenue sharing arrangements that exist between divisions.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Impaired loans are only based on loans that are not carried at fair value.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes gross impaired loans of CHF&nbsp;129 million, CHF&nbsp;118 million and CHF&nbsp;84
                  million as of the end of 3Q22, 2Q22 and 4Q21, respectively, which are mostly secured
                  by guarantees provided by investment-grade export credit agencies.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In March 2020, US federal banking regulators issued the &#x201c;Interagency Statement on
      Loan Modifications and Reporting for Financial Institutions Working with Customers
      Affected by the Coronavirus (Revised)&#x201d; (Interagency Statement). According to the Interagency
      Statement, short-term modifications made on a good faith basis in response to the
      COVID-19 crisis to borrowers that were otherwise current would not be considered to
      be troubled debt restructurings. This includes short-term modifications such as payment
      deferrals, fee waivers, repayment term extensions or payment delays that are insignificant.
      The Interagency Statement was developed in consultation with the Financial Accounting
      Standards Board (FASB) and the Group has applied this guidance. The Group has granted
      short-term modifications to certain borrowers due to the COVID-19 crisis in the form
      of deferrals of capital and interest payments that are within the scope of this guidance
      and the loans subject to those deferrals have not been reported as troubled debt restructurings
      in restructured loans.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">Allowance for credit losses on loans</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, the allowance for credit losses increased CHF&nbsp;6 million to CHF&nbsp;1.4 billion, as increases in Wealth Management and the Swiss Bank were partially offset
      by a decrease in the Investment Bank.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In Wealth Management, the increase in allowance for credit losses of CHF&nbsp;4 million was mainly driven by increased provisions for share-backed loans and a real
      estate exposure in the APAC region and new provisions for related exposures in ship
      finance and export finance, partially offset by a write-off related to a European
      mortgage. In the Swiss Bank, the allowance for credit losses increased CHF&nbsp;3 million, mainly reflecting higher non-specific provisions for expected credit losses
      primarily related to new originations, partially offset by the write-off in small
      and medium-sized enterprises. In the Investment Bank, the decrease in allowance for credit
      losses of CHF&nbsp;1 million mainly reflected the refinancing in the healthcare sector, partially offset
      by specific provisions on a newly impaired mining company and higher non-specific
      provisions for expected credit losses primarily related to new originations.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">60</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId003522020"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Allowance for credit losses on loans</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>569</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>234</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>527</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,360</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which individually evaluated<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">358</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">86</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">353</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">826</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which collectively evaluated<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">211</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">148</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">174</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">534</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Current-period provision for expected credit losses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which provisions for interest<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross write-offs</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(48)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recoveries</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net write-offs</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign currency translation impact and other adjustments, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>233</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>530</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,366</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which individually evaluated<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">361</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">348</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">813</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which collectively evaluated<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">182</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">553</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>558</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>186</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>524</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,297</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which individually evaluated for impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">355</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">353</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">785</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which collectively evaluated for impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">203</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">171</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">512</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Current-period provision for expected credit losses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which provisions for interest<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross write-offs</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(58)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(143)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recoveries</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net write-offs</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(58)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(132)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign currency translation impact and other adjustments, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>233</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>530</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,366</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which individually evaluated<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">361</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">348</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">813</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which collectively evaluated<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">182</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">553</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Divisional metrics reflect where the loans are recorded and managed from a risk management
               view and do not reflect any revenue sharing arrangements that exist between divisions.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Allowance for credit losses is only based on loans that are not carried at fair value.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId003522852"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Loan metrics</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-accrual loans / Gross loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross impaired loans / Gross loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Allowance for credit losses / Gross loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Specific allowance for credit losses / Gross impaired loans</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2Q22 (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-accrual loans / Gross loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross impaired loans / Gross loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Allowance for credit losses / Gross loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Specific allowance for credit losses / Gross impaired loans</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (%)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-accrual loans / Gross loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross impaired loans / Gross loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Allowance for credit losses / Gross loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Specific allowance for credit losses / Gross impaired loans</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Divisional metrics reflect where the loans are recorded and managed from a risk management
               view and do not reflect any revenue sharing arrangements that exist between divisions.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Gross loans and gross impaired loans exclude loans carried at fair value and the allowance
               for credit losses is only based on loans that are not carried at fair value.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">61</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Allowance for credit losses on other financial assets</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 9M22, the Investment Bank recorded a release of provision for credit losses of
      CHF&nbsp;155 million pertaining to an assessment of the future recoverability of receivables
      related to Archegos, unchanged from 6M22. On the Group&#x2019;s consolidated balance sheet
      as of the end of 3Q22, 2Q22 and 4Q21, the related allowance is included in the allowance
      for credit losses on brokerage receivables of CHF&nbsp;4,319 million, CHF&nbsp;4,215 million and CHF&nbsp;4,186 million, respectively.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Significant events in 2021&#x201d; in II&nbsp;&ndash;&nbsp;Credit&nbsp;Suisse&nbsp;results &ndash; Credit Suisse and &#x201c;Risk factors&#x201d; in I&nbsp;&ndash;&nbsp;Information on the company in the Credit Suisse Annual Report 2021 for information
         on the Archegos matter.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;9 &ndash; Provision for credit losses&#x201d; and &#x201c;Note&nbsp;19 &ndash; Financial instruments measured at amortized cost and credit losses&#x201d; in III&nbsp;&ndash;&nbsp;Condensed consolidated financial statements &ndash; unaudited for further information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Selected European credit risk exposures</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Selected European credit risk exposures&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet &ndash; Risk management &ndash; Risk portfolio analysis &ndash; Credit risk in the Credit Suisse Annual Report 2021 for further information on selected
         European credit risk exposures.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">Russia credit risk exposure</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In response to Russia&#x2019;s invasion of Ukraine, many countries across the world imposed
      severe sanctions against Russia&#x2019;s financial system and on Russian government officials
      and business leaders, and these sanctions have been expanded several times. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group has further reduced Russia-related exposures in 3Q22 as the market and counterparty
      situation evolved. Compared to 2Q22, our gross credit risk exposure to Russia, before
      taking into account risk mitigation but net of specific allowances and provisions
      for credit losses and valuation adjustments, decreased 18% to CHF&nbsp;542 million as of the end of 3Q22. Our net credit risk exposure to Russia decreased
      6% to CHF&nbsp;229 million for the same period, mainly reflecting further exposure reductions to
      financial institutions. The remaining exposures continue to be subject to ongoing
      monitoring and management.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Russia&#x2019;s invasion of Ukraine&#x201d; in I&nbsp;&ndash;&nbsp;Credit Suisse results &ndash; Credit Suisse &ndash; Other information for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Market risk</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Market risk is the risk of financial loss arising from movements in market risk factors.
      Market risks arise from both our trading and non-trading activities.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Market risk&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet &ndash; Risk management &ndash; Risk coverage and management in the Credit Suisse Annual Report 2021 for further
         information on market risk including our VaR methodology.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Traded market risk</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Market risks mainly arise from our trading activities, primarily in the Investment
      Bank (which includes Global Trading Solutions). Our trading activities typically include
      fair-valued positions and risks arising from our involvement in primary and secondary
      market activities, for client facilitation and market-making purposes, including derivatives
      markets.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group is active globally in the principal trading markets, using a wide range
      of trading and hedging products, including derivatives and structured products. Structured
      products are customized transactions often using combinations of financial instruments
      and are executed to meet specific client or internal needs. As a result of our broad
      participation in products and markets, the Group&#x2019;s trading strategies are correspondingly
      diverse and exposures are generally spread across a range of risks and locations.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">VaR is a risk measure that quantifies the potential loss on a given portfolio of financial
      instruments over a certain holding period that is expected not to be exceeded at a
      certain confidence level. VaR is an important tool in risk management and is used
      for measuring quantifiable risks from our activities exposed to market risk on a daily
      basis. In addition, VaR is one of the main risk measures for limit monitoring, financial
      reporting, calculation of regulatory capital and regulatory backtesting.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We regularly review our VaR model to ensure that it remains appropriate given evolving
      market conditions and the composition of our trading portfolio. In 3Q22, there were
      no material changes to our VaR methodology.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We have approval from FINMA, as well as from other regulators for our subsidiaries,
      to use our regulatory VaR model in the calculation of market risk capital requirements.
      Ongoing enhancements to our VaR methodology are subject to regulatory approval or
      notification depending on their materiality, and the model is subject to regular reviews
      by regulators and the Group&#x2019;s independent Model Risk Management function.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Information required under Pillar&nbsp;3 of the Basel framework related to market risk is available on our website.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;credit-suisse.com/regulatorydisclosures&#x201d; for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The tables entitled &#x201c;Average one-day, 98% risk management VaR by division&#x201d; and &#x201c;One-day,
      98% risk management VaR&#x201d; show our traded market risk exposure, as measured by one-day,
      98% risk management VaR in Swiss francs and US dollars. As we measure VaR for internal
      risk management purposes using the US dollar as the base currency, the VaR figures
      were translated into Swiss francs using daily foreign exchange translation rates.
      VaR estimates are computed separately for each risk type and for the whole portfolio.
      The different risk types are grouped into five categories including interest rate,
      credit spread, foreign exchange, commodity and equity risks.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">62</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId003523455"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Average one-day, 98% risk management VaR by division</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Corporate<br>Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Diversi-<br>fication<br>benefit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Credit<br>Suisse</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4Q21<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">USD million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4Q21<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes risks associated with counterparty and own credit exposures. Risk management
               VaR measures the Group's risk exposure managed under the market risk framework and
               generally includes the trading book positions and banking book positions held at fair
               value.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Difference between the sum of the standalone VaR for each division and the VaR for
                  the Group.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">The restatement of divisional historical average risk management VaR under the new
                  organization required certain additional assumptions, which will not be required for
                  future periods.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId003523866"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">One-day, 98% risk management VaR</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in / end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Interest<br>rate</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Credit<br>spread</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Foreign<br>exchange</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Commodity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Diversi-<br>fication<br>benefit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(111)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(85)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(103)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4Q21<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(72)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(66)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">USD million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(112)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(114)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2Q22<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(87)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(108)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4Q21<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(77)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes risks associated with counterparty and own credit exposures. Risk management
               VaR measures the Group's risk exposure managed under the market risk framework and
               generally includes the trading book positions and banking book positions held at fair
               value.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Diversification benefit represents the reduction in risk that occurs when combining
                  different, not perfectly correlated risk types in the same portfolio and is measured
                  as the difference between the sum of the individual risk types and the risk calculated
                  on the combined portfolio.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">As the maximum and minimum occur on different days for different risk types, it is
                  not meaningful to calculate a portfolio diversification benefit.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">63</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We measure VaR in US dollars, as the majority of our trading activities are conducted
      in US dollars.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Average risk management VaR of USD&nbsp;47 million in 3Q22 increased 4% compared to 2Q22. The increase in foreign exchange risk management VaR was driven
      by positional changes and the increase in equity risk management VaR mainly reflected
      the inclusion of recent volatility in the data set.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The chart entitled &#x201c;Daily risk management VaR&#x201d; shows the aggregated traded market
      risk on a consolidated basis.</font></div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="x2_0004.gif" border="0"></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The histogram entitled &#x201c;Actual daily trading revenues&#x201d; compares the actual daily trading
      revenues for 3Q22 with those for 2Q22 and 4Q21. Actual daily trading revenues is an
      internally used metric, limited to the trading book only, and excludes the cost of
      carry, credit provisions and internal revenue transfers. The cost of carry is the
      change in value of the portfolio from one day to the next, assuming all other factors
      such as market levels and trade population remain constant, and can be negative or
      positive. The dispersion of trading revenues indicates the day-to-day volatility in
      our trading activities. In 3Q22, we had seven loss days, compared to eleven loss days
      in 2Q22 and six loss days in 4Q21.</font></div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="x2_0005.gif" border="0"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">VaR backtesting</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Backtesting is one of the techniques used to assess the accuracy and performance of
      our VaR model used by the Group for risk management and regulatory capital purposes
      and serves to highlight areas of potential enhancements. Backtesting is used by regulators
      to assess the adequacy of the internal model approach-based regulatory capital held
      by the Group, the calculation of which includes regulatory VaR and stressed VaR. Backtesting
      involves comparing the results produced by the VaR model with the hypothetical trading
      revenues on the trading book. A backtesting exception occurs when a hypothetical trading
      loss exceeds the daily VaR estimate. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For capital purposes and in line with BIS requirements, FINMA increases the capital
      multiplier for every regulatory VaR backtesting exception above four in the prior
      rolling 12-month period, resulting in an incremental market risk capital requirement
      for the Group. For the rolling 12-month period through the end of 3Q22, we had one
      backtesting exception in our regulatory VaR model, and the model remained in the regulatory
      &#x201c;green zone&#x201d;.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Market risk&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet &ndash; Risk management &ndash; Risk coverage and management in the Credit Suisse Annual Report 2021 for further
         information on VaR backtesting.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Risk-weighted assets&#x201d; in Capital management for further information on the
         use of our regulatory VaR model in the calculation of trading book market risk capital
         requirements.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Non-traded market risk</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Non-traded market risk primarily relates to asset and liability mismatch exposures
      in our banking book. Our businesses and Treasury have non-traded portfolios that carry
      market risks, mainly related to changes in interest rates but also to changes in foreign
      exchange rates.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We assume interest rate risks through lending and deposit-taking, money market and
      funding activities, and the deployment of our consolidated equity as well as other
      activities at the divisional level. Non-maturing products, such as savings accounts,
      have no contractual maturity date or direct market-linked interest rate and are risk-managed
      on a pooled basis using replication portfolios on behalf of the business divisions.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Interest rate risk on banking book positions is measured by estimating the impact
      resulting from a one basis point parallel increase in yield curves on the present
      value of interest rate-sensitive banking book positions. This is measured on the Group&#x2019;s
      entire banking book. Interest rate risk sensitivities disclosed below are in line
      with our internal risk management view.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to credit-suisse.com/regulatorydisclosures for the Group&#x2019;s publication &#x201c;Pillar&nbsp;3 and regulatory disclosures 4Q21&nbsp;&ndash; Credit Suisse Group AG&#x201d; which includes additional information on regulatory interest
         rate risk in the banking book in accordance with FINMA guidance.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, the interest rate sensitivity of a one basis point parallel
      increase in yield curves was negative CHF&nbsp;4.4 million, compared to negative CHF&nbsp;3.3 million as of the end of 2Q22. The change was mainly driven by a duration increase
      in net interest income hedging activities in addition to regular management of banking book activities.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">64</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId003525108"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Balance sheet and off-balance sheet </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; color:#000000; font-size:16pt;">As of the end of 3Q22, total assets of CHF&nbsp;700.4 billion decreased 4% and total liabilities of CHF&nbsp;656.8 billion decreased 4% compared to the end of 2Q22, reflecting lower operating activities, partially offset
      by the foreign exchange translation impact.</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The majority of our transactions are recorded on our balance sheet. However, we also
      enter into transactions that give rise to both on and off-balance sheet exposure.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003525128"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Balance sheet </font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Total assets were CHF&nbsp;700.4 billion as of the end of 3Q22, a decrease of CHF&nbsp;27.0 billion, or 4%, from the end of 2Q22, reflecting lower operating activities, partially offset by
      the foreign exchange translation impact. Excluding the foreign exchange translation impact, total assets
      decreased CHF&nbsp;31.5 billion.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to the end of 2Q22, trading assets decreased CHF&nbsp;10.8 billion, or 11%, primarily reflecting decreases in debt and equity securities, partially offset by
      an increase in derivative instruments. Cash and due from banks decreased CHF&nbsp;10.3 billion, or 6%, mainly driven by lower cash positions at the SNB and the ECB, partially offset by
      higher cash positions at the BoJ and the Fed. Brokerage receivables decreased CHF&nbsp;4.3 billion, or 28%, primarily reflecting lower futures balances and a decrease in failed trades. Net
      loans decreased CHF&nbsp;3.8 billion, or 1%, mainly driven by decreases in loans collateralized by securities, commercial and
      industrial loans, consumer mortgages, partially offset by the foreign exchange translation
      impact and an increase in consumer finance loans. Central bank funds sold, securities
      purchased under resale agreements and securities borrowing transactions increased CHF&nbsp;3.5 billion, or 3%, mainly reflecting the foreign exchange translation impact and an increase in reverse
      repurchase transactions from customers and banks. All other assets decreased CHF&nbsp;1.5 billion, or 2%, mainly due to decreases of CHF&nbsp;1.9 billion, or 4%, in other assets, mainly related to lower deferred tax assets, and of CHF&nbsp;0.6 billion, or 8%, in securities received as collateral, partially offset by an increase of CHF&nbsp;1.0 billion, or 137%, in investment securities.</font></div>
<div style="border-top: solid #000000 1px; WIDTH: 100%;"><a name="anchorId003525204"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Balance sheet summary </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">% change</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Ytd</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">149,191</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">159,472</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164,818</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 107,705</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 104,156</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 103,906</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90,343</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101,095</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111,141</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281,792</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">285,573</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">291,686</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage receivables</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,790</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,060</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,687</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">All other assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60,537</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62,009</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67,595</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>700,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>727,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities and equity (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,572</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,616</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,965</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">371,270</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">389,484</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">392,819</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 22,187</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 21,568</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,274</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,251</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,967</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,535</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162,605</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158,010</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">166,896</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage payables</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,212</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,061</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,060</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">All other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,752</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,593</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,054</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>656,849</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>681,299</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>711,603</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholders' equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,842</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,954</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">242</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">276</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,509</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,066</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities and equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>700,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>727,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">65</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Total liabilities were CHF&nbsp;656.8 billion as of the end of 3Q22, a decrease of CHF&nbsp;24.5 billion, or 4%, from the end of 2Q22, reflecting lower operating activities, partially offset by
      the foreign exchange translation impact. Excluding the foreign exchange translation
      impact, total liabilities decreased CHF&nbsp;30.9 billion.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Compared to the end of 2Q22, customer deposits decreased CHF&nbsp;18.2 billion, or 5%, mainly due to decreases in demand deposits, certificates of deposits and private
      accounts, partially offset by an increase in time deposits. Due to banks decreased CHF&nbsp;6.0 billion, or 26%, primarily driven by decreases in time and demand deposits. Trading liabilities decreased CHF&nbsp;2.7 billion, or 9%, reflecting decreases in short positions and derivative instruments, partially offset
      by the foreign exchange translation impact. Long-term debt increased CHF&nbsp;4.6 billion, or 3%, primarily reflecting issuances of senior debt and the foreign exchange translation
      impact, partially offset by maturities of senior and subordinated debt. Central bank
      funds purchased, securities sold under repurchase agreements and securities lending
      transactions increased CHF&nbsp;0.6 billion, or 3%, primarily due to the foreign exchange translation impact and an increase in repurchase
      transactions to banks, partially offset by a decrease in repurchase transactions to
      customers. Brokerage payables increased CHF&nbsp;0.2 billion, or 2%, mainly due to the foreign exchange translation impact and increases in open and
      failed trades, partially offset by a decrease in margin lending. All other liabilities
      decreased CHF&nbsp;2.8 billion, or 6%, mainly reflecting decreases of CHF&nbsp;2.3 billion, or 12%, in short-term borrowings and CHF&nbsp;0.6 billion, or 8%, in obligation to return securities received as collateral.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Funding sources&#x201d; in Liquidity and funding management &ndash; Funding management and &#x201c;Capital management&#x201d; for further information, including our
         funding of the balance sheet and the leverage ratio.</font></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId003525999"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Off-balance sheet</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">We enter into off-balance sheet arrangements in the normal course of business. Off-balance
      sheet arrangements are transactions or other contractual arrangements with, or for
      the benefit of, an entity that is not consolidated. These transactions include derivative
      instruments, guarantees and similar arrangements, retained or contingent interests
      in assets transferred to an unconsolidated entity in connection with our involvement
      with special purpose entities (SPEs), and obligations and liabilities (including contingent
      obligations and liabilities) under variable interests in unconsolidated entities that
      provide financing, liquidity, credit and other support.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Balance sheet and off-balance sheet&#x201d; in III &ndash; Treasury, Risk, Balance sheet and Off-balance sheet in the Credit Suisse Annual Report 2021 and &#x201c;Note
         29 &ndash; Guarantees and commitments&#x201d; and &#x201c;Note 33 &ndash; Litigation&#x201d; in III &ndash; Condensed consolidated financial statements &ndash; unaudited for further information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">66</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
    <br />






 <a name="anchorId003 anchorId00149 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId0040 anchorId00408934 8935 8968 15991 15997 16031 16095 16184 16805 17298 17616 17891 18149 18353 18571 18932 20070 20663 21144 21514 22783 23168 23765 35919 36640 37429 37718 39937 42639 43053 45643 46017 51086 52310 56938 75868 76007"></a><a style="font-family: arial, helvetica, sans-serif; font-size: 13pt; text-decoration: none; text-transform:uppercase; color: #255b89;" href="#anchorId0038934"> III &ndash; Condensed consolidated financial statements &ndash; unaudited </a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId001498935">Report of Independent Registered Public&nbsp;Accounting&nbsp;Firm</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId00408968">Condensed consolidated  financial statements &ndash; unaudited</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004015991">Notes to the condensed consolidated  financial statements &ndash; unaudited</a><br>

      <br />

    <a name="anchorId0038934"></a><div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">67</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
    <br />


    <br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004015997">1  Summary of significant accounting policies</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004016031">2  Recently issued accounting standards</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004016095">3  Business developments and subsequent events</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004016184">4  Segment information </a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004016805">5  Net interest income </a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004017298">6  Commissions and fees</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004017616">7  Trading revenues</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004017891">8  Other revenues</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004018149">9  Provision for credit losses</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004018353">10  Compensation and benefits</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004018571">11  General and administrative expenses</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004018932">12  Restructuring expenses</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004020070">13  Earnings per share</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004020663">14  Revenue from contracts with customers</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004021144">15  Trading assets and liabilities</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004021514">16  Investment securities</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004022783">17  Other investments</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004023168">18  Loans</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004023765">19  Financial instruments measured at amortized cost and credit losses</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004035919">20  Goodwill</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004036640">21  Other assets and other liabilities</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004037429">22  Long-term debt</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004037718">23  Accumulated other comprehensive income and additional share information</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004039937">24  Offsetting of financial assets and financial liabilities</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004042639">25  Tax</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004043053">26  Employee deferred compensation</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004045643">27  Pension and other post-retirement benefits</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004046017">28  Derivatives and hedging activities</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004051086">29  Guarantees and commitments</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004052310">30  Transfers of financial assets and variable interest entities</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004056938">31  Financial instruments </a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004075868">32  Assets pledged and collateral</a><br><a style="font-family: arial, helvetica, sans-serif; font-size: 10pt; text-decoration: none; color: #255b89;" href="#anchorId004076007">33  Litigation </a><br>

    <br />
     <br />
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">68</font>
    <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
  <div style="padding-bottom:30px;"></div>
</div>


      <div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId001498935"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Report of Independent Registered Public&nbsp;Accounting&nbsp;Firm</font></div>

       <img src="xman_qaudit.gif" border="0">

    <div style="font-family:arial,helvetica,sans-serif;font-size:1pt;line-height:1pt;color:#ffffff;"> Report of Independent Registered Public&nbsp;Accounting&nbsp;Firm To the Board of Directors and shareholders of Credit Suisse Group AG Results of Review of Interim Financial Statements We have reviewed the accompanying consolidated balance sheet of Credit Suisse Group AG and its subsidiaries (the &#x201c;Group&#x201d;) as of September 30, 2022, and the related consolidated statements of operations, comprehensive income and changes in equity for the three-month and nine-month periods ended September 30, 2022 and 2021 and the consolidated statement of cash flows for the nine-month periods ended September 30, 2022 and 2021, including the related notes (collectively referred to as the &#x201c;interim financial statements&#x201d;). Based on our reviews, we are not aware of any material modifications that should be made to the accompanying interim financial statements for them to be in conformity with accounting principles generally accepted in the United States of America. We have previously audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the consolidated balance sheet of the Group as of December 31, 2021, and the related consolidated statements of operations, comprehensive income, changes in equity and cash flows for the year then ended (not presented herein), and in our report dated March 10, 2022, which included a paragraph describing a change in the manner of accounting for credit losses on certain financial instruments in the 2020 financial statements and a paragraph regarding adjustments made to the 2021 and 2020 financial statements to reflect the change in the composition of reportable segments, we expressed an unqualified opinion on those consolidated financial statements. In our opinion, the information set forth in the accompanying consolidated balance sheet information as of December 31, 2021, is fairly stated, in all material respects, in relation to the consolidated balance sheet from which it has been derived. Basis for Review Results These interim financial statements are the responsibility of the Group&#x2019;s management. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Group in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. We conducted our review in accordance with the standards of the PCAOB. A review of interim financial information consists principally of applying analytical procedures and making inquiries of persons responsible for financial and accounting matters. It is substantially less in scope than an audit conducted in accordance with the standards of the PCAOB, the objective of which is the expression of an opinion regarding the financial statements taken as a whole. Accordingly, we do not express such an opinion. /s/ PricewaterhouseCoopers AG Zurich, Switzerland November 2, 2022</div>

    <br />
     <br />
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">69</font>
    <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
  <div style="padding-bottom:30px;"></div>
</div>



    <br /><br />

<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">[this page intentionally left&nbsp;blank]</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">70</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
    <br /><br />


<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00408968"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Condensed consolidated  financial statements &ndash; unaudited</font></div>
<div style="width:100%;padding-top:20px;"></div>
<div style="width:100%;border-top: solid #000000 1px;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt;color:#000000;">Consolidated statements of operations (unaudited)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Consolidated statements of operations (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest and dividend income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,329</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,474</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,037</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,405</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,126)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,279)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(969)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,180)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,912)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net interest income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,203</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,195</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,423</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,857</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,493</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commissions and fees</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,129</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,230</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,249</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,960</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,144</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">618</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,582</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other revenues</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">147</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">914</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">895</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,645</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,437</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,861</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(144)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,225</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,901</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,255</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,751</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,919</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,012</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,072</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,977</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commission expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">802</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">960</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill impairment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">181</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,362</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,318</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,078</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,007</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total operating expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,754</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,829</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,825</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,173)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,943)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Income tax expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,698</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">419</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">570</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,966</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">610</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,040)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,592)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>438</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,909)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,034)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,593)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>434</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,900)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>435</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings/(loss) per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basic earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Diluted earnings/(loss) per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.53)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.60)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.16</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.24)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.17</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:20px;"></div>
<div style="width:100%;border-top: solid #000000 1px;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt;color:#000000;">Consolidated statements of comprehensive income (unaudited)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Comprehensive income/(loss) (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,040)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,592)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">438</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,909)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">454</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Gains/(losses) on cash flow hedges<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(565)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(250)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,414)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(188)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Foreign currency translation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">477</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">765</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,423</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,666</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Unrealized gains/(losses) on securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Actuarial gains/(losses)<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">198</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Net prior service credit/(cost)<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Gains/(losses) on liabilities related to credit risk<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,355</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,552</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,968</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">342</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other comprehensive income, net of tax</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,259</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,109</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">485</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,050</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,948</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Comprehensive income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,781)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,517</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>923</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(859)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,402</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Comprehensive income/(loss) attributable to noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Comprehensive income/(loss) attributable to shareholders<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,772)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,516</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>918</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(849)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,372</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The accompanying notes to the condensed consolidated financial statements &ndash; unaudited are an integral part of these statements. </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">71</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:20px;"></div>
<div style="width:100%;border-top: solid #000000 1px;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt;color:#000000;">Consolidated balance sheets (unaudited)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">149,191</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">159,472</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164,818</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">165</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">308</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported from consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">122</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest-bearing deposits with banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">681</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">851</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,323</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 107,705</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 104,156</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 103,906</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80,820</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82,392</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,623</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities received as collateral, at fair value</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,788</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,386</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which encumbered<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,054</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,063</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,455</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets, at fair value</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90,343</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101,095</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111,141</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which encumbered<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,803</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28,669</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30,092</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported from consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,777</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,801</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,822</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,749</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">739</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">774</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">739</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which encumbered<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,579</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">646</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">516</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,813</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,783</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,826</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,968</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,987</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,094</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported from consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">888</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">895</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,015</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281,792</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">285,573</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">291,686</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,156</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,099</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,243</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which encumbered<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported from consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,377</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,323</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,400</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;allowance for credit losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,366)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,360)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,297)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Goodwill</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,018</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,974</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,917</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">424</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">340</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">276</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage receivables</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,790</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,060</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,687</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;allowance for credit losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,319)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,215)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,186)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,064</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,936</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,231</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,297</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,616</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,184</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported from consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,263</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,009</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,496</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans held-for-sale (amortized cost base)<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">401</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">588</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;allowance for credit losses &#x2013; other assets held at amortized cost<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>700,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>727,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The accompanying notes to the condensed consolidated financial statements &ndash; unaudited are an integral part of these statements.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">72</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:20px;"></div>
<div style="width:100%;border-top: solid #000000 1px;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt;color:#000000;">Consolidated balance sheets (unaudited) (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities and equity (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,572</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,616</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,965</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">564</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">355</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">477</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">371,270</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">389,484</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">392,819</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,078</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,307</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,700</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 22,187</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 21,568</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,274</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,678</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,145</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,213</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,788</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,386</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities, at fair value</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,251</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,967</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,535</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported from consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,798</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20,145</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,393</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,077</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,049</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,690</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported from consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,581</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,635</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,352</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162,605</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158,010</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">166,896</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,567</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66,140</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,722</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported from consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,034</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,825</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage payables</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,212</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,061</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,060</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,166</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,062</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,644</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,620</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,620</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,592</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported from consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">236</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">223</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>656,849</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>681,299</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>711,603</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Common shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Additional paid-in capital</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,770</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,631</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,938</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Retained earnings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,025</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,059</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31,064</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Treasury shares, at cost</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(359)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(417)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(828)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Accumulated other comprehensive income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16,275)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17,537)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21,326)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total shareholders' equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,842</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,954</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Noncontrolling interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">242</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">276</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,509</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,066</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities and equity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>700,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>727,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 29 &ndash; Guarantees and commitments&#x201d; and &#x201c;Note 33 &ndash; Litigation&#x201d; for information on commitments and contingencies.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;"> </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Additional share information<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Par value (CHF)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.04</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.04</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.04</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Authorized shares<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,225,747,720</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,225,747,720</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,100,747,720</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Common shares issued</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650,747,720</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650,747,720</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,650,747,720</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34,011,005)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39,988,479)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81,063,211)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Shares outstanding</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,616,736,715</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,610,759,241</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,569,684,509</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes issued shares and unissued shares (conditional, conversion and authorized
                  capital).
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The accompanying notes to the condensed consolidated financial statements &ndash; unaudited are an integral part of these statements.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">73</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:20px;"></div>
<div style="width:100%;border-top: solid #000000 1px;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt;color:#000000;">Consolidated statements of changes in equity (unaudited)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="11" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Attributable to shareholders</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Common <br>shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Additional <br>paid-in <br>capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Retained <br>earnings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Treasury <br>shares, <br>at cost</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>AOCI</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total <br>share-<br>holders' <br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Non-<br>controlling<br>interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total<br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,631</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,059</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(417)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(17,537)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,842</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>224</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,066</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchase of subsidiary shares from non- controlling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;1, 2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (13)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of subsidiary shares to noncontrolling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,040)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other comprehensive income/(loss), net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,262</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,262</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,259</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,464</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,448</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,448</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Repurchase of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,455)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,455)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,455)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation, net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">204</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">204</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,770</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25,025</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(359)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,275)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,509</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Distributions to owners in funds include the return of original capital invested and
                  any related dividends.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Transactions with and without ownership changes related to fund activity are all displayed
                  under "not changing ownership".
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The accompanying notes to the condensed consolidated financial statements &ndash; unaudited are an integral part of these statements.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">74</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:20px;"></div>
<div style="width:100%;border-top: solid #000000 1px;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt;color:#000000;">Consolidated statements of changes in equity (unaudited) (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="11" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Attributable to shareholders</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Common <br>shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Additional <br>paid-in <br>capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Retained <br>earnings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Treasury <br>shares, <br>at cost</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>AOCI</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total <br>share-<br>holders' <br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Non-<br>controlling<br>interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total<br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35,114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30,791</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(923)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(20,646)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,442</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>234</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,676</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchase of subsidiary shares from non- controlling interests, not changing ownership</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of subsidiary shares to noncontrolling interests, not changing ownership</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,592)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other comprehensive income/(loss), net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,109</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,109</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,109</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,367</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,342</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,342</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Repurchase of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,306)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,306)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,306)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation, net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(316)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">129</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">129</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dividends paid</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(140)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(139)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(279)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(280)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Change in scope of consolidation, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,631</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,059</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(417)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(17,537)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,842</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>224</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>46,066</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,633</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>32,715</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,177)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(21,697)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,580</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>295</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,875</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchase of subsidiary shares from non- controlling interests, not changing ownership</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of subsidiary shares to noncontrolling interests, not changing ownership</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">438</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other comprehensive income/(loss), net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">484</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">484</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">485</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Conversion of mandatory convertible notes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,728</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,725</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,725</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Repurchase of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,925)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,925)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,925)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation, net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">183</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">194</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">194</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,813</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>33,149</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,357)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(21,213)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,498</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>305</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The accompanying notes to the condensed consolidated financial statements &ndash; unaudited are an integral part of these statements.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">75</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:20px;"></div>
<div style="width:100%;border-top: solid #000000 1px;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt;color:#000000;">Consolidated statements of changes in equity (unaudited) (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="11" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Attributable to shareholders</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Common <br>shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Additional <br>paid-in <br>capital</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Retained <br>earnings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Treasury <br>shares, <br>at cost</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>AOCI</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total <br>share-<br>holders' <br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Non-<br>controlling<br>interests</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total<br>equity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,938</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>31,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(828)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(21,326)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,954</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>276</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchase of subsidiary shares from non- controlling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;1, 2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (28)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (28)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of subsidiary shares to noncontrolling interests, not changing ownership<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,909)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other comprehensive income/(loss), net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,051</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,051</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,050</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,513</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,453</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,453</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Repurchase of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10,591)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10,591)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10,591)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation, net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">547</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">581</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">581</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dividends paid</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(140)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(139)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(279)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(280)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Changes in scope of consolidation, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,770</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25,025</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(359)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,275)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,267</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>242</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,509</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>98</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>33,323</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>32,834</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(428)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(23,150)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,677</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>264</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,941</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchase of subsidiary shares from non- controlling interests, not changing ownership</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (27)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of subsidiary shares to noncontrolling interests, not changing ownership</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">435</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">435</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">454</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other comprehensive income/(loss), net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,937</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,937</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,948</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Issuance of common shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,748</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,756)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Conversion of mandatory convertible notes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,405</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,388</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,388</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Repurchase of treasury shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17,204)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17,204)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17,204)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation, net of tax</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(76)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">619</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">543</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">543</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dividends paid</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(136)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(120)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(256)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(257)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Changes in scope of consolidation, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>106</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34,813</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>33,149</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,357)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(21,213)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,498</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>305</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Distributions to owners in funds include the return of original capital invested and
                  any related dividends.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Transactions with and without ownership changes related to fund activity are all displayed
                  under "not changing ownership".
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Paid out of capital contribution reserves.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The accompanying notes to the condensed consolidated financial statements &ndash; unaudited are an integral part of these statements.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">76</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:20px;"></div>
<div style="width:100%;border-top: solid #000000 1px;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt;color:#000000;">Consolidated statements of cash flows (unaudited)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Operating activities (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net income/(loss)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,909)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>454</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Adjustments to reconcile net income/(loss) to net cash provided by/(used in) operating activities (CHF million)<sup>&nbsp;&nbsp;&nbsp;</sup>  </font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impairment, depreciation and amortization</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,299</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Provision for credit losses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,225</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Deferred tax provision/(benefit)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,734</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">747</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">777</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Valuation adjustments relating to long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11,593)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">880</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share of net income/(loss) from equity method investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(88)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(148)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets and liabilities, net</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,392</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,571</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(Increase)/decrease in other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,717</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,427</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Increase/(decrease) in other liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,397)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,480)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,520)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(320)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total adjustments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,266</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net cash provided by/(used in) operating activities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,357</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,564</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Investing activities (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(Increase)/decrease in interest-bearing deposits with banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(Increase)/decrease in central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (5,850)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (23,932)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchase of investment securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,228)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(373)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Proceeds from sale of investment securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maturities of investment securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">222</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investments in subsidiaries and other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(237)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,939)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Proceeds from sale of other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">372</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,085</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(Increase)/decrease in loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,955</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,709)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Proceeds from sales of loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,579</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,837</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Capital expenditures for premises and equipment and other intangible assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,095)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(962)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Proceeds from sale of premises and equipment and other intangible assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">256</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net cash provided by/(used in) investing activities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,668</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25,818)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The accompanying notes to the condensed consolidated financial statements &ndash; unaudited are an integral part of these statements.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">77</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:20px;"></div>
<div style="width:100%;border-top: solid #000000 1px;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt;color:#000000;">Consolidated statements of cash flows (unaudited) (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Financing activities (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Increase/(decrease) in due to banks and customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26,974)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,984</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Increase/(decrease) in short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,166)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,952)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Increase/(decrease) in central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (6,813)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (1,721)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Issuances of long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52,540</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,487</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Repayments of long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41,932)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39,668)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of treasury shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,453</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,388</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Repurchase of treasury shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10,591)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17,204)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dividends paid</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(280)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(257)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(76)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(243)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net cash provided by/(used in) financing activities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(24,839)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,814</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Effect of exchange rate changes on cash and due from banks (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Effect of exchange rate changes on cash and due from banks<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(813)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,079</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net increase/(decrease) in cash and due from banks (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net increase/(decrease) in cash and due from banks<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15,627)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,639</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks at beginning of period<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">139,112</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Cash and due from banks at end of period<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>149,191</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>151,751</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes restricted cash.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:20px;"></div>
<div style="width:100%;border-top: solid #000000 1px;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:16pt;color:#000000;">Supplemental cash flow information (unaudited)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Cash paid for income taxes and interest (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash paid for income taxes</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">568</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">620</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash paid for interest</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,071</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,653</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 19 &ndash; Financial instruments measured at amortized cost and credit losses&#x201d; for information
         on non-cash transactions.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The accompanying notes to the condensed consolidated financial statements &ndash; unaudited are an integral part of these statements.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">78</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId004015991"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Notes to the condensed consolidated  financial statements &ndash; unaudited</font></div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004015997"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">1  Summary of significant accounting policies</font></div>
<div style="height:10px;"></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Basis of presentation</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The accompanying unaudited condensed consolidated financial statements of Credit Suisse
      Group AG (the Group) are prepared in accordance with accounting principles generally
      accepted in the US (US GAAP) and are stated in Swiss francs (CHF). These condensed
      consolidated financial statements should be read in conjunction with the consolidated
      financial statements and notes thereto for the year ended December&nbsp;31, 2021 included in the Credit Suisse Annual Report 2021.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 1 &ndash; Summary of significant accounting policies&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for a description of
         the Group&#x2019;s significant accounting policies.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Certain financial information, which is normally included in annual consolidated financial
      statements prepared in accordance with US GAAP, but not required for interim reporting
      purposes, has been condensed or omitted. Certain reclassifications have been made
      to the prior period&#x2019;s consolidated financial statements to conform to the current
      period&#x2019;s presentation. These condensed consolidated financial statements reflect,
      in the opinion of management, all adjustments, which, on a normal recurring basis,
      are necessary for a fair presentation of the condensed consolidated financial statements
      for the periods presented. The 2Q22 consolidated statements of operations and comprehensive
      income, the 2Q22 consolidated balance sheet and the 2Q22 consolidated statement of
      changes in equity have been added for the convenience of the reader and are not a
      required presentation under US GAAP. The results of operations for interim periods
      are not indicative of results for the entire year.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In preparing these condensed consolidated financial statements, management is required
      to make estimates and assumptions which affect the reported amounts of assets and
      liabilities and disclosure of contingent assets and liabilities as of the date of
      the condensed consolidated balance sheets and the reported amounts of revenues and
      expenses during the reporting period. Actual results could differ from those estimates.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Certain accounting changes</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As noted in our 2021 Annual Report, the Group identified an accounting issue that
      was not material to the prior period financial statements. The Group identified this
      accounting issue with respect to the net balance sheet treatment relating to the presentation
      of a limited population of certain securities lending and borrowing activities. As
      a result, balance sheet and cash flow positions for both assets and liabilities relating
      to these activities were presented on a gross basis and prior periods were revised
      in the consolidated financial statements and the related notes.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;1 &ndash; Summary of significant accounting policies &ndash; Revisions of prior period financial statements&#x201d; in VI&nbsp;&ndash;&nbsp;Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Beginning with the quarter ended June 30, 2022, the Group has presented these securities
      lending and borrowing transactions as a single unit of account and as a result these
      transactions will no longer be presented on a gross basis. The Group did not adjust
      prior period financial information, which continue to reflect a presentation on a
      gross basis.</font></div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004016031"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">2  Recently issued accounting standards</font></div>
<div style="height:10px;"></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Recently adopted accounting standards</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following provides the most relevant recently adopted accounting standards.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;2 &ndash; Recently issued accounting standards&#x201d; in VI&nbsp;&ndash;&nbsp;Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for a description of
         accounting standards adopted in 2021.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">SAB 121 &ndash; Accounting for Digital Asset Custodial Relationships</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In March 2022, the US Securities and Exchange Commission (SEC) published SEC Staff
      Accounting Bulletin (SAB) No. 121, &#x201c;Accounting for Obligations to Safeguard Crypto-Assets an Entity Holds
      for Platform users&#x201d; (SAB 121). SAB&nbsp;121 introduces interpretive guidance requiring the recognition of a liability and
      a corresponding asset to account for obligations to safeguard digital assets held for clients. SAB&nbsp;121 requires additional disclosure of such custodial relationships in the interim
      and annual financial statements. The guidance within SAB&nbsp;121 is effective for the interim and annual periods ending after June&nbsp;15, 2022, with retrospective application to the beginning of the fiscal year.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The adoption of SAB 121 did not have a material impact on the Group&#x2019;s financial position,
      results of operations or cash flows.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Standards to be adopted in future periods</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">ASC Topic 326 &ndash; Financial instruments &ndash; Credit losses</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In March 2022, the Financial Accounting Standards Board (FASB) issued Accounting Standards
      Update (ASU)&nbsp;2022-02, &#x201c;Troubled Debt Restructurings and Vintage Disclosures&#x201d; (ASU&nbsp;2022-02), an update to Accounting Standards Codification (ASC)&nbsp;Topic 326 &ndash; Financial Instruments &ndash; Credit Losses. The amendments in ASU&nbsp;2022-02 eliminate the accounting guidance for Troubled Debt Restructurings (TDRs)
      by creditors. The loan refinancing and restructuring guidance in ASC&nbsp;Topic 310 &ndash; Receivables will be applied to determine whether a modification results in a new
      loan or a continuation of an existing loan. The amendments enhance disclosure requirements
      for certain loan refinancings and restructurings when a borrower is experiencing financial
      difficulty and require disclosure of current period gross write-offs by year of origination
      for financing receivables and net investments in leases.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">79</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The amendments are effective for annual reporting periods beginning after December&nbsp;15, 2022 and for the interim periods within those annual reporting periods. Early adoption is permitted,
      including in an interim period. The Group is currently evaluating the impact of the
      adoption of ASU&nbsp;2022-02 on the Group&#x2019;s financial position, results of operations and cash flows.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"><b>ASC Topic 820 &ndash; Fair Value Measurement</b></font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In June 2022, the FASB issued Accounting Standards Update 2022-03, &#x201c;Fair Value Measurement
      of Equity Securities Subject to Contractual Sale Restrictions&#x201d; (ASU 2022-03), an update
      to ASC Topic 820 &ndash; Fair Value Measurement. The amendments in ASU 2022-03 clarify that a contractual
      restriction on the sale of an equity security is not considered part of the unit of
      account of the equity security and, therefore, is not considered in measuring fair
      value. The amendments clarify that an entity cannot, as a separate unit of account,
      recognize and measure a contractual sale restriction. The amendments require new disclosures
      related to equity securities subject to contractual sale restrictions, including the
      fair value of such equity securities, the nature and remaining duration of the corresponding
      restrictions and any circumstances that could cause a lapse in the restrictions.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The amendments are effective for annual reporting periods beginning after December&nbsp;15, 2023 and for the interim periods within those annual reporting periods. Early adoption
      is permitted, including in an interim period. The Group is currently evaluating the
      impact of the adoption of ASU&nbsp;2022-03 on the Group&#x2019;s financial position, results of operations and cash flows.</font></div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004016095"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">3  Business developments and subsequent events</font></div>
<div style="height:10px;"></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Business developments</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Sale of CS Trust business</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On September&nbsp;6, 2022, the Group signed separate agreements with The Bank of N.T. Butterfield &amp;
      Son Limited (Butterfield) and Gasser Partner Trust reg. (Gasser Partner) for the sale
      of its global trust business (Credit Suisse Trust, CST), while CST entities will continue
      to operate with a limited number of clients. Under separate agreements, Butterfield
      will acquire CST&#x2019;s businesses based in Guernsey, Singapore, and The Bahamas, while
      Gasser Partner will acquire CST&#x2019;s Liechtenstein business.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The transaction with Butterfield is expected to close in the first half of 2023 and
      is subject to customary conditions. The transfer of the trust structures in Liechtenstein
      will occur on a rolling basis and is also expected to be completed in the first half
      of 2023. Upon completion of the transactions, Butterfield and Gasser Partner will
      take over the ongoing management and administration of most of the trust structures
      in the respective jurisdictions. A significant portion of CST&#x2019;s employees are expected
      to transfer to Butterfield. The CST-related legal entities and any residual business
      will be wound down by the Group over the next few years.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Acquisition of mortgage servicing-related assets</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On September&nbsp;19, 2022, Select Portfolio Servicing, Inc., a wholly owned subsidiary of the Group,
      announced that it signed a definitive agreement to acquire certain mortgage servicing-related
      assets of Rushmore Loan Management Services LLC, a Texas-based mortgage loan servicer.
      The acquisition, which is subject to regulatory approvals, is expected to close in
      4Q22.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Subsequent events</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Strategic review</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October&nbsp;27, 2022, Credit Suisse announced a series of decisive actions following a strategic
      review conducted by the Board of Directors and Executive Board, resulting in a restructuring
      of the Investment Bank, an accelerated cost transformation, and strengthened and reallocated
      capital. The transformation is intended to be funded through divestments, exits, the announced
      capital actions and existing resources. As the Group implements these actions, restructuring
      costs, including from asset impairments and liability valuations, are expected to
      arise in connection with business activities the Group plans to exit or transfer and
      their related infrastructure.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Securitized Products Group</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 27, 2022, Credit Suisse announced that it has entered into a framework
      and exclusivity agreement to transfer a significant portion of SPG to an investor
      group led by Apollo. Under the terms of the proposed transaction, investment vehicles
      managed by affiliates of Apollo and PIMCO would acquire the majority of SPG&#x2019;s assets
      and other related financing businesses from the Group, form a new platform to enter
      into an investment management agreement to manage the residual assets on the Group&#x2019;s
      behalf, hire SPG team members to the new platform and receive certain ongoing services
      from the Group. The transaction proposed under the framework agreement is subject
      to the signing of final binding documentation, which is anticipated during 4Q22. Closing
      of the proposed transaction would be subject to customary closing conditions and regulatory
      approvals and would be expected to occur during the first half of 2023.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Capital increase</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 27, 2022, Credit Suisse announced its intention to raise capital with gross
      proceeds of approximately CHF&nbsp;4 billion through the issuance of new shares to qualified investors, including Saudi
      National Bank, which has committed to invest up to CHF&nbsp;1.5 billion to achieve a shareholding of up to 9.9%, and through a rights offering
      for existing shareholders, in each case subject to approval at the EGM on November&nbsp;23, 2022. These measures are expected to increase the Group&#x2019;s CET1 ratio and support
      its strategic transformation.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">80</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Liquidity issues in October 2022 and credit ratings downgrades</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">During the first two weeks of October 2022, following negative press and social media
      coverage based on incorrect rumors, the Group experienced significantly higher withdrawals
      of cash deposits as well as non-renewal of maturing time deposits. These outflows
      have since stabilized to much lower levels but have not yet reversed. As is normal
      practice, the Group also limited its access to the capital markets in the period immediately
      preceding the Group&#x2019;s strategy announcements. While these outflows have partially
      utilized liquidity buffers at the Group and legal entity level, and certain subsidiaries
      of the Group have fallen below some of their legal entity-level regulatory requirements,
      the core requirements of the LCR and the NSFR at the Group level have been maintained
      at all times. The Group&#x2019;s average daily LCR for the month of October through October&nbsp;25 was 154%, with lower spot rates over this period that remained below this average
      through the date hereof. Remediation plans have been prepared to reverse these outflows,
      including accessing the public and private markets following the Group&#x2019;s announcements on
      October&nbsp;27 together with certain asset disposals, including the transfer of a significant
      portion of SPG to an investor group led by Apollo, and other measures. The execution
      of the strategic measures that the Group has announced is also expected to generate
      liquidity and reduce the funding requirements of the Group. The Group also continues
      to have access to central bank funding sources if required.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On November&nbsp;1, 2022, Moody&#x2019;s Investors Service affirmed the senior unsecured debt ratings of Credit
      Suisse Group AG and downgraded the long-term senior unsecured debt and deposit ratings
      of Credit Suisse AG by one notch. Moody&#x2019;s also downgraded all the short-term ratings
      by one notch and maintained the &#x201c;negative&#x201d; outlook on all ratings.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Following the affirmation of all ratings and outlooks on October&nbsp;6, 2022, Standard and Poor&#x2019;s Global Ratings downgraded the long-term issuer credit
      ratings of Credit Suisse Group AG and the long- and short-term issuer credit ratings of Credit Suisse AG, in each case
      by one notch on November&nbsp;1, 2022. The outlook on these ratings has been revised from &#x201c;negative&#x201d; to &#x201c;stable&#x201d;.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">A downgrade in credit ratings could reduce the Group&#x2019;s access to capital markets,
      increase its borrowing costs, require the Group to post additional collateral or allow
      counterparties to terminate transactions under certain of its trading and collateralized
      financing and derivative contracts. This, in turn, could reduce the Group&#x2019;s liquidity
      and negatively impact its operating results and financial position. Steps the Group
      expects to take to address any such consequences or any regulatory concerns include
      those remedial actions outlined above.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Outflows in assets under management in October 2022</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">During the month of October 2022, following negative press and social media coverage
      based on incorrect rumors, the Group experienced client asset outflows at levels that
      substantially exceeded the rates incurred in 3Q22. These asset outflows primarily
      impacted the Group&#x2019;s Wealth Management and Swiss Bank divisions. These outflows have
      reduced since mid-October but have not yet reversed. It is premature to estimate the
      impact on net new asset flows for 4Q22 but, coupled with reductions in asset values
      due to adverse market movements in client portfolios in 3Q22, this reduction in assets
      under management may lead to decreased fee revenues for the Group, thereby leading
      to reduced profitability.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Public tender offers for debt securities</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October&nbsp;7, 2022, the Group announced offers by Credit Suisse International to repurchase certain
      senior debt securities for cash up to approximately CHF&nbsp;3 billion. The offers entail a cash tender offer in relation to eight euro or pound
      sterling denominated senior debt securities for an aggregate consideration of up to EUR&nbsp;1 billion and a separate cash tender offer in relation to twelve US dollar denominated
      senior debt securities for an aggregate consideration of up to USD&nbsp;2 billion. Both offers are subject to various conditions as set out in the respective tender offer memoranda.
      The offers will expire on November&nbsp;3, 2022 and November&nbsp;10, 2022, respectively, subject to the terms and conditions set out in the offer documents.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Allfunds Group</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October&nbsp;21, 2022, the Group announced the successful completion of the offering of its entire
      shareholding in Allfunds Group plc (Allfunds Group), which represented approximately
      8.6% of the share capital of Allfunds Group, through an accelerated bookbuild offering to institutional investors. This transaction resulted
      in a loss of CHF&nbsp;75 million, which will be recorded in 4Q22. Following the completion of this transaction,
      the Group will no longer hold any shares in Allfunds Group.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Energy Infrastructure Partners</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October&nbsp;21, 2022, the Group entered into an agreement with the managing partners of Energy
      Infrastructure Partners AG (EIP) to acquire the Group&#x2019;s remaining 30% stake in EIP.
      The transaction resulted in a gain of approximately CHF&nbsp;23 million, which will be recorded in 4Q22. Following the completion of this transaction,
      the Group will no longer hold any shares in EIP.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">81</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004016184"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">4  Segment information </font></div>
<div style="height:10px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group is a global financial services company domiciled in Switzerland and, effective
      January 1, 2022, was organized into four divisions &ndash; Wealth Management, Investment Bank, Swiss Bank and Asset Management, reflecting the
      strategic announcement made on November 4, 2021. The segment information reflects
      the Group&#x2019;s reportable segments and the Corporate Center, which are managed and reported
      on a pre-tax basis, as follows:</font></div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> The <b>Wealth Management</b> division offers comprehensive wealth management and investment solutions and tailored
         financing and advisory services to UHNW and HNW individuals and external asset managers.
         Our wealth management business is among the industry&#x2019;s leaders in our target markets.
         We serve our clients along a client-centric and needs-based delivery model, utilizing
         the broad spectrum of Credit Suisse&#x2019;s global capabilities, including those offered
         by the Investment Bank and Asset Management. Under the new organizational structure,
         we serve our clients through coverage areas addressing the geographies of Switzerland,
         Europe, Middle East and Africa, Asia Pacific and Latin America.</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> The <b>Investment Bank</b> division offers a broad range of financial products and services focused on client-driven
         businesses and also supports Credit Suisse&#x2019;s Wealth Management division and its clients.
         Our suite of products and services includes global securities sales, trading and execution,
         capital raising and advisory services. Our clients include financial institutions,
         corporations, governments, sovereigns, UHNW and institutional investors, such as pension
         funds and hedge funds, financial sponsors and private individuals around the world.
         We deliver our investment banking capabilities globally through regional and local
         teams based in both major developed and emerging market centers. Our integrated business
         model enables us to deliver high value, customized solutions that leverage the expertise
         offered across Credit Suisse and that help our clients unlock capital and value in
         order to achieve their strategic goals.</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> The <b>Swiss Bank</b> division offers comprehensive advice and a wide range of financial solutions to private,
         corporate and institutional clients primarily domiciled in our home market of Switzerland.
         Our private clients business has a leading franchise in Switzerland, including HNW,
         affluent, retail and small business clients. In addition, we provide consumer finance
         services through our subsidiary BANK-now and the leading credit card brands through
         our investment in Swisscard AECS GmbH. Our corporate and institutional clients business
         serves large corporate clients, small and medium-sized enterprises, institutional
         clients, financial institutions and commodity traders.</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> The <b>Asset Management</b> division offers investment solutions and services globally to a broad range of clients,
         including pension funds, governments, foundations and endowments, corporations and
         individuals, with a strong presence in our Swiss home market. Backed by the Group&#x2019;s
         global presence, Asset Management offers active and passive solutions in traditional
         investments as well as alternative investments. We apply ESG criteria at various points
         in the investment process with an active sustainability offering, which invests in
         line with the Credit Suisse Sustainable Investment Framework, and passive ESG index
         and exchange traded funds.</font></div>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Corporate Center included parent company operations such as Group financing, expenses
      for projects sponsored by the Group and certain expenses and revenues that had not
      been allocated to the segments. In addition, the Corporate Center included consolidation
      and elimination adjustments required to eliminate intercompany revenues and expenses.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;4 &ndash; Segment information&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on revenue sharing and cost allocation and funding.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Net revenues and income/(loss) before taxes</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net revenues (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,365</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,266</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,656</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,808</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,654</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,109</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,514</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,153</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,242</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">962</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,050</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,053</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,121</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,107</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">336</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">311</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">292</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,008</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,109</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(91)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(78)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(229)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,645</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,437</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,861</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18,114</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Income/(loss) before taxes (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(96)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">402</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(432)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,150</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(666)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,116)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">841</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,658)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,485)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">383</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">402</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">454</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,256</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,311</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">173</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">269</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(170)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(393)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(707)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,282)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,181)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income/(loss) before taxes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(342)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,173)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,008</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,943)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">82</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Total assets</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Total assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Wealth Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,828</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">205,387</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201,326</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">237,127</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254,561</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274,112</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Bank</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216,135</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">219,151</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">221,478</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset Management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,881</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,785</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,603</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate Center</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,387</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,481</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55,314</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>700,358</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>727,365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>755,833</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004016805"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">5  Net interest income </font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net interest income (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,384</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,307</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,244</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,885</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,786</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets, net of trading liabilities<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">646</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">561</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">737</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,909</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,239</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under  resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 734</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 386</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 268</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1,353</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 920</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">565</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">232</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">143</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">902</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">460</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest and dividend income</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,329</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,474</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,392</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,037</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,405</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(694)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(278)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,026)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(120)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(27)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(79)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(69)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under  repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (229)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (140)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (179)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (469)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (664)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(943)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(727)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(650)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,206)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,853)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(205)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(118)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(82)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(400)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(206)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest expense</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,126)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,279)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(969)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,180)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,912)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net interest income<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,203</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,195</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,423</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,857</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,493</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Interest and dividend income is presented on a net basis to align with the presentation
                  of trading revenues for trading assets and liabilities.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004017298"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">6  Commissions and fees</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Commissions and fees (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Lending business</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">355</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">360</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">441</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,150</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,441</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment and portfolio management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">764</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">780</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">874</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,372</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,626</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other securities business</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fiduciary business</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">780</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">796</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">887</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,417</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,667</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Underwriting</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">481</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">399</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,096</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">533</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">587</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">726</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,810</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,329</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Underwriting and brokerage</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">568</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">712</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,207</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,209</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,425</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other services</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">426</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">362</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">714</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,184</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,611</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Commissions and fees<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,129</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,249</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,960</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,144</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">83</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004017616"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">7  Trading revenues</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Trading revenues (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest rate products</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(142)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,084)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,591)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">925</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign exchange products</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">241</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">358</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">642</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">864</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity/index-related products</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">588</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">425</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">360</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,097</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,244</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit products</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(90)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">822</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(172)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">740</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(476)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commodity and energy products</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(141)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(99)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other products</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(162)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(346)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(659)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Trading revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>125</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>618</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>130</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,582</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Represents revenues on a product basis which are not representative of business results
               within segments, as segment results utilize financial instruments across various product
               types.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;7 &ndash; Trading revenues&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on trading revenues and managing trading risks.</font></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004017891"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">8  Other revenues</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Other revenues (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Noncontrolling interests without SEI</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans held-for-sale</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(98)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-lived assets held-for-sale</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">181</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity method investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">141</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(63)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">314</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">238</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">187</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">214</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">592</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">643</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other revenues<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>347</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>179</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>147</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>914</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>895</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004018149"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">9  Provision for credit losses</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Provision for credit losses (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans held at amortized cost</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">147</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other financial assets held at amortized cost</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(136)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,299</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Off-balance sheet credit exposures</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Provision for credit losses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(144)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(25)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,225</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily reflects a provision/(release of provision) for credit losses of CHF (188) million, CHF (155) million and CHF&nbsp;4,312 million in 3Q21, 9M22 and 9M21, respectively, related to Archegos.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004018353"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">10  Compensation and benefits</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Compensation and benefits (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Salaries and variable compensation</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,561</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,982</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,909</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,573</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,755</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Social security</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">173</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">149</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">477</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">473</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">240</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">237</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">197</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">701</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">590</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Compensation and benefits<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,901</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,392</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,255</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,751</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,818</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes pension-related expenses of CHF&nbsp;123 million, CHF&nbsp;131 million, CHF&nbsp;122 million, CHF&nbsp;382 million and CHF&nbsp;372 million in 3Q22, 2Q22, 3Q21, 9M22 and 9M21, respectively, relating to service costs for defined benefit pension plans and employer
                  contributions for defined contribution pension plans.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">84</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004018571"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">11  General and administrative expenses</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">General and administrative expenses (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Occupancy expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">241</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">247</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">725</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">727</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">IT, machinery and equipment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">594</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">462</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">398</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,463</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,154</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Provisions and losses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">247</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">499</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">574</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,456</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">904</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Travel and entertainment</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Professional services</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">551</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">532</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">533</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,604</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,360</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Communication and market data services</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">135</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">403</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">390</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Amortization and impairment of other intangible assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">251</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">337</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>General and administrative expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,919</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,005</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,012</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,072</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,977</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes pension-related expenses/(credits) of CHF (41) million, CHF (49) million, CHF (28) million, CHF (139) million and CHF (122) million in 3Q22, 2Q22, 3Q21, 9M22 and 9M21, respectively, relating to certain components of net periodic benefit costs for defined
                  benefit plans.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004018932"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">12  Restructuring expenses</font></div>
<div style="height:10px;"></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On November 4, 2021, Credit Suisse announced a restructuring program, which is expected to be completed
      by the end of December 2022. This led to restructuring expenses of CHF&nbsp;55 million, CHF&nbsp;80 million and CHF&nbsp;181 million in 3Q22, 2Q22 and 9M22, respectively. 9M21 included CHF&nbsp;70 million from the one-year restructuring plan announced in July 2020 in connection
      with the implementation of the key strategic growth initiatives, which was completed
      by the end of June 2021. Restructuring expenses may include severance expenses, other
      personnel-related charges, pension expenses and contract termination costs.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 27, 2022, the Group announced certain strategic actions following the comprehensive
      review conducted by the Board of Directors and the Executive Board.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Strategic review&#x201d; in Note&nbsp;3 &ndash; Business developments and subsequent events for further information.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Restructuring expenses by type</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Restructuring expenses by type (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Compensation and benefits-related expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which severance expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which deferred compensation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">78</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">General and administrative-related expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which pension expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total restructuring expenses<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>80</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>&#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>181</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>70</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Restructuring liabilities</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Compen-<br>sation and<br>benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">General and <br>administrative<br>expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Compen-<br>sation and<br>benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">General and <br>administrative<br>expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Compen-<br>sation and<br>benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">General and <br>administrative<br>expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="20" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Restructuring liabilities (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net additional charges<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reclassifications</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Utilization</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="20">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">The following items for which expense accretion was accelerated in 3Q22 and 2Q22 due
                  to the restructuring of the Group are not included in the restructuring provision:
                  unsettled share-based compensation of CHF&nbsp;7 million and CHF&nbsp;22 million, respectively, which remain classified as a component of total shareholders'
                  equity; other personnel-related charges of CHF&nbsp;1 million and CHF&nbsp;28 million, respectively, which remain classified as compensation liabilities; unsettled
                  pension obligations of CHF&nbsp;8 million and CHF&nbsp;4 million, respectively, which remain classified as pension liabilities; and accelerated
                  accumulated depreciation and impairment of CHF&nbsp;1 million and CHF&nbsp;1 million, respectively, which remain classified as premises and equipment. The settlement
                  date for the unsettled share-based compensation remains unchanged at three years.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="20">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Reclassified within other liabilities.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">85</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Restructuring liabilities (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Compen-<br>sation and <br>benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">General and <br>administrative<br>expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Compen-<br>sation and <br>benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">General and <br>administrative<br>expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Restructuring liabilities (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>52</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net additional charges<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reclassifications</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Utilization</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(65)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(34)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(69)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">The following items for which expense accretion was accelerated in 9M22 and 9M21 due
                  to the restructuring of the Group are not included in the restructuring liabilities:
                  unsettled share-based compensation of CHF&nbsp;37 million and CHF&nbsp;2 million, respectively, which remain classified as a component of total shareholders'
                  equity; other personnel-related charges of CHF&nbsp;50 million and CHF&nbsp;5 million, respectively, which remain classified as compensation liabilities; unsettled
                  pension obligations of CHF&nbsp;12 million and CHF (11) million, respectively, which remain classified as pension liabilities; and accelerated
                  accumulated depreciation and impairment of CHF&nbsp;2 million and CHF&nbsp;32 million, respectively, which remain classified as premises and equipment. The settlement
                  date for the unsettled share-based compensation remains unchanged at three years.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Reclassified within other liabilities.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004020070"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">13  Earnings per share</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Basic net income/(loss) attributable to shareholders (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders for basic earnings per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">435</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for common shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">401</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for mandatory convertible notes</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net income/(loss) attributable to shareholders for diluted earnings per share</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">435</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for common shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,034)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,593)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">402</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,900)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Available for mandatory convertible notes</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Weighted-average shares outstanding (million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">For basic earnings per share available for common shares</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,643.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,646.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,430.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,635.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,443.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dilutive share options and warrants</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dilutive share awards</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">For diluted earnings per share available for common shares<sup style="font-weight:bold;">&nbsp;1, 2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,643.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,646.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,502.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,635.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,516.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Weighted-average shares outstanding for basic/diluted earnings per share available for mandatory convertible notes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> &#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> &#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 202.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> &#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 111.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Earnings/(loss) per share available for common shares (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Basic earnings/(loss) per share available for common shares<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.53)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.60)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.16</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2.24)</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.17</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Diluted earnings/(loss) per share available for common shares<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.53)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.60)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.16</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2.24)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.17</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Weighted-average potential common shares relating to instruments that were not dilutive
                  for the respective periods (and therefore not included in the diluted earnings per
                  share calculation above) but could potentially dilute earnings per share in the future were 8.4 million, 12.4 million, 11.1 million, 11.8 million and 9.1 million for 3Q22, 2Q22, 3Q21, 9M22 and 9M21, respectively.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Due to the net losses in 3Q22, 2Q22 and 9M22, 6.9 million, 2.8 million and 3.5 million, respectively, of weighted-average share options and warrants outstanding
                  and 35.2 million, 32.5 million and 44.2 million, respectively, of weighted-average share awards outstanding were excluded
                  from the diluted earnings per share calculation, as the effect would be antidilutive.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">86</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004020663"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">14  Revenue from contracts with customers</font></div>
<div style="height:10px;"></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group receives investment advisory and investment management fees for services
      provided in its wealth management businesses which are generally reflected in the
      line item &#x2018;Investment and portfolio management&#x2019; in the table &#x201c;Contracts with customers
      and disaggregation of revenues&#x201d;.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As a fund manager, the Group typically receives base management fees and may additionally
      receive performance-based management fees which are both recognized as &#x2018;Investment
      and portfolio management&#x2019; revenues in the table &#x201c;Contracts with customers and disaggregation
      of revenues&#x201d;.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s capital markets businesses underwrite and sell securities on behalf of
      customers and receive underwriting fees.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group also offers brokerage services in its investment banking businesses, including
      global securities sales, trading and execution, prime brokerage and investment research.
      For the services provided, such as for example the execution of client trades in securities
      or derivatives, the Group typically earns a brokerage commission when the trade is
      executed. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse&#x2019;s investment banking businesses provide services that include advisory
      services to clients in connection with corporate finance activities. The term &#x2018;advisory&#x2019;
      includes any type of service the Group provides in an advisory capacity. Revenues
      recognized from these services are reflected in the line item &#x2018;Other Services&#x2019; in
      the table below. </font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Contracts with customers and disaggregation of revenues </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Contracts with customers (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment and  portfolio management</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 764</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 780</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 874</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2,372</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2,626</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other securities business</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Underwriting</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">481</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">399</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,096</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">532</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">586</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">727</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,808</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,328</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other services</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">425</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">359</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">708</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,178</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,601</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total revenues  from contracts  with customers<sup style="font-weight:bold;">&nbsp; &nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>  1,772</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>  1,866</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>  2,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>  5,802</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>  8,692</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The table &#x201c;Contracts with customers and disaggregation of revenues&#x201d; differs from &#x201c;Note
      6 &ndash; Commissions and fees&#x201d; as it includes only those contracts with customers that are
      in scope of ASC Topic 606 &ndash; Revenue from Contracts with Customers.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Contract balances</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Contract balances (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Contract receivables</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">730</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">769</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">865</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Contract liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revenue recognized in the reporting  period included in the contract liabilities  balance at the beginning of period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  11</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  10</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">  9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group did not recognize any revenue in the reporting period from performance obligations
      satisfied in previous periods.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">There were no material net impairment losses on contract receivables in 3Q22, 2Q22
      and 4Q21. The Group&#x2019;s contract terms are generally such that they do not result in
      any contract assets. </font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Remaining performance obligations</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">ASC Topic&nbsp;606&#x2019;s practical expedient allows the Group to exclude from its remaining performance
      obligations disclosure any performance obligations which are part of a contract with
      an original expected duration of one year or less. Additionally any variable consideration,
      for which it is probable that a significant reversal in the amount of cumulative revenue
      recognized will occur when the uncertainty associated with the variable consideration
      is subsequently resolved, is not subject to the remaining performance obligations
      disclosure because such variable consideration is not included in the transaction
      price (e.g., investment management fees). Upon review, the Group determined that no
      material remaining performance obligations are in scope of the remaining performance
      obligations disclosure.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;14 &ndash; Revenue from contracts with customers&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">87</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004021144"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">15  Trading assets and liabilities</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Trading assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Debt securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,975</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,030</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,198</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,687</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,711</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,546</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Derivative instruments<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,032</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,069</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,559</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,649</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,285</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,838</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Trading assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90,343</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>101,095</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>111,141</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Trading liabilities (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short positions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,231</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,015</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,689</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Derivative instruments<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,020</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,952</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,846</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Trading liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>27,251</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29,967</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>27,535</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Amounts shown after counterparty and cash collateral netting.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Cash collateral on derivative instruments</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Cash collateral on derivatives instruments &#x2013; netted (CHF million)<sup>&nbsp;&nbsp;1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash collateral paid</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,032</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,707</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,869</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash collateral received</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,218</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,522</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,056</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Cash collateral on derivatives instruments&#x2013; not netted (CHF million)<sup>&nbsp;&nbsp;2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash collateral paid</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,714</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,674</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,659</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash collateral received</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,612</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,065</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,533</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Recorded as cash collateral netting on derivative instruments in Note 24 &#x2013; Offsetting
                  of financial assets and financial liabilities.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Recorded as cash collateral on derivative instruments in Note 21 &#x2013; Other assets and
                  other liabilities.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004021514"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">16  Investment securities</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Investment securities (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Debt securities held-to-maturity</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">975</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Debt securities available-for-sale</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">774</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">739</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,005</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total investment securities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,749</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>739</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,005</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Investment securities by type</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Amortized<br>cost</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Gross<br>unrealized<br>gains</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Gross<br>unrealized<br>losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Fair<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Amortized<br>cost</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Gross<br>unrealized<br>gains</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Gross<br>unrealized<br>losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Fair<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Investment securities by type (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign governments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">975</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">981</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Debt securities held-to-maturity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>975</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>981</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss federal, cantonal or local government entities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate debt securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">920</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">149</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">771</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,011</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,003</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Debt securities available-for-sale<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>923</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>149</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>774</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,013</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,005</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">88</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Gross unrealized losses on debt securities and related fair value</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Less than 12 months</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">12 months or more</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Fair<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Gross<br>unrealized<br>losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Fair<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Gross<br>unrealized<br>losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Fair<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Gross<br>unrealized<br>losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign governments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">487</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">487</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Debt securities held-to-maturity<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>487</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>487</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss federal, cantonal or local government entities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate debt securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">507</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">251</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">758</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">149</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Debt securities available-for-sale<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>508</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>93</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>251</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>56</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>759</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>149</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate debt securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">683</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">683</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Debt securities available-for-sale<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>683</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>683</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Unrealized losses on debt securities as of the end of 3Q22 relate to thirteen high-quality debt security positions held for liquidity purposes. The Group does
      not intend to sell these investments nor is it more likely than not that the Group
      will be required to sell these securities before the recovery of their amortized cost
      basis, which may be at maturity. Management determined that the unrealized losses
      on these debt securities were attributable to changes in market valuation driven by
      interest rate movements and not to credit-related factors. As a result, no impairment
      charges were recorded in the consolidated statements of operations.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 19 &ndash; Financial instruments measured at amortized cost and credit losses&#x201d; for further information
         on debt securities held-to-maturity.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Proceeds from sales, realized gains and realized losses from debt securities available-for-sale</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Sales of debt securities available-for-sale (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Proceeds from sales</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Realized losses</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Amortized cost, fair value and average yield of debt securities</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Debt securities<br>held-to-maturity</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Debt securities<br>available-for-sale</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Amortized<br>cost</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Fair<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Average<br>yield<br>(in %)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Amortized<br>cost</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Fair<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Average<br>yield<br>(in %)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due within 1 year</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.00</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due from 1 to 5 years</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">975</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">981</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.74</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">134</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.79</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due from 5 to 10 years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.00</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">772</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">634</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.27</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total debt securities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>975</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>981</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.74</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>923</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>774</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Allowance for credit losses on debt securities available-for-sale</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">A credit loss exists if there is a decline in fair value of the security below the
      amortized cost as a result of the non-collectability of the amounts due in accordance
      with the contractual terms.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">An allowance for expected credit losses is recorded in the consolidated statement
      of operations in provision for credit losses and the non-credit-related losses are
      recorded in accumulated other comprehensive income (AOCI). Subsequent improvements
      in the estimated credit losses are immediately recorded in the consolidated statement
      of operations as a reduction in allowance and credit loss expense. A security is written-off
      if it is considered certain that there is no possibility of recovering the outstanding
      principal. As of the end of 3Q22 and 4Q21, the Group had no allowance for credit losses
      on debt securities available-for-sale.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">89</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004022783"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">17  Other investments</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Other investments (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity method investments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,688</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,660</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,644</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity securities (without a readily determinable fair value)<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 3,389</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 3,351</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 3,317</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which at net asset value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which at measurement alternative<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">374</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">342</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,870</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,890</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,869</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which at cost less impairment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Real estate held-for-investment<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Life finance instruments<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">646</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">685</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">789</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total other investments</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,813</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,783</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,826</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes private equity, hedge funds and restricted stock investments as well as certain
                  investments in non-marketable mutual funds for which the Group has neither significant
                  influence nor control over the investee.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">As of the end of 3Q22, 2Q22 and 4Q21, real estate held for investment included foreclosed or repossessed real estate of
                  CHF&nbsp;20 million, CHF&nbsp;21 million and CHF&nbsp;9 million, respectively, of which CHF&nbsp;20 million, CHF&nbsp;21 million and CHF&nbsp;6 million, respectively were related to residential real estate.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes single premium immediate annuity contracts.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Accumulated depreciation related to real estate held-for-investment amounted to CHF&nbsp;28 million, CHF&nbsp;28 million and CHF&nbsp;32 million for 3Q22, 2Q22 and 4Q21, respectively.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">No impairments were recorded on real estate held-for-investments in 3Q22, 2Q22, 9M22,
      3Q21 and 9M21. </font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Equity securities at measurement alternative</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Cumulative</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Impairments and adjustments (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impairments and downward adjustments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(48)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Upward adjustments</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">147</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 31 &ndash; Financial instruments&#x201d; for further information on equity securities without a readily
         determinable fair value.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">90</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004023168"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">18  Loans</font></div>
<div style="height:10px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s loan portfolio is classified into two portfolio segments, consumer loans
      and corporate &amp; institutional loans. Consumer loans are disaggregated into the classes
      of mortgages, loans collateralized by securities and consumer finance. Corporate &amp;
      institutional loans are disaggregated into the classes of real estate, commercial
      and industrial loans, financial institutions, and governments and public institutions.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For financial reporting purposes, the carrying values of loans and related allowance
      for credit losses are presented in accordance with US GAAP and are not comparable with the regulatory credit
      risk exposures presented in our disclosures required under Pillar&nbsp;3 of the Basel framework.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Loans</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Loans (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mortgages</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108,461</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109,483</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110,533</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans collateralized by securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,204</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45,658</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,253</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer finance</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,876</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,419</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,075</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158,541</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160,560</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">166,861</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Real estate</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,926</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,253</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28,529</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial and industrial loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67,423</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,769</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69,129</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Financial institutions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,977</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,893</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,222</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Governments and public institutions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,381</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,531</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,323</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate &amp; institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124,707</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">126,446</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">126,203</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>283,248</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>287,006</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>293,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which held at amortized cost<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">275,092</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">277,907</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">282,821</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which held at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,156</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,099</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,243</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net (unearned income)/deferred expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(90)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Allowance for credit losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,366)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,360)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,297)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>281,792</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>285,573</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>291,686</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Gross loans by location (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Switzerland</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167,176</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">168,354</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167,957</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116,072</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118,652</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125,107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>283,248</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>287,006</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>293,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Impaired loan portfolio (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-performing loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,734</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,649</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,666</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-interest-earning loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">370</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">298</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-accrual loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,104</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,994</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,964</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructured loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">571</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">367</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Potential problem loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">679</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">516</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">436</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other impaired loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,210</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,087</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">803</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gross impaired loans<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,314</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,081</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,767</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">As of the end of 3Q22, 2Q22 and 4Q21, CHF&nbsp;163 million, CHF&nbsp;152 million and CHF&nbsp;130 million, respectively, were related to consumer mortgages secured by residential
                  real estate for which formal foreclosure proceedings according to local requirements
                  of the applicable jurisdiction were in process.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In accordance with Group policies, impaired loans include non-accrual loans, comprised
      of non-performing loans and non-interest-earning loans, as well as restructured loans
      and potential problem loans.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Loans&#x201d; in Note&nbsp;1 &ndash; Summary of significant accounting policies in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on loans and categories of impaired loans.</font></div>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;19 &ndash; Financial instruments measured at amortized cost and credit losses&#x201d; for further information
         on loans held at amortized cost.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">91</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004023765"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">19   Financial instruments measured at amortized cost and credit losses</font></div>
<div style="height:10px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">This disclosure provides an overview of the Group&#x2019;s balance sheet positions that include
      financial assets carried at amortized cost that are subject to the current expected
      credit loss (CECL) accounting guidance.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, the Group had no purchased financial assets with more than
      insignificant credit deterioration since origination.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;1 &ndash; Summary of significant accounting policies&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on the accounting of financial assets and off-balance sheet credit exposure subject
         to the CECL accounting guidance.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Overview of financial instruments measured at amortized cost &ndash; by balance sheet position</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Amortized<br>cost basis</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Allowance<br>for credit<br>losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Net <br>carrying <br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Amortized<br>cost basis</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Allowance<br>for credit<br>losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Net <br>carrying <br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">149,093</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>149,093</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164,510</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>164,510</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest-bearing deposits with banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">682</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>681</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,323</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,323</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,885</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26,885</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,283</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35,283</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Debt securities held-to-maturity</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">975</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>975</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">275,002</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2,3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,366)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>273,636</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">282,740</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4,5</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,297)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>281,443</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Brokerage receivables</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,109</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,319)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,790</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20,873</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,186)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,687</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,442</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,402</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,175</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,145</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>485,188</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,726)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>479,462</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>518,904</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,513)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>513,391</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Net of unearned income/deferred expenses, as applicable.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes accrued interest in the total amount of CHF&nbsp;472 million, with no related allowance for credit losses. Of the accrued interest balance, CHF&nbsp;1 million relates to interest-bearing deposits with banks, CHF&nbsp;2 million to securities purchased under resale agreements and securities borrowing transactions,
                  CHF&nbsp;1 million to debt securities held-to-maturity and CHF&nbsp;468 million to loans. These accrued interest balances are reported in other assets.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes endangered interest of CHF&nbsp;66 million on non-accrual loans which are reported as part of the loans' amortized cost
                  balance.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes accrued interest in the total amount of CHF&nbsp;301 million, with no related allowance for credit losses. Of the accrued interest balance, CHF&nbsp;1 million relates to interest-bearing deposits with banks, CHF&nbsp;1 million to securities purchased under resale agreements and securities borrowing transactions,
                  CHF&nbsp;295 million to loans and CHF&nbsp;4 million to brokerage receivables. These accrued interest balances are reported in other assets.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">5</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes endangered interest of CHF&nbsp;86 million on non-accrual loans which are reported as part of the loans' amortized cost
                  balance.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Allowance for credit losses</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Estimating expected credit losses &ndash; overview</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;20 &ndash; Financial instruments measured at amortized cost and credit losses&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on key elements and processes of estimating expected credit losses on non-impaired
         and impaired credit exposures.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">Macroeconomic scenarios</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The estimation and application of forward-looking information requires quantitative
      analysis and significant expert judgment. The Group&#x2019;s estimation of expected credit
      losses is based on a discounted probability-weighted estimate that considers three future macroeconomic scenarios: a baseline scenario, an upside scenario and a downside
      scenario. The baseline scenario represents the most likely outcome. The two other
      scenarios represent more optimistic and more pessimistic outcomes with the downside
      scenario being more severe than the upside scenario. The scenarios are probability-weighted
      according to the Group&#x2019;s best estimate of their relative likelihood based on historical
      frequency, an assessment of the current business and credit cycles as well as the
      macroeconomic factor trends.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">Current-period estimate of expected credit losses on non-impaired credit exposures</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">One of the most significant judgments involved in estimating the Group's allowance
      for credit losses relates to the macroeconomic forecasts used to estimate credit losses
      over the forecast period, with modeled credit losses being driven primarily by a set
      of 37 macroeconomic factors (MEFs). The key MEFs used in each of the macroeconomic
      scenarios for the calculation of the expected credit losses include, but are not limited
      to, GDP and industrial </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">92</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">production. These MEFs are used in the portfolio- and region-specific CECL models
      and have been selected based on statistical criteria and expert judgment to explain
      expected credit losses. The table &#x201c;Selected macroeconomic factors&#x201d; includes the Group&#x2019;s
      forecast of selected MEFs for 2022 and 2023, as estimated as of the end of 3Q22 and
      4Q21.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, the forecast macroeconomic scenarios were weighted 50% for the baseline, 40% for the downside and 10% for the upside scenario, unchanged compared to the scenario weightings applicable
      as of the end of 4Q21 and 2Q22. The MEFs included in the table represent the four-quarter
      average forecasts for 2022 and 2023 at the end of each reporting period. These MEFs
      forecasts are recalibrated on a monthly basis. The quarterly series for China real
      GDP and world industrial production returned to pre-pandemic levels (i.e., 4Q19) in
      3Q20 and 4Q20, respectively, while the quarterly series for US real GDP, Swiss nominal
      GDP and EU nominal GDP returned to pre-pandemic levels in 2Q21, based on the latest
      published statistical data available. The macroeconomic and market variable projections
      incorporate adjustments to reflect the impact of accelerated monetary policy tightening
      by the world&#x2019;s major central banks in response to high inflation rates, the impact
      of Russia&#x2019;s invasion of Ukraine on energy and food prices as well as the macroeconomic
      impact of the property sector slowdown in China. While GDP and industrial production
      are significant inputs to the forecast models, a range of other inputs are also incorporated
      for all three scenarios to provide projections for future economic and market conditions. Given
      the complex nature of the forecasting process, no single economic variable is viewed
      in isolation or independently of other inputs.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Selected macroeconomic factors</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>end of 3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Forecast<br>2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Forecast<br>2023</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>US real GDP growth rate (%)</b></font></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Downside</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Baseline</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Upside</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>World industrial production (%)</b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Downside</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Baseline</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Upside</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>China real GDP growth rate (%)</b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Downside</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Baseline</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Upside</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>EU (27 countries) nominal GDP growth rate (%)</b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Downside</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Baseline</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Upside</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss nominal GDP growth rate (%)</b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Downside</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Baseline</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Upside</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Forecasts represent the 4-quarter average estimate of the respective macroeconomic
               factor as determined at the end of each reporting period.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Selected macroeconomic factors (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of 4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Forecast<br>2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Forecast<br>2023</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Swiss real GDP growth rate (%)</b></font></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Downside</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Baseline</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Upside</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Eurozone (19 countries) real GDP growth rate (%)</b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Downside</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Baseline</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Upside</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>US real GDP growth rate (%)</b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Downside</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Baseline</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Upside</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>UK real GDP growth rate (%)</b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Downside</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Baseline</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Upside</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>World industrial production (%)</b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Downside</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Baseline</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Upside</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Forecasts represent the 4-quarter average estimate of the respective macroeconomic
               factor as determined at the end of each reporting period.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For events which cannot be adequately reflected in CECL models due to a lack of historical
      experience the event may be embedded in the baseline scenario. In order to address
      circumstances where in management&#x2019;s judgment the CECL model outputs are overly sensitive
      to the effect of economic inputs that exhibit significant deviation from their long-term
      historical averages, model overlays are applied. Such overlays are based on expert
      judgment and are applied in response to these circumstances to consider historical
      stressed losses and industry and counterparty credit level reviews. Overlays are also
      used to capture judgment on the economic uncertainty from global or regional developments
      or governmental actions with severe impacts on economies, such as the lockdowns and
      other actions directed towards managing the pandemic. As a result of such overlays,
      provisions for credit losses may not be primarily derived from MEF projections. The
      Group&#x2019;s non-specific allowance for expected credit losses on balance sheet and off-balance
      sheet credit exposures as of the end of 3Q22 was stable compared to the end of 2Q22.
      Model overlays were recalibrated during the quarter to take into account updated input
      elements based on expert judgment which led to a release. This release in model overlays
      was largely offset by the impact of additional stress from macroeconomic factors observable
      during the quarter. Overlays continued to be closely aligned with the macroeconomic
      forecasts and associated scenario weightings. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Loans held at amortized cost</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s loan portfolio is classified into two portfolio segments, consumer loans
      and corporate &amp; institutional loans.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;20 &ndash; Financial instruments measured at amortized cost and credit losses&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on the main risk characteristics of the Group&#x2019;s loans held at amortized cost.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">93</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Allowance for credit losses &ndash; loans held at amortized cost</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate &amp;<br>institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate &amp;<br>institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate &amp;<br>institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="20" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Allowance for credit losses (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>977</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,360</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>369</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>961</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,330</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>345</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,067</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,412</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Current-period provision for expected credit losses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which methodology changes<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which provisions for interest<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross write-offs</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(48)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(51)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(62)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(103)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(116)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recoveries</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net write-offs</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign currency translation impact  and other adjustments, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>369</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>997</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,366</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>383</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>977</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,360</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>351</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,012</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,363</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which individually evaluated<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">278</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">535</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">813</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">545</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">826</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">266</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">531</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">797</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which collectively evaluated<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">91</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">462</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">553</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">432</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">534</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">481</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">566</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate &amp;<br>institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate &amp;<br>institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Allowance for credit losses (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>357</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>940</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,297</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>318</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,218</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,536</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Current-period provision for expected credit losses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which methodology changes<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which provisions for interest<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross write-offs</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(94)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(143)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(204)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(244)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recoveries</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net write-offs</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(91)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(132)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(201)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(234)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign currency translation impact and other adjustments, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>369</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>997</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,366</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>351</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,012</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,363</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents the current-period net provision for accrued interest on non-accrual loans
                  and lease financing transactions which is recognized as a reversal of interest income.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Gross write-offs of CHF&nbsp;48 million in 3Q22 compared to gross write-offs of CHF&nbsp;62 million in 2Q22. In 3Q22, gross write-offs in corporate &amp; institutional loans mainly
      included a loan to a consulting services company and a loan in small and medium-sized
      enterprises. Write-offs in consumer loans included a European mortgage and Swiss consumer
      finance loans. In 2Q22, gross write-offs in corporate &amp; institutional loans mainly
      reflected the sale of a facility relating to a coal mining company and an exposure
      to a financial institution impacted by sanctions imposed in connection with Russia&#x2019;s
      invasion of Ukraine. Write-offs in consumer loans were mainly related to Swiss consumer
      finance loans in 2Q22.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Purchases, reclassifications and sales &ndash; loans held at amortized cost</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate &amp;<br>institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate &amp;<br>institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate &amp;<br>institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="20" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Loans held at amortized cost (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchases<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,102</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,103</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,159</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,169</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,065</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,067</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reclassifications from loans held-for-sale<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>95</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reclassifications to loans held-for-sale<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>111</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">608</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>608</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,184</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,184</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sales<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">169</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>169</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">585</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>585</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,030</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,030</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="20">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Reclassifications from loans held-for-sale and reclassifications to loans held-for-sale
               represent non-cash transactions.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="20">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes drawdowns under purchased loan commitments.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="20">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Reflects loans previously reclassified to held-for-sale that were not sold and were
                  reclassified back to loans held-to-maturity.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="20">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">All loans held at amortized cost which are sold are reclassified to loans held-for-sale
                  on or prior to the date of the sale.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">94</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Purchases, reclassifications and sales &ndash; loans held at amortized cost (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate &amp;<br>institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Corporate &amp;<br>institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Loans held at amortized cost (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchases<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,414</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,431</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,034</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,053</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reclassifications from loans held-for-sale<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>95</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reclassifications to loans held-for-sale<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,591</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,591</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,304</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,304</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sales<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,452</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,452</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,037</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,037</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Reclassifications from loans held-for-sale and reclassifications to loans held-for-sale
               represent non-cash transactions.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes drawdowns under purchased loan commitments.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Reflects loans previously reclassified to held-for-sale that were not sold and were
                  reclassified back to loans held-to-maturity.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">All loans held at amortized cost which are sold are reclassified to loans held-for-sale
                  on or prior to the date of the sale.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Debt securities held-to-maturity</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, the Group purchased foreign government debt securities held-to-maturity amounting to CHF&nbsp;971 million, all related to a portfolio of US Treasury securities.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s debt securities held-to-maturity with a carrying value of CHF&nbsp;975 million as of the end of 3Q22 represent a portfolio of US Treasury securities, all
      rated &#x201c;AAA&#x201d; based on the Group&#x2019;s internal counterparty rating. US Treasury securities
      have a history of no credit losses and market price movements mainly reflect changes
      in market interest rates. Based on this history of no credit losses and the Group&#x2019;s
      view of the current and forecasted economic environment, the Group expects the risk
      of non-payment for US Treasuries to be zero and does not have an allowance for credit
      losses for these securities. The credit quality of these securities is monitored on
      an ongoing basis and the Group&#x2019;s zero-loss expectation is validated on at least a
      quarterly basis through the Group&#x2019;s governance structure involving the Credit Risk
      and Treasury functions.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;16 &ndash; Investment securities&#x201d; for further information.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Other financial assets</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s other financial assets include certain balance sheet positions held at
      amortized cost, each representing its own portfolio segment.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;20 &ndash; Financial instruments measured at amortized cost and credit losses&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on the main risk characteristics of the Group&#x2019;s other financial assets held at amortized
         cost.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The current-period provision for expected credit losses on other financial assets held at amortized cost includes a release of CHF&nbsp;188 million in 3Q21, a release of CHF&nbsp;155 million in 9M22 and a provision of CHF&nbsp;4,312 million in 9M21 related to Archegos. As of the end of 3Q22 and 4Q21, the allowance
      for credit losses on brokerage receivables of CHF&nbsp;4,319 million and CHF&nbsp;4,186 million, respectively, were primarily related to Archegos.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, 2Q22, 3Q21, 9M22 and 9M21, the Group purchased other financial assets held at amortized cost amounting to CHF&nbsp;386 million, CHF&nbsp;230 million, CHF&nbsp;0 million, CHF&nbsp;767 million and CHF&nbsp;32 million, respectively, primarily related to mortgage servicing advances.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Allowance for credit losses &ndash; other financial assets held at amortized cost</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Allowance for credit losses (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,251</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,102</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,470</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,216</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>55</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Current-period provision for expected credit losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(191)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(136)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,299</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross write-offs</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recoveries</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net write-offs</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign currency translation impact and other adjustments, net</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">148</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">287</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,360</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,251</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,320</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,360</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,320</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which individually evaluated<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,339</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,232</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,302</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,339</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,302</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which collectively evaluated<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">95</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Credit quality information</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;20 &ndash; Financial instruments measured at amortized cost and credit losses&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on the Group&#x2019;s monitoring of credit quality and internal ratings.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit quality of loans held at amortized cost</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table presents the Group&#x2019;s carrying value of loans held at amortized
      cost by aggregated internal counterparty credit ratings &#x201c;investment grade&#x201d; and &#x201c;non-investment
      grade&#x201d; that are used as credit quality indicators for the purpose of this disclosure,
      by year of origination. Within the line items relating to the origination year, the
      first year represents the origination year of the current reporting period and the
      second year represents the origination year of the comparative reporting period.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Consumer loans held at amortized cost by internal counterparty rating</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Non-investment<br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Non-investment<br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">AAA to BBB</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">BB to C</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">D</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">AAA to BBB</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">BB to C</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">D</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Mortgages<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td width="1%" height="16"></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022 / 2021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,986</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,240</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,229</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,257</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,134</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,431</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2021 / 2020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,429</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,549</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,027</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,743</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,402</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,158</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2020 / 2019</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,480</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,158</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,658</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,308</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,639</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,995</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2019 / 2018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,341</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,338</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,746</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,287</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">812</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,187</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2018 / 2017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,791</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">670</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,498</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,318</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">698</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,090</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prior years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,687</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,238</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">282</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,207</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,790</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,359</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,466</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total term loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98,714</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,193</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">458</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107,365</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99,703</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,044</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">580</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109,327</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revolving loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">275</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">821</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,096</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">276</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">930</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,206</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>98,989</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,014</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>458</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>108,461</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>99,979</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,974</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>580</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>110,533</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loans collateralized by securities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022 / 2021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">569</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">557</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,126</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,627</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">685</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,312</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2021 / 2020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">298</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,854</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,152</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">649</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">848</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,497</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2020 / 2019</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">424</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">801</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,225</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">228</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2019 / 2018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">147</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">202</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2018 / 2017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prior years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">993</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">206</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,199</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">804</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">681</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,485</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total term loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,355</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,589</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,944</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,228</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,426</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,760</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revolving loans<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,433</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,560</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,260</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,275</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,063</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,493</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37,788</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,149</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>267</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,204</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45,503</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,489</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>261</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>51,253</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Consumer finance<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022 / 2021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,968</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">870</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,841</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,688</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">823</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,516</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2021 / 2020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">733</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,173</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">538</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">288</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">841</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2020 / 2019</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">356</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">214</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">585</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">285</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">538</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2019 / 2018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">161</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">196</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">375</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">169</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">285</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2018 / 2017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">103</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">159</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prior years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">165</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">132</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total term loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,277</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,910</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,298</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,643</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,665</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,421</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revolving loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">350</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">562</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">348</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">459</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,627</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,043</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>190</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,860</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,991</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,686</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>203</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,880</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Consumer &#x2013; total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022 / 2021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,523</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,667</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,196</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28,572</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,642</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32,259</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2021 / 2020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,460</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,830</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,352</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,930</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,538</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,496</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2020 / 2019</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,260</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,173</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,468</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,654</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,040</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,761</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2019 / 2018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,557</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,681</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,323</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,417</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,007</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,636</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2018 / 2017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,847</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">797</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,697</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,394</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">792</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,273</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prior years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,699</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,544</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">328</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,571</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37,607</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,116</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">360</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,083</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total term loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">104,346</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,692</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">569</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118,607</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106,574</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,135</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">799</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120,508</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revolving loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,058</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,514</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">346</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,918</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,899</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,014</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">245</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,158</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>140,404</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,206</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>915</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>158,525</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>148,473</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,149</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,044</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>166,666</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Lombard loans are generally classified as revolving loans.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">96</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Corporate &amp; institutional loans held at amortized cost by internal counterparty rating</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Non-investment<br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Non-investment<br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">AAA to BBB</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">BB to C</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">D</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">AAA to BBB</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">BB to C</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">D</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Real estate<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td width="1%" height="16"></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022 / 2021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,313</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,253</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,566</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,568</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,682</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,252</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2021 / 2020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,793</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,847</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,641</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,709</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,355</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,069</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2020 / 2019</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,212</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">882</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,098</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,849</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">706</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,557</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2019 / 2018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">491</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,653</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">925</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">340</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,266</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2018 / 2017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">745</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">228</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">974</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">475</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">576</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prior years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,271</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">290</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,584</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,469</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">376</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,875</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total term loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,440</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,991</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,516</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,995</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,560</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,595</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revolving loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">636</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">126</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">974</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">778</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">297</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">135</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,210</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19,076</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,203</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>211</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26,490</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19,773</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,857</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>175</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>27,805</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Commercial and industrial loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022 / 2021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,196</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,809</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">228</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,233</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,284</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,985</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">136</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20,405</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2021 / 2020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,152</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,265</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">241</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,658</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,242</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,468</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,772</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2020 / 2019</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,983</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,876</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">129</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,988</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,903</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">105</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,118</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2019 / 2018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,853</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,787</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">159</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,799</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,003</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,256</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">177</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,436</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2018 / 2017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">793</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,576</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">161</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,530</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">697</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">937</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,694</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prior years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,083</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,851</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">229</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,163</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,013</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,848</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,951</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total term loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,060</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,164</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,147</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,371</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,349</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,397</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">630</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,376</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revolving loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,034</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,424</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">436</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,894</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,941</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,458</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">372</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21,771</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30,094</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>32,588</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,583</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64,265</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>31,290</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>33,855</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,002</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>66,147</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Financial institutions<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022 / 2021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,563</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">682</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,338</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,360</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,012</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,423</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2021 / 2020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,686</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,240</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,926</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,081</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,312</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2020 / 2019</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,347</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,432</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">660</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">127</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">788</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2019 / 2018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">463</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">472</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">522</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">151</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">674</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2018 / 2017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">542</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">581</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">87</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prior years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">582</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">650</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">499</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">585</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total term loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,183</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,122</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,399</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,209</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,595</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,888</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revolving loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,710</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">772</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,615</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,542</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">485</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,028</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20,893</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,894</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>227</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>24,014</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17,751</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,080</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>85</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>20,916</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Governments and public institutions<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022 / 2021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">521</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">547</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2021 / 2020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">996</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,042</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">114</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">271</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2020 / 2019</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">153</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">273</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">132</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2019 / 2018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2018 / 2017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prior years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">183</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">204</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">199</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">220</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total term loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,564</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">210</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,785</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,045</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">191</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,255</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revolving loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,575</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>212</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,798</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,077</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>191</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,287</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Corporate &amp; institutional &#x2013; total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022 / 2021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,152</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,760</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">321</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,233</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,733</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,705</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">189</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,627</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2021 / 2020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,627</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,398</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">242</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,267</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,189</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,138</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,424</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2020 / 2019</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,695</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,963</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,791</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,713</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,755</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">127</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,595</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2019 / 2018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,519</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,288</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">226</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,033</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,496</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,758</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,433</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2018 / 2017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,135</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,848</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,146</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,287</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,057</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,404</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prior years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,119</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,230</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">252</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,601</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,180</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,330</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,631</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total term loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50,247</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,487</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,337</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">86,071</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,598</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,743</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">773</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85,114</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revolving loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21,391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,410</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">695</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30,496</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,293</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,240</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">508</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31,041</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71,638</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,897</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,032</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>116,567</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>69,891</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44,983</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,281</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>116,155</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">97</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Total loans held at amortized cost by internal counterparty rating</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Non-investment<br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Non-investment<br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">AAA to BBB</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">BB to C</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">D</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">AAA to BBB</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">BB to C</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">D</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Loans held at amortized cost &#x2013; total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td width="1%" height="16"></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022 / 2021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,675</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,427</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">327</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,429</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53,305</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,347</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75,886</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2021 / 2020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,087</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,228</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">304</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53,619</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,119</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,676</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33,920</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2020 / 2019</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20,955</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,136</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">168</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,259</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,367</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,795</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">194</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,356</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2019 / 2018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,076</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,969</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">311</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,356</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,913</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,765</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">391</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14,069</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2018 / 2017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,982</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,645</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,843</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,681</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,849</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">147</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,677</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prior years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,774</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">580</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,172</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42,787</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,446</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">481</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,714</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total term loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">154,593</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,179</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,906</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">204,678</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">154,172</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,878</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,572</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">205,622</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revolving loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,449</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,924</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,041</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70,414</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,192</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,254</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">753</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77,199</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>212,042</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>60,103</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,947</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>275,092</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>218,364</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62,132</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,325</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>282,821</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes accrued interest on loans held at amortized cost of CHF&nbsp;468 million and CHF&nbsp;295 million as of the end of 3Q22 and 4Q21, respectively.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit quality of other financial assets held at amortized cost</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table presents the Group&#x2019;s carrying value of other financial assets
      held at amortized cost by aggregated internal counterparty credit ratings &#x201c;investment
      grade&#x201d; and &#x201c;non-investment grade&#x201d;, by year of origination. Within the line items relating
      to the origination year, the first year represents the origination year of the current
      reporting period and the second year represents the origination year of the comparative
      reporting period.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Other financial assets held at amortized cost by internal counterparty rating</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Non-investment<br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Investment <br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Non-investment<br>grade</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">AAA to BBB</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">BB to C</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">D</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">AAA to BBB</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">BB to C</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">D</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other financial assets held at amortized cost<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td width="1%" height="16"></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2022 / 2021</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2021 / 2020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2020 / 2019</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2019 / 2018</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2018 / 2017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prior years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total term positions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Revolving positions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,612</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,612</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">970</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">970</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,679</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,679</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,042</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,042</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Includes primarily mortgage servicing advances and failed purchases.</div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">98</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Past due financial assets</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Generally, a financial asset is deemed past due if the principal and/or interest payment
      has not been received on its due date.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Loans held at amortized cost &ndash; past due</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Current</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Past due</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Up to <br>30 days</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">31&#x2013;60<br>days</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">61&#x2013;90<br>days</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">More than<br>90 days</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mortgages</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107,941</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">467</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">520</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108,461</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans collateralized by securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,915</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">284</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">289</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,204</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer finance</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,233</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">407</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">627</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,860</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157,089</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">437</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">897</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,436</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158,525</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Real estate</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,379</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26,490</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial and industrial loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63,199</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">784</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,066</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,265</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Financial institutions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,586</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">228</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">190</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">428</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,014</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Governments and public institutions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,773</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,798</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate &amp; institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">114,937</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">486</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,082</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,630</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116,567</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loans held at amortized cost<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>272,026</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>923</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>59</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>105</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,979</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,066</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>275,092</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mortgages</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109,877</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">399</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">656</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110,533</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans collateralized by securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,069</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">184</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51,253</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer finance</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,449</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">157</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">431</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,880</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">165,395</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">309</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">143</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">698</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,271</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">166,666</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Real estate</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,628</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">177</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,805</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial and industrial loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65,327</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">166</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">629</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">820</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66,147</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Financial institutions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20,807</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20,916</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Governments and public institutions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,252</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,287</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate &amp; institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">115,014</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">248</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">856</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,141</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">116,155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loans held at amortized cost<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>280,409</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>557</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>167</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>134</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,554</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,412</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>282,821</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes accrued interest on loans held at amortized cost of CHF&nbsp;468 million and CHF&nbsp;295 million as of the end of 3Q22 and 4Q21, respectively.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22 and 4Q21, the Group did not have any loans that were past due
      more than 90 days and still accruing interest. Also, the Group did not have any debt
      securities held-to-maturity or other financial assets held at amortized cost that
      were past due.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Non-accrual financial assets</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For loans held at amortized cost, non-accrual loans are comprised of non-performing
      loans and non-interest-earning loans.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;1 &ndash; Summary of significant accounting policies&#x201d; and &#x201c;Note&nbsp;20 &ndash; Financial instruments measured at amortized cost and credit losses&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on non-accrual loans.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the Group&#x2019;s recovery management function covering the Investment Bank, a position
      is written down to its net carrying value once the credit provision is greater than
      90% of the notional amount, unless repayment is anticipated to occur within the next
      three months. Following the expiration of this three-month period the position is written off unless it can be demonstrated that any delay
      in payment is an operational matter which is expected to be resolved within a ten-day grace period. In the Group&#x2019;s recovery management functions for the Swiss Bank
      and Wealth Management, write-offs are made based on an individual counterparty assessment.
      An evaluation is performed on the need for write-offs on impaired loans individually
      and on an ongoing basis, if it is likely that parts of a loan or the entire loan will
      not be recoverable. Write-offs of residual loan balances are executed once available
      debt enforcement procedures are exhausted or, in certain cases, upon a restructuring.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">99</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Non-accrual loans held at amortized cost</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Amortized <br>cost of<br>non-accrual<br>assets at<br>beginning<br>of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Amortized<br>cost of<br>non-accrual<br>assets at<br>end<br>of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br><br><br>Interest<br>income<br>recognized</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Amortized<br>cost of<br>non-accrual<br>assets<br>with no<br>specific<br>allowance<br>at end of<br>period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Amortized <br>cost of<br>non-accrual<br>assets at<br>beginning<br>of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Amortized<br>cost of<br>non-accrual<br>assets at<br>end<br>of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br><br><br>Interest<br>income<br>recognized</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Amortized<br>cost of<br>non-accrual<br>assets<br>with no<br>specific<br>allowance<br>at end of<br>period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mortgages</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">572</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">437</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">418</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">495</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans collateralized by securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">262</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">285</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">105</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">300</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer finance</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">205</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">194</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">204</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Consumer</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,039</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">916</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">724</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">999</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Real estate</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">324</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">194</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial and industrial loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">698</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">862</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">925</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">809</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Financial institutions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">190</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Governments and public institutions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate &amp; institutional</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">925</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,188</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,317</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,073</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loans held at amortized cost<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,964</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,104</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>158</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,041</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,072</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>126</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Collateral-dependent financial assets</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s collateral-dependent financial assets are managed by a global recovery
      management function which is divisionally aligned to cover the Investment Bank, Wealth
      Management and the Swiss Bank.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Collateral-dependent financial assets managed by the recovery management function
      covering the Investment Bank mainly include mortgages, revolving corporate loans,
      securities borrowing, trade finance exposures and lombard loans. For mortgages, property,
      guarantees and life insurance policies are the main collateral types. For revolving
      corporate loans, collateral includes mainly cash, inventory, oil and gas reserves
      and receivables. Securities borrowing exposures are mainly secured by pledged shares,
      bonds, investment fund units and money market instruments. Trade finance exposures
      are secured by cash and guarantees. For lombard loans, the Group holds collateral
      in the form of pledged shares, bonds, investment fund units and money market instruments
      as well as cash and life insurance policies. The overall collateral coverage ratio
      increased from 90% as of the end of 2Q22 to 91% as of the end of 3Q22, mainly reflecting a net decrease in lower collateralized exposures.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Collateral-dependent financial assets managed by the recovery management function
      for Wealth Management mainly include ship finance exposures, commercial loans, lombard
      loans, residential mortgages as well as aviation and yacht finance exposures. Ship
      finance exposures are collateralized by vessel mortgages, corporate guarantees, insurance
      assignments as well as cash balances, securities deposits or other assets held with
      the Group. Collateral held against commercial loans include primarily guarantees issued
      by export credit agencies, other guarantees, private risk insurance, asset pledges
      and assets held with the Group (e.g., cash, securities deposits and others). Lombard
      loans are collateralized by pledged financial assets mainly in the form of cash, shares,
      bonds, investment fund units and money market instruments as well as life insurance
      policies and bank guarantees. Residential mortgages are secured by mortgage notes
      on residential real estate, life insurance policies as well as cash balances, securities
      deposits or other assets held with the Group. Aviation and yacht finance exposures
      are collateralized by aircraft mortgages of business jets and vessel mortgages on
      yachts, respectively, as well as corporate and/or personal guarantees, cash balances,
      securities deposits or other assets held with the Group. Collateral-dependent loans
      increased in 3Q22, mainly driven by increases in yacht finance, ship finance and export
      finance, partially offset by decreases in residential mortgages and aviation finance.
      The overall collateral coverage ratio increased from 87% as of the end of 2Q22 to 88% as of the end of 3Q22, mainly driven by increases in higher collateralized exposures.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Collateral-dependent financial assets managed by the recovery management function
      for Swiss Bank mainly include residential mortgages and commercial mortgages. Collateral
      held against residential mortgages includes mainly mortgage notes on residential real
      estate, pledged capital awards in retirement plans and life insurance policies. For
      commercial mortgages, collateral held includes primarily mortgage notes on commercial
      real estate and cash balances, securities deposits or other assets held with the Group.
      The overall collateral coverage ratio in relation to the collateral-dependent financial
      assets increased from 85% as of the end of 2Q22 to 87% as of the end of 3Q22 for residential and commercial mortgages, mainly reflecting
      portfolio replacements with higher collateralized exposures.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Off-balance sheet credit exposures</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;1 &ndash; Summary of significant accounting policies&#x201d; and &#x201c;Note&nbsp;20 &ndash; Financial instruments measured at amortized cost and credit losses&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on the main risk characteristics and on estimating the provisions for expected credit
         losses on off-balance sheet credit exposures.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">100</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Troubled debt restructurings and modifications</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Restructured financing receivables held at amortized cost</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Number of <br>contracts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment &#x2013; <br>pre-<br>modification</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment &#x2013; <br>post-<br>modification</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Number of <br>contracts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment &#x2013; <br>pre-<br>modification</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment &#x2013; <br>post-<br>modification</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Number of <br>contracts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment &#x2013; <br>pre-<br>modification</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment &#x2013; <br>post-<br>modification</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="20" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million, except where indicated<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans collateralized by securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Real estate</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial and industrial loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">128</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">128</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>230</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>210</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>36</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Number of <br>contracts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment &#x2013; <br>pre-<br>modification</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment &#x2013; <br>post-<br>modification</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Number of <br>contracts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment &#x2013; <br>pre-<br>modification</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment &#x2013; <br>post-<br>modification</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million, except where indicated<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans collateralized by securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Real estate</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial and industrial loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">199</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">177</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">393</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">385</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Financial institutions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>301</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>259</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>472</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>456</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Restructured financing receivables held at amortized cost that defaulted within 12
      months from restructuring</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Number of <br>contracts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Number of <br>contracts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Number of <br>contracts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million, except where indicated<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial and industrial loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Number of <br>contracts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Number of <br>contracts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Recorded <br>investment</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million, except where indicated<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans collateralized by securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">156</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial and industrial loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total loans<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>170</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 9M22, the loan modifications of the Group mainly included extended loan repayment
      terms, including postponed loan amortizations and extended maturity dates, interest
      rate concessions, a waiver of interest, a reduction of a loan commitment, a subordination of loans and changes in collateral coverage terms.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In March 2020, US federal banking regulators issued the &#x201c;Interagency Statement on
      Loan Modifications and Reporting for Financial Institutions Working with Customers
      Affected by the Coronavirus (Revised)&#x201d; (Interagency Statement). According to the Interagency
      Statement, short-term modifications made on a good faith basis in response to the
      COVID-19 crisis to borrowers that were otherwise current would not be considered to
      be troubled debt restructurings. This includes short-term modifications such as payment
      deferrals, fee waivers, repayment term extensions or payment delays that are insignificant.
      The Interagency Statement was developed in consultation with the FASB and the Group
      has applied this guidance. The Group has granted short-term modifications to certain
      borrowers due to the COVID-19 crisis in the form of deferrals of capital and interest
      payments that are within the scope of this guidance and the loans subject to those
      deferrals have not been reported as troubled debt restructurings in restructured loans.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">101</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004035919"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">20  Goodwill</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Wealth<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Investment<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Swiss<br>Bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Asset<br>Management</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Credit<br>Suisse<br>Group</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Gross amount of goodwill (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,330</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,525</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>496</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,148</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,511</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign currency translation impact</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,348</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,525</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>501</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,169</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,555</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Accumulated impairment (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,525</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,537</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impairment losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,525</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,537</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net book value (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net book value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,348</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>501</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,169</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,018</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Gross amount of goodwill (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,323</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,502</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>487</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,107</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,431</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Foreign currency translation impact</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>124</b></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,348</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,525</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>501</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,169</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,555</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Accumulated impairment (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,502</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,514</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impairment losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,525</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,537</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net book value (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net book value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,348</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>501</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,169</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,018</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Gross amount of goodwill and accumulated impairment include CHF&nbsp;12 million related to legacy business transferred to the former Strategic Resolution
                  Unit in 4Q15 and fully written off at the time of transfer, in addition to the divisions
                  disclosed.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In accordance with US GAAP, the Group continually assesses whether or not there has
      been a triggering event requiring a review of goodwill. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 27, 2022, the Group announced an updated strategy. This announcement may
      trigger a reassessment of the current segment structure and may potentially require
      the reallocation of goodwill balances from the current reporting units to the new
      reporting units on a relative fair value basis.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The announcement of the strategy and organizational changes as well as adverse market
      and economic conditions represent 3Q22 triggering events for goodwill impairment testing
      purposes, and under US GAAP, goodwill has to be tested for impairment both before
      and immediately after a reorganization of reporting units. The review of the Group&#x2019;s
      five-year financial plan to reflect the announced strategy is expected to be finalized
      in 4Q22. Based on its goodwill impairment analysis performed, the Group concluded
      that the estimated fair value for all of the reporting units with goodwill exceeded
      their related carrying values and no impairments were necessary as of September 30,
      2022. The fair value of the Asset Management reporting unit exceeded its related carrying
      value by only 12%. The goodwill for the Asset Management reporting unit became more
      sensitive to an impairment due to the higher cost of equity in 3Q22.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The carrying value of each reporting unit for the purpose of the goodwill impairment
      test is determined by considering the reporting units&#x2019; risk-weighted assets usage,
      leverage ratio exposure, deferred tax assets, goodwill, intangible assets and other
      CET1 capital relevant adjustments. Any residual equity, after considering the total
      of these elements, is allocated to the reporting units on a pro-rata basis.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In estimating the fair value of its reporting units, the Group applies a combination
      of the market approach and the income approach. Under the market approach, consideration
      is given to price to projected earnings multiples or price to book value multiples
      for similarly traded companies and prices paid in recent transactions that have occurred
      in its industry or in related industries. Under the income approach, a discount rate
      is applied that reflects the risk and uncertainty related to the reporting unit&#x2019;s
      projected cash flows, which were determined from the Group&#x2019;s financial plan.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In determining the estimated fair value, the Group relies upon its latest five-year
      financial plan. Estimates of the Group&#x2019;s future earnings potential, and that of the
      reporting units, involve considerable judgment, including management&#x2019;s view on future
      changes in market cycles, the regulatory environment and the anticipated result of
      the implementation of business strategies, competitive factors and assumptions concerning
      the retention of key employees.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">102</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The results of the impairment evaluation of each reporting unit&#x2019;s goodwill would be
      significantly impacted by adverse changes in the underlying parameters used in the
      valuation process. If actual outcomes or the future outlook adversely differ from
      management&#x2019;s best estimates of the key economic assumptions and associated cash flows
      applied in the valuation of the reporting unit, the Group could potentially incur
      material impairment charges in the future.</font></div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004036640"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">21  Other assets and other liabilities</font></div>
<div style="height:10px;"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Other assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash collateral on derivative instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,714</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,674</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,659</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash collateral on non-derivative transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">420</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">522</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">395</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Derivative instruments used for hedging</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">170</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets held-for-sale</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,249</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,559</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,222</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,515</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,924</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;allowance for loans held-for-sale<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which real estate<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which long-lived assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Premises, equipment and right-of-use assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,371</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,448</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,305</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Assets held for separate accounts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest and fees receivable</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,783</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,959</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,884</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Deferred tax assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,867</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,707</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prepaid expenses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,243</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,259</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">509</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which cloud computing arrangement implementation costs<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Failed purchases</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">874</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,041</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,307</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Defined benefit pension and post-retirement plan assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,382</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,376</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,215</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,486</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,062</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,920</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which digital asset safeguarding assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>42,064</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,936</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41,231</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Other liabilities (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash collateral on derivative instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,612</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,065</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,533</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash collateral on non-derivative transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,053</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">892</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">528</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Derivative instruments used for hedging</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Operating leases liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,471</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,536</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,591</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Provisions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,465</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,612</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,925</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which expected credit losses on off-balance sheet credit exposures<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">229</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">248</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">257</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Restructuring liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Liabilities held for separate accounts</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest and fees payable</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,977</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,894</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,969</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Current tax liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">600</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">641</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">685</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Deferred tax liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,200</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,043</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">754</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Failed sales</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,613</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,731</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,736</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Defined benefit pension and post-retirement plan liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">354</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">349</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">353</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,689</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,169</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,443</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which digital asset safeguarding liabilities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23,166</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23,062</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22,644</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Included as of the end of 3Q22, 2Q22 and 4Q21 were CHF&nbsp;336 million, CHF&nbsp;246 million and CHF&nbsp;391 million, respectively, in restricted loans, which represented collateral on secured
                  borrowings.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="8">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">As of the end of 3Q22, 2Q22 and 4Q21, real estate held-for-sale included foreclosed or repossessed real estate of CHF
                  23 million, CHF&nbsp;27 million and CHF&nbsp;8 million, respectively, of which CHF&nbsp;23 million, CHF&nbsp;27 million and CHF&nbsp;8 million, respectively, were related to residential real estate.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">103</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004037429"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">22  Long-term debt</font></div>
<div style="height:10px;"></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Long-term debt</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Long-term debt (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Senior</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144,165</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">135,729</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">141,402</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Subordinated</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,406</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20,456</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,103</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-recourse liabilities from consolidated VIEs</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,034</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,825</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,391</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Long-term debt<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>162,605</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>158,010</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>166,896</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which reported at fair value<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,567</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66,140</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,722</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,141</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41,893</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43,126</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Structured notes by product </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Structured notes by product (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,529</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,595</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28,681</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fixed income</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,607</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,524</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,678</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,595</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,342</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,363</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">410</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">432</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">404</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total structured notes<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,141</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41,893</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43,126</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004037718"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">23   Accumulated other comprehensive income and additional share information</font></div>
<div style="height:10px;"></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Accumulated other comprehensive income/(loss)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Gains/<br>(losses)<br>on cash<br>flow hedges</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Cumulative<br>translation<br>adjustments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Unrealized<br>gains/<br>(losses) on<br>securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Actuarial<br>gains/<br>(losses)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Net prior<br>service<br>credit/<br>(cost)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Gains/<br>(losses) on<br>liabilities<br>relating to<br>credit risk</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br><br><br>AOCI</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(944)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15,795)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,583)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>330</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,448</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(17,537)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Increase/(decrease)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(289)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">480</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,356</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,497</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reclassification adjustments, included in net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(276)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(235)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total increase/(decrease)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(565)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">480</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,355</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,262</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,509)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15,315)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(10)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,555)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,275)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">2Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(694)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,560)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,644)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>348</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,104)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(20,646)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Increase/(decrease)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(127)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">765</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,546</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,184</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reclassification adjustments, included in net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(123)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(75)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total increase/(decrease)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(250)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">765</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">61</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,552</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,109</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(944)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15,795)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,583)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>330</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,448</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(17,537)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,005)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,673)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>408</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,502)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(21,697)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Increase/(decrease)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">258</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">403</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reclassification adjustments, included in net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total increase/(decrease)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">132</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">274</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">484</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15,873)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,529)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>385</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,228)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(21,213)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(95)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,739)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,705)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>365</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,165)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(21,326)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Increase/(decrease)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,017)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,424</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(18)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,952</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,303</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reclassification adjustments, included in net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(397)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(252)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total increase/(decrease)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,414)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,424</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,968</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,051</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,509)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15,315)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(10)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,555)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>311</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,803</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16,275)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">9M21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>206</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(17,528)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,727)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>456</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,570)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(23,150)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Increase/(decrease)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(150)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,653</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">249</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,715</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reclassification adjustments, included in net income/(loss)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">236</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">222</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total increase/(decrease)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(188)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,655</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">198</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">342</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,937</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(15,873)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,529)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>385</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,228)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(21,213)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">No impairments on available-for-sale debt securities were recognized in net income/(loss)
                  in 3Q22, 2Q22, 3Q21, 9M22 and 9M21.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">104</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Details of significant reclassification adjustments</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Reclassification adjustments, included in net income/(loss) (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Gains/(losses) on cash flow hedges<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td width="1%" height="16"></td>
         <td width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Gross gains/(losses)<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(348)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(158)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(504)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(37)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Tax expense/(benefit)<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><b>&nbsp;&nbsp;&nbsp;Net of tax<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(276)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(123)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(397)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(38)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Actuarial gains/(losses)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Amortization of recognized actuarial losses<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">232</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">291</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Tax expense/(benefit)<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><b>&nbsp;&nbsp;&nbsp;Net of tax<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>66</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>60</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>90</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>188</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>236</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net prior service credit/(cost)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Amortization of recognized prior service credit/(cost)<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(88)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Tax expense<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><b>&nbsp;&nbsp;&nbsp;Net of tax<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(19)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(18)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(23)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(54)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(71)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Included in interest and dividend income as well as operating expenses. Refer to "Note
                  28 - Derivatives and hedging activities" for further information.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">These components are included in the computation of total benefit costs. Refer to
                  "Note 27 &#x2013; Pension and other post-retirement benefits" for further information.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Additional share information</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Common shares issued<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,650,747,720</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,650,747,720</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,650,747,720</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,650,747,720</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,447,747,720</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Issuance of common shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">203,000,000</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,650,747,720</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,650,747,720</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,650,747,720</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,650,747,720</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,650,747,720</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Treasury shares<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(39,988,479)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(94,644,251)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(239,479,336)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(81,063,211)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(41,602,841)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Sale of treasury shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">486,593,332</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">514,073,330</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">503,870,981</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,578,761,367</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,566,995,284</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Repurchase of treasury shares</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(486,159,752)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(507,466,029)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(524,794,196)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,591,033,168)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,638,828,994)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Issuance of common shares relating to mandatory convertible notes</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (203,000,000)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Conversion of mandatory convertible notes</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">732,655</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">839,460</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share-based compensation</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,543,894</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48,048,471</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,029,617</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,324,007</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56,956,812</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(34,011,005)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(39,988,479)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(258,640,279)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(34,011,005)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(258,640,279)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Common shares outstanding<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,616,736,715</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,610,759,241</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,392,107,441</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,616,736,715</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,392,107,441</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">At par value CHF&nbsp;0.04 each, fully paid. In addition to the treasury shares, a maximum of 575,000,000 unissued shares (conditional, conversion and authorized capital) were available for
                  issuance without further approval of the shareholders. 111,524,164 of these shares were reserved for capital instruments.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">At par value CHF&nbsp;0.04 each, fully paid. In addition to the treasury shares, a maximum of 450,000,000 unissued shares (conditional, conversion and authorized capital) were available for
                  issuance without further approval of the shareholders. 111,524,164 of these shares were reserved for capital instruments.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">105</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004039937"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">24  Offsetting of financial assets and financial liabilities</font></div>
<div style="height:10px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The disclosures set out in the tables below include derivatives, reverse repurchase
      and repurchase agreements, and securities lending and borrowing transactions that:</font></div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> are offset in the Group&#x2019;s consolidated balance sheets; or</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> are subject to an enforceable master netting agreement or similar agreement (enforceable
         master netting agreements), irrespective of whether they are offset in the Group&#x2019;s
         consolidated balance sheets.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Similar agreements include derivative clearing agreements, global master repurchase
      agreements and global master securities lending agreements. </font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Derivatives</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group transacts bilateral over-the-counter (OTC) derivatives (OTC derivatives)
      mainly under International Swaps and Derivatives Association (ISDA) Master Agreements
      and Swiss Master Agreements for OTC derivative instruments. These agreements provide
      for the net settlement of all transactions under the agreement through a single payment
      in the event of default or termination under the agreement. They allow the Group to
      offset balances from derivative assets and liabilities as well as the receivables
      and payables to related cash collateral transacted with the same counterparty. Collateral
      for OTC derivatives is received and provided in the form of cash and marketable securities.
      Such collateral may be subject to the standard industry terms of an ISDA Credit Support
      Annex. The terms of an ISDA Credit Support Annex provide that securities received
      or provided as collateral may be pledged or sold during the term of the transactions
      and must be returned upon maturity of the transaction. These terms also give each
      counterparty the right to terminate the related transactions upon the other counterparty&#x2019;s
      failure to post collateral. Financial collateral received or pledged for OTC derivatives
      may also be subject to collateral agreements which restrict the use of financial collateral.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For derivatives transacted with exchanges (exchange-traded derivatives) and central
      clearing counterparties (OTC-cleared derivatives), positive and negative replacement
      values (PRV/NRV) and related cash collateral may be offset if the terms of the rules
      and regulations governing these exchanges and central clearing counterparties permit
      such netting and offset.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Where no such agreements or terms exist, fair values are recorded on a gross basis.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Exchange-traded derivatives or OTC-cleared derivatives, which are fully margined and
      for which the daily margin payments constitute settlement of the outstanding exposure,
      are not included in the offsetting disclosures because they are not subject to offsetting
      due to the daily settlement. The daily margin payments, which are not settled until
      the next settlement cycle is conducted, are presented in brokerage receivables or
      brokerage payables. The notional amount for these daily settled derivatives is included in the
      fair value of derivative instruments table in &#x201c;Note 28 &ndash; Derivatives and hedging activities&#x201d;.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Under US GAAP, the Group elected to account for substantially all financial instruments
      with an embedded derivative that is not considered clearly and closely related to
      the host contract at fair value. There is an exception for certain bifurcatable hybrid
      debt instruments which the Group did not elect to account for at fair value. However,
      these bifurcated embedded derivatives are generally not subject to enforceable master
      netting agreements and are not recorded as derivative instruments under trading assets
      and liabilities or other assets and other liabilities. Information on bifurcated embedded
      derivatives has therefore not been included in the offsetting disclosures.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table presents the gross amount of derivatives subject to enforceable
      master netting agreements by contract and transaction type, the amount of offsetting,
      the amount of derivatives not subject to enforceable master netting agreements and
      the net amount presented in the consolidated balance sheets.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">106</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Offsetting of derivatives</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Derivative<br>assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Derivative<br>liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Derivative<br>assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Derivative<br>liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Gross derivatives subject to enforceable master netting agreements (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC-cleared</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Exchange-traded</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Interest rate products<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>51.2</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>52.7</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48.9</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44.3</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC-cleared</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Exchange-traded</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Foreign exchange products<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37.9</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35.8</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21.1</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23.1</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Exchange-traded</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Equity/index-related products<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30.5</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34.9</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>30.9</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>34.4</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC-cleared</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Credit derivatives<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.1</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.8</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4.6</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5.7</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Exchange-traded</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other products<sup style="font-weight:bold;">&nbsp;2</sup></b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.2</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.7</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.5</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.6</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC-cleared</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">78.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Exchange-traded</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total gross derivatives subject to enforceable master netting agreements<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>123.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>127.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>107.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>108.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Offsetting (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC-cleared</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(26.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(65.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(69.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(75.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Exchange-traded</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(24.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Offsetting<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(112.3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(117.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(95.9)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(101.8)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which counterparty netting<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(83.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(83.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which cash collateral netting<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net derivatives presented in the consolidated balance sheets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC-cleared</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Exchange-traded</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total net derivatives subject to enforceable master netting agreements<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total derivatives not subject to enforceable master netting agreements<sup style="font-weight:bold;">&nbsp;3</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total net derivatives presented in the consolidated balance sheets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which recorded in trading assets and trading liabilities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which recorded in other assets and other liabilities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Prior period has been revised.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily precious metals, commodity and energy products.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents derivatives where a legal opinion supporting the enforceability of netting
                  in the event of default or termination under the agreement is not in place.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Reverse repurchase and repurchase agreements and securities lending and borrowing
      transactions</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Reverse repurchase and repurchase agreements are generally covered by master repurchase
      agreements. In certain situations, for example, in the event of default, all contracts
      under the agreements are terminated and are settled net in one single payment. Master
      repurchase agreements also include payment or settlement netting provisions in the
      normal course of business that state that all amounts in the same currency payable
      by each party to the other under any transaction or otherwise under the master repurchase
      agreement on the same date shall be set off.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As permitted by US GAAP the Group has elected to net transactions under such agreements
      in the consolidated balance sheet when specific conditions are met. Transactions are
      netted if, among other conditions, they are executed with the same counterparty, have
      the same explicit settlement date specified at the inception of the transactions,
      are settled through the same securities transfer system and are subject to the same
      enforceable master netting agreement. The amounts offset are measured on </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">107</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">the same basis as the underlying transaction (i.e., on an accrual basis or fair value
      basis).</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Securities lending and borrowing transactions are generally executed under master
      securities lending agreements with netting terms similar to ISDA Master Agreements.
      In certain situations, for example in the event of default, all contracts under the
      agreement are terminated and are settled net in one single payment. Transactions under
      these agreements are netted in the consolidated balance sheets if they meet the same
      right of offset criteria as for reverse repurchase and repurchase agreements. In general,
      most securities lending and borrowing transactions do not meet the criterion of having
      the same settlement date specified at inception of the transaction, and therefore
      they are not eligible for netting in the consolidated balance sheets. However, securities
      lending and borrowing transactions with explicit maturity dates may be eligible for
      netting in the consolidated balance sheets.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Reverse repurchase and repurchase agreements are collateralized principally by government
      securities, money market instruments and corporate bonds and have terms ranging from
      overnight to a longer or unspecified period of time. In the event of counterparty
      default, the reverse repurchase agreement or securities lending agreement provides
      the Group with the right to liquidate the collateral held. As is the case in the Group&#x2019;s
      normal course of business, a significant portion of the collateral received that may
      be sold or repledged was sold or repledged as of the end of 3Q22 and 4Q21. In certain
      circumstances, financial collateral received may be restricted during the term of
      the agreement (e.g., in tri-party arrangements).</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table presents the gross amount of securities purchased under resale
      agreements and securities borrowing transactions subject to enforceable master netting
      agreements, the amount of offsetting, the amount of securities purchased under resale
      agreements and securities borrowing transactions not subject to enforceable master
      netting agreements and the net amount presented in the consolidated balance sheets.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Offsetting of securities purchased under resale agreements and securities borrowing
      transactions</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Gross</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Offsetting</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Net<br>book value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Gross</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Offsetting</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Net<br>book value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Securities purchased under resale agreements and securities borrowing transactions (CHF billion)<sup>&nbsp;&nbsp;&nbsp;</sup>      </font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities purchased under resale agreements</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities borrowing transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total subject to enforceable master netting agreements<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>98.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(10.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>87.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>96.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>79.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total not subject to enforceable master netting agreements<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>&#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>24.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>&#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>24.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>117.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(10.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>107.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>120.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>103.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents securities purchased under resale agreements and securities borrowing transactions
                  where a legal opinion supporting the enforceability of netting in the event of default
                  or termination under the agreement is not in place.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">CHF&nbsp;80,820 million and CHF&nbsp;68,623 million of the total net amount as of the end of 3Q22 and 4Q21, respectively, are
                  reported at fair value.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table presents the gross amount of securities sold under repurchase
      agreements and securities lending transactions subject to enforceable master netting
      agreements, the amount of offsetting, the amount of securities sold under repurchase
      agreements and securities lending transactions not subject to enforceable master netting
      agreements and the net amount presented in the consolidated balance sheets.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">108</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Offsetting of securities sold under repurchase agreements and securities lending transactions</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Gross</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Offsetting</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Net<br>book value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Gross</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Offsetting</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Net<br>book value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Securities sold under repurchase agreements and securities lending transactions (CHF billion)<sup>&nbsp;&nbsp;&nbsp;</sup>      </font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities sold under repurchase agreements</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total subject to enforceable master netting agreements<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(10.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>45.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total not subject to enforceable master netting agreements<sup style="font-weight:bold;">&nbsp;1</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>&#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>&#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(10.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>29.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>66.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which securities sold under repurchase agreements and securities &nbsp;&nbsp;&nbsp;lending transactions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 32.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (10.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 22.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 51.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (16.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which obligation to return securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents securities sold under repurchase agreements and securities lending transactions
                  where a legal opinion supporting the enforceability of netting in the event of default
                  or termination under the agreement is not in place.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">CHF&nbsp;14,678 million and CHF&nbsp;13,213 million of the total net amount as of the end of 3Q22 and 4Q21, respectively, are
                  reported at fair value.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table presents the net amount presented in the consolidated balance
      sheets of financial assets and liabilities subject to enforceable master netting agreements
      and the gross amount of financial instruments and cash collateral not offset in the
      consolidated balance sheets. The table excludes derivatives, reverse repurchase and
      repurchase agreements and securities lending and borrowing transactions not subject
      to enforceable master netting agreements where a legal opinion supporting the enforceability
      of netting in the event of default or termination under the agreement is not in place.
      Net exposure reflects risk mitigation in the form of collateral.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Amounts not offset in the consolidated balance sheets</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Net<br>book value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Financial<br>instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Cash<br>collateral<br>received/<br>pledged</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Net<br>exposure</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Net<br>book value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Financial<br>instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Cash<br>collateral<br>received/<br>pledged</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Net<br>exposure</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Financial assets subject to enforceable master netting agreements (CHF billion)<sup>&nbsp;&nbsp;&nbsp;</sup>        </font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Derivatives</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities purchased under resale agreements</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities borrowing transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total financial assets subject to enforceable master netting agreements<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 99.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 92.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 0.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 6.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 90.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 83.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 6.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Financial liabilities subject to enforceable master netting agreements (CHF billion)<sup>&nbsp;&nbsp;&nbsp;</sup>        </font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Derivatives</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities sold under repurchase agreements</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total financial liabilities subject to enforceable master netting agreements<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 36.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 26.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 0.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 9.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 52.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 45.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 0.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 6.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">The total amount reported in financial instruments (recognized financial assets and
                  financial liabilities and non-cash financial collateral) and cash collateral is limited
                  to the amount of the related instruments presented in the consolidated balance sheets
                  and therefore any over-collateralization of these positions is not included.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Net exposure is subject to further credit mitigation through the transfer of the exposure
      to other market counterparties by the use of credit default swaps and credit insurance
      contracts. Therefore, the net exposure presented in the table above is not representative
      of the Group&#x2019;s counterparty exposure.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">109</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004042639"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">25  Tax</font></div>
<div style="height:10px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group has used a year-to-date effective tax rate (discrete method) as the best
      estimate of the annual effective tax rate to calculate the 3Q22 income tax expense.
      This is mainly due to uncertainties of tax consequences associated with the comprehensive
      strategic review and restructuring process.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, the income tax expense was CHF&nbsp;3,698 million, primarily reflecting the valuation allowances relating to the reassessment
      of the deferred tax assets as a result of the comprehensive strategic review and valuation
      allowances relating to current period earnings. This was partially offset by the impact
      of the reassessment of non-deductible funding costs from previously unrecognized tax
      benefits and the impact of the geographical mix of results. The details of the 3Q22
      tax rate reconciliation resulting from applying the year to date effective tax rate
      are outlined below.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of September 30, 2022, the Group had accumulated undistributed earnings from foreign subsidiaries of CHF&nbsp;20.1 billion, which are considered indefinitely reinvested. The Group would need to accrue
      and pay taxes on these undistributed earnings if such earnings were repatriated. No
      deferred tax liability was recorded in respect of those amounts, as these earnings
      are considered indefinitely reinvested. It is not practicable to estimate the amount
      of unrecognized deferred tax liabilities for these undistributed foreign earnings.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group is currently subject to ongoing tax audits, inquiries and litigation with
      the tax authorities in several jurisdictions, including Brazil, Germany, the US, the
      UK and Switzerland. Although the timing of completion is uncertain, it is reasonably
      possible that some of these will be resolved within 12 months of the reporting date.
      It is reasonably possible that there will be a decrease between zero and CHF&nbsp;14 million in unrecognized tax benefits within 12 months of the reporting date.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group remains open to examination from federal, state, provincial or similar local
      jurisdictions from the following years onward in these major countries: Switzerland
      &ndash; 2020 (federal and Zurich cantonal level); Brazil &ndash; 2017; the UK &ndash; 2012, and the US &ndash; 2010.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Effective tax rate</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Effective tax rate (%)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>&#x2013;</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(204.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Tax expense reconciliation</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="78%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income tax expense computed at the Swiss statutory tax rate of 18.5% (CHF million)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="20%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> (63)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Increase/(decrease) in income taxes resulting from</font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Foreign tax rate differential<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other non-deductible expenses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(75)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Changes in deferred tax valuation allowance<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,837</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which related to the comprehensive strategic review<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,655</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which related to current period earnings<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">182</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Lower taxed income<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Income taxable to noncontrolling interests<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;(Windfall tax benefits)/shortfall tax charges on &nbsp;&nbsp;&nbsp;share-based compensation<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;Other<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Income tax expense<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,698</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Foreign tax rate differential</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">3Q22 included a foreign tax impact of CHF&nbsp;38 million, mainly driven by the current period earnings mix.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Other non-deductible expenses</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">3Q22 primarily included the net benefit of CHF&nbsp;138 million for the reassessment of the interest cost deductibility relating to the
      recognition of previously unrecognized tax benefits of non-deductible funding. This
      was partially offset by CHF&nbsp;63 million relating to non-deductible interest expenses, the UK bank levy and other
      non-deductible expenses.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Changes in deferred tax valuation allowance</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The 3Q22 impact primarily related to the reassessment of the deferred tax assets as
      a result of the comprehensive strategic review, primarily due to the limited future
      taxable income against which deferred tax assets could be utilized. Management considered
      both positive and negative evidence and concluded that it is more likely than not that
      a significant portion of the Group&#x2019;s deferred tax assets will not be realized. This
      resulted in an increase in the valuation allowance of CHF&nbsp;3,655 million, mainly in respect of two of the Group&#x2019;s operating entities in the US.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">3Q22 also included the impact of the current period earnings, resulting in an increase in the valuation
      allowance of CHF&nbsp;182 million, mainly in respect of three of the Group&#x2019;s operating entities in Switzerland
      and two of the Group&#x2019;s operating entities in the UK.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Lower taxed income</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">3Q22 primarily included the impact CHF&nbsp;12 million related to non-taxable life insurance income and CHF&nbsp;4 million related to non-taxable dividend income. The remaining balance offsetting
      included various smaller items.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">110</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Other</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">3Q22 included CHF&nbsp;27 million relating to the current period base erosion and anti-abuse tax provision,
      CHF&nbsp;13 million relating to an accounting standard implementation transition adjustment for
      own credit movements, CHF&nbsp;8 million relating to dividend equivalents of share-based compensation and CHF&nbsp;3 million relating to own credit valuation movements. This was partially offset by
      CHF&nbsp;22 million relating to prior year adjustments. The remaining balance included various
      smaller items.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Net deferred tax assets/(liabilities)</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Net deferred tax assets related to net operating losses (NOL), net deferred tax assets
      on temporary differences and net deferred tax liabilities are presented in the following
      manner. Nettable gross deferred tax liabilities are allocated on a pro-rata basis
      to gross deferred tax assets on NOL and gross deferred tax assets on temporary differences.
      This approach is aligned with the underlying treatment of netting gross deferred tax
      assets and liabilities under the Basel framework. Valuation allowances have been allocated
      against such deferred tax assets on NOL first, with any remainder allocated to such
      deferred tax assets on temporary differences. This presentation is considered the
      most appropriate disclosure given the underlying nature of the gross deferred tax
      balances.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Net deferred tax assets/(liabilities)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net deferred tax assets/(liabilities) (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Deferred tax assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,867</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which net operating losses<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,124</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which deductible temporary differences<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,743</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Deferred tax liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,200)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,043)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net deferred tax assets/(liabilities)<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(894)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,824</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b></b></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The 3Q22 decrease was mainly driven by the reassessment of the deferred tax assets
      as a result of the comprehensive strategic review, resulting in an increase in the
      valuation allowance of CHF&nbsp;3,655 million.</font></div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004043053"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">26  Employee deferred compensation</font></div>
<div style="height:10px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s current and previous deferred compensation plans include share awards,
      performance share awards, Contingent Capital Awards (CCA), cash awards, retention
      awards and the Strategic Delivery Plan (SDP) awards.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 30 &ndash; Employee deferred compensation&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following tables show the compensation expense for deferred compensation awards
      recognized in the consolidated statements of operations, the estimated unrecognized
      expense for deferred compensation awards granted in 3Q22 and prior periods and the
      remaining requisite service period over which the unrecognized expense will be recognized.
      The estimated unrecognized compensation expense was based on the fair value of each
      award on the grant date and included the current estimated outcome of relevant performance
      criteria and estimated future forfeitures, but no estimate for future mark-to-market
      adjustments.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Deferred compensation expense</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="11" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Deferred compensation expense (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share awards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">81</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">103</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">260</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">379</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Performance share awards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">145</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">284</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Contingent Capital Awards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">188</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash awards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">177</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">199</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">478</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Retention awards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">126</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Strategic Delivery Plan</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">194</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total deferred compensation expense<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>435</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>424</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>338</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,227</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,168</b></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">111</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Estimated unrecognized deferred compensation</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Estimated unrecognized compensation expense (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="78%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share awards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="20%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">305</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Performance share awards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Contingent Capital Awards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash awards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">836</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Retention awards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Strategic Delivery Plan</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">356</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,141</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="4" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Aggregate remaining weighted-average requisite service period (years)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Aggregate remaining weighted-average requisite service period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Cash awards</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Deferred fixed cash awards</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, the Group granted deferred fixed cash compensation of CHF&nbsp;63 million, mainly in the Investment Bank, Wealth Management and Asset Management divisions.
      These awards will be expensed over a three-year vesting period from the grant date.
      Amortization of deferred fixed cash compensation in 3Q22 totaled CHF&nbsp;60 million, of which CHF&nbsp;8 million was related to awards granted in 3Q22.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Retention awards</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, the Group granted deferred cash and share retention awards of CHF&nbsp;296 million, mainly in the Investment Bank division and corporate functions. These awards will be expensed over the applicable vesting period
      from the grant date. Amortization of retention awards in 3Q22 totaled CHF&nbsp;63 million, of which CHF&nbsp;32 million was related to awards granted in 3Q22.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Share-based award activity</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Number of awards (in millions)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Share<br>awards</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Performance<br>share<br>awards</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Strategic<br>Delivery<br>Plan</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Share<br>awards</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Performance<br>share<br>awards</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Strategic<br>Delivery<br>Plan</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Share-based award activities<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at beginning of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>127.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>64.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>143.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>77.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Granted</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Settled</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Forfeited</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Balance at end of period<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>144.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>61.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>144.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>62.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>61.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which vested<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which unvested<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">127.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">127.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">112</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004045643"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">27  Pension and other post-retirement benefits</font></div>
<div style="height:10px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group sponsors defined contribution pension plans, defined benefit pension plans
      and other post-retirement defined benefit plans. The Group recognized expenses of
      CHF&nbsp;58 million, CHF&nbsp;66 million, CHF&nbsp;62 million, CHF&nbsp;187 million and CHF&nbsp;192 million, related to its defined contribution pension plans in 3Q22, 2Q22, 3Q21, 9M22
      and 9M21, respectively. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 32 &ndash; Pension and other post-retirement benefits&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group previously disclosed that it expected to contribute CHF&nbsp;284 million to the Swiss and international defined benefit plans and other post-retirement
      defined benefit plans in 2022. As of the end of 3Q22, CHF&nbsp;219 million of contributions have been made.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Components of net periodic benefit costs</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Net periodic benefit costs/(credits) (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Service costs on benefit obligation</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">195</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">180</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest costs on benefit obligation</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Expected return on plan assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(126)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(122)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(378)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(365)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Amortization of recognized prior service cost/(credit)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(65)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(90)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Amortization of recognized actuarial losses</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">218</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">279</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Settlement losses/(gains)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Curtailment losses/(gains)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Special termination benefits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net periodic benefit costs<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>24</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>61</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>80</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Service costs on benefit obligation are reflected in compensation and benefits. Other
               components of net periodic benefit costs are reflected in general and administrative
               expenses or, except for 3Q21, in restructuring expenses.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">113</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004046017"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">28  Derivatives and hedging activities</font></div>
<div style="height:10px;"></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 33 &ndash; Derivatives and hedging activities&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Fair value of derivative instruments</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The tables below present gross derivative replacement values by type of contract and
      balance sheet location and whether the derivative is used for trading purposes or
      in a qualifying hedging relationship. Notional amounts have also been provided as
      an indication of the volume of derivative activity within the Group.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Information on bifurcated embedded derivatives has not been included in these tables.
      Under US GAAP, the Group elected to account for substantially all financial instruments
      with an embedded derivative that is not considered clearly and closely related to
      the host contract at fair value.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 31 &ndash; Financial instruments&#x201d; for further information.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Fair value of derivative instruments</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Trading</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Hedging</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>end of 3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Notional<br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Positive<br>replacement<br>value (PRV)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Negative<br>replacement<br>value (NRV)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Notional<br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Positive<br>replacement<br>value (PRV)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Negative<br>replacement<br>value (NRV)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Derivative instruments (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Forwards and forward rate agreements</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,126.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swaps</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,662.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">150.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (OTC)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">691.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Futures</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (exchange-traded)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Interest rate products<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,675.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>52.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>150.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Forwards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">966.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swaps</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">344.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (OTC)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">242.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Futures</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (exchange-traded)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Foreign exchange products<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,561.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>38.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>36.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Forwards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swaps</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (OTC)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">219.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Futures</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (exchange-traded)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">500.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Equity/index-related products<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>813.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>33.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>36.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Credit derivatives<sup style="font-weight:bold;">&nbsp;2</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>429.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Forwards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swaps</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (OTC)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Futures</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (exchange-traded)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other products<sup style="font-weight:bold;">&nbsp;3</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total derivative instruments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,530.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>128.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>128.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>169.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">The notional amount, PRV and NRV (trading and hedging) was CHF&nbsp;14,700.1 billion, CHF&nbsp;130.5 billion and CHF&nbsp;132.3 billion, respectively, as of September 30, 2022.</div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Relates to derivative contracts that qualify for hedge accounting under US GAAP.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily credit default swaps.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily precious metals, commodity and energy products.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">114</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Fair value of derivative instruments (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Trading</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Hedging</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of 4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Notional<br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Positive<br>replacement<br>value (PRV)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Negative<br>replacement<br>value (NRV)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Notional<br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Positive<br>replacement<br>value (PRV)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Negative<br>replacement<br>value (NRV)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Derivative instruments (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Forwards and forward rate agreements</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,736.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swaps</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,810.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">131.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (OTC)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">779.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Futures</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (exchange-traded)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Interest rate products<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,541.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>49.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>44.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>131.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Forwards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,052.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swaps</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (OTC)<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">235.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Futures</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (exchange-traded)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Foreign exchange products<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,645.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Forwards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swaps</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (OTC)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Futures</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (exchange-traded)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">535.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Equity/index-related products<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>921.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>36.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Credit derivatives<sup style="font-weight:bold;">&nbsp;3</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>506.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Forwards</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swaps</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (OTC)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Futures</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Options bought and sold (exchange-traded)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other products<sup style="font-weight:bold;">&nbsp;4</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>53.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total derivative instruments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,668.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>113.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>112.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>152.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">The notional amount, PRV and NRV (trading and hedging) was CHF&nbsp;14,820.8 billion, CHF&nbsp;113.7 billion and CHF&nbsp;112.4 billion, respectively, as of December 31, 2021.</div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Relates to derivative contracts that qualify for hedge accounting under US GAAP.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Prior period has been revised.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily credit default swaps.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily precious metals, commodity and energy products.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Netting of derivative instruments</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Derivatives&#x201d; in Note 24 &ndash; Offsetting of financial assets and financial liabilities for further information
         on the netting of derivative instruments.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Gains or (losses) on fair value hedges</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Interest rate products (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Hedged items<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,450</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,115</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">259</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,321</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,127</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Derivatives designated as hedging instruments<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,307)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,050)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(252)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,036)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,084)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">The accrued interest on fair value hedges is recorded in net interest income and is
               excluded from this table.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Included in net interest income.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">115</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Hedged items in fair value hedges</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Hedged items</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Hedged items</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Carrying<br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Hedging<br> adjustments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Discontinued <br>hedges</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Carrying <br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Hedging<br> adjustments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Discontinued <br>hedges</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69.4</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Relates to the cumulative amount of fair value hedging adjustments included in the
                  carrying amount.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Relates to the cumulative amount of fair value hedging adjustments remaining for any
                  hedged items for which hedge accounting has been discontinued.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Cash flow hedges</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Interest rate products (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gains/(losses) recognized in AOCI on derivatives</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(295)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(171)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,116)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(151)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gains/(losses) reclassified from AOCI into interest and dividend income</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">370</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">173</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">547</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Foreign exchange products (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gains/(losses) recognized in AOCI on derivatives</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(36)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(93)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total other operating expenses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gains/(losses) reclassified from AOCI into income</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As of the end of 3Q22, the maximum length of time over which the Group hedged its
      exposure to the variability in future cash flows for forecasted transactions, excluding
      those forecasted transactions related to the payment of variable interest on existing
      financial instruments, was 12 months.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The net loss associated with cash flow hedges expected to be reclassified from AOCI within the next 12 months is CHF&nbsp;660 million.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Net investment hedges</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Foreign exchange products (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gains/(losses) recognized in the cumulative translation adjustments section of AOCI</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">300</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">246</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(76)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gains/(losses) reclassified from the cumulative translation adjustments section of
               AOCI into other revenues</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group includes all derivative instruments not included in hedge accounting relationships
      in its trading activities.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 7 &ndash; Trading revenues&#x201d; for gains and losses on trading activities by product type.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">116</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Disclosures relating to contingent credit risk</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Certain of the Group&#x2019;s derivative instruments contain provisions that require the
      maintenance of contractually specified credit ratings from each of the major credit
      rating agencies. If the ratings fall below the level specified in the contract, the
      counterparties to the agreement could request payment of additional collateral on
      those derivative instruments that are in a net liability position. Certain of the
      derivative contracts also provide for termination of the contract, generally upon
      a downgrade of the contractually specified credit ratings. Such derivative contracts
      are reflected at close-out costs.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table provides the Group&#x2019;s current net exposure from contingent credit
      risk relating to derivative contracts with bilateral counterparties and SPEs that
      include credit support agreements, the related collateral posted and the additional
      collateral that could be called by counterparties in the event of a one-, two-, or
      three-notch downgrade in the contractually specified credit ratings. The table also
      includes derivative contracts with contingent credit risk features without credit
      support agreements that have accelerated termination event conditions. The current
      net exposure for derivative contracts with bilateral counterparties and contracts
      with accelerated termination event conditions is the aggregate fair value of derivative
      instruments that were in a net liability position. For SPEs, the current net exposure
      is the contractual amount that is used to determine the collateral payable in the
      event of a downgrade. The contractual amount could include both the NRV and a percentage
      of the notional value of the derivative.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Contingent credit risk</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Bilateral<br>counterparties</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Special<br>purpose<br>entities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Accelerated <br>terminations</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Bilateral<br>counterparties</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Special<br>purpose<br>entities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Accelerated <br>terminations</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Contingent credit risk (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Current net exposure</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.8</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2.6</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Collateral posted</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.4</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.9</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impact of a one-notch downgrade event</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.2</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.1</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impact of a two-notch downgrade event</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.6</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.2</b></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impact of a three-notch downgrade event</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">The impact of a downgrade event reflects the amount of additional collateral required
               for bilateral counterparties and special purpose entities and the amount of additional
               termination expenses for accelerated terminations, respectively. Excludes contracts
               with specified conditions and clauses which, when triggered, would result in a receivable
               position for the Group.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Credit derivatives</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 33 &ndash; Derivatives and hedging activities&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on credit derivatives.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit protection sold/purchased</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following tables do not include all credit derivatives and differ from the credit
      derivatives in the &#x201c;Fair value of derivative instruments&#x201d; tables. This is due to the
      exclusion of certain credit derivative instruments under US GAAP, which defines a
      credit derivative as a derivative instrument (a) in which one or more of its underlyings
      are related to the credit risk of a specified entity (or a group of entities) or an
      index based on the credit risk of a group of entities and (b) that exposes the seller
      to potential loss from credit risk-related events specified in the contract.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Total return swaps (TRS) of CHF&nbsp;11.3 billion and CHF&nbsp;12.0 billion as of the end of 3Q22 and 4Q21 were also excluded because a TRS does not
      expose the seller to potential loss from credit risk-related events specified in the
      contract. A TRS only provides protection against a loss in asset value and not against
      additional amounts as a result of specific credit events.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">117</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Credit protection sold/purchased</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Credit<br>protection<br>sold</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Credit<br>protection<br>purchased</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Net credit<br>protection<br>(sold)/<br>purchased</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Other<br>protection<br>purchased</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Fair value<br>of credit<br>protection <br>sold</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Credit<br>protection<br>sold</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Credit<br>protection<br>purchased</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Net credit<br>protection<br>(sold)/<br>purchased</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Other<br>protection<br>purchased</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Fair value<br>of credit<br>protection <br>sold</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="22" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Single-name instruments (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="15.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment grade<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(57.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-investment grade</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22.0)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total single-name instruments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(79.3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(0.5)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(91.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>84.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>18.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which sovereign<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which non-sovereign<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(64.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(78.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="22" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Multi-name instruments (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment grade<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(102.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">96.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-investment grade</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(35.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total multi-name instruments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(113.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>103.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(10.1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.2)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(138.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>129.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(9.4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>32.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which non-sovereign<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(113.7)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">103.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(138.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">129.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="22" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Total instruments (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment grade<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(138.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">128.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10.4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(163.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">151.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-investment grade</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.4)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(67.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total instruments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(193.0)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>175.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(17.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1.7)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(230.3)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>213.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(16.6)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>50.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which sovereign<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(0.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which non-sovereign<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(178.2)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(16.1)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1.5)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(216.8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">201.5</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(15.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="22">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents credit protection purchased with identical underlyings and recoveries.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="22">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Based on internal ratings of BBB and above.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="22">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes synthetic securitized loan portfolios.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit protection sold</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit protection sold is the maximum potential payout, which is based on the notional
      value of derivatives and represents the amount of future payments that the Group would
      be required to make as a result of credit risk-related events.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Credit protection purchased</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit protection purchased represents those instruments where the underlying reference
      instrument is identical to the reference instrument of the credit protection sold.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Other protection purchased</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the normal course of business, the Group purchases protection to offset the risk
      of credit protection sold that may have similar, but not identical, reference instruments
      and may use similar, but not identical, products, which reduces the total credit derivative
      exposure. Other protection purchased is based on the notional value of the instruments.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Fair value of credit protection sold</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The fair values of the credit protection sold give an indication of the amount of
      payment risk, as the negative fair values increase when the potential payment under
      the derivative contracts becomes more probable.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table reconciles the notional amount of credit derivatives included
      in the table &#x201c;Fair value of derivative instruments&#x201d; to the table &#x201c;Credit protection
      sold/purchased&#x201d;.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Credit derivatives</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit derivatives (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit protection sold</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">193.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">230.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit protection purchased</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">175.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">213.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other protection purchased</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other instruments<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total credit derivatives<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>429.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>506.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Consists of total return swaps and other derivative instruments.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The segregation of the future payments by maturity range and underlying risk gives
      an indication of the current status of the potential for performance under the derivative
      contracts.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Maturity of credit protection sold</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maturity<br>less<br>than<br>1 year</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maturity<br>between<br>1 to 5<br>years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maturity<br>greater<br>than<br>5 years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Single-name instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Multi-name instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total instruments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>143.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>193.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Single-name instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">91.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Multi-name instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">138.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total instruments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>54.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>161.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>230.3</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">118</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004051086"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">29  Guarantees and commitments</font></div>
<div style="height:10px;"></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Guarantees</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the ordinary course of business, guarantees are provided that contingently obligate
      the Group to make payments to third parties if the counterparty fails to fulfill its
      obligation under a borrowing or other contractual arrangement. The total gross amount
      disclosed within the Guarantees table reflects the maximum potential payment under
      the guarantees. The carrying value represents the higher of the initial fair value
      (generally the related fee received or receivable) less cumulative amortization and
      the Group&#x2019;s current best estimate of payments that will be required under existing
      guarantee arrangements.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Guarantees provided by the Group are classified as follows: credit guarantees and
      similar instruments, performance guarantees and similar instruments, derivatives and
      other guarantees. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Guarantees&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group &ndash; Note&nbsp;34 &ndash; Guarantees and commitments in the Credit Suisse Annual Report 2021 for a detailed
         description of guarantees.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Guarantees</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maturity<br>less than<br>1 year</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maturity<br>greater than<br>1 year</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total<br>gross<br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Total<br>net<br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Carrying<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Collateral<br>received</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit guarantees and similar instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,378</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,234</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,612</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,531</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,089</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Performance guarantees and similar instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,676</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,028</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,704</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,635</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,935</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Derivatives<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,916</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,247</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,163</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,163</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other guarantees</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,743</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,497</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,240</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,230</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,454</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total guarantees<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,713</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,006</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22,719</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>21,559</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>252</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,478</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit guarantees and similar instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,124</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,807</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,931</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,874</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,014</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Performance guarantees and similar instruments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,982</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,336</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,318</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,299</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,605</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Derivatives<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,374</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,547</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,921</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,921</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">289</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other guarantees</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,012</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,498</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,510</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,469</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,789</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total guarantees<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,492</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>11,188</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>26,680</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>25,563</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>425</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,408</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Total net amount is computed as the gross amount less any participations.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes derivative contracts with certain active commercial and investment banks
                  and certain other counterparties, as such contracts can be cash settled and the Group
                  had no basis to conclude it was probable that the counterparties held, at inception,
                  the underlying instruments.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Deposit-taking banks and securities dealers in Switzerland and certain other European
      countries are required to ensure the payout of privileged deposits in case of specified
      restrictions or compulsory liquidation of a deposit-taking bank. In Switzerland, deposit-taking
      banks and securities dealers jointly guarantee an amount of up to CHF&nbsp;6.0 billion. Upon occurrence of a payout event triggered by a specified restriction of
      business imposed by FINMA or by the compulsory liquidation of another deposit-taking
      bank, the Group&#x2019;s contribution will be calculated based on its share of privileged
      deposits in proportion to total privileged deposits. Based on FINMA&#x2019;s estimate for the Group&#x2019;s banking subsidiaries in Switzerland, the Group&#x2019;s
      share in the deposit insurance guarantee program for the period July&nbsp;1, 2022 to June&nbsp;30, 2023 was CHF&nbsp;0.5 billion. These deposit insurance guarantees were reflected in other guarantees.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Representations and warranties on residential mortgage loans sold</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In connection with the Investment Bank division&#x2019;s sale of US residential mortgage
      loans, the Group has provided certain representations and warranties relating to the
      loans sold. The Group has provided these representations and warranties relating to
      sales of loans to institutional investors, primarily banks, and non-agency, or private
      label, securitizations. The loans sold are primarily loans that the Group has purchased
      from other parties. The scope of representations and warranties, if any, depends on
      the transaction, but can include: ownership of the mortgage loans and legal capacity
      to sell the loans; loan-to-value ratios and other characteristics of the property,
      the borrower and the loan; validity of the liens securing the loans and absence of
      delinquent taxes or related liens; conformity to underwriting standards and completeness
      of documentation; and origination in compliance with law. If it is determined that
      representations and warranties were breached, the Group may be required to repurchase
      the related loans or indemnify the investors to make them whole for losses. Whether
      the Group will incur a loss in connection with repurchases and make whole payments
      depends on: the extent to which claims are made; the validity of such claims made
      within the statute of limitations (including the likelihood and ability to enforce
      claims); whether the Group can successfully claim against parties that sold loans
      to the Group and made representations </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">119</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">and warranties to the Group; the residential real estate market, including the number
      of defaults; and whether the obligations of the securitization vehicles were guaranteed
      or insured by third parties.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Repurchase claims on residential mortgage loans sold that are subject to arbitration
      or litigation proceedings, or become so during the reporting period, are not included
      in this Guarantees and commitments disclosure but are addressed in litigation and
      related loss contingencies and provisions. The Group is involved in litigation relating
      to representations and warranties on residential mortgages sold. </font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;33 &ndash; Litigation&#x201d; for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Disposal-related contingencies and other indemnifications</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group has certain guarantees for which its maximum contingent liability cannot
      be quantified. These guarantees include disposal-related contingencies in connection
      with the sale of assets or businesses, and other indemnifications. These guarantees
      are not reflected in the &#x201c;Guarantees&#x201d; table.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Disposal-related contingencies and other indemnifications&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group &ndash; Note 34 &ndash; Guarantees and commitments in the Credit Suisse Annual Report 2021 for a description
         of these guarantees.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Other commitments</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Other commitments of the Group are classified as follows: irrevocable commitments
      under documentary credits, irrevocable loan commitments, forward reverse repurchase
      agreements and other commitments.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Other commitments&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group &ndash; Note&nbsp;34 &ndash; Guarantees and commitments in the Credit Suisse Annual Report 2021 for a description
         of these commitments.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Other commitments</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="9" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maturity<br>less than<br>1 year</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maturity<br>greater than<br>1 year</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total<br>gross<br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Total<br>net<br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Collateral<br>received</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maturity<br>less than<br>1 year</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maturity<br>greater than<br>1 year</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total<br>gross<br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Total<br>net<br>amount</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Collateral<br>received</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="22" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Other commitments (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="15.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Irrevocable commitments  under documentary credits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,863</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,911</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,683</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2,763</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,796</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 116</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,912</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 4,602</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2,801</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Irrevocable loan commitments<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,172</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99,091</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">122,263</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">117,815</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53,514</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,959</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99,600</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">122,559</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118,281</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55,766</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Forward reverse  repurchase agreements</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 188</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 188</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 188</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 188</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 466</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 466</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 466</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 466</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other commitments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">268</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">293</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">561</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">561</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">275</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">396</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">396</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total other commitments<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28,491</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>99,432</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>127,923</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>123,247</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>56,465</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>28,342</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>99,991</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>128,333</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>123,745</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>59,041</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="22">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Total net amount is computed as the gross amount less any participations.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="22">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Irrevocable loan commitments do not include a total gross amount of CHF&nbsp;137,402 million and CHF&nbsp;143,992 million of unused credit limits as of the end of 3Q22 and 4Q21, respectively, which
                  were revocable at the Group's sole discretion upon notice to the client.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">120</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004052310"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">30  Transfers of financial assets and variable interest entities</font></div>
<div style="height:10px;"></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the normal course of business, the Group enters into transactions with, and makes
      use of, SPEs. An SPE is an entity in the form of a trust or other legal structure
      designed to fulfill a specific limited need of the company that organized it and is
      generally structured to isolate the SPE&#x2019;s assets from creditors of other entities,
      including the Group. The principal uses of SPEs are to assist the Group and its clients
      in securitizing financial assets and creating investment products. The Group also
      uses SPEs for other client-driven activity, such as to facilitate financings, and
      for Group tax or regulatory purposes.</font></div>
<div style="width:100%;padding-top:10px;"><a name="anchorId004052314"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Transfers of financial assets</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Securitizations</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The majority of the Group&#x2019;s securitization activities involve mortgages and mortgage-related
      securities and are predominantly transacted using SPEs. In a typical securitization,
      the SPE purchases assets financed by proceeds received from the SPE&#x2019;s issuance of
      debt and equity instruments, certificates, commercial paper (CP) and other notes of
      indebtedness. These assets and liabilities are recorded on the balance sheet of the
      SPE and not reflected on the Group&#x2019;s consolidated balance sheet, unless either the
      Group sold the assets to the entity and the accounting requirements for sale were
      not met or the Group consolidates the SPE.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group purchases commercial and residential mortgages for the purpose of securitization
      and sells these mortgage loans to SPEs. These SPEs issue commercial mortgage-backed
      securities (CMBS), residential mortgage-backed securities (RMBS) and asset-backed
      securities (ABS) that are collateralized by the assets transferred to the SPE and
      that pay a return based on the returns on those assets. Investors in these mortgage-backed
      securities or ABS typically have recourse to the assets in the SPEs. Third-party guarantees
      may further enhance the creditworthiness of the assets. The investors and the SPEs
      have no recourse to the Group&#x2019;s assets. The Group is typically an underwriter of,
      and makes a market in, these securities.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group also transacts in re-securitizations of previously issued RMBS. Typically,
      certificates issued out of an existing securitization vehicle are sold into a newly
      created and separate securitization vehicle. Often, these re-securitizations are initiated
      in order to re-securitize an existing security to give the investor an investment
      with different risk ratings or characteristics.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group also uses SPEs for other asset-backed financings relating to client-driven
      activity and for Group tax or regulatory purposes. Types of structures included in
      this category include managed collateralized loan obligations (CLOs), CLOs, leveraged
      finance, repack and other types of transactions, including life insurance structures,
      emerging market structures set up for financing, loan participation or loan origination
      purposes, and other alternative structures created for the purpose of investing in
      venture capital-like investments. CLOs are collateralized by loans transferred to
      the CLO vehicle and pay a return based on the returns on the loans. Leveraged finance
      structures are used to assist in the syndication of certain loans held by the Group,
      while repack structures are designed to give a client collateralized exposure to specific
      cash flows or credit risk backed by collateral purchased from the Group. In these
      asset-backed financing structures, investors typically only have recourse to the collateral
      of the SPE and do not have recourse to the Group&#x2019;s assets.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">When the Group transfers assets into an SPE, it must assess whether that transfer
      is accounted for as a sale of the assets. Transfers of assets may not meet sale requirements
      if the assets have not been legally isolated from the Group and/or if the Group&#x2019;s
      continuing involvement is deemed to give it effective control over the assets. If
      the transfer is not deemed a sale, it is instead accounted for as a secured borrowing,
      with the transferred assets as collateral.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Gains and losses on securitization transactions depend, in part, on the carrying values
      of mortgages and loans involved in the transfer and are allocated between the assets
      sold and any beneficial interests retained according to the relative fair values at
      the date of sale.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group does not retain material servicing responsibilities from securitization
      activities.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table provides the gains or losses and proceeds from the transfer of
      assets relating to 9M22 and 9M21 securitizations of financial assets that qualify
      for sale accounting and subsequent derecognition, along with the cash flows between
      the Group and the SPEs used in any securitizations in which the Group still has continuing
      involvement, regardless of when the securitization occurred.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">121</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Securitizations</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Gains/(losses) and cash flows (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>CMBS<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td width="1%" height="16"></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net gain/(loss)<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Proceeds from transfer of assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,403</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,468</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash received on interests that continue to be held</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>RMBS<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net gain/(loss)<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Proceeds from transfer of assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,182</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,807</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchases of previously transferred financial assets  or its underlying collateral</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (1,295)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Servicing fees</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash received on interests that continue to be held</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">600</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">742</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other asset-backed financings<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net gain<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Proceeds from transfer of assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,421</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,785</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Purchases of previously transferred financial assets  or its underlying collateral</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (1,295)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (1,002)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fees<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">148</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">119</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash received on interests that continue to be held</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes underwriting revenues, deferred origination fees, gains or losses on the
                  sale of collateral to the SPE and gains or losses on the sale of newly issued securities
                  to third parties, but excludes net interest income on assets prior to the securitization.
                  The gains or losses on the sale of the collateral is the difference between the fair
                  value on the day prior to the securitization pricing date and the sale price of the
                  loans.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Represents primarily management fees and performance fees earned for investment management
                  services provided to managed CLOs.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Continuing involvement in transferred financial assets</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group may have continuing involvement in the financial assets that are transferred
      to an SPE, which may take several forms, including, but not limited to, servicing, recourse and
      guarantee arrangements, agreements to purchase or redeem transferred assets, derivative
      instruments, pledges of collateral and beneficial interests in the transferred assets.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Transfers of financial assets&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group &ndash; Note&nbsp;35 &ndash; Transfers of financial assets and variable interest entities in the Credit Suisse
         Annual Report 2021 for further information.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table provides the outstanding principal balance of assets to which
      the Group continued to be exposed after the transfer of the financial assets to any
      SPE and the total assets of the SPE as of the end of 3Q22 and 4Q21, regardless of
      when the transfer of assets occurred.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Principal amounts outstanding and total assets of SPEs resulting from continuing involvement</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>CMBS<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td width="1%" height="16"></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Principal amount outstanding</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,274</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,428</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets of SPE</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,485</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,205</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>RMBS<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Principal amount outstanding</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,346</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56,990</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets of SPE</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46,346</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56,990</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other asset-backed financings<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Principal amount outstanding</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,230</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,856</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets of SPE</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,466</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,797</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Principal amount outstanding relates to assets transferred from the Group and does
               not include principal amounts for assets transferred from third parties.
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Fair value of beneficial interests</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The fair value measurement of the beneficial interests held at the time of transfer
      and as of the reporting date that result from any continuing involvement is determined
      using fair value estimation techniques, such as the present value of estimated future
      cash flows that incorporate assumptions that market participants customarily use in
      these valuation techniques. The fair value of the assets or liabilities that result
      from any continuing involvement does not include any benefits from financial instruments
      that the Group may utilize to hedge the inherent risks.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Key economic assumptions at the time of transfer</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;31 &ndash; Financial instruments&#x201d; for further information on the fair value hierarchy.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Key economic assumptions used in measuring fair value of beneficial interests at time
      of transfer</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">at time of transfer, in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">CMBS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">RMBS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">CMBS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">RMBS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million, except where indicated</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fair value of beneficial interests</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">342</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">821</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">129</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,120</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which level 2<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">271</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">736</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,721</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which level 3<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">399</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Weighted-average life, in years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prepayment speed assumption (rate per annum), in %<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash flow discount rate (rate per annum), in %<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Expected credit losses (rate per annum), in %<sup style="font-weight:bold;">&nbsp;4</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.6</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49.8</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.7</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div style="padding-top: 5px; font-family:arial,helvetica,sans-serif;font-size:7pt">Transfers of assets in which the Group does not have beneficial interests are not
               included in this table.
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Prepayment speed assumption (PSA) is an industry standard prepayment speed metric
                  used for projecting prepayments over the life of a residential mortgage loan. PSA
                  utilizes the constant prepayment rate (CPR) assumptions. A 100% prepayment assumption assumes a prepayment rate of 0.2% per annum of the outstanding principal balance of mortgage loans in the first month.
                  This increases by 0.2 percentage points thereafter during the term of the mortgage loan, leveling off to a CPR of 6% per annum beginning in the 30th month and each month thereafter during the term of
                  the mortgage loan. 100 PSA equals 6 CPR.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">To deter prepayment, commercial mortgage loans typically have prepayment protection
                  in the form of prepayment lockouts and yield maintenances.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">The rate is based on the weighted-average yield on the beneficial interests.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="18">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">The range of expected credit losses only reflects instruments with an expected credit
                  loss greater than zero unless all of the instruments have an expected credit loss
                  of zero.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">122</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Key economic assumptions as of the reporting date</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table provides the sensitivity analysis of key economic assumptions
      used in measuring the fair value of beneficial interests held in SPEs as of the end
      of 3Q22 and 4Q21.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Key economic assumptions used in measuring fair value of beneficial interests held
      in SPEs</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="11" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="11" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>CMBS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>RMBS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Other asset-<br>backed<br>financing<br>activities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>CMBS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>RMBS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Other asset-<br>backed<br>financing<br>activities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="26" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million, except where indicated</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fair value of beneficial interests</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">595</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,319</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">592</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,310</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">402</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which non-investment grade<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">148</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">370</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Weighted-average life, in years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prepayment speed assumption (rate per annum), in %<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">41.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impact on fair value from 10% adverse change</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impact on fair value from 20% adverse change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash flow discount rate (rate per annum), in %<sup style="font-weight:bold;">&nbsp;4</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">43.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impact on fair value from 10% adverse change</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52.0)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(38.1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impact on fair value from 20% adverse change</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21.5)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(99.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6.8)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73.3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9.7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Expected credit losses (rate per annum), in %<sup style="font-weight:bold;">&nbsp;5</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impact on fair value from 10% adverse change</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5.6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22.9)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(28.5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Impact on fair value from 20% adverse change</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11.0)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44.6)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.3)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4.9)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54.8)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8.4)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="26">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">To deter prepayment, commercial mortgage loans typically have prepayment protection
                  in the form of prepayment lockouts and yield maintenances.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="26">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">CDOs and CLOs within this category are generally structured to be protected from prepayment
                  risk.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="26">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">PSA is an industry standard prepayment speed metric used for projecting prepayments
                  over the life of a residential mortgage loan. PSA utilizes the CPR assumptions. A
                  100% prepayment assumption assumes a prepayment rate of 0.2% per annum of the outstanding principal balance of mortgage loans in the first month.
                  This increases by 0.2 percentage points thereafter during the term of the mortgage loan, leveling off to a CPR of 6% per annum beginning in the 30th month and each month thereafter during the term of
                  the mortgage loan. 100 PSA equals 6 CPR.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="26">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">The rate is based on the weighted-average yield on the beneficial interests.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="26">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">5</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">The range of expected credit losses only reflects instruments with an expected credit
                  loss greater than zero unless all of the instruments have an expected credit loss
                  of zero.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">These sensitivities are hypothetical and do not reflect economic hedging activities.
      Changes in fair value based on a 10% or 20% variation in assumptions generally cannot
      be extrapolated because the relationship of the change in assumption to the change
      in fair value may not be linear. Also, the effect of a variation in a particular assumption
      on the fair value of the beneficial interests is calculated without changing any other
      assumption. In practice, changes in one assumption may result in changes in other
      assumptions (for example, increases in market interest rates may result in lower prepayments
      and increased credit losses), which might magnify or counteract the sensitivities.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Transfers of financial assets where sale treatment was not achieved</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table provides the carrying amounts of transferred financial assets
      and the related liabilities where sale treatment was not achieved as of the end of
      3Q22 and 4Q21.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;32 &ndash; Assets pledged and collateral&#x201d; for further information.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Carrying amounts of transferred financial assets and liabilities where sale treatment
      was not achieved</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>RMBS<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td width="1%" height="16"></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">257</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Liability to SPE, included in other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(257)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Other asset-backed financings<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">447</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">557</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">174</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">200</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Liability to SPE, included in other liabilities</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(621)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(757)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Securities sold under repurchase agreements and securities lending transactions accounted
      for as secured borrowings</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For securities sold under repurchase agreements and securities lending transactions
      accounted for as secured borrowings, US GAAP requires the disclosure of the collateral
      pledged and the associated risks to which a transferor continues to be exposed after
      the transfer. This provides an understanding of the nature and risks of short-term
      collateralized financing obtained through these types of transactions.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">123</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Securities sold under repurchase agreements and securities lending transactions represent
      collateralized financing transactions used to earn net interest income, increase liquidity
      or facilitate trading activities. These transactions are collateralized principally
      by government debt securities, corporate debt securities, asset-backed securities,
      equity securities and other collateral and have terms ranging from on demand to a
      longer period of time.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the event of the Group&#x2019;s default or a decline in fair value of collateral pledged,
      the repurchase agreement provides the counterparty with the right to liquidate the
      collateral held or request additional collateral. Similarly, in the event of the Group&#x2019;s
      default, the securities lending transaction provides the counterparty the right to
      liquidate the securities borrowed.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following tables provide the gross obligation relating to securities sold under
      repurchase agreements, securities lending transactions and obligation to return securities
      received as collateral by the class of collateral pledged and by remaining contractual
      maturity as of the end of 3Q22 and 4Q21.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Securities sold under repurchase agreements, securities lending transactions and obligation to return securities received as collateral &ndash; by class of collateral pledged</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF billion<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Government debt securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate debt securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset-backed securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Securities sold under repurchase agreements<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>31.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>36.2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Government debt securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate debt securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset-backed securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Securities lending transactions<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Government debt securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Corporate debt securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset-backed securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Equity securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Obligation to return securities received  as collateral, at fair value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 6.8</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b> 15.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>66.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Securities sold under repurchase agreements, securities lending transactions and obligation to return securities received as collateral &ndash; by remaining contractual maturity</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Remaining contractual maturities</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">No stated<br>maturity</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Up to <br>30 days</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">31&#x2013;90<br>days</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">More than<br>90 days</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities sold under repurchase agreements</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities lending transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14.7</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5.0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39.1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF billion)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities sold under repurchase agreements</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36.2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities lending transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2.3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.7</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral, at fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15.0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>22.5</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>17.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7.6</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>19.4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>66.9</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes contracts with no contractual maturity that may contain termination arrangements
                  subject to a notice period.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes overnight transactions.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note&nbsp;24 &ndash; Offsetting of financial assets and financial liabilities&#x201d; for further information
         on the gross amount of securities sold under repurchase agreements, securities lending
         transactions and obligation to return securities received as collateral and the net
         amounts disclosed in the consolidated balance sheets.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">124</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;"><a name="anchorId004055044"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">Variable interest entities</font></div>
</div>
<div style="height:5px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">As a normal part of its business, the Group engages in various transactions that include
      entities that are considered variable interest entities (VIEs) and are grouped into
      three primary categories: collateralized debt obligations (CDOs)/CLOs, CP conduits
      and financial intermediation.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Variable interest entities&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group &ndash; Note&nbsp;35 &ndash; Transfers of financial assets and variable interest entities in the Credit Suisse
         Annual Report 2021 for a detailed description of VIEs, CDO/CLOs, CP conduit or financial
         intermediation.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Collateralized debt and loan obligations</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group engages in CDO/CLO transactions to meet client and investor needs, earn
      fees and sell financial assets and, in the case of CLOs, loans. The Group may act
      as underwriter, placement agent or asset manager and may warehouse assets prior to
      the closing of a transaction.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Commercial paper conduit</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group acts as the administrator and provider of liquidity and credit enhancement
      facilities for Alpine Securitization Ltd (Alpine), a multi-seller asset-backed CP
      conduit used for client and Group financing purposes. Alpine discloses to CP investors
      certain portfolio and asset data and submits its portfolio to rating agencies for
      public ratings on its CP. This CP conduit purchases assets such as loans and receivables
      or enters into reverse repurchase agreements and finances such activities through
      the issuance of CP backed by these assets. In addition to CP, Alpine may also issue
      term notes with maturities up to 30 months. The Group (including Alpine) can enter
      into liquidity facilities with third-party entities pursuant to which it may be required
      to purchase assets from these entities to provide them with liquidity and credit support.
      The financing transactions are structured to provide credit support in the form of
      over-collateralization and other asset-specific enhancements. Alpine is a separate
      legal entity that is wholly owned by the Group. However, its assets are available
      to satisfy only the claims of its creditors. In addition, the Group, as administrator
      and liquidity facility provider, has significant exposure to and power over the activities
      of Alpine. Alpine is considered a VIE for accounting purposes and the Group is deemed
      the primary beneficiary and consolidates this entity.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The overall average maturity of Alpine&#x2019;s outstanding CP was approximately 150 days as of the end of 3Q22, and Alpine&#x2019;s CP had exposures mainly in reverse repurchase
      agreements with a Group entity, solar loans and leases, consumer loans and aircraft
      loans and leases.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s financial commitment to this CP conduit consists of obligations under
      liquidity agreements. The liquidity agreements are asset-specific arrangements, which
      require the Group to provide short-term financing to the CP conduit or to purchase
      assets from the CP conduit in certain circumstances, including, but not limited to,
      a lack of liquidity in the CP market such that the CP conduit cannot refinance its
      obligations or a default of an underlying asset. The asset-specific credit enhancements
      provided by the client seller of the assets remain unchanged as a result of such a
      purchase. In entering into such agreements, the Group reviews the credit risk associated
      with these transactions on the same basis that would apply to other extensions of
      credit.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group enters into liquidity facilities with CP conduits administrated and sponsored
      by third parties. These third-party CP conduits are considered to be VIEs for accounting
      purposes. The Group is not the primary beneficiary and does not consolidate these
      third-party CP conduits. The Group&#x2019;s financial commitment to these third-party CP
      conduits consists of obligations under liquidity agreements. The liquidity agreements
      are asset-specific arrangements, which require the Group to provide short-term financing
      to the third-party CP conduits or to purchase assets from these CP conduits in certain
      circumstances, including, but not limited to, a lack of liquidity in the CP market
      such that the CP conduits cannot refinance their obligations or a default of an underlying
      asset. The asset-specific credit enhancements, if any, provided by the client seller
      of the assets remain unchanged as a result of such a purchase. In entering into such
      agreements, the Group reviews the credit risk associated with these transactions on
      the same basis that would apply to other extensions of credit. In some situations,
      the Group can enter into liquidity facilities with these third-party CP conduits through
      Alpine.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s economic risks associated with the Alpine CP conduit and the third-party
      CP conduits are included in the Group&#x2019;s risk management framework including counterparty,
      economic risk capital and scenario analysis.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Financial intermediation</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group has significant involvement with VIEs in its role as a financial intermediary
      on behalf of clients.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Financial intermediation consists of securitizations, funds, loans and other vehicles.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Consolidated VIEs</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group has significant involvement with VIEs in its role as a financial intermediary
      on behalf of clients. The Group consolidates all VIEs related to financial intermediation
      for which it is the primary beneficiary.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The consolidated VIEs table provides the carrying amounts and classifications of the
      assets and liabilities of consolidated VIEs as of the end of 3Q22 and 4Q21.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">125</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Consolidated VIEs in which the Group was the primary beneficiary</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Financial intermediation</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">CDO/<br>CLO</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">CP<br>Conduit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Securi-<br>tizations</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Funds</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">122</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,233</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">485</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,777</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">646</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">888</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,328</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,377</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">264</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,177</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">677</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,263</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans held-for-sale<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">262</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">128</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">412</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which premises and equipment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets of consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>269</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,364</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,467</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>218</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,241</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>868</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,427</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,566</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,581</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,925</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,034</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">236</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities of consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>70</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,667</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,928</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>61</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>93</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,858</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">42</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,158</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">610</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,822</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">65</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">789</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">161</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,015</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,022</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,400</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">604</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">78</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">108</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">675</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,496</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans held-for-sale<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which premises and equipment<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets of consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,054</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>222</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,562</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>882</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,841</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,337</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,352</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,342</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,391</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">60</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">83</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">231</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities of consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,404</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,343</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>71</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>129</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,982</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Non-consolidated VIEs</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The non-consolidated VIEs table provides the carrying amounts and classification of
      the assets of variable interests recorded in the Group&#x2019;s consolidated balance sheets,
      maximum exposure to loss and total assets of the non-consolidated VIEs.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Certain VIEs have not been included in the following table, including VIEs structured
      by third parties in which the Group&#x2019;s interest is in the form of securities held in
      the Group&#x2019;s inventory, certain repurchase financings to funds and single-asset financing
      vehicles not sponsored by the Group to which the Group provides financing but has
      very little risk of loss due to over-collateralization and/or guarantees, failed sales
      where the Group does not have any other holdings and other entities out of scope.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Variable interest entities&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group &ndash; Note&nbsp;35 &ndash; Transfers of financial assets and variable interest entities in the Credit Suisse
         Annual Report 2021 for further information on non-consolidated VIEs.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">126</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Non-consolidated VIEs</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Financial intermediation</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">CDO/<br>CLO</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">CP<br>Conduit</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Securi-<br>tizations</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Funds</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="23.4%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">213</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,658</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">756</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,893</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="6%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,527</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">460</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,467</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,195</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,533</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,230</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,254</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,139</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">162</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">138</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">835</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total variable interest assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>681</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,467</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>6,015</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,427</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,249</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,982</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23,821</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Maximum exposure to loss<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>717</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,776</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,785</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,427</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,760</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,682</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>37,147</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets of non-consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>12,798</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,670</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>110,121</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>187,683</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>39,689</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,092</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>382,053</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">257</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,526</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">932</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,494</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,222</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">268</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">940</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,403</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,774</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,986</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,376</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">628</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">768</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total variable interest assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>531</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,005</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,488</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,447</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,787</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,108</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>27,366</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Maximum exposure to loss<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>774</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>7,625</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,036</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,447</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,068</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,637</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>41,587</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets of non-consolidated VIEs<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,266</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,948</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>108,942</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>103,179</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>36,428</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>24,945</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>298,708</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="16">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Includes liquidity facilities provided to third-party CP conduits through Alpine.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004056938"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">31  Financial instruments </font></div>
<div style="height:10px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The disclosure of the Group&#x2019;s financial instruments includes the following sections:</font></div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> Concentration of credit risk;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> Fair value measurement (including fair value hierarchy; level&nbsp;3 reconciliation; transfers in and out of level&nbsp;3; quantitative disclosures of valuation techniques; and qualitative discussion of
         significant unobservable inputs);</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> Fair value option; and</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;"><font>&#9632; </font> Financial instruments not carried at fair value.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Concentration of credit risk</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit risk concentrations arise when a number of counterparties are engaged in similar
      business activities, are located in the same geographic region or when there are similar
      economic features that would cause their ability to meet contractual obligations to
      be similarly impacted by changes in economic conditions.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 36 &ndash; Financial instruments&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on the Group&#x2019;s concentration of credit risk. </font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Fair value measurement</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">A significant portion of the Group&#x2019;s financial instruments is carried at fair value.
      Deterioration of financial markets could significantly impact the fair value of these
      financial instruments and the results of operations.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 36 &ndash; Financial instruments&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on fair value measurement of financial instruments and the definition of the levels
         of the fair value hierarchy.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Qualitative disclosures of valuation techniques</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Information on the valuation techniques and significant unobservable inputs of the
      various financial instruments and the section &#x201c;Uncertainty of fair value measurements
      at the reporting date from the use of significant unobservable inputs&#x201d; should be read
      in conjunction with the tables &#x201c;Assets and liabilities measured at fair value on a recurring basis&#x201d;, &#x201c;Quantitative
      information about level&nbsp;3 assets measured at fair value on a recurring basis&#x201d; and &#x201c;Quantitative information
      about level&nbsp;3 liabilities measured at fair value on a recurring basis&#x201d;.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 36 &ndash; Financial instruments&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on the Group&#x2019;s valuation techniques.</font></div>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">127</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets and liabilities measured at fair value on a recurring basis</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>end of 3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Netting<br>impact</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Assets<br>measured<br>at net<br>asset value<br>per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 50</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 80,770</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 80,820</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities received as collateral</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,343</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,788</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53,209</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">143,355</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,059</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110,872)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">592</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">90,343</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which debt securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,928</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,972</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,044</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49,975</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which foreign governments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,664</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,134</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,824</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which corporates<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,370</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">359</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,796</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which RMBS<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,589</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">395</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,990</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which equity securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,108</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">692</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">326</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">561</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,687</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21,715</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">105,184</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(110,872)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18,032</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which interest rate products<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,442</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,045</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">911</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which foreign exchange products<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">455</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">38,091</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which equity/index-related products<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,799</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,127</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">326</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which other derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">441</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">537</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other trading assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,458</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">507</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">684</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,649</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">772</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">774</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,479</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">434</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,968</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other equity investments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,832</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">338</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,225</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which life finance instruments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">646</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">646</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,996</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,160</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,156</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which commercial and industrial loans<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,719</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">441</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,160</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which financial institutions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,657</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">307</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,964</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets (mortgage servicing rights)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">315</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">373</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,863</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">740</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,382)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,297</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which failed purchases<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">700</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">813</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans held-for-sale<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,315</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">569</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,884</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets at fair value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>58,782</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>243,310</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,753</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(112,254)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,026</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>200,617</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Derivative contracts are reported on a gross basis by level. The impact of netting
                  represents legally enforceable master netting agreements.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">In accordance with US GAAP, certain investments that are measured at fair value using
                  the net asset value per share practical expedient have not been classified in the
                  fair value <br>hierarchy. The fair value amounts presented in this table are intended to permit reconciliation
                  of the fair value hierarchy to the amounts presented in the consolidated balance sheet.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">128</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets and liabilities measured at fair value on a recurring basis (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>end of 3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Netting<br>impact</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Liabilities<br>measured<br>at net<br>asset value<br>per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">564</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">564</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,834</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">244</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,078</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 14,678</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 14,678</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,445</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,343</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,788</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,513</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109,409</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,028</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(113,700)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,251</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which short positions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,862</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,337</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,231</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which debt securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,205</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,641</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,847</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which foreign governments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,118</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">581</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,699</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which corporates</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,058</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,131</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which equity securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,657</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">696</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,384</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21,651</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">105,072</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,997</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(113,700)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,020</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which interest rate products</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,656</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,721</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which foreign exchange products</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">394</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35,932</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which equity/index-related products</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,565</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25,008</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,060</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which credit derivatives</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,770</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,650</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,077</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57,925</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,642</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64,567</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes over one year and up to two years</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,400</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">433</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,833</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes over two years</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,859</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,372</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,231</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other debt instruments over two years</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,017</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,775</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,792</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which high-trigger instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,546</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,546</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">131</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,699</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">515</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,725)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,620</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities at fair value</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>35,089</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>201,102</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,856</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(117,425)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>128,623</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Derivative contracts are reported on a gross basis by level. The impact of netting
                  represents legally enforceable master netting agreements.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">In accordance with US GAAP, certain investments that are measured at fair value using
                  the net asset value per share practical expedient have not been classified in the
                  fair value <br>hierarchy. The fair value amounts presented in this table are intended to permit reconciliation
                  of the fair value hierarchy to the amounts presented in the consolidated balance sheet.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">129</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets and liabilities measured at fair value on a recurring basis (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of 4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Netting<br>impact</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Assets<br>measured<br>at net<br>asset value<br>per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Cash and due from banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">308</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">308</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 68,623</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 68,623</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities received as collateral</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,848</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,085</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146,521</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,503</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(94,633)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">665</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111,141</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which debt securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,191</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40,700</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,225</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54,198</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which foreign governments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,996</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,377</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,408</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which corporates<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,958</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">478</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">82</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,590</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which RMBS<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,033</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">424</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,457</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which equity securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34,282</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,486</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">195</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">583</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36,546</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,224</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">103,781</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,187</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(94,633)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,559</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which interest rate products<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">721</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47,934</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">624</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which foreign exchange products<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20,686</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which equity/index-related products<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,348</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29,808</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">212</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which other derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">196</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,034</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other trading assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,388</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">554</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">896</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,838</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,003</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,005</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,666</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">405</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,094</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other equity investments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,863</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">351</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,237</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which life finance instruments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">789</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">789</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,709</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,534</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,243</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which commercial and industrial loans<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,267</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">717</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,984</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which financial institutions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,840</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">465</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,305</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets (mortgage servicing rights)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">224</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,750</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">694</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(381)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,184</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which failed purchases<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,135</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,244</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans held-for-sale<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,818</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">562</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,380</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets at fair value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>68,056</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>235,149</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,578</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(95,014)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,070</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>219,839</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Derivative contracts are reported on a gross basis by level. The impact of netting
                  represents legally enforceable master netting agreements.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">In accordance with US GAAP, certain investments that are measured at fair value using
                  the net asset value per share practical expedient have not been classified in the
                  fair value <br>hierarchy. The fair value amounts presented in this table are intended to permit reconciliation
                  of the fair value hierarchy to the amounts presented in the consolidated balance sheet.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">130</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets and liabilities measured at fair value on a recurring basis (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of 4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br><br>Level 3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Netting<br>impact</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Liabilities<br>measured<br>at net<br>asset value<br>per share</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br><br><br><br>Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">477</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">477</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,306</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">394</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,700</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 13,213</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 13,213</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,848</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,155</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,017</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19,419</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">105,828</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,809</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100,522)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,535</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which short positions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,689</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,974</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,689</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which debt securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,809</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,865</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,677</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which foreign governments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,667</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">968</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,635</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which corporates<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">113</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,839</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,955</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which equity securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,880</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,012</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,730</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100,854</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,784</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100,522)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,846</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which interest rate products<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">776</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44,003</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which foreign exchange products<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22,646</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">57</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which equity/index-related products</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,812</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,919</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,787</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,658</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,032</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,690</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">59,046</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,676</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68,722</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes over one year and up to two years</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,036</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,464</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,500</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes over two years</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24,168</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,318</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30,486</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other debt instruments over two years</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,223</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,854</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,077</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which high-trigger instruments</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,702</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,702</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">348</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,031</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">518</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(305)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,592</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities at fair value</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>33,615</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>194,714</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,443</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(100,827)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>141,946</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Derivative contracts are reported on a gross basis by level. The impact of netting
                  represents legally enforceable master netting agreements.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">In accordance with US GAAP, certain investments that are measured at fair value using
                  the net asset value per share practical expedient have not been classified in the
                  fair value <br>hierarchy. The fair value amounts presented in this table are intended to permit reconciliation
                  of the fair value hierarchy to the amounts presented in the consolidated balance sheet.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">131</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="34" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets and liabilities measured at fair value on a recurring basis for level 3</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;&nbsp;</font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Trading revenues</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Other revenues</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Accumulated other<br>comprehensive income</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Balance at<br>beginning<br>of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Transfers<br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Transfers<br>out</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Purchases</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Sales</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Issuances</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Settlements</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>On<br>transfers<br>out</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>On all<br>other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>On<br>transfers<br>out</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>On all<br>other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>On<br>transfers<br>out</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>On all<br>other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Foreign<br>currency<br>translation<br>impact</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Balance<br>at end<br>of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Changes in <br>unrealized <br>gains/losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="34" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11.7%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities received as collateral</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,503</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,248</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,698)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,699</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,423)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">818</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(921)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">112</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(482)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">211</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,059</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">407</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which debt securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,225</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">809</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(972)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,957</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,551)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(84)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(478)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">146</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,044</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">403</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which corporates<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">478</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">282</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(514)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,343</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,823)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(79)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(427)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">359</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">442</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which RMBS<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">424</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">193</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(166)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">298</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(491)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">395</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,187</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">260</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(583)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">818</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(768)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">152</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which interest rate products<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">624</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(13)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">367</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(99)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">911</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">390</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which other derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,034</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">284</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(261)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(585)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">537</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(526)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other trading assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">896</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(48)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">642</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(831)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(153)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">91</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">56</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">684</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(100)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,666</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(144)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(289)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,479</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(56)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other equity investments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,863</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(205)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">128</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,832</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which life finance instruments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">789</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(130)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(84)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">646</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(54)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,534</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">481</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(406)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(20)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(500)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(77)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,160</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(116)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which commercial and industrial loans<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">717</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">170</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(304)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(140)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">441</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which financial institutions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">465</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">77</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(44)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(249)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">307</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets (mortgage servicing rights)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">140</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">315</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">694</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">302</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(226)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">710</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(560)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">119</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(347)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">740</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(21)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans held-for-sale<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">562</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">237</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(211)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">692</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(558)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(345)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">569</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets at fair value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,578</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,208</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(2,344)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,468</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(5,161)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>944</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,771)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>143</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(861)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(18)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>567</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,753</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>211</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="34" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">394</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(32)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">244</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(115)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,809</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">970</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,271)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(98)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">689</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(926)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(377)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">176</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,028</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(85)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,784</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">849</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,250)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(63)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">689</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(926)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(296)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,997</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which equity/index-related derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,787</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">647</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(959)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">395</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(383)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(515)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,060</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(326)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which credit derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">374</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(175)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(361)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">187</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">191</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,032</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">139</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(727)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">746</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(736)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(63)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(30)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,676</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,821</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6,026)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,783</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,296)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(592)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,155)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(299)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">773</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,642</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(852)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes over two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,318</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,579</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,358)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,895</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,721)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(494)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,041)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(297)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">532</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,372</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(960)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other debt instruments over two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,854</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(120)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(92)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">125</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,775</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">131</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">518</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">133</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(104)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(41)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">515</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities at fair value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,443</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,063</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(8,066)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(172)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,302</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(6,081)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(623)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,626)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(41)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(43)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(359)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,015</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>9,856</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,001)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net assets/(liabilities) at fair value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,865)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(855)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,722</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>5,425</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,989)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7,358)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,310</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>766</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>765</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>23</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>43</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>359</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(448)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(103)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,212</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="34">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Changes in unrealized gains/(losses) on total assets at fair value and changes in
                  unrealized (gains)/losses on total liabilities at fair value relating to assets and
                  liabilities held at period end are included in net revenues or accumulated other comprehensive
                  income. As of 9M22, changes in net unrealized gains/(losses) of CHF&nbsp;814 million and CHF (1) million were recorded in trading revenues and other revenues, respectively, and changes
                  in unrealized (gains)/losses of CHF&nbsp;399 million were recorded in gains/(losses) on liabilities relating to credit risk in
                  accumulated other comprehensive income/(loss).
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">132 / 133</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="34" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets and liabilities measured at fair value on a recurring basis for level 3 (continued)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;&nbsp;</font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Trading revenues</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Other revenues</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Accumulated other<br>comprehensive income</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"> </font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Balance at<br>beginning<br>of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Transfers<br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Transfers<br>out</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Purchases</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Sales</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Issuances</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br><br>Settlements</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>On<br>transfers<br>out</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>On all<br>other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>On<br>transfers<br>out</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>On all<br>other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>On<br>transfers<br>out</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>On all<br>other</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Foreign<br>currency<br>translation<br>impact</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>Balance<br>at end<br>of period</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Changes in <br>unrealized <br>gains/losses</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="34" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Assets (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11.7%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securities received as collateral</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(103)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="3%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,535</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">908</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,359)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,579</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,080)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">653</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,286)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">28</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">395</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,472</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which debt securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,253</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">518</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(971)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,606</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,905)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">114</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">149</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,763</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">131</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which corporates<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,270</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">229</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(245)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,873</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,350)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">938</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">152</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,911</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">250</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,312)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">653</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,182)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(98)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">170</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,459</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">115</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which other derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,079</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(244)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(123)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,007</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(108)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other trading assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,247</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(59)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">840</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,089)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(104)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">44</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">996</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(77)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,054</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(753)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,465</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(551)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">78</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">330</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">127</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,850</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">190</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other equity investments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,132</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(753)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,439</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(384)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">329</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,988</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">161</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which life finance instruments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">920</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(152)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(6)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">839</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,669</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(618)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">360</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">203</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,317)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,662</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(42)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which commercial and industrial loans<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,347</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(31)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">159</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(456)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,347</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">45</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other intangible assets (mortgage servicing rights)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">180</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">179</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(33)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,825</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(631)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,053</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,828)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(801)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(40)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,143</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(111)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans held-for-sale<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,576</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">332</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(585)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,020</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,783)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(799)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">74</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">989</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(78)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total assets at fair value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16,364</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,569</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4,361)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,552</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7,635)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>966</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,404)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>128</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>102</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>297</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>0</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>804</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>13,382</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>122</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="34" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Liabilities (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">448</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(12)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(11)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">408</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Obligation to return securities received as collateral</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(103)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,246</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,026</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,200)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(39)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">896</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,275)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">165</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(129)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">247</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,030</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">503</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,191</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">864</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,199)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(14)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">896</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,275)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">165</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(103)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">246</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,839</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">508</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which equity/index-related derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,010</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">608</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,213)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">480</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(565)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,715</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">513</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">701</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">216</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(383)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,341</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,124)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">872</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">64</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,268</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,505</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4,064)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,275</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5,068)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(25)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(238)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(5)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">518</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes over one year and up to two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,133</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,379</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,628)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,476</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,412)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,063</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes over two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,526</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,102</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,409)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,106</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3,521)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(22)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(368)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(49)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">373</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,735</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(296)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other debt instruments over two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">165</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,611</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(23)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,899</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,271</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(562)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(73)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(464)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">115</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">53</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">58</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">527</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total liabilities at fair value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>14,035</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,769</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7,209)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>199</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(215)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>10,600</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7,931)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>126</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(305)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>115</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>48</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(4)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(69)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>864</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>15,023</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>552</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Net assets/(liabilities) at fair value<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,329</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(3,200)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2,848</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>8,353</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(7,420)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(9,634)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4,527</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>2</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>407</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(115)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>249</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>4</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>69</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(60)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1,641)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(430)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="34">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Changes in unrealized gains/(losses) on total assets at fair value and changes in
                  unrealized (gains)/losses on total liabilities at fair value relating to assets and
                  liabilities held at period end are included in net revenues or accumulated other comprehensive
                  income. As of 9M21, changes in net unrealized gains/(losses) of CHF (633) million and CHF&nbsp;162 million were recorded in trading revenues and other revenues, respectively, and changes
                  in unrealized (gains)/losses of CHF&nbsp;41 million were recorded in gains/(losses) on liabilities relating to credit risk in
                  accumulated other comprehensive income/(loss).
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
         <td><font style="font-family:arial,helvetica,sans-serif; font-size:8pt;color:#00ff00;"></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">134 / 135</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Both observable and unobservable inputs may be used to determine the fair value of positions that have been classified
      within level&nbsp;3. As a result, the unrealized gains and losses for assets and liabilities within
      level&nbsp;3 presented in the tables above may include changes in fair value that were attributable
      to both observable and unobservable inputs.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group employs various economic hedging techniques in order to manage risks, including
      risks in level&nbsp;3 positions. Such techniques may include the purchase or sale of financial instruments that are classified in levels&nbsp;1 and/or 2. The realized and unrealized gains and losses for assets and liabilities
      in level&nbsp;3 presented in the tables above do not reflect the related realized or unrealized
      gains and losses arising on economic hedging instruments classified in levels&nbsp;1 and/or 2.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group typically uses nonfinancial assets measured at fair value on a recurring
      or nonrecurring basis in a manner that reflects their highest and best use.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Transfers in and out of level 3</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Transfers into level&nbsp;3 assets during 9M22 were CHF&nbsp;2,208 million, primarily from trading assets and loans. These transfers were primarily
      in the GTS, securitized products and APAC Financing Group businesses, due to limited
      observability of pricing data and reduced pricing information from external providers.
      Transfers out of level&nbsp;3 assets during 9M22 were CHF&nbsp;2,344 million, primarily in trading assets and loans. These transfers were mainly related
      to GTS and securitized products, due to improved observability of pricing data and
      increased availability of pricing information from external providers.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Transfers into level&nbsp;3 liabilities during 9M22 were CHF&nbsp;3,063 million, primarily from long-term debt and trading liabilities. These transfers were primarily in structured
      notes over two years and derivatives arising from a change in the observability of
      pricing data. Transfers out of level&nbsp;3 liabilities of CHF&nbsp;8,066 million in 9M22 were primarily from long-term debt and trading liabilities. These
      transfers were primarily in structured notes over two years and derivatives arising
      from a change in the observability of pricing data.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Transfers into level&nbsp;3 assets during 3Q22 were CHF&nbsp;645 million, primarily from trading assets and loans. These transfers were primarily
      in the securitized products, GTS and APAC Financing Group businesses, due to limited observability
      of pricing data and reduced pricing information from external providers. Transfers
      out of level&nbsp;3 assets during 3Q22 were CHF&nbsp;739 million, primarily in trading assets and loans held-for-sale. These transfers were
      mainly related to GTS and credit businesses, due to improved observability of pricing
      data and increased availability of pricing information from external providers.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Transfer into level 3 liabilities during 3Q22 were CHF&nbsp;783 million, primarily from long-term debt. These transfers were primarily in structured
      notes over two years arising from a change in the observability of pricing data. Transfers out of level&nbsp;3 liabilities of CHF&nbsp;1,797 million in 3Q22, primarily from long-term debt and trading liabilities. These transfers
      were primarily in structured notes over two years and derivatives arising from a change
      in the observability of pricing data.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Uncertainty of fair value measurements at the reporting date from the use of significant
      unobservable inputs</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For level 3 assets with significant unobservable inputs of buyback probability, contingent
      probability, dividend yield, mortality rate, price, recovery rate, volatility or unadjusted
      net asset value (NAV), in general, an increase in the significant unobservable input
      would increase the fair value. For level 3 assets with significant unobservable inputs
      of correlation, credit spread, default rate, discount rate, fund gap risk, gap risk,
      market implied life expectancy (for life settlement and premium finance instruments),
      mean reversion, prepayment rate or tax swap rate, in general, an increase in the significant
      unobservable input would decrease the fair value.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">For level&nbsp;3 liabilities, in general, an increase in the related significant unobservable inputs
      would have an inverse impact on fair value. An increase in the significant unobservable
      inputs credit spread, fund gap risk, gap risk, market implied life expectancy, mortality
      rate or price would increase the fair value. An increase in the significant unobservable
      inputs of buyback probability, correlation, discount rate, dividend yield, mean reversion,
      prepayment rate, unadjusted NAV or volatility would decrease the fair value.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">Interrelationships between significant unobservable inputs</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Except as noted above, there are no material interrelationships between the significant
      unobservable inputs for the financial instruments. As the significant unobservable
      inputs move independently, generally an increase or decrease in one significant unobservable
      input will have no impact on the other significant unobservable inputs.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Quantitative disclosures of valuation techniques</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following tables provide the representative range of minimum and maximum values
      and the associated weighted averages of each significant unobservable input for level&nbsp;3 assets and liabilities by the related valuation technique most significant to the
      related financial instrument.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">136</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Quantitative information about level&nbsp;3 assets measured at fair value on a recurring basis</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>end of 3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Valuation<br>technique</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Unobservable<br>input</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Minimum<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maximum<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Weighted<br>average</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million, except where indicated</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="22.400000000000002%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,059</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which debt securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,044</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which corporates<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">359</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">214</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,139</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">839</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market comparable</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">102</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">190</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">126</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">91</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,350</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,605</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which RMBS<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">395</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discount rate, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,005</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which interest rate products<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">911</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">904</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Contingent probability, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">95</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mean reversion, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prepayment rate, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which other derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 537</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market implied life expectancy, in years</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mortality rate, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">138</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other trading assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">684</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 486</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market implied life expectancy, in years</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tax swap rate, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">160</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market comparable</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">127</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">36</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mortality rate, in %</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,479</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other equity investments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,832</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">941</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted NAV</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">37</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market comparable</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">85</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,804</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">750</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &nbsp;&nbsp;&nbsp;of which life finance instruments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 646</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> Discounted cash flow</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market implied life expectancy, in years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,160</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which commercial and industrial loans<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">441</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">288</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">261</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,297</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,031</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">147</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">48</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which financial institutions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">307</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">196</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">341</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,318</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">590</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">740</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans held-for-sale<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">569</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">293</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">322</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">577</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">347</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recovery rate, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">248</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market comparable</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">145</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">71</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Weighted average is calculated based on the fair value of the instruments.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Management's best estimate of the speed at which interest rates will revert to the
                  long-term average.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">137</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Quantitative information about level&nbsp;3 assets measured at fair value on a recurring basis (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of 4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Valuation<br>technique</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Unobservable<br>input</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Minimum<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maximum<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Weighted<br>average</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million, except where indicated</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="22.400000000000002%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,503</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which debt securities<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,225</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which corporates<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">478</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,290</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">701</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">47</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Recovery rate, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">107</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market comparable</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">55</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">68</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fund gap risk, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">145</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Vendor price</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">123</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">79</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which RMBS<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">424</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discount rate, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,187</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which interest rate products<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">624</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Funding spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">109</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">166</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">127</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">97</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">612</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mean reversion, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(55)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(8)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prepayment rate, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which other derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1,034</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market implied life expectancy, in years</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mortality rate, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">138</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">99</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other trading assets<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">896</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 611</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market implied life expectancy, in years</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 14</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tax swap rate, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">189</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market comparable</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">130</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mortality rate, in %</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,666</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other equity investments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,863</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">929</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Adjusted NAV</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">287</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">287</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">287</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,919</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,292</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> &nbsp;&nbsp;&nbsp;of which life finance instruments<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 789</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> Discounted cash flow</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market implied life expectancy, in years</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 6</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,534</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which commercial and industrial loans<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">717</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">474</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">184</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,325</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">809</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market comparable</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">209</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which financial institutions<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">465</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">327</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,212</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">921</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">158</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">76</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">694</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which loans held-for-sale<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">562</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">281</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">563</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">314</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">254</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market comparable</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">139</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">54</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Weighted average is calculated based on the fair value of the instruments.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Risk of unexpected large declines in the underlying values occurring between collateral
                  settlement dates.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">138</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Quantitative information about level&nbsp;3 liabilities measured at fair value on a recurring basis</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;"><br>end of 3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Valuation<br>technique</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Unobservable<br>input</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Minimum<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maximum<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Weighted<br>average</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million, except where indicated<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="22.400000000000002%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,028</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,997</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which equity/index-related derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,060</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,014</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Buyback probability, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dividend yield, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Unadjusted NAV, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">389</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">416</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">412</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">49</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,297</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">29</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which credit derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">345</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">138</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">62</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,277</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">546</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discount rate, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">154</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market comparable</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">80</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">84</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,857</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">317</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">427</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">142</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">269</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">121</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">282</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">368</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">292</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fund gap risk, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gap risk, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">46</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,642</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes over two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4,372</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">401</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">583</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,950</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Buyback probability, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(19)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">368</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">292</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fund gap risk, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mean reversion, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">4</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">25</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Unadjusted NAV, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">389</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">416</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">412</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">124</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">22</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other debt instruments over two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,775</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">352</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Buyback probability, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">20</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">18</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,423</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">66</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Weighted average is calculated based on the fair value of the instruments.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Estimate of probability of structured notes being put back to the Group at the option
                  of the investor over the remaining life of the financial instruments.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Risk of unexpected large declines in the underlying values occurring between collateral
                  settlement dates.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">4</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Management's best estimate of the speed at which interest rates will revert to the
                  long-term average.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">139</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Quantitative information about level&nbsp;3 liabilities measured at fair value on a recurring basis (continued)</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of 4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Fair value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Valuation<br>technique</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Unobservable<br>input</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Minimum<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Maximum<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Weighted<br>average</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million, except where indicated<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="22.400000000000002%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Trading liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,809</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,784</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which equity/index-related derivatives<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,787</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,696</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Buyback probability, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">67</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dividend yield, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Unadjusted NAV, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">440</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">358</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">63</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">849</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,032</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">181</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">51</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">905</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Buyback probability, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">70</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fund gap risk, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gap risk, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Unadjusted NAV, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">440</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">358</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">34</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">120</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,676</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes over one year and  &nbsp;&nbsp;&nbsp;up to two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 1,464</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> Buyback probability, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">69</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fund gap risk, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gap risk, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Unadjusted NAV, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">440</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">358</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes over two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6,318</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">474</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Discounted cash flow</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">702</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">5,813</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Buyback probability, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(50)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit spread, in bp</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">92</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">75</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fund gap risk, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Unadjusted NAV, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">101</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">440</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">358</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Volatility, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">163</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">26</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which other debt instruments over two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,854</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">382</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Option model</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Buyback probability, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">50</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">72</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Correlation, in %</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">30</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">24</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"><sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;of which<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,472</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Price, in actuals</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">35</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Weighted average is calculated based on the fair value of the instruments.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Estimate of probability of structured notes being put back to the Group at the option
                  of the investor over the remaining life of the financial instruments.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Risk of unexpected large declines in the underlying values occurring between collateral
                  settlement dates.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">140</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">Qualitative discussion of the ranges of significant unobservable inputs</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The level of aggregation and diversity within the financial instruments disclosed
      in the tables above results in certain ranges of significant inputs being wide and
      unevenly distributed across asset and liability categories.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 36 &ndash; Financial instruments&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on the Group&#x2019;s qualitative discussion of the ranges of signification unobservable
         inputs.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Investment funds measured at net asset value per share</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Certain investment funds are measured at net asset value per share.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 36 &ndash; Financial instruments&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on investment funds measured at net asset value per share.</font></div>
</div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Assets and liabilities measured at fair value on a nonrecurring basis</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Certain assets and liabilities are measured at fair value on a nonrecurring basis;
      that is, they are not measured at fair value on an ongoing basis but are subject to
      fair value adjustments in certain circumstances.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 36 &ndash; Financial instruments&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on assets and liabilities measured at fair value on a nonrecurring basis.</font></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Fair value option</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group has availed itself of the simplification in accounting offered under the
      fair value option. This has been accomplished generally by electing the fair value
      option, both at initial adoption and for subsequent transactions, on items impacted
      by the hedge accounting requirements of US GAAP. For instruments for which hedge accounting
      could not be achieved but for which the Group is economically hedged, the Group has
      generally elected the fair value option. Where the Group manages an activity on a
      fair value basis but previously has been unable to achieve fair value accounting,
      the Group has generally utilized the fair value option to align its financial accounting
      to its risk management reporting.</font></div>
<div style="WIDTH: 100%;">
   <div style="padding-bottom:20px;padding-left: 10px; text-indent: -10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; font-weight: normal; color: #000000;">&gt; Refer to &#x201c;Note 36 &ndash; Financial instruments&#x201d; in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021 for further information
         on the Group&#x2019;s election of the fair value option.</font></div>
</div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Difference between the aggregate fair value and unpaid principal balances of fair
      value option-elected financial instruments</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Aggregate<br>fair<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Aggregate<br>unpaid<br>principal</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Difference</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Aggregate<br>fair<br>value</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Aggregate<br>unpaid<br>principal</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Difference</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Financial instruments (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="27.3%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 80,820</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 80,697</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 123</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 68,623</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 68,565</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="7%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 58</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,156</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9,234</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,078)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,243</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,035</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(792)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,697</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,175</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,478)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,624</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,777</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,153)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks and customer deposits</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(434)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(544)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">110</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(493)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(442)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(51)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (14,678)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (14,692)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (13,213)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (13,212)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9,077)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9,523)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">446</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10,690)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(10,996)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">306</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(64,567)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(80,620)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16,053</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(68,722)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(71,833)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,111</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,045)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,284)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">239</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,170)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,403)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">233</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-performing and non-interest-earning loans<sup style="font-weight:bold;">&nbsp;3</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">775</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,433</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,658)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">843</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2,657</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1,814)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily loans held-for-sale.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Long-term debt includes both principal-protected and non-principal protected instruments.
                  For non-principal-protected instruments, the original notional amount has been reported
                  in the aggregate unpaid principal.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="14">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Included in loans or other assets.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">141</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Gains and losses on financial instruments</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;"> </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Net<br>gains/<br>(losses)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Net<br>gains/<br>(losses)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Financial instruments (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interest-bearing deposits with banks</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">33</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">21</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which related to credit risk<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 941</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 479</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other investments</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(60)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">312</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">3</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which related to credit risk<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(3)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(46)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">327</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which related to credit risk<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(323)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(9)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other assets</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">277</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">528</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which related to credit risk<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(43)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">195</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks and customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(45)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(17)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which related to credit risk<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (95)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> (29)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,718</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(143)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which related to credit risk<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">7,935</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(2,906)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which related to credit risk<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other liabilities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(81)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">149</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">2</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which related to credit risk<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(239)</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">52</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily recognized in net interest income.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily recognized in trading revenues.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">3</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily recognized in other revenues.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Gains and losses attributable to changes in instrument-specific credit risk on fair
      value option elected liabilities</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table provides additional information regarding the gains and losses
      attributable to changes in instrument-specific credit risk on fair value option elected
      liabilities, which have been recorded in AOCI. The table includes both the amount
      of change during the period and the cumulative amount that were attributable to the
      changes in instrument-specific credit risk. In addition, the table includes the gains
      and losses related to instrument-specific credit risk, which were previously recorded
      in AOCI but have been transferred to net income during the period.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Gains/(losses) attributable to changes in instrument-specific credit risk</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br><br>Gains/(losses) recorded into AOCI</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Gains/(losses) recorded<br>in AOCI transferred<br>to net income</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Cumulative</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Financial instruments (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">19</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">2</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">4</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(4)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(52)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(7)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,595</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3,541</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">234</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which treasury debt over two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">766</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,966</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">118</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which structured notes over two years<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">596</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,005</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">122</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">(1)</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Total<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>1,610</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>3,491</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>231</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>(1)</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>16</b></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Amounts are reflected gross of tax.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">142</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Financial instruments not carried at fair value</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The following table provides the carrying value and fair value of financial instruments
      which are not carried at fair value in the consolidated balance sheet. The disclosure
      excludes all non-financial instruments, such as lease transactions, real estate, premises
      and equipment, equity method investments and pension and benefit obligations.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Carrying value and fair value of financial instruments not carried at fair value</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="1" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Carrying<br>value</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Fair value</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Level 1</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Level 2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Level 3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">Total</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">3Q22 (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Financial assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td width="1%" height="16"></td>
         <td width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="31.2%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 26,885</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 26,885</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="8%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 26,885</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Investment securities</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">975</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">965</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">965</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">269,741</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">253,565</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,787</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">267,352</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other financial assets<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167,226</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">149,701</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">17,159</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">413</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">167,273</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Financial liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks and customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">385,201</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">210,886</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">174,177</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">385,063</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 7,510</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 7,510</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 7,510</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,721</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,715</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,715</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98,038</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93,154</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,718</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">94,872</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other financial liabilities<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,362</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11,894</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">473</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,367</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">4Q21 (CHF million)</font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Financial assets<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds sold, securities purchased under resale agreements and securities borrowing transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,283</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,283</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 35,283</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Loans</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">277,766</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">272,527</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13,722</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">286,249</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other financial assets<sup style="font-weight:bold;">&nbsp;1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">180,024</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164,097</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">15,469</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">503</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">180,069</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-weight:bold;font-size:8pt"><b>Financial liabilities<sup style="font-weight:bold;">&nbsp;</sup></b></font></td>
         <td height="16"></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Due to banks and customer deposits</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">407,607</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">243,324</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">164,289</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">407,613</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Central bank funds purchased, securities sold under repurchase agreements and securities lending transactions</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 22,061</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 22,061</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 22,061</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Short-term borrowings</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,703</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,702</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8,702</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Long-term debt</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98,174</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">98,841</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1,716</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100,557</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Other financial liabilities<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,460</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,021</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">443</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12,465</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily includes cash and due from banks, interest-bearing deposits with banks,
                  loans held-for-sale, cash collateral on derivative instruments, interest and fee receivables
                  and non-marketable equity securities.
               </div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="12">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Primarily includes cash collateral on derivative instruments and interest and fee
                  payables.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">143</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004075868"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">32  Assets pledged and collateral</font></div>
<div style="height:10px;"></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group pledges assets mainly for repurchase agreements and other securities financing.
      Certain pledged assets may be encumbered, meaning they have the right to be sold or
      repledged. The encumbered assets are disclosed on the consolidated balance sheet.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Assets pledged</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total assets pledged or assigned as collateral</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">73,838</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">88,721</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which encumbered<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">31,483</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">39,105</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Collateral</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group receives cash and securities in connection with resale agreements, securities
      borrowing and loans, derivative transactions and margined broker loans. A significant
      portion of the collateral and securities received by the Group was sold or repledged
      in connection with repurchase agreements, securities sold not yet purchased, securities
      borrowings and loans, pledges to clearing organizations, segregation requirements
      under securities laws and regulations, derivative transactions and bank loans.</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Collateral</font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">CHF million<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fair value of collateral received  with the right to sell or repledge</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 235,206</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"> 289,898</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&nbsp;&nbsp;&nbsp;of which sold or repledged<sup style="font-weight:bold;">&nbsp;</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">93,708</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">144,747</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">144</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="padding-top:20px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><a name="anchorId004076007"></a><font style="font-family:arial,helvetica,sans-serif; font-size:16pt; color:#000000;">33  Litigation </font></div>
<div style="height:10px;"></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group is involved in a number of judicial, regulatory and arbitration proceedings
      concerning matters arising in connection with the conduct of its businesses. The Group&#x2019;s
      material proceedings, related provisions and estimate of the aggregate range of reasonably
      possible losses that are not covered by existing provisions are described in <i>Note 40 &ndash; Litigation in VI &ndash; Consolidated financial statements &ndash; Credit Suisse Group in the Credit Suisse Annual Report 2021</i> and updated in subsequent quarterly reports (including those discussed below). Some
      of these proceedings have been brought on behalf of various classes of claimants and
      seek damages of material and/or indeterminate amounts.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group accrues loss contingency litigation provisions and takes a charge to income
      in connection with certain proceedings when losses, additional losses or ranges of
      loss are probable and reasonably estimable. The Group also accrues litigation provisions
      for the estimated fees and expenses of external lawyers and other service providers
      in relation to such proceedings, including in cases for which it has not accrued a
      loss contingency provision. The Group accrues these fee and expense litigation provisions
      and takes a charge to income in connection therewith when such fees and expenses are
      probable and reasonably estimable. The Group reviews its legal proceedings each quarter
      to determine the adequacy of its litigation provisions and may increase or release
      provisions based on management&#x2019;s judgment and the advice of counsel. This review includes
      consideration of management&#x2019;s strategy for resolution of matters through settlement
      or trial, as well as changes in such strategy. The establishment of additional provisions
      or releases of litigation provisions may be necessary in the future as developments
      in such proceedings warrant.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The specific matters described include (a) proceedings where the Group has accrued
      a loss contingency provision, given that it is probable that a loss may be incurred
      and such loss is reasonably estimable; and (b) proceedings where the Group has not
      accrued such a loss contingency provision for various reasons, including, but not
      limited to, the fact that any related losses are not reasonably estimable. The description
      of certain of the matters includes a statement that the Group has established a loss
      contingency provision and discloses the amount of such provision; for the other matters
      no such statement is made. With respect to the matters for which no such statement
      is made, either (a) the Group has not established a loss contingency provision, in
      which case the matter is treated as a contingent liability under the applicable accounting
      standard, or (b) the Group has established such a provision but believes that disclosure
      of that fact would violate confidentiality obligations to which the Group is subject
      or otherwise compromise attorney-client privilege, work product protection or other
      protections against disclosure or compromise the Group&#x2019;s management of the matter.
      The future outflow of funds in respect of any matter for which the Group has accrued
      loss contingency provisions cannot be determined with certainty based on currently
      available information, and accordingly may ultimately prove to be substantially greater
      (or may be less) than the provision that is reflected on the Group&#x2019;s balance sheet.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">It is inherently difficult to determine whether a loss is probable or even reasonably
      possible or to estimate the amount of any loss or loss range for many of the Group&#x2019;s
      legal proceedings. Estimates, by their nature, are based on judgment and currently
      available information and involve a variety of factors, including, but not limited to, the type and nature
      of the proceeding, the progress of the matter, the advice of counsel, the Group&#x2019;s
      defenses and its experience in similar matters, as well as its assessment of matters,
      including settlements, involving other defendants in similar or related cases or proceedings. Factual and
      legal determinations, many of which are complex, must be made before a loss, additional
      losses or ranges of loss can be reasonably estimated for any proceeding.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Most matters pending against the Group seek damages of an indeterminate amount. While
      certain matters specify the damages claimed, such claimed amount may not represent
      the Group&#x2019;s reasonably possible losses. For certain of the proceedings discussed the
      Group has disclosed the amount of damages claimed and certain other quantifiable information
      that is publicly available.</font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">The Group&#x2019;s aggregate litigation provisions include estimates of losses, additional
      losses or ranges of loss for proceedings for which such losses are probable and can
      be reasonably estimated. The Group does not believe that it can estimate an aggregate
      range of reasonably possible losses for certain of its proceedings because of their
      complexity, the novelty of some of the claims, the early stage of the proceedings,
      the limited amount of discovery that has occurred and/or other factors. The Group&#x2019;s
      estimate of the aggregate range of reasonably possible losses that are not covered
      by existing provisions for the proceedings discussed in Note 40 referenced above and
      updated in quarterly reports (including below) for which the Group believes an estimate
      is possible is zero to CHF&nbsp;1.3 billion. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In 3Q22, the Group recorded net litigation provisions of CHF&nbsp;245 million. After taking into account its litigation provisions, the Group believes,
      based on currently available information and advice of counsel, that the results of
      its legal proceedings, in the aggregate, will not have a material adverse effect on
      the Group&#x2019;s financial condition. However, in light of the inherent uncertainties of
      such proceedings, including those brought by regulators or other governmental authorities,
      the ultimate cost to the Group of resolving such proceedings may exceed current litigation
      provisions and any excess may be material to its operating results for any particular
      period, depending, in part, upon the operating results for such period.</font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">145</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Mortgage-related matters</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Government and regulatory related matters</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">NJAG litigation</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 25, 2022, following a settlement in the amount of USD&nbsp;495 million, for which Credit Suisse was fully reserved, the New Jersey state court presiding in the&nbsp;civil&nbsp;action brought by the New Jersey Attorney General in the Superior Court of New Jersey,
      Chancery Division, Mercer County on behalf of the State of New Jersey, relating to
      approximately USD&nbsp;10 billion of RMBS, dismissed with prejudice all claims against Credit Suisse Securities
      (USA) LLC (CSS LLC) and affiliated entities.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Rates-related matters</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#000000; font-weight:bold;">Civil litigation</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">USD ICE LIBOR litigation</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On September 13, 2022, in the civil action brought in the US District Court for the
      Northern District of California alleging that members of the ICE LIBOR panel, including
      Credit Suisse Group AG and certain of its affiliates, manipulated ICE LIBOR to profit
      from variable interest loans and credit cards, the court granted defendants' motions
      to dismiss. On October 4, 2022, plaintiffs filed an amended complaint.</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">Foreign exchange litigation</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On August 31, 2022, in the consolidated class action filed in the US District Court
      for the Southern District of New York (SDNY) alleging manipulation of foreign exchange
      (FX) rates, the court denied Credit Suisse's motion to de-certify the issue class.
      A jury trial was held in October 2022 on the issues of whether a conspiracy existed
      to manipulate bid-ask spreads in the FX market and whether Credit Suisse knowingly
      participated in any such conspiracy. On October 20, 2022, a verdict was issued in
      favor of Credit Suisse, finding that Credit Suisse did not knowingly participate in
      any such conspiracy.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On August 31, 2022, in the civil action filed in the SDNY on November 13, 2018 based
      on the same alleged conduct as the consolidated putative class action filed in the
      SDNY, the court dismissed with prejudice plaintiffs' claims against Credit Suisse
      pursuant to the parties&#x2019; agreement to settle all claims. </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt;color:#4C4C4C; font-weight:bold;">SSA bonds litigation</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 3, 2022, in the putative consolidated class action litigation brought in
      the SDNY relating to supranational, sub-sovereign and agency (SSA) bonds, the court
      denied plaintiffs' motion to vacate the dismissal of their case.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 18, 2022, in the putative class action in Canadian federal court, which
      makes allegations similar to the consolidated class action, the parties entered into
      an agreement to settle all claims. The settlement remains subject to court approval.
      The other Canadian putative class action was previously dismissed against Credit Suisse.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Customer account matters </font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the civil lawsuit brought against Credit Suisse Life (Bermuda) Ltd. in Bermuda,
      following satisfaction of the required condition, the Supreme Court of Bermuda granted
      a stay of execution of its May 6, 2022 judgment pending appeal.</font></div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">In the civil lawsuit brought against Credit Suisse Trust Limited in the Singapore
      International Commercial Court, trial has concluded, with closing submissions due
      in November 2022 and a hearing expected in February 2023.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Mozambique matter</font></div>
<div style="width:100%;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Credit Suisse has completed implementation of the measures required under the FINMA
      decree announcing the conclusion of its enforcement proceeding and ordering the bank
      to remediate certain deficiencies. An independent third party appointed by FINMA will
      review the implementation and effectiveness of these measures. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On August 4, 2022, in the ongoing civil litigation brought by the Republic of Mozambique
      in English High Court against certain Credit Suisse entities, three former employees,
      and several other unrelated entities, the Republic of Mozambique filed its updated
      Particulars of Claim. On September 23, 2022, Credit Suisse filed its Re-Amended Defense
      in response. </font></div>
<div style="width:100%;padding-top:10px;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On August 18, 2022, in the ongoing claim in a Lebanese court brought by Privinvest
      Holding SAL, the parent company of certain entities involved in the Mozambique transactions,
      and its owner Iskandar Safa against Credit Suisse Securities (Europe) Limited and
      Credit Suisse Group AG, the parties agreed to a stay of the proceedings until the
      date of the final judicial determination of the English High Court litigation, including
      any appeals, and on August 23, 2022, the parties filed an application for a stay with
      the Lebanese Court. </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">146</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Cross-border private banking matters</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On October 21, 2022, Credit Suisse AG entered into a settlement agreement with the
      Parquet National Financier to resolve a French investigation into alleged aiding and
      abetting of tax fraud, aggravated money laundering and illegal cross border market
      access. As part of the settlement, Credit Suisse AG agreed to pay a public interest fine of EUR&nbsp;123 million, comprising EUR&nbsp;65.6 million in disgorgement of profits and an additional amount of EUR&nbsp;57.4 million. In addition, Credit Suisse AG agreed to pay EUR&nbsp;115 million to the French state as damages. In prior quarters, Credit Suisse had taken litigation provisions totaling
      CHF&nbsp;159 million related to this matter. On October 24, 2022, the competent French judge
      approved this agreement. No admission of wrongdoing was required in connection with
      the agreement, including no recognition of criminal liability by Credit Suisse.</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Archegos </font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On September 16, 2022, in the putative class action filed in the SDNY by a holder
      of Credit Suisse American Depositary Receipts against Credit Suisse Group AG and certain
      current and former executives, alleging that defendants violated US securities laws
      by making material misrepresentations and omissions regarding Credit Suisse&#x2019;s risk
      management practices, including with respect to the Archegos matters, the parties
      reached an agreement to settle all claims. The settlement remains subject to court
      approval. </font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:11pt; color:#000000; font-weight:bold;">Communications recordkeeping matter</font></div>
<div style="width:100%;padding-bottom:10px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">On September 27, 2022, the US Securities and Exchange Commission (SEC) and the US
      Commodity Futures Trading Commission (CFTC) announced the entry of orders filing and
      settling charges with several financial institutions, including Credit Suisse, in
      connection with civil investigations concerning compliance with records preservation
      requirements relating to business communications sent over unapproved electronic messaging
      channels. The SEC found that CSS LLC failed to maintain and preserve off-channel communications
      its employees sent and received on personal devices related to the broker-dealer&#x2019;s
      business and failed to implement policies and procedures designed to prohibit such communications, thereby leading
      to CSS LLC&#x2019;s failure to reasonably supervise its employees. CSS LLC paid a civil monetary
      penalty of USD&nbsp;125 million to the SEC. The CFTC found similar recordkeeping and supervisory failures for CSS LLC, as a futures commission merchant, and Credit Suisse
      International (CSI), as a swap dealer. CSS LLC and CSI paid a combined civil monetary
      penalty of USD&nbsp;75 million to the CFTC. In addition to the monetary penalties, Credit Suisse was ordered
      to cease and desist from future violations of the relevant recordkeeping provisions,
      was censured, admitted to the facts in the SEC and CFTC orders and agreed to certain
      undertakings, including, among other things, the use of an independent compliance
      consultant to review the bank&#x2019;s policies and procedures relating to the retention
      of electronic communications found on personal devices and the related framework for
      addressing non-compliance by employees. </font></div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">147</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>




 <div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00808948"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">List of abbreviations</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"> </font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">A<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="100px" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">ABS</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5px" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="600px" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asset-backed securities</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">ADS</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">American Depositary Share</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">AOCI</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Accumulated other comprehensive income/(loss)</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">APAC</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Asia Pacific</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Apollo</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Apollo Global Management</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">ASC</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Accounting Standards Codification</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">ASU</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Accounting Standards Update</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">B<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">BCBS</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basel Committee on Banking Supervision</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">BIS</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Bank for International Settlements</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">BoE</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Bank of England</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">BoJ</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Bank of Japan</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">bp</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Basis point</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">C<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CCA</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Contingent Capital Awards</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CDO</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Collateralized debt obligation</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CECL</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Current expected credit loss</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CEO</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Chief Executive Officer</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CET1</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Common equity tier 1</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CFO</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Chief Financial Officer</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CLO</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Collateralized loan obligations</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CMBS</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial mortgage-backed securities</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CP</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Commercial paper</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CPR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Constant prepayment rate</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CRU</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Capital Release Unit</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CSAM</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit Suisse Asset Management (Schweiz) AG</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CST</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit Suisse Trust</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">E<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">ECB</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">European Central Bank</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EGM</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Extraordinary General Meeting</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EIP</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Energy Infrastructure Partners AG</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EMEA</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Europe, Middle East and Africa</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">ESG</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Environmental, Social and Governance</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">EU</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">European Union</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">F<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">FASB</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Financial Accounting Standards Board</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fed</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">US Federal Reserve</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">FINMA</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss Financial Market Supervisory Authority FINMA</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">G<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">GAAP</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Generally accepted accounting principles</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">GDP</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Gross domestic product</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">GTS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Global Trading Solutions</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">H<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">HNW</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">High-net-worth</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">HQLA</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">High-quality liquid assets</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">I<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">ICE</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Intercontinental Currency Exchange</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">IPO</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Initial public offering</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">ISDA</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">International Swaps and Derivatives Association</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">IT</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Information technology</font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">L<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="100px" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">LCR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="5px" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" width="600px" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Liquidity coverage ratio</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">LIBOR</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">London Interbank Offered Rate</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">M<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">M&amp;A</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Mergers and acquisitions</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">MEF</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Macroeconomic factor</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">N<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">NAV</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net asset value</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">NCU</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Non-Core Unit</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">NOL</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net operating losses</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">NRV</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Negative replacement value</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">NSFR</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Net stable funding ratio</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">O<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">OTC</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Over-the-counter</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">P<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">PIMCO</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Pacific Investment Management Company</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">PRV</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Positive replacement value</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">PSA</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Prepayment speed assumption</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Q<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">QoQ</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Quarter on quarter</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">R<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">RMBS</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Residential mortgage-backed securities</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">RWA</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Risk-weighted assets</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">S<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">SCFF</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Supply chain finance funds</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">SEC</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">US Securities and Exchange Commission</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">SEI</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Significant economic interest</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">SIX</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">SIX Swiss Exchange</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">SNB</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss National Bank</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">SPE</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Special purpose entity</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">SPG</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Securitized Products Group</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">T<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TLAC</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total loss-absorbing capacity</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">TRS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Total return swap</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">U<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">UHNW</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Ultra-high-net-worth</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">UK</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">United Kingdom</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">US</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">United States of America</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">US GAAP</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">US generally accepted accounting principles</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">V<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">VaR</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Value-at-risk</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">VDAX</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Deutsche B&#xf6;rse AG DAX Volatility Index</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">VIE</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Variable interest entity</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">VIX</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Chicago Board Options Exchange Market Volatility Index</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="3" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Y<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">York</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">York Capital Management</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">YoY</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Year on year</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Ytd</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="left"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Year to date</font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">148</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId00809555"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Investor information</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="20" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Foreign currency translation rates</font></td>
      </tr>
      <tr valign="bottom">
         <td height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">&nbsp;&nbsp;</font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="7" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">End of</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="5" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Average in</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #999999 1px; padding: 2px 0 2px 0;" colspan="3" align="right" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Average in</font></td>
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">4Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">3Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2Q22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">3Q21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">9M21</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="19.5%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1 USD / CHF</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.98</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.96</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.91</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.93</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.97</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.96</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.92</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.95</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="5%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.91</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1 EUR / CHF</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.96</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.00</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.03</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.08</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.98</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.02</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.08</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.01</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.09</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1 GBP / CHF</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.09</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.16</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.26</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.20</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.26</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.19</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1.26</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">100 JPY / CHF</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.68</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.70</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.79</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.84</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.70</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.74</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.83</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.75</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.84</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-top:20px; padding-bottom:20px;"><img src="x4_0001.gif" border="0"></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="10" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Share data</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">in / end of</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt; font-weight:bold;">9M22</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2021</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2020</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">2019</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Share price (common shares, CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="35.1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.57</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.09</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.96</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="9%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.11</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.83</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.43</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.42</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.59</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.44</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.24</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.27</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.54</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.976</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8.872</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.40</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.105</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Share price (American Depositary Shares, USD)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Average</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.91</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">11.02</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.15</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Minimum</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.92</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.14</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">6.48</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.74</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Maximum</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10.40</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">14.55</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.61</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.63</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">End of period</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">3.92</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">9.64</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">12.80</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">13.45</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Market capitalization (CHF million)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Market capitalization</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">10,440</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">23,295</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">27,904</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">32,451</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Dividend per share (CHF)<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Dividend per share<sup style="font-weight:bold;">&nbsp;2</sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.10</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.10</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">0.2776</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Excludes shares held as part of the share repurchase programs.</div>
            </div>
         </td>
      </tr>
      <tr valign="bottom">
         <td colspan="10">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">2</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">Fifty percent paid out of capital contribution reserves and fifty percent paid out
                  of retained earnings.
               </div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="6" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Ticker symbols / stock exchange listings</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Common shares</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">ADS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;">1</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Ticker symbols<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="54.6%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">SIX Financial Information</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CSGN</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="14%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">New York Stock Exchange</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CS</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Bloomberg</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CSGN SW</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CS US</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Reuters</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CSGN.S</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CS.N</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Stock exchange listings<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Swiss security number</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">1213853</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">570660</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">ISIN number</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CH0012138530</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">US2254011081</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">CUSIP number</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">225 401 108</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="6">
            <div>
               <div style="width:10px; text-align:left; float:left; font-weight:bold; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">1</div>
               <div style="margin-left:14px; padding-top: 5px;font-family:arial,helvetica,sans-serif;font-size:7pt">One American Depositary Share (ADS) represents one common share.</div>
            </div>
         </td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td style="border-top: solid #000000 1px;  padding: 2px 0 2px 0;" colspan="8" align="left"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;">Credit ratings and outlook</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="10"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>as of November 1, 2022</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Short-term<br>debt</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;">Long-term<br>debt</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:6.5pt;"><br>Outlook</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit Suisse Group AG<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="42.9%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Moody's</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Baa2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="11%" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Negative</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" width="1%" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Standard &amp; Poor's</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">BBB-</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Stable</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fitch Ratings</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">F2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">BBB</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Negative</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Rating and Investment Information</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">&#x2013;</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">A+</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Stable</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="8" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Credit Suisse AG<sup>&nbsp;&nbsp;</sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Moody's</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">P-2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">A3</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Negative</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Standard &amp; Poor's</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">A-2</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">A-</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Stable</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fitch Ratings</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">F2</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">BBB+</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Negative</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt; padding-left: 3px;"><sup style="font-weight:bold;"></sup></font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:10px;"></div>
<div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
   <div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">149</font><div style="padding-bottom:10px;"></div>
      <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
   </div>
   <div style="padding-bottom:30px;"></div>
</div>
<div style="width:100%;padding-top:10px;padding-bottom:20px;"><a name="anchorId008010492"></a><font style="font-family:arial,helvetica,sans-serif; font-size:30pt; color:#000000;">Financial calendar and contacts</font></div>
<div style="padding-top:10px;"></div>
<div style="width:100%;padding-top:10px;border-top: solid #000000 1px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight:bold;"></font></div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="2" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Financial calendar</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Fourth quarter results 2022</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Thursday, February 9, 2023</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Annual Report 2022</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Thursday, March 9, 2023</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Annual General Meeting 2023</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Tuesday, April 4, 2023</font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="2" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Investor relations</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Phone</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">+41 44 333 71 49</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">E-mail</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">investor.relations@credit-suisse.com</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Internet</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">credit-suisse.com/investors</font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="2" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Media relations</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Phone</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">+41 844 33 88 44</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">E-mail</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">media.relations@credit-suisse.com</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Internet</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">credit-suisse.com/news</font></td>
      </tr>
      <tr valign="bottom">
         <td height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="2" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Financial information and printed copies</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Annual reports</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">credit-suisse.com/annualreporting</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Interim reports</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">credit-suisse.com/interimreporting</font></td>
      </tr>
   </table>
</div>
<div style="padding-bottom:20px;">
   <table border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse" width="100%">
      <tr valign="bottom">
         <td colspan="2" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">US share register and transfer agent</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">ADS depositary bank</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">The Bank of New York Mellon</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Shareholder correspondence address</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">BNY Mellon Shareowner Services</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">P.O. Box 505000</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Louisville, KY 40233-5000</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Overnight correspondence address</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">BNY Mellon Shareowner Services</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">462 South 4th Street, Suite 1600</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Louisville, KY 40202</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">US and Canada phone</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">+1 866 886 0788</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Phone from outside US and Canada</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">+1 201 680 6825</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">E-mail</font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">shrrelations@cpushareownerservices.com</font></td>
      </tr>
      <tr valign="bottom">
         <td colspan="2" align="left" height="25"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; color:#000000; font-weight:bold;">Swiss share register and transfer agent</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Address</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Credit Suisse Group AG</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Share Register</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">ROXS</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt"></font></td>
         <td style="border-bottom: solid #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">8070 Zurich, Switzerland</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">Phone</font></td>
         <td style="border-bottom: dotted #666666 1px; padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">+41 44 332 02 02</font></td>
      </tr>
      <tr valign="bottom">
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" height="16"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">E-mail</font></td>
         <td style="border-bottom: solid #000000 1px;  padding: 2px 0 2px 0;" align="right"><font style="font-family:arial,helvetica,sans-serif;font-size:8pt">share.register@credit-suisse.com</font></td>
      </tr>
   </table>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;"></font></div>




    <div style="width:100%;padding-top:10px;"><a name="anchorId0098933"></a><div><font style="font-family:arial,helvetica,sans-serif; font-size:13pt; color:#000000;">Credit Suisse Annual Reporting Suite</font></div>
</div>
<div style="height:5px;"></div>


     <img src="xman_reportingsuite.jpg" border="0">
    <br />
   <br />
   <div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Our 2021 annual publication suite consisting of  Annual Report and Sustainability Report is available on  our website <b>credit-suisse.com/annualreporting</b>.</font></div>
    <br />
    <br />
    <br />


      <img src="xman_oeco.gif" border="0">

    <br />
     <br />


    <div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Production: Management Digital Data AG</font></div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">Printer: Neidhart + Sch&#xf6;n Print AG</font></div>


   <br />
     <br>
  <div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">150</font><br>
      <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
</div>
<br>
<br>







<div style="width:100%;padding-bottom:20px;"><a name="anchorId00818933"></a><font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;font-weight: bold;">Cautionary statement regarding forward-looking information </font></div>
<div style="width:100%;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">This document contains statements that constitute forward-looking statements. In addition,
      in the future we, and others on our behalf, may make statements that constitute forward-looking
      statements. Such forward-looking statements may include, without limitation, statements
      relating to the following:</font></div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our plans, targets or goals; </font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our future economic performance or prospects; </font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the potential effect on our future performance of certain contingencies; and </font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> assumptions underlying any such statements. </font></div>
</div>
<div style="width:100%;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">Words such as &#x201c;believes,&#x201d; &#x201c;anticipates,&#x201d; &#x201c;expects,&#x201d; &#x201c;intends&#x201d; and &#x201c;plans&#x201d; and similar
      expressions are intended to identify forward-looking statements but are not the exclusive
      means of identifying such statements. We do not intend to update these forward-looking
      statements. </font></div>
<div style="width:100%;padding-top:10px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">By their very nature, forward-looking statements involve inherent risks and uncertainties,
      both general and specific, and risks exist that predictions, forecasts, projections
      and other outcomes described or implied in forward-looking statements will not be
      achieved. We caution you that a number of important factors could cause results to
      differ materially from the plans, targets, goals, expectations, estimates and intentions
      expressed in such forward-looking statements. These factors include, but are not limited
      to:</font></div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to maintain sufficient liquidity and access capital markets;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> market volatility, increases in inflation and interest rate fluctuations or developments
         affecting interest rate levels;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ongoing significant negative consequences, including reputational harm, of the
         Archegos and supply chain finance funds matters, as well as other recent events, and
         our ability to successfully resolve these matters;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the impact of social media speculation and unsubstantiated media reports about our
         business and its performance;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the extent of outflows of assets or future net new asset generation across our divisions;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to improve our risk management procedures and policies and hedging strategies;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the strength of the global economy in general and the strength of the economies of
         the countries in which we conduct our operations, in particular, but not limited to,
         the risk of negative impacts of COVID-19 on the global economy and financial markets,
         Russia&#x2019;s invasion of Ukraine, the resulting sanctions from the US, EU, UK, Switzerland
         and other countries and the risk of continued slow economic recovery or downturn in
         the EU, the US or other developed countries or in emerging markets in 2022 and beyond;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the emergence of widespread health emergencies, infectious diseases or pandemics,
         such as COVID-19, and the actions that may be taken by governmental authorities to
         contain the outbreak or to counter its impact;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> potential risks and uncertainties relating to the severity of impacts from COVID-19
         and the duration of the pandemic, including potential material adverse effects on
         our business, financial condition and results of operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the direct and indirect impacts of deterioration or slow recovery in residential and
         commercial real estate markets;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> adverse rating actions by credit rating agencies in respect of us, sovereign issuers,
         structured credit products or other credit-related exposures;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to achieve our strategic initiatives, including those related to our targets,
         ambitions and goals, such as our financial ambitions as well as various goals and
         commitments to incorporate certain environmental, social and governance considerations
         into our business strategy, products, services and risk management processes;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to achieve our announced comprehensive new strategic direction for the
         Group and significant changes to its structure and organization;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> our ability to successfully implement the divestment of any non-core business;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the future level of any impairments and write-downs, including from the revaluation
         of deferred tax assets, resulting from disposals and the implementation of the proposed
         strategic initiatives;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability of counterparties to meet their obligations to us and the adequacy of
         our allowance for credit losses;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of, and changes in, fiscal, monetary, exchange rate, trade and tax policies;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of currency fluctuations, including the related impact on our business,
         financial condition and results of operations due to moves in foreign exchange rates;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> geopolitical and diplomatic tensions, instabilities and conflicts, including war,
         civil unrest, terrorist activity, sanctions or other geopolitical events or escalations
         of hostilities, such as Russia&#x2019;s invasion of Ukraine;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> political, social and environmental developments, including climate change;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to appropriately address social, environmental and sustainability concerns
         that may arise from our business activities;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of, and the uncertainty arising from, the UK&#x2019;s withdrawal from the EU;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the possibility of foreign exchange controls, expropriation, nationalization or confiscation
         of assets in countries in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> operational factors such as systems failure, human error, or the failure to implement
         procedures properly;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the risk of cyber attacks, information or security breaches or technology failures
         on our reputation, business or operations, the risk of which is increased while large
         portions of our employees work remotely;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the adverse resolution of litigation, regulatory proceedings and other contingencies;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> actions taken by regulators with respect to our business and practices and possible
         resulting changes to our business organization, practices and policies in countries
         in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the effects of changes in laws, regulations or accounting or tax standards, policies
         or practices in countries in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the discontinuation of LIBOR and other interbank offered rates and the transition
         to alternative reference rates;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the potential effects of changes in our legal entity structure;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> competition or changes in our competitive position in geographic and business areas
         in which we conduct our operations;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to retain and recruit qualified personnel;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to protect our reputation and promote our brand;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the ability to increase market share and control expenses;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> technological changes instituted by us, our counterparties or competitors;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> the timely development and acceptance of our new products and services and the perceived
         overall value of these products and services by users;</font></div>
</div>
<div style="width:100%;">
   <div style="padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> acquisitions, including the ability to integrate acquired businesses successfully,
         and divestitures, including the ability to sell non-core assets; and</font></div>
</div>
<div style="width:100%;">
   <div style="padding-bottom:20px;padding-left:12px; text-indent: -12px;"><font style="font-family:arial,helvetica,sans-serif; font-size:8pt; padding-left:3.75;"><font>&#9632; </font> other unforeseen or unexpected events and our success at managing these and the risks
         involved in the foregoing.</font></div>
</div>
<div style="width:100%;padding-bottom:20px;"><font style="font-family: arial, helvetica, sans-serif; font-size: 8pt;">We caution you that the foregoing list of important factors is not exclusive. When
      evaluating forward-looking statements, you should carefully consider the foregoing
      factors and other uncertainties and events, including the information set forth in
      &#x201c;Risk factors&#x201d; in <i>I&nbsp;&ndash; Information on the company </i>in our Annual Report 2021 and in &#x201c;Risk factor&#x201d; in <i>I&nbsp;&ndash; Credit Suisse results </i><i>&ndash; Credit Suisse</i>.</font></div>



   <br />
     <br>
  <div style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
  <div style="TEXT-ALIGN: center; WIDTH: 100%">
    <font style="font-family:arial,helvetica,sans-serif; font-size:10pt; font-weight: normal; color:#000000;">151</font><br>
      <div style="padding-bottom:10px;"></div>
    <hr style="HEIGHT: 2px; WIDTH: 100%; COLOR: #000000; CLEAR: both; MARGIN: 4px 0px" noshade size="3">
  </div>
</div>
<br>
<br>


    <img src="xman_cover-back.jpg" border="0">

    <br />
     <br />
      <br />




</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>imgyes.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 imgyes.gif
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?98QXL^3)D",_1G,I<>6HF\LD1K0&,X/3IT\%! 0 .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>imgno.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 imgno.gif
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H&F HKN#  Q0M"L3XHZ)&CAXM@M3X;^3'C"<[DN1HX(#+ERX!! 0 .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>xman_auditconsg.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 xman_auditconsg.gif
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M]/OV]?7Y]OS[]?7V^?OV^?7Z_/____'P\
M
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M, ,T8 (HX **( O.(#W=((SHF(Y*8RGAL RW\ @JX $+</X "( "L] (&[
M"I"3#S "FX -X# -GR ),5 "'=  !7 !L?!+O3<--)  "X  (2 ,WC .S: "
M!)"3%9 )NP0.LO "-YD "+  #W  !X !+< +&_=+)XF20R8IT4 #.)F3"T !
M"\ !&U  5TD!>AF3%L )V@ *&'  !6  #,  "K !O" ]E)<)&;  $7  (O +
MTA,-)G  >ED ,-"/G' "![  8ID"FM ($.  "D  *; ,1;B65J2':?*6'  "
M%.  &?  #Y !'D "(S !G@D!O*D (^ +O, ")0 "$]  $'"8NY"!S& ""^
M#^";P)!ZT9 ""K  #'  -( -L?[  9[Y  N@ FAI"85) 0S0 )H 0XZHFKR3
MAI<"#M<H"QN@  _@  N0 KP #, @"R.P +PYF@M@"=H0#<X@"Q^@ ,>Y ;;0
M=N P"0_0 /,)F=$I#M- G11PG)& #2YP !+@G2"@"\0HG@U  =[Y"/76<^K)
M.Y 7*,!0H+2I "HP#?/F"P4* ?RI "R0#=(C#"*@ !1PF+6 >KX  @80 0[@
M )#I"XLG#2K HPK0 ;[0"8WY !&P (W@D^!@"=5)HQ*@"1ATHC54/IBR2+_P
M 0; FPF  LLPB](3"1+0  [0  D@ J@I#K\  @;JH]EP#8W@F>-YI-+C#"K0
MG98P#?XM();>^0"8L'OCH D6T #RZ0(%.3]>FG98:"G<,Z;R"0%G"@UQM L7
MH !$V@ 7D N_\0LB8)D,L &XH V<<),GL $,0 %^"@[08 ).20/7T O<&0'>
MB0&GL''C( U,8@BB( R+]T^3JD%9E9(J.0Z82IL)4 .<.D'?  PA8  2\*85
M  NE"@*6"0$(NIP$P &BP &Q>@ F@*3CT F!:0+"$ ZSP)U%N@ :H OCP V+
MA(!<:'CGF*P4.(26$J1E^@#1RJG!4Z<&,*^JJB1URJ,,T &V$ F>*0KQ.I=^
M*@PC0  :\ D2I O<R0 2D  9  JSR&'@H'P2Q'C^RGWJ^/XH]3.F"1L!!9LD
M[@$,(-  ;MH (&"LXF"S!EH 'V )'X"NSC +L"JK(L ,V# #H#H)P?@-N' !
M#,";#L  DR!!ECB+VI"))<D-*QMH+?LHEUJ@#B !!H "#7E!N2"U96L *2 -
M-6NGY&D!(#"7G  .1FNQ)^ ,HN"=50I[U?H!4\L 1AH#7FMOTKB)Z?FUL).B
M>R)#OW"M#A !9SNM$R0*;1H!(>L(B>0+':  L4J7"P #T@"OYHJTG" " Z "
M_2@?Y  #"="?"L !GY"XL9BR"LBX_\JLNFA!D3ND#I  *P -@#<.$UJF$G
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M^0C0  V?( "8  [,*PZ5T *Q#@VI#N7!X0DOP A+K@NZ\ BJ/@Z8H B0<.<
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MIZN25/YN<[]OE"\D^^M?-P(TO_Z%*G\0V5[YQ/$-7)! !,D!R08=")7]2:6
MIS-@5+)W0"IIL'RW.2$,X3=#&M;0AJ)*D(4P=$,>?N5\6AEA#X4X1"(6T8@.
MTN$1A08.84"%')Z@VD>D 46I0,,3GNA$)Q02E5LPXA)X62%43AC"J/P0),+(
M6VBBD3>H_"*+66R46<:H1#K6T8YWU% 2\7BJC[3 .5<"0?B4-(% 'B1 )CI
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M41,P,?Z=DLH^$K52M<C,)NLE16"$Z%._<0"!>:L LU&^O'*$12 !N>D(20
M4# $ & $4. I%Q" 6VB!X7B!$I &&7@O$A"K?(H*:2B .,(D:7!$ @0)$'"$
MZM.U+=,2 YB4*Y54MC!1Y.JE/6F <P(!;S  V,"EO(*$;YBD"9 !3;*]2W@O
M85@ EK@64+D&")!#0S!5:>B.*QL'\/D);UN,GR !>8&FJF*$3D6:6R  M G.
M2476KJC4XPH-&-@3HH@D=IH481B31R !H[L3GWH!1OB&B+L8ZLN7%=BD<+
M3[BG%MC67PT59Y"8[(.(8#  7T74<;@_$Q%6ZQ  0DW6??X-)^I$L]"HIW%0
M!  @B2J$A$PAD ;8I E8G&L(&*<2+Y;HDQ6XKVLCU\61!B$9@54$"7;BV*D
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M_<3C0U9DNM!AVB2R!EKD$:7CJW+D2*[-2;ZJ<) $GTHCID0@3SL=.$N02,A
M\0R-;2!E[5'=+G-7CTA.2QY*)T8N<?  $M@$12" Y3&LKU $D#0A<0@#V*AD
M6-Y*3.XH0DP/B'B$9!D'-]6%CW K10"%;G $2-".U/F$<&"$4+V8;O@&2Y#)
MV!@*CPB&I=B%,)A2@90$1P C73 $MKF86U"$91 &&?"1<?Z@/6*.Y?P]L]#
M@,61(*0QA+LS@.1P@ N0@0/P $.0@'=I (16Z&0DC B !A<8 4,8 &F0!$DD
M@(.@Z%LH $68@!\T@$7(C'&PA/3S@'>1)%5,OPFPF$S8D]G59P).Y";+*:2!
M"')8@%X DXQH@.61"# 9CJ".B#TAF EPA@N0ET_H!I93C[RI '>*!'%@5W$X
MBF\EAPK !'  :7 @ <+ ! -(-VVK:>W]XC6#PY"P':";5L3H$Z8@#$T8#N"3
MZPITCV!8!@L8@!20!NX0@ OPZ0H(!@NHA6T0APD(AA10#=C"$:FZ ! @AQ+(
M-T48@ 98G%<^:_@M9"@C1(^!"/Y)J !VDD=0R$2%*(&?R(2Z5H@:^ FZ'B7S
M8HD1J(%<H!I&""UF](#/6A/*5A((B(8## >>(($D02:@( "XW>QGQ,M 'L0-
M\#I<7AX7N !-:(!%E0#4GNM,J<*L]K^\SC!0N( 8##>*[0EH\$62W0]64Q(#
M"(=DS(02*(H1< I/$ !+R-!;()'E?D991BYPF)$78*-OD 24\8AU7*;5(!Y-
M\-0O"0;BD93X+ $ W61%8(EU] 3*A@A0R!MNZ&H$Q$C1\VG.F*\F^@4 Y6]H
MO&FJE"R:3G%G;&1!XTXQVF7[J3 N4V4:S[.GZ)[RF9\5*K-A?G&!,^8AK^,B
M-_(X]O[O)%]D)&=R-8;C)]]L%Y;R*G?R*@_C)<=R/0Z-6^CL+1]R+0?S/";?
M,6?R&#=S([_R-*?B-6?S)Q;S-V]C-Y=S)([R.E_)4G%Q0:-S_13RH&E=,@JS
M[?&?(?ISJMCS5F'EM,B>1*>*'C^N,>ZS3V,A2F\5EKV>$5+=M,#TJ(#(JT0A
M$M)T4^ETJSA<G>P*E@T'88A4LM"H3:\*QT*+4@=985@*^Q&&9M2*C]#LNO7E
M3\ZJ.*>L6P@!J&B3N?6 9H3. Q7T*-NV%"JTSC6YO,J;.A-T3_!I0N]<5+\S
MJ:#T/(.(7-!7I+F5I[B-2Y@4&((SD" !XK&P!C =^?F )O["LI"T23(*]_<2
M)6WO,8APAA;T@(V,BF   0L(^(OQ@)IICT^0JA)@"5"P  LH@5NO"I&L^&:?
M24ZRH(_@!LD[6ZR8,QP! :A) >*""FB(KYS\B!IH%&NG,F_H *ERJ%#'R4#7
M$<D6#4@N@;@@Q%6L$KXA@/TF2NE[H"P#"H4@@95]]A2""&Z0JDZ^!<"H@)0#
M-4&7H9D2V$75A$_Z"%W   ^P (^?BJ2G,B#?]E02]LEB)]VK@! 0O=FP=)"@
M>.VQ,V^?^ZH AU4N2C9$B+VUGZ7@^S):W5%O(6\_'0=J#"3MGO9@."KYAKP?
M!V> P*)LC LX"(B A@ 0+,9QB?[CO(J[]^;"IS8+NK10!XD+V Q%<"ZIL(!W
M,83A:+D+6-0"6)P/( P"8!L00"W\B8J[]WR2I/E7AX8$"?TR,GH$"HU%P*9@
MNT8I<RJ(N/NE&,??'R%<L+SI)Z#>3]U/_H9HN UP2)!W0IJ_#8G0\  A::#S
M<2%7UOYLV23LIW3>UWC.8#^,69Z(J*6G^#0(C1%I((=O  @(O\81'&<!$\$1
M)<:%*T@06C>"$0N"<SC.F\6,&C=R[.CQ(\B0(L?5BA0IULB4*E>R;.GR94,/
ME\8I6M0"80P6XV!4J#!SW+=QT#Y8B)!I'*@2%A9UZAG#HJ.>),2UN#7NDJ)Q
MP59P:_Y1(8*A<9Y05& D[$(%$MG&B1OW"8 ':19 >+#0:QRC"A-(C(L58(.T
M@ILL5,@J;$5;1I>DK?"PD."C$A%N:>HI8YRP%#4BP""HB+ FS"L^?("0(!=#
ML15 6&@AU@*&"](6 7@Q[A9A$MS&+8I0HL'1ML$LE%@(3N"X3(2SKK JC80T
M781+@ O'PFN)2Q<F"/O50/+3<9 L3%#T[;#C@ID"[W+0T.+Z<;DB+(L0^)('
M<9H:.@(Q3E-;_;$5E";+C?-+"2WL55%!EQ"VR#B]N$93)M"4X,$*J2DB62Z2
MZ,7(."6@)DT)P<00F%<5?!)-"0V]8!56J8T3 V&W1-,  ?Z0L#6.#+]TDL)O
M66T0P";CK$!8)_^5,($D9FU2 @D07-)" T^UU0T( <1@B#";I)"" UF16,$#
MCURUP@H-9,4C84>U(,Y9-8[3@2>I29)), GZ-LXF @B$"6$@YK+"!3%@DD*4
MEZ1Y62X7$)8+- 1$ (TBJ,%@@06@C"/)"B5( *%#EUI@E0=:IN:":PU%$YHA
M)'#W2$]F2C."!5%NVDDG +184 .2$"3-+=>L<%]6,00CC =IA;-+LKKQ2=B$
M+TD[+;4=E11)+=5JNRVWW7K4E@RN>?"+HN-XX,DE_D&#7$6*N 9)!.(5($TF
M%03F@8X-R17,. G$$D.&(D@P3OY_MWAP( 'A2') -,)8\,E.**3F#01F&F#;
M"B.(4\$RXS209 -F!K5, 9^0 UPP#32T@@S2 &"C.$&!X)]R@5V 230 2 *.
M!)UX8@"P!$@C3 "WS)I"0=(TX$DT!(A[% @Q"$/ +^!,8%4+,.0"-"@ )-E0
M, Y((\%1#003J=$*? +P515X4X%5*[A&@"+B-!#"."S4D/,EW"RM2P6[6> )
MT;I XU!0'J2:4>(Q+-- 1+=,D+0!108EC0'!(6RT 9\( P HX#A026J_$*!+
M- E\D@L$"3T23 "0[IB>=MYL?$L+KEEB03@2@*.(Q+]  ,UDWPAPV05FMO6(
M!-YT<OX .3!<L%OBMSPR;RX$7//9C!GVTL WBCP0#3<>W.+( =P\\C(P!QP>
MU"4&0*,!+HP K0L!W%S"UR<&\ @T+@@ #DD\@!N><( P)A".%A3K8!NH4T-@
MH(A?O.QD1XG (O"WBV <0!>Z", NQ!&#!GB#$0#(A>G T0((Q> #!NG,!70!
MKVYDX@ \:D#0 M.0WG1#$P;HAB@6P*^VR&1'!:F :Q[A@7" (P*Y>,%"5B"
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M$,8#+-(0NFQDHP?[A7MN4P&"W"@LJF) 6';D"!?NY 6_B%>(LE(11OBGI<*
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M3393(PVD;2 T(R!!)\HLC J@)J#%;8"^Y:/KVSR@/H$9(V0A=HL5%" K&R>
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M#!!;6FW(;;3..%C8CL35.&R +BB"5TG ,H@ A$A" '0/0X31(AQ,-$# *5P
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M@"/\P@7X"@&D )H9PC((0!AL0T'0ER[\ B,4P#6\E"<<$#28$#JU#B@<@"?
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M)TP#$CK8CH3#S3_/[+V@D2@")(#\)\2U)V2" 22), @#=>&XSZ-=-(BW#,B
M,"@@";@X9@Q,AQ/$LZ&E-PS (@2#E\(;$0?%R<#19'D,'(%"O/#<)G2""VP
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M"P!XQ0/521T(,M&-")3@ Q>0AOX#8 <>C^CB )\90":" 0 1B$ ]C@# "BS
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MXCBQ+9+I$K:++:#A#5%P -.H%6'1]?*%$3:"#@=1 7O01"X!.18P'&* O22
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M L3' BY !#(G126 -+=3*D!  H8G3_81 KC!!0C,& M $@3*H4K+ W#! CI
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MX#RHZ%(I;RQT-'-& #D680( ZEQ@P%)1YN10J (V@!O8]A-V 0(N( 9BH %
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M8%PH _$Y1BQV$W]"*N@+IWG"=IHR3N.\9$#A.5$X?52/XOSG)+FY2FVB=*7
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M@@G+  (E\ D+H FY@!')IAT"$/YE$+ Y:01TTA -&Z 9#0 H/ @,3B:#AW<
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M-DS(&XO0 INY)PW0;-J1"?YY$[DP '<3)AJF-+#Q?;\  =$  =D""1BQG+=
M).!@?X?8.P?86;XS B=P2[K@ IAY$[IP9,$ #M$0#>7T" ?@&* ! OD"&L(0
M >2@+R3P"#,1FH R 85F +GP"^MQ$^.)', W@@'R"-913JS)C+\0 =L)"9X
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M A5B$*67=V_5 K_@"<OQ2%=#(,[P(RR@9?O9 DXS,:GB%#?Z" M@5BO0";$
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M P)WPH"G)2/P @.0"?]L";U@ "UP 080#MD0M"M  'F:C$ZQ:[H@ 2F"%2
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MDL -3G$+NL[F99),097WLG0)&,+W/B7H,90)F89 &E<FZ"9&NY S.S5 BC]
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M*\=P%OSJOPIS9-&Y <,IL#*D)/Z#<DJ;!EHA !Y[JF@%3[J":!P/5O@%H5@
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M#G#B#8RC J[2!0%6,X+.>2 <WP!!N3KS*=LL0II49:D!Q+,($DA# +\ AWI
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MZ*$B+#^.7%C@Y0,I@9P_H(DOM^!?!KG%! :2@D5X;""ZF.H$@&,J"U1D$2V
MZ08L8 %NB]YPMW$$(34IIP:,*8]6)D #XH=N\L-Z$QZ(P/DM8#5%N838LP 9
MD(1,ZCMBTX0*N  #8*F!2*H,N84,:)<)\  "D)H(8"J92P@BXP8(( =&R!.O
MR#("H)U/D#9)6(%="9$4$[;).,%Q^(4"N( )P  2 (4*,/X4K .33OB&%1
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M-#=IB #QV,$+6+SI,H@=/(@)P!L/.,$8F+<S(8%=>81^C/X&[1*W7^BF>22
MSSQ!&;@R@EC1C/@CNA0!Y*R5 ]B 3H  S(" &.A-'O$3\3& ;.F0%A#1%4B!
M7W  YBN7$?B 3E@ 20"'"Q2% 'B$7^@4OKL$ * =4PG(K?12,&V 72FEB\"G
M&("$ I ;[=*$ H"F.3$ 2UB$!  &B8*$L01*-I.& : @!Q"&$<B- H $&=@H
M3Q@ 3("I<(#*A%"O3X@ VJ$B2T"GOEP& Y $2 B 6AD(,K6H!M@$:2B ]PR
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M 5@!</"$E+N$'C>43LB$IQN<6E*9ERD7BUBV%3B-3@CM$A!'+'>$"5B:&+R
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M )V4<! T!GSC64X)M?!"A-XH8 B$"X$BS0$ED*  ?B,Q(EL#M#TE#0$ID&"
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MD9O0JAM+:[K32TW&J2]$*Q$H40HHTY3K9"(6H(B (J0!@$U(@Q'3.< EI.$
M27S 4"Z(02= ]0@E:008&0C9M'XQ %WL@DDU\00F"#"R$K '$@J Y07 H?AQ
M2"# EW!)!"ZQ'F% ?QR]V$@*$-2Z78&#!XQ&U7F# (X# ?Z,&0B,QI#E1PQ
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M<<R5,/["!(@;+GP?/D+BKI%1.BH$(R@ "-Q6"[B8A&"@6OR"!20$)+@ 1DT
MPTG#)3  "#0 94 # 93("OQ$-%2 !9" !<1$!:2&"T2 !T1 -%Q">:1 3$!#
M!7##9+85)GR#(AA "9S RVDF"(!$-[S;H"3$-'[ N[';)BSF!+C()D" !TQ
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M2BJ%:[7 !%P  8##(YR 0KA'UV47J"#NU')K&(U$)D3 B&0C[]:M0TB$(\#
M+?#N)^#"7#V6-(#.=;R--#  -UP&ZJV !6!$!4A#W-:*W'Y !;K(([R<4G2"
M(OR$F!P.N:!7</'G)61K[Q;I[X91<[C )3Q",D'# 3!")OX00&LT@$0HGT/$
MP">PRPJ<!30D #AHPDV,3W0TP -[@"QY@P#(DB( P$X\Q"= @"0 P'TQ C1H
M5R9(0@%D3.J"0"<LP@7D@G5)PWE5APQL /-:)?TB&\4ZD30H@@S P [*0#C<
M0E-E0HF@C#<:2LF"P'-H@D1PPWP\@F8XRV.2 ",,!21(Q"_,AX>DB'0LP@ZV
M@$1LP@B4@$3<0M]*U,+822=( C3T AI+0L3@)-C@L+$%JB'-4%-XPJG^Q8_6
M\:,JZ8M*C_&XJHI2FQJJJ'_^F^C\3L5U:/<83X.4J,$)3P0;<E/ Z!^?&M5J
M<B=S$:7ZL2>+<J+9[Y3A6_AHS_[N3'(FC[*H<?(/A7*]!%TK"YL..Y&RT(HF
MC$8X_,[HZ-R^55(,6.OV1#);D.X%$),Q,UP%SI\'E(@TK, %@,#;*,(&7$!#
MT'*OO3(.-84&5Z"RQ+*)YERB6I9?S@0E;I(NF#. [,DO8 )GC, (<$-YU8H#
M0$,F*$ \97/MT=J+1@=:!AB$6(0%C 8NX(8F:,;V?H"+? (,M$ $:((A1$!K
M .8(>,!)<(-"NX@DM( ]$@6\*K"**L0OP&L).$*?*(0%>$(F1(Q&9%=\18"0
ML/(^0YH^DJD7Z94,:$)20 A!-U<+@$,!1,P%0 (,!$IM>8@ -!, 7,(O$$!!
M/+4B@/Y*77D(9M1L/#6%,!  =K6K3)"L"W"9"&!$0I3 ^98&TLTT34O:-M^0
M5(Z&85Z""("# :3(+?C*JH"#VT:  L? L>2?1K")7!T$-T0 +D3 ;<3  'B7
M%%>25FL%6]"*8X\#"2#(9%?@0]-&0ER"^1VK6J^:+8^@:!#%89< .3! &Q:%
MAX  ]'V# 1@"(_SO.$S"3\S&-MT""\2$.-@$!"@";/<M"3"VBDR&2%=2+@PW
M+)W%-X  9>C*2-"*(>J29[=H('>16RL$) # =#2 K"@"MY#* 0B<!6C%#Y[&
M3^Q)8 /F.,0"9Q U3IP%"1CK=A* 9":$-#A+-,QW1HQ#]?XQATC)P)I( WYT
M@@#L0CA 0SA+]Z)16IKB='2T1FE4<&Y( &.ZUSB@@ "DR&-\@ 2,!B3(TMO2
MA@?<@@Q(@*901D=M^&@89P1?WP0T  ',AXA'R",$0 :\>$Q4'O%-%@,TP %,
MM0!$  /$;()#X@G==!@Y*'%*B'V2Q.<@Q"T,57<0+\=X@SAX8"Y$^3AXPRU
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MP]\)T<6K,1&#35#[Z!N/007DS>%@C$ &C_! #,8A@P+$@!O@>$$!%C%E1;P
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M0 (0X(P;+I#&!\@CCE,\RRLPD(0BE#..%T@"'#(0 .HN-(X6= (< .#6. Q
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M&RO0Q")_(0UN&H01%TC(+U YC@J@,A=*',X6 [8Y[8&B9MQ0!#? T0#8;4T
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MDQ4(SP!0^L4 JE>",,4$'/,9!U^7X@%T>8( V3#(+0(P) Q$4!IHE60$-=&
MJBJB >,@!P&,I @#Q*D3P8!L+OX"("A02*,$])-/-%*DV!K;^(1_*8E[;OR>
M7*S@ Y%KU &"B9!;T(D;G]A$+2K@ F_HH@4?< 2=I&00$,2X!%)KDLT(^I(*
M@F"I%OB !2(P/HCD\A,?Q@4T0.&)3!A $CSAG Q*0+'-E6#.=5Y!Z0H"C:9)
M.2<1@%)1<I'%;'RB$Y^8P O L0Q#?$ &68S&)0JRB&?M LLPB.1!N/&!"FDJ
M7A/Z@+/(NSE$RZ !NB@2HB, @P@;1!.TE>6EYWPP-J*+)XQ(S2\,/(Y+&$D:
M\PRQ(@K2"6Y!PP"R)<$%.M$"8N4BM-TS" Q(H(A;2., 1GH$D#7!N14$ Q+R
MY+&XQ_ZMPG&2FU<-";=OEEHS^7C*(-*($U!6(-N92$,1G;9(D+[[DFQ45"'2
MJ"I"KE&0AK1Y)8SK<J9N00!NB ,"VFM(O+<RCD4TJ2+>P(0%=J'OWO7U(,U;
M2D2N@9--1)<E$ %!%>$RJZ)NQ=/GCKG,>\7"F9O'0;.!2#ZA-19&[#:ZO!L<
MV>P-@S]OY2D=)&A!LO$!F)Y%Y#4IB#<T41OM; A6)V_*)6+0@M"6IRC>\"18
M&@%I:/%F-N/X!+KTP\9Z9RA32\F&)FC\]IX<)!@0$$&$FV,\BOL]L38/O. Y
M4Q+/#!Z%4G&*7'!.(]R$"$2V^H4N;E&OPUO^\KUJ2,TQS_XWP-<=\6CAO.A'
M3WJ5U (2D=AQZ5?/>KY\@^ZMC[WL]8+8V=O^]KC/O>XS8^[=^_[WP ^^\"72
M^^$;__C(3S[F-Z_\YCO_^= G;/&C3_WJ6__Z\,EQZF6$_>Y[__O@)\STPT_^
M\IO__!<9/_K7S_[V6Q]&A7>__.=/_^<S__MG_[QELJ,2H3A>Y)=1=1[!&FB7
M%YYW=)M1&4+!>((!>^>6?RGA@+AW?_67>6)1@>TG@1A(>SI&?KH &R(S'._V
M=#QG(>"@2@=Q#1P')-L!@(WB")A0<!=X%JM1@@?!6@>A"X_ )A<2"V2Q>&\'
M%-*P@A#S@^- 5VUR'?S$?5L1#OZY4!/2$(((L83C,"Z8,"15]0O*$1.5P1,G
M2'%1R!02$74&\0N.4&L0,2)P9R%!!R1$LQT%$8;,486!-"ZW<!-,5!DX08:-
MDBUIP0V/D!H)$0TA> O7@"CM8A#@\ EZ%1%[Z'=L2'$,]79- 0[$$@S<TA2Y
M(( *%Q,UL0L"EX9^]PO=)",S08AH5Q-Q\@D3I7RU]WT@( .74 *>(@[0@#/=
M<&! @1/<4! MX"7>@!.W4 ,BQW^*6%3@T":W( *Q( -U1#39 0X-T0U%M48.
MAQ"&8 &B<@DH< N+, +5,7?B$(Q@<8T'X0T0(7#>0#1QHHP>91#>H%>JV! M
MP @-H?X(N- "=Z@8X<!0W]".(%!5;5(+]%,1W= F)1!,'J (ET "6G,+@A(.
M F>.##,.A_@-+C -(=80!N<"(N=R"-&+\%A5GX!6,1!!_W@0TH@B D>-%Z(8
MD]@- @<.HH()A5*)".$)!8D0[1@AX^ -'P *IB4J4T$GX"!P6Q$PY# 3;2(#
M."(4WE!5CM "M2$.G' B534F(18MA\*4!W.4/ F28(DPM)*2!D$.!HDP:)(+
MLM*/0@$.="*1,Q$,]+,Y#Q,.1<4;*Y MKO:3,QF*<?D-*W _(NF79S-/,- X
MW#"37B$;FM"6;N1R<7)'W@ *GU!FR*=^U%<"J>$UC< "F?Z@"719 K'0"RU@
M")V@/3(@#9Z "8KP C*@79FP";#I#8^P HL3 U+U"RF0 EL2#-* ,J/T"[OP
M C$0##!0BP^C"+B9(S70 MT "C F"MP  S! &B,@"9@  R\P'=$0-Q0S M.Q
M"Y/Y"-#@C+46#E(S/A1AG"OPC;F0"R\  \L "BO0 C$ F[\05(9P-C$@ ]WP
M"-!E$(I0 HP0#1!G$!7@C"60 K60#3 0 T#7 B_P2R4@#@7Z"+LP 2W0(YLP
M/[O0 E(T63$ -YFF"V%7 K ! XJ@-K-T"\ZP"(;P JU$ )YP"2PJ#H[  H;@
M 3!P(K,X5_V9"6W6 C @#I(  _Z&( XN("C@<!*&4 )-,HLO$ Z+@$>D&*&W
M\ DDD%LPH&4&<C[D< OX"0VKTR/P] N7D FQ$@WX^0B&X E:)@TK@ )LQDLY
MT@">( F_0&TR  ,UL @%]F2_U&7(&0.,:*0]@C92(P)=MQ2,>@T>(%7"H#TP
ML VA( ,^*BN/$ T%Z@B+\ $MH#G2  F?\*-$= DMP ): PH_"@W+8)RZL DJ
ML'.*P)UF"@.9  ,L  J6% R&$ /!IJHK\ N+,&W#8"XML':ZT F=X (K8 GA
MP#0>0 Z0$ ,]PJ#+\ G&*0V8T (U,&DK<"^ F&EN>C[@T$8*Y@FWT*V8D (K
MT GA8/ZDD- )$;0YLOH+]ZD((50+YB- /\*>PJ>9T?<!(\ TDBH-N> ",1 +
MT. )7<H((\ "O; !H("HF_ )%Q ,*/ )'N ))< ^GO +K),"N@ #N+ ++. "
MN" ,+H VF]"GN44"+^ E<8(+Z+("F8 "XC IJLI3%'H?,C ^U(8)TM 06P<*
M+$"GFP,#L1EB)0 *(; )LC4KEQ +&_N3%] -].8)AE #D* (HVH(T, Z^?1E
M+G )03D"JA-=L4 _"8FR!M$"G[ "MV +--H"F6 !A[AU3:4++F"?3?2-XY "
MN: +GI"W4N0!)+ "J^D!WZ (F" *A:((&W *V:D(=3LIC/Z )!M+FOZ1G2N@
M"[KP924 LDLU9TNE.HK0";F@ ;$P HX 1GB9=E)5 YU0 I$K"BGP";C@M#"
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,+Q\93&$Z4I$! 0 [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>xman_cover-front.jpg
<DESCRIPTION>IMAGE
<TEXT>
begin 644 xman_cover-front.jpg
M_]C_X  02D9)1@ ! 0( )0 E  #_VP!#  ," @(" @," @(# P,#! 8$! 0$
M! @&!@4&"0@*"@D("0D*# \,"@L."PD)#1$-#@\0$!$0"@P2$Q(0$P\0$!#_
MVP!# 0,# P0#! @$! @0"PD+$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0
M$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!#_P  1" 5/ \$# 1$  A$! Q$!_\0
M'0 !  $% 0$!              <!! 4&" (#"?_$ %\0  $# @,$ P@,"P,*
M!0,#!0 ! @,$$04&$B$Q46$'07$3%B(R@9&QL@@4%39"57)TDJ'!T0D7(S0U
M4E9B<Y.4,X*S)"5#4W6BPM+A\$1%5&.#)CEDA+7$\1@XH[3_Q  ; 0$  P$!
M 0$              P0% @$&!__$ #L1 0 " @$!!0<"! 8# 0 " P ! @,1
M!#$2%"%!4043(C(S4G$5@6&1L<$&(T*AT?!#X?$U)+(6-(+_V@ , P$  A$#
M$0 _ /U3
M
M
M
M
M
M
M
M
M                                      ,'49XRA23R4M3F3#XYH7K'
M(QTZ(K7(ME14XW)HX^68W%90SGQ1.IM#Y]_^2OVHPW^H:.[9?MD[SB^Z#O\
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M[9.\XON@[_\ )7[48;_4-'=LOVR=YQ?=!W_Y*_:C#?ZAH[ME^V3O.+[H._\
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M3O.+[H.__)7[48;_ %#1W;+]LG><7W0=_P#DK]J,-_J&CNV7[9.\XON@[_\
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M0
M        '+>;E7OKQK;_ .85'^(I]'@^E7\0^>S?4M^98BZ\25&77B NO$!=
M>("Z\0%UX@+KQ 77B NO$!=>("Z\0%UX@+KQ 77B NO$!=>("Z\0%UX@+KQ
M77B NO$!=>("Z\0%UX@+KQ 77B NO$!=>("Z\0%UX@+KQ 77B NO$!=>("Z\
M0%UX@+KQ 77B NO$!=>("Z\0%UX@+KQ 77B NO$!=>("Z\0%UX@+KQ 77B N
MO$!=>("Z\0%UX@+KQ 77B NO$!=>("Z\0%UX@;_T)^_1WS&;UF%'VA]+]US@
M_5_9/ABMD
M                '+6;O?9C7^T*C_$4^CP?2K^(?/9OJ6_,L22HP
M
M -^Z$_?H[YC-ZS"C[0^E^ZYP?J_LGTQ6R
M                :ETB=*63>BFAH\9SYB$N%X35U+:1^)OIWNI*21WB+42M
M14@8Y?!1[[,U*B*J*J7GP<?)R9FN*-SZ><_CU19<U,,1-YU'JV3#L2P_%Z*#
M$\*KJ>LHZEB205%/*V2.5B[G-<U51R+Q12&U9K.K1J4D3%HW"Y/'J.,Y].N3
M.CCI P?(W2 Z7 8,R1?YFQJK5J8?5U376?2.EO\ D9D16.:DEFO1W@N545"U
MBXF3/BG)B\==8\XCU_C"ODY-,5XID\-])\OPD9%1=Q56%0
M   !RUF[WV8U_M"H_P 13Z/!]*OXA\]F^I;\RQ)*C
M                                                  W[H3]^COF,
MWK,*/M#Z7[KG!^K^R?3%;(       !34G% "*B[E *J)O5 &IOZR><"H%%5$
MWJB -3?UD\X"Z6O?8 U-_63S@$5%W*!4"ETO:Z -2)O5 &IOZR><!J;^LGG
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MEIJREDU,D;UIQ1R+L5JHBM5%1414L?%Y<5\-YIDC4P^MQY*Y:Q>D[AFB-V
M              .6LW>^S&O]H5'^(I]'@^E7\0^>S?4M^98DE1@
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M'@^E7\0^>S?4M^98BR\"5&67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\
M%EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO
M !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX +
M+P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9>
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M;^Z'_$,Z]W/Y_LDO)7LP^E7#,H8%AM-["SI8K8:7#:6!E5#3(L<S6Q-:DC?
M\542Z<E*>7V9AMDM,\BO6?\ O5=Q\_)%(CW5NGI/_#I[I/>LG1;FN1T:L5V
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M(4H             #EW-WOKQG_:%1_B*?1X/I5_$/GLWU+?F6))48
M
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M6))48
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M$^><9SO[%7IQ;EJGS#5/J\1R]F"B6LH))'.5RJCFW78KG(U59K:FS6J;#O\
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M)&U#=EW*Q$>GA;'(M\#GUXMK>\XL^$^6NG_IN<.>1%?=\B/&//U3>9ZZ
M          Y=S=[Z\9_VA4?XBGT>#Z5?Q#Y[-]2WYEB25&
M                                                      !OO0I[
M]'?,9O684?:'TOW7.!]7]D]F*V0
M                                  <NYN]]>,_[0J/\13Z/!]*OXA\]
MF^I;\RQ)*C
M                   WWH4]^COF,WK,*/M#Z7[KG ^K^R>S%;(
M                                                          .7
M<W(O?7C/S^H_Q%/H\'TJ_B'SV;ZEOS+$V4E1EE 64!90%E 64!90%E 64!90
M%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 6
M4!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90
M%E 64!90%E 64#?>A5%3.:_,IO684?:'TOW7.!]7]D]F*V0
M                                                      <OYM]]
M6,_/ZC_$4^CP?2K^(?/9OJ6_,L22HP
M                                      -]Z%O?FOS*;UF%+VA]']UW
M@?5_9/)B-@
M                 '+^;??5C/S^H_Q%/H\'TJ_B'SV;ZEOS+$DJ,
M
M #?>A;WYK\RF]9A2]H?1_==X'U?V3R8C8
M                                        !R_FWWU8S\_J/\13Z/!]
M*OXA\]F^I;\RQ)*C
M                         WWH6]^:_,IO684O:'T?W7>!]7]D\F(V
M
M    <OYM]]6,_/ZC_$4^CP?2K^(?/9OJ6_,L22HP
M                                                -]Z%O?FOS*;U
MF%+VA]']UW@?5_9/)B-@
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M-#_->/TZGW2?J%_M53ITQQ51/<&AW_ZUX_3Z?=)^H7]$SM6[47BES):RH
M        YAS9[ZL8^?S_ .(I]#A^G7\0^>S?4M^98HD1@
M
M                                                 53QD[4 ZP9X
MC>Q#YI]*]           #F'-GOJQCY_/_B*?0X?IU_$/GLWU+?F6*)$8
M
M
M%4\9.U .L&>(WL0^:?2O0           YAS9[ZL8^?S_ .(I]#A^G7\0^>S?
M4M^98HD1@
M
M             53QD[4 ZP9XC>Q#YI]*]           #F'-GOJQCY_/_B*?
M0X?IU_$/GLWU+?F6*)$8
M
M                        %4\9.U .L&>(WL0^:?2O0           YBS8
MB]].,?/Y_P#$4^AP_3K^(?/9OJ6_,L5921&64!90%E 64!90%E 64!90%E 6
M4!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90
M%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 6
M4!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90
M%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 6
M4!90%E 64!90%E 64!90"(NI.U .L&>(WL0^:?2O0           YDS9[Z<8
M^?S^NI]#A^G7\0^>S?4M^98HD1@
M
M                               $\9.U .KF>(WL0^:?2O0
M  YDS9[Z<8^?S^NI]#A^G7\0^>S?4M^98HD1@
M
M                                         $\9.U .KF>(WL0^:?2O
M0           YDS9[Z<8^?S^NI]#A^G7\0^>S?4M^98HD1@
M
M                                                   $\9.U .KF
M>(WL0^:?2O0           YDS9[Z<8^?S^NI]#A^G7\0P,WU+?F6*)$8
M
M
M%6^,WM0#JUGB-[$/FGT;T           .9,V(O?3C'SZ?UU/H</TZ_B&!FG_
M #+?F6*LI(CV64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@
MV64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&
MRR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V
M64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&R
MR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V6
M4&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR@V64&RR
M@V64&RR@V64&RR@V64&RR@V64&U6HNIO:@-NK6>(WL0^:?1O0
MYFS7[Z,8^?3^NI]#A^G7\0^>S?4M^98HD1@
M                                "J(JK9$NJ\ -H=T9YT;0>Z"X,Y6Z
M=7<DD:LUOD;[\M_(K][P]KL[6>Z9NSVM-7<US7*QS5:YJV5%2RHO!4+"MT4
M
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M2(P
M  E#HASG[7F3*F(R_DI55U$YR^*_>L?8N].=TZT,[G8-Q[VO[M#A9]3[NW[)
M>,MIOC5T=+7T\E)6T\<\,J:7QR-1S7)S13VMIK.X>36+1J449QZ'Y8->(94O
M+'M<ZB>[PF_PW+O[%V\UW&G@YT3\.7^;-S\*8^+'_)&,L4L$CX9HW1R1JK7L
M>BHYJ\%1=RFC$[\84)C7A+P'@
M                       JGC)VH!U6SQ&]B'S3Z-Z           ',V:_?
M1C'SZ?UU/H</TZ_B&!F^I;\RQ1(C?6FA]L5$4&JW='HV_"ZGDSJ-O8C<Z23@
MG1Y[M8<L])%1MB1ZQKW6^M52VVZ)S*&3D^[MJ5['QNW7<+?$NA?'HXWS8=54
MDJIM2%9%15Y(Y4MY_.>UY])\+/+<&\>-6AXAAF(834NH\3HYJ:=OP)6V5>:<
M4YH7:WK>-UG:G:MJ3JT:6ITY
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M>2^2YKX<],T?#U]&3EP7PS\71@29"
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MH\1I)::9N^.5JM7MYIS38:%;5O&ZSM1M6:3JT:6YZY
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M'MCD\O4O)=O::^'/3-&ZLG+AOAG5F$)D(
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MK:+1N%"8FLZE\3UX
M     ]Q2RP2LG@D=')&Y'L>U;*UR+=%3RB8W&I>Q.IW#HC)&:(LU8'%7*K6U
M4?Y*I8GP9$3>G)=Z=O(P>1AG#?7EY-OCY??4WYM*Z8<I71N:Z&/:EHZQ$3JW
M-D_X5\G M\'/_P"*W[*O-P_^6/W12:;-?:CK:O#JF.LH:F2">);LDC=9R?\
M? \M6+1JW1[6TUG<):R;TN4U;W/#LT*RGG7P6U:):)Z_O)\!>>[L,O/P9K\6
M/IZ-/!S8M\.3^:1*FEH\2I'TU5#%44\S;.8]$<UR*48F:3N/"5Z8B\:GHB;.
M71'44>O$<K(^>'QG4BK>1GR%^$G)=O::>#G1;X<O\V9GX4U^+'_)&KFN8Y6/
M:K7-545%2RHO!4ZC045 \
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M7QQ^*/:BGJ*29]-5020RQK9\<C5:YJ\T7:7HF+1N%*8F)U+YGKP
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MRUC&6:SVGBU*L:K_ &<C=L<B<6NZ^S>G U\66F:-UEDY,5L4ZLQ9(C
M                                            *M\9.T#JAGB-[$/F
MGT;T           .:LT^^?%_GT_KJ?0X?IU_$,'-]2WYEB[)P)$19. "R< %
MDX +)P ],>Z)[9(W*Q[%1S7-6RHJ;45%ZE$QOP>Q.DV='/2"W,,281B\K6XE
M$WP7;DJ&IUI^\G6GE3KMC\KB^ZGM5Z?T:W%Y/O8[-NO]6?S;E2@S;ABT55^3
ME9=\$Z)=T3OM1>M.OML08,UL%MPFS88S5U+G[%\(KL#Q"7#,2@[E/"NU.IR=
M3D7K1>I3<QWKDKVJL6]+8[=FRU8YT;VR1N5KFK=KFK947BBIN.^KGHWO+72W
MC>%:*;&6^Z5,FS6JVG:GRMSO+MYE+-PJ7\:>$_[+F+F7IX7\82IE_-F YFBU
MX57->]$N^%W@R,[6KM\J70S,N&^&?BAHX\U,L?#*N/95P+,L/<\6H&2N1+,E
M;X,C.QR;?)N&/-?%.ZR9,-,L?%"+,R]$6,88KZG W^Z-.EU[G9&SM3LW.\EE
MY&EBYU+^%_"?]F=EX5Z^-/&/]VA21OB>Z*6-S'L6SFN;96KP5%VH7HG?13F-
M=7FR< \+)P 63@ LG !9. "R< %DX +)P 63@ LG !9. "R< %DX +)P 63@
M LG !9. "R< %DX +)P 63@ LG !9. "R< %DX +)P 63@ LG !9. "R< %D
MX +)P 63@ LG !9. "R< %DX +)P 63@ LG !9. $S]$F:_=/#'9?K);U- V
M\2N7:^#<GT5V=BM,CG8>Q;WD=)_JUN'F[=>Q/6%_TGY5[X,"6LI8M5=AZ++&
MB)M>SX;/,ETYIS..'F]U?4])=\O#[VFXZP@G8;3&+)P 63@!=8;B5?A%6ROP
MRJDIYX_%>Q>K@O4J<EV'-Z5O'9M&X=4O:D]JO5,&3>E2@QCN>'8[W.BK5LUL
ME[13+R5?%7DNS@O496?AVQ_%3QAJ8.7&3X;^$MTQ/"\/QFC?08G21U$$F]CT
MZ^*=:+S3:4Z7MCGM5GQ6[4K>-6A#N<NBS$,#UXA@J25M"EW.9:\T*<T3QDYI
MMXIUFM@YE<GPW\)9>?B6Q_%3QAH>SD75(LG !9. "R< %DX +)P 63@ LG !
M9. "R< %DX +)P 63@ LG !9. "R< %DX +)P 63@ LG !9. "R< %DX +)P
M 63@ LG !9. "R< %DX +)P 63@ LG !9. "R< %DX +)P 63@ LG !9. "R
M< %DX +)P 63@!5-Z=H>NIF>(WL0^:?1/0           YJS3[Y\7^?3^NI]
M!AG_ "Z_B&#F^I;\RQA+M$#8#8#8#8#8]PS34TT=13RNCEB<CV/:ME:Y%NBH
M>3J8U+V)F)W"=.C[/D6:J3VG7*R/%*=MY&HEDE;^NW[4ZEY&+R>/[F=UZ-CC
M<B,T:GJN\\9+I,W8?I33%7P(JT\]O]QW[J_5O.>/R)P6_@ZSX(S5_B@.MHJK
M#JN6AKH'0SP.5DC';VK_ -]9MUO%HW#&M6:SV9?$ZVY>X9IJ>5D]/*^*6-;M
M>QRM<U>2IM0\G4QJ7L3,3N&_Y9Z7\4P_12Y@A6O@39W9MFS-3GU.^I>:E'+P
MJ6\<?A_1=Q<VU?"_BE/!,QX+F*G]L837QSHB7>R]GL^4U=J&;DQ7Q3JT-''E
MIEC=96V8LF9?S.S_ #G1IW9$LVHC73*W^]UIR6Z'6+/?#\LN<N"F7YH11F7H
MKQ_!-51AZ+B=*FV\3;2M3FSK[6W[$-/#S:9/"WA+-R\2^/QKXPTI45%5%3:B
MV7DI<VJ V V V V V V V V V V V V V V V V V V V V V V V V V V
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MWS%EW5.V'V]1M_T\#556I^\S>G;M3F:6+E8\OATEFY>+?%X]8:IS+*L
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M0*O@5+&^+R>GP5Y[E^HU\/(IF\.D^C(S<:V'QZPU@L*X
M                             $\9.U .IF>(WL0^<?1O0
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M^QR;/(MEY&CCRTRQNLLW)AOBG5H8LE1
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M>G6:^/+7+':JR<F*V*=68TD1
M      *IO3M#UU&SQ&]B'SCZ)Z           '-N:/?-B_SZ?UU-_%].OXA@
MYOJ6_,L62(@          VO(&=9<J5_<:ISGX;4N3NS-_<W?ZQJ>E.M.:(5N
M3QXS5W'6%KC9YPVU/1.JI2U]+M[G/3U$?)S7L<GUHJ*8WC6?XMCPM""<_9+E
MRGB/=*9KG8;4N7N#UVZ%WK&[FG4O6G-%-GC9XS5\>L,;DX)PVW'1JI95@
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MJ'768:FWNB)X<*?OHG5^\FSC8U<'*KE\+>$LK/Q;8OBCQAII;5
M                               *IO3M#UU&SQ&]B'SCZ)Z
M  '-N:$7OFQ?Y]/ZZF_B^G7\0P<WU+?F6,LI(B+* LH"R@+* LH"R@+* LH"
MR@+*!(W1;GA</E9EK%I;4LKK4LKE_LGJOB+^ZJ[N"[.O90YG'[4>\KU\VAQ.
M1V?\NW3R2EC&$4..X=-A>(1:X9FV6VQ6KU.1>I47:AG4O..W:JT+TC)7LV<]
MYDR[799Q67"ZU+Z?"BE1+)+'U.3[4ZEN;F++&6O:JQ,N*<5NS+%V4D1%E 64
M!90%E 64!I7@!L>6L^9ARPK8::?VQ2)OIIU56HG[J[V^39R*^7C4R^,]5C%R
M;XO".B6LL](> 9ETP,E6DK'?^'G5$55_=7<[T\C,R\:^+QZPT\7)IE\.DLYB
M>$89C5*M'BE%%4PK\&1M[+Q1=Z+S0AI>V.=UG2:]*WC5HVB_,_0_54VNKRS.
MM1'O]JS.1)$^2[<[L6R\U-'%SHGPR?S9V7@S'CC1U44U323OIJJ"2&:-;/CD
M:K7-7FBE^)BT;A0F)K.I?.RGKPLH"R@+* LH"R@+* LH"R@+* LH"R@+* LH
M"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@+* LH"R@;OT4YB7!\
M>]RZA]J;$K1[5V-F3Q%\NUOE0I\S%VZ=J.L+G#R]B_9GI*7<P8-3Y@P>JPFI
MV-J(U:CK>([>UWD6RF7CO..\6AJ9*1DI-9<X55)4455-154>B:![HY&\'(ME
M-^)BT;A@VK-9U+Y64]<EE 64!90%E 64!90&E5V*@&^Y+Z3Z[!>YX=CJR5="
MEFLE\:6%/^)O+>G5?<4L_$C)\5/"5W!RYI\-_&$P4=;18I2,JZ*HCJ*>9MVO
M8MVN3_OJ,NU9I.IZM2MHO&XZ(\SKT4Q57=,4RNQD4RW=)1[F/YL_57EN["]@
MYDQ\.3^:EGX<3\6/^2*)Z>>FF?3U,+XI8W*U['I9S5X*B[C2B8F-PS)B8G4O
M%E/7A90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64!90%E 64
M!90%E 64!90%E 64!90%E 64!90%E 64 B+=.T/74;/$;V(?./HGH
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M[TPY=]J8A#F*G9:.L_(SV38DJ)X*^5J6_NE[@Y>U7W<^2CS<6I[<>:.B^H
M       #-99S9B^5:KNV'RZH7K>6G>OY.3[EYI]9#EPUS1JR;%GMAG=4V97S
MAA&:Z;NE%)W.H8B++3/7PV?>G-/J,C-@MAGQZ-?#GKFCPZK?-V1L*S7"LDC?
M:]<Q+1U+$V]CD^$WZTZE.L'(MAG^#G-QZYH_BA3'\NXKEJM6BQ2GT*MUCD;M
MCE3BU>OLWH:^/+7+':JR<N*V*=68PD1
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M+LYFGBY%,WA'A/HS,W&OB\9Z-<+"N
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M-[$/G'T3T           .;\T>^;%_GT_KJ;^+Z=?Q#!S?4M^98PD1
M       ,KEG,59EC%H\3I+N:G@317LDL?6WMZT7J4BRXHS5[,I<.6<5NU#H/
M"\3H\9P^'$J"7ND$[=3'=?8O!478J<3#O2<=IK;JW*7B]8M5$?2=DOW%K%QS
M#8;4-4_\JQJ;(95]#7=7!=G6AJ<3D>\CL6ZPR^7@[$]NO26AEU2
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M['QO='(QS'L56N:Y+*BIO14ZE-%G3&E#UX
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M<"YFPZ*\\#;5;&IX\:;G]K>OEV%GAY^S/N[?LK<S!VH]Y7]T3&HRP
M      %6/?&]LD;W,>Q;M<U;*B\45-QYU>Q.O%OV6.EG$L.TTF8&.KJ?<DS;
M=V8G/J?]2\U*6;A5MXX_"5W#S;5\+^,)3PC&\+QVE2LPJLCJ(UWZ5VM7@Y-Z
M+VF;?';'.K0TJ9*Y(W66'S/D# LS(Z>2+VK6+NJ841'*O[R;G>7;S)</)OB\
M.L(LO&IE\>DHCS+DK'<KO5];!W6EOX-5$BK'_>ZVKV^=34Q<BF;IU]&7EX]\
M/7HP).@                             )7Z',=[K2567IW^%3K[8@O\
MJ.7PD\CMO]XS.=CU,9(:?!R;B:2RW2I@7NMEMU;"S5/AKN[MMO6/<]/-M_ND
M7#R=C)J>DI>9C[>/?HA(V&.              (JM<CFJJ*U;HJ+947B'J3<E
M=*:LT87FF6[=C8ZU>KE)_P WGXF=R.'_ *L?\FAQ^9_IR?S2944]'B5(^GJ(
MHZBGG99S7(CFO:OI,Z)FD[CJT9B+1J>B(<[=&=3@NO$\#;)4T.USXO&D@3_B
M;SWIUWWFKQ^7&3X;^$LOD<2:?%3HT/L+JBJ
M     )O3M#UT\SQ&]B'SCZ)Z           '.6:/?+BWSZ?UU-_%].OXAA98
M_P RWYEC"1'H!H!H!H!H!H!H!H!H!H!H!H!H!H!H!IF\H9FJ,K8Q'7LU.IWV
MCJ8D^''?JYIO3S=9#GPQFIV?--@R3AMOR3_3U%-B%+'4T\C)H)V(]CDVHYJH
M8<Q-9U/5M1,6C<=$'](645RQBO=J6-?<^L5706W1NWK'Y-Z<NPV>+G]]74]8
M9')P>ZMN.DM5+*MH!H!H!H!H!H!H!H!H!H!H!H!H!I<X=B>(815-K<,JY*:=
MOPV+:Z<%3<J<E.;4K>-6C;JEII.ZRD_*_2Y2U&BCS-&VFEW)4QHO<W?*3>WM
MVIV&=FX4QXX_Y-'%S(GPR)#8^FK($>QT<\,K=BHJ.:]J_4J%#QK*[X6AH6:.
MB;#Z_769>>VBJ%NJP.OW%Z\NMGDV<B[AYMJ^&3QA2S<*MO&G@BW%<'Q/!*I:
M+%:.2GE2]D<FQR<6KN<G8:5+UR1NLLZ^.V.=6A9G;G0#0#0#0#0#0#0#0#0#
M0#0#0#0#0#0#0#0#0#0#0#0#0#0#3*97QIV7\>H\515T1/TRHG7&[8Y/-M[4
M0BS8_>TFJ7#?W5XLZ(5(JF%6JC9(Y6V7K1S53[4,+QB6WUASKF3!WX!CE9A+
MD73!(O<U7KC7:U?,J&]BO[RD68>7'[N\U8TD1Z : : : : : : : : : : :
M : :;;DOI!K\L/915>NJPU5VQ7\*+FR_5^[NX6*N?BUS>,>$K6#DVQ>$^,)H
MPS%*#&:*/$,-J63P2;G-ZEZT5.I>2F1>EL<]FT>+5K>MXW5HN=^C"&O[IBN7
M(VQ52W=)3)L9+S;U-=]2\B[Q^9-?AR=/53Y'$BWQ4ZHFFAEIY7P3Q/CDC<K7
ML>VSFJF]%1=QIQ,3&X9LUUX2\GKS0#0#0#0#0#0#0#0#0#0#0#0#0#0#0#0#
M0#0#0#0#0#0#0#0#0F].T&G3S/$;V(?./H7H           <Y9H]\N+?/I_7
M4W\7TZ_B&'E^I;\RQA(C                  !(W13F_P!J5"99Q"7\C.Y5
MI'*OB2+M5G8N].=^)0YF#M1[RO[KW#S:GW=OV21F' Z/,>$S876)X,J78]$V
MQO3Q7)S1?M0S\62<5HM"]DQQEK-9<]XIAE9@^(3X97QZ)Z=VER=2\%3DJ;4[
M3=I>+UBU>C%O6:6FLK4Z<@               #,Y=S=C>6);X=4WA5;OIY/"
MC=Y.I>:6(<N"F;YDN+-?%\J7,K](N!YCT4TC_:5:NSN$KMCU_<=N=V;%Y&7F
MXM\7CUAI8N33+X=);!B>$X=C-*ZCQ.CCJ(7?!>FY>*+O1>:$%+VQSNLI[TK>
M-6A%F:>B:NH==9EQ[JR!-JT[E_*M^2NY_P!2]II8>;6WAD\)9V7AS7QQ^,(^
MDC?$]T4K',>Q=+FN145J\%1=Q>Z^,*73PE0]
M  3ET88Y[L98B@E?JGP]?:S[KM5J)X"_1LGD4QN7C]WDW'26OQ,G;QZ]&O=,
MF"7;1YAA9XJ^U9[<%NK%\^I/*A/P,G7'/Y0<W'TO"+C29X
M  RV7,SXKEBL]M8=-X#E3NL+E\"5.:<>"IM3ZB++AKFC5DF++;%.ZINROFW"
MLU4G=J)^B=B)W:G>OAQK]J<%3_H8^;!;#.I:^+-7-&X6><LAX=FJ):AFFFQ!
MC;,G1-CK;FO3K3GO3ZCO!R;89UUAQGX]<L;Z2A/%\'Q' JU^'XG3.AF;M3K:
MY/UFKUIS->EZY([563>EL<]FRS.W(                          !-Z=H
M'3S/$;V(?./H'H           <Y9H]\N+?/I_74W\7TZ_B&'E^I;\RQA(C
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MJV]UII%M#4L3P7\E_5=R\US8PYZYH\.K)RX;89\>C!$Z$
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M&G3)7)&ZRS;TMCG5H65E.W)90%E 64!90%E 64!90%E 64!90%E 64!90%E
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M;/$;V(?./H'H           <Z9G]\N+?/I_74W\7TZ_B&'E^I;\RQA(C
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MZBFJ*.>2EJH7PS1.TOC>EG-7@J&K$Q:-PS)B:SJ7R/7@
M    "J;T[0.FV>(WL0^<?0/0           YTS/[Y<6^?3^NIOXOIU_$,/+]
M2WYEC"1&                      9C*N8I\LXS#B4>IT7]G/&GPXUWIVIO
M3FA%FQ1FIV92X<LXK]IT!3ST]=2QU,#VRP3L1[7)M1S539]1A3$UG4]6U$Q:
M-P@W/V5ERSC3FP1JE#5WDIEZF_K,\E_,J&SQLWOJ>/6&1R,/NK^'26LEE7
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MUJYFJ)ZKW&=J>!*GV+Q3TIM-C#FKFC=61EPVPSJS#$R(
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M#YQ] ]           #G;,WODQ7Y[/ZZF_A^G7\,/+]2WY8TD1@
M             !M/1[FCO=QI(ZF2U%6JD<U]S'?!?Y+V7DO(K<K#[VGAUA8X
MV;W5_'I*:ZVCIL1HYJ*KC22&=BQO:O6BH8U;36>U#7M6+1J7/N8L$J<O8O48
M7477N:WC?;^TC7Q7>;?S13>Q9(RTBT,3+CG%::RQI(C
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M[3S$S$6-LROA1RK;9K9X*_5I-#A7[6/L^BAS*=G)VO5I!=5
M            W_(W21)AG<\)Q^5TE(EFQ5"[70IP=Q;SWIV;J/)XD7^/'U7>
M/RII\-^B5I(Z3$*58Y&Q5%/.S:BV<Q[5^I4,N)FD^DM*8BT>/1$.>>CN? E?
MBF$-?-AZ[7LWOI^WBWGO3KXFKQ^5&3X;]?ZLOD<:<?Q5Z?T:0750
M        $WIV@=,L\1O8A\X^@>@          !SMF;WR8K\]G]=3?P_3K^&'
ME^I;\L:2(P                        =H$S=&.9_=G"/<RKEO64"(VZKM
M?%\%W:FY>Q.)D<S#[NW:CI+5XF;MU[,]85Z3LL>[.$>Z=+'>LP]%>B(FU\7P
MF^3>G8O$</-[N_9GI)R\/O*]J.L(8[#790
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M:5./E]S?M>2UGQ>]IKS0&]CXWNCD8K'L56N:N]JIL5%-SJQ>CR>@
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M:5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5
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MWIS3ARZTY&]6T7B+1T8=JS6>S+XG3P
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M;./)7+7M59&3';';LV6!(X         !-Z=H'2S/$;V(?./H'H
M <\YF]\>*_/9O74W\/TZ_AAY?J6_+&DB,
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M>.)1ATJX?[3S2M2U+-K8&2_WD\%?0GG-/A6[6+7HSN97LY-^K3BVJ@
M                       "K7.8Y'L<K7-6Z*BV5%XHIX)6R'TB-Q#N>"X]
M*C:K8V&H=L2;@UW!WI[=^9R>)V?CQ]&EQN5VO@OU;EC."X=C]"_#\2A22-^U
M%38YCNIS5ZE0IX\EL5NU5;R8ZY*]FR$<U94Q#*U;W"I3NE/(J]PJ$3P7IP7@
MY.M/,;6'/7-7<=61FPVPSJ>C"$R$       3>G:!TLSQ&]B'SCZ!Z
M    '/>9??'BOSV;UU-[#].OXAAY?J6_+&DJ,
M       3;T>9C]WL"9'/)JJZ*T,U][DMX+O*GUHIB\K%[J_ATEK\;+[RGCUA
MA^EC+WMFBCS#3L_*4J)'/9-\2KL7R*OF5>!-PLNK>[GS1<W%N/>1Y(J-1F@
M                                 *M<YCD<QRM<BW146RHIYU&PX9FA
MS42#$[N3JF1-J?*3[2O?#YU3TS>5F>1\<T:/8YKV/38J;45"#QA//BP6)Y>C
MD59J"S';UC7Q5[.'H+%,NO"R"^+?C5KTD<D3UCE8K'MV*U4LJ$\3OQA#,:>3
MUX  )9Z(J_N^"U6'N6ZTM1J3Y+TOZ4<97.KJ\6]6GPK;I-?1\^F"@[IAE#B3
M6[:>98G+^Z]/O:GG/>!;5IJ\YU=UBR*C49H
M       )+R'TB76/!<PS[=C(*IZ[^#7KZ'>?B9O)XO\ KQ_R:''Y7^C)_-(&
M)X90XQ124&(0-FAD3:U>I>I47J5.)0I>V.>U5>O2N2.S9"N;LG5N5JK;JFHI
M76AGM_NNX.]/5P-G!R*YH_BR,^"<,_P:\6$      %4WIVG@Z39XC>Q#YU]
M]           #GO,OOCQ7Y[-ZZF]A^G7\0P\OU+?EC25&
M               ,_DC,"Y=QZ&HD?:FGM#4)U:%78[^ZME[+E?DXO>TUYI^/
ME]U??DG*H@@K*:2FG8V2&9BL>U=SFJEE0Q8F:SN&Q,1:-2@#,.#38!C%3A<M
MU2)UXW+\.-=K7>;ZT4W<62,M(LQ,N.<=YK+&DJ,
M               NZ#%*K#G?D7WC5;NC=XJ_<IQ>D7ZNJWFO1LU#BE-B+?R3
MM,B;71NWI]Y6M2:=5FMXMT>*VAIZYNF9GA)XKT\9!6TUZ%JQ;JURMPVHH5N]
M-<?4]$V>7@6:WBRO:DU6AVX -VZ)J_VMF.6B<O@UE.Y$3]YBZD^K44N=7>/?
MHM\*VLFO5(6>:!<1RIB,#6W>R'NS>UBZOL*''MV,L2O\BO:Q3"!^PW&*
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MV]T*KM^BNWL53OA9>S;L3YN.9C[5>W'DB0UF8
M              *M<YCD>QRM<U;HJ+94/-;-Z9J@QZ]HJ_L25$]*?:0WQ>=4
MU<GE++^!(SX+FN3M14(>B7JP]?@=[RT.SC&J^A?L)JY?*R*V/T89S7,<K7M5
MKDV*BI94)NJ%D\L5WN;F+#JU5LV.H8CU_=<NE?J52/-7MXYA)AMV,D2G^2-D
ML;HI&ZFO16N3BB[%,&)UXMR8WX.<ZVE=0UE11/2SJ>5\2_W55/L/H:SVJQ+
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M;V(?//H'H           <^YD]\6*?/)O74W,7TZ_AAY?J6_+'$B,
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MB*)_:1O@=VM5')ZREO@V\)JJ\ZOC%D>EY0
M          -NR1GF;+LC:"O<Z3#7KNWN@5?A-_=XIY4YU>1QXRQVJ]5KC\B<
M4]FW1+['TN(4J/8L<]/.S8NQS7M5/K13*\:S_%J^%H_@B7/60Y,">[%<*8Y^
M'.6[V;UIUY\6\%ZMR\34X_)]Y\-NO]67R.-[OXJ]/Z-,+:H $WIV@=(L\1O8
MA\^^@>@          !S[F3WQ8I\\F]=3<Q?3K^&'E^I;\L<2(P
M                      9K*&/+E['8*YSE2!R]RJ$XQNWKY%LOD(<^/WM)
MKYIL&3W5XGR3K)'#50.BD:V2*5JM<B[4<U4V_48T3,3MLS$6A .8L&DP#&:G
M"WW5L3[Q.7X4:[6KYMG:BFWBR>]I%F)EI[N\U8XD1@
M                      7M!BL]%:-WY2+]55VIV'%J19W6\U2AT;XE!5QU
MD$,FI/ D1.M-Z+=/,9W+I-=3+1XMXM$Q"ZZ2,)3%, :Y':7TTS9&NMQ16K?S
MH<\2_8O^7?*IVZ?A#M133TDG<YV*U>I>I>Q35B8GHR9K-?"7R/7@
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MZ!Z           $ 9C]\.*?/)O74W,7TZ_AAY?J6_+'$B,
M                   #.Y*QU< Q^"HD?IIYU[A/?=I<NQWD6R]ER#D8_>TF
M/-/Q\GN[Q/DFZIIX:RFDI9V(^*9BL>U>MJI93'B9K.X;$Q%HU* <:PN;!,5J
M<+G55=3O5J._6;O:[RHJ&YCO&2L6AAY*>[M-5D=N
M                     ,CERK]HY@PZK5;)'4QZE_=5;+]2J1Y:]K',?P28
MK=G)$I]>QLC%C<EVN16JG(P^C<01'B$V&U<V'UEWL@E?%?X3=+E3RIL-N:Q>
M(M#%B\TGLRRT<L<S$DB>CFNW*A%,:ZIHF)\88^OP:.:\M+9DF]6[FN^XDKDU
MX2COCWXPPDD<D3UCE8K7-WHI-$[Z()C75Y#P
M          !LV3,YU.6:CN$^J7#Y77DC3:L:_KM^U.OM*_(P1FC<=5CC\B<,
MZGHF.GJ*3$:1E332,GIYV7:Y-K7-4R)B:3J>K6B8O&XZ(LSUD1V#O=B^$1*Z
MA<MY8DVK M]Z?N>CLW:?&Y/O/@OU9O(XW8GMUZ?T2PSQ&]B&6U'H
M   0!F/WPXI\\F]=3<Q?3K^&'E^I;\L<2(P
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M\.*?/)O74W,7TZ_ABY?GG\L<2.
M #:FU%5%XIU 3IDW'/=_ *>L>Y%G8G<9_P"(W>OE2R^4Q<^/W5YCR:^#)[RD
M2TOI8P/N-7!C\+/!GM!/9-ST3P5\J73^ZA<X63<3257F8]3%X1^7E(
M                                  "6>B:J27 *BF5=L%4[S.:B^FYE
M\V-9(G^#2X<[I,?Q6/2_37@PVL1/%DDB5>U$5/54[X,^-H<<V/")1H:*@  +
MRAQ.:C5&+X<76U5W=AQ:D6=5O-6?IZF&JC22!^I.M.M.T@F)CJGBT6Z+:OPN
M&LO(RT<WZW4[M^\ZK>:N;4BS ST\U-(L4S%:Y/K[">)B>B"8F.KYGH
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M<QR=J*A%T2L17X+OFHDYK']WW$E<GE*.V/SAB%14545%14WHI,A4
M                      53>G:!T6SQ&]B'S[Z!Z           $!9C]\.)
M_/)O74W,7TZ_AB98^.?RQQ(XT T T T T T T T T T T T T T T T T T
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M]           " LQ^^'$_GDWKJ;F+Z=?PQ<OSS^6.)'
M                     O,(Q*7",3IL3@OJIY$?9/A)UIY4NGE.+TC)6:SY
MNJ6FEHM"?::HBJZ>*J@?JBF8CV.XM5+H8<Q-9U+:B8M&X0EG3!O</,-33,9I
M@E7N\.S9H=U>1;IY#9X^3WF.)9&>GN\DPP9,B
M               "ZPN?VKB='4WMW*HC?YG(<WCM5F'M9U:)=!F"W'/F*P>U
M<4K*:UNY5$K/,Y3>I.ZQ+$O&K3"U.G(      #W%+)!(DL3U:Y.M#R8WU(F8
MZ,]08M%56BFM'+]3NS[B&U->,)ZWWX2NZBGAJ8UBG9J;]:+R.(F8Z.IB+=6
MK\,FHU5Z7?%U.MN[2>MXL@M2:K([<@                          53>G
M:!T6SQ&]B'S[=>@          ! 68_?#B?SR;UU-S%].OX8N7YY_+'$C@
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M7RI9?*;M+1>L6CS8MZS2TUGR6NE3IR:5 :5 :5 :5 :5 :5 :5 :5 :5 :5
M:5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5
M:5 :5 :;[ )WRG/[9RUADJK=5I8T7R);[#$SQK):/XMC#.\=9_@C'I*@6/-D
M[[?VL,3_ *K?\)I<2=XH9_*C666K:5+*N:5 :5 :5 :5 :5 :5 :5 :5 :5
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MNG]TN<+)N)I*IS*:F+PT(O*8
M  3/T>3)+E&A3KC[HSS/<8_*C666KQ9WBAIW2Q%IQRDF1/[2EMYGK]Y;X4_!
M,?Q5>9'QQ/\ !I)=5            >X9Y:>1)87JUR=9Y,1/A)$S'C#/X?BD
M58B1OLR;]7J=V?<06I-4];Q9<U-+#5Q]SF;=.I>M.P\BTUZ.IK%NK7J[#IJ)
MUW>%&NYZ?;P4GK>+(+5FJU.G(                      3>G:!T2SQ&]B'
MS[=>@          ! F8O?!B?SR;UU-S%].OX8N7YY_+'DC@
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M,5KD1S7)M3>BH1=$O5A,0P=T5YJ1%<S>K-ZM[.*$M<F_"4-L>O&&+)48
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MWG8GW&;SH^*):'"GX9A3I;BOAV'S?J5#F^=G_0<&?BF#FQ\,2C$TF>
M         7M!BDM&J1NN^+]7K3L.+4BSJMYJV"">*HC26%Z.:OU=I!,:\)3Q
M,3&X6&(80RHO-3(C)=ZIU.^Y3NM]>$N+4WXPP;V/C>L<C5:YNQ47>A/O:'H\
M@                   3>G:!T2SQ&]B'S[=>@          ! F8O?!B?SR;
MUU-S%].OX8N7YY_+'DC@
M"4^BS%_;6%381*^[Z)^IB*O^C=M^IU_.AF<W'V;1>/-H\.^Z]F?)].E#"/;F
M"LQ.-OY2A?=R_P#MNV.\RZ5\YYP[]F_9]7O+IVJ=KT10:C-
M                        $B]$4GZ4A_@N]9#/YT?+*]PI^9E.E2/5ER)_
M6RK8OG:Y"+A3K)^R7F1_E_NB8U68                /M35<U))W2%UN*+N
M7M/)K%NKV+37HV&BKX:UG@+ID1/"8N].SBA7M6:IZVBQ6T$-:RSTTO3Q7IO3
M[T%;34M6+->JJ2:CD[G,WL<FYW86(M%NB":S7J^)Z\
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M[VV\Q>X5^U3L^BES*=F_:]6E%U4
M   -SZ*GZ<?J6?K4B_4]OWE/F_3C\K?#^I/X;IT@,UY1K_W48[S/:4^+]6%O
MD_2E#!L,D                   #)T&+NBM#5*KF;D?UM[>*$5L>_&$E+Z\
M)9E%9(RZ*CFN3M14(NB;JP^(80K;S4B7;O6/K3L^XEKD\I0VQZ\88LE1@
M           !-Z=H'0S/$;V(?/MUZ           $#YA]\&)_/)O74W,7TZ_
MABY?GG\L>2.                                          &_=%6+=
MSJ:K!I'^#*GMB)%7X2;')YK+Y%*'-IN(NN\.^IFC:<]84N+9<J6,;>6G3VQ'
MVMWIY6W0J\:_8R1_%9Y%.WCE#!LLD
M     VWHQ=IS,J7\:FD3ZVJ5.9]-9XGU/V;_ )W;KRIB26_T"KYE12CQOJU7
MN1]*R$UWFRR                     %W0XC+1NT^/$N]OVH<6I%G5;]EL%
M//!4QI+"[4GUHO,@F)CPE/$Q/C"SQ#"65-YJ>S)>M.IWW*=UOKPES:F_&&!>
MQ\;UCD:K7-V*B]1/$[03&E              $WIV@=#,\1O8A\^W7H
M     0/F'WP8G\\F]=3<Q?3K^&+E^>?RQY(X
M                  7V!XF_!\7I<2:JV@D1ST3K8NQR>95.,E/>4FKO'?W=
MHLG=KF2QH]JH]CTNB[T5%,+HVNJ#,QX7[C8Y68>B69'(JQ_(=M;]2V\AN8;^
M\I%F-EI[N\U8TD1@                                  -HZ-W6S5"G
M&&5/J*O+^E*QQ/JI)S<W5EG$T_\ Q9/09V#ZE?RT,WTY_"#E-MC@
M             'UIJJ:DD[I"ZR]:=2IS/)K%O"7L3->C8:+$(:UG@^#(GC,5
M=ODXH5[5FJ>MHL5N'PUK/"\&1/%>F].WB@K::EJQ9KU32S4DG<YFV7J7J5.1
M8BT6\806K-9U+Y'KP           !-Z=H'0S/$;V(?/MUZ           $#Y
MA]\&)_/)O74W,7TZ_ABY?GG\L>2.
M           "8^C[%?=/+<#'N59:-5IWWWV;XJ_15/,8_*IV,D_Q:O&OV\<?
MP:]TK859U'C,;=BWIY51.U6_\2>8L<&_6DH.93I='IH*(
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MT;A#&<<+]R<Q5=.UMHY'=WC^2_;]2W3R&SQ[^\QQ+(ST[&2884F1
M                          ;%T?>^VB[)?\-Q7Y7TI3\;ZL)4S!^@<1^:
M2^HIEXOJ5_+2R_)/X02FXW&,                          !?X?BDE(J1
MR7?#PZV]GW$=J=KQAW6_9\)9^*6.:-)(GHYKMRH0S&O"4\3OQ8O$<'1UYZ-M
MEWNC3K[/N)*9/*4=L?G##*BHME2RH3(5        *IO3M Z#9XC>Q#Y]NO0
M          @G,/Z?Q+YW-ZZFYB^G7\,7+\\_ECR1P
M                         ):Z-L32NR^E(]UY*%ZQ+QT+M:OF54\AD\NG
M9R;]6GQ+]K'KT8WI5PO73TF,1MVQ.6"1?W7;6_6B^<EX-]3-$?,IX1=&YHJ
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MI_$OG<WKJ;F+Z=?PQ<OSS^6/)'
M           VWHUQ/VEC_M-[K1UT:Q[]FMNUO_$GE*G,IVL>_19XE^S?7JDC
M,.&IC&"U>'VNZ6)=')Z;6_6B&=BO[N\6:&6G;I-4%JBHMG)9>M.!N,90
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M&M99W@O3Q7IO3_H*VFI:L6:[4TTU+(L4S;+U+U*G%"Q%HM&X03$UG4OD>O
M   53>G:!T&SQ&]B'S[=>@          !!F8?T_B7SN;UU-K'\E?PQ<OSS^6
M/.W                                             ^M)52T55#60K
M:2"1LC>U%N>3$6C4O8F:SN$\4E3'64L57"MXYF-D:O)4NAB6B:SJ6W68M&X0
M[G/#/<O,=7"UMHYG=WCV=3]J_7=#6X]^WCB63GIV,DPPA,A
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MF+Z=?PQ<OSS^6/)'
M  ;;T:8DM)CKJ)SK,K8E;:_PV[4^K45.93M4[7HM<2_9OKU2'F7#4Q? ZRA1
M+O?&JQ_+3:WZT,[#?W=XLOY:=NDU0>;C&
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MLP?I[$OG<OKJ;6/Y*_ABY?GG\K [<
M                EOH_Q'V]ER&-SKOI'+ ZZ]2;6_[JIYC+Y5.SDF?5J<6W
M:Q_A@>E/#K246*L;XR+3O7_>;_Q$W"OX31#S:>,6:$7E$
M                                                        ^])6
M2T;]3-K5\9J[E/)CM/:VFLL_3U$55&DL3KIUIUHO!2&8TL1,6Z+3$,,;47FA
M1&R]:=3O^IU6VO"7%Z;\8856N8_2YJHJ+947J)H0I^;XJ=A@MU4
M  0=F#]/8E\[E]=3:Q_)7\,7+\\_E8';@
M                   &Z=&&(]PQ2IPU[O!JH];4_?9_T5?,5.93=8MZ+?#O
MJTU]6XYRP[W3R[60M;>2-G=H_E,V^BZ>4I\>_8R1*YR*=O',(:W[4-=D
M
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M>RGK;M)=3<AD-94           0AC_Z>Q+YW+ZRFUC^2OX8N7YY_*P.W
M                                           &_8H$RY1Q#W3R]1U#
MG(KVQ]R?\IO@KZ+^4R,].QDF&O@OV\<2TOI,P_VOB\%>UMFU<5G+^^S9Z%3S
M%SAWW2:^BGS*:O%O5IQ;5
M                                   ],<YCVO8Y4<BHJ*G4-;$]M\5.
MPPFZJ           (0Q_]/8E\[E]93:Q_)7\,7+\\_E8';@
M                                  "0.B[$+LK<+<[Q5;.Q.2^"[T-\
MY1YM>EE_A6ZU97I%H/;>7G5+4N^CD;+_ '?%=]2W\A%Q+=G)KU2<NO:Q[]$5
M&FS
M                 JF].T]$^-\5.PP6ZJ           (0Q_P#3V)?.Y?64
MVL?R5_#%R_//Y6!VX
M     SN2J_W/S)2/5UF3JL#^QV[Z[$/(KVL<IN/;LY(2U74K*ZBGHY?%GC=&
MOE2QE5MV;1:&K:O:K-907+$^"1\$J6?&Y6.3FBV4VXG?C#$F->$O
M
M     !5-Z=IZ)\;XJ=A@MU4           0AC_Z>Q+YW+ZRFUC^2OX8N7YY_
M*P.W                                                'ICWQO;)
M&MG,5'-7@J;4'4CP3GAM8S$,/IZYEK3Q-DV=5TN8EZ]BTU;=+=JL613GF@]H
M9DJM+;,J+5#?[V__ 'D4U.-;M8X_@R^37LY)_BP!.@
M                                                      %4WIVG
MHGQOBIV&"W50          !"./I_GW$?G<OK*;6+Y*_ABY?GG\K#2IVX-*@-
M*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-
M*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-*@-
M*@2GT<UWMG+_ +5<Z[J25T=OW5\)/2OF,SEUUDWZM/B6[6/7HQO2C0:HJ+$V
MM\5SH'KR7:WT+YR3A6ZU1\VOA%D?:5+Z@:5 :5 :5 :5 :5 :5 :5 :5 :5
M:5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5
M:5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5
M:5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 :5 JC=J=H$]M\5.PPFZJ
M       (3Q_].XC\ZE]93:Q?)'X8N7YY_*P.W
M                          #<.C2N[AB\]"Y;-JH=2?*8OW*OF*G,KND6
M]%OAVU>:^K<<X4'NAEVMB:V[XV=V9VL\+T(I3X]NQDB5SD5[6.80]V&NR
M
M          3>G:!/3?%3L,)NJ@          "$\?_3N(_.I?64VL7R1^&+E^
M>?RL#MP                                                 O\ K
MO<W&J*MO9L<S=7R5V+]2J<9:]NDP[Q6[%XLFIS6O:K7)=%2RHO6ABMI!^)4;
ML/Q"IH7)M@E='Y$79]5C;I;M5BS$O7L6FJV.G(
M                                                 3>G:!/3?%3L
M,)NJ@          "$\?_ $[B/SJ7UE-K%\D?ABY?GG\K [<
M                                    &_8!-67J[W2P2BK%6[I(6ZOE
M)L7ZT4QLM>Q>8;.*W;I$H\Z1*'VKF%:AJ>#5Q-D_O)X*^A/.:'$MO'KT9_+K
MK)OU:P658
M                    )O3M GIOBIV&$W50          !">/\ Z=Q'YU+Z
MRFUB^2/PQ<OSS^5@=N
M        "2NC.M[MA-10N7PJ:;4GR7I?THXSN975XMZM'AVW6:^CQTG47=<-
MI:]J;8)M"_)>GWH@X=M6FIS*[K%D<&BS@
M                                            F].T">F^*G883=5
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M^G,1^=2^LIM8ODC\,7+\\_E8G;@
M                 O,'K/<_%:2MO9(9FN=\F]E^I5.,E>W6:N\=NQ>+)K5$
M5MEVHOH,5M(2Q6C7#\3JJ)4_L9G,3LOL^JQM8[=NL68EZ]BTU6IVY
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M/??X_5Y[C)Z/FN7<?1+K@M;9/_9<>^^Q_=#SW.3TE\G8/B[$U/PJL1.*P/\
MN/?>4]8>>[OZ2^;Z&NCV/HJAM^,+D^P][=9\WG8M'D^*QR-OJC>EM]VJAUN'
MFI>;HF]4\X>%T_63S@5                        ";T[0)W;XJ=AA-U4
M          0KCWZ<Q'YU+ZRFUB^2/PQ<OSS^5B=N
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M$[M\5.PPFZJ           (5Q[].8C\ZE]93:Q?)'X8V7YY_*Q.T8
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MG.7TG/N<?VP]C+DCSE]F9LS)';3C-2MOUE1?2AY[C'/D]]_ECS?>//&:(_\
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M%;]>%R?821>MNDHYI:O6%K=+VOMX'3E4  3>G:!.[?%3L,)NJ@
M"%<>_3F(_.I?64VL7R1^&/D^>?RL3MP
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MXN2$L<K'+8]^TK+*H           A?'?TYB'SJ7UE-K%\D?ABY?GG\K$[<
M
M
M   53>G:!.C?%3L,)NJ@          "%\=_3F(?.I?64VL7R1^&/DCXY_*Q.
MW&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&
M@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&
M@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&
M@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&@&E4WIV@TG1OBIV&$VU0
M    !"^._IS$/G4OK*;6+Y(_#'R?//Y6)VX
M
M                                        JF].T"=&^*G883;5
M       $+X[^G,0^=2^LIM8ODC\,?)\\_E8G;@
M
M                                          "J;T[0)T;XJ=AA-M4
M          0SCK?\]XA\ZE]93:Q?)'X8^3YY_*QT\SMP:>8#3S :>8#3S :>
M8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S
M :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8
M#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S
M:>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#
M3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :
M>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8!&
M[4V]8$YM\5.PPFVJ           (:QW]-U_SJ7UE-K%\D?ACY/GG\K$[<
M
M
M  53>@$XM\5.PPFVJ           (:QW]-U_SJ7UE-K%\D?ACY/GG\K$[<
M
M
M   53>@$XM\5.PPFVJ           (:QU%]VZ_9_XF7UE-G%\D?ACY/GG\K&
MR\"1P67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9
M> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P
M67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\
M %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ L
MO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX
M++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9>
M "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX 51%NF
MSK G%OBIV&$VU0          !#F.?IJO^<R^LIL8_DC\,?)\\_E9';@
M
M
MF] )O;XJ=AB-M4           0YCGZ:K_G,OK*;.*/@C\,?)\\_E9'>G - -
M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
M - - - - - - - - - - - - - - - F]!H3>WQ4[##;:H           AS'
M/TU7_.9?64VL7R1^&/D^>?RLCMP
M
M                                3>@$WM\5.PPFVJ           (>Q
MQ$]VJ_YS+ZRFQCGX(_#'R?//Y65D.]N"R#860;"R#860;"R#860;"R#860;"
MR#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#86
M0;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R
M#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860
M;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#
M860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;
M"R#860;"R#860;"R#860;"R#860;"R#860;"R#860;"R#8(B739UC8FUOBIV
M&(VU0          !928)@\KW2R872.>]5<YRPM555=ZKL.XR7CPB7$XZ3XS#
MS[@X)\44?\EOW'OO;^LO/=4](/<'!/BBC_DM^X>]OZR>ZIZ0>X."?%%'_);]
MP][?UD]U3T@]P<$^**/^2W[A[V_K)[JGI![@X)\44?\ );]P][?UD]U3TAJF
M?L/H**EHW4=%! KI7(Y8XT;=-/(M<6]K3/:E5Y5*UB.S#2RZI      ;/E++
M.'X[3U$M9).UT4B,;W-R(EK7ZT4J\C-;%,1"S@PURQ,RSWXO,#_U]9]-O_*0
M=[O_  6.Z4]9/Q>8'_KZSZ;?^4=[O_ [I3UEYEZ/L$9&][9ZR[6JJ>&WA\D1
MR[S/D\GB4B.LM+P&@AQ3%J:AJ'/2.951RL6R^*J[/,7<MII2;0IXJQ>T5EF,
MVY9P_ J>GFHY)W.ED5CNZ.14M:_4B$/'S6RS,2ESX:XHB:M8+2L
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M2GK+6\?RA78)&M4V1*BF1;+(U+*SY2?:6<7(KE\.DJ^7CVQ^/6& +"N
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MEL&2OC,,03(7UI/SN#^*SUD/)Z2]CK"1\\^]V;^)'ZR&;Q?J-+E?3E&1ILP
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MQ<4Q=P$GYI]ZM5_"9ZS3+P?5AJ9_I2C!=YJ,L
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M69VX2'T>M5,%E54V.J76^BTSN7\\?AH\3Y)_+3\0K&+F2:N:MV-K-:+R:_\
MZ%RE?\N*_P %.]O\R;?Q;QG=%?EV5S=J:XUNG#4A1XOAD7N3]*4:&FS'N%JN
MFC:U+JKVHB>5#R>CV.J2L[3MAR[4-5=LSF1IVZD7T(IF<:-Y(:7)G6.6HY&]
M\,7\*3T%SD_3E4XWU(9+I'_.J'^&_P!*$?#Z2DYG6&G%Q3%W 2?FGWJU7\)G
MK-,O!]6&IG^E*,%WFHRP
M  "J;T FEOBIV&(VU0                 !I_2-^:47\9WJESA]94^9TAHE
MEX%]0++P 67@ LO !9> "R\ -\Z.?S*L_C-]4H<SYH7^'\LM<S>B]\=;L^$W
MU$+/'^G"MR/J2PUEX$R$LO #+94]\-#_ !%]52'/].4V#ZD-DZ1OS6A_BO\
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MEX ++P 67@ LO !9> "R\ %EX ++P 67@ LO !9> "R\ %EX ++P 67@ LO
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MQRM6W:AY,1/A+V)FOC#U4UE76*UU752SJW8U9'JZW9<\BL5Z0]FTVZR^1TY
M+Q,:QE$LF*U:(G_O.^\C]W3T2>\OZO,V*XG41NAJ,1J9(W>,Q\JJB^0]C'6)
MW$/)R6F-3*U.W                                           >"9V
M^*G88K;5                  &G](J?Y+1?QG>J7.'UE3YGRPT<OJ
M                                                   !L^7,VTN"
MX=[2EI)I'=T<_4U41-O:5<W'G);M1*UBY$8Z]F8:Y52I/4S3M14261ST1=Z7
M55+-8U$0KVGM3,OF>N0
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MM2I=OG38=UR5O\LN+8[T^:%F=N
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M[>'1AK)P)T!9. "R< %DX +)P 63@ LG !9. "R< %DX +)P 63@ LG !9.
M"R< %DX +)P 63@ LG !9. "R< %DX +)P 63@ LG !9. "R< %DX +)P 63
M@ LG !9. "R< %DX +)P 63@ LG !9. "R< %DX +)P 63@ LG !9. "R< %
MDX +)P 63@ LG !9. "R< %DX +)P 63@ LG !9. "R< %DX +)P 63@ LG
M!9. "R< %DX +)P 63@ LG !9. "R< %DX +)P 63@ LG !9. "R< %DX +;
M@]3*WQ4[#$;2H                  U#I$_-:+^,[U2YQ.LJ?,^6&D%]0
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MO=RL<;ZD,STBN9HH&7\+5(ODLA#P_--R_)I9>40
M
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MGJTO,6,>[6).J672&-.YPHOZO'RKM\Q=PX_=UUYJ6;)[RV_)BR9"
M
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M#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S :>8#3S#U,;?%3L,1M*@
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M$_\ J)?H*3[A!V94='(Q+OB>U.+FJ@W#R8F'D]>
M
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MS]A"(B>UZOZ#?^8H=TO_  7N]T]#O^P?_P!-5_0;_P P[I?U.]T])._[!_\
MTU7]!O\ S#NE_4[W3^*WQ#.V%5=!4TL<%4CYHGQM56MM=4MMVG5.+>MHF7-^
M32U9B&LX%7PX7BL%=.U[HXM5T8EUVM5/M+>6DWI-85<5XQWBTMN[_L'_ /35
M?T&_\Q2[I?U7.]T])._[!_\ TU7]!O\ S#NE_4[W3^)W_8/_ .FJ_H-_YAW2
M_J=[I_%B,SYFH,:H8Z6EBG:YDJ2*LC41+(BIU*O$FP8+8K;E#GSUR5U#62VJ
M
M                            #U,3?%3L,1M*@                 #4
M>D+\UHOXKO5+G$ZRI\SY8:47U$                >F221ZNYR.9J:K':5M
M=J[T7D>3$3U(W'1Y/0
M                                                          3$
MWQ4[#$;2H                  U+I!_-:/^*[U2WQ.LJG+Z0TDT%(
M
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MN<3K*GS/EAI9?4
M
M             >I?;XJ=AB-I4                  :GG_\UH_XKO5+?$ZR
MJ<OI#2S04@
M
M       ";P\2^WQ4[#$;*H                  U//_ .:T?\5WJEOB=95.
M7TAI9H*0
M
M     !-X$OM\5.PQ&PJ                  -3S_P#FM'_%=ZI;XG653E](
M:6:"D
M
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MW@2\WQ4[#$;"H                  U3/OYM2?Q7>J7.)UE4Y?2&F%]2
M
M                                                       JF\"7
M$W(8C85                  &J9]_-J3^*[U2YQ.LJG+Z0TPOJ0
M
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M#9L&S8-FP;-@V;!LV#9L&S8-FP;-@V;!LVJF\;-I<3<ABME4
M      :KGW\UI/XKO5+?$ZRI\OI#2RZH
M
M                              53>@>I<3<ACMI4
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MJESB=95.7TAII?4@
M
M             ";P):3<AB-A4                  :MGO\VI/XKO5+?$ZR
MI\OI#32ZH@
M
M       53>AZ)93<AC-I4                  :MGO\VI/XCO5+?$ZRI\OI
M#32ZH
M
M   53>@>I93<ACMI4                  :MGO\VI/XCO5+?$ZRI\OI#32Z
MH
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M'=(]6T)L2Q47%0
M
M
M
M
M
M
M
M
M
M
M
&    !__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>x1_0001.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 x1_0001.gif
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MZ?#O[_'HX^;M].ST^NGQ]_3T]/GW]?3V^O7Y_/____OX]O#O\
M
M
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MUU3:"(2E]NKKK\ &*^QL@  @PS60#%!!GLX,$R=<C%22YS602OK6*XUDPP<
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MH,HK<$TD!F@  0Q @/&Y(A8(F-@!7&"Q3%'O@1",H 1[]+X S$ ^V[M% '2
MC60PHQG-N!@?KL& "2!G:JUCV08WXPJ4(2![M<J?I(P3BP'\H $XP-T&._A!
M9A!G&OZ0P(,+!M"""1KQB$A,HF\D(8 :< 8/ 7C%-1[ @%U<8QH^ %PE B"I
M&0S@4KF8@ &Z]99I0$ !%H/% 6# # 500$T\&( /J,7%Y4R  0> 1+ZHZ)9L
M9!%W>B".(PRP-24:\I"(3"1I( $ ];6';3=K! $&0($$ &!KDP" _&"A@ %(
M  $)!$2!&$$  E" @)>J 0 >\  #@ U9FKP/VQZ@F6N0TI.69 $U<   !$C
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M6<IP#7[@>K+0 HYP./T7"16P6YN1# B  \/@!Q"  [+P"-;'?_YG-H-P+(
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M XT0"&/K6;#P<[#  Q(P <D@"1#@"+?0 P8X \F4"P]P@RVJ)E^WNC?S 'B
M-?([H;!( 7&2#=5KC%78..]+ 1/0#&]:AQ  ";=0 T[T.XSE51*@![@0" W
M"\G0 (JP3@=@,13 6+ PE&_A X ):^HCDL3A@]> !^X(>W3#O"] I8$K/WI
M :X "S*@L+!@ ,/XM<DU#4.@ T[,L.X6D3_P C<ZJ=CV!WGR##OP E7 "!O&
M&9D89>72#- D PL#+E3G F9<E-0" R_  \[J3*+4"%<<)]00!#$W7WZ@58\@
M R[ 3/[-D0<O  .,$ PZ$ Q2>&FSY@<N\*>>\@HS\ * H CXU1DG[#HUX+>/
M<#.2D$* \%RWT&EO 0B,Q<C%9AR\X&B=<6@0N&>BS!G#\ ,P\,?.^@AL(0,
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MR1!"53/ST@<!W*>,-, Z+]_6O,0#Y*H+0G,+C=#?\",_Q2(IU/#;6%T)\NT
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MO-2>0H5J5$'D29NB8 ,6V,!'??&XITK5JU^53R6+.@40J'2I+G4G6-6ZUNI
MC1HV-8(&L$J$GBH*HFS%:UY5(OZ)Z: +)9],QB7(:E:FOK2:"/6K7A5+%&S(
M8&A.@5HU:"$&(^34 T4@Q"\2NUBUZHZS8@%)( @&EJ)* :D76.HFG!'/@?ZA
M$9\UB8%:4!#8/@0606 &$,"B*&I,U@@>F"LA0K&,3^KEKL3*A03^P+3:6H0'
M,ZA5<Q$"A&9D0[=HJ:0P-"&%LE[  R6 0A@T\0O:LC9:00#$=J2;$6S\01%[
MZ,5Z%W(+&01!!Q,(1%W<&@I$3($((<B 2C^0@BD(5Q@SLH8U-NLFJ@2B$;"(
MT''ENQ!>]  ;0]#>A!-"C6GD0@>>I<A@N")BE]'%/"3.926G\8M-B"$*)<CI
M!30 @OXB@ $1MECMS*R)#9K=BRYZ^?&Z4(PPNHSX9.,JLI!AJJ\D^UB53>;8
MD)F<LP4K)!FZ_8R&+3*$2DQ#![+0LD*8H5Y*_D(388!""3R@ 0T,6 J$V,0O
MN'HI1=0 #SAH@228&Y%I,",;S  TH/\L:#\'>M"&1O2A#TUH0BLZT(PNM*,?
M_6=)%QK2?EYTHA$]:4%GNM*5QO2C-7UI2V?#TYNV=*I#+>I(HYK1IA;UIQL]
M$6I4(0A!: $00 P15<.:U91V=:E/#6E0MYK4CBXVLH.M[&./6M6I!G:S&[UL
M9P_;U[&&-K97C6I9/WK7([G%)U[Q"5>4V]SG/O<KT*UN=?ZCV]SL?O>YR>T*
M3G1/%K.(#B<:(0@JK" $'%!I!D) A"H00A.?@,4L<"&+");;$YSPA,/K/6]W
M5]SB[6ZW*^"=[GA?O./QSGC&R[UQC8_<Y!;W.,=#ONZ2G_SCY4;X19B!#4A
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MU%$(5$#ETY*-@SS%TS98 V(U5BV85F5=5F9M FC5@C(H5S? TS_MA%(XA50
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MDI6SC"4M<XG+5J92E[?\I2V#"4M@#E.8M2PF,H^I3%\:DYG(#"4O%X>26T#
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M4_52XT1'B[5)5"LD;.@TX$ YW_YT2B1##UC$+=@,7*-$5V]+'K3+76,$'N@
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MSRY(C!1LAVL4J?0:/:ISU*@<VOJ!N1V<$C509A+0 Y(!0F-DAAU"H^:/&70
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MN_ +74D-+8(:EN8'""T6>L 'ZDM$O/ /#L(5>B _?- ).?ZQ$__.&M! ";"
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MH0:6(@_T #79I 7\P"::H<)4!($8P@>\RP^.!0C.IBUR80B2(1]A 0^2,R(
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M!TAU$!Z@"\2P+BA6#*G!&BI@!O)@!ZIC F0@#W;-<S;A$ESV$A !%%2"!W@
M#V8@.EP!!X:@!@2.!?" GR;E!?ZHU6T011&TQ@^6HK<@(0;PP :V A!VH&FN
M(1:D:JBNXP<D]F.W$QMDP".B8@<F8 ]\H L. @\R<2!VX0%TX&?SI0'6%@?L
M\E[E=F[/8B-T<!?62F,<!!:PK"!TX6IDB2 &05JP81J:(1F:02&:X1; A!J8
M 1[3@AJ< 1[]$.9@@2(6E4A? 0]40RY&PFX+ C$,HGLZ0BYN00<-@R,<PBL4
M0@]((R;A<9( L6@>5QGFDQH.-][H=G=Y%R&B8DEGC_"F]O.2AB"L 7@_PA4
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M!CAF AZ  =#D "!  :I8D"A  K+A%O#K!WU@$%S!%?*@.LP8/7P !W1A8G%
M!\XE$G3 / (A!U1$$69@9T.#8GO@2?J$!WAL!\10A+Y(*OQ@!PR!7'Z ; 5E
M2\JX721@"&YN!Y+2;)XDF?:R&=ID;44D/08"VGJ@:AVYG3,P&WQ  02  (X5
M#QB )28@!YHA ;9"!A!E/JA!$@B@JFB);EP!%A" 8!1ADLRCEVH@.OP 2>$$
M)#>&);)E$)[(!P8B5Q0!//1P&G" ):(%%EPS$@B&&B; Y1!B(^WS&H($/;9"
MX6 !/& !!M #%T":FG(!-8$S0_Z9@6-0Z%G8!#V8@R]@Z!IXP)#=>:DK$!MR
MH0\ @&(Y1E#." &V(@80Y0$J10_Z""%H0 )J( 9JX$I_TTEARQJJTDR[1RG"
MIS 9 4ZC P]P01'H5))E( B @%9@8:LEI>4T5$4. DR H!GZ(PB\$!)\<QJ>
M"-.P80<<!5/:AQF>*$_8TP?F!:R4N::'X&WBEJD]&P)S:B3<BU+\YQI8@ ;X
MZB<D0$4@0&8@@0#  HOVH*L?P49=08SU9#$'@5*N;5[/0P]<H1'@6DX7[D#F
MM;#634_%M5BV LMV@(F"(!NZP"-ZX+&FP1#&S#ZN(4]\&"%VS)5X0!8()F.(
M\^YJ0/Z1O\6Z#D0./[N]$S ($B !3-@UFT$"'D "&" T6HT%!F!3&,!3;& !
M*L  2@P"'F ""$ 25#E$1#H( .$/$.<:^, 1=@02=D!K1+-)]G+,\$!KK*81
M)J +JT/9&*$&IJ$2=@L'%&$0)L E;F AU!2:VG!$K\%").$&2NQF@8 %5/0:
M9@!')L:R9& I9J 1A@ V<J7@6DHT6PKE1"WMW#O* [ D%(&)ID&XV\-;;-B1
M8 $FB!(08.+*!^$DIL$5&L-Z(T$K7,DC;L$/X@(;A)LB(C@9Y-QQ<6$0.,0:
M&@',,>HDJ$$9 &$Y;T%](((9BFX2;90@+,$/S&(8 *DN<I!A)*+L(1"-QG3D
M#V !+*BN&F"J,5<<<QLA$*!<RDD] (]8)F!D@<UU14R<%RRXU&%]'P6D]'2"
MUO<D8G#P+JAW"RWE9W'@5I/*47#/F1:X$!O"V(TPUI5]V9F]V5T4=9T]VJ5]
MVJF]VJW]VK$]V[5]V[F]V[W]V\$]W,5]W,F]W,W]W-$]W=5]W=F]W0,X(
!.P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>x1_0003.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 x1_0003.gif
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M]_'P[^7@W@
M
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MO]%!   #6$  IRT@4&\W#%"PS3,&T$!+  PP , A,RC0;3$'S*"O A(X $
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M"USF&?X(<-\>-#>3%RR@83Q(  $@4#I$*$X!"!N" 0Y@  KDRA$&: "D&'
M36AP)I!HP-@,T ):E/",:$RC&A-UPLO,P #?V@8D D"^%BA 8M#(W\02$ /V
MN6\;<RC '@PPA,M (XA. X 3:8< \04A5YE3Q!,1-BP<: T'VX!% #CU#&Q
M(U>Z.(#D,H,-2 AD "Q8HRI7R<I6?DD. M!!(Q"A"$7XP1E#[!4V:A  &!I
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M"RTP8ZS3D!-S  UH \QCDX-9 3?F0\$7'$FH)S! /CR#=C( "U?% HU0930
ME(4&!.8VDQ-C =B0"^<)"[B0 #O@#+,0 2$UG]PB!U_##1   QD4"SL0>,Y
M 7?8F;-C QS*#8L@ 'F @@]PAW.02MC @/I% 0ITA752 Q P'#QD!] 0"U:S
M#2I'$/["R0*%U @'8&*(\ #/\ PB^@RP  '?XG*L8P&J.0L4,#OGF*<,,#E"
M,Q,Q$ O0D%$6^0.SD O7.0MWF0@3T"TG6IZ=D0/B-@L^- L-T C0H <6JCBY
M  TBZ@R?(*FZD /H20LR,W'FUJ9U8 %#2H:^QG$Q<@B2XP,*<)-#\ +680%
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MF:_S43LP:8@FB7*$*8= ?+@@:_IK;A:%M@R7;&E8AS'"KSA<L >K>[#*#2X
M#=S  MV"*C!0/PE["/!+.[@P ],8'"XP ?K7 A#058D@ 5FEHD5$M8>&#0Z@
M?RSP @V0"#"[47.@![&P & (?PX #7O@5A.3!S1@1]RYFZG4@IG41Y9A<!NK
M![2@QOY3[ "Z( -4"V9- YHP^QMG' L,\ *Z2,6#3 N_$7@[$G>7 0DR@U9#
M, ,4L$/&L+]6*!,RP 4(L(+/L0A8/ 0SE@><L@-W$"//X*6@7!DR( =_$R-7
MG,6V5ADU4 NPT,B!',F7H7+EV0@!6P.X\,MK#,DS8$:940,?.S% 2,>/E\J
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M0(Y8?FCAOCT<:(22%ISJZ"/?2@/+@+$8,JM66V_%-5===^6U5U]_]162'X(
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MAEF@0;GGV$R+#X[P;1.F1UY 8I&XD(XIH4'/*N;K&8]@4"RR-V+U<E4/ "A
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M!*" -AR+%W.!(&B #)R% 3  ";@_DP" 6="%*M0%:&@ (6,  $! U#H8"G@
M$7D!!("&6)@^%C" ]=@&&D  $6D  @ "^D,$1)C!![ ) W"I%TL- G"!7'@
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MXH8$^/X09Y"  & !&&P8!'X;1=P&!GX- =@*")8 "$@    *YT7& \@))(,
M"P  >/I@#!;AE4$  >"%;0"U1HN) 9CB "@/*R[ RCO)"9B $+XB/9(!$$Q&
M JB\%N#A!@AA7-"%_X4&FE3@ IP[ /#>)DQ)URHV /#% 7;BZ4L-']XAY:,
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MX2Z<S94OP?8A%3)A_UZ$(G"B041L-Y%$C;2L'?HALWXJ_SXM6@TP(@KG,8"
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MBH<(XQ1K@$,R@-FY8*K"%\(8AC!N%LO7K8<4R&B%,%"1!2?4%!5:6,**PG+
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M&X1A( :""93 #!1*&U:A_%;N"K @%F/Q"LX@:$BA)U(#&[A!%[4A&@IA!9X
M#ZV"$]C $W^0/S2A#V1A['1!&W2Q)HRA&!["9+1F&E8MTCPB&5K!%58A\& $
M 6E#7#RALSP!%8+.%!+Q(K*AFB3A$1KAT;9,%O"@ 3OB3C((&HQ1(]P@!+/
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M@/- .$ !%C1!#UJ3EA:V8?<B2:KA&"*Q:6W!9V -(S+A GH2&>YICW_B99S
M";K'"HA*&X*!D$-B&EC!$XBA1?1,%9KME_JS6Q\5#K+-#2 QUXI-%.#  )>
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M-R-(9 I(H9WLR9W: !D (?F@*BLPS%#KXE!'"0G*()6%SZ$N*ANXP4G'F61
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M  EJ>,,EVG"%,I3"$ZY0T#720 8VP"8**UB!"#KP@0XH>@,?^((73  "$:"
M Q[8P EL82+V10/!*D!2(3)A"2IT( ,A",$7D .H8QZ&F[8(Q2T*$>E,F.@8
M'9!"58 A FQY8 K8*(0& -&NZ !#U1-A8A-SH@A%$-O+!)F51)Q='&6HBQC"
M$$8P@D&,:@C#%-685A.PP Q@7"<5JB#W3<#8H"2P*!/00,8;1G&)47#"#$N
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MB8 C./[0"#EP([3KNX*!#360!X<0 SR" WJ0!SD N+_+I-I@"1G@!<!@"[>
M=C>T<LO+O'1["#=P(]B  UD!#<J;O>.K!QVV#92@!XE@OGH $>.+K0U!DQP@
M-AO  8BW<K2@!X*UN;7@ON[;$(F "-L0"P/1$$-PH_U+NW;0N\\0!$&0"P2!
M"T. P-@:#;@#"(!0"*6#>*WF97Y@ XVP P.A"+J; _<SP<R+" $,"0'2$'*
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MI]W:G?[]UVK-VH6]VJZ=V)\-5K)-V)QMV4G]3AU]S%T+#%^@ B>P 7$*(XY
MS!(!"]%]W-5MW7-;R0IBR8B[W4$'N[>(HL+X,=DMMHN'LN0=;)AHM^A-?=UM
MJM<-WT,<N_%-W_5MW_>-W_FMW_O-W_WMW_\-X $NX -.X 5NX >.X FNX O.
MX WNX \.X1$NX1-.X15NX1>.X1FNX1O.X1WNX1\.XB$NXB->Q>Q-XB>.XBFN
MXIJ(O2ONXB\.XS$NX];*#7G@ UM,$'[@ WO0XC/.;+&@!XO %/OKXQ<Y"WD
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MW,$!"9*# (HS2I"[1&"!3]B!+OZ:@46(Q$70@V$+H&/!!>7! 1N !!MPOB"
M!1RH!3W8P3JY-AEX 0I8,%V0 0?0 4.,@1EX@0I0,1_H* MX 4;:DV+< <RR
M@<?C!7_:AAGXQ6R)!?/9!C(3O4.@ %#Q,19 !"[0,0H(KD8H.D=RM$7Y1U&K
M"4<: DK  5I0*4B0@5SXQUE0Q'.<1US9K6T0!(*B@#E0!!S@AB% D1MHGH9L
M$W KR E0L7]\ .]X2H/T#6SC1U/#IC:I QVH13[,Q4FH2#M@M6RQ'RX9Q"#0
M,0FXI[FI+$3@ 4J@ $B0@SM8A&^JA1F8-W/#QKH,GEB()N+Z1D@01XO$C2!
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M!H,.RFOR@ZYPV*!0!DF6XDHV#!GP 3G[@VW0@>FI RVI@%B0!IB6:?LQ*1Z
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MSNR(H?$#F>@B.PG1!7Q_D A$L+6*T. !O;<XUW@^A0X\'N,GI*D';I Q!['
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M4F;]U!TI2?Q$1(_IVT-LSS;QP')4!?T51%]HGR[DP$G)P%.4"# 00@H20B$
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M1&!#>N)B?&;8,R" #[@9!*Q.,0XF)?)A1"CC1,3"RS4A+/[D FUV1#>$G$4
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M  C R.:' US1#Q! 9XT6+1# ,R0" (03#D" ,\C!MT' #CR##S# -E#37+!
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M!7&(HX03$&CS- >?U-&&]-B ,PP!+(SAQYYC+@ !8X^O!/2. ]A!(RR R""
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M=-#+03LD:).UNZ,N,  !R, ,)$ G&P .\$  0!"YUP  +"\ Y LT1  +#$$
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M@540Y2$?0"YB@U105Q ?$K?M\:&'%K27NG+00IE+)A".V_+XV$/KF41'.H9
MVZ9'1YZ"AW;(<8H2:U:M6[EV]?H5;%BQ8[MBTT/CQAYN!6GAL %I[:$9=NK@
MPC;D64%G/F(D*IAHAHU8VV(%65NPT9 Z<O0X;>14X$.#//!V=-QMVT-8>WKX
M-=CC1RV#N@HJVG&(1T>I6%6RW.:R8*\@/23KN3E8,A!$**'5\3&S8-$])_U"
MJIHWT@XN3BG]'DH6>G3ITZE_U?[&]7#7[-6Y-Y2S%A+)0U>[ES=_'GUZ]>FW
MK\^Z/3NW[Q/%YWWO'G]^_?NC7^?/OXY<(,)A(I^H:^^_!!54#\&&H/,OK/8:
M;)"LZ_:H08X:!"1ONL,@Q.K##A<<D42MX//J0VXHU$ZK$!WL[L(,-R1K1>XD
M1*G&$G5<+T?T:J30Q;%BD4$.&OR"AD)N0LPQQ"![W!'***5\T:MG9OEHRBRU
M'/')+<.R$DLOQ1R3S*R"Y&\M:&JQ;\PNRWS3O3/5DQ/..NV\TSPZ\=R3SSZW
MTM//0 4=E-!"#9WST$0579311AU]%-)( W53TDK1M!333#7=E--./?T4U%!%
M'9744K=-/1755%5=E=5677T5UEAEG9766FV]%==<==V5UUY]_1788(4=EMAB
MC3T6V62579;99IU]%MIHI9V6VFJMO1;;;+7=EMMNO?T6W'#%'9?<<LT]%]UT
MU5V7W7;=?1?>>.6=E]YZ[;T7WWSUW9???OW]%^" !1Z8X((-/ACAA!5>F.&&
M'7X8XH@EGICBBBV^&..,-=Z8XXX]_ACDD$4>F>2233X9Y9157IGEEEU^&>:8
*99Z9YIJ1#0@ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>x1_0002.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 x1_0002.gif
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MZ>KM\>/N]>[Q].;Q^>OT^N_Y__+S\_/V^O;Y_/____CW]_#O\.'@WP
M
M
M
M                     "'Y!       (?\+26UA9V5-86=I8VL-9V%M;6$]
M,"XT-30U-0 L     )H!AP$ "/X 80@<2+"@P8,($RI<R+"APX<0(TJ<2+&B
MQ8L8,VK<2#'&BQS(0HH4.:JDR9,H4ZI<R;*ERY<P8\J<2;.FS9LX<^K<R;.G
M3YRB4(T<2K2HT:-(DRI=RK2ITZ=0HTJ=2K6JU:M8LVJ5>DQDLI%?D74-.39D
MV+%?RXI%%G:M5[(BU89M*Q>N7;-WW;9EF_=L7+!WZ[H=S'>PX+*'_[XU#)CQ
M8L2-(3]6C-=Q9<F7*1?&O%FSW[Z!(WL./1FTY<ZF.<_=RKJUZ]>P8\N>3;NV
M[=NX<^O>S;NW[]]/NZH%3KRX\>/(DRM?SKRY\^?0IR8+%4B1+JJI5"$KEHI7
M7M[)4/[EBDZ^O/GE@QP$ ! @P1VBJX>+398L00-DE #P0*8H09W"0\G'E'!#
MK>955ZD( $-< I[GX(,0;E6(  /8( <.! 102%3U.8 ,*BOP@4PA +RAU5Y.
MJ2) # !&Z.*+,$:EC ,"_"%2'@"X@(PJJ2##2"LAI3(((>.)I$MUO##@ 'VM
M*%,,'@'LH$HQ0Z5"2" ]BI5*+KP44HAWR/!2RC&HB&(6)8*$,E0I@@2BG4BJ
M"")**@7($)(JA00B5(Q\]NDG,H0(T )<R12R##(K(# # ((@H\-Z  Q@(W\(
M  #  PEX& H =>"80(:CC/2& )8*,$,QQ23 @ *6,A#J'/X!V!# "\B4XH"E
M *0P'B\P!#"   7D$9(= [ ' 0$+RE$L>S%XA^*?T$;;W \ _-!B2"T,8  .
MR]0!0 ZEA"+! %PB8, ?E*P@  3(;/J&+J/:0(DR:[$B@ JCB"+#"Z@V($ -
MH>"Q+C)T%#! "X44TX !@+!21P U(',' '(<DTL""GPH0 .%(/+ O[H,  $I
MH]30 KW2IJRR<M1: 1\R+0@0B%@.)/"'ESX \(<A%(>4"P$/("-*M?R5.-0H
M :0P2'<A\:(  V'= $ J?'P;4B$!S%#(((4\8  OQ8S"2!XW() QM1OR![&*
M$ C"],IPQPT<E!$G,]9UB!I0S/XQNB2   $#:#N ''@ @,@Q=C_ 0+M$!U(M
MXE[E &D"/"13# *#VFT' (K\ 8 A;,TA0 *!#Y"  <N@ H$ !*2@0,8U"-!C
M,B&SN .I !B0 Y5R]^Y[;:@8@,">82H@0S(M$.!=J@_PXKPRUQ4^:8>,]X#,
M( # 490J?^S :J,(I"#2&P"(XGG:5<]1C"[K4YG" (JXCP RDH>*3()V(M/*
M'SS<^M[O  Q@:W1PJ:4QH@4 6% +$  F&P#@/<>H@PI0D8H J$ 7QU 6NT01
M !,-(E:I0!E;WJ"(D,A 9\A0P  $<8Q4,(  R9A8VE0A,NVHX@4_*,;3O%,(
M WB(1/XV4$8R)#>#9,B!$"&I :>N)< F.M$IRI#!>@:P'A5X9W5@4D4# . W
M " @5#W('>E&Q[@=?(@  @A J+J"BF+Y+0 .X$4R%&"  2B   #  S+D ("9
M?>5A E  J6IPC!V(,7#*2\8)_5:L%[3" %Q,   :4*0G6O*23"F$#V*  T"$
MY0]Q:(LNY" #&=A!A("000TH@0<Z(&,9/RAAN]YP!Y1U11=SF($,WA6F!*B@
M$#&8 >B008H>9"DDBL@!#'(@RV3, 08V$ 4@WM +MM !!CL011QLU(LZS  &
M;Z@D)L=)3N1<3GSE3*<Z=6,W!L%G.'X9BV "E):0*$,!*OZHIV;@HI9CH 4R
M:+G+L]9)T(+&1A?5-*A"%\K0ACKTH1"-J$0G2M&*6O2B&,VH1C?*T8YZ]*,@
M#:E(<0.YD5+%GT9I9U%4.I(&F?2E'!TH3!^4BS_@ 1$R34HN>.<;7N M*\DX
ME%9RD5.D?"45?[B#=NABB#H, D7)& 0>TB825-SA#\2;J8OBP( 9[  &$##3
M4VA00AX(114S("DR\F!&ER;%"FH:B2H&I947E&(H<D#$4N3P@!O40 %S6(LH
M'M""KSI 35\9A0-:D ,5/"!+.V" #?YJ+:U&Z X.J*0A$K#4E1+E&#0 G0U"
MA0H)N'4QC:E,4LJ2A_V4I:B V?X!(^PR5\4\2T"O%<D+A%*6'FRHJ%T#DRX8
M<-8$#!,9B$C ["#P/V2\007($(0#>*<+!>C5L@Y*!@2$0I^NR$&6 !KH5VH
M7F3D8@5'.:U 5<M$*G4/J,C0!5W9B]I]X@4&]CL*BKI"AYD5XRLWL-$,Y,"7
M/]HI%>CLBG:3H0-AT0<9=0 );+&;G%"@MRB,N ,/()"+7, @!2H A$@,D0()
MP($&>GV7(E;0 !@, BP]D( *=E>,.=2AQ*YLEQU^\ !5]&(&(!962 *A A6D
M8)@>EL -WF"]9+Q! BFX 9A"PH?9OI+ (:&#*O*P1A](H 5VB$%72M&"%*Q
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M^Y['0?F[CT&%,[11%;I8""_TLZ\S5#PFGTC#$0A<!8M36T)"N#"*"BL1C('
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MKPA>Z _KT875+Z-6&  \X , $(5B&  K( 0 8 1E$  \^ /=%_XZ*'[=@^;
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MW* M'X)*+RZI$S80X0A%.((G;9$1L 10!\CX@7*0H@A>0,<B.JB(VCH$%=U
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M]915_,8.! 58;4N5R #/R, ;6/Z!' Q6R)*. TB (J#"'Z#I'PP *NC" N1
M,2Q(+B  #O3" *A'*0C (/""I H" ;"%7B1#W8H-#P!03_3""^)!122$@&W-
MIJB'#B0)X0Z"*?$"$H8)C D"0 'L3ZR25NI'?AX##LI!AT"+2-0B21U#"RA#
M#HSM(T7*8"F"L>D+,KR +^C 4%J$#82"QLU *+ A*J#HW8K.($#  !   :1>
MI!   JA 4-S  $!  O  +R" ,M6! 7@+<]   1C  JA8 ("I5= '=LZ U/S
M58U6#2B'MF$,?*C'A?H E:D '-0 =^!D#\S8(.PB?- +"XP"(U02$>T Q=D
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A-[,S/S,T1[,T3S,U5[,U7S,V9[,V;S,W=[,W7TY    [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>x1_0004.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 x1_0004.gif
M1TE&.#EA,P,$ ?<   0! 0D%!@T("1$-#A81$QD5%AT9&A,/$"$='B,?("8B
M(RDE)BTJ*RLG*#$M+C,O,#8R,SDU-CTZ.SLW.$$]/@ V?D(_0$9"0TE%1DI'
M2$U*2U%.3E)/4%524UE65UU:6UI76&!=7F)?8&5B8VEF9VUJ:VIG:'!N;G)O
M<'5R<WAV=WUZ>WIW>(!^?@ \@@!#A@!&B0!.C0A.C@!0CPM0CP%1D0Q4D =:
MF1E=EQ5:E1%.CAM@F29FG3QMEC1IE0!?H0!<M !HK !BI@!OM0!FN !MNP!B
MM@!PM@!SO01UOQ!UOSETIB]MH2%?F5]^FE)XF49ZJF!_F@%WP !YP0M\P@AY
MPA)^PQI\PB%]PX%_@%>'LD^"KVF4NW&8O6* FQ6!Q1R$QA^(R ^ Q"*&QR*'
MR"2)R"N,RBJ%QC..RS21S#N5SC^8SR^0S$*6ST.8ST6:T$N=TE&?TD".RWF>
MP52BU%NEU5ZHUTZ@TV.IUV6KV&NMV66FUG2SW'RWWG>HS82"@XB&AXR*BXF(
MB)".CXB4GXV1EI23E)B6EY26FI:9G)J;G9F7F)"/D*">GY>;H9V?HJ&?H)Z@
MHZ2CHZBEI*RKK*:GJ;"NKZVNL;&OL+2SL[6VN;R[O+BWN:^PL\"_OX6GQX*Y
MWYBVT+*^R82\X(J^X9"^X;?*W;'!T8W XI/$XYW)YIK'Y:+*YZ7-Z*G/Z:O,
MYZW1ZJ?0Z;35[+S:[KG7Z[W/X,3#Q,S+S,?'R-#/S\[/T-33T]S;W-?7V-#0
MT>#?W\79ZMK?Y,3?\.#?X-7A[-WBY\SB\L?@\=/F\]SK]M;H].3CY.SK[.?G
MZ.+M]N3O^.ON\^7P^.ST^N[Q]O3S]/;W^O7Y_/____CW]_#O[\"_P
M
M
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MAQ30I0">5BE!EPS4.4PV!(2 2_X "B0  +/1*F! "[W<"=@%"F2C+P(41$L
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M#BRK%_Z'8  NL($ !GAB%RB00#::@0 '6*(760! %K(R.@K>@AD&8$ F>N'
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MR[\;26"E50H? 0YP@% .(JK0C:YT0[2+\%EK3 X0%E:M\J0YGM1%%SR=7S0
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MQ@8 H  &!&  .)5$#+=9 $U+*0/7R(8#R VX9HR KP/@I@!$\*9!<,\!! A
M/I>1WP\<_  "J 0V' " !C!   BPE@KL"@%R<Y(TS3[P-?XV7@ (\)63JR0
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ML(]XF!:;T')@<0L2T(LC  &,)A8E(#"K."R2X  5,XX5.!U6L0G"L@)+@@N
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M"", "+R8;BI@ 1>0D!.%"1SP7H? H"IP)^F) 1Z05XU@4]G 4(KPC!@0 2,
M-"G H!Z)%>EY 2*)8!L0 23 7H)  19P K_0 8< BRT &(8 HC<JHB?@HB@@
M,1F  4WZ"_-)"9X0:):P =AH8Y6  DFV"1AP 1\0+X=P""[J6EUZ 2OP)KN@
M"(%  ?[F"4"6, EY=0B3L $4,$4^QZ"'( DBUYL8H*,",P@,N@* 80EUJ@*9
M@%.1B@$4L F[H $4,)^8>@&*ASJ2L (4 )W7\ <3@ $GD V\X $7L &NM2='
M>@$IH#B;( DJ\*I"=@NF*@@E,&& T0@7 *6>@*6,FJ2! **K2AHGP% ,,JT7
MD 6_(J@1<(B0(*J,A@F5.@(NT@R+, D04 G+T $9\**!A@$2, (<0P(6D '
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M AJ ">W* KR0"Q8PL:&+CU:A 2OP"[F@LM>@GK;0#!^ )9-@*KM@"=^Z#("
M9^1$ NE$L1Z"C,.Q"Q" (HJ0B[UI LM O/T$+2?02+<@F5O!#)C  A+ 2;R
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M <U  D"'SA.+U/F& 1O]Q*3-H!JP $?K%[+-)&U-&A_@"9[@U=G@DGN2 ;V
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MA!0H5428B6,V#,T$3E)QC0(SA)-<(FSF8"'*11&R0>@ED)D#:IPX7J,&X99
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MI.9EKJ^\QA8,! $;H49^$6B0H1<!6B!(@A+(D@Y(H^D:3CC0@ 6C/TUP$TA
M.PF;%#+8Q7.8 TM\EP\V0"%R7C8?;!D/1F!&D9MV"9N2QUN(7#!.Y+HFEQ V
M2"%RTS4P)!,T%6%<=](O2IJ$H-H"EP,K<W[<NFM6%\P0"CBQA")#A ][DL<Y
M*6%*H#/90(,68A5_@S\NQ^4##18YA*1!(E]$V4G0S/CQ]]%5V;)<PHL.D  ;
M==( "?[TA)!-"&U]@KA- &5W/1%DP! 2&PPU3* 0141./&)['"!B-9A;F( #
MP%M@^SS5.[)D0P.2D-^Y!&*+TUGN&LPPQ+06836;I& AJMF1V3I %L)0XG0=
M"$2LJ/&'LY%E<;*2H24N8!U/R.\$F6K&(2SR'Y)UT8M?!&,8Q3A&,I;1C&=$
MHQAS$2>0,>-."!$!SA*GF$K0Q"*&0$$:]=@8:ES@)GL$9" %.4A"%K(LTYHC
MWU!"HT0NDD:*3$LB$0E)2CK&(I),2R8=.4E-'J:1E2P,)R,YF$\ZTI./*:4I
M*7G)1Z8RE&FYA08,XTI5"B8;";#2+QRP0+Y)TB(7: %"+OYP)U>*<I:@?&4M
M44++9'X2:)@D3#;\2!AC4K.6U4QF)IFI34-VTYO?!&<XQ3E.<G;L%@P+F24<
MP $//$ XD.G%!##@ 0GPJIQES(8$_GA/?O;3G_\$:$ %.M#"4&-3(<N&-CBA
MK,A@PS3)(V@7<S'"B%;4HA?%:$8UNE&.=M2C'P5I2$4Z4I*2<YN).6E)5;I2
MEK;4I2^%:4QE.E.:UM2F-\5I3G6Z4Y[VU*<_!6I0A3I4HA;5J$=%:E*5NE2F
M-M6I3X5J.*LQ5:I6M:K8P(95M4I5K&YUJUWUJE7!&E:R5F.L90UK5M&:5K6N
MU:MM=:M8X1I7KLZ5K6X]*UGS2OY7L]J5KWZ-ZU[_RE>M A:OAI7K80]+#<3J
MM;%H?:QC"2O6R=:ULE,5[%<CVU?%7C:S@;TL9T.[V=!*=JV?3>Q4F8 #UK;6
MM:^%;6QE.UO:UM:VM\5M;G6[6][VUK>_!6YPA3M<XA;7N,=%;G*5NUSF-M>Y
MSX7N<',0W=O"( ;7Q2YVK9M=[G;7N]\%;WC%*][MCM>\Y^UN>=&[7O:VU[WO
MA>]YU1M?^M;7OO?%;W['.U_]FI>__05P@ 5,W@'[M\ '1O!U=Q"#&M1@!@YN
M<(0?_& ',W@&$[YP#"8,X1E8&,,=WO"$/>S@#(>8P0T^\84Y7 ,-4]C%+(YP
MBC>,8OX5/YC!-XYQ@VL,X1;KV,<GAC&)(4SC#>,8R#)>L8:%?&0=C[C#0KXP
MB%?\Y!J7>,I.MK*)H9SE"N<8RCQ6\9!M[.4=$YG',&;REVV\8R.3><8L9C.:
MW9QD#,LYQ19N\I:EK.4J[YG#6/:SB/6L9$&C6,<AAO.+SVSH+YMYS#AF]([7
MK.@Q1_K-/7YTD(,L:3@O>=%/_O.@$4WE#Q,ZU'TVM:!1K65+TYG2FD8RA1-]
M9DAO&M$]%C.L#SWD66<ZS9PF=*5!7><NK_K*HCZVL6<<@P4G.LHWCC*H6QQM
M:DN[VM4^\;2OK>+K$MG#2M9VM%F<[0R3&-S13O&XO6WN2?Y76]V)_G:[A_WN
M%L?;V2 F-[7SO>URWWO;^^8WP+=-[W);.=Q1)CBIS_WL'^?;WMI.MY$+7FZ(
M-WS=!D>WH25N;7[W^^#8)G+'!7[MA#]\X-V&-[OO'7&'J_SC-FXYQAG.XYA+
MN>+Y3KF_KSURD.N\YR\7-\KK[?*3UWSA_8;YQ6U>=*4??=Y"G[C3(=WCH?M<
MWR$/.-:SON!_D[C/'?\ZV+T.=A!W?.SB'G?&J0WC@(M]X&EG^-H]O'.W_WS@
M9$<XWL-N=KV7G=]G1SC<)X[PN6.[[FWWN[NM#O2]R_WL@/][WR%_=[TS_L-K
M%SRI"3_YQ)/\[==5>] Y;WFO0_Z>[>*6?.KUSGG#\YWDF2_\F!$?^=>#/NZB
MGSWEGZUOSZ]>]7V?0;-9#WSB$[_"Q<<SV.<.^.,3/_DB+[V[.T_VTQ??^M?W
MO>5WSF'HYWWMTT_]H4N\>^ZC7OM9QW[ZU6]^Y)>_Z]YGO_/=OWWXY_W\'X_]
M^O4/_.8#__GHW[O^Z[O_>[\ !#_=:[S]T[]F.[\#I+O*D[RSL[ &A,#7NSH'
MM+Z7$[^"H\#6PSL*!,$(O, .)#L-'+L[J[\+3,'=LT"U(T%T&\ 8K$"\VT J
M>T&1>[L15, #K,$)Q+X0G,$2%$$7W$$3U$$%-$(BO#X@_$#@6[#\0\##HS[)
M"S=;V_Y!DJM"&;M"=\O"&N2_WYM"WUN]+AR^_=,Y+;S!,72\L;.ZWJ-!,)1"
ML2/#+<3"-:1#+K3#ZRO#%:2]-U1#T=O#]?,W*[Q#;LM#ZPO$RXM#L,.!-(1!
M"D2SP6M!,2S$2FS"2ERRH M"2^Q#3O3$W O#.OS$4:0__8-"&*1#$NQ >.,]
M4E2_1'3%#X3%)=2_3'0]GVLVLZN!&_!"21,[0[,!);.Z").P!'2Q6#0[1T3"
M/51&8RQ"'#3#]#O%-DQ%9+3&:_S$69S%%-Q&2V2\#CQ%-W1%:C0^4Y1!?N.Z
MDWL!&("!=;2!OPM'%EM'>90!%K,N?[,!=G2!%YA'%"L\./Y[ 1?00VQ$QFXD
M2-3[0_\3P'\[R(9TOH>,PG.$0X>DR"T<OD0D1__KQ)/S1(.,10O+12[4@3D(
MA5,(!2B @62</!C@@3G8@A=8@BY8 ABX@27@@7]DR4]@!5'X!)3<.&ZS 2[@
M AKP0Q;$QHQ$PHI4RG+$Q&9<2H_T0*;42$O,2*1<2AJLMZM4/HILP*IT2K!+
MQVJ# 2B !H2HAFL(!5P3OP:S@<?+QR6XAEIP@4^XABZH "BX!E. @;94,1B8
M \(PA6 LQAC+@6J@AG>D,,1$N+8\.\:$2JV\RJ^D16>$S,IDR*:TS$\,1U2L
MQDTDQ1M4QI?;S/2SRH8,2<+C@?YIN 9@X (H" 5KN(8Y2,F4C($7.+%V[,<)
MTT>\- 47<,TE\,V\= $\@P&X1$LMV()/.,M3@($:L*XH8\<9L($YF ,2P\T7
M>#1^M$TA:\=VE,Q%Q+['+$A0M$BC++[2_,*&[#2%E+[,++S1S,SQS,P]O+<R
M',;XQ,9&]+L&@X%06$T=6$<7^$M@B($<6((<X $M",886 *A9()N@P$9V((N
MX '>? $;X $:D $N6$T>:,0&>X&_K(4*6,<7T )@N$D;L$DE8P(F># /';>8
MY((EB('FE $>$,HMR($7X$\<;4T9@,]+?$"0@TC.Q,\CW3^@(SW^:\;O7+\@
M1=("3/Y2\8S2*B5/(FT_BA2^1\N!LGQ)&PA&'-B")IC+O)R&P[0!4Q ,40#2
M'  &A B&U:P NN2"+DB+.;C0&@C1:YB&.>"!?%Q'&1C+O$S)PIP&,*V&0TU3
MP4#1%Z!+A( &*+BN1Q4(8-!/0;1&*DW(9+1()\W&'U3*CT//*QQ5!2Q5*]5$
M/-S*5_34BM14)HU%KLLVYX1+:OC0#JO1&7#4:Z@&9_B$&/!/4X""+7A3NSR%
MO(2"+K (8)C3NJ0!N@0&*. !&;"Q'2A+7B6&4^ "'&A'WBQ4;%#4:I &&.#0
M6AA68( &'."!:W &+7#-:]@"%[#38-"")6 %M&Q.5-573_Z<.RCM/O.,S,GS
MUX$$V(8<V**D2H0]R%<=P-%C6!7<USN\U2 ;U$.=MAH TUTEAAQP 1[ !F=8
M+1O@S1RP!FG( 1@0T+RL@+_\A+M46:*$4!X(!6<0"-B<!N#TU@(US!HHS&KP
MRVLXA063 0#%2V)@@GS4@91\4RC(@1WP 6>HAAPXV/!L52%$TE,=1UB-V*FL
M1?P\/ZPMV"&U4K#=VE4M1";LN]-\,!A@ H%XT#"KT3+]!-O$2\)(!F\-1K@<
M4;J< Y<UA>73T[ULT%. 36 (3KWD6<.< 9*EAAI@ MB\!FL@ACF( 1MX4X%P
MAE"P@1R@*(282<6LQ!>D4ON44OZKC4:S+=M435WUTT!L!$UKU+Y3K%J%%5NM
M_-JN9%755<3>(]UH4]L+DX%DB$T70#$=, 79_,LN8$>X# 8HT +DA((EP$M@
MH,GBC,MFM4MO)4H;*\[M0EDMN 9H8%!"35QI %-K.%08P(%/J 5I$ @\#4I3
M< ;8#$RS0D[H9=KO9+QMW%_)_,HR1-N([,C6E3]2G=U0/4I$S%32A-U0I%I,
M9-V'?5*)G(&;?+Q=M88M8$=@Y=,8^$O9C $<.-,<J( *H $NJ $<H(9J(-,R
M-85FG8/#=0%JO;!%G8-\U#"Z#(9!-=S@A(;RS4<>",@7"-:.U8$2YE!GH(&E
MK0 7</X!+N"!? U/A(1@Y9/@U0U=2=Q(UR/(*\Y 6(3/J=W" P9/+$9@TUW=
M2ZTV'7C3:@ &42 &@= "&':!&^A/=J7...Y-_V3-4#C+O1U>O+0&8- "[*Q<
M8#A+9S"%4U"&R.6"%^"!L_R$+J!9:*"!PJ2&&.!08*#.9ZC+=56&3^"".#4%
M$T4*4:Z%:U &T,U 5ZQ:LDU2,T9CU-5=K:5@R%S/5H9E!2[$T2O!0!1C6=YB
M<;SE3MU4-=:W'/!CA&C7&DW>"[TP_T2(4Y#:18U<-7WA9TY3B^B"%Z"!<9L#
MFD4(8M "!H,!2@6&:;!D&ZB&:* !'M %P3B%&+B!UT0(%/ZMT2XXRTJ]R83]
M95*%6&ET76&V3#+V1H+]3-/3WX.F9>2[QG S:*ZE4BCUU["\-AC8@6%= D%U
M, P-Q@R#Y"V0UGNLT278@BCVT +]4^S: 1Q@N-J< 9.&@@=M3GMD@BW8:-9J
M,)VNT0H]:=I\@8S&:4&],/4=5IIFY3%N8%F^R-#T8E.-:"J60X*FOJA658?L
MW2GF5(YD3T6$Q5T>YJM\0M.SQ^BD.6V3Q^WDSN?LKF>SO2@+1G9D1PGCS^BT
M/>RJ 2"5ZR63ZZ#K:[!>QE+LS-!;6$,\6ZK6/(=&[,5^TJ?V0\#F0\<^SS'F
MO%<]N-\U;"^$/+[$O"'30K%S3/ZTUK/+8\NUXVRT2VK&#NOT'&S65FU.E.Q:
MOKW73FC(O$%FK%V"U#Z&)6-DSF*!1FA*!&[:)E*K+N;?QM0IO<S#SEIH%.;8
M+F#=/L\7=-+7=>!KM.@JUNH''D7HWE3B5D_#_N=6]&<&7FWF/F\^?&C/U.+*
M-.[*?.KW1D<< V]DE&_%SM*"-L?N-D7O'C\S]E1E/,''B]U49+W[#MLB'+Y@
M#NS/Q#L&K&_YQ&52A&Q1I,S(/$@&O^I8K/"M)7#8;FCNOO"R[?#D!LO/CO B
M15(-3_&.'.YL1'#UOL(8QT]@)N[OC.V'=4H(;_$H+7'RWNK4O>^%E,H-_\B)
M-M)>GO[E&Q=N^';*KU;2JGYQK.1B[,ON)._Q(_U?S71QVP7H&:]%XQ[P461Q
MAVQ5_VY/]];NRL3L+)_,+I:["3_N)8=Q5Q[O)H]/&G=E-&?="6[EUG[%W_[Q
M_;MR '=/$8]*(8WN-1=@4/U(/.=RJGX\/]]OI:;"!2[C.Y1L3^U%]A[S_]8[
MWT9N-_]4U[92/;?S,#?U#.=JK@7UPJ9#/A_U[Z;(R3-( <]M&=\V'B=U3G3J
M/)=U@B[ST.5S0.MU"<=O+Y=#S]YT+(='9M=2%#_V:8_/05=Q34=U0<SVKG;R
M5.=EJ-Y! #8W:--VVLVZ&R-WIW-N!11U:D]P5 W2+'1=R_[6]*7<=D-_\T@?
M]GE/2BN&OFR;Q@'NNED=;7-7OWZF='>/V,>T=A-G;(R\[7NO/*@,]N#&S",5
MSR #LN7.U%G==UJ/L@_]>(4G^9(W^9.?]G!$=SLSM.E>.76C;D:;NC-D-(U#
M,Q/LMIQOL^I[:7)G1)]'>8*N^* G>4XG^M35^!PC-RC_QUF=[IE'.>;3>( G
M1H&M^J3W>-)V>K+;4E9W]J.7/XFW<,L\0\*S;3-/Z  O9N,6^U:7Q;<[M%K+
M>2,/O VL>@!4O+B'-2P#4FZCMTA\O7>3>6($^KM_<*!OSUVC:U]L06*<L=T-
ML>^;/V(.,\:/_/G+M<!O-$2;=/XQPW/3>WSN$_W+KS/(KWS)=S_1?K$R,WT?
MDWS2?GP++#_7K[_R,S71]['.I_WQ4S/'YS6IGS+7]WS%\VI9LW7+G[(4##;4
M&_Y0W+7=[7VZSGT!3O[(SSO=;_[0#S/:G_S5?WW-EC7OA_L+^V;ISWT@<_P'
MVU[N>T?%I_UZ'$SI#+P6^V9%(_RKQ[#UO_J:+\9H:TOX!X@: FO$F"$PQD""
M F?0F&%01D*'-1Q2K.@01T&+,V)P[.CQ(TB0,$*2+&GR),B-*#FJ7$FR94J7
M,3-JW#A2)LZ<)6'J+"ARYTR/%'VRY-G1J-&4-9,&?<DTY%..-V/ X.F0Y4JD
M/;<"Q?[Z<>K2BD>C?B0[=2I7CVA-GK6JDJQ7H4J/RA7*-*S4O'I'WH0A@R_5
MP!T!"U8;^.Q?JH3U,AY\6&IBOXUA^*TZHW+>JIC14NY[V;%B&9,??URH<0?"
MB16%!&G=>HCKV+%ASY9-6W;MW+A=W]YMV_=OX,!["R_^VGAK@C6%#"%^'#=Q
MY\.12X<^W7CUXMF17\>MVF(,UL^Y!]G.F_QX]+JQ4]=.WOQSY1K%OU<?W3UW
M^.756\_/7_AW8CWA!($%1G&@$P<B2& 4##:8X(,*/EB@%PI"N&""!3H8H84:
M5MB@A!-JJ.&$(HYXHH$<9D@BBBRZR"(--%6$FGP&Q7"$&/YB3+$CCU/HN../
M0/;HHY ]!ADDD4;RF&.211Y)))(_'LGDDE4F26632DKII(Y1#NFEE$P&.!2.
M0GJ9Y9!9=@DDDE!6>::::;II99%-/GFGDW0^J>6;>9HIY$2F482$DE;"6>>?
M=-JIYZ);(GKHFE?VF>BC<38:)Y5=[CGFH'Y.6FF=>TK*IJ5XFKHDEI'.*:JE
MB3I:ZJ1GZLBI0XY0 HDDD^@ZB22]^IJKKY4$6\FNO/(*K*Z]'OLKL+T*Z^RS
MOQ:;;+/,*BM)M,(6VRROSQ[;;;"Y[BKNL95$"VRVY!I[K;*Z1J(#K:C5=,04
M220A)[[U#GGO%%+DNR^^_/(+</Z/]PZ<YL 'ZULPCPH'C/".!O^[\+[V[DCK
M#/0R+*?#!#<<<<$==TSQQ"0S//+&!8LA<;T"?\PQQRLO;#'(4]R D(P93XQR
MRP]#7++/+.<KLLP"CWRTR2^#+'+/26.L<<T_2PTTS$E'/7/5/&\LM,_[%ATQ
MTP1S/042-0Y%B"2/./*(VFR[_;;;:T<2-]MKOVUWVW#K+;?>=+>]-MYNSWWW
M(X/7?3CA?>^==^"*+YXWXG_;D+-#-,H8PQ!4:[[YU)P/W6;*GHO>N94W*U30
M1%"/OCKKK6N>!.A5NYZFV131J_7LHN.^L\>Y^X[OTZSO3OKO)0]??._U2FFP
MH!6A[?XX]-%+_[;AT[-=O?79PXV]]MWK+8DC-L2;&D4$98X\^JL?3_SFZ[^L
MT$!7J9Z^\/0#[3[0,@-M^ICSVU^\^V#WO]\EX09+\=\ !RC _^E/=E1S6;T"
M5;Z"/ ]ZW/,>!JUWP0PZ#A(<_&#X*#<#C&SD*AM!X/U*YJ\$LO!?1&/==Q!B
M.\ZM\&#X:Z'27'?#JWWI8 O)&0KIMT/[#5&(G$H=#AWHN_4-SX:?&UW1:%4#
M0GCP@Q;4VP:MJ,4M<I%MD C?4N2EFH4$T7,K3"(:$18[UYD./&5,(QPYU\ E
M#DDA;ERC\>)8O#DJD(]&2D+P]"C(0>)K9<V[2@6GE\4N,O[2>XN\8B-#6!,:
M580@;R1D\C")/H+(R))"Y&$+BQ@Z OZKC1:YI"9)B;PA*@R0!\S=&=.X0#CZ
M47@82V0C'1<)1SS2>[SL92Z#";[)X6Q&Q=R(^6292@!VC6JF)-,RH^DC4<;L
M7_$3R^V2>,98LG"6F&R3*^>%1VD.37>YV^'1:F<07&(QF(4#9O<B 4]W=A&,
MUZP<^89R/M=Q<TC]3" U/>=-4.Y/AI5$)3F%.$XHKN^0#D%@%:HP!2K,+J $
M+5DM4^FP0,I)HGJTJ$!Y]S] <BH&['RG/.?9MRSRDIXNC9Y*H6?/G%EN@OO<
M$:%XA(2$Y71S4O@IQWJ*OCGB#OZD#5MH#LU&1G\*59D]^N=(5\FYIX$."44H
M0E-+EE4<(JU^22S@*^6$A*T:-:$N1*KKRE:3*6)O;HEX:R)RF=*87H^>='7G
M%VT01LK50'5E,,,7ZO4%,Y!A1U0P@QE$9X8R_+2Q/P6#&2A:4;2R,*.C?*I#
M;S0DQ$IV@%"%)5#+*=*((0E_?MRH0^='J#7DP0YJH,)6TR0%,B16AZ ;Z#1?
MI\#7C5.*"+0"9S\K.L<JU'6659\:.29!BQ0B;8)+1"0X<0I/6"*NP)1G72T(
MS\%%HA&-4$1*7RJ]NUI/DJ?)F2=Q.HMK\&&LH[B&,<BFAFM(PPK"]><7K&$-
M^[Y"&OYH^"DPKJ$&*7A4B2[4)#7MB,T>?:$:UTA#3N^KN0(7@0_7P$-L^0F&
M9 BCP.>D6BT=AMN!7$YU2'B#,ZZAXFLDHPY%4*$RKG$&">>1=,?#[6@OB]Q\
M-2]0\ZL"$E2AXCAD>'3"2 88[KL[W%(3=\>54^P<9LBU$L)PD4B$)JBQXFLL
MHQ*%$QR8N2OF#897<7,[<TH1<8IKX&(1<\6N(AUIO2JNU)=ZG:1!];DC(+^W
M%6.5Q36J$88BZ.$:L^AI8_O%HT1300I6L(8T&KW> 4MATD4(+?IPZ\>O753'
M#\S7S>:U:#!8X\&(1@*-$UVPG1J6"*2XAAZ*0-$58AK5LOZ%JJW[!89K/(/&
MF6:=%!0,31\AP0RE5D8J5A'C:XRBR/V213+(0.!^ 371JHYJ_D1\6\IVNF0D
MOHI _&>%9ZC8SQ[&M$[1O:-K2X'<2?YPC3/9S!S*VVI*LY<4J?C.1&Q"Q=#H
M!2^P<8UF-.YZ\O2@/.66<$5\.;R. "_W&C%713CBEXK Q35N@8BYJNV7XOWX
M,/>J$<PI&@ETN,8Q_)4,%;^A"*BX!BJ04 59$Q:V.J7"&<I@!4+E=[]$"/!_
M*WV-_YKAW>D3L8&-Q^W-T4JSZR;U@X&:A,..@=:QC*@4D #9+_ KZX,-@[Z*
M\.H]O/BG2*!"&<@P5N!^(==)F/YM&:C0]<:68<8_O0*OLVY64(LPFTAXKRRN
M2BA56*,.H15:UVU-J+_NW%]9#T,9P/!V(E*VK'\<G7("U-<A%0$.UX"V-3J+
MZJU;S.MF&$,2(HR$P8+!UE)(<>M#N6T0MV_I2S+8E#5B WVG5,N]>(0B#M$)
M@7MB;1NGA)<1D39(*(+AE8@$Q1-1B4M$8N,+1_XNW=:(BC__RI&@!/(W7@A<
M6.,6A9!G(A11"4I '\Y@_G@D)X=GBR03IV8(]!1V;0Q8$V&]=2 4'T2#BD6#
M'1 *$O"!-*B8-<1<@TG#ABE@,DA!@+6"@UG#*/C:SD19TN48\JR0 552>NU(
M?CU8A?Y5 RNL7#6L0A&D@C6\P5C9037P01&@P7H%&BS8%Q6P0JE=@S+0 1+4
MH'Z% 1]80RJLW#6D0AZ4&A$2F,D9H32 0M:]036X@C"HF#!,@><%6C6H@K-)
M$_P<%(^LX#4@@[19%=H1@2I4@QH@@14(@S2LX1<< S)0@2P\@]K508I= Q%^
M@12D016JF"R8 0;JV),1HI2!%(X]U<645)DLVBI< QRDPC7<@<SUX?[I82!J
M':"IF#' @:[!@H,9&AB<@8-50S4(0ZYQCN5Q(&^UTG&)0=G0"MJ 5R*L&37L
M$OKA@B]0PMKL0B@R@R8X0BUBPRT,PS540C,P0R^4&C78 OYX*8(F,(,"]@+T
M=4(U]((O7(,F( (N:)D>[L(B\((":J,A<((TZJ$OO!,&D9<[F9=%4-*"\0@5
MK!P9S%>AJ4(1K%P:5!A]L8(KE!H<%$$=L)@=U$&,O<$45(,T7$$J3,,U ,,J
M"-WG4> UK$$7%E5R>0TSW1[F74YZ2134J0$1L. U"(,KJ%@:W,$UK,*?/1@5
M"* PI$*,R<)(PM<J )HR3 $HI)@PM((5O%I)GF2I]:2*!:3G60,LJ$("\H$1
M#"2+*25[C<%Z68,L\$$2>!@=Z1;52('I )&. )E*ZN$LI((=E %665@?$,$;
MJ!@I$,$:&!H2K-P8A($>NH(J"/Z@#\;8+*S"_L5<5MZ/!K+/O&T@[="*ZCB:
M-%0#%9P<*Q!*%:R<+*P",C ;$< "RJ7">LV"O^P?LAU#28[!*Y3:+%P@0V4D
M&A6B;JD5IU19X23"+EP#+T!72CD"(JA-+P1:+QCC-7""(6"<BF5#)7AC,8BC
M-B)")Y1:,_2"E@6#<6Y9)VC"-5"#-IR"-$I7-EQ#-O#"]*G8,BCG-?@"=&E0
MG 73(H'1_&F$B0&:&N3!-9B!,QS#%UQ#-%0!%4B#-)0!$1"!YP4>'*R"2.8@
M>TE!-4P#%?3?T!'!#QYA$1#!(\H@5BH=)GE3PDP5_2$1CX1D309>$9RD'@BH
M,TA!@_XE0Q&\5UH201)4X1A4X1TLJ!H4%A& PC7L 1&X'%P2 : =6F7RGV>^
M07Z6@36(Z,DE@Q40@86Y A'@G3-@E;UY&FE]FFERI)R<3CSBE!XDX(I50RM(
MP?W- A&\%\H1*7L108Q]P7XB 1%8@0N2 :^!@8F^06<=U9-Z#FHZ593FF41
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MZ<HD:D4C<R-)S*;VD+G99&I)D$(2&)F7VU5D*26YR..D8C66T&T@1 #&-=#
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M4C>)%=9,#FH2"2JJ#8B@"( H&?GR"_X-#,9@^$KUAV9U/"NUUU*!"J(/#,#
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MG]E8,(.-4HKHF$B@L&WE2F/3G[A8&,)E^6YZ7)0;NAQ7+O>5;X:&8M\6_P=
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M*TZ- ,L+_<X014;<=$>)S$@3Y=!LU,45_<47==$6Q<@9I?[1^XS'=H31&MW
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0',YA'=YA'NYA'[Z&@   .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>x2_0001.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 x2_0001.gif
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M[.CGY^;N^.7M]NSR^N+Q_?3T]/+V^_;Y_/____CW]_#O[P
M
M
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MW+)&PHK78*/+!@6\Z,P& A0@@ & 6%,?(F5N,(![!;0;! $4$!   7Z "0$
M 0A@@V)S%   P#PX=N_! M P33,-- C  !"0V8, !Q<PAV*U/' P !M,(P<
M"Q@@ )RI?;L  0PXLP %BN42  K6S%) ! 8 7(-BB"P0   /1&P-+@ DS :^
M^A(PX _Z!D!! 28T-H@"!P<@@2XU!+!  0A80X,!- #@!R  M&N-#0&\V(P)
M @1@M3,V#+"U LQ  (%BNA! @OXUC=9 P(RY1/ Q!61V:[AH(1300 ,*M">'
M8DL^OHL!,+]KS9)P6+,+ A&X*P $AKR![YX-%/#&+">4G<L &LQ22PUE,W:+
M !K4,@M!US1CX VSX ! $)<#8(/M&!3P+ ,* ))+&P'LX,P:!-!0B*#6Y$*#
M &S,TLP"_5DS.\VS&&! '(4X8/PU#&@\"PD$W'U+  F_(8 #@\11P-V& "#!
M((9(0 #-C)$  @:1"S54#&L"4,.+:%   [A@%WZ(W=G29@W8U6 32R*!+FX@
M@#3, AL/D$!J='& $/"M/1H0Q#4D8  _Y"(.!(C:X6;X&1*=P 8V,,$"$M"A
M9M!B$_YRH $")& -+UD#&[8 HA")N"2S.>!N?_A=J-[0#!Q@;Q#U@YIB4C.+
M & @3X*"F -2L[J=12 !?L!B$  PAQK5 $^"@$#79@& -#C&<LU00/=R(0 7
M6(,6 =C9!'51(^#M"0$.\![\K/$&-BI& @JPQJ3@]<<! '"+#D" '&I!/3<
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M!$H3&(^5&:W@ #A%@!(L9A9U6OX2+!VPRKSM;0Y,4@S9UJ!6P"KUMY0I 0$
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M  X( /X#SE0" ""@ 4\>$K(,M@ %6 T;V"# +&T!@+WIXE_UM')3V1"  S"
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M(360,)($ 33  QJ  5QB<HZ! OWR!@H0 @\8 A' 4JV& <-G7)>3,"70(3@
M@)!1@6M ?[Z1&FXP?U\' >I7 AY6>%OD G*F&8-@@'5G&6]P3@_B .=1 H8T
M#10 A(ZQ!NNE&+BP (GQ!AI0'#R 2XC  (<R#1*P,1S04$ F0HWA!VWX QH
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M=;/0AK"+&89 $#RR!O#"M"4 65\'<(3W($F[&,Q2 B' .XO1"P)Q U.RDSC
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MYDY>-\EO$WVC[LZ[?3KW?NDL2UKAGO[ K'/W40(]B>44MDAA"[)<(9=8B")
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MBD?CV;O6V=#!:KQ^M,Q]*;_>Z[^NKJV@ THXEU&X!+[&ZY@@;)IM[+H&;/G
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M$8M+0\6?6'&'%B1"(G7 (RL-$Z$7,.$.=$C"#$[AB12DH J,  $,.L"(4JC
M4&%AQ =B( )%O$(&(@ "(T3P A!DX16)  $+%#0*1HS@!1]8! M9X0@/Q$ %
M,9BD.$%@S"M8:P:68$*'1$"R"\S  \>* 1].L0(6?*"<I'E!!NQP2OP@+YBS
MO-5%/37+6MIR7M70HJ%& 0(.66"/P1S,EUJP@B3@Y@5DJ8 E8/&!/A0##R(H
M16ED4(=7J*"+B5@!+#I0!V-48?X/QDC$"&2:"& HX@&D6($BF+H2:2FB J4
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M%$);<@; 9N2[_B,Q#JPXHJ.1NN=I(I^^/IU?4.CD*>Q2^.NJ5,X&!$%G1&S
M@NN\5F94GL@HI!)X3>5)[2O\J2O#6D,<&"?$ZJ,O6NS*]F,N?NACFJ70U.K+
M;JRX[N6=TE+.ZHC*!BTP JTO$F'+-NTL*JVG6"J$GNB1E@C($JL<NFR)Y@7)
MKLH@C%^0SJ?4"F4R,IG(8DO'5OXGUD(G;\;BPC)L(3" VG9KVPHBU6IDK)[K
M4R(>N<ZAS=9MO>KG.FK4V>Z(#:S!9T3MWYKCT.YHV4[JD?!GXL:M:&)GSF)#
MWW8KVP9MX/:CU0HD8!X-;H+LYRKN;GILYLK&XQH.&)QNY?+CY?8-O9X4U^8F
M[)HF39Z47W8NZ*XK"N1"CE N1D[LC!*!&&"NI(ZMKL3L04YOR,8ANFJMBJ[K
M("S Z/IM[OJCQ7ZE\"YNX<I&DE84X_95]C*D/%K&NAI"($"M\^)NY1:LP2*M
MPAJO5-9NX3#O^-*I3*[NS\QMJGEN? $P9]S":RZO+N+O  /C[N['D6F)B4AK
M^"32VOYE+.?>(5J>)-UR[_D.K]<:[3-&'0-OA@0 :?AV9V+.IO/^K%<.[E+(
MPK7XS!0UX[CP1]C]' MI2;.,W%[PKT)"W^LB,5+>R@IGQBQ( (\(\/CB[D;B
M)P\Y@E@X0GDB']F22*-4@1TMP6KP@9-<@@RPP MH4L A++\:[Q)#Y6HBZC2\
MZ(Y(\00'8\M^B14L03%8A6M(BFO4Q0Z9\',JQ2GL' 1(RY19PAYDP"600@?0
M@25<@0CDRN\JL("Z;UH^+03?,3D";128K[10P1+0EETD@BBX0BF1G"50PBI2
M;^,D GI@21,<G3$@ 1U<PA44 RL4@PA\B)[(K%YJ;@KC*_XATRSZMHL;(UE/
M^@$;K(H=>[(A.H%12LL>5  $;$$2.((2P(@(#%L&,$(L6$$[L4#&)HF3L%>C
M2((BT$$9/0J75 %C\% H"'-I_F<2>V3PGF\3'P4#9&@4S[ T_R$U6S&=['$Q
MK$"A*8$QP$ ,&(,24,$H^!<L7,$26,H)?Y ES%5KK4 &Z("D),$*5$ 6),O!
M7B].NJXFKW2G]'-1-,,/O'"KQO! E^,5MNPHO$(6G,4+.$(.. 40C(054 $C
M1  ,J( (@+1XO<E Y,NA/(45O%&CL,((4,@!+1W[=K$Q8S(<4R4G3ZY +Z8$
M3[,Y4G,JYO108X5/\P$P ($5%/Z#%52!([P 1E>"WGA")2?""ZQ%,60!%= !
M$P##*!2##DC4CLUM1BWS=8JK2T^#\K)*--=T09N"7KS"M6V7(ZA1,<Q %8C8
M$I10+L= AFQ>[_+0<KC)W#F"'62 )&C"!=2!(U2!!P@6&\\N"J-OT]7E&V?T
MR/K@&VQ JT2V--]TKK "9]G!'52"'0"2'22"*A]1)<S "F!! =_E:&9!(87"
ML+% 'SB)(TBW/\GD)6NO;1<S2FUU9+DT!M0O9)=N,8[U=\+W-!<T7N!<8SA)
MA B=T!V=J6@U833*J1S=*[#"G$07S.W%[RHV>M_VLCJ>2^^"3/=L39<U?5_=
MZ46>K_X6'N0 AI2XWL*LG>&&Y&W#HF[O-C+[]P.Y]"V&-;C&MUFO&JZ&9G36
MMK!Z7@2!.%?S]HGWMN5A PZT*V2S^!U'04&?\P<A'&YR2\5UW,$%A1)9Q)/G
M>.0T<1M$P"W2-.!.^'O7:>-VN<LF>:3LP1(@04H<7"@D@F Q 1UXB7DWD$K'
M[L0U,1L,PHI+;.[>M!7OLXE#CO6R+W_4 0C401980!.\T;-6Z[UR7HBPPD\A
MD25Y0"*TP(4+A=<-JW]&R2&[A_)HGEZ\>9M;-YP+EHK+BW![,G&7-^"@99]K
M1G\*12RD@"2P7"5<P:'@D2OHQ:.0 D04BFF8!@N50BSD&OX+U7HEO  +B0(P
M,$$5 ,,E& I$'(JP1XBHT%!%Z-BCC()=$TNHZ)C);2_V1M *ZP*0![>0RZA\
MSR=Q&SGA)@F8'] XLP!KO8)[+8(*?  2F,8="$@2H$(5<-,E9!:; 4$IN-,*
M'%B"V%,,$#C)5$ %5$%FU4$.(#4CN()->8![\ $2M( 'U($H1?PV>4(5>$(2
MJ,> .08]+0$9>WH7*[.K4=TT0, NT L8N#>\RG<X7N&I4Z?1V+-Z[L<IU$$,
MQ(":*10CP (37,%R2$*H17>Z*<)C20 =N$(.)-<>[+4.4,$JY, (D-J5Y( .
M+(<KK$8K6,%CB< E)/0>Y($$K/Y3!DA(F>&!$G!6*#  FB-&'MR4)$Q %F#T
MIY^WE8T" \<!!BA-J<\H44;J8B>^W=[%>.^*;VEW"S!"!22!:KR 7P.#M(#'
M'<""1)Q":I4"")!9#C@R"X!9H2%1*%1T$\2"![B"#DS;Z8>"'2A!!-R!':A%
M*;# );" EC1*9G]5Q2'!'@A_*\ "$EB!*RCX;$3XY>C" Y-ZN4_PVYIK1B%M
M*/Q24!1#5K!&0X3"T0-%='42N<4 -06,".P!^DN")U33*4C"GWE+$+&"![0"
M$MS!*S#""YQ"^TB$[>=8[I,&0) Z=>J5HQB56)QR-8,2DD2L8"&Y\HI4*8L7
M,6;4N/Z18T>/%RMZI&:-9$F3)U&F5+F294N38(A$>3*39DV;-W'FU+F39\^:
M1+R<^L@QI,>B&H\.'3HJV,IH15EUR#)0BXI3*RK!JF/E4@=+I9)80L($5I(1
MIT2$<J7##BQ'.F*QN!*Q0RQ2HF(Q2<(J0ZL9=& I>L&H ZQ2$;+00?*JE A2
M0);$VD-%$@M)*5BYBD%IRXI6H21DL:NT5%*D2DV;)FUQI$O7KTW**01[)1@G
M/G'GUKT[)]!4JE<'7PV<8ZBF*I]:%%AIA0H5(AS%XB-"Q I)L>IX$*'CE"0/
M*V10*85DU"E+,%1XN-.*N8@72EA99%4GRWA65?BTDJ2DE?X.#RRH8"N+5L *
MI9081/!@#TN:L&2O5JC8 Q@D/-!AA3I:(:XTX3CL,*/6: M1I680F$5$E&#B
M3<456:RI"Z!0"4E##Y6C42FF5J*F*%)8:<432UQA9116S&OE%%((5*N44UBQ
MQ,A2XENR%4M.R;!*3UP1ZJ*!AEQ2R_BF+"5+*"T2JDHJ"8PO/AY;J4.@8IBP
M@B(.9\2H3M*  _'$/:VIQ08^7R*BQ4$)%90G(H#:,*/44+/10QR1.XJ4498D
MI:**M"R%TE,H/4W1#2<M[2Z0:K2T5*%$J:C3D,K[E%4(,^"CC@PN.=)31W&U
MLR,] >V5SQ0)#5;8FUX,*M=C/?XDY;B4DMN2%49QM?+9X6+1E,,V8\B!D6F1
MM?&N3 7:<E=?19RF&7*M 7;8=8-%-*@[C7)4PQTW@I19C%B1M951+.UW54V+
M&J53@.TTU1(J6E$$CRA-[3=5Y?@M98\,MAVXHZ-:>>653#^"5R-1A(MHX5)$
M-C(&$$3HP(X,E>,5W99ZX %=V]BMN5 Q..XVN'D_&H48IUB%A8XE@($RRU-B
M84P@@@BTR)6-2VLEEJ;%?(455CQ9 1@\Z&!%E%>J73J6:J.VNI0Z(%"$V^'N
M2@KD#CWVR)(8%+CCE;D56+D4#R1A)10#,7+YY1$7J&5FF6Q.7$7?XM8Y5V6=
MPB@4(/ZLLT22*RX9I0HJ+&%%$DFHH$/++*BXI)16]E#B#BVW8*+O+#I(Q!(J
M2\FBBE"FO*2.*RIB!8\F$B%YA418W@BXQATG]2)/))&!CE@LN20&.ESQY 5%
M(J2:M<%=FV:VF6/:S5#%URTVYT4=1_XCXX ND[ *[+@B@B84$6&))41X188,
MJOB "F!F  0E>* 551"!%3Q0AUBL( 9,\  C9@ !)EQA":]0@0Z6T(%2T$&"
M,5@!++*P@BO$[A49V(/VDI="CL B!@H,!2QDX$(( &@$2=C7103'/1T&BGP]
M](F[3F&*G5VL1BI,BKU0TBQ2P,(.2C"&$I)@#$?LH1B6R/[ *&*0!6,P8@6O
MB)UA-G@*6"@!"7QH 2Q@(8FOL* 85J@"'F( BV(LX0IV:$$Q6.$!5N1 "<#X
MS"FR4"L:J6\H;B--*%XQO5B$(A;3>X4G<B#&5GB@$E$J10YW: U=R&%PZO+A
M)V^"*#'\1H7)"@X23Z+$-B&A&$VP0BQ.487_5& 40,##*P3S"D:H8 2OE,0*
M5M !)5C!"JYPDGZZ2$PK7(% =U""'2)3BA5\108>R$'4X-:H4F[D:]/[3"QB
M>#>+ &D&)\1A)E5B Q-T<GR@=.=,S$>OX6P33\M*(DBPTX0G5J$85(C!*V !
M@O'<(3 Q* 4CBM&*#CA"!(DPAOX5E*"(&!3C;J% R$/?& -@%&.8=D@"8Z:I
M"#G&8")OH^<V0X)('="A%:)P10R%QL8LB: 2F<+D#DU@N)?1[)T]?0(1Q'#2
M>#D*E2:)QD5$T0HZ9. 12L!",;(@@CK$  )9R$%;$K&"J"R!"BD010J80(4,
M9, 2+,A!%3(@B5!8P Y4^.@'DB#6VGV4%([)P84:NC:A)H60'/E:"^K@"D2^
M(+"E2$$+1\ $5PSLINC<Z1,0Y].9M+-F0)Q17XOHK8X4M21*/%*$+B&)@=C!
M(9;@@R.H%(I%8(T)2NA<)91 !5'PH584[-LIZ&.YSS+!2960A$48(1 K+$$1
MJ#"I$?X'V:%3+.(K2V)$32V2A22LYRB-'1PV=.A)R?80B-HL)2%'<8P<R:@B
M4QN(13)F)"+9ZD@$V9A 8 %+(I5"8[:26J7HJ[0EE<DB2?/:$(TGU.!8DDP7
M>=H- ^=8D^@B M/@GG:WJ[ABQ4C W6*5/5/)5TJ]+50-*U6H2I,J4Y4&<*(*
M6(!#K+P*9Q99JCGNPS1B7739  79#5]N;O/#"-L$*.?3;(N5PKY(I0^S %XQ
M$8TH8W(50A?9S?&.R><N61SOR'##L%'#564MX^E6\"IRC!6L8$\^&<K#$B4I
MA3/B(Q_QRIU5L\[Z^N5"GE3.YPQS')ILXS*3+YXI/*X*.?Y+DF8YSE8\2[,I
M4UCGH2@94+M P#!V".$]BV\G17C7EK\<:&OH"'TH;I2BD[ME+JN8(XSF4QQD
M%FG*3MK,/=:5J#LD9&:!.IN)!O*K'X<G4X=91))F=;N,U3%8]TR\R*DUG8:*
MZ&2C5(6[YC5MP!#97Z\+1L@>]D5\UKYK;[O3Q_JRLT-$@S]8XQJJGK9.5HT;
M&-&:UCUKLZ"IW&TDDYK;GMZV:L -&T<[ YTPD?:Y!U6$'K>[PI ;\J>\C=QZ
M"SC?K]$%(!SK:X"OR-(^IO.Q9(T23H<:SO0D#L'MC?!2/SN3$I^XBH*]\.!D
M/,,K!CF+<>WR;C7<);7X7K_3??[RQ:5<Y?6,G+#EG?">PUSD1-$9S5L2@C2(
M.><Z%Y\72A$*@?%+8%*G^M4G]3>!3>KJH@B%*:8>]JV+?>P"$X78N5[VJ4]*
M$^^VQE&'CBM#$WVO.T/Z2II!@7-%O.E.QTT4B#"&:$#C&84W_.$1G_AG$![Q
MT&!\X1UO^,<?/AJ0G_SB%8_X:&A;V7.V]K#GOLV[K\3!3/<[I7\R!FM4@_4E
MJ<;J2?+ZV,.>]K!__>U=7WO9TQ[WK9\][G]ODMW?:]2V5O;+C5ST96]D]"1'
M4=]O0N;3_]0+J.B6EG(V$(&$Q.*58B^Q?WYLH\^[\^GS_(J;?Y)"T(#78"C"
M]%?4W?[/H_A2_3)QS(L(8H]H>M!Q#[K__\^[+FF'-B (V@_ZX _=+@T ]\_M
ME(C\;D7N\"_DBH\!DR+]3.(-^"W,3$['=*[:&+ !PT\"Q6_\0I#>C@4#G8\D
MM$OZ$K W@D*(YD_46,ZH! SY8B[TSB\ *W H1&'XT&40RJW]_@V4$%!8!&X!
MM:S(:M#-+(P"A^ZRH#"%5+ 0&& (.? (/TD+=Z-84L'\!(S_9E!>#NT$D0KH
ME$(%;6 -2*X#7Q G7(T$RX_NT$<,IW#AH,4,A4,%FP$+L_ -G^X+[Q /'5 /
MRQ -Y;#95O#!W@\0<V/@?FR>NJ4)!0T <1 "MPT#46 7G/[/#1UQLM8-$8ON
MXQ3--,*+\ZX->2[1!!GN901A ?SP#W7"!5^PS[[KY4[1V QQ%V?N909AW#J1
M"QTQ#EE1 $&B^TC-8RCQ[2XELV3$&>FN&5VE5%1,-20%&NO%\^1)GJ8QP)XQ
M_[ 15#Q%!5<PVC[1)Y+05N@P>>K,X&;-(CK%8LQ$592#'C>"4RPE'C-"^ZR%
M8-XL4Y 1^Y('&?&O3CRF^7(ASX+Q''_("U)!!K\K B51<MQN]H2/]X 0)78O
M(T]"]GQO)8;O]C;2]DAR]4(2^&J/]W1/)7-O)'/O(E?2(F.O]U*27"1 $!;1
M$\M,&'FL^L90U#2M&C*O\C*/\OXN;RB+DO(4+_*2LBDS[RB=4O*B<BJI\O#0
M918D8!'3A2?A3U#,Y]9V$%?X3^K2;NJL+NS^YBQ)(2W3LNK:<A1"82W?TBVU
M;NO8<BZK;BV]CE+2DNL,)"U316"B#B_ATNO.CNS$+A2\[BQ'X3#1$BXMY2SK
M,C'W\NJH+A1&;QJ802MU<AB)\=Z$8QGACK_V42,($B/.Q^)2LS1-DR-\3#59
M<[\ZXC1GTS5%0BMWBBL3\,PP"P=GQ XQ,<Z\[$Z0;Q6'X^[\X UP$R:Z@"%W
MXBO!\A YA/^,$]-X$>:0[AH<P ^6\\:<$P9))0^CT &S;!"O\SP'$%":@0=B
ML0UU<_XWE5 4*[ WZZ40H=!CJO,GUS$3<1-\$H>RWG-0+(L,MRS;#H[CYA ,
MHU-!P8Q/IH$3^[,S 7'"\C-][+/NGM ,OVSS^.0-0J _M[((OQ,4>2X1A4HT
M>ZX=T9/Y (4" H'<EI,61_0)TE$B>5 ^/V[YJ'-%C;%'Y3-Y:&X7VG,A9Q0.
MJZ]"=69'?Q030Q!).X0<B;1(>U(=.ZX8Y>5"4Q%!,30L?30]1:09>J#T(C1
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MJ$@$(I"$*[8P0B6,J@ZOJL+G/)R$%=0!#Q\H<N3N0&4DG(+)(M"!K+* !SH
MAPFAR(((.M $6-!!!;6B0S%R0 =8*.%5$JP$"T8 M=0$2!3%  (=A#6"&'Q
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M(7M0"1W >DH -)( "Z-7"2E0<!*P!+ V \; " P@"7D0 :7@"1W@"3FP!W8
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M6C;:RJV^^JU%6D?%.JY_6IT5::E1T:-F4Z?OFJ[H1P3K2J,ZQ:W@(@8)4:]
MX5.Z6J<.FJ]+:J6NVJCAVETR@?ZOC=$3/@*F:3&FF)JP(HJ01,"PG[JM0:H[
ME\*0%]&CJG.OA9>QU=2QPOJQ#YI'4L*2'-.L*0NID\6O)CJL*A.Q%^J0#9D6
M3=H9)TNS,C8I._L$*PNN+4NKM(%Q&:JA'6.Q=:JT0YN02,NN1VJTU12R@RI>
MY<6K64NU"'2S$^JP-@&VWX%-&'JJ:F%9%(&N.'&V8>L=T]JP-HJG,Y:K:QNT
M)L&K4RNW%#>V EJVBBJKDE(I]W0V,2NF_U2H;@J7?LLMQ;JOKRH0@QNCV#0E
M>4NQ'2*U%@JYK&JU_?JY%JH[E;I^DO&CHS:ZWK6Z9!&Z.-NZ!%HI ;NYRSJG
MY-2Y?_X;I($+G98+HP"KMIKKM)S+MPL:M[H[*73KL5T@KH\;J.::H'5JMU0;
MNUG+NZ29BU5J<>5Z%]T+D'6*O+M+N; :NZ>I.\'[$ -K:C,;OC#ZNF3[N<<;
ME\]KNP$B%U)J$G;:OB):!.\KN.5[FG&:JZ5QL8V[OY$+(?[;NT0PO2AZ1P";
M"HHK))@$O@?<I\:ZI-?;EA/WK&DKP;5+%[F[&!:<0!H\D[YK35$BP,(K$:E:
MH"0,)<K+LNEZOM@:(&^+LC!L&PJ,O0 LOX91$YA+J74A%\38MSHLNR9LD"C\
M'?);P\+U$)E+$??3&U)L7"U92%F<Q82:OT3 O$@,ETI\B_Y,W+P0XBW8) M
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MKN ELHJK.K@*/[)-$+UJVZR+VYH]FKDM +1@#;9@ K-@#7(  )MF#9O EB0
MVLG]!SF]M&#AI]?DVC6V,6.]W24,&QKPW==0 @10T@)1,LQ  #5 $+,@ ;I
M (7 !IR=4UPM61AMO_*Z%#^ZT_O=&$,= I;=V1K0 "HM$#9  .8-" #0-B5#
M 8# # . #890 ! G<1*^4]SKTS^-J1FNX2_1W40-X1@   P@ 0R@ +HP"P*
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M !)  P1@V4$  !J  @*0V1$0 =;@# $P!<V   Z  QL@ (5@#1%   *  [L
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M[-.^61M"@SFVXGC "P.B3_B"D)*%,!@"+T"]51B"(U"_X?M ,!B#+S@",O!
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M.F""5M#A&<B!#"B%&'"$0V:"8K"#&0 &1FB!G&@%/-CA5ZB"+,@"$$ ").@
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M@BBH@ Z(0 QP5RP01RQ4019<&2E\P NL@ JPW 7$  L07,C1 <7MWQU4@!T
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MQ#]Z0NT<5$&%HHL.X(5%Y$7\BAW<08A5(AWLP2\6Q(."DEFXY'-*D#B^B62
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M(($6S/[ "V1JPI+/P@X/L&HAK 2HTM'!"O#+!QB9"I0"LX[7*[S 'L ",+2
M(B3"$JS<'A2#R4E"!M@!!HH *XC >A6$(XC"IL5 ,:P ^HG7"C!!IIW""%P!
M'6Q!!.2=_"U!##C",&J5=^S8!;!"+!1#$SRN"@!#+,#""MQ!*_"&UDH/UZZ(
MZ.69URY%H$;(['4 "[R !2#!*Z3 *5 I7%$:(Y#"*RR!'>R!#A3##.P!F,T
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M"9;A(/[TG<EDJ##DBI$*X,PT0V3U413)::0I0?K<*)[T1XA2*["Q#KR")7P
M$I>N=H5U 0N+B,6 )+A7E.UB*X L_[7"@YW"F#+!=Z6>7Z=*7ROH+TZ4);BM
M'3!!,2@+8D^USF%$*J?/OE8QJR)D63^(U;F@':BU)ZR9B'G9*=OSGI&'CKU?
MB#'"#%AN*<A !53!Q@;AI%(!LA(,FRE9H+T8"UR!-]N!*BI""_JS"'3?'404
M'6"I[$[R<B]F33,L!8W"=6)G/;V"#MP?UC*9%<1 !2!K)U[V3)>E4[#"^YDA
M"-"!J#D"$US '3"O(N!!!Z2P44,A#$C"%L@@'2PQ$$" */Y\+"PP ?J1+0MX
M@"0D01; 0B(@WXMXGEQ[FT"9=%D#6H0\*Q 8PR+H "R$F"+<P=A6 DEV494P
M2BN\ "/ 0A-003$$G+J=G"14@B74007 JZ.%@BNP  XC(5DE0L1)++7=U16D
M'\JUG_(50P[802RDXH+[Z4PNHY"T<]VH D&XF A<E0I( !,P A[ 0O@)7+^U
M[EC#Q7B3.!)LP=DI@26L@"#&0 HP 0C *Q;@F"NL0 Z4KQ6,P@O\,RE0&PMX
M0@U3' LDVA*H85V3;4%$=H"&-R5[.?Q6-5D*231HMG#9H3[7@<0F0@:LURNL
M0![ %8,O2RNPP"+ 0AWX>>G:P?XEL( QY #=CH($Q+<KS#@00%\QU 'O7H$Q
M.(*EZUXQM  57,(* (,5- $LM$(6B #5>5AD*V<]BS6G,[="-/G0C$9#O<(B
M (%X58$'(,$'R/18UB.SM(+E#HL(>J\E9  3[,$(!&$'A!P5V%XI>((3O@"]
M/?(*@  K* &V9\"N[1<>5$ =L,*O2<(K(_MT<;MI.S>BER6D//O(D+*SI!5:
ML:D=* )IRZ\\#F0T*L4N@U<B:->P.,(_28(WGT(E:.FO[(&EA5@HW$'16D(K
MR"WC.*(_OP(CM,#-X1R 4O:B=ZT6+ORXG @P:O1W6SQT+LOQ+!UO6)1%E6B"
MFI*F1OZL&[;R'&9;\<4"TA<Z%C/ZLC=[%A^ZS@\]64/X=Z1IKQ(]HZ=T0YQ5
M0J2&N2P9+WY1L>C #,#2 3<W>//I8\3U/ Y$S^_*.1<D  4=PQ(T*36.<BLY
MLV/V1O!]I_@"UB.^)V)UX>,\36I]W5>^UEOVUC_X2?_\9E[^UXOS=PP\U\_R
MJOKJZ7/DH_<IPL=H9AX\ZKOBBR"F3H1CXFM^YL8^Y8,]YSL^@^>\<1QC3-H]
MD0Z_Y>.^4]BCZC=LZU_$ZX8BW7_;X^_9XB>* (-^Z6NQ]+MR\'/QX6@UZHQ*
M_.8RKSIGJTRV^5<GKVKFC,Y2Y)!_X9C+HE<GJ(B*15!_GOYT/K_6__C/?_A[
MO_H#1*E2I 0*)%@0(<*#"1,>)+60H4&#$!U*C'C1(<2+ D<%L_81)$AJ#$^=
M*G6*8$F$)DT*5.D2ILN6+&FR/'D39TV9.6.^O-D2)\^=/W7:G)GPZ-&<22,"
M%5@M9%2I4ZE6M7K5ZB]2-F,&/6ERJ]*O2W]V58ER;$&N:<NN]-I3J%.F<>>Z
M50M3J=B@IT8=BWKMVC1JT#R-"G784ZC$AQ$O]I08,F/'B"E'?NQXL27*BAM;
MEKS9,^3)C#F7#OVX\6'-ID$KCEQZLV;4B@TKEDT:FN!KU #S!KR[=W#?OH,'
MYDWM>/'A@'7[;CY--W#@U*:ETO[T&3OJU[,GATZ]F#/XU*[#?P:_O7OE[:2[
MKR==F7QM[>I9OW\_6].OZ-<,S?(_BY,  \1D0$XP(5# ! 5$D,$$$530P <5
ME%#"!0NTT$ ,,6Q0PPDK[/! "!T<\,,+1TSPOQ157)'%%OTSI! 7_Z-%QA9I
MI"7#!BF<4,0/"0SQ1!U+#/)"'SN$D$$@1<PP0@Y+_'')(@_\D4H44QR$%ZRT
MW)+++KW\$LPPQ1P3JUR8(1/---5<D\TVO<0$%S?EG)/..NT,B9<S[]R3SS[]
MI(J36OX<E-!"V\S3T$2YA$K1J1BM$Y,L&YV4TDIWT;/23#7]<Y9-/?T4U%!%
M'9744OY-/1755%5=E=562;VF45A=G9766FV]54M$$!'SFEVFP97-WV2U1I=F
M0NH56*E@!0RD9G2)BIE>V"S$EI ,R66J:X\5I!EG!K&FED*L<?:C0K"5<Q=Q
M09IE$$,,&617+7,1MYESU=2%  )V"9.9 ]1-=LQ<$%!  0D<<,89# I 0(^/
M9F'   9H =@:'@I8@ $&;K!F#@0,P$!/'@PPH(9AR5P@A) 4P&$J!6P(21<
MV 7@&AL8L$8.!#Y:X&63U53#@&$C&*   @9@P&>J<%C &C^"7I,-!R!@ R1G
M9L'4&5HPO::69\$M0)!E:XF3XBZ;<>.-."!PX)H;#,CE!_X!GF5 @UPP>(#B
M0MAX(XT XFB&@!X$+L$:00  I!"_U80 A9!N\7J7JS^"((AA!+7FFEFF :0
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M10#$98@!_"M9<@" H-90@&>QH0#-*$$$/J(!ZC'0!"%A0 ^N<8)"]$(" 90
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MZ!K3Y,0:F, &UU  4@, B#<0(&40*, <V!  0S0# (@8! "F@< X!( 'S'
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M:G A'&M I][@!]@@"(;%!^[,!-: !.0H FI@%U# !F9!#FQ@"C:&&4R #4Z
M?G)MP_Z.!M: !OS #QY #6HA@FS@!W! #:QA"NXQ'QNQ&5$@1C: !"X'$2C
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M%]; #VBL#6J!#2;F4F&E!_K.&A"T5>.TRPZ(&Q'A!M(@"-0@!:,1<VC@$*9
MVD"B$()@F:(BUZZA(T'"#S[/!W@@#=+ CWS _  R!F&E'A'J(V[@&@;A;\ 4
M!YRA3FT)) 3!#V8AVM0T)-1 7&S@3*(4!X(@#=1@-:V!5 OA75E&G-@@3G
M,-P5%-/@%HJ'?@Q5AA !\7B !HYL!IUA8VC@6I&*@'X%5@0AAJYA6B=1*OX
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ME(9D<G0-?BF66]25![)3/B,T)8.2)=,,64E[-80#+<="-?X0!WZ"2)SY$;5
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M)S^@%RXA!Q+ #"= >2^8(K9==%-J$D&0$;50 C %"..2!E##DVRM.!46!Q#
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MGE,[% +3&7[HS8L&TC\2=8@'<^"/?JY1B!I\1Q>Z&(96!**&0251#8MQC1^
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M$HBWP(@]/)B)(6 TB.90VSDXV+-S@)59RI7*-G\&$(P(Q:>W.",7QRF$#>0
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D?_SE/W_ZU]_^]\=__O6_?_[WW___!\  %, !), "](J    [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>x2_0002.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 x2_0002.gif
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MT9VYTI>UT(JTT[Z_P:.\U*6]VHB^X8"?P<"_P*S#V:G U[7)W;G+WK'&V[_
MPHW"XYC&Y:O%YJK&Z*W(Z:/*YKS/X+#,[JS2ZKK1[+C4Z;+.\;72];G7^L3#
MQ,O+S,C'R-#/S]33T]O;V]?7V,_/T.#?W\/4X\C9YLW<Z<?8Y]'>ZM[?X,K<
M\<3?]>#?X-CB[,KD]M3G]-KI],_R_^3DY.SL[.?GZ.3K\NKN\^_T^^WQ]?3S
M]/'V^_____?X^/#O[P
M
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M91C;-0X( $ D&(X8HEG &-@?  U,1]J.,TIH"0 I>,,  .!X\P #XZ7%!P$
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M "A0  ( : !:! (8 \$!@\*JPOZG$13 P'7,1LA- P@P,, )P3PI@ )K\VT
M ^YJ,( "!A!@0 :6#]# ?<0,B8"+CQ@# *S6#,EUOWU\PP$ !A@   ?/>3!
M!"=>XJ\W*U@(#C *#/ Y 'QP. D!#"@@P"75&'A  @'4/,P $%2>I#?</&!
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MX[G  9+$#4BPP $,*(   Y<6#.P0& 3P@,LBT0*T)0 0WOYXY7*>P3"S! (
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M  $'F#8#%[#$+TX4DT@4X!(&:/Z!D![0FF\<Z:($D*$W%)& QQU :N8Z =P
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M76/\PN"&^;TA#.+/QA)MKH8!.W2)0!PB^MS0?F9A#:FP/\! "(+@1_67/9;
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MT>5N "0U$NDN!X0 )R ($*>F +!B'PL_,O5D:&$-ED!YFB4:I7.IE!5@IO4
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M+V4R@$FD1\)K2K=R9C#$2G$" 1+V(\][9HSF"RK0)X+(#2I#&I': -]PPA>
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M$3 =Q("NUO -,N"-_=$ UVLN!F!1H,$-GB(  Q!Y]R$#;IHH"  KU>!UEL,
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M@,H"#ID&&L10@Y&P*(-XH=3'L98P5 _((.!@">P!#"!(ET)(A&H1@&5;W8"
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M)__[45_S1\_U(Q_\F^_U==$$F?Z_^Y2/\J?O]F@?^&I?^[?O^J3O^W-?]CF
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M%A0%&FCP@U80P0;<, ,0EK",)P!!#IKP0BBJPB\J)",(/^!7&,BVC![X($!
M,(,H;I ,)]! #+:@@!D^Q*%0V ((0Z!A#9!QIARP0@A%*(4F;'>'511A",?H
M6AA*4:IL#,$G-AB",DI"A%;, !3+^$$0D%$TA.R "LAX$RM$""#OW 4G2:G/
MYA0)$6041"HX:<(JKM.A8_A'<1-@A1>6M0HE#.$;5 #")CQQ@S HPPD_8,44
M:-"$5M2 "=]HP@W$D(PA\(!?'F25+83 B57P( BL(((GO/X@A QN8A5Y!&89
M5'&#&]BB5O?#S3(V 00J+.,&9 @%#6A0AM0XH15B" (12L&)(."L!D!PA1-F
M@ TY#60',Q"%&:KB"3'HX!MDN& )L90#(((B"%2 !A& 8 JRV88A] %2$_S4
MDAU42B$<$L,:=3 #5S3!#)K0IAPZ<PR<=!$GMN !#RI8ABJH0A,U. 8.-"@'
M>!%E!ZK(00] IXHF9D0Z9"OA'>P0KIT8APF:.,8,RE AM= @%+6:01A$82$N
MJD(($^!$\FCPA4U(0 ZJJ$(9P("-'I"!$Q1 SA!8T2Y5S, 38?#5&%0AJU'9
M@@9+<*M*.Z%"!V'$6HM4Y+94 OZ:2,JD342H2A-L,8-54,$CI5""$EQ! U>N
MD0BL$)\RJ* _&BJAK#5(YPQ@PH0U3J$4-D#&L#1R5#"!-C-A&0(_J:",?D%S
M+:UP#05HY051>(0,=F#L*HQ# 3N$@0+)*$,8Q.")->J2*#C@T";*4)5->&$'
MT-)(Y5XSKCE(8!5B0-0.0JN<^9PL,BU,2TAH@ :,>LH34R@#)SRB41L<PS7H
MXXDM>B"$973B?YJ@3BM6!8HQ' 9%31##J2ZDEHF> :<YV$1S-I61,K2B%)VH
M8ZQ =-X;V,"S,S!3353A@SU9AD6>V!4K[.L)--P@O14KB>QPLH2R;J)<IOG=
M<DKHA?[?K>H,N/V+3.Z*5\T-J24W*N% L/0L'V!)".\RA29K$(HE*'8N3PC%
M#)30"L,AHQ.=\,0<@A!)HN@2.39PQ0Z$V8.Q?J90I1BF*WP +8W]0#"=.$9K
M#980I][*#F3X@@YK<#C/J$()..@P#J"Q"2QSX@LUN)!S4"3//8V!!Y+L2"B@
M!B)-:&(&-!5(0Q,F'R*<S* =%,4$,C*!.=BA">^"F"[EP-(9=()\K4B8Y C&
M@QS4<0(2V($/GKLJ-&Q"U*JI@1<X 0JQK<(+$_C(!7&J@S)T0M0TX,$4CI&#
M"=!Q A(^,QEF,(%>T\"]GI'O#!+L$3!X8@)G0(,$MCV$;?[VJ3UP;*64;3&!
M>,Y J*#(EPUZT$HA'(-5$P@%&0ZCE1WS&$C:^LZ_5$$&"FCDTE0H1?C$QPH*
MJ.()OFI%D\-D@R9D4PFLF, 32J%N">C:":7PB+%G,!<A3 @-IL!));7)@QO0
MJG'M]<'*=Y"#A=/ NKU*M$+,1(.*3\$+(*8 &OID@U6XL(.6@98$D'TF+RKZ
MK!2809*UNRQOJTD@'92#!$1QA@G0H-^2.:BG79(#6TC:"6B8QA!0NHDB@((5
M-!A#,JP AFW,+QGOM45FDD&&(-C!%.:#QA1R@(S,_" 9:"A"*(B*#%5DY$AC
M<,(Q)ENA9 @!"(\'XR:8@(PB@/[A&-LH@AGP#:)23&,*8$A&UU;AB2)X8ANK
M\H3 #0<*"OQ <4[81% ]9)6.(J,,5K!%,:=!!8!:;CG+ (.;2U&$.3 >2G1!
MI,$WY^,?#P$:FG#"%#Q!)2\$"*!>H$#.BB"';PB!"<=X\BIFL(0 N1G\9X &
M$)Y@B[D<"0S()P,:&()MD -6.8-C,+IE"()2  -B*A5EF()J(H)0T(0BT 1L
M*(7%<Z&U@ 96H#[0:8+$HP)L6#KP0I$SH( S2*5J&I$$R8D3P: B"(-OL!EN
MH#M04 6N8 A-**,0%(,I0(8/,JCN2JC+P8H<D -34 5.*"0>V(0E/"TS6(6H
M4H+PX/X!Y*HG%J&I#EF%4K"<'0B#M1""3S"I30F1SF"(DU.%Y6H" 7$,U? $
M*,P?52@%(A #+R " 2$(*A #'$P=&P"B52 #1[N,/R0"3;J1..0$3VG#5B$(
M)NA",.B7_XE#/KJ-,^ D&[@#5?"$[6 +J2@X[;./1E(/^? !8UH%-!@6*EB%
M5;".@7A",P"#(IJ9&]&D'.!!7>,$3F2W(0 #=7$")9P?G(B]KPN#5J0"&@"#
M6FJ.XT%&LPL%55@=3?B!,.@!D1 #,E %4/"!DA #3L2\C! #X[ P)BB)8S0V
MH@B#*U2).5"%.UC&'[ %,^!$'2D((5@%.VBL4K",KM 2&_[HM(1*.*-@K*JH
M"\9B%1#QB+G(E-)HE81$R+XX+GVI"D#;@<!+%FVJF)H@"IQ@%7^IBH]4&-"0
M"X/$B(\\+KNX%X0L"%QY$(U@+!LP*S% -B-<"9-DR0BID600Q>U#&:S0R( I
MB8(TBI7SB)+H2(O)%%;1"(.4"^1 2)5R@K4B"8U4%YL"$6TJ");T#(8L#:M,
MB(7TRN,BBT+1RK!T"9:L@=O)R<3PR+[0R%*$D;0K0@5RR^> DI&PDL70 2RY
M2RW1RQQ@ E$HJ#HID4>R$OC@%L-\J#%9NXMXI-N0H(&8@5 X XPQI/:(#YC0
M&!N AI[L,4=*C\T$3,:,$L.DD_X\<<OJL(5^B9 =2<S8I)/UX)*1\,O:W"O
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M9-_H$4RVZ2Q1S+N$H]DC23C,-6C0G6;VA+[P 5'0($V0 %7@(SB"AB;R"%N
M9M#YB;"P ?F*"F]&0TPN#9SF+H71X"+E8+(^44_-,1_8AF40#%LXE#+PMY>R
M!5,XH;X(IF6Q@U90!CYJCQKX(U4P!5LX#\U=&M9HA<7A$%&8-(2N >U$6 ^U
M$YPN9R"^Y'%6YV%>9X+)AE!PF?Y5V $A@(:6\P)D* 56<(7'V$'#.B-:=98I
M2 ;"/@:K(6W%_IY7U %5V(Z5Z+"T/E[,50X"<6BG2-O1W&2?=A >^($A\ $?
MV Z>6!8EH((>Z L;8((-- T7ZNF;S('P:[F$*"+6>>XW'94=":^:AF,B;HGL
MVVE+!F:WB%P!'==,XP'G?N[P51<>H(**<"1-$N@#88@<:,.6$X@?>&XA>.Y-
MZ:.V&)7,&.+YII$? PF %!3@+@H)/]\OXVK$,)8*CY%B.0Z;6AFN%FM4?=@>
M7HO+=E_+C?"#C6^:,/$>(8B.H0L,'KA2U(B4Z/ .=\O;6.L7UU"J*.ZF@.B'
MM6#=G?Y,,\9@^!"3& ?,,@;J$R?;*H<.%N=6A MR. WFR(T/9^'.+WN0'%/.
MTDQ-)^=3S7YC)%]K]"YRIAB4.=62,Y?..97S,9'SD/!+X-0*Q'3R,0=JBSC,
M5#U8S8P-0Y]S//]Q/'<01'<6+,]94E1T.V=R1Z=TS8R+.&7T29]S3(?-3_\3
MQ\SSN_3TND+GR8CR2R=UV*R3&PA(^W""@@;06:?U6K?U6\?U7+=U!H</ F/P
M7Y\@=]+U86</7M<!2.?69-!U8R=V9B?V9X=V:/=U80]V8(]V6Q_0WH"9D S*
M;O?V;P?W<!?W<2=WE2WW<T?W=!]W;A]WGGSOI5 &7U'W>?ZG]WJW]WO'=WN?
M 1\($E! A4K3!#L >($'^("O-((G>(,_^(%G^(4O>(1W>(6W@XE_^((W^(1?
M>(R_>(O7>(A7^(\7^)#G>(=/^))O^("G>(FO>$W(AG=?BFPX>9./>)*/>(07
M^8ZG^9IO>(_W>)"?^8QG>)%?^9XO^6!-^8U7>9T7^J ?>$]P^:>'^JB7^JFG
M^JH'XD3Z!JSWAJQ_W_K0>J[W^JT7^[#_>JP/^[$G^ZX?^[7?^K1W>[4O>[A_
MW[9?^[BG^[A_^[P7^[H_^ZK7>[L'^[D/_*^G^[L7_+='^[H_?,5/?,-O?+(_
M>Z__>XA(^\1'?,C?>\FW^LWG_/[.]_S/!_W0%_W1)_W2-_W3CXA>5GV)Z.6]
M3WW6A_W7YXW6=WW9C_W:Q_W5M_VYW_W<GPC:Q_W>%W[?[WW=%W[CYWW*=PKD
M)W[E+_[;3_[H/W[H#WY*9G[K__WEIW[4Y_[N]_[O'WU@^(7Q)__R-__S1__T
M5__U9W_Q/W_W-W_X+W_YEW_VM__[QW_[K__QW_]?Z'_Z!XA? @<2+&CP(,*$
M"A$"6^CP(<2'#2-2K AQXL-BUC9RM):MHT>0V$!^[#BR8TF.)SFFW+AR8\F4
M,EG2A%DS)$B4)$7N--E3Y4^7/6?:+(KS*-&<1I=:>WE4J$Z?48%.9=JR:5"L
M-[,ZO?[JU"K/JEJ9;AW+]&O6F-[6LFWK]BW<N'+GTJUK]R[>O'KW\NWK]R_@
MP(('$RYL^##BQ(H7,V[L^#'DR)(G4ZYL^3+FS)HW<^[L^3/;;Z';BB8]^C3J
M;Z5!LV[M^C7LV+)GTZYMFW$U0GX.B;[DAY#J3+^Y>0/61Y U;[_Z!+KV31CS
M:MZ@!QKFK=J?/I!6W^[N_3OXNL("62*V5MBE8&NK^?(E>MBE5.LO65K+C3ZX
MM:DN)>=FZ=(AQ(4W(($%=E?)(])Y8TPPP1!CG5O!K/:+(,"PY8L@; '#@H$=
M>O@A9]5<L]8U#QR@  /#5$, BPH <(@WI3U" (1^",!  /XJ>$,) QI$D%\&
MC\3(UC#<@7@DDDG^)=H>E:SEQP#6K-B"-ZEDX@L&#8SHC2\1*'" ,-,%T(<W
MAX#@S0@C>&. ,9=D\)8*ZBDY)YUUTO5"F-[\X8$WX""0 EN6"%#?6M;\ D@"
MY@%20#"50/B"!< 84,T%%H[VQR5V:KHI8=]<4TUI4@HHY9;?B"B:I]6,6DUR
MWDC9*C>GQOAI:9^NVBHXV#TSFB  9!*C-0I@\)8E-'KC@@$-,#! AM=X ,$A
MCX!P31]YKC5)):#.JJTWUUR#J[=KI8HJK86J:A^KZ#JW;:WGNIINC-Q\(Z]J
M\MJK&J?Y-E:-"RK4]TT?*A"R%OXA*NPAFB4HN,",-\^PP((OWG"S!PI">E,P
MF=Y8HH(+(PK#@@H66K.%"I"L)0@*?ZQ%20J1C)8) !R*UNLDIE5"@'DR!! @
M" R41EP$F3S0 0-RQN@'"]8-TX*_$N\A\%J'J."':*FHT()TPX#\Z\0HN'PQ
M"GV(5@G'TGW,PB\2RZ#"UX&DO-8O[<D]M]R9ZGLWI\,(Z$TE# 32U@4+C,C=
M)068)\@ UAUB0'Y,OG ) ]Y$X,>0\(9'"MZ9V\F">=X$ L #?KB@LC !#-LG
M!"NL50D YCUC@ :/,, GB0]8(VDP#)@L6B"9&GD;YIH+?Z1H+M@=" 8<7#!T
M<1< 8OX?!ENL!4P&"EX2 0,C)"?:"3+$Z ($**#JS19V7SX\^B!:0FA@1EZR
MFI&'[#I@\.G;_^'OO\^EOY+UW___=U"UM\4HR$#^ R ";P,,$*" <MYX1 KX
M()I(I, %Q*E$"EB0'%)D4#K 0,$*K",,%* @3,- P0E8,$#Z);"%W?F&-03$
M#6OD)T;@$! ,<1A#<=&0A^! 50\]=$ 7$E%<E>$?7) H&",I,2Y-- UCAEC$
M*5)1,D]LBQ2K*+QO-*.+7OPB&,,HQC&2L8QF/&,8DX'&+JIQC6Y\(QRE@9=7
M:/%_VI@%'FN!QSWR419\S.,?9R&+0?H1CX449" !^4=9Z/XQD(?<XR/[F,A)
M-G*2BW1D)25YR43Z,9.1A.0>:W$+O&2QCGB[(RU2J4I:S(*5K&QE*F$92U?B
M<96SA*4L76G+5<IBE:VLI2IS&<Q9ZI*8MA0F,7.)2U_>,IG!7.8PAPG,7QJ3
M%KD@I2GMA\I=<K.;WF3F-\,ISFAR$YG%!.<QRZG.79K3G..,Y37O4LILYFN;
M[[PG/O/ISGSRLY_^O.<LXFF7>=)S4]K YS[_V<V$*K2A#GUH, 5:%X(6U$[V
M3"=$O\G0C'*TH_X,*#8KJKF+>K2D)O7F1L>94H1*E"X4%>F<2)K1E9ZTIC95
M:4OG\E*8)NF@-_TI4->Y4)."5/Z>/#TE38.JU*7.-*=RV>E10213ICZTEU2]
M:E$'&E5]^?2J7OUJ1IT:%ZANM4-3!2M:TQK.K$ZTK)SJJEKCBM*TLM6E;C6H
M7/.J5U^*%2YTO*M%D[K7P=JTKCH%K$4)>U*K*E:<AGTJ8NL$U\:6E+&4W65?
MWT+6R'[GK/>\A6!M:=G+TC6S;MDL9[LSV7Z&EK2*?>Q84ZLDS[Z3IJUM[&T;
M"ENXH%:VM:&M:X/[T-UJUK=( JYP1RM<@)H6B\8]TFK)N=SI\K.Y;.GM<V.#
M7.I"-+<U)>YIL_NAZ'*WO/JT[EJP*U[7D->\RQ4L>)V[7@.UM[;_5.X[\>O>
M\X9TOOX$VFXU]UM2[S*WO_X-3WWY26 !_S2^USWP?Q?,SKWJ=[H.3B^$!P1@
M!FN4M!?VAGHSS)D$<YBI$EXH>D$L8O!LN,3E_7"(5YP9$C>VPB[FJX%E_-L;
M\]B6*8ZQCBW3XAX+%\9!O@V-B4Q=(Q_YMR=6<EZ9W.39#!G*EY7RE+5[51M;
M6;<_SC*5GTQ8+@_8IE\&LW;%W&6T8AG-K4FR0M6\9HV>V<WL#:TPY3SG#I>S
MSG9F#9SWC%L___DS@=[K@LFLUS87NC-5%G1WFYKC1H\8TNYE-*4U<VBOZIF[
MF,XT9AYMZ;A^&M1"1N>H/4QH4X>ZTU96](!7S6HAN]K%M?[&IRQD/6O*;#K5
MI-;UKB73ZZ7>VL+ #C9D1#U47_/9H:5&]F.&K5N3POK28KW&,*!!C%8!&=I_
MV4:QF>W168SR+<(8Q"(6,8BTJ=C;E9'VB]WK5%)82K[NGHRRQ8U5IPI#$L-@
MQC"X?6]>ZUN?8'TL,R2A\$7DJ=L#UPN\%5MM8\.E&MAXRU\?#AEP%]RU=16-
M,+[6%O9IW#$1=VS')?V681CB$9%@^%HR7O+&Y#OE2G4J-HC!#&((8TLRG_EB
MM 'K<.?WIQ,GMEB?TXUML.7G0$\,QVT^Z(HC8A )AY##GSZ7DTO]IH^U1-RN
M@1X,:WTQW""ZH(_.4K\"PQ?7>/Y%\+)>=KC4O.N%+;=;K+$(1*1;X'-/#-?M
M7M.D\WPU<O][6P*-=L&STJG?>!\W(E&:PR-^+?9</&%K+>'' @,3JL%$Q-I=
M^<+4O<%XO 5HIRG:<UI5EJJ/)>8_ZE1+6.H7=J-\Y0/_3;67\Q:[V",O=L$+
M7O#R%L,??BJ-CWKBDQOYRN0%:*?^%F@4@A2D*,3\<(]XW7_7&:#8 B_(+840
M;$ *NXCE+AQ1 AB0( JIE 4,1%#^X7]B R60Q2U (07FIR$$T3<X4,'6-9""
M)120]OU=Z=U4(CA " Q?%)2 *8""".P?*_4""<# )SB"(\P"+[1?!$Y@+VR
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M=UK@E19M*)1 -$1#+W0"YBZNJDK!RSK"+5!#(B#D73Y6->S=U<4<ZM+%@6[
MS+)?!IB")GR (9" MUYA)TZH(64LKNZ?K+HB!P)K_T' +)C"!UAO!73")S"
M]?(M+?Y8 )G:Y09\+07R;=TJ+2!2;CON7R>60!H\ !66J[R:K!18( M7<,Q2
M:1J0@-/&@"-P00RD@0CLY/PBHB]4@UHZ:?ZZ1<T-8AHT<8KZG@XF BTD L*R
M9"_M$9A^@@-WPB]QX @Z A=/Y,G.9 0^I"L.HA2T'OJ"@BO2 A?3PLFB("V
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M8(#"+WS2=X8PF <W"$,+ (!U//X# \P. 'C/:CB  5Q  [A MS#  H#  33
M<QS 'RA IG3 \Y1&)JR0=\1\PR.\\6B, S"  EB')1R A3C  QC1-S" Q:S%
M)0! ?;!.R$7.!02",3P OJS%"H3>^8S]9KA F*A&)!# _'Q#,.P! PP,6U2#
M F0  SA ?0P# ZB +_2,-0B# 1"" OQ"!XB<: ""^8#'OZ8S-[2=@L1-GA@]
M,(@&>P #<41_$<=(VT&(T;-;]HN&-;3'X,1-YQA]G@R#+_2!Z59" LS/ QD
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M;L\"S?ZC<*$TC8 +]8#$#HT)8^$4XF K'R<70*H0"5+2O,$-^?(WAQ,OB?-
MCW-!0U)!+=) B5,YM<0EC>_KUD[7DF -UF"LU$#FCN -(%,RCR .>-(RC4"L
M_HT[WV 1M6X]YQ,R<2$.H&"LCD 4P5 4*9$.3O$(M& <<6%R0%/%[,^7HC-
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MJZQU<?"@#=@ I+*@/J4NUR9'6"OPZ)9/-[VA#0$3+G75+S&2$5S@ 4*  QS
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M$,C-!#I@E#V5BM$W)!M90:)ACMZ7DI%Y2'F'A3EP0#'Y@S79(1=8!ER !5Z
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M!\$IIS?<!&+GB'M YHTO,OB!$?XQ?.S!(S=][%&)0(]L@>@E6U U$#<M+$K
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MH?&IE#-JHXQ9HZIIF.QYHSV:F:ZIF#50GQ!S":=8#%HB);TS#&N2$R9  '_
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M%+A%C7T^>8Q&V"+..MXQ;![I9C>%-DASHHMO1Y-((E,*F)V)$S HO=8Y_>;
MCX!C&-P !C!\05)Z<DZH0R7J4'.0DZ,^1J@[T,%1BUI4IL9-&:703[.$RH.G
MZ@"K6?[5 5.Y^E7.>16L8QV:&TL*1_.Y%(, ;)]+,*HNF;Y4KBGEEDB^L8A+
M0 ,1F##$, RGA%7Y3["#)6QA#<O0PR;V*/I2K&#S100BY(NPC"TL4I RV<8*
M]K*4S6QG/7M8&FSSK.2#C_=>Z@,EI-8'B!L@%9BPD2FX<JYM.8M+8IH6M=I1
MER+YA22\,0Q,> ,3@IN1+2BF"N0F5[G'56YSG?O<YS+7N=*%;GZ@"UWJ7A>[
MKM!N=[W;W.Q2[;G:&"T<Y7C(1*8I9*( X;ZXDA$S'$,\EZE"B@YH-Z5.Q*EP
MP6-3]<O'^]X1:0%^;TYJH EZ7<2TI;+!.S^B%U)8PAO<J/Z&-UY1.&_,J+P;
MYG"'/?SAT9XTMV_QJ#Y[0!8!W< 6/6AK62: 8$;14@*1"6B'+)M!A.9K?EK9
M"D,WRL^,X&M]DE4+OLJB%7WI8 *=T)U+ZKA@HBWRMXC8QD>XL0CB?J04G-A$
ME[W\93"'6<QC)G.9S7QF-*=9S6MF<YFS >)/I=5::T2+#7B 8CVY@@<^< )#
MGM #*K3"%$TXC"KZ; 9/X,P&3*"")RZIWS-X0D,V2) =H$($)W#"#C= -!%T
M.84Y0&0B0^BR$FK0@R>4P1,&B]LF/&'J'BC-$TVB@C) \=J0*HZFVZJ!@T'R
MC4M ,MB1D.1'IN0_?5$VV3I&K/YD=;SL9C-[V=-^-D.I;6UK0[O:TDYVM+F-
M;&QWV['A=K:VMYWM;I_[V^G.=KC-"F?V?'/$ZLQ(FAI6BF6$80:-UM<JGH##
MXP1Z%460PR:*L D_B0(95!#"1*C'B:F-X0D+MP,K^(0-*GPBWV>P!07,@(TJ
MG*$5-_!!,L@@!F0$80C<*$,5D.&#'[BB"DP)@@^V80:7!V$*R+AU?.9M1[^1
MA!B7")P#)WD#L9*5(TDG*].'ZO2G[@"K6UVJ5X]*=:4W_:M0SSI2WPWODYPT
M6VQ4*P]<D5HF@"$H3MB$_T#QA,J)9P9S\$(-\$3H9-1 TA3H'Q5"08&C[(![
M-*" \O[", <)-($5%/@8G]!  0J$0FFE*\,=?&#%&:PZ#* H0A$\87E3,&H3
M8I! )T+W/@*:LZ[N"2H!U1) &]DMI+&G;3EMGT^N.#PI>>N0CJ-B@QG@K8\9
ME8]'Y=/?\Z$TMT-%9/,!#+>O@[TD0N/CO&D*91S\8"H:F7L8E-!V&X!".)PP
MV<#$T(."@$(4<]N$41Y3 S*<C0?J6@4/<E #.8QA4!1X H_N/* PT(C\DX-:
M8KLA^ 0!\80F0 -7<)A-F (B0$ :Z 3Q  57$:KAHR,&\I1).J$.&2KLFZW;
M@XL:\ ).*(ZM@)L@"8,R8+55\B5* Q8!JQMRPCTGJX^HX?XO=$H+3O$&G)*^
M4*FG\PA!B[ /4, 71A$%,& "3_@35Q@_W* !3@C 5:"2*YI ,4C!17,%"M@:
M[9L""H@2(@@#,Z  )R@,P8L.39@ "GB6,."$/T&#,_ !4? ?3W""00D>'AB"
M.?&?T8N3(WH] 2-"1?I!DZ"G#MF4]=DU$9PIB;$%,""#A?L+&VB%33 #.6@:
MQ0L#5[ !'^@$V)LM*-N;XGL?E(HID@+"\LE!4JG!(MR!9.@R3B@%K$ _,YB#
M;-"=32@#_^&$+)&#56BA4&@4,9B?^W,8,L 3(L@B)*$ .>2_3Z !LZ.!,( &
M+6(%.VN%.YB#8_B!.1$041B#&_YP!3N(+R<8@JG0.]]Q&%HQQ3Y"H)]KBZ!C
M/7/I+Q!LQ!,YJE:(C!EH M%@BU6H 4;)%SD@@P@1@C*@EP$SIT)R*=AK*=2[
MECH3+55D)&](";@IE85DB2<  X^T DRBNR6(B"&0IB$@'DJCNTW:'XN8)2<X
M"E@*0!\!%AX@ DR)K#XA SG )AO8@3/ I5.[I+B)"!X@D(BIR97TQ#.XI %#
MBWB$B5[CP+ZP+[AQ1WQ4GY7!%"$P!8G8 578A*K1'3$ A2!@!2+0A(8*Q:ML
M"P&S2GM2BU2LR%!9*7JC,XIHMA0,LJ-81!N+EB3[)XM K(32PK&K"C,H@]H)
M&X6R,?[B@YRT]"C(3$M7S*:;HL?#J4%3G,RU=#)*.X@9N .MR8@<P 8S  (O
MJ(X;V 16F((R"!-?VLAK(<16-$7CP\R'I$BY! DYBBOT<$L]TD&GO*]W=$>?
MDZE "J3_TB\^>9E,X9OCR\S@]#FW8$3TV4#+K)&[V4Q-61]4B1<^ZC,<F($I
M](E:22558(4:01KJI"/O2:3@M)L>S,U084\>G ^D$<*TX)D> "7M1)]Y;(\.
M?,[^5)&,J '>$8JN^(E+VA,LV1H#)0*N3) >:4C95)&Z,:V6,JWHD\]D4*>W
MY+WGFRG\U*>GM"VZ*M'ME(OK/#(40=%&S(@@  4[\#$=./XF)EB&&RB15A!*
M(;@#&\#&)Y"-]5P^N=+,L.D40U1%O<!( BVPCW+138'2 56P?))2%)&RDP@J
ME[+2N;(!6[B&3S %5WC)98@8-&"%37"B([.#T#F#\^PSZN3-1'PIM3*+#<U-
MC"S1O"DQ_^32*2W"XJND%9'*RQ14N2H:'=C/(5@6;&(J=1D"AML*V(J*)A@"
M%OW =O%3$>4O?6J).Y7+\[*CL!G5W%,G5I33/U6P]:1,%070>M34#!1!#X',
M36DKMV"(]F%$6*TM4F5+0,4!W.30"K6G4CV@32%0SK%!?!Q6[5P]5Z4144G5
M<1).W"HGO9FC&]Q,]\R]GI'/N?[42+A@5K;TCZ/95?3@&3I*"P9*4I((T'&5
MUFW!5+)SLHA<R\G<F7:)2V^]2''-UN_!0"J%UYFB2P]5,"P]Q*E4G 73J!&M
M2D'T3?N$3((]BX?=P0_L57I+'/^H6"/%/CO=UY"@OA8E&KL,U[J)V%6]6-7C
M57U:L(^RST%=4>6CLXQP&B$0&-LDSO5!$8KEG-3KF^*\)^(S/J"5R .R#W^Q
MLXAP1YKES$^M2)$EUA ]UA!%5/>LT)>=K35"5%6MSZD]UJ<4%5]C#RWUUP[9
M!%<HFR^Z5J**&RJ@ 28(0*XXJE8*34[508JJJ0)STJP2FR6H@3$@'F,EL$VY
MDIX,U_ZH<0+,H($G4(:S\=EK;5C9B\]]75)_*E9PZB^3O=OG0U5SI8_;RL#0
MG=/!/;[LK+V Y<&#+8D 7=@[DD)0R(H<P!BKH%$DRXCEV3=1H !LRA?((8QJ
MD:B=8:C7 R"'4HZN:!__V,M%I-$94)X9, ,83#(;8ZB[:8)AG!],+1XY, -&
MZ=X)@(I5>3WE!51=4P]V5461-:U S<\BQ%AJ9:G-9%^1JE8 "\%DI=BCL<YG
MA9:&M:<?L"%1Z8$\R8$Q" ,6ZP$>> (QJ#?[DP-3*()3"P,PV),IX 0.Z@H\
M% ))-0V-X(%8"P/[$0)5$I6!6-H>R"0?D*;]M $O" ,.#OX"5R@#(,"J6@F#
M6MI/_6L,N&$"@Q/AGA1<'^"!(/ $3PB"(MX$2QT","F+'_@!,? E ^+68,53
M!2+$M4!54I6I05+/SR72R2W6(>S5)SW=[1W;]=#2CLV(-W&O^UF%3="$;FP"
M:-"$3V"%P= $&((&- B"5M $45@%!,%@^.&$57 $/,D!6]B$3^@-)H &3N@$
M&_(!5T %.)Z!30B%.3#+&K %$ (#\ ,%)7 85!B3C[.%(N@$(A@"9-"$5?"$
M&2 #_C %4=B(QB""9> $3VB%'""".M2[*0 #9$ &,4"Y9!"#%>*=1;F#9. $
M3W+?C-)7;SVITH7F]_I WG19'O[4EFC]4\RD09ZU7ZN=P?OZ3[)]52.-%BK8
MA G-B"$(@]IYEB9P!2H!A3%H CB9@DZ0 "]P@AFSA1QXDZUI)55("B$( C/@
MA"0$ R)@A1EHPR50/'P!DMZH 3$0A?$('<'; 2$(A1] S!D0A3"0@$\ +%
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M2#"V1+2 ,!"#"JB +WC#'ER (JC -@M""OC!+%>#"ZA )'R#"US )(!#"Z"
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ML6B%MBQ2P<(%-5PPD$IFXH ;DJH99AAP"/+F+QDR,<:8:G[9HS?$&*HF$A/
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M0\J)7"9C#QC_-8DEH'MAZ?87S/Z^!08&^% E/\B 5I!H@1^V:Z8>9888A'A
M'WS1AVI<X \IX(.20/"V_'A#ALL%@0I2(0A#@JP2&.@#""A9%[?(V0^0R$!C
M,B((@[B 1Q79@@OZ@!MCH. /'7A&*O9I @"G (S#P L@4C"):YS@#R#0H ?X
M ((M;,'4X !U"_3TM^%X8PMS;@@D3, '$UBC#PYPP;= W=9#>,@2\<6 "WX1
M"!9L 076P,"F'00"0(!@LQIH@=M6\ <,3.(S[Z'5(WZ2I#"_F[^7 ,TD7G -
M8VB &RW(R#? <8**K. 9B;E-:+9@# -Z8P0H0Z$E/##5+7BIX=:0CC=RE3YO
M  )&J/[C#FXB 1%B;+<#PR"(OV*,.1!EPM\FX8-5D/=B-7]# RC\!K%,\HTM
MI*;5*+*&(@ GC*LUW!LFX :2&@(.4Q]*47EQBR] D.D_3((J?N!&PX=!7V$\
MX^#'7I<WT/P-#IC7+"J(A"5>8 T2?H,%4.<NO-D.W ==7,];^.8W7@ ".J*@
M(BX(^$O\;9^X764%UY#): 6&&5?5V2274,0E\ID:MOA&.I$02C!D\ P.G-D/
M2F6:"UQFP[V XQNU%@H(]K %/JP&&"= @28?<8*[^.%3ASS+-?J01<^AJTO7
MP$U%6FD284!D!3K^T@E:P U ,#,3?\AE1)S#H\M]IAK76/[!"DQ "6[HA!**
M^@8D(J&(N'_S^G9O^_B!>PGD1,(YK^(&AI-3#?K6!5@:\<:+G(8[?Z> PX+C
MCJ;64XV);\$7*L$J D$H\L0W-B(2K*)(N$%@#,4A1&(GP.$7;D0&($&FKN;A
MF*P:7N(27D 8O(0/LL]#&F;V($&,JH9/LFU-OF($;D00A$(%+BL84*@/4",C
M#B%;9((8^(1TS"+;5. I^. 1T.Z ^(0%(B$3+ 88UH\A0&087H+\HA"W,D'[
M6L"57F\O8*0/3L /+L :T"9DZ.P/AN$\[.47VL,$$L8;;*:)&((04N %0$/R
M "TU]HA?3*!BG /W%,&00 "=K/X!!;: !3S@$'Z! [!MYT! !G0B&$9 !CH@
MQSK !4X &(1! [8@!:@G]B1#!HRA5V1 +M@%5*S!ZY"#(2AA!%S@2'I$!@\Q
M!0J%)SA $,"A?0SM!5I ^A@B/C8(%%-@7P -!98B-59 %9>-#U# !;P")-Y*
M"IN1M;2,(7:(2&1J_E3MORKB&FR#1Q(KPCQ&&*"G-[BQ(8A!IK3,''^*9: Q
ML88A8AB"&V &<S G$Q)K9QK"&N#1)'QALDCE1B+LP/S1F-Q*'&'"K1XF8M;.
M&C+AJJHARQS+(61J(*61%+'Q&KJ%$I00"N>O'+_,&3L2O$S@$3(#0CS2MX8!
M WZ!&/[ C1E)DB6CT!K\8$Q.BR-;4D!^P05>8,IH4B=WDB=[TB=_,K1F$BA-
MRR&'TBB?\2B34BF7DBE;:^V:$BIY"Q*X"W3@@P6@B[&HZZ]F1(PJ(A-(:ZN>
MP3D8*P#Y"KO,<KJF"AB@[JRD)<.T\@]L9"O/\JS&BA"8"[ONTBV> 1B&(1($
MPYBH,2J5TKI:@ "8*Q-DX!JNP1?HA[*&BCLR:&(*26)6I[0FP50T!!!52@TA
MRQ<G!O\:0GY<PRT#834&<RFY 00>@ $FJR(*K2%,YBH(08*B$2@"XP\$""F"
M01#\A1L0Q9D\(&(\BR'_8,K @3;-+B_<2A@J8A($@0"]X?X9<I,J<Q.%7 10
M#B@P+LF\)L%#:@+#*F$/'H$B<(<0FB02-.!3P)/**D;X& [JAJ$/,F(F?"%,
M"$0H,L$/IJP:^F!NS&L^&:*@T&D8N(%Z_H WG,@IKL(:@,$SJD$^$@R=K@$O
M4;,G?0$!4*@A4@$Y*H)C;B.$CN<70N4/,@(%+@&^W.(1+$#>%&4%3%-MEH*)
M4(0,0: 2.L 7O@$$;J@%?L_]3$)P'J%"+H B5, 2*J%59@0$$&DJ7L #;A08
M^, V#) A,  Z)N&09,!U(N 29& A5. 1?*$#D/,"**$2M'0+>LD$LB+]+@8#
M%&$8.H 2^. \7, ##&P-[S1]?/YA6Q N%0A!$8)F$F"21EO@1O[C!"ZA$J3C
M!,*( X@!,<*C2"[(!(*!!5"(VBST)[TR0X>K0\VKS 2F0_R@#RP!$KXN!::G
M-PY!#XO#+ XA$FBQ-WP$+BX&"4TE1(IC\%! UWA$$1X!&$ @$RQ! X[*QX9!
M$0Q(!C",$@XA+%"$._2"(4;@$!ZD!?"'(;+-& 2# SQ+)DR $#(A$$P-@X2/
M(73B#\1H1]#DJS#L!/:($ P(!"C!2P(!Z@3B&N+C$%)!/JGD&BCAZU9 DWSA
M#X3!)?R@2KQ!$9B)$,AB\#3U)U/A #2T(GS!*AA"\@PVNQX!GR(A$F3*T,;2
MAIP#&/[\0!@.YD JB#M\A,X4=A)>UBT> AS52_"R*Q(NH07$19L"PP5<0!&F
M@@\P+!($X1M@;R3IKB),@/L,AR5TL1KXD \7<RI.X!$@81)L QQ8C9F82B9J
MU1OJ31"RC&*>@FHC81*,*Q 2-1 <AEG4QQ@"01!^H6A9X!% 1GT< E-<PB7.
M(Q R@ACLE3XAEB<KPA(.LS>&QT#%U++JXAM,@!@>836NX1&L 3ENIB&89_Y4
M@G%3H&^FI"$*:@\D@Q .H1I&8.@BX1<,522((0+.HBU,0!">02VTAB$. 2(L
MX0*:J)<@P2L H5M](P;?XBF"X1(R 0.^80>'X>O P0*(P?X:_(T/)(,8*J$:
MA (86@HWY.V #"AZOTHR2K4[MV;^&@9D4O(V- D%I,,20$88(D UA<(/(N%2
MA %39.(/AI#K<.8;ODEP>3(8,."J&&(80( %4$"N&"(33. $:"523F!-60,$
M*-$M%-4A%"45%-@YK*$#1E(0J@$2.!#J(,&!'Z$:!M $>G:T3& %3M3S=*,A
MI,($_, %? %UO2$55J,2#LXB @$;6> $FD885.!I7L(/3. GD(,+4T*!FU,&
M1F#U>@.;!.4$.->&"M*&7F*24J!8@,T$4N E .&')P00>&,25H,@3& +]@ U
M6" %8"08(&$8(.$9%,47.$!T2_Z"&X*O?U&3N\S57"6&NSX+&K]"0+@+('OC
MCWLC.R4F@ ^,(?Z8._QX8A)Y0QK97)]20/X8D[%K"ZYKCPGSN]+JM3CRH(X.
MJ?(JMK[L3/[LDULYS"B!.Y=RH!K9E6O9EF\9EW,9KCA+*&L.KE"JEW59F(?Y
MI8*9F)GR&FCY'8=5J2++QO#+RC1D,24&]*23LY8Y$V1LM#!'0Z$"A8CAIPK2
M&BJ4&"R!F;^"-] IA\[K/V>*J1*9&RI4J"RHFX.J&I[2'[_LD!>DGZPYLZ@$
MI2"4IN+,F'E*!1:  4;R53R ,838F3%*D0UJ0X0!-.@J@K:R>X\MARZ! QBC
M5,DP(OX>P"T@ 3D<0(2\P1)$FB'Z( ,6)(89 W;?F$^#[J1^00.,XG==2E8=
M=$&RQZ^X8>(8HC=%ZRR:.4$4C$YX>0V?@JZ&-NAH&:FFR;#>(D,6Q _DF2%,
M8&B9.K4>00""H0\(H,:\(1/")&?=L9&/["E)\2NNBB3XI9KCL>B\!/<TLQ+0
MRQK6#@!1!">DR*FFA2%^CRHTP%0@P2H\8",$5 ,>N06 4$"BYS:N8>;ZX':@
MHI&[^05D*D7K""R/S!Z-J7UF(AI#>T8NR[+<3)(P(JRXH9'9^JEFYJHR5;0Y
M8D("N)[KF2&T-#":RJEY-:VE6; N^V$Z4T TM ^(*[]T+/ZN<?LLE QH>L,:
MA+OH+LNU4PH01,(7"$"B4R&^P$DG)F$$4H#E6@ %5"!5\@@DW2(34*#N;*,2
MPMLJ4, !+O90/'@%5. $O.01TO=S7(!R&>)DAL$$6H 0 2T%4&!&,R$"A"8%
M5B %(")2RENBM8LKYO$A;.@23L^&%,4O; -T9.!&(.$0@@&R1_&_E L8*(%@
M;R?/3, YC$@&N*,/+*02/G4'42#;B$4%=.(2A%C6]E?B'" D30 %1N :;/(K
M7@ %0*"7_" %6$ DA&$$7H #[C4VN]@J+(&][\8W7  %*"&!5< J6B 8K"$%
M5$#64L$!3. 24D,&)A%&AJ%1#?["+2QAP8WA$$S !*Q<>2^@$@SX!"!%!B2\
M-P)AR7_A8XV)F>1I!(0"$EB !: &0";A*:H!O:"B@.$F7EF@\SK-!&@E$, A
M$%H@!90.P!]@#SPH$U2 TYL%$%#@! J0O+=K+51 :=_BP 4SI32@:#;T4P$$
M'' FZ(A!$83"%T!# XKK<C>B W44A1(BB"-*O3[H+2+!&!)NH!#C&7;/@%H
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M,=[\D?X*)02R1\@D!AGS7%MLN0#  Q$P -%"OG! 2" HH.3-"GX\ L(WP9Q
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@>_G+8 ZSF,=,YC*;^<QH3K.:U\SF-KOYS7!&<T   #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>x2_0003.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 x2_0003.gif
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M@D9[JT)TGP!WP !YP0!^R@M]PA)\P8%_@':%F7^ @E2&LGV-HVB4NW.5M@"
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M[P
M
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M99$<##;TCC4,)IE@2=N(T'#"\B>4;+(Q-#-4"Z TRWCVB27!>M;OOV9)4\,
MED33V-B_"$9,--)LHIB:?8YE"?X '!B*-#%E2].))<,HEJ(T. P0[#+0<-@
M!08*-H$!A8^5"0?!-AQ8@W]!(S')G&S\%S(I(ET6Q&CKQX8 '& 2-EG2))#"
M6"D$0$F6!,S K0C:$#-!C0 X8'<0!-28^\:/!?-[  '4D%@E"!!@@  EL*D"
M G@"D,#M1!*""0 /4/O+-BE(+SVDP0@@*V&D"F   04LH@TC!'! 0  $**E-
M, [4" $$#\"2EFHP%D04#P $,(0V*C"GW@F @(@P@/$(,18*0$ % +!:U]Z7
M0,;4H'@$$ $!>' 8&PB@1@JP1&DT08 6(*!0OWB ^P80@664[P$$D( V2*
M-OWB4_X!&  )!C2,W]5(>&4Y 0%P^(#]28!Y 2 !@#Y!@!4T@%*[^06/:,.8
M3%@H$5L:P.PJH8 :#0 'B8$&"6KT. ,$JP$<,(8!%M   %#P+]N@@ %L  SD
MD84& C!1K=CTOWQQ '@*N)TB)(C %!RH&(>LT01>1!]D/%$ #Q#!#NRFC1$H
M !O1P"$,M$$) *@0 2301@L&P(AA2 ("GRC& $8 C%^L0 4LX@8$"("(3[0
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M]@ 2, RW$H4 H "#  S&\ D8]"0S$  JA DOQ"834'(^P";!H #YIPBK9@,
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M G!%Q4M/GF HMZLG2&2W>&L6T?YP L##F,&P7F42 "M2.T<4+*E01>&C#99
M+;U;/=ST1.!S4,%ROF:$1F;! BX7C$8I/;V;7@2@B,$(#0%PC]I ".6B/12T
MJR3&7LA!)"V #=P@0MSP"V-5"*EPC:8"+IQ #,=D" 75 @%@-55G)/ID-YCQ
M7P@P \902H7 KPTP =QPOA2P"= @44L) #/P"8P0;"IJKG\1>7E+%BEF",,
M/1RP#0X@?<:64T!\OM+W"\)6 0 J3,BP#>!B+2(P #Z0"F*5 ,2@)1>P"<'P
M*ZI'%C P5BTP#,N@E]& #0,5#)N@5IV #,8P /=82A>0"9IP 0!@+>6JILBR
M>Y<Q#/Z3RP,0D #(  S-4Q@PF+ 9A%' \BZ<D J*L (&D&LA7!JWJV"&4DO2
MU0 18!X*T#<5"P"=@ T)4'%C(5$*M,?16KT[\V?EM0DJ$ #%, @!@ QGG(M_
MI@F:L D<; S#4#_%4@R<P F$0 ("P @[,CNT$TB$$  WM@F4D !2*\8"D*,)
MP@F:X .3@R:/TWGT95*F0PP&<+JYN@@!H"N$L2#0\%^?-0$)  U$H@CZ)F'8
M(%4(:U/Y1DH6I6<'D&O]=*8'UW@<8S_*Y@"=/'1#K VHQPG&$ #;L@W#\$#W
M^A=/.)?F\0D'@$//0FT7G'KT1 S!@%#/4@#7M@G&4%Q_P?X&C>8 QDP))_TD
MB8%@Q$ #UH:_"F#*9$D $1(-,_ ^$J!'2_,XB4$,W^P H5(8$V"%NDH,BJBB
M/#F[P"@)!Y(XT!!M!:P-')!AP=L#)88['% XT2!/_RR\!C @BW4 @WL!<Y)G
MO*/0&20- B!PVI *'3C1A*E 9.%P+_>XE\<8#I "*=!$1+W CRL-BD4D_%EU
M&:.&)GH "W@8:F(,.S  G^!^?5<6[F0B&84( P(N06W*1&TD%?!LM/$ 1JRK
MOY)RQ? +*1"9G70 2!,,$/!1V <!#H()#3:.5M,# V!;GS  !+1H=W=H';PD
M=3H@W'74F= MTU<!P\ -C!  )OZI1R8I#24@RG':K=%$ S]C"6O';,$2#3LP
M P>R _P'T\P6-]S  S/ #>G#GYL%5=&@@4_&-SPP.0@0, .Y,<!  A<[%CW]
M.BU  '%C#$ MF*4X+P1PCWW%?M@0>22TJ]PP4 $P/0 @ @]I(\J$  %@#,!@
M;2\D  B )AEE-POI* X% +.- #=%F,9G&B,  !$"C%NX<!MS 33R"&X'=ODX
MVQ\YM'_15R>$0@@(5^UXX0?R"<R#LPGH*"Q>>43B*L3 C.U81O!X>Y<E$C^F
M2JEHC@& <W_1VB]R"0-P (;)XG83E_T+ +D&#7BL30!  5*3JY@ I31 "9CQ
M" .Q"?[H6<B6I@@E8 .FPPD^@#.6, BW4PPX4 (O2@CR$U8Y3$ILX!C84 @I
M, / ( G/)#2%, C($ SIV3L^D (P\'9VRPE!4 BJ/@CRS$T[D (M$,9F: B8
M00P\4 *Q_A?%X ,/JPV_  ,EL C!$ 2:L VL."4P(  X^0@MP.@P2A:5$ 3M
M:@DLD *"ZP-H@@R&4 A?Y@/&QPWCIP*(H*_+RG57;;?)ZI$^8)\!( 'DCJY3
M(B0_\@D"<$?"(>\8*^^B,:E ;AK[OJB6*JF/80R2E@ -D +/CK%W"AI?\N_/
MBDVHBN[)2C?V*O$6?_$8G_$:O_$<W_$>__$@'_(B/_(D7_[R)G_R*$\>H+JH
M^>ZQ+'\<;<(<D.KO@SKSC2KS-9_S#+\K/J+*9/+REK+RQS'S/[+S-L_SCZKS
ML7'S*'OT3C^H>NKS*3_UJ:H3-0$3PL 36H_U*I'UPL#U,!'V6S_V6:\58$_V
M71\,7Z_U61_VP-#V;(_V8K_U-;'V/ 'W9W_U/%'W5X_W:C_V=-_U?2_W6A_X
M:J_WPI#X0;'V09%:>0$-OY#X?^_W8L_U:9_W<6_V<>_V?H_W;T_XF-_Y@._V
M@N\4HC_WI'_XI@_Z9L_WJR_V?J_ZF&_YA?\SGG#[F7#[EG#[GJ )O&\)ON\)
MP,_[O!_\PA_\N:_[OQ_\P]_[O_Z__,2?^\;?^\8O_<3O_+A/_--_^[Z__=6O
M_=?O_-[/^\G/_>'?_=?__<5__M@?_M*O"9=0N75!#)> _M#O">6_^[J__>VO
M_\<?_0#A29,G@@('$LPDL*#!@@D/%GSH<*%"A L?0J2(L:)&BQD)1NPX<>#%
MC D])33YL:"EE0<M:8,94^9,FC5MWL294^=.GCU]_@0:5.A0HD6-'D6:].BV
MF$QA.M4&56I3JD^K1KTZU>K6IU"C>MT&5JS,L%VQ-AV+UFQ:LVJ_GFT;]^U;
MMG.3:H6+5V]6LF?KEG5;]F]:P629'C:<V&W;PHOMSFT<=R]7I94M7\:<6?-F
MSIT]?_X&'5KT:-*E39]&G5KU:M:M7;^&'5OV;-JU;=_&G5OW;MZ]??\&'EQX
M9;!]K\*E7'SX<N;-G3^''EWZ:FB;+ 6+NJD2=FV<*GV"F>H[3&"5-L$,9AZ;
MMF&5,JTG5@D3L>GU[=\/2LD'(V P.3'Z!:9-) %/FTT>.4^;5"1)\!=&$@0&
M09B&H:001O##,$,-;8*&FYJ\F@DJ;J")*1A.-D0QQ>FB.8RI:%8XX  5HM&F
MD 8<4& $JJ"YP($'%'@I$0@DJ$2;:"+HCRL:562R2=UV(#$F'0#@A!( %M&F
MA L^R:1 K((A0)%/+"'Q 4L8@4 ;-FQ SD@VG80SSM.4T_X&FQF\^D01;8@!
MX!%M*-BADP1EVJ2!3RHA<1L%.JE$ FXDD,8F&I YKDTY+\4TLT)JFF$ %K3A
M!@$$(!A@! ^Q*@2 "1H0@!)M"($  DQ\( 2;86HR!,1,=^65*&04283298 M
MQDA$;J7)$AL4.,^0\ZQ,D*E?".$&FPHH0&^88BY(90()>*"I&$1(A&:11.B+
MAI%$N.NU77=GDD8334B,9I--(N4F$W9A(B05F!" (9I@F#(F@ MC(J98;5IX
M *H5*L%A!F0,B#*F83")M-YYZ^1$$X7?!3EDF\"5*=9B, $ $3YQ0&:' + ;
M9!!M2'AY&!F_Q#8%'*2AF*H@UOX3.6BA0Y3)SE/)^]& $FCTP0 %$$@$)@G2
M)&:"! RX@-)ML.&@2$Z&K(&F&2JF<VBSW37D8YBP"<88F: !)E*8N#EUFV'H
MBPD:0O(.,,0@=#T[\*$!LQ2HL@5'//'- %>\\5V9HL2&0<[;AI%!,(')\DM@
MJF005[6QA(V#,QE$D?4X&021]7X9A 9#'(?]76R,"29*8H*A5!O:%:;=;6V*
M"0;O9>YF2IK@BP^F&,9C9[YYYY\/&2^:&%^^<.BOQSY[[8';QIEIO@??>_#'
M)U]\\L]'/WWUIS%_?&NVAQ^V:5R!!197Z+<_?_WMO[]_^N^O'__VY[_^!5"
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MS$<5VIMP _V= =]99B<&5 #N3&>.J?MAK5PPA4B @U%01 L2/%L</$S-!4B
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M[B"KY/X%4]" 4>"%76!R4Z#"^XD 4M@%9H #%& &1-R%:#1+)LP%43!*H&Q
M42C(:UJ>1;B!'P "H-'PN_KK\D+R.CI$XJ/N"O!*#;A&4WB 4>@]#<B!%^
ML#2%X,L!%$#**\R%'. ]2." %W !"0ZAV+T)8.B$4(M0P[VJ]&*Q9EUCPM8@
MB(:#B59%6# %^ID%4H"#2"#(!-SHZ5NZ8T5LD!9I0D3SW#5;89[SJN*@!+1,
M1:=,#3K6+L?O^M$%7C!&X((%0B3(S!QG%:)TFZ"ZO!GR<S5RB%IC.DI/OU-4
M_+F@^%1&2#IN%^"$1KB&JH;9AV*Q85ZQR'2B9!S7D52$5OY0!#.N]JZ*<_O=
M9!;^W@/>#SC>ZS>G[VN?7'9'KM#MA!6  <H3\FMF9EWGYBD^X(KA:Z8=ZP"J
MIG$VH DR("/=>(X'>=;2>(P7^9$/H(L_*_LQ^*0*W4;07QCHWWN_JFJ8!5JH
M^5F8A5N@A9WG^9[W^9V_A9K_>5K0>9L?^J,?^J+O^5E8>7XW4JN]B6BP@6=P
M->96KF;@ S_0>C_X S[X@Z__ S_@@ZSW^J_W>K$?^ZP'^Z[O@[87>[3G>C]H
M^[9?^[$7>[!/>[(/>[''A5UWX/L<5_QEA$[PA!*6^:CR!2LX RQ8_,57_,9G
M?"M@?,9??,H_ \6?_,K'@LW??/[-MWS%Q_PST'S1Y_S2WWPK0 6'OUB"?^J;
MH 1%:(1#4!B![RJF\ 4L4 ,TT'TTR/TSV'TUR/W>Y_W?U_TS$/[AW_WD3_[<
M5_[A%WWD9WXTT((T0'V_[^*>8E=LH(1%2.F*U_2HH@4L:/[F]WTT*/_G+W[R
M'W_=UX+T7__D+W_E5X/JC_CJ=%RR\ %#J 09R)WY7JO;!P@T:,X(+&APX$&"
M"0\R-'A&3<.(#:V@TK9-&\:,&C=RY'@+5JR0(D>2+&GR),J4*F=UQ"@-"$9%
MFC!""];R)LZ<.G?R[.GS)]"@0H?FI(5%(M*""I,R;7J0(M&.'U5230FR*E:1
MKF9=;/[YX] C&,M<VHQJ]BS:M&K7KKV(ZZC3I4FU")2[$"G<AFJ@=CT[E>K5
MDB #9RULDN5-;)0:0<LHK2S;R)(G4Z[\TU=>-'0;VMWLU'-$T$VQ5%3[US#J
MU"FYMEQ6S5BK5M)H0K9L^S;NW$,Q0W3:<+/HSP6#2X1JFK#JY(*KOD+,L9B*
M7S9FF&BL[;%%W=JW<]>.62#HS+[':Y8(6O3>TFE/*R^,''7SEH<H:7.SS<TP
MVMWW\^^O%I<5Y'&FU$+$U24@&GRM]UY[#5+57%\8772()]G]P(E^_FFX(8<Y
M?8<@4P:*9Y!H=A5DW((.JIB5<QL=HX(EP3@"PS5D=7@CCOX:NI69B0@=.)"!
M!CH$XHGJH<7>BDD>%J%&P@ Q@QO(.%9;CE5::=N.1 Y7T(A:EB<:BD<RJ"29
M+>Z$W95IJCG9=P1MYJ:7!\%E8(_%&>G7F&0FR1I.$=:4W9J!"DJ444T)62>"
M0CYUIUGLY9GDHU69J=.?@UIZ:4]O)1JG9L0IFMY:2*(4*4FD*L<G3VABNBJK
M&VFJT%)TB<:C>4W)I>BB@.*I)Z\BH7HFE:T**VB6G&XI$:+CA;EKKX:9&LND
M.:DZ++6"%HI4LL<:&B)2H!Z'VK.\;L6DM,%6>VZ5FFH[%T.(*HIK<,LV&FY6
M]*86+4Y_DHLNOQL"B%1PN!ZD!?[!!1L\AV<&C\9H5*(V.VIA^-ZD;[\5=_CO
M@-P"3##"6G1<,'@=-Z4&:;K.^[">O^HTK<4M=^=6@'&M^UO(!MM\<)#@%1EJ
MN/;V*G%+++L\M'9O]19GEYU^S+'- R,E;\,^HQS2F./Z5"G16>OV(<!)N7NS
MS1\KRS!1#D]]ZKX3VY2VUFVG5>R//GK)---+@UQ>4MZF:!6X#P/=$=9N"RZ9
MNL8.;#?8.C-DH()BHCRFU+.H7.[@E4?F2\S;UB4K0YG)2C?H'H_-\]E[LMV1
MT):K/I31Y8T8,%UIK(NP9ATCO 7M6FP!W.)Q&P1UV5*7;A(L?W-$\>K)"\7U
M9VE4@?X!!AE@\$$:!*?Q 0/09\! %7- @0$#2,PQQP=05"\@J*?_9/;PAD%X
MM;G*R]^G-H5_-@<2&&1Q116[U]Z!$O;W/8]A  I;8(#N.G ^S6VF9-]J7[U.
M8KR-!&Y^%LP)QC[C,25\8 [=RUT:/ "%\76@>VC @!;J@$(0C/ \O@'>4-@'
M0:R\KR>INR .-<(\IRT.?QCH /A:*! L> P)'4#8'#I0/@QLP0-SJ)ZGN@5#
MH<APAI+Z"7;4ET/Y78M=(?O  W '!09LH5.:24,&6CB'+4CO"B"H0A7,1S !
M-8Y9?(/8\&K(DPIN,8<7V2&\T+ %W*70 TJ8 Q'I4H4,0/Z1+N.KPA*G1SN\
M43(B4PQ*%:VXDI_PL8\Y5%>R1 .%@I$/!$^LWAQ T$&#X<X#BZS""9.6E$L"
M)9/$B^!)A#=!C=S0DQ;<X9 ZEP8,(*$.<U#A"*MP!30D48C6JX(3R3@')E9R
M8:339"XW"3^3^7)^68)3B)S' ! @(0,>2,,TG7C"*BQ0"R&L0AT\X($/,'*.
M-&,(R2JBQ9[8$IM+\DDONZF\+G9M.,[S  #/!P58H@$*>7$G)&6GA0]X8 L+
M5!R),$K+]0G/67OB9/P$JCS[(>1=[CQF[IYHO8&Y$PU$/&8UG;)1G_33GR29
M'$X"*E+5D=1WH4DD>.PIRT[9\_Z>EB1;##O:-P?A5&W<W*GJ_CA4;>5,.$:5
M(E*IJ%0K[G)*4,5A3SDE,"W5\63+ <Q(MIH5J_6DDU]5'4''BM&IFO&J/F7(
M3/FI5@AVU49OG5\&L\6NJC+%+CW**T_ZN=>T)J>OVD#>7U<75ITUT%C@1%#Z
M]F93D42*K7L,:63=EL%V&>M0&+UG [.*R<7B446S@!9(0[NZ'1T-607-J(!<
M>-1KJHBU*/$LL&0;U?K1M7=RM2UF$;N3FFXV)(Z%K' %%U@"D?9=$BGN7?"J
M3\TV5U+[]&IT+8<Y+VXJ-!ECBG)UPMSF/A>TX7799,DC6//R\&FJK:5OS];4
MH+GWO?X6:]W,JDM>W\QWB/==GRO<DY57_"RVW_5OM8!Y6LM2US>>T9OCSFI%
M!O]VOZCK+X3/!;>(%-AP7++34Y/:79(DN"2O;6^(19NY6I$XP!7N77UQ*Y#T
MYF2]-@7NRD <XVK%UZXW/NYQ#>) [JYX-0X>,M$^%,KSCH<@)<8GCW'B8TC=
MZ\'7$3*46275W!HUR53-<8*VBQ9=-!DK, [ST A*2>S*C<IVGDN6;Y*,%K=Y
M-5[6*9R')6$"(^C*#$E#GENR97]Z^'AK"W2_OADK+5VY1Y\J:]1(PN&UID:I
M;X9TQ>0L)PK;BK1R.C!-\SNU1E,0S*"V5)%Q;&(C_RC14OY1]</B U!7OUI0
ML1Z/F0N[VP?V&26.S6*OJS5F$M4IV#06MG93K-5BHT2/.W%KLEE%BS/(#@W=
M+LBW(U);+86;*1C&$RP&0[4$M_@5Z>;P*QC,89"X(L$@8;"Z8^%N6&PZW?[6
M-\#K'0MV#]S?CHT&K[.=)EQ<(0L.?SC$(R[QB5.\XA:/N!HB?@54]R09LZ %
MR&GQ\8^''.0C#SG)2XYRD9?\Y"M/N<E5+G.3WZ(OV%@&-'*N<VC@'!K2.$;"
M%6ZE51"A"4PX M*-<'2D+QWI1U#ZTHW@=*<S0>I3KSK5F:#UHR]=ZTEO^M25
M?H0F#"$4:^'#'>R@]K6SO>UN?_X[W.,N][D'HB^/.0;0\:YW8N"]%8\6NK"(
M?H0B7+WKA)]ZUA'O=<6#O0A,./SC!U]XQ!]AZTP8 BBD'90[6 $+6#C#&3[O
M^=&+/O2@][SI0:]ZT%O!"JIW?>A''_O2G\'UJ$>]Z4EO!358PR<(![RP+D)T
ML%.>^(FG//*33W7E)Y\)1,B\6NZ0&36HP41' [U!JH]]-$"D-]W??O:Y7^>!
M'*W\:*##=R^";> +:OC,?S_\XR__JV->\T#A/(' 3]V'] A6 Y$+HM0)K  @
M^NT:^P4>$1C?_"T@ RJ?UM6?E^7$'1C:C4$;IYQ! =K0WQW@I:S"$"A@ X9@
M"#X@]/ZEA?1Y"0"66DP%4[MDX&=Q(*NXGPC.X R2H/W]Q E2F<#TWZP-A M>
M6]#!8'\(7P+2H!$V8!$T 1&87?29R*W(U[/=!0\Z!!UD@P$*80<6X1%NH?Q=
M7@FBA?09&EV46 #*&HG](*5L(!:NR2HX'A>^(?/98!..FXW)C!?1R8UAH)>M
MWQK>"!&"(!S"H1?>H$]P7O6Q8 6B60\F!!KF!!_VX8W(8"!.(M757Q/J'[#5
MH8[56&$U8DX%(21JQQ]2(BG*H0D.%6A0X")BH!6VE1I.QC;4!#%@1#$$PRQJ
MPS( PS!<A#0 0S#PHB]>!,(% S9H \(!0S1H S8$0S#,QOZK22(I!N(@1B!.
MY"!>.,5#(2(G!H=A>>)- %I:  ,,\  C8(0E^( B%.,F^( A%.,G^  A<(,V
M_ (;$,)L!(,/%$(Q:(,Q! $B[",RL $/\( \@AHT4F+D<:'S?>%93&!V:0QR
MS9H>;M-V4.--I()%"M<H.N#AU: @0N IDIFI^<91$(?_M>"?@:)0]$4PB$ R
MQD0+:(3ZE0 ". !]8 ,+0  -%",CD$!&9&1H':0(:IWC%:7E=>01+N1:A&%Y
M@<W=X(S=+ U1W<S'T$$QNB)E7,0C8(B$: ,Q!($$&,!L< (/'  ';,0VC( "
M;,(,$  V6$(#+(,"9((V3, LDO[+((P%E&VD$3X>46Z=XRW>%@YB]&'!]55@
MD'B,4]:.4RJFPI 29!J,-_)79$3(#E#)+^# ""S ;%""#42 "&P$,0# )M"$
M-B@"!&B# VR"),! 1UQ$$)1F5_[D>PGE# 9F8"+=$B@?4L:?#0(E1UBCUQP(
MP92D9]C.^(!,<D:F<H;.5!),%5(D91C"/G*$)8AE1M# !-#F=<( !$P ,&A#
M,4A "4R ,5" -$@#DUP$(X0GG-GF"%I>0L8A YHB&*KB&3%-4'D/$G0/QT!!
M"VD!''W,'#QGZ"CF9'[8602#)7#"11!#@UY$,&3">FH#)1A ,EX$#%P ;5("
M 7  )?YP@ +((S)(0C0$ 1LL @2(0'7R4B7,!C1@@B8DHS1D B:\9&3QY?OU
MIM/E9N7!7V!:7H]67E'VJ.598DAJX_C-D18\@/@PZ0G]$ -T4"I!SY-V "$]
M9LTP9H'ZX!ZJ9$9\0B)0PD5\@B)(0C%V B:TQ"-@YT7,  5L1":0IC8$ P%
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M13040A!@"#8D@@_(IB&L:4L$PP4H0 L@ ()WQ2:D@C8,PP 8 BURPR:H "9
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MVP:.%G>CBC?!ZW7Y4FJG2RS3$_Z%<.*G!BF,(O9N;T?%FV/%7FT5UVO'+[3
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M&X1A$4*"%:KL"8-C"FRP"(A %0ZM1$2Q3XI "EA!"*(@"HC "8@@#D9A ^(
M%*(@% 9B"70O1%@$FA1G(*80>?"BU6RM[<2$UWP/"&X $74.LLQB&R3K%SW%
M#-,"#=<)U"C@Z1Q  [I.R- G!B+!;'(A$DCA/W0!#G(@C6@F!TS!!+1O!9T"
MMA#%!FA+KQSR(,I$",#@!CU"#_Z(H F$( Y"80B:(!07KA9J017:SPF(,!G"
M8 ^D0 @RIG&@4-:T[%&&:D/$DFFJ4 M5[1BDP1)HPR+-PA<U[9Z"\<+J0^H0
MS@0@ 9:N+Q=>8'30)P=<@!G(!@4@X9Q*:@QT00/VAP/4:@S!S_/.RQB(X<Q
MXJ>X)4-R;5*&$@>C@"*,(!FD@&+B(!O*8&GDX :+  Q(H0R\0 ^>8 ]Z92+
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M0K>2[5BN.+9RY-1SCJ.)43XYQA@2E<E29'>+%IWB!G[ $0X!&30T-/S "LX
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M"H9 #XA4#I)A#XZ2%?: %=Y@",)@% 3'Q3*\=A?!$;K([YSCEOO9NZ.:O=,
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M,#*/8$_)9T2Z8XP=MGM+Q(VGZ&D@YG2B9%I))W&H"!UUM6ZC1E:SYTLU@XU
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M:L$%%($#G$G0!XFX0 _\<T <J&H3R*#!!5K@K.D (Q.*@ $RH*&"VDAC:,3
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M@$<[W@0'-E$)!50J.@'?!"8F\.J*4R<8%V#$+QCAL,7=ZA/MY, *HH$) ]1
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M#A8I!BOD!I3K&BODC6WPQRKD$8K\#A.1+N4HPV;<AFS(AFO AFL(&P"\DAG
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M4N88YE\8U)Y1A![@!)JC!,KY!9FA $7 A*'Y!1C@!(8KAFJY $3(!(Q9A!V
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M10,<!*&>QJ@!#GR C4V(( 6?",($"@%R?=_K37$D1@I$P ECT, &/B#.W6G
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M,)0 +7T/AAR$(<R S3V%<*0%Y!3-<A"")-275Y2B,>BC7.S%CQS$,(S%0?1
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M$?X8PT(L1EHL@A^5:.2>2;B<9BXE,/X(!UH@@R)P C<$PX4-&C$\0B%Y3GE
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'N[Q=!P0 .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>x2_0004.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 x2_0004.gif
M1TE&.#EAE@$6 ?<   ,! 0D%!@L'" T)"A$,#A,/$!41$AD5%AL7&!T9&B$=
M'B4A(BDE)BXJ*RLG*#$M+C(O,#8R,SDU-CXZ.SLW.",?($$]/@ V?P X?P M
M>$(_0$5"0TA%1DU*2TI'2%%-3E)/4%524UE65UI76%U:6V%>7V)?8&5B8VAF
M9FIG:&UJ:W!N;W)O<'5R<WAV=WIW>'U[>X!^?P [@@!"A@!&B %+C I.C0]%
MB -0CPE0CP52D Q4D@Y9E!-:E1I<EA9>F!M>F!15DA)0C25<EAQAFB-DG"EI
MGRAFG#)GGBUMH31NHCMOHS5QI#MTICYXJ$5\JTI]K$1UIT-MH8%_@$N!KE.!
MKD^$L%.&L5V-MEF'LE^0N&..MF:,MF62N6N5NVZ9O7&:OG.7O&V'G'6=P'B>
MP7RBPX2!@HB&AXF'B(R*BY".CY&/D)22DYB6EYF7F)V;FZ">GZ&?H*2CHZBG
MIZRKJZBHJ+"NKZVOL;&OL*^PL[*RM+BWM[FWN+R]OK:WN<"_OX*EQ8RMRH:I
MR)2RSIFSSIJWT9ZYTI>VT)&OS*.\U*2YT[Z_P,"_P*W$V:? U[3)W+G-W[#'
MV[S/X+[0X<3#P\C'Q\S+R\C'R-#/S]#/T-33U-C7U]S;V]C7V.#?W\34Y,O9
MY\[<Z,G7Y=+>ZN#?X-_@X=7A[-KD[M_H\./CY.CGY^OK[.;HZ^3K\NGO]/#O
M\.SQ]N[S^/3T]?CW]_+V^?;Y^_____CW^/#O[P
M
M
M
M
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M !'8P0<% S0]!P D7$+)!P-020$!(O0AN@%LZ,'  <5:8, ;F;A!P >VC,T
M'7(HP( J?6B  _:P*:*T  !_<@, 7F +&  @#K6P1 $\8 L\0$]\<DC9GPK'
M0?P<SEYLT00")#"+662B#W1HP0,0X(G'%<P,"K,%!1Y@"ST   YM$<$ F@0F
M %""$_X"T( >.+$M7#B  A\00.V(\HJ3?>1[+@#)!^#GG3]0@@TE,( (A#<
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MAP$DTA8TY00N%) M[YQ@!;.P ^U ,MM].L 2#A,+&PH@@?G9PA,'H* MX&
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M)T:81QPX<HZS K;0!UO3!PY(":MG:@48 GK0 G) !U/5"5'TA8#8%7R@!F^
M+IV07_Z@,DZ$\AZ$L@J$H@IT,Q[C,0N$H@DD^$7%(@NB$HB<:!]:THF@>!5[
MAQ6?V(6A>(JHF(JJN(JLV(JN^(JP&(NR.(NT6(NV>(NXF(NZN(N\V(N^^(O
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MO_4+P?A+PAB\OA0LP2-<P2>LPO"+P7<0::LQ"J=@"X$@";%G"#10 S5 G[1
MGZC@"O59M/H8!#U0!C*0 ZT >TE  T0P X%@"TI  T60 T! "SEZ!3.  SA
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MW>A$ 0I(4-''' 2HP!2A(,Y10,2V\ 0]/ ,NC>1$7-D=#01PO-D*;0L6_<>
M, AB+.#_7!90T 0]X-\R@ 2A< I<<..P  0S\-Z"( J18 ,=C<R%4 -?W .U
MC-),(0I7C<S/+A:P$ 8-/1228 -*4 CZB.-/00L^@,M=T 2'\ A@(.E8,!NB
M\ 2)C0.L/@/:O-5/#03JG-22 ,50@,LA 0M*L -&T.H7K?[/VVS&8%$&/OS'
M(2$(55P#6DX4H2 (PEX5L4 (0<#&/+ #23 #91Z07]#J2I#QMJ#$;3S5PT$+
MDM (-_X7GR #/: $CKT#@*#,-. #9$ 47$X#%] %H9#G;(@(,O $:,P#/$ #
M1O %$]W19-#8ATP4C1 %=_T4@U &/6\$55#S3='KUHP5C^ %P $).5 #30\2
MH3 *@VX5@[ $7!_5,O #8V#%AM %L0 %;#P##9_C;#'1@> *8\T%B3 *F]S&
M0? $C4 %?FP+73#I@B$*6FX67@#UA. (]-D*8; #%Y#9B1P+3TT#/_#%4. *
M/3 #5$#$Q=$(4+X%-WX*2V (5OZ0 0!OZ["QURR=!%6 Z#I0!#0P V7P!4J0
M!$P-!EX "R(;"S]0 SPPW3) YZJM!$K Z#CL^Z=@"JZ0!1WM XU R6<A":=,
MGW_^!  1R-:A&3)D**%E2^%"AK9J-5SX$.)$BA4M.GR(Y4(96ZU@.;35B$:-
M(K D7ISX4-*,&3W"M (U1" 3&C1F.,G1P]$.&I,^@4(9U!2-'@FI7) Q X>,
M(J-,Q5(X:0804#UHF I*"TI!&362\) Q,DE0AB=#SBB2R%0-&8YL0?(APXE"
M5%AMP4+48\:@BJX(024;6#!%LQ8_(4J8Z(@75+8(V;PP@X8,+&4O&II1P\@8
M* \+*_YT0N-'C1\S?BBI*0.'$2*39>R(9*O,A1I4:M2X4N44R,&]?2O\;.N3
MZ"T]AKARV!HL(-\2:1F9,08P0U%*==2@P;',#"+8GWP<W"H1H$*M!%WH0I<0
MHB(ULM@%;JL)41IS Q>J0H5G[4?MO62!)+B%8G$DH?BZD$$@6P;Q0J)3K!+%
M%B!J<"64(@R"@K??-N2P0X6\\*&,3T1))"$!)V+B @4)LV62L/0:XBD?>J!"
M!\F**&,+&8@8I3VVLO,P2 Z9,,BF+&#10H8G(*&!"$. LH@64$:Q!90LAAC#
M$2=D&$O#A1J9!,$=D*,%"!ETZ$$&ODXT*Q$L=D#JM1]H@/Y$0UIVF^@4GG:
M3[!6/L%SC)&2*J(+J!YR9;HK=B3#KEI:"\7+AV;S(I',F$B3B41.C$](3P>3
MZ#,#?QM%$,\N*D,06!Y!KJ-6;#EEE%,D>L*T^@SQ LI/=[WH(?$0<<2JUFB(
ML F#> "OH8<@*8*&'039(:PXAXC4HE:0$ 2D1J0 I1$9F"!+$B5DN( &*KYX
MHJ8>3N)4(4-NX M4B$*1@8<NFF4JTD>"(&*+21*A08?); !*JBX[5>B4&G;H
M 0?L9MBB75XG]E!BBE/J"(C)W+JXXXL2\8$&("11Z!,EB)A!H,\FL<&TA[&
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MA0,F%F*)%J0@!JM8R!I0H (^,*0/NG8A)<XI$3ZL0 5I$.(LN+V"<]J"$RQ
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:]KPG/O.ISWWRLY_^_"=  RK0@1(4A $! #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>x2_0005.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 x2_0005.gif
M1TE&.#EAE@%* ?<   ,! 0D%!@L'" X)"A$-#A,/$!41$AD5%AL7&!X:&R$=
M'B,?("4A(BDE)BTI*BLG*#$M+C,O,#4R,SDU-CTZ.SLW.$$]/@ [>P V=T(_
M0 !"?T5"0DE%1DU*2DM'2%%.3U)/4%524UE65UU:6UI76&%>7F)?8&5B8VAF
M9F%G;FIG:&UJ:V-H;W!N;V)L=&EN=7)O<&QP=75R<WAU=G1T>'EW>'MX>8!^
M?P Z@0!"A@!%B !+C 5+A0!0CP-2D0]8E E2D11<EQ9;EQ55C!MAFRYHF0!C
MK0!IKP!JL !LNP!FN !RO3QUISATIS%UKD-\JP%VP )ZP0A\PQA]PX%_@#B%
MOTJ KVZ3M1R%QC.,S#J2STB:TE&?TDJ6QE6DU5BEU5JIVDZ@TWZBQ'VKSV>L
MV6BIV6ZOV7^=P(6#@XB&AXF'B(R+BY".CY&/D)63E)B6EYF7F)R;FZ">GZ&?
MH*2CHZBGIZFGJ*RKJ["OK[&OL+2SL[BWM[FWN+R[N[VYMZ^OL<"_OX*DQ8>K
MRIRVUIJVU)*RSKZ_P:2ZSXR_YL"_P+_ P:S$VKK,WK/(W+[3WYS)YHS XJ?$
MYZK&Z*[)Z:?&Y[',[+C/[+_4[K/4ZZ_0Z<3#P\C'Q\C'R,S+R]#/S]#/T-34
MU-C7U]S<W-C8V,71V^#?W\K9Y<77Z]7<Y<O=\M#?\.#?X,WD\\;@\-'A\]3H
M]=WJ]MKI]]3A[.3DY.CGY^;GZ.KJZNCHZ/#O[N/M]N3O^.[O\NKQ^NWR]_/S
M\_CW]_/U^?7Y_/____CX]_+P[NKCW@
M
M
M
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MMPCS7\@C"$VT5,)(0  "" Q  'CNRGST &AJ@H!Z^4)G1P%3"Y @M6BO!LH
M(_0I:;L V'#< Q/X8@< 5"2W1OX PI9@ )H4M"T@ )*"@  M=8EB@ 3;V3#
M!-4YH 95)0@@"B@"U-!GD @8362 #:)!>'(G&." F'<PT.,P$RP@3"( A#"+
M+2,,,*4*! !N !RXS # Y!,80 <N?3QP@+!5;6# !G?XXD:+4U$!0!\*0V=#
M *+0 4 :4R&H( <%L&&+Z#8(,X, S7Z0 'L..$"=*!)$((P'!U '2@NEI*W_
M:3_V.,L!1L.% ^0T*O;HX7=44</TJ&*H"]%)!A9XP.Z$ 0)[544."Z.*+QY0
M(ZO X0038, !0!&AD/TH#Q8[@"\.*"G(3&5 M3J! ) '"C>0  ((<( P9!
M48&" /Y30@'7A!$!"% %$ # 4P&F1)49\,TN%4  FN:' !78Z00 0($M"' P
M"DB 0@=0@15EV#8+\$<8G1# #,P7 .J T1:<(( %RB2#C($"!0$(01KTP*;]
M^3$T'3! "$HP @8H8!:^0$ '[J*P^0Q.6"/(G2TH,  (H& %4*)@C#0X..A
MA@(Z[ 0#"C !&82  *$ !0!"]CSH:$\1-B! _NJB0.@(XP0%P(\=#'" #=R
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M,#80(\RUH"I]M,4F8FF!?[I5,VD0 !Q\,94X3DET*@ %'Q@P@'<&@ 1R<!X
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M8 -M,"EX9/, !M3%I#4.  >D5:'R-9'&!-X GR2  '2N,G((9L#?T!@!  P
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M&&-9I4S2D7'YF<)P"ZTF#&(U#"%*H(E!!VT ;2(0BF9ZIG?9DP0)CVM !W&
M0AD5I_YC>AB;L )[A@;8D:?4TJ$$60AF1Q5V0 >U%@P86JB(@2I6QZA-HIT[
M>@.<<"%R8"1P"J%&BAB_P ><$)9TR:GD4:'"$ IT("W",J5RBAAUR@?W-ZNN
M>J8,&IA-*1N6.J6G.AN.9 MP$"V]NB2.VI2\^:!%.J*$$0=P$"2V\ &IN*RO
M&H+TR*<%B0F/$*[A"@P"2J6'T0G28@O9J*VPX:)]*@Q<H 1+,*])\ I2"J&8
MRJX%YYGP^ 5+( 51 +#VBJ'%"F_OH:]H YA%V:]+$ 4."P4#.Z %6QC!T O
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MS,9"K+SF/!K6G,S8O,I5P00[T ,"'03#H,=2W,>I ,JTG,^AT:RGG+7L[+H
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M\)@=1&1A"UNH92P@8@4> ,$FC^&%%+0I!2B 01BQD$0EQ%D)YPQ#$P.Q1$V
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M%<VXTK "&]2W!O6UKPUF, ,9W+<&_]6O#?[KW_JJ@ 0!KL%^93"# 0MXP#/
MKX E#& ;A* % (;P@/VKX?W6-\/WS>\*0F #&00XO_6-P0MBL&(7E/C$]H4P
M"53@8/X6I*#&*4C!?UVPXQV_H 8T '*0&PR##DA8!CA&LH]?P.,=T\ &-)!!
MD)W<81*<0,(W9D&6$\QD%L! OU!^09 =+ ,0 /C(66;!"5IP@R6[ ,<NN&^4
MI0QB&YQ@!%=&,XZ?S&4O2QG(#![P!_JKWPW7M[\0QB^(&\S?!=?YS@SV\ TD
M?8,GO,#22W:R#!:,Z ?70-")MN^&^8MA!P/8U#8H01U&LP*.B0400QJ+#!HG
M%E#<H"QQ>DA)#T(+&Y3E#8L:BR]F4)8[U(HL+6BUJYI(%AE0L"*;0(->0B-K
MLKRJ+#.87$*0N)!Q=2+:VR9(7H3HD#5LPB!"#,8PP/V5C/X)8Q8U($BRUXU$
MF90T&&X =B@'LNUAZ/I:,C@(O_>=$+#8P=C"L->\A;'N/1$$!LEF",,)PH<F
M*KP@$A\XM<4E#$VH833-?@C$#Z()6(O%!MD.B[<#"9%QK>&<8YE%K\F";[+8
M0N9CL<,<&H)Q@X \+'G9P[)C30NR=/SCSAZ(+40QZX6\6MH)F84HD%X0&^AI
M(6H2^4$^$>V%W$+JY#8WS.&M;8CDQ0U&LP@'A<T0?R<DYPB/==8K0O&%CV4&
M3,>(T47C\X/,@@UJ8,,:T@ (AEC[6@X#O!O6,#Z&G%PA=$ #&]R !CG(?2 J
M3X@HUK &Q:?A<@HI]]4Y4;Z&Q/Z\(;ZP?$%HKA"ID9XAMA@[MU.O[SH8N^VS
MX,0GB/&+<2=$!K-O.$/HCO%9=.(3P!>(#(B>$%^ @A,H5\@F/+YW9^.B#:ZW
M!1O"GA##'T3SLQ9%&J!OD*H'7!C/(X@>X+"03MS<(+-8@]7=G0;7(R3T"($3
M&^@P>;SWW?T&L1,]0(,TP(.%,+M\RY@V: ,Z@(,;&+^- ;B$:!AD2H.#4XBW
M2X@W6(,Z@(,K" 6>$XB'DT".LX$TN".$R NZ,S\Y4 ,&1(-/,$!AN+O,NX$X
MH /) SZC0[Z+X+N"X)A.V(3&F3V28SZ7X!C+&Q=L*T)1T 32FSWQJ;N-,<+@
M0P@UV/X^@["#? ,%H8.Z_RL(-9B%(A$295J(U3N(/ @2@8 _AO"%"$2(- A#
M@7 #.R$[@^.^@\,%-0!!8?B]A(##-!B7.'@YA0BZ*"P(3K@C7T #X)O!=EN#
M6<,#/3#$@Y"^HSN\3K@!.J"#-)"#A@"$Z0NX\HF#-$"#052(&GA @< %-'B#
M_4N#J1,(S$.(AJD#-$ #!#P\*TR(.T@7@="$-V (TTN(DU.#<6&#STN(LTL(
M/="Y6&P#AL %-SP(!P1$88"#*T0(.V2X7]284"@YWT,Z- B%8CP_7#P(%3P(
M3X U.FF('BP(-O 6@9 #/F"(2J0^_.,Z@7@#9!R<;R2(6?Y0(@A11%@4!L=#
MB#>@0V% Q$DT"$_(1X.PA4<40SADB#5(R(UQ S50O#4@2&%$"#=@@Q/H@SU@
M VX3!C,\B%'D/#3HOXT9MH2 @S58 3WH S%<"#OH1+F#/#?@OX80082@ S58
M 3K0!!M(O;S0 RXTB%J4/ =LB$8\"%M(@\U+@_5C"+V;MG"<-36H/X1P.H0(
M0T]8-I9L//DS"#E .V'@ PN<Q8?TP?$9$C5(18*PR(6PA5+808^T2X?XM878
M!5OPG-=[R==SB-KCMN=[B)\,H'ASB.%COIMZ"*A$",AT"*P$#7<D"/&! SE
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M[Z-?@S#<A) #]35BA, #6S1*-["#8,1@3<C$.?@8DXSB]_//-%"#3V8^:03
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M94:Z\IZ#X18(%>W8.MB$6@E#1JQDAUA/@5B!@J %$H #;[4!%:\#.[ #%S=
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M8HX&2YI2X2 'RZ"MURL6Z;!X>8KPXXGX7+%0[G_$^7R76,[+R(*_UL6NQ>O
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M"A'R<;-0H2\T;OH(VU/B(489LS!R[*APDQJ/"$'U 14GE)M9>41FM,7R94)
M:S@.LX7FDR]AG-#D%&E#%,:<=-!L%%949*<;'2/V:6'+UHR>'M=H@@ESE@UA
M4JUB//[XAB)7D5##LK0S1RM'3D"YPL#ET58?/9U@-D0;E)-+8;1>SCA*%J.F
MD%)M=<(CK ]%7[XXT1'U1IA+6W9 :;6UIRI'&7G_ I[9<9:;-&I2OI2Q%J,;
M-E(9B_2$IJ,H%'?@B-K#25,HD6LX<>:(M??#@Q.%'02>T%8-XPH/VJ&C?"&,
MK<!S[G%8_'G?YPD#VQ6VPD:;$'1.= (E1U0<]*'@V"H!9T6?61[HK-"3>?-S
MF=H3SCC]$!<=:] 1QQINX(>1:Q[A <<F),41QW4/Y;3;?D9E5>$;?%3HRPP5
M"M,<<?NU()U").F!AQYZD/A0=4OUP8<>>]A6FE_* 1*20OXKN+2",'S@(<IY
M<8 RQRATY&$'9#> DH9.3)*H687Z5?B32+-\TLF!''7RFD>BX$'''?YUI 9O
M^_V&(5C:C56A'7%X*,.*"/410HHIQJE0BQSYL@(:=98I$I3[@;00&D^%E <?
MH= !2F-SA-)<5<.@T<EC?3BTT$&!:M?'3'':L$(::=APJ4\U&K=E=\JE\>=S
M9^XWW'X<QBI,'7)X.&*78>W!AD>^9"E2=OMQIQ ,3\D@S!UX@ ('*&\L"XH;
MH)P@2AM",MD'DRU5J$D;'H%2!T)W+D3E?IUDN]\:FU3HJG:P:B<KF\Y5""=,
M$79DJ8?!:K?)N7+F1!$HHA V,/Z6ZO8QJE%5B:(N1BK\VEL?7&($BH9XBOE0
M"Q<#Q\F%^U&!F7:SM.#A&O;M9PN/%=(!AX<.5ZB'9_NM8"IP!WO8T1[BDK7P
M4F^LT<<F>PC($A\/<S9+FMII0G-OOB3]G%H;/JT<**P^MX>'57O8A\YAS0+R
MS6&')8H>=.C!M-AIJ[TVVVV[_3;<<<L]-]UUVWTWWGGKO3????O]-^"!"SXX
MX84;?CCBB2N^...-._XXY)%+/CGEE5M^.>:9:[XYYYU[_CGHH8L^.NFEFWXZ
MZJFKOCKKK;O^.NRQRSX[[;7;?CONN>N^.^^] V>OA,]UG6J(8@_O._*R'Y\\
M\ZI[ OX''5(U5#%"GKQ11T^=P&''\AC-(D<<1]GR8"D)S3)'>@G=\8;5G(DB
MU1UN@*V)&R8CI''S^5<(S"_ #!/,0O9P CNH(64RL($>9B"#@]R!!'=8PT7T
M0 ([K.$$X@H&!H61P82((@1QH$,(/*$3$GR0!%CK(/0^0)D3H $/)9"71P#8
MD4X\P"6^.$$:\- "+KWA!'>PP;%LP881Z*^(-V.$$(A !"$4@1<*24->6C"+
M.YP+#<XY05[0T <9[$48.?2(%[ @1BR808,(4<,=$**)K(R@*+80@3#<@"1A
M\ L4QR*."8"7$%A,HA)^O(2$5H "H*@!ABNH"A$1 @-0@/X"B$9\I'8:D8,=
M4!((O5B(+43!B:AHQ'PCJP%EXM@'-83R#6GLB!:6H,HDD$$A=)!7)]8PBPZA
M955Z<),PMC1+M*# (ZZ(1"4B$0E+/.0&B5A#;E20DYQLXC4Z0L@-RM0Q2%+S
M+XW0 1!\L(,?7%(A?5 !"'A5K.,$<2^V4*8M-G+.77AD"TL0XQ+*6!Q?K&4%
M"^L40NB I+7(8"ZB\ HN.1(+8$YB$L1$R$&X)0P;N&1D',S*+%SBB3NNJ9H6
MY<HUL[G-;H:+/YVPP49R,HL["D,4)_A3*5 PEW8N00I2B*>$;. FCB%4&&N@
M'AH"*@PZ=$B/"!EH00T*$1#DH?X/)JC#,%8@E4U0(2&=.($;IWG1J7ID$3C8
M@0XFR<YPJ2 A;.C#'B1&!7FM\2AE98D6E*!*);12(5@!&53#18*#E,(&:?)%
MM5CR2V$"$R)Q<,,;0F #7[#!D)C! T\2X@NI4K6Q"\E%(0Y!"$(<0K$[18$>
MV&!!8;3 !G= 0PBB0@4'N.%!PD #:<'G4X1@XA&N?<0I\,2 &M#!#4#9! GK
ML((0:&(3#)A!;2,J 1+0H0T,XP@P8I$+6"B7(S50YPG4@(<;A" D)YA '.
M+LB0U+'>M0HGW$"'S30$:W/I1%SN0!%.@!4/>UBM2$2!F#OD(2^S> ,<2N&+
M@.TAO8>V\(4>-*&'.X22,P=Y7T+J(#]A5*4/B3A1FO#W7:H"4(9SJ_"$,ZQA
MJ\#7P!WI\(9#+.(1D[C$)CXQBE.LXA6SN,4N?C&,8RSC&=.XQC:^,8YSK.,=
M\[C'/OXQD(,LY"$3N<A&/C*2DZSD)3.YR4Y^,I2C+.4I4[G*5KXREK.LY2US
'N<L7#0@ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>xman_qaudit.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 xman_qaudit.gif
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MZN[O\./L\>WS]_3T]/SV\_WY]O7W^/7Z_/____KX^/GJ\N7?XG^ A0
M
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M1B>M]-*9ILSTTU!'3:C34E=M]=4'(HWUUEQW?1^%.WLM]MADHQ=VV6BG7?7
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M4&W5]@V\P B3, T=A&UA^ W1L(B*T B3P O>\ U8V(J#:$MF!RP81 [3  F
M  ,:L  C$ W1@ @A8 $40 $EH C!8(?=X W!H A[4 (?< *[H(9Y1PZ/, (C
M0 (O\ O11@Z-P $3@ $I  RK. ZW\ <CD $1L  8@ $:@ *.8 U*Q7VYZ$D9
MZ"G@\ @N  (4H  +L  *X 'I\ $,H  ,^0 *T  GT OD$ Q[$ (5X) *<  8
M< N*1R&_4 ($L  $H &YH(0KP) *8 !Z\(310 @;4) 'L/X )4 "*%D!A%"+
MW7")^UA%D5-]I0(-)'  !/D "S !$8 !#:  #L  #?  $+"4!L "UO (%&
M#_D $Z  &: +RC0.@;  #8 !!] !O;"'>\  $Y"5)^ -T> "#;  #K  %W (
MQS@!#_  !5 !D*!W/KF3WM./F0(.BR (@9 !"G".<ID.B8 ()B !3>D $:
M%$ +TL (BO 'AIF5%T +EC@+%F  3[D 9'E;X+ 'A[F0>_ -7PF:87D(3T@(
M#>D #4 (&@0.->B7AM=JQF(-(O"0$*  '? +&N0-A."8=_D #) .1%<.OM !
MARF9M+!SWO ""D"4;^D!N< _W_ZP!P20E0_0"+R@ 0<0 1"0 " @G-^ "!,
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M]W4OSS;(\0KN!$4X'V'/ZF-?2]:??B[/'JG?Y.QQT.,/?<B_S06(6QZ.S.7
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MI>MI;UI\VL$.&%B5<"SC8^=Q'>Q\4"3'$(05(H*<1+#!/@TR45CA:B)1L/'
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M@R#DIY%B%T)['8G86D:5"SDD)BC6*X2_$^1U5T1B$X +5;/SEO!0CU+LN'#
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M"(CE?.D4+6R/1(]Z^A*Y+A<:QOXF05@1:_[: Z7>A!)$,ZSMA\C!O]K@',P
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MA TB1 @;/\#D<0#3D2P0X4QGX +),ND#0!%C!P+;Q@Z26(XR%*@<JA"C.;9
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M5Y\ %$A!0&N"#1*+%>: "^!H!LI@%/Q##H2 %:X!MWID2(3@!TIA))KA![#
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M(,)!")A@_"XR")5%"UCR)UXA"*JI*K!A7K?=!XJA$WBK-=C+.CDD@9:O%7P
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M<7=[?5U1AZ :N !$.<J<Z-5B=?Z\7)[+!\IMC0YPP!'EH$8$%!R,.J]D$!\
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M; +P"RU@:V([K';6 -8FFVY&9]4  0W0 A[H!^T[D.)Z<A$P#9# ;BC0 KE
M !!@?M2 J8-HN9M[8HP0P1.LE9^GPD*X 02 "[=0 !PY%IH;%@/[;S 3L+U
M !L0EA?I6LWEL'%!I(8+""?0 >#0 7X #KR'D98[IA2 "_Y5Z&N<"@X2( B9
MY@<=,%^_$'YT>G(-$ D(^0OB4 T4D,:6BP*]T "&=V3BP $B8 A!:P'@P %<
MS'N?9VK4D  ZEVN[!@)Z]@L0, T.< O4P'M<17[3T B9)@$G!@Z^, C"-PV%
M6&$[F[6>^&C$E[\K%@D;< MSV0T4$ F&@+<#:0(A(,:H5\MXBPL!_ LL^D2
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MX)"JSOZKEB$  N:@:Q7FVH]&@C3K;RI@;"W VN   (@I" X@>A)@#3Q7#7X
M $B6(J6(>GK8GB%@CXF0 ?D"PV3: .6P C$ #H.@OPK ",E("!VP K2ME0VP
M8GD:;ZI; "( #AD "(48H@ 0">D=%I_<A0 @?!T "81  MB<"XO0 #/IH;2[
M >  "!  #0;@"-1["X,0MU]V O8H"-/< GHY>^'VDL"PK(X  +AP L,- . @
MU8,+ ?Q& =8  BB@EYD&<R,8 '^M -VP?N)PB9\7"2=>#BZ0XLCKB8,0"0H
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MYM8+=_Z\]&'A"-&X 0P'#B9  =\I>FX&^1:@9S]H 2I0825M 68]%N 0?!G
M 7V' @\&"&588RE/ 2Y-#2 @;/M6AVY6XXOP:+>Z <Q/AQVGRR^)"]S:/2J
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M80OD:H@,! ,0DML#7'%A 1;T@@&)^(4 _B!"<] +%QF8GP6F!H+<1< 0C"A
MXGI"#0, 8A$"$(@(E/L(7 " $(  @ I4FPLV9^V"!E#$+DY R! @!#=/M5D%
M!I&+"A"6 A3 Q0<^  T#Y$)KY:A +OP0ME_(F'BYR*%.J!$!<5@9%UA&G0%R
MG$,#0.($6X,$  S!XQ4\@@"]6.&,$;G#"/2B!0XHQPI6VP+@=D $D!! V&KW
M)*:D#*4J@H8#RF2-#5@@="8XEOY-66/77T# 4TFTA@'*U((2< :R/('&-':Q
M 17D0@"+F 9+-4*!D+@8'":P%4^FX0<+!, $7@$$) Q1@&Z$P%;6:( U+'"+
MJS$"$BM8RZ1VF+OV=<,!5WQ$#'*1 (&OP&X1V 5GQK%"A!A6(R% RV,\-0AK
M_Z(!49)K2D)@@=&<'"B_F,:15_"+!YA\$(,0@48:T+J4M.]N,2_LS"TPO0T@
MI%AR->4@'@%RRDV#?;\81 '$H8C<$142C"@O!?!HMYWDIAS6R 60-<)L0ORE
M'!'X!0N(-@UQ_"(!#L*O;L'Q 4AT("2[($ UE@YR<RBO'%6;>M43!V*>E(3E
M,ED+./Y^\8L2HQ!P7X0$)"H "$&, ).T+L=7.H "2#BB  FNN5>H80)PE8 "
MN9B&@R8(1A'X0><Z <%A(9!@P&GP%AS O.83G&US0 ,:N*" K;[B1&M$(":_
M8( X-D!87,@5 OE4NF4$$7M<,$+:Y2 $"6YA-U-R!"2 $'NL,9@J Q@"$HFW
M &&IQ@@'.,+"N9,;)BO0"P(,HMM[QP6B=Q@"2#3@$9$0 0M3M;5*LP6Y,CAP
M.#)!N(NOL*MRJ(;0P2OU@81%, "62(EJ.#P_ "Z1FB,)@(0Z*@<6>+62$K9A
M0Q%P<  NZ@5JD !< +V$<"R9L #>F[86H(;IT[O&@+G1<?X!!B@!"Y@?QRL
MFM@)"6 )W7HG6XF+0S@4FU($" @!$6 VB7"@>MF 69B%LKH4M-"C@TN(L3@=
M2NNI$[B4Z*$XA $'!J@&%3BL#B"LR+A UG"PQT(YQ'JU#O OH%B!!C@!"VB!
M:-,($1B$.-&(NM@)D3.'Y-,*CO.#" A#-].);8LT$5@H0( &"K"&7H@ HF(
M<% $_Z* #D@Q/["@,B$NGHB G/"43=&(/UB!01"[(8R4!O I7X@ WXA!:?L
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M3*HKZ2R',0E*]Y,OE&B KUD:/Z  ".B&;-2(8# B&@13O"DLFEBW"MBWON3
M.6K XSL5E& $3]$*"T +5>N(.24:". (F2K+DR++L@P1<S !"4"!$G" ^=&X
M2'$ % @U#5(G _"#:@" #IB(,AF-D=0)<*B #CB!!! !:!B 5HH]C;@% T"!
M![ 5?<N,SNP K9F?12  %*  FQ$! :!5AQ@(<\##%2@ <#$XW.%%J:* 3-4-
M@%P! _#/!J@XG8A B3L6)SJY;/YK!(30BG$P@ *@@ 9 .4)H@$S]A=."  H
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M\849@A> V@GC@I=J,(1;H(9JZ 45-(11Y8D-@)H%- 0RN5)#6(31H9OUY!?
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MB$C0*Y3H!<1KG4<0 %S(A:GY TA.QE.KN/5U-%GYL$C@(T+T!5K?NM@9=T#
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M =U0HUTYP5!P%5^_-  .5Q0L4HY(TU PRTL1E /!1(O\AX$UCR1'4YF,]/7
M+S/Z%$$DT!B@Y99H&8"6(?]% *=(F)5# 9]H#?(? [:0\\$*YJ!WRUK41.!(
M7PJ@M0%?@W1@9"\I)<< HAV TT YN^1Y55,^5?-(5PY \DNJ'0QBPA^\"7"2
MC/^5X\ O@* @4V> B*#(!N",TP%?YD#GQW^W@-=K+Q8DXAY\DN5BJJ$X8>M
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M =NA !P.^%0+_* (J[QD!2@ #@7@I((!;*LBBB# !BA0 14(,8.#*,$B0,9
M2 B@BA9H@?U\LI:*_"*#Y?B%!/Y8\(@PVFX%X) 3;ZKT@%XL@HJV:U>5A/@I
M$!@"%]/90PDX ('V]>(657I>16YCM'(\HD@7"LM)< &T2/I$!0:0'44JX,6^
MK,!R!.C%(SNP"!.XSAR.X4K+;N44&[*%(*V<3.Z40XT.2, "#F +G&[!0@IH
MZ4^3Z8#KFEB.%0;#A[8+03<4Y\QG0A,EA)M$-*MIS6I69 4Q*8<A$@%,SIU,
M2US"GY:6B":?&. 1)@!.+\#1"^]%H@"_\,DNJB2DUSF@&CXQA_0HT@M5>B\1
M^H' IP:1' JL*3G5 .)D0O:+%@2++8] 1\^X4@&T0,![YVR ]\SQSSV%+!C1
M 93W./[@NL<YY2:/ \<O<)&+:DC >YLI1R)(U0#9,2(Y_?M>!^3B'@QDIG$5
M6<0"SU*P%(E $"(H3"\*0*B!^82@@PC6$+DII*7]@AK4$,U+MI*+YQ1*D 1Y
MH#D^8,."F4-^KRR'+W#HDU)-SV3OLL8OPO& #!81$M-!);%^TH!(_.)3C#
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M&H XS/Y"EKS$+>3&C@" ]F2IZ_AP.5 Y(U2)U03U+8332\0*4@?&;WS,3Z!
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M1$(2<B$A: W8(*$F^T4B0>:#35.^N CN-/ #CDA$A"SX"#4]8F\<52HN*I#
M1%0 '$DEXPJX Q,+R(@P%O!4 RB82:(9HA$LN!BRV*)5K[*E%_R*BR\,\!RL
M#B82UUM("\""P!-0IBT4X,@77ZC7"Z[ $2R@1F3<,@@)1 (2*X# "_$GG@%I
M-#!V[ LX'F%&/I9/'!3PA1?+T8*5TO*E#=1B:.>8"T.$P/X0XE@!!PYDIF$M
M @0=(- )!$ @0'1@!84"AU%:8 &UD$,1+$)!EG;;@=:XAP+0 (<*.K!,AH0
M76RA#DE0T(%&/,00'6!!H4CP"$5$B!K,%24X_."K<IA@ )!X1#4,\35 4*,;
M*VCNMC9PHH?T8EC2H88B4."":HCW;!QH "3 4=W6B*,1>RA!)!(1@O88N)DE
M6$$(ZEJ.7 C@!.8HKBY]5UT6 "6[*DB+='"!X6I0P \A4$&ASM(!72Y$$2M
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M!X ?3.7L#H" -XQF!#@*<'L!3 ,0%?Z% 7#A!PBX1TTHV/[ -,@\C<V;(P.
MZ(4%AD6 $YAJ [.X##4&!/IR$$ $FVJ!]8W.?.=?DJGQ,X0#$@&A")U@^A_X
MP'@":@!'0&- (.$!1,( 'F$%  "</*T $DLF;@$ !.$1"""1/,T (D$%9(*J
M%((!I"$=&& 1D*4;"& %(@$0-J 7 ,&W+&"9%D$"JF&Q3N $?B$$\"D"M@4
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M$0S@1-M#([4LUT1 &_MS!,WA6EIQ$WN! RQO;\1A #')&CM"RQJU5UQ%'/S
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M6V#_JH$ ?"$UIX,01F81"D4Z*L#9>A-E,VVQV'0A(N%.TY$RSC4N#0 8?*)
M#N$6FJH^1X(:TA5F/>,1:A!'-Y8M'.8/>3B*;J(58:,!V!4S0" <';4#!J 7
M@"$ PI$_^9<3&V T '),NS77'  %"M C*K@%$F %P&-!-\!5D48Z?H$"%H(\
M3J!=^Q$%'( R.L 1^@PGBM@ */[#9>$TX@3 $"Q@L]JP*>I8!0I@$#KO(?S
M#$FT#AT@C"F#R 3Y6VM33ARCCN&4,L 2!?CS3CK MUQVBU\S+"C@ ]@X!@7
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MX>(/&$G <0BB.Q&P98^XB"0!IL&S<'0@ T8AP"(444F8A;($!*B&".)6CER
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ML47@FQ6CAA\H-I)N_D41%K( !_X6$0)K,4DDB=B  :@1 I:\4W?F@"C,?I$
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M$-2P'L/9"S/Q"WV7%$111.# %--IF VQ9#B'G"/C&X?7'?))$N;P"P;1#;W
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M@BI6, $J( (J@ NV)! EL#RR6 (M, W _BT-0%L#[K760@$QUEI2U  IW '
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MF;#FQ((E1!08Q-;""0.^<C5 0>$$. IM/]@U@ *$@7(@'/YB#8C KQ",#'5
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M ]0!* 40$X.![&$%*%A$" #0'(EG_28;V'S$0W#QHV4] K$2G1\LD &-M
M+?B%XB/@D4%$H 2D9WF9#&"W\ P^2"DWA!\BT $"^*$:6C$ (2:;BZPW ,@-
M$ "F?5$ !V0$[P5X3R0R'H'=$.;2#8) )#:0$D-XY.T?:("5(L37T#!I?XN*
M<37 90@'E.E?%.B R5% ?%L41.MY]SL'N(Y(<  1L  (*#H@B03SLHD-P 5
MT!"[&#Z4L(_%2X1R^(K2,);L"?Z!13"$!RB!"#@-%   E@@!<<@XXEL+D]N
MZ@L.0X@!B7@V"_@%0;F1$*@&"O@ "' (/]B[01 !#@"-<N@ F6"2#5  / F
M#SA <"#!NI WC1"'<;" H3' "C@.TF"2FHB$![" %E@!"/@  G (^V(D5IHF
MD"@'%#"$K-@40/ #Q0J_%R2/<N".7J@+:BB :@ !O@J!%KB%)V,+OIJ(7P
MC]F 05@$C5@3I_D,(JR+$? #13@!V$",AH &!U 3$_ #2" /7*B+#GB$CM@4
MCU 3:EB!B8" 1XB]B2@!/VB)! D J5N(1:D&!P 70.B :F  <($ ZVH><X"
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M"D#C#CB!#_2IF+L)"DB <G $ '":#8 $2 A6]X*.X!#)'$7-7!"!$!B'0<B
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M*-(B [/*;9@V4"!'%"S*^>GP\B;.G#IW"@0G81HN: .M,7!YLQ$'GHXHO-Q
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M2 <H2 @)"")DA8LA?FP@&S@L;  (1[Z4\$$DY<1'3205#M+!'Q)((\X>'(B
M8 @$0,+A!R)4",X*(JR0P7H@G' ""H^!D^66'3523B0A; #;+89DJ5PY/(8P
M%R[^-?D2(1R@ (Y/?H#0IFDG< !;HX]B)L )N76S0@>'E(.+ 1L@B%D *P &
MR)T!^O?EAXI4L!5VCU1CB DS.?*!"0@:,I<U>!J" @@5$O[:P0<K^>(?GP,Q
M0JM+A@B PH;E^ *!7M4X@& +'; PHB =0%@.CB4@&(DA*_0JI$/5KA "@N"T
MP$$+%MTRR >R;2HO!+:0: )X.3T"Z08G&=21(N\*M$%[%IA@P4Y3$LCA(B:@
M*Q @(/A!0;/3= H.C0ZGNVX+EBI2)IT#?L6(3;V8X&*? *#XBPD=*"+0+F-M
M\,=S-=M<<UC')7<SSSW[7!PN"'<E6SAB#=(- "W<8M(T$K!D034=[ $-E=4T
M! @ ,0K42  = (*@.1M8  X')U!#0;L$K/ +!8S@ L$MX!@ ;FLF7,=1? @N
M0D$UT/ 5"2,(DR-.;H:$(-;+)?ZXL!%7D$!M@!^$M$#!9+U0D!M,%B!L" "+
MQ%5-"R% HP((K (20: =Y$+ (WXT4 XA 3"B+)D?3./ 4PWXP4@!TD'0S0>/
M((0+" "(TT(&TY20% H&0--(1(8X+<('MS2P:F4@$%"G32AL0(T(!G7 B-R+
MC/9+[(\0,@ XN!3@R!\.W$(!)+= (!U'BD! 30<BE$, "')! 1198! %@8T%
M!/&+#!!B&@,@RT V( )<-, 0TNJ 47HQ $#@ @!^B,3VH &!2-@" G/A" AH
M%A:]=' 0N(!$ 2+1 K40K!R[>!W6&N&'%4%E$0[HA2!>!P%#1*( 8.O3W%B@
MED<(8/X/>NE%!,)B$:FLX 33,$$)RL$""N2B?PSRQ2!6Y0<!1,($ 2"$(0I0
MCC]TS@]J,8$537"8%AC ;67Q10=*9Z&K? HG'/D% :H!B,,]1# 6 48!*C2.
M6SCM)APQ1 1^X0<'=(4"@3+('BQI@0*,J!H1.)P%)'#)<H1 !=,0@6 X4@T!
ML. O%+@%)")@#4C8Y %^^$5#>B$ 08"C H:P7"/$H0#0   VF/L9,I-Y$YU-
MXC+*?"8T>\:1*0G$ EH#P2"HT9H3M( :&'A("RRF"$><R0^$'.)J5D ! %SG
M0:;Y!2XD:!8@8< 1C^# 80JP-FIPQ)Q0Z<4#. () 71 ;/X:,<2_;K*!%OP"
M!38)@48&@@L*3*, )4 !OIH$CA^^A",F0!$@;&*61U!@=X,PXD#H5PYK],),
M J$ N$0*@5ZX+A)"48304""8"'0C!(\ @7IZ40!J@.,7N3@!4Q1AD V8P!&-
M:, A*H @0C22(QR@&34<0%2C(K4C#OG%+QCR+CU&$@5D 4<O4) !1SC" JD\
M" $6$9YQ-& 7V D!IQ;!B/K<@@&+< 0*5B7*#_EB).786T>,*1 (H$4M8C$$
M("SPB+:J "H=@-3D=/<V@?AFL;<(07MV\8!R5.NEJ'+2+WH!" -THP(AZ,4T
M.,(1[9CV+EGAR"XBD!N)40 0C/Y8;34&2XV@H< 1BRA +OP9B='>91JA$T@%
M$@&!0?Q6C2TX#.9P 9%/\3$G'*GH=5K@/](*QC0&4&PD4I.3HM+4 %V9D_W,
MTJ2EV>@#L*$ ?"EJ $(PX@\&&)$V77*"#CSB$=.]A4&F\8OTTJP!U$ ((QP1
M@A#<IIH1C2:&?::S8F6XPQXFS&4&H<<,.&2*AJ"&B,!)C=2@P 7N4X$(3O (
M=[*D/:HL#V;4J +!H* !)\C "<H!MTF6:05?^D4(.C49'$$E%Q+@R"(0EAO
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MJ=>*A0 %^,]J.10. 0!2E9= !)'W#%4(0("JG9EI?-(D$OX.5@R$+PS @&Q
M!<P%(<1<!&01) !C!/B!+XAC!CB-86!&:HA# TP#( 0 4@7921GB82B<7L1'
M'FV G'57.9@ D9 6 %  G\E&01646E9 6PI$"0E$%[U$_-1D-8P<+E#2+1C
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M,<Q\$ 4 PTM @M+LJ0&0134DFW3<X%D-@A\(113? D-!0PN@BB09 J/V0NO
ML4@@B/X<2W!/!,ED<,HAT 8X0)9+5,,N1,(>?,H= X)+0,,N (*]+$(+ $A%
M:01O4@,@&+)I]((CW)*3!,D-]RXLE\,CM(!=F8,4^T'<K/)&[/)75 .(O@PP
M^ $K>XTB#,*( #*?]((O&,+1Q#(L4X,U:)U=?LL@WT1X1#$NM,"9J;(R.PDA
M_$%C9G(XA<2@W#$YV^M+8*4RQ\<C^-;5"8(?W%8NT)2\0,,'2<1*+7'E=3.
MO$2%I!8C]/%-^((QZ\4MU+-TY,)DM$]\BH,R0@(N< 4XW$)N$&<V5S,@Z^DT
M?) %2(*]'B\;@T,B-!M!&+-%5%'K5-Y&@(!!K( =#T*<B?Y#W,3G)2,J35MO
M$7V5'R@"5[ 4H6X:"C0-)/@!JHR#(NR!L&9<!C$R2@O$+6,Q6BT"I' + ?S"
M(UA )-0S9:BR($@(-8#?'G P$FM%K9+M69.F-43 K55$!W! J$$#.@B ".R!
M -S"+WS&2MHRY$  BEC:(?A/!-!;YY1#*OK! /Q"(B0-2YC5_N1"'5N   C%
M-.E=7.D2"*R8"/A!5@=# &RVH;3 _OR"5E)B"+0  >@U!/Q!"1B$(02 >/V7
M"   N.C=V6DD"*B %R9" '# JVXD"C  A0) *,86\9%V)5,*(Q#C2=%NUWB5
MW& *P@R" ,PV*95(5N?$!FB+ /XX%P3X09^5@P%H2P&XB.Z0-]K$$# $@ @(
MPD0-DDV 0$9H9A@-@@6010<T "!H)JVP@!+Z00M$#&4T0"ZH"GYK1&5L "28
M]@FP@ #D@C5@9@=@@#D48X^!0RX  /Z)8PL( "Y<^ JHDTNK*853@-Q8@&<?
M@CD8P!T60&QU2B(JLZT5#T9;P(BC. D:@@,0G(4$%" (@#EQW4"D5\0<#D-,
MCAIM@'KD B5M0"0( @#\00382X>\Q!\*P@#8'8>O@.%-..D @ 1?. ,.E3]J
M.0]&P!]P ,+L0=* @&ZY!P5L3PN0Q4KB"SQWA/\@% ,VCX^RD0E$0@.T0#'2
MB0#8#?Y!&$!$%$ &>'9[@(!UF!]'E%8Y1$ DX/<@4( [&F)H[($X % +-,L*
M $# P"0*",!\H$U@I<P*H,!VKS5=V"^L,]VD'XXY@,:3.9R.&,!C=+;[4'.3
M%%!\-@ T5  U',(*,,A&X* C@&X$+ )=<0O4@$-JG\!O[$)EVZ[#&<0NV)6>
M08(X#.#+6%*450.UKX#%6(0"*(=UH$"-9-4L)(+01$ O.,Y9&L0]0\4C.)8(
M5)8#X(\MJU>)3,,MD@@@E#O&^$$B- @D/(::"%F3=( ,C1?J',*__'L%T,PL
M8"M7D)1 &,(B1%(Y' +"8.0&S 0U%8!R',)'*,!LM<LT-/[ 9Y&%^*VP.2!@
M1VB$DU?Z$-($'KI7>@W@?B)@HBK?ZAH 1WQ (5B!8'3#( B"T(# UR3 LG]%
M!R0"0B%*!T#02SP<./0Q1A*X<E1# WP)1OJ!@OA/-<A%MG1#-VR (/A047T%
M5W1#:OC!!]@N1UF5'YC#+RA %[4'$['$RZ0%2]@4)>%?SI<%AY9##/S!#7'%
MD%C<2FVYMLO[3.)")%B$BQ3><'Z)N#@)1TGKX<!9X Q,(@!"D%F 08R 'TA
M>T2"CX*#8+J4W"R88PW$&!= 5B!>6DR#.& *5%A,-;Q-5L4-([Q.)" (II"#
M\^AH:CP")4W'((%#-_3O+4R_!?Z@W:R/K2*L8?>;(;^5PX;(G^%D5:H)AF<[
MP 8.RBM9P+'+-,'5T S-(?D@/1T190%M@')D%9/:(T#$V%6. J-R+1QP*+"H
M'(1;?@ILJ&#A$+ (YAK.*G>B!8@(%D#F(@2B'$%<D"B4 Q="P(9>Y3 :ZE!R
M$$D'M\J-*R>3IHA?$# ".N''P 8*%A;5++DH0@P&*QH^*K<!$@H_)4$L,D22
MX*UI& B8Z :S),V9X,KUBH V%P5S$7*5 W&5$(=R$5[BLH!+0DD+$D!NR!5B
M4%H(O0Q8F-C!7 =#:1V8ZP4A;#D_*!K:6K$"7($,1T%0*[LATN22(0B9(*2R
MG""N?OY.F#;G("X(0BT2@RR,D6R'PFC!/?A5;M!,%1$V%(A4SL%P02)0_"E)
M =<* S% 'BJW8@"&Y26K03AH B8$7&4E'+6P0>]Y8 W,<5!4+E>$J;.@-:#?
MX%?SLCL=V," 07!)22Y#4 !DNN4P\D,$E<39"3D#KC+$@ &WPPP<".+"J(40
MRDEP$! /6J$7I%I P9$*?LG% 0(X(PL< ZIQK"32;DD)(XQ\,Z>!:2P[81$"
MC+*@A9(PRL 0%E:8ALBC0A G1PLB" &<!D0CZQ;[&+&@) X604&!#$!Z)!(O
MR_'MOS79;-/--^&,4\XYZ:RS+)$4F<3./?GLT\\_ 0T4H_X53BC)D#W09 $%
M:QQ "P46IL'I%@*FV8 A:R* Q@)K#%F!IW(>,#,R@A:YDKB9ROFE&A 4!*:
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M5&G]> #(#OSH9KE?"MAE<',.(\L/$%$89!%F6[YJ PMN>80"*QT1QQPC96P
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MYS177#T-%=1IU^ ORS@Z *3?TZGPVY_]SA^!:8B3H'A65\2PW:T#^J\<%$$
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MGAI@R=#B! D038#&$:&Q$KWP%5UQ&F'B$$N"4:A!X!KB.PR1&LL1)L0!2"K
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M&OKC,2+D$1Z@&R A@,J! XJ' _8 &"@E$BH +2H $FY!=;9U.= B14Q *D#
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M4N-S/DUN98(5FTJNHBTJDD0B9/P<; ,D S \<R. = 4^P@*JH1=(8@..QA%
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M "X>9( A)%!%$:8G$APV $CLFXL($,(!+C"' 7#<D178 @*Z$W,O "!? XB
M!0-@:056X((S 4( 574 .#H@ &%F8! #^&?S+%".#3P $/X28(M+IF$ "IQ7
MR02880A"  @(I!9Z5K;C1<JQ"&!3FP.@90L!59 >0 #@!(H(%5JBS18!#X(
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M!U54#H( "1 P&D45=H]H#G'G8+E0 OH!/RZG$1]@>&!Y%X"@".+G:2-$>;_
M?C)V"X9@%R]!#0VP$+E@""&00DX&4/!W;2# $A  #B> %$&C=!8P/M,0 =
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MNE;&3@30 KS6"UMH#E?U" 4P#2<  9   DX'"<"F<+NTKR[1%+\ J7E% 2#
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M  F28 VWH"[@D!?5@ )YU!O&$\7B, V)D L;,$Y3O!"]@ (L<,<VM\58D2X
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M!SG 5104; 0<$,B%!23@$81X*Y-D7,LC@/4!IK0Q P+H123@Y;<-V,Y?W:!
M(%V8$)WD(A)7=%#!+I(X1@"+8/W!)31#]TUP?DYSG MG.<UYSHLTT$&/&(0$
M>C$-!9"-*6D!A#E6@ )@0. B)Y#25\K! ;2D+Y(T@4 W5E>.:9S/*"%@2LW
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M'!#PA04:\=VXNI1@(LF%8N>Z"$AT#!P1*"8UM;6!3=W"@'8R!USEFH%<S,+
MV[JFP!RA35$M K]R/6>'/:RB<;KRPR,F<8XNH@@ 1.(1?)1..?8  &N4#J$%
MP,4O"M"5"J# $0 82,>\(@AP<("/(3# -%C@E@Z\"1H-J-!%0) 3<Q"G+B@0
MFR'^ (!;K& ]&:$&@2X2 A%8(P,[<P3V1'+21R0@$B  P/0J H%!(,Q18)[/
MSN(\@$@P:Q M%L05E48JJ49@%@: Q#0JP(A(740$0"O +_Y,,!U  &NN3,EC
M.?()IER89",-,(1)&$: 2$S# IN$QMS$MHA>$-HHI?Y%XIH"B$5(;A81:.E6
M!)"(0:@J%PGHQ2 8LP(!*"+7%7HE8!V@B&I8@#$;*)AO.W ":C03)FPR@2+\
M<!H_6(!L30) M2?HH!50(U06N<A^U;(\P>1B;LR*F 6V%0Q'H6 #U6A!!EC@
MAT7H$\4>6VPN:'RV7>2[;R@0!X90R!L.B  <?@CEM@RIG9TIG.&6:>Z<5Y +
M N "<'WYUKG**KE!#!(FH_ZJ >(, L2(=P/F,  AP/&!Y(F@ ]7 G2$J(%>/
M!XHFH:D.-=+7Y"J!CT^# )8F#?Z!H$$ H)CP,GH$(H$ZC%# YQ"8244L($UX
M91%Q8W,$TQ<!B.;$E-@E)ON(-4>CLJ==[2<ZNEUL\579#()AAN <84M@B)Q4
MXP0N("U!LO.Q#B0B>8\& 0@*-8A-T1SGFRH'&"U0@D+E)M*,$,=UY X,:^"U
M&B;8P!YR(@C"Q:<%MEO$<R704I$ WA M (?J-N"'G#R77-'Y T\B @*D$;8:
MB&_,WQ[RB QD8 _LP:N5.!(":Y3  B&87'5=QI3,5TD")S $4W*Q@1"T@(QM
MM( ?QL61]=R" ^X6$0I$\(N-82K;&VA$@UJ@FPYT &F*[8#MWA]_#DP.$B'2
M%P5 L/YZ<$F(:7B(:@B!UT,6[0@!W=B -[&GQQN'W%C G( &IR@.F "$A& ]
M0.B+ 9P]%*@^ZN! %C '<S@R$+"&,EL2"H ]6_@%"ZP2B=@6:KB::N" #" $
M%J &4,&%<8B($+ =/^@+1RB87W@(:[ +$%"2( R+A[B%DVH+"SBMBOBJ#, ?
M0?@(VPD)/P"+P# 0*J..&LN)J+$ P;J=Y;.&^; FA+* S:$P%BB4%K" [A&1
M09@A7.B%C<'  :J /]A"/!0)/30$AJ* M8A#!&L0/^BMXM!#XUB!7EC$A ";
M0UP[2@2G<:I$3$P[5QJ$S)I"%K&&#I@>"\"N$:F()\L12/[HBI]XK!NY"-A3
M'+)BD9W(1%JL15N\15RLD0\LARL$K%S\11+[EK,#1F+T'$? J^\SAXKPQ!@2
M"3^   HP@8KXOJ[1/ET"+$_TQ:XQ!Q&@  G GRD<%V;LFM[HFE^P@ J@@+=K
M$&H,&HZH@)FXB'%\$7ITJ68TD6S41E^\1W[$1VW,QW84D:!)QMYPQQ2AQGT4
M$7(0!Q+\OG <2'8\D8"<QX0LQVHA2'TD1XNLQWC11GG<R ;)QH!T+XTLR7$1
MQQ(Y27)$2)-<28'4#H^P@,>ZQY+,2(^LR6+,R0891IWL21)KO7("AV^QG&[(
M1Q0!!Q'S2:5<2J9L2A.I!I9T2OZIO)%+G$JKS,FHW)&L+!&CO$JO_$JP#$NQ
MQ,00&TNSS,2M;$42Z<JS;,N4=$N?3$NXG$L5X049>82DI$N]W$N^[$N__$O
MS$2>#,Q;-$C#I$B#M,>(% G/Z 8E\96+W,92)#>1:($'Z N(-(IF)$A/K(CG
MZ1J&!)?3&(?W2@A70LC$M!"5G,?$-(>AO,:+@$#WBLJ0,,J/;!!7FL+.%(EO
M"4>CF,9RG,+<]$V5-(1MB<@8NLW)U$R8:*6UY,VN6831JH8:'!.P8,BDO AK
M*,.7+,>MP$S*Q 5D!*S4' ^5U$9E&D_S#$Z0%!&1[ W@K,F*^)9$N)(FT:5(
M&+[?%/Z):9A);.3%*X&):9@AA:/,> F)A2R'[!2'CJ,PU>RHC(F7I,R%@21!
MFD :EWI-=R3(&*H($9N&[+!0EF0MR71+&+E+PO3+38D6@ F?&IF&)WE-$RL'
M%7@):L06ROP_EQJQ1<@L&V%+$KL(%$@KS"&';U 1-=H(<[F*2)@>]Q2))7/2
MY6R06Y#2:>L+(+617V ,8[J1+,T1%H6$C_0O:@P!-7S)[+M&%3(',=6176!%
M 96 F7C2XR(10) 2N3S(OCG.MX2$$^)+7$#1%*W%-?N OG"T#A"/Z+K"1HB$
M#3#"7#,M??F $$ :C=F %KB(19@&"H" :8@$>_&%$DA4[?X@!(8+4)A8LTHE
MB 'P@RG,!30Q!'#8+60Q3@XH#E&U'F]1A/># -_!" Y8U1 P 6*M$! X+>Q9
MU081%<] *'F+#V   1,PA$TA!$*XU5T L^E)5J29AD&HPYP0 3RSI]=#R$%H
MJ5DX#6I8&LE@/)A(UEO10VBP%4+X@PP0#V@@!!-X"&YM/!'@@ "MPR^<AMTJ
MF"X*@:)YB)#XA1)X5(3ZUM=KD%\PV$; A?YJ@0T0CW)HA-<CA%^XA8!MJ9+I
M@ QDHU_(@ :(!$C(#D/H .8#Q YX1F*[B+DXO\8P!!20/Y#2P=7;@-/X!8T%
M! Y@ =(<!$/X !3@L&K(V6V9V/X\XC\_ (!%B 0(8#CLRHT.Z MP29>98-@-
M0)D&V4X.B(^2,H&64@1%,($0R)=L[0!'2+T0((%(? E#$(=N,+^<+0>:VX P
M$QL+L 9SP-@(S040D([ANPA.A8!'$(](, 06F,-NZ"'(*RM#*(&U_2IYPY]9
M$,(.X  RXM2U<"6L/8T6"  R"I</ (L-, #;*9D2:"E(P%G<\X,,X!Q.%('I
M201%$($0F(;/V !PZ(5VW5&CZ-+870$.\*:VK,I!)<L7,@0#\(6JC80"J%(
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MK4P9)PA9,I-!4("FGX[1!A@+('EP$%)7E0 +<($$P 5PP  CUUL4, "I@Z0
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MG&! 02^>0$""X%# 00D*J-#+24Y5! X&&ZA0@"(KM70+=1V  , MOR!J @'
M*&* "1T04(T?$SU@I5$90#*-KESMDH (,1A@366RA4"!58 $( (%*I2304UD
ME0-!+[>H!0FU!B@B#@-R75F1'Q&(<-<M?!7V5T76%.!')(3Y54X'&W2@UBT$
ME+!!9R4X<$(!C54$% 351M)-!!%W5ETYT!6V- :T[<R!6BOP5.4@U$I:6 4O
M5J!;P_Z&%##M1"%48(( ?Y1%4G+E++="<P[\8K$)$JA5@76"M;"T ;FTX(<O
M!H@  @&2D"?51QTL30$P,PT2Z0D;8/1( )'T0@"<:MVW(%<//DMK.14XTM,#
MY4P[S0>10Y,+D5,A)M!5#O@RU8F[\PXB.0QU*&#OPQ-?O/&[@^,((TE'LDA&
MX$#X2T;4@-,+!;DLXC@XC$3RNT&&Y&9018S\8LU")3GOV78&A=D5]Q^- ^%'
MU5"SH2%RF4,!)(Q 4UDDC9A'>A1A1"^>\@CHF8,:UF!$^*BQ$' TXA%)JXPU
M%@$)7$WM?C*YQ4)0P!-?D$2!ZO/,(B38%0B),!*VL(@A:/Y3CD4TIC+0^X@
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M$ 1A2&(+C%S%WPO'Q2\B,)KHL-RRZLZ%B+W21IC+[Q=-D] O"E897]1;WI&
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M1G[$!UB%'S0 0S0 -/A!C8P&!112:8QE21A .3CFU!C !#G :/B!->1=5SC
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M+3<&BAI"3#0 ((!#"$0QO?3"+@B "I@#R32C:_ T>7)Q+^1+?##$7/*=(0
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M!4EPQD>03SE'I5!AFX>WEO,1KB%10-#^@B&D&2[T3&/(=N;*9PMP0R$(2#7
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MZE0Z3%*&(8R&7TUZC^/*PW,:&(JX@EQ;U$/E<R"5P%-9]UT7<:D,2T@5KI0
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M10!N,0T 2(H"AF!<.791 '-HC(L;A(8#K'&(!%1C&A"HQG_*(8A?7L8BN1!
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MH(#GBU"PC""QB$=00UL$V7-#*BQ2<^J33S&Q0 <D(8)>1FUJX811LA95 D!
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MOK9E$0" Q;QD!2 #'$J@&P2AQC @FR!FQ$IFQYBO @HD%R*G B3-!%9 $0A
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M5.Y+T,(B3* 1"&(%(L "I&=%P.$0TO,$/J ?'0 <4* V1(!FZ--R.N"*"HD
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M\2476@ 21O 7"$0P>@$76L 75.\6J&,6V$9^"=-](4"PUE> !YB "_@J1M>
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M(N1 "%I\!ZQ;V8F!#80 &2B\'/XTP0>HVP?8P!Q880<ZVPCDW GX7 C./ A
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M$=8P@,,*0*H&=( "&T@: TR0S7+X(@(@:$ OBUB $"C G"HK!](@H4T"K!$
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MCD^PB/ZZZBP1N2B ORBPB&E .BK4:+HY+0".M2DBP#KC6SD@L3(<ED.0E($
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M+4!G"A'(YCXY@  (&5!M?^#O$" IE!8"OZ+$ZZXL'X"M"1Q$AO KIGNG("
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M(O1: :$<!$"0 *PH2-!"BVH4_)0K@ (7+@JV>D&8E1'0 $>^4)RHU@)$N0:
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M$ :1UPB7E6X9I(!J,A(A!'!"F&DA7TA0L !#H%ND 446,> 7< 1H(9?X>MF
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MWT!2"#Y:SP\K!\VRK&D V4  9'8G A;0@&+"19L>D;H#-M"!#X2@F0;!@7)
MIV,K8 0U(D"-<D2B4)K!4@$(T8W17&L%*/"#-<16CMJ@P(4FTQ-[0&40%KCP
M$2>8V#0DL*IXD8!<R%(-SU10COX(X,IJMRB "T[@@D70"$=.,8BE'F 9LHP*
M1R& 30,<T9^_$<UX!($& SAHN 24(%SEF)XO+#!!CKF.(":(0'P*IA,44&!B
M+;"%2HB3%!>J8!&#N-I![B6HC6T@$H28"88FMH);E*!6SRM+Q@!'D-%I*4N
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M$JW&5#E 8 &]4V/U&]!3-1"ZIP84/5J"8( (.F" :FP >A*9!@5 4($2!,,
M1=] %)E5@'T%0'$H-,>#(='EZ1G$$0%H7OPJ8PX*7"NCL_X:P 8:4 '5 $*\
MN7! !Q1.+C_4BM*<AG^9O/JF^-??_G "1^2<JPC+=) :X@ J6"&+7U@$]/@%
M1[ 41XB$]0 '#NJ=1L 5@KB%2*@&_>N= VE ?%FT]ZB& S&'12L+2) ;LLC
M_0-!@I@&9?D27%"$*2L':'B_%"R(]T*T:0@&7-@%C@*32("$<; ,:O# :?@D
M"K1 <&"$7 "'XID&2HL$O/N2"O2?1=",\K"%8.@8?(F$2,A :@"'$CRQ15@T
M<V"$$?P2=Y% 1U#!_.L%1G"T:EB$(_F2)(25]>B&\G*$7;"&CVM"CHJ$"N@%
M1V!")Y1#%CH0:@!#:C"(;F"$2/Y('2@40+.(0(*HAC&BJ46[!5PH02XL"T?T
MG$7(+4MYA$?@J(G)!3CTG.&*PD_T!?J30%PQPH$ DTNL!HXRAWXZ141CET<
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M"&JH !\MJ'-K@0*('OR@(.T0!%?1"A2P!@@P!T#( ##^B V@%44KB]KH*0(
M!\< !!$P@%Q) )LI %IT&?F(!%L8B$<@@'$P! :08)LB $^E"N%;E70+IQ.)
M@$$XMRM:@;Q (Q,8!,?E+HDP"!KA$S^XE@[:"A$H !'P@UH6DA80 0* F0&8
MAA78 _[Y.80OLP!88CZQ]8X-"&56N@@FB9UU3=@!F 5<R.DE;@0% (0(,("B
M; $ <(0] ( _F+QR< 0*, 22&6 XX07'M+:JUDE=@MI$J ;D^841@Q;OB(UI
MB !(,(%:L==J@ #%"1T6*FAS2 F"L898R1SB .A'0#D<@K&?581Q,*U=V "2
MR@72L(!J*&AQ\,>R  %%  =<N05W7B'+.:P_2%7GVNF(+3)( &.">(@5,@>4
MV9Y&8(@_B"$(V 5>MH;/R>7B13PTP@A)^H A^H4$$(</@(1#B!<#Z*<F[ 7\
MD(@-B.UY5AB>H 9K((%X^;= X@":!08BTV,,8 1KD(1Y/OZ!Y/OMLNB&E* &
M!B 0"B(B:*@D<"B -R&+5S:+EAM>AFB9/"8BE[L:"*B&IM6-[EBA#;@%%S(/
M7.B%D$$C0T"!J\EN@DB$+@LPFD T+[H%1T&C1)@@;Y08&^4) LB0/^@ "*^(
M+"$2/9ZD-3H(C'@ 7X!:\Y$*1A@-!R"76Y#7?1D(M_"\F;B4:>" >2J2^C4$
M 2"6# @!CE(!"GB(QCF01UB9_XB>/2F>RZX Q;$%"PC $P$$]+/;%;@:@["%
M.<V(;[(4Y)J%U9H*S? ]7/B-:B@ S5!5/_@#:!@ )(1FJBB'E&"$$$B* ]&?
MEB((=L(:6P '<:B 0:#S^AK11_Y8&KV4"!38*.*QZ6H(K$C4ZJ^\UD6GR<_)
M&!3) !' !0E(J."& &QS%A/X"'-H@0;H@ )(&0WN( <@ !=0GTR'O5[P+[(X
MB;EM 6I(%M5S[ 0 !\&&! *0.G0N=0)H@?+PTQOI  C@@+P)/HUM@42(@8$X
M:0I 7M'H  *P!15>5P]YI"+.B,XV5!R9A0Z0 &SK *Q8')ICB Z@64X- 9JU
MNFD  4@@A-A(EJLD"7+_;TN1*Q!XA#W8IG!3=]TH&W,O!U_8( M 'DT/9G,X
M. M WI2*=ER@W:9#(8W(Y3T@CLCHN W8 _,A"W1Y[W(@A*N)@&[ !0PP-X9H
M)OPV ?X^=2>_\8Z/D#GYT"-76A=2/J??B(2@ P%": ]-!U1K@$-SB ^%TW1(
M@+ANNS'+B"=LSQ9;P<0**/AP$P%P$#$", %E,8?FB/9>:!U[SX4*P!6^6G%]
M 9-JF.4V[X[J2+,B]R!S@[F4&8I*"AY < 1=#[='<BX(6(_U\(5J$*HZCX1F
MRW+- #S )R'+X(!%:+^=, !1\V"J'Y00R(7T>80.>)<_PY?R (0&*/8-_S,+
MF+)=F'4)7"U6L90(("@4*19<=/3IQ.K5MTED 0<)2 EQR 5J&0A#^ V@)0B=
M$.ER:(2BP8!YTN"PD!Q&Z!F"P!4*(XA!  0+, AC>K6L<?YL1Q%LT">+=J&&
MB[F4056]1W"!\7 +RQ@]1R )/7D$I,^-\E@$#/#LA:GVCR>(!DAD13B[LG%V
M$>"6PBX+"$@9QD"C6@&(:0[*=6A1[M= $) .H3!G8%JY7'\H+"IG2 )!/P<?
ME ,1B5"'<@=_E1-7[H\(D1L2E;O5H)H%7Q!RE0.'JYPCDH PFK-(0:0#7(-"
MB*30"Q!1< 8>E>OI)V6D"":I^3+7X&8+"N(>D-P3$H,U"(S*$?HYB$.Y#;=6
MK"B**]?/<B+^W"+IYV?/1!E$BC#8H%?)<KTBE)L5-X2AH2)]010YS0!)P196
MI!0,3E$,D8;*0BO7(J0%1>58M/YUT$L<!5\1@-7L56U1SPUMP94#M-><@EY^
M3#2%\*N#Z%D%:/=4;#+P"0NK?S6@'6E0AXJY)%B-5#NSA8JX+#S"(!("(%P8
MRU$#++(<Q< 4#)W0:"Z"KT@_P34@"1Q7A9KU"3+RX\<:4X\Q\HA)%@!R"P@(
MT0:("+?$U0$AY^&2 &T;#')+?@0I$ETYD!C04T^W0% ."BK4]  T&51D3BZT
MG?<BC#'*.".--=IX(XXYPI@+(8HPI2.000HY))%%&DDC- F4(X@!AH#@G1\0
M& (!8;@,X$<+!( 3@D:S&##("@ ,4@X$YE5C  J)F);+E5E.0TT"6!K0BP,H
M#"( (/[3-->1(>44< A<!&47P0KF%(""(0_0U!,)C! "P2(@   8( !84TX
M*'AFP"(AI-13) 80H@( CA@2$IF1B*- "V&.U1,D!/0"W7>WL G("@9TIA)B
M$ P4@@"&6* I" ,<,EDY'$!"2 GE)+>( WZ T&M"! A[0K*+B(/F( 0P19L?
M1'D602(=&% -!M7XT4 B'%A0S@H-1(HMK$VB   D@X @4@2X*-4JOC5Y)NX&
M&RC20%N#.*!" 7M9T($A#NP;034;B&!(!",R4D O'4 R30%(O1O)B!T-LD<#
MC'R@J4G@4(!""[J6\U=3Y4Q#P"(BBO0!(. 4L$*WUO6TJ?X@@T0 R)DJ $*
M=1B@( @!N&P @B$-[&M!GRZT!8$*U$ PC@L.8(86!2 L@D%%XY3#2 .&W(O+
M;DTY\ LC36Y 0#<U#V* 'R[LH4(NB1A06P/EA+"!(4T"5PXNA%%PPB -_%2!
M=H21$(,)  ""'L0&;#XT+@:L8,@&[X8.W0;E/#+??@;?XAU])&VP2 LM5"/
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M.*2$1?9+-4# ]XU?D;B72=H7K,B+(O@! 112ZL5("%3$!EA'! B-VH2+.!3
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M0$#>&/["?.@/!7" 59!$"7A;!-P"(Q! "/2/2. "1W3(B%S>?0Z$,B)&)!
MO&;A>0!# 9S ]C %4E 6.#A 0!7,=N:I2'A-]P'"(T1""%QC90%"G&1)#PU-
M=GAE!)2 "1B 0;1HN*0%JO4DL##4'SQ""*  0A2=SI0#XY5#!K"$25@#1JS
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M3:9%&@V&;=Z$.X8J8)9#!-C"(NR% 23P+^YKX> <0?P$+!J.5C3 1]TS+@
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M))C&@CW\@(":Y,X'H%2*RWF@EUX"0*%0KBWP QP')N:S<I"C. 4@A @@4#P
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M.4HMV[1C:S@ ' [I "0,03^7%@\"&S! ;9 "@6K(!1?"W2V,6YP<)1'$&AV
M  <,@)6T@F 1)NC+>J<1@I4X !(@Z$M* 4$_&O^T'--P@(H&<@L35V NSAPH
MJ2!0 4J/U)>].&Y2)H2!:2CO,H7K@'8',:5("Q 0M&P 3'1JG@A8(P1\C6@#
MAK:!1_Z<H(4I-%9:CXN+!!XIUR+HQB,:@*2"3(,#96Z .#A0GM7E @.!\29!
M8I"(X-6P%VVU!01.:9D-&!D=Y9ALQ6 ""!,L J<F6,Y (#$7KLG' HDFB DX
M:]IR"**&$!C'!H2BOED8(-<F. \%!F#P@D2;(+KV-$-6H *"<$ 1&S#Q!CKP
MG"F5HQ$&, !@]&U;G@BES>GQN$[NLH(I80B0&XBD(@R 0A0LAW2)J !,M@R.
M#;2%OWVE@ "0@@(_&-<GF,2C(@C  0MLH-<$7(& <<[E'D.8ZB%A6-6QKLI!
MF(V/Y6#$7""@2P%&G!H14-(@]O4++B<R$JQ-3P)[3()'7/Z6(!:(A E:N&&M
MM&0EGE($1\O1,G83I *SN(]\=&<91^AE?-1P@#AP,:'8[*J6MYS+!W32H)RV
M:1$; ,?BY#.Q1R2":!3(A429@]!!. @:YJ  ^4J]<1$G^2KE* %:?A&[093^
MHYQ5^^>TW3X*#/,OS]Q%"%IX"]L5) )M,81-%2UIY\]3*"2  $Z-BH%J]'A,
MM"-( XRE:OF<N1QXKR5,"+HLP\V\(60TVX"*2$N=X8+N.EOKD!T@GO, PRYP
MM$N0EB,8@*<#M*T7W"?_@H=H&B[X:B@85(O0]@V&9L'[SDW?)B88(F A**!R
ME*3M$DDH<D%-!&BS*D9%5J#?5OY+**C! M0.)L A%]9L@I8C,)"O(8[+  E"
M24X0RH"! [1-/NQF2GIA)ISBNB9D%]H*X.2# F"E'))C0G1P2AA!@*;A%WZ!
M" N@%YJK(21@=<2BY"S +G"! M:L[JBCA2K+*$X@$D)@B)HD5,KA+"K&)L"P
M/N(CZ_"P]A@L#_G0-"2&8N8J/7P& O)I:?R@ *P0Q/#",J8IA2)!!#K@^0QG
M VH(9W2F!4P@@4  QE+'.AA! 0ZAC!()^9@([3HJ4P3 -G[*9_;@*?+(' K
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M<ZC#*FY!Z'QB4P?$D=!CUQK!351D56N5!>!P1&XE<TJC%]*!!7R!')YN$/[
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M CZ@-,OA R2@ ]HN@P3 )LIL Q)H8L51R3[=XKP. D3@ >HC,,+2I#;\8D0
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MTH'LG: PRSWMMUABI'0-91H*(00%5J"(0S K?I&8;4-<O )#-*8%-+:Q02H
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M>"45H4TB<#PKH!T=\)$&, C!=$*?$7O5 0'40 ']%5-](P!MB$Z+, #=T";
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M @"IBU-#O2  BC +9X,+$? +&_H\Q&A4&BL!OH +#T -5O[  +90" 0PG .
M72LP&,QW& 20"-WT%M;@""%P"PMR)7Z J?HR%QC53'T'A/KY;(" ,BMA#=82
M%J5# --P$P7D!X1 71C0&-" "XI@ (]P:M,B.R>01090 KB0)CH!(5+""(^@
M,,32%%0H)8M  2[@>5OH(RM0 ")I&P*4'](V&'%U04?Q>Y-U @O; BQ@ A>%
M*",T608"% JI8RAC&"$@+1;P"-1!0"&P".2D8X0&"0JS"^; A^C2 ACA'CRD
M"*:)C9VG,"N C6)D&+P!#AAC#2"@",<B'_Z49HP0 PW1"XP(2><C =50G9%
M#<-V$[%!713@"!#@!YKU+@U1#?X,L+X2"QL=(  FXS3LF!<V90 Z5@(580$;
M, NPL0)9M1+=4$[]F"RUT1BGY!>]P  %X;B<03L-@1WIJS<$TA\@92"'XR\-
M\;OFP 'QD0L88 T58 U+U#4!U )91 YKXAOQP0@-H&/U"5A#HA"_<P@%T!H-
M  VK<Q@%,">X8#@9\0 FJA 6R2 @)16/(#O=T0%%EL-7P1!;4PX9T$A-[!V_
M,P@$(%/8:)'4$ +>,0ZY  T4T UDT6A@T8I-10"&  S$!P&Q:;<Y/!1VL@(;
MD B*$ &"< L5,1@K,9+,9 B)$ &#L <H0 [?L#[!D!D&^PC3<&TN$A9M2 #
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MCZ8A#@_@"V!:V77\"QJVSP5J%-5PB!O0"">P8<4"#1]##MVP/KD  1K!.P8
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M@-J@(*.- L<$ T5=(<W>(S?^>.3O! KRY)L&)Y($A60$\)@>"5XT<,J"$01
M>K%%-R[O*B=SL'"!A&Z@6EB! UB#^6T:1S3C<DIPJHE$/%QZ:<$$Y!93MTFI
M0*(;C5$=.'2C(L*4)1R&R<KSU@6EU$! //-+("[$AYQ' $,C'SA!=QPQP?N
M8QIDR?[%+/!B/_'TPGJ@@L2ZS%>P(=DH,FJ1RGL&,HA>7' CTV#$I=9R"QU*
MQ1&&><LC-(,C<-R"?KH9"5#"88TLP:UY4Z1B%7/B,KM9D66_:$ '+& !!5%
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M1+;@%Y_Z<.U8?76L9TR]62\64.9=C14 @!HKL  X #$3H#"BM(L  .\T\@<
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M0I *$BBWC/ #<#"$-*F&/2@+04"!/S"Q0= 1:K"43P,1W0 '%> *1=! KNJ
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MB,&)88'[6#$_PJX@$95&N"R%[/X;B*R*^P *1;FI1O"XNBA->7G(Q3B!#1#
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M<!  ./YJ@;@KAP]8!.;Z-Z<K:P)0A!=[!$,@\(J*A-)2! !81 +'@.E *!4
M@.X>\GS.:YT$M1,P 9_ZA5_H !%(0\02CUEHHUX T92X0A>UQH1Q!!"(O/L
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M-;!$7[['+I9() " 4$: @1R$H?YQE43\P6,0@&(I BY @^:%! NLQ(E$0@<
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M-4!9 218$RY"'I8#"WS +;1?%+9%!R9$#3J>H>&%@)$K5@K8A0S":^BB>WR
MKS9<3SF"%FY8 "@6+DSH-#" 2M1C0CS 79F#>2PH_&6I@<Q%.;SDCC5<0;0
M]O44!?89ACA<64*I4! E AJ9(O2?"#P8((!8'%H<QF65>AD9(Y2?X:WC FHE
M2%! 08S:LPK8<7AI.33FLB&I2PA E5J#@$T# *Q9+S!E_AEJ0E3#,:YA0O@!
M"%(#12$E7ABB5@$DC@&DE?:"!+!:""#$+8!@F<'>2:P$E!J >X  9W)HB<RE
M_^VG">A6+DQHIZJF8F4F+G3#VO[984W]P:IF "-$@M@FP%%M0*4! FD89B\4
M0*[^"U3YR0DJ@&*1Q!^>+![6U!(NPB!0PP8P(%"-W5UYI4ILP E PE0%!@$
M0J^9:Y\E@@ D@D=80 54PR(H(C?VV0B"A@7<P@F$9)OYF4)4P$;-8P/$P!Z@
M@)%!)2YP0'ALK_(JP@#L'T)$ @0, KU9 P9L0$V 0 OT@OLF!"0X .QJG BD
M1 B P*:Y'M/"GDL-@@"$@'7=E2#P(;VV@$1$0@,  L'=W")4PW4M@@78PB*
M1 =0 "/\ @1TP%&IP 9 P@EPG[G>@A^PQ2U0<$C,7">V5218 $6,'0?(GF*U
M;@L,@OX%*!8-&H?&'7") $*R=4 DW +S0IY6%0!'4L *K@ '?# $6(-N1MLB
MH$!IX@(!"%8#((1DX((!< #VA@<@R" XC,,90M]B38,%P%H(]%09^T$-[\0T
MD 0N#$ W:.,:5X!FE(,M ("#UM4!MA8(4, T  (!<!L)1( U0,("1!LD'((
M.((U2$ '5$,#V*)$R"P8BL!K+ )"E(,)'-4C1*!-5$ DG  &H)LM=H )),(?
M3 ,)0,!R]$(#X%L$$$(B*, @0 3VJ>4T?&<B'$(![.Y349.D6,,T#%5+Q)9%
M3@,QNT4D6)DY,+-D3-ET3$<D7.4M?-R:_<(CB&<Q5T,R=_YS,?]<))"G..2;
M.5B#0[XE2_P")-2$2]V".#NJ7;J8+9!G \)AB1AR> QS>[C%+T1"?OU">=!7
M>_P">?K"(^ "2]C"2/2SUJ&J6T##?!#S57+M(Q0:-'CS-$!#3MW"FFT'-70S
M/YO#+02#.>#"-)BT-;N$+?@<1EPC;&$T &9S?HWT2SNE8+75+VC=>/S"++1S
M-]@"PN7;/KN'*YKT45F#19L#1CN:6$4"2*A()+QTQNXT51/54(##+4!"&68U
M/%M# 2Q'&[;5.Y,GU]Y'+_0"/_<$49WS1*\$4V^813_$?(2T9!6$2HR#HOTS
M.>5<0B2S148"-3B:>93I.V=:0/[OA4!#PS7^0BX,<^(E<TTLMD!1PYOERZY&
M2SW55U^)-8]IA3D 0GXY!3]%A3[Q5I>N&71I&)Q5A?N5M6=C!0NL@" XG6V1
M]F<9A?L%%5J\V6V_RSQE"HC0BF\C!8$YQ6DSQ2\ 0D(UQ3V%")4EA66#U(!)
M18/L=G632_[AME6LB(CX0D)CA723RXHX-UX5S86\D:8H"4F(]U6( W'/!GPW
M]SY5$6;KBWP_17MO4X" ;I_ (3CF CAV2'8WB#4X B/8U%O9MGMO]_?EPD_&
M81G.=W%K)",\@GYDEW>I")IMEE+@MUKTPKY"D7UK20307P#,I;=^18X>GP5<
M]X0_Q?Y?8;6-#H(S(NQ6Q!O)M<#LV89^FW=HC54[:7B#EY65VN*'8]!^34I*
M-6QXF)910,-?";A;X(*(*!HNV,)R; !44V&)3,,MW$(</ITB+((Z-YMHMT0W
MM%C\OO9#%$(B/(>P*0*:MX0NEND@0+?%C4>\::'B"H6B@7EX;'E"4(!\N<1;
MQF'=)4*9>\?:,6R(V'1"W,*C9W5+&-R<JX64*<5(835+B(!@O7@- 3>A2 3/
M^G5L$D4(Y!=)[.%*,8(%Z&!+1(( -(  ((3@N@?SEL.%H(!I-("*IN\C[$%;
M1 ('+)H#T)GS]I7Q(BE)/,(#\%0$A,<C-*8A1,!RG(@NHO[3PY!=4T+D4.1$
M1[Q> 209D]+Z # 8@1:&'2\" $1 K7= VS["CCOE!CS"NXZH4!@E6>V" )R4
M9$3P?C("B^TC@[9$72G6(X T"DRF8%&#@2C"":! "!R5N(? FKW@GG7 W7W
M7>ER[)E -YRO'ZSYO.^;"(@$!?AE$=G1IER<LG&N';>$"(@V-:1>\)H#(Y1E
MB1B"=+"5.50  5! 9"2$+3,'"%@#"%1I RP"/'+=2K$WR.^GH14KPS: 7YX
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M<#APJG% J/#*&6\ME,IQ+#M (FA+$0L8H0:"%C@ZT,)!*/YXQ*030BC* $/
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MIQS=V,"G+N(TMH!#$3T#%5X*$@)2N840+5@A7 JR@DL![P](:6%HV%(0:V1
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M:;L"J1Q.(.Q4C2.>B_R.;Q8! 02  1!8:Q%0 ,(,H<M00"F<0D^*[.L.H2%
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;:W_[8;_[D1_[OU_ZQ9_XPQ_Z?3\1$B$@   [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>x4_0001.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 x4_0001.gif
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M\]_N]]_N^-/G].#O]N#O^.+Q]N/S_.KV_.?X_^W\_^KS]?+]__O__^'HZ@
M
M                     "'Y!       (?\+26UA9V5-86=I8VL-9V%M;6$]
M,"XT-30U-0 L     #,#2@$ "/X 07CH0+"@P8,($RI<R+"APX<0.PR,2+&B
M18<3%V94N/%A1XP7*7;\&%+C09(B&XY$B))@2Y<E83)\*5&ES9@6:;+$"3*F
MSI,5?_*<>3.BT()'AUY,"E&9TZ=0HT9-YDRJU:M.JV+=NI7J4V?)H&K]"M4K
MU[-HGYK%.E89V*AMW8I]2_9KW+;.[LZ%.Y=NWKEAZV;5:S=P5L!B]]I%+-@M
M7<=] _]U2Y7P8+Z+$V>^O/EP9[F?\>:5/)ISX]%C1<,U._FT9<B:!QMN[=BO
M:,.@9:=6++ARV=*P76,V[7FP;<;%@R<'OGRL[\*QE>>6#E;KY.K.F4^G3=GZ
MX^U:P_[2YJXZ.GG>M4F+'<>^O?OW\./+GT^_OOW[^-F7R\^_?__]] $XGX#M
MA=,>@?(!:& X"Q[XGH'[E1..A (R^&" %T8XX80%&FA?.11RR!Z$XWC8H(4>
MCHAAB0G6AZ"%^2'(HGX?JFCA?@Q2V*&#\*4HXXSS^5@CD/J%6.$X.-I88H,%
MKMBBB@[B**&)2#:Y8HKO_>B>@DL2B25\,@KI8H8S?IEECSQ>B&:75CZI)GXO
M5DDBD5M"">:::I(XYX[C=./GG]UX ^B@?@HZJ*"&&DKHHHPV^J>BCD8JJ9_A
M<!/.I)(B6BBAF@:*J9^6A@-.I82&"@XXW'0##J"FHJHJH/ZK^NGJH*VF>NJH
MJMXZ:JJ4=F,IJL#&NNJI@U[Z9ZVOOOHK-\'*^NJJ#/)ZK*C, NOLK\**BJNN
MPQH+*H.GDLHJN*[&^JVVMCH[;#?1TDINNG^:.^NXZ.:Z;;7-/BNLM/'&RZ^S
ME(K;KZS_^OINLM\&R^RUVLJJ[:6Z.DSOJ?">&^["TP9+;++XYCKQKN[6:Z[!
M(H=K;[;TBEKIR/(6C*RP!F^,Z[0BP^HOH>:VJRZQ$(\<JLH8 \RNP!:7VRNV
M1M-,,<(D+\WRGT0/BR^\Z\8+#J2$AN--HHMB_:G7O0*Z=:-@9^IIH[%>JG:O
M97<=*==N,SJJMX?*.K+-&XL]\/[= Z/-J*&C\MUKK)WV+;>Y7HN*LZ>G KYX
MV)#++73='@O.-,+06JZNWY,;SJZGWMSJ*-^.:TXIXH]?+C38C7/N^J8V#_IT
MW*C#SJ[I5>OM\>N+FJZZV/+V'NG=6-<.N^^*JPKW[I+'7BB#GO\^^/"<;IYZ
M\KHSCW;;GTZ*-??5.PI^U^-+[RC=A7Y/O==CJTIN]_!/:CKZUA-;OO#%!IKY
MZ*1#C?C]\;N:[_#WJ +F37;A.YND?#>J\CE.@<X[7?PB6$ )O@J GZ.@]$(7
MO;X)3G/](V#J;(>_ 7XJ9^$#8?-&>#M,C:]]=L-=]DZ(LT[-#WLB9-0V4(4Q
M<7"#&_[B(%L%(44_"!HQ:^@3U#;.]S5)0>]M\&N;HB!5MB=V\(I0@Y\)NW<U
M#/J.@Y0SWP2/*,8Q=HZ$&*R@_!:8/S.Z\'Y\TUS9MN@]$D+Q:@E48P['*"@\
MTO",;%RA&\WHQPD",'@L%.(@J;>H<ICCD>:XE#?$80YR#*UL:2S<^+16P'$\
M4GU17!3=K$B^0&&MB'$;(S>F.$5 =B^-&41@'M=HMC"Z\I"RQ)0<@;=(#0KR
ME:G,I>J*M\<R0E&/DT(E[P9)3&$&DY:]/!LLGSE"XB62:>.#F2_Y&$A7%A-0
M]!M?.6AA"!G<P!+8D- U'J&))8EO:W>C7SB"R"!.9M%/XOXP5N&Z,8YC/ (2
MUVC;*!DDCKD5THI!]%@^1YG0,0YP5524Y29K6;<01A-6B6*?'7LW1>/]+8&@
MC!P9.7HHC6[4EB.5E0-/ZD9%A;"/>FMEUGAITGAQ#Z+B8V1*MQ=39 )3C3)U
M(4N5=[PY&G.HV0LI&$%GP.7Y%*7A@ZG;"ODVDRH*E>#SW3@"40  !"   XA
M+,J1# %XH!S8^.&@EKC$K3%KB7]:8JK4)BY+I0JN?THK7KL!UVV,@Q8+&$
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M3<'Y;Z0..5/N'N93N8<^00B@ 3;0!#+"@0YRC,,9"V"  ?X.,  %T-D:$0@
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M#7  NF -"4 "2,() ^ "Z, )"V  $B #'L"!NC@( 38#1@D!4#D0SI!0_2<
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M8U,6ID7$/KB3.&.TCTC*;=N51"WF4K(YD0PIAV2TFC#%DB19/1XE?=ZT8PL
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M2II@NG#XRJ0D%'VCR4U*VIJ1<@PAH'A>]7_'4 [*0  =0/X.Y:"+++"6!C
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ML$,R*NLQU6&=JI$D&%07"[DIAV(^A>K!OK$93LG!;S*+!.2?+US#^+&^H3)
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MW%]'S9,\S9<+V>]N8-P]W(/#-NCZ.""#,BB^S+.]!H_#-A1#M5^#.6P""[@
M#&RX"US"+.PP.Z<L.$C^+-" "R1[(4B#);0"G@>^T'O\Z\9\U#]]T[<%Q"/&
MU4O\-NQP.?!]1) ]W)/,Q9,\UV.]<G OV;>\UU<]TAO_VBL(X,O(R.N]VSO_
MVY=\0[ P2:3K.#S(QE+P6KQN]KSNG[0P24B2WE^NE$RNTX]_SSYOT*(_Q/<&
MHB+&78RO"!\%&B9.^B/@T(\%0( 3"*Y;MW#A!A(L6%"AP(('PW4#QTWB0HL2
M*5Y,*/[Q($&!W@PJ9#APY,6%&R6*O(C084J3(UNV?'@08\67%E'*M)DRIDJ.
M/!NJ'!CQ)$F0/S46[6F1F\^:"EER:]K-&T2B-B%6!$=4(+>.-"MV3!AT8KAR
MX\Y>LG36K%ESY,J1@QMNW-"M'7<"Q4DR)-B4",7>G0ANW+ABK0RM:#&($;+"
MY*P6%+=-D(@3(G D$U3#&(P3EJRA93EXL+E)(A@M.B%C!0M+AQ!Y'-HT85/:
M.E'.O J3KV"(@\-M:[6)KKB"=1^._7KP*.^2+U$"IBDRIU/G+I5Z'*W3[T+
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MT HY81&-!"(8I4$#L0F < TIX0S)D(+C0AQC FYNZ%FF!Q;V='?A$SSV(@U
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MOJR:L,(7O?6408I(NDFKMP&;($.Y&$X(#3PP!^0Y$)#  BB&02[C#=M ""*
M X-%""VP NP:"-@ ")90)!:"#>F19>Y1$=F@'B<P"T^T$OAC3LXK(@FEN9^;
M80'[D]=53+UD+Y! "')&');8/0=Q!-?)'S0Y!P.A$*KT?LGI"Z+P"^&P:$\@
M!#S  ^%Y634IJ*1[+0L2HC&\*_V8%0(U"N(IF(]HOA-4,?X6!'Z?6HM#B\69
MVJ!J;*R4PBO#-JMA"[K>A96[ TR<(;0:=6U52XM=26_ZZ97W.7%@ 3^%6D_Q
M>WR&O"I<001=("8*40ZMD*:@8Z(WVQ"\@0Z<( *+\' T0 . @ ,NP +%8 X#
MP5,"4@Z7P)>F#%J90 .0@#AG@LB\JCQQ#*&BBZ'[Z[F7H9C0DFH0TQN[M4IY
M$%#CT ROT$DS8Q)7$ 3/, <_@%ETD ZFI@5;, K0\ JID,VWH*S&4T^JNGFJ
M8 Z*_'P6U5UG.<@4-<NSI)P2493TN[5F7,<>YBD1>AFJFBH;HD74]3LOG&T*
M*KK8]3S"I\L$F\9R@:Q9@3F+LO[.Z[S"*KQ;75 $^30.PFD);#(KU_<0Y# )
M+> )G&P#BRD-SE$.C# "FP Z!Z/0;(9#,],<,_)CT;F_#PK0^3?']UN+B@*P
MSZL7 +(-Z<!/S5"7*A$<,+LOH <'P0 YS> &/3 @%(&R8=*>"?M,8UO'WZO&
M^Y&7  4:[FO+QQ<KY:NT%Z/+HOJ^IR1-M62_E$C3'\J_%$6_!%HC(6.AZANW
MF;++>3U,39E<..W7 NT5)K$6*^)$"5W(LW=Z.>M_.IM:@.-SIT$+[S(.B$ (
M$BC**U "E^""!@%6-6ANU9C067K%)GK3\NL\7VW7!WW:*6*P;D4*2+ $D34&
MC^R@A/Y\"E8@"N&0#L^@ V-@!%S &F52' NJRZ'2UEY!#BM;HE<LO^BLVJ6=
MVN$'S. DD<_:PL\-P]^5V$>9*[S2O6AK,5;ME1.JM;R:.YUZOZ<:T'*!#I'
M">4@#M8@93)0#8])BZ"Z%T[YQOW\%2Y##J>@ P*'4)6@D#30OSQ#9C!@ Y:
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MTC.T234%)A-ICVW$8AF*2"0[N*F,^&3R%'*DX@)=40@A3K "&'R!!<5PQ0G
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MP[5W,(0GD ,KI$@'.J";G6: 7B=QW3O?L<H-.I BT5F%,\3ARVZ1LS\,\[^
ML[^<($ VJSM)"<#\,D!6BS" BRORH3.M$J\#7 YT,(6H,@>HT _VD(:\8R]]
MBBONT"<,0R>:>[V]DC:*2@47:IL3P;MRZ+8^@@(5@;&.ZOX+J>,(<@B&-U@"
M'1@#X-*!H1NQHYJZXG"P_^J&<="9=-B+(L"%4Z"&H3$'5- !5(@4K/**5!B%
M9]B&7Z@,<J R'UB\CAHZEBB'U/LX-<LFOJL_H?D_>(O#B.N[B;"H"E(I=-@+
MB@HIKSNU)W@"&^F(I-BA=/"#CN(!-JB"5/ +E'"P"A*%(S""'K "*^"HKA@'
MV0,';^"><M #+H@\\,D^FQB'8*B@.R2'=!B&;*.&:1B%*O"M6Z A:$ '.+"
M44@'O6H2<[@(O[B%;>B#;8@#'J@"(7 #:P*]2K((JP"W+;@%+M"!'1B%;= &
M5'B"(A"^<;"&*BBL%_.!,;B%.?X@J+V"HR- @OGC# =<C.[9AG2 JB#TBA%\
M-01<CWKDIG5D,'H[N'IL0[USCGG,QP?DQ'PT.#D#N?=2N'" AAZ@ Y6:/[I@
MP ;K+O%Q,&\8"#A$./6P11T8!6K0#VC@ 3I(AR4X N+K U'8 _*+13>@@S$(
M!O)@H2V@NW\BB%/:M3&H@B'0!@BSB/I[KX&R!5S(+-$2L6?8@3D@CW_2JUN
M A@L@A_H@F8@!R.X E]('C'0"HG IM[SA1UP [\X.&R"PXRL0YA(R'SS27FC
M"]QKM?%YBG&(K>S@AB&H@@(A!0O8 U]PH1X@ S* R;BT(&WX.3HH@B? A>(3
M+4EQ$OYP@ 96>P8DT('#DS$.W")TJ ,+0$8<8:AR&H=S**AB?(4!^84]T(.M
M@,EV*X<SFS84V8(@),2!TH_:"*',B@8>\ $B4(*/Y"E?X($Y* 5HNP]TN *\
M2P=H6(*/@H^G<#_I\ -?P"&,ZJ@MT(-;^(54V(/6B0.5&@=%<0ZY&B?"&R=\
M4\)Q&XBB$X4BZ(.>8 ,=P 7R>,"<>#AE.R5S&D]_^TDZ3#BQRLBK&DO JT^U
M+$OX]$>*I N$_$<'=$N!#)J&@T "O:KL(@(R4!"#0XE^3+NZBRZU%)]QL((F
MH,^),,Q1T(&1'#&?&H(=N )2^+3-<@\VA N)\#T9"\M_D_XW<Y LC* ((^B"
M%R4(:"B"(DB%5X"#,3@SJ]2!.D@'7TB%<C"HOF!&=)C%)6@&Q10+_-RJ*\U/
MP2/0 64XN!!0 QTWI>#(*T"%R+1+%O(%IVP;-W@&=, %27PR'7B%=! W?12K
M>R,H6!"#*B ",0 ]\*PO-[" 4]B&U5*IBQR'9T!,4E,"(J3*CB*"5TB(;@B*
MI\J#7SBS4CJ'F^.G^(R*^T %7T#$J6PW,FB=CF*#<F@I'M!.O?*2^#J+[+BU
M81@#.(B#CLK5)L,"'OB%=-"&5&@&M),*D "SR0I "Z4(T9HU4N(HON &'D "
M:MBAB*2O[%*@/9#+D=,FLA3!?/X$T[[CT@*<R(H<UPC4SP+=)BT=T 555_N[
MPR>P@C#J20,\P56+P-K0AAX0PM@*!U7X*R1PN9!X!EOH*6\ZP*U2,E+8@X\\
M2Y!S.+H@!S+ NZ3BHFL[J*)['X-"@A[ !3&;""2 @H\@!U]0 B4(AM=B.(4#
M5SMC2P2U,Y8MUP=<66_-SW#0!CJ *1_( I>K#71X!5+ A2[0 26H@QZP@"(X
MA7#P@SEXR/\TI\?;(8+24";DAB,(/PR  ENK.ND[$5S0!O"3&C_0AOFY5TL:
ML6?XA4@QC<NB%+U*ARN$A1!223@XA5EK,MH3S8O4CO]K"25S-U_PH#TX!2X0
M!6@(0OY;2!X>$,T; HD1LSJ6()^_D J/T 9MXP$C$ /K?(5/@ZHM>(54L*:S
MT"Z=T (+$$T W= 11-"GK2[RK-EVC=TX?*^O&DM/5=TO#3@OQ8OWLJ:%VUVQ
M+-#Z(P<M*(*Y?%U]4JKR^@B5I=FT(UF/.J6B&(=F0(6&C;!+LPRQPM**L"")
MY%*%TZ:CJBJ"4LE:G QJT(9F@"HV((\NRPXQ\$T:[3V5W(412P4E6()&W(:,
M?+<O34MVA5UR;5=N=5AS+4MP@!\,2%)[([K,NH4CL  D.(5:](8<:CL#7D#+
MLHV]H]]L.[,CV((XV(97F#ZKS"Q6S K)50_MPK6%HRI*@?[+7Y"Q=,#,*YB&
M'5K5(+B"/1B#VM@B<5TSA@*,E:.M2AHQ7/6\/-C7'?K"'?(%(IT?AT([2W(_
M8=TK;:L#T"O'$/+@:7N&3AV*)@PA=) :'N@#+1RY#=T[VKW7^PQ@ AT:YZW(
M?T)+^*R(JKI0"]2[UFW0!HW9"G3C50/>FI7C 5X/<F #(- &T:+:Y0)79:U2
M!7WA%7*]86!#$>.AHV#>^4O(#-[>B[P-W)M(3_9CL' U<GB%'1"L<? &+B "
M(^BC);A>]N"&9^"IX? L$MTK+.@!:C@T_<Q2.!97>F/9]@I0!Q7("5Q :(B#
ML_OAN1((GY*"5$B'CT@*>A4O??[;AE0@J%0P B#0@2> @B"HO&73"[UT.(.<
MOQ_V4O%-'WV-@V#0@2T0.:\@J BB0'\K5O;8@RUXAG0@@R!X!E'H 1OD@QWH
MJ"L0,870AH&*MBT@@\C4@W!PO21-K$JE"7*H Z^C Z44B->"!AYQO8DU+#!S
M0$[$X]S5X_)JXY6]J@+>4((\Y/^TW4\.*^3]Y )DV0J%SV7KWX,SR$#FOP@C
MJ#K@@6?@LSI&5W;S1R6#ALE#N^XR9*S" B30AC$  FV]#5@[99:6Z66S,.ZB
MV3RN)KW"SE8](2 8@C@X!;6=R*D M8BT D'4U_;]ID,.XO!$Z98F5^=R,_)4
M0C;>I_[LPN/7K:]34C:G\(@FD8IRFL/R*A17"PVKJ\P^.)$9RU&BVRW"@U"&
M8C6@V;MYVXQXW8(>2&K&R"['SB>F;NIQV[%RT,#600+:JX)G4*LKZ#UN* (V
MR"QM.(+SLX(8"P(=. (P(T2QLB ?.KO_>CJ.W8$C\($E" </_>R^%J]N%=[M
MI5?##MZOSNO]S%W0%F#95>-U).2IUNF40 =$5%OI$.]T'>8WRXOX$=A]DS=T
M@*K&0@+_:K#!.]#MGN.$Q5WXC@S)>(,@Y %3&+L7W3CKAE*IT09;T %34"ES
MC6_X#M-S'>SM!F\3]/"BF&QKG<"MUHCTF&ES4PKL==>6;?[Q#[='99,/K3SQ
MAKH\+ETWT%9>PO.&\N@\/?"+T X-CPAR#Z_#4+,,0YTH;O@%+1"#"O(],2"I
MU@'=/E):BV(#-GB#287/\.T]M4JI<+B%9CB"'Y"#PO2!8/"S'K"*@RU7@BOO
M==7P3XY9%+?2 2WEG !D@93C/LYP=$7O!:V_/M<KJ'H%\F! 0"=P_[8H8GLK
M[I"N<>@"(@#2&2VJA9-O#+]N.<_F^ 9I<!@_'X @[(@SXX*)=)I38G0\9)YS
ME1XY0L9S Q;F!>0["5SM[P1L"3SO%Z^NJ<@N13W%4V:P(]STO&ZO@V4HZLV"
M!UJV=9; A\KIR.[UR)BD4\JL]_Z0YDQKG09" B08@E( 'QS)H4XUIVCK2'1
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MJ-#:LL%I-NTZ'E"4-37FZ&MQ7V)3\\)&EQ$YAU<(ZM];UN<KW^3)?8+9$H7
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M=5/\+8I\PAI(])#'R69J:,-7C!V=VD3<7!;>N!L3*02;&E(IX\60UN1P/0_
M9AT+9(,YX. .*R[FPJ&DCBCI>G,;XBT89Z7 "BP94_#3<F:)Z/(4'\8![YUW
M;4G%8!;*BJ=.F*^!]:]LM=.(XND93FT!$P; MG+.]$5X-0,0U($/XD(/\("!
M[H$%Z$''Y0&=;L$5I$(=5,P>[,'.G1PZH((0#,%(I,O9=(.LC4(Q9RD&GD9@
M$/2 S8ECB ,,&((,&$+X8@3*7K*O<1)N>;."S#1 &F?&:2DK'QT7#S7DS@CB
M@O,HN?XP/<U9N+C6ELR*%4<3UA6U*O=T5S.L)@_,VL'R-PO4M39%%J<864)B
M4S_S-?^:+(7?$NB 19"#[OB ($&#&.R.DI ,.:2.DK!!*J0".C2##Q0!#U39
M?^""A77;!0R!$;S"KK7$=PE0-'UU>&G?54_GA%1 (EB##13"$.YR/[NU<IQ'
M_$+U4%/R:<>O3ZME9Y/S6*RV.4(33)YA;E^Q=B"-*@7)Y69U6LIJ;4<=<5<0
MV)*U:Y?J^JSJ^)4#*L2&PT3#%6Q!' RE?>1!%1Q!$93#+NB RIB8#O3 ,Y3!
MJAV5-N1!_1S!%EQ $=A!AZK,-GA5D^B/93-3=S$3'0P!-/[8T-_X*(?DABZ0
MACBP .3&E=CHAD:P=5TXKL$2!I@=RR12,Y2:K=L>[VBNU!<;G\].+$TSJ0&S
ML-/U2X(#GBNW=4VI3\UJI22A; ()RDG4348@S_KDM@![R1E*A6[H]CW^M.$D
MN"=W(XU;\U$[)ZXL;#UBA%$4=87WBT,T^#7_7W")JW0"F[O\QU1E"&F(01'T
MCHJMQAQ4 0\\PXJ= AST %W3@0?K@!$HB0]@YAO(TL:T<3IP@R]< 45%"8"<
MPNQ0%\R,@38\ ]J\XA4WQ3@@0R:8PSA@@PMH>-K\L7(K<"'!]IY6)Z2/<U-C
MM5MK7_P*K6GC1,9.X8UE!W#[ROXVG#)!Y :J4\=D>)=Q5T>E-W6V>+ID]#/>
MC'K$XL:DT^BF(X61<9 =FP3N$4E-L$1R[8Z9.4PZ\#49I.LS/($1N-(SN$$4
M9!U!4(,81$$/I,*KQ<Y0!D$=B P6>$:A/$%Y2_0>F/)99+I2C(,UD, G7,,9
M%$).65 HSH(E7((EZ/N^\SN_YWN_ WS "_S "_R_$SS &_S!*_S",[S")SS"
M-WS$2[R^/_S$6_S%%SS%8_PE5#R_9P+&;_R^=SS(+_S(DWR_/[S)GWS)KWS+
MH[S&N[S'4T(F<+S*2WS"JWR^ISR^\SS#_[O-!SS'Q[PF- (4H($F[#LE6 (D
MX $HZ/Z\OGM"U%.\TN,[*#1")O* %^ !'E !%"S!#A2!$%QF% 0!#SB")80!
M%=!U$(P!(TS"TU\")<2".#1%.1R##+@ (="]K@OI-FS#-6##-?S]-1"^W_L]
MX0M^X0_^X0.^X/N]-1@^Y$>^X1\^Y?^]Y6_#-"0^XF^^XG/^YC,^XP<^YI.^
MY2M^Y1L^XC.^ZG,^Y7M^X;_^Z$O^-LS^[)O^[5O^-*P^[*O^[B_^[Q/^Z)N^
MXZ.^Y4,^\=N^-2"^-BQ_\Q.^-D@^Y!]_X2M_ZW_^X+\^Z_.^[P^_ZY>^W^L^
MY4?_Y!M_ZZ=^]Z-_\7,^-F _^V._XY]^ZA/_X].__ O^]/[?_^?#O_Y? _,_
MO_\#Q#6! P=N(WC-8,%M"04F7-AP&S:%"QE2-&@1X[9I&*TM[.B1(L)M'2=>
MM CQI,B'(0DR%-G284J5&D-:_$CQ(TF$U@Z"[&CM)DB<#QOVA&FTZ,MKV"K"
MK.@0W#F!V2RJFZ;SFK9K&XD:M 9N%QL_Y]2I Z?NG!@=5^)8*?+D%CAMX<A-
MLV-%QPXQX%0B[/;W;SC @,>9*RSX+[ANB <W#AP.7#C)DRE7GBQ.G#=OF3-[
MLQPYLF7)X$*/+BT:=>IPXE9KQNP9<FC2ID>KKCWY]#C;E%E?=KU9\^[3L2G/
M1JU[MV7,XX!W'FZ<=NSAE:<GM_Y^';5GS)PU>WM.77;UU.+)GX:./5SWW[![
M]WXNGCIZ^?-5;WZ]_C/XZ,FK@^YO'C[40E./-,R4@TP_ ?<KCK[I2@L0/>XZ
M$PXWR183C1SH_,LOG'+0(<?"O\H)IH=2TBF'FV[*42\<=,"AXPD>F@&Q-V\<
M<RR<%&]LC+'!-.N&-,6"1(Q(P&SLYL?N'C,ML" C2PS*'X,$,C0D;20MN"J1
M#.POS[H\<DLJ$U-,S#+))%.P*84<DAOCAK02R1Z_5&],XL:\<S#%I"2-2MK:
M#._)+0-=["]N;%02,"'%W%.Q$)WL$D@$HTOLMB5[%$U/&R6UD]!.P_P14L>F
M9!3(4OZ-X]))W 9##4XURTP32D'YI#(R4*VD,\P\9[UR2- H6_6ST+@)D5@M
MTYP.3DG[#!4Q4-6SU=0R>5VSSB)3'8U+5F55=%982]UVS$:O-').,+L<55/3
MKCTS4O&VL:S);MNM#-(J.17,.W)O1110"W\<5MU4ZW5RS3.EBXR;;;3\:QQK
MKL1LFSS;3,<7'>! )T4Y>=R18\ T[KBQ3(TT5[#)=.0RU%R_S1,R<WV\$+*.
M7;YQ9I"1)!-(,&NNV5,X/;Y0U(]QOA$T31L[TN6D%X-V1Y[SU!??>"\MVN,0
M"1UN6)IM]I'I6!--.M]VC_ZYXYAW_'CKH6DV%YPC%2T[1_Z3T=Q8SH\K1//!
M',_N>&@ET=Z:TK;W+EO?L0UO>M:-4UY;\$3/_OM"< "N+&)"NP969J]?+CSS
MS4,&64MV4^83YY(U!Y:;<: X K15>P8<Y/2&1OORKE4M$N2D$[_14 O[[KMF
MM8]66WC8BQ\;T:I?-CM7G8VD=L?CFW:9,:<# [/QSR,M%;$GY[8Z4<DFAUS4
MF2\7E._GI7<=Y<<X+_SR]7',7&E@2YX,=O ]GEQ'@-N<+&PJZU3?/K6S^?%-
M;=;#4?<4=[/T&8Y\3]/:N1KX.)-MJD<*M%H$FP8G+[W/<R$['J]$)3J;L>U&
MZ)@##YXQ#M@-[H4Q!"&0 '8C.?XI$&Z029'P<"C#$(IJ<?6:(.%.Z$/'C<Z'
M.$,:Z(S(OL8,ZSQ+W)P49UB]&7;NA1K+WN&.^$.R.>9005Q;F=SWQ2QJ*'+B
MTU\1P4@TFPFNAR2S8>[>I\24]9"+'73B'N-F.N4U<60_K-\+"3C!FFE1@(";
M&3?(80H=O((<-<SB 3GFM"WF;V&*#%4 \T4R;%TQ5U8$HACU93Y0 O)U'&L;
M%3UW2%9J+#V%6Y_S3AG#ROQO?3QLXPM964%2&G&6>VPBTN2WO?S138TQ"]8=
MBX='SFF,>F#44_M\F4A4YFZ56/1AR6:SP 8R!G=NK%\Q0V5',1Z/G%MSIHA^
MH8,^H/XC8NN48;-RAL5#$HI>NR3F$.V9)WEZ\9KPLYD?8?@I'^'LDG2<8S5]
M^$\.WM)?(8Q:TS@H/[:9:UR\K&<2 VK&+@XTH+.!3O0Z*B@#4O*8JASE#)U)
MNZUQ$&:C:1,U8Y=''+I-@3PCGDZM*4N4JA12X;#&$+A0#G.80QSC$$?[8$E)
MF/8TB_@KZ<W^&4/K_2VA DS@+V.8SLTU=9@)] [V]GG 2\EP-G]:HU<UFE,C
M@K.?PMS2D<*I3H4RE*D^'-__QHJ\*9))CC0%G?4":%5(V0I[I?1:8%\'S:_E
M4:X(.\U" 6=.@%*6?IJ4H=NL.<C&D.,*.H#"*/K #5]D;?ZJ=.QE0>>6V9<)
M3GHSBVTJ$W/277:PL$[C+%X%*\'4_A9VZP0?8@#VH*H2;II!C"-PM=E$;W$M
MN;VE;4'AYBN]V316SCPN$5/Y5"\"EKF)96B:;K/&+X+UC5S"(P.;V4I=4O=+
M;@QD$+E1#ER\P0<7T$$7=F +<W 7P&EC7^,T6#D*BA>$J^5G3S-X.NXA+L$2
ME&TMIRM%6@K4L#]E;'.YNLW;_.FR<VV;1?488AAZMZP0!FFV3$QACMF-?::[
MH%0#^M0PWA'#VQQB5;W+89#M=7> -&5G,UQ,G0G/I7==F2S!,0Z*B0(+%L#"
M3&UY8H\55II0I6:/?6O&L,'5:_YU^YR%=UQBR#[OJJBT+4F;>,F+PC"KO#V;
M)'6K.2ERV9\U92Z.;]O0%:,2IO>#:?#LJF7Y7K.3FEWIXQ1+Y+=*KJY"!J2<
M@KG=]_%LG8I)D9-_H85GH(BW>/ZJ*BW=4S@:6LG3134;<QRR\\$7LQ.<9MM$
M*26P(?G/DYZDKLQ+P>%MUG!]?1E&I2M,?,W.HWT&\S!??-YFHU62CK:STX36
M9[\^VWAUQBTA[[IL3\$RDP$^<R7;V. 68SE)TT0DN=E-4M*DCAPNC/2>Z=U&
MMRIZJCAEXF/'764%NVRK*:VW8Y-=<!XUZI,^<W&[=TO*QL59KNTFF@*E1SYB
M=QBSHOY.%$)/>&.G^I:6C?JEM\G&Y9U!G.0L#>EDG0@Y2@<[3!!O+I9;O$<%
M"U-XLY.L_%R>ZGZ'"6WH[>)R#;U.:HL[S1*O**N);F95&]3>3W]K](2U4W8?
M?92E%G?1L>UB42[9P;\]:^<^6%+/3AS1,LNHQ%'Y<$M7G:T5/G37K:WMD&:Y
MJN$YV4(U[MT(HA?&4A=\UR>ZZY<*O-ZQ!AQ!2RKJE$><[B#E\D,-'OG$%]OR
MAS?\X"%?XRIO??,Z1KSG17CYQ=M0XZ(?O>:?.G98F[[DO]4,R@W?<UT[6_-3
MU[UT'P_ZP??>K*$_/>8%&VCB_S3CSJ5WZO6,>>:_#_@M=_Z=WX?/>6_*.<85
M#'SB76_\K3O^]HI??>4S?^AL-A_YX]]R7ID+?*'/N_KJC_CS._I\VULYU[Y'
M?^>E__F/HQ3^<F^>8$_UEF]54 O;4B_HQ*^QV ^XHB__K"_4!G#_X$O,7,OI
MT@_Y[D_L^J[^))  %0\"8\_XZ._GY&K[#@_/4O#XJ,O[3L\#&3#[>LP#2[#8
MHL;B@$;X3# $_TCYBN^:_"@&1Y#\*)#%K$_F*E#L7F]O()#ZF)#_NJOR>'#+
M*$_X>C#67I"[J'"J.!#[>*\()^GOR._ON# $>PT+PW#ZDLW^RB\"#=",A,Z(
M<&@!H; %W= .!8_^M/ !^6C/%/[P__1/$)\P_J)0"I40! 41T-[0 1DQ"!51
M#C5J;&ZH 1VQ$0M1!@4P$[]0#<W0$-_HN BQ^0+PFSBQ"S40#@_Q"ON0]*:+
MY%PO_/*0^$@1%>^0#?W/KL:0]+QPS[;K%3^1MEAP^W2Q$I=0$XV0$^LP^.JM
M[+A(&0L0&%<1$RF+X*J/%#WQ& D/$?\F!C<1%Z6Q_,#J G=OX2Z1!FN1^] O
MY89QO/ P#7_0&!,199[Q$<D1#VD'O%SM&[WQ#%/+!J%1'B.-%V-1!-_1#PV1
M\;31(/%/\O:Q&RU0_CXP]Z@0%N=QCGH.&Z-Q(>71$F61?"A1V9!1%M4+#,&Q
M4_B0'_YCKQX=D1O73_\F[X<R4LY$L15-$1U3TA:GT047\247;"-_\AR): 73
M,)PB$1%-LO%84?U0DAHGB"EWCQX?<@L7DAVQ,"-%<1P5ZBFA\O+ [R9I"TR(
MD A7DKHP"NN^4NJ,QB6U[R3=$7?V\ @[<@[UC!:/[RVSL> 2,ATC,B]ACR+[
M,OV 3RT)!YQ:3PT/,R[MTBN1<OY&,JC<\=F(\2AE\.+T\-L^,@._<.V>#L9D
M$BT14R+;[Z>^KN9^,B9-TB@YCQ"+$C);$]8 T2)S\C-G<!^%4M7,L"6S4A'5
M+"FODK*T3B[Y+A$E<^YL4C5U,AQQCR]E,S71\9Z8<QDY\O[;H!,G:],U6[$E
M1=(RR7(O=Q,T)[,-\=(Q[1#P/%(Y+0_,O&T@_W \U8<PK=,*,8X] ],NQY,6
M40@^"5(E]3,*AU(\^1,<NZ_V4O'W9',ZX9#RO \V+7'9=%,Z@S,R"309#=0T
M,[$Y#[,BZ<8Z>;()S>ZO_K,N9Q-"B]#]D!,@#S(TWY$>69(5@[(Z49$FKQ,R
MFVI!]7(C8[0(!_,X/T;K7)3_;)0Q*]0SDU)"X='T>&9%_]/W?+0VA_(Y-_0'
MDS1*@Q3?( \NCY('#?.8B/$O01!(R_%$V5)))]-$]W,7?2G11E$T@VLY*1 S
M5X\%C7/X9++W3'!!K6\L@]$[N?[3/NDS\E R.]?T1TM3.R41,7NDD,C4-HG4
M'MMR(B$T3V]Q!+742@LJ3B^Q(.DRD;:R/>440H%S?H 3)C625-?SSP+5=6:&
M4[.00^7R_G"4W)@4!5F4H9X4,!^T52/U-D=2&4?5'Y//-:62/.<35U_O%ZN,
M1QGM%F%P1"\T AV43^-3QUX0&W<F0Y5/+X>T/9U52 LU#.]T3XTG184LX"CT
M!+_52,E26X-5]"Y4",/4^;ZS0MOT%.<U4+,T%;]4UW24/:\5,>-.]H[Q34=1
M5WMK+)%M1JW1EYP00ZNS00E2,DUU0 U.6&%47D=383L515]43.D56CN68Q]5
M8TMQ&_Y545K%4$2!+4YN->QR<C'A=60]T4[E%56AM#B]U5SG="8O=DP')SRI
M$F._4R##=5O7]&/UR%<5E4]Y=D,'-OY@=?.>RH6\5$^7=EJ[LQ^MTA:3U@>M
MEFA'5%"3\RZ_46*;UE$O4@*)LXQJDEY+MBWQM3=C,V81$DRW$Q"5"AF2JD!E
M4&US]D894$#;,64;E4(C*.E<<ZEPEFHUU@I-IX<64%N+R3=WTW '$7:6JF ]
M%6:55H/FU7,UIKZ2 05@8 6286I#]FO?<&;/;%W'U6_'[VC;5CX#D0R5,FR7
M-6,K*_%::U@S[V>9JY@P=RI?TVT!EJ8N=6M1*7$CM%4[3_XPRH$%8@$=6J$%
MRH%LBY5'F$];Z91MBQ1K%1=UEW+5P&YPO19V%TU3F59K?Q!471<\;19^ZQ3Z
MYNMYMJ1U:ZI#: $'S&$;S$$&CN%T<=5IA;9\UY##!A)<:[=[Q8U2AS/#*LBK
M^O8+I9146[#BX%=&TW=BGQ9\^ZUF&1(9C9=O1]9S 5=PBX@;S$$3 ,$<L,$<
MS( 3K!=M&X,U#)::EG<PEG<<WN0O</B/EA>(N[:'\;<;?'@QIH0QEI=8$,.(
MB[AJ!*.)@WB('6-Y@R1KH'ACHMB&R$2+I]B)O=B'<5AM5F-'$C=QBP<<FCB'
M-^Y)+ 1MS'APQ!@PX+ACSMB"#O[(CM?XB_L$<R5#C0GEC[U8<=0X,WZEY1PE
M9 )YC]_D,II-D<E'CE>%D*<8C16YBB.CCV$FS 390O-8 ^EXE*0*V<Z8D?VX
MC 59>)HXB2G+DAMCAT]ECY5XCF>YCF_$A\.I'#A!$%KXA5M!AILO12HG14X&
M&["A4 ##F(>Y4)*Y&[:!&YYY(0JE?_["F+MAF*M9F9VY4(29FJWYF+^Y&XKY
MF)6Y4"0'FJ4YG,>9F\F9&Y(Y8M;9FZT9&Z99F=F9F=ODF<%!F*<9G>.9F>/9
MF^LYGMN9GN49G2-&1YBBF;T9H?\"H1/ZF]]91^"YH=,YGJ-YHA7FF8>YG0%Z
MHINYH?[_.9H;NJ(EVJ%+NJ3_V9V]6:1+.J*M>:+Q^9E!>J);^J+O.9T_^J(K
M&IMA^IU9.J"IF:2#FJ<CNJ1E>J9G>J%WVI\C1J7_N:D7.I@O&J:[F:JU>:FS
MV9^-FJDW&J2'.J.9^JD]^J3%>J"A^J,Q.J>!&JS+.J;-&9HEQZ%%&J09FJBW
MNJO+^I^5NJ?K.JPW.IJ)NG]Z.F$&&C"(F9\[>N]N9!R0 0;^RQQ<0!GD39&,
MRAS0X;*/"K./*K,[6[,_&QTP^T-$.[0S6[0_6[,W6[5-V[-7F[5;F[-AF[5)
M>[93F[,WN[-I&[=/>[5+F[=O&[1U^[)_V[51N[=1>[B!V_ZTB=NX:]NU?;NY
M8_NY8SNWDWNW@]NVASNT2UNZHYNVJ]NZO?NTP?N[RSNYP5NYRWN\M=NVIWNY
MHSN]SSN^JYN[GWN\C[NYZWN[1WNTJ;NWW;NXO;N]X5O N_N]K_N]PSNU5?N^
M\]N]X[N^"WR^_UN\R7O!&5R_+5S!OQO"*9R^.QRTV9NY?SO$BQNWZ7NSRP$-
MRT$&'J$<#L$&S($;9%EF-.$0$@$1$"$1%"''$8''>[S'?]S'@;S'$\'(C]S(
M=3S'A1S(A1S'E9S(C9S)@YS*E[S*=YS(<QS)H;S)=7S'?WS*HQS*PQS(O]S*
ML[S,CWS,@QS,T9S,%:'-T5S+F?[\R;D<R7'\R?-<R]D\S^M\R17!S[,<T,7<
MR_<<$1:!R^&\SPN]R+5\R_6\T!<]R1N]S*/<S_O<SQ6=T.]<S2$=TP,]R4.=
MSPG=QP?=R]6<TI=<U*$<U8,<U E]$33]SU_]U#]]U&L=SPT=TDM]T9O<U.7\
MUW4=SQD!UUG=T2>=TE>=US<=U95=UD/]TAT]TH4=V0T]V85]VJT]T8.=RZF=
MR+D=U!]=V]=\U=^\RIN<$A(7EKP!&VR@!<S 4+)H'$K@$"#!WN\=$AX!W^]=
MW_=]W_O]W_T]WP6>X/$=X '>X M>X1&>WP6>X?W]X!U>XB&^X>T]XBE>X0G^
MX0<>X_X#/N,M_N-#/N$7WN$S003,(!,>8>,U7N0+OM]7ON5CWN,KGN9!7N8S
MGN%S'N=O_M\G8>1K?N)YWN9;7N=_/N0I01! (.6'GNDYGNAW7NA9WNA#'N:;
M/NJ!GN<W7NN#7NH'7M\?(03BW=G$ ;(5&4?$00;$X<2IF^W;WNV1^^WCGNW7
M7N[KWN[O'N_S7N_WGN_[WN___N[)(1T$01;H'O /'_$37_$7G_$;W_']&_'1
MP1@ (1W(X?$O'_,S7_,;W_#-@1QL0,OX67'44P:J 3$JQ\"6.O4-[*$'8ZB7
M>J!7WZZGNK ! _4/>YM=?_957_=AG_=MWYH-[&1D'_:5FO[XA1_XDQ_Y@U_W
M:?_W'1KZE;_WI_FGRQKZN3FPM=KZLYJ=H1^GK]H< N$3RD&DIWK[J]_Y%[JH
MR1F@L]^NS[^?<=K\Z_KZT5GTN;F:U?^8 YO[YQKX]QD@NG7C)A";P&T""2(\
MV&VAPH$,$1+L9I"@Q88)(6ITV' A1HX2&59D.'&AQVT<'Q[DR)!DQ(PAQ]6Z
M4<X@Q(D3,1;<B+$D3Y G=2I,J;.C0*$7@Q9%>72;RIXO!^(4N5$IMY(V/\(D
M>E)I2X\ZP;)\&G)LMVLRN'D[RI9MN+=MX\H-)ZZ%-7%R\^:EVS9<-[QZ_\;E
MVXVO-\*!CP)V"QAQXL>"(<^53/Z9[>*CA!U#]AOXK5_.EC'#I?MVK4#0H04V
MABL8'+C%K/&"BVS.S*9RA47/3EUX].79>#]SAMUM=V_3N>,N7LW9N.RVL'U[
MQKP7>/+&BD^S=NM;X&SCRH?G=FQ=N/?LW$'[#1Y<??>CUK4K'ZQ^+F?4Q>$+
M%I^_6[E9-IACTW2GR06.>/R!%EQA[8GVF3BE40=>9)%-!U=\?8DWH5_E]:9:
M<:\YZ URS-'W8&'(X?<A92IFJ*)F;T'8C0MJ[67C4<A1UYLNW+1867(L]O7C
MC3H.-N212$XF&7XM^IAD-SF>IY>3$Q;(5I5.*H=,->,DZ626C_F('Y:5W9?8
MBT]2!_XFD$8J6>:0:R8G9IHV,NE--<=TZ59G.L89YF/@C=FF7E6R::6;4RY)
MYY-^'L6-+ML5^6=@Y'RY*)^7[GGIEW$6FBF1GX8*:G^9@C9.E(R*JNJ9J0ZZ
MJJ:0N28JDY2EB.BH]OW59:-O"OD8JI]2V2JFQ/+ZZI3EU ?KL:]:VN=FB39[
M+(?0XJIH6YY66^JMDU[I[:'< IEM8./Z")YQQA9I:;G6ABOINW N&R^SQ+K+
MZH_IWKMHDT.R"RB2*HY;;4[Z1NLJO0@G#*YDZ"KLL+WX 6OOP?(:&B3%W IL
M\<,85QPJOQ?G:^:TT>8+<+NL^FERK]H:?.3*E0E\F<=RK?X5:<L%QPOS9"!W
M6V]>&JOZF:A!OSOTM7&B!B:M4.*,\LZXTHKFL-K=S"2!&W><Z-$3^QHDU_/.
MJO784H>,,Z_A<#.SIF@+"37#7N;*,K,]N[SMW#1W?:;)A:H,+YM)YVRWTU[3
M:;*R>5\K^,\O][BF.#T2OGA>$B>.\M\^9_URX9H[F[GDRXX(K-6,#SYHHTK[
M_/:F>F_^^=2:R[OZY>GY>C/5K)O..=[T5FYYQ\Z^O2;B++XV_(:QMVYYV_B&
M73J0Q.M\LNM/0HA=;]L=QMCS1/J^,.\"53[\Z4/:ROW%H(\=;))@.:IV6PNE
MK3CZNJ]Z>/,N(QYX[O63O/15X/YPW&X6(@Z$!! SD5/3_.ZVO[B-YWLI0Y+W
MQ/8K]4TF)(>1W_L@@A"_L,2"^!L?O:+7/.+=#X+)2V'J/D>_>_EH1.(PQSC,
M<0[5E(,<YNB-.<C!P]S(T!QKTP_M&#>RO>0(=NG;T]+NED0(HLYB2-P=]<!A
MCG)8T34QG"%GR&'%'-)%;7HR$LQF-[TA[DM](@,AYL0(JMF4XX?>^2%@9DA'
M@53QABU,(?[8-K$H/FV-33O?'@'IP#S^[C'BP(896N""8I1C',F0 0L@00YN
MC.,0+&B!)<K!C7(D @4VJ$80S<@QYAV2CZ3$G CU>,93GD]%XBA$"UK B4I9
MPP8L./Y$E\I!"48F8AQ^0<<Q6H$;T)&P:T7L'"#314;^Z6V"X!-(.6+A@A8(
M0IJ06($,E#&.<2BC!BVH@33$48Y'S/(1Q8SFH9I91HZAD7:F#!\;H_E$4&W#
M'#48Q#8X 0)K8*,$L:@&"S*!CD2PH!K)"$$L"FH#;%!B!6$LD&F8J2XI"LV=
M>IFH.HE(2/M%DQOF,$0-K*$+$!S#'"V !#=L8 AT<$($R7 &"] 9CDU(@! Y
M-*3#V$F_%?[LA62C8)K$H0P0U.(:-S #.B ! VMPH@3=& <*((&-1XC ')98
M@3.<48),F&.#:F3APB@:-UI!\V0\3>5&(X@D%(AC'.@P0_XL-%$(=)0C&2Y(
MAPR880YT7$*I+, &7,W0BIP6DHDHU)WODOFFNK43L8RE7KO6A-)E])41B4 &
M#NPJCA680Q"50(<YCB&#'.H"$8<P!U@:N$#UG-65B05<_V*;J".NSVV8RI<Y
M(A&(=(Q#'2LH!PR448YT""(3UE@!.L2!#KO81K2RP,%79V:L>A[6==7%Z#J?
M)+&TLK);XR#$,;QA#A=4PQ"9X.2,Q@&)3,#5$)2X1@O&<4_,?I4MYH/:"<?Z
M,4GI;XTF ]9K%19/MO:FDXEHQ0SE:HG4;J,<-*B&+!+QQDP(0D#HV(0A#,LM
MSPE2HZ<1<($*3+<R^M1*WA7<./Z000AOC*,8-0A'"PI8CDP4HC9W$0<+PI&)
M1\SP$:EUT]%X^L0LC7%R-E-K1XGLL<AV](&#\X8X"HB.1WPA'6;X1 [5T8)K
MC ,;YJ!%<).! TZ:XQ&*\.(@YZ0Z><ZVHC\2\6SG9,+M?A=ZB9&S"A-WXIS$
M"$K70,<G7%!01@@(PL<HQS7(80T4< FDF=AP^SI,6WB%8W0&2R/+])O1V V8
M2"F&$E[(V0):8",'7<+JA0>"CD D(H?W3 8*L/%I?2U1K%%KXA!AQ[4CC[B4
MZ<N2Z*):CD/4@+F'@$0.Y0M,<VQ"J^6PA@N^C(Y"4.*^N)9L(8]).8PRV:+N
M8F>C(/YTH+3YQ1OHL(1=S)&)0:##&N2  9=&BP):5+(;[-ZPM'2]P(UQNUC@
MSI1MX?S=_Q*\9N2U1@N\R@T7&,0<B7AU-\TPB)R:HQ8H0$9$M?7O)__-C[:^
MM4ZU:^D[XYESXA:=.)QA@U>_M1@H>&_%L5&(+\00I#6@1#JL(0)K '-UVR&K
M4$'..Z BUN-.!&$S/</T<%SC#&?@X3AX;@UT9**TW'B$#*IA#M> M!.$0$=.
MB@9; FL[CZP-M=?2*HY-E!H=^#9#(I:+@F280Q<NL 0Z/(.(AG)8J+!2^]$K
MC5T4]OK-2C2[G];2R15P ! N,$,G'[&"&L@ S(5XP!=D8/[><0@4!R70!"<9
MN]C!*U"/)%;>C;K;7_*%#6QGETPYO@"!+\ @PN;@!"BUBE4&V "7NAA')SGQ
MZ@3^NF;3XTRM=SV_)./7Y&9T;+8M:N1#C>,8#G#!%U8@>FS(H 93%9 '0& &
M%FR8$0VX00U8H/&V+-^[TI=MQ_?\?.>9C=_*G!RX5J8B;%S#&=)@#7;D#,5
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M#AM; [H .8WF0YE@!NF #MC@7H9[*D982<@P95^F<>) #MB@<9P1O"A@5^A
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M N:@XJSP")"0#N90#%#\!68P1\.%#H!06-NT7%M2 N> 99#@ KK07,M0#=B
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M!1-L8X$K6MB"\V,2>MM05UM&POXJLIN./>AVVQD\L/R1K7QU+GO#VMZF2G'
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G*'9KPX2#1X4D,OJ+1XLT26:#.Z<ZQ(&\JB^+,G/DLDR$RO0("  [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>xman_reportingsuite.jpg
<DESCRIPTION>IMAGE
<TEXT>
begin 644 xman_reportingsuite.jpg
M_]C_X  02D9)1@ ! 0( )0 E  #_VP!#  ," @(" @," @(# P,#! 8$! 0$
M! @&!@4&"0@*"@D("0D*# \,"@L."PD)#1$-#@\0$!$0"@P2$Q(0$P\0$!#_
MVP!# 0,# P0#! @$! @0"PD+$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0
M$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!#_P  1" !S 2P# 1$  A$! Q$!_\0
M'0 !   ' 0$               $" P0%!@<("?_$ %L0  $# P$$! 4." D'
M#0    $  @,$!1$2!A,A,0=!46$4(E)QE @5(S(U0E5T@9&QL]'2"18S4W)S
MD\,7)%9B8X*5H:(V5'6RP<+3&!DE-$-8982%EJ34\/_$ !H! 0 " P$
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MEW+-\5?1W"2WUYIW.;#',UT(<!ASGC!#B?(_O4M.IQ+D-6EP[:DZE(@@" (
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M>XG"269D=6D>.PM=PTMQG.4A[^Q')2C',RX:TNSAO8?D0Q<F$?'D@3N<!?\
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M/7ISISUD$]:$+2OH==L TTEN'99Z;ZR97<-TLNR^'#T,LK)&$ 0! $ 0! $
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K# [$ P.Q ,#L0# [$ P.Q ,#L0# [$ P.Q $ 0! $ 0! $ 0! $ 0'__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>xman_oeco.gif
<DESCRIPTION>IMAGE
<TEXT>
begin 644 xman_oeco.gif
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M__[^_@
M
M
M
M
M
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M@PD]-  !#DA  FB@A_!8(D96(/[  Q#  #GP4HXH.<@FEI"  0R < * 0!M
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M4A=@@"[@F(1;;H%RCZP! %@A%",8  (4T #Z.F !##   Q!Z@P 8  ().(
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M"&PP !6 "98 "E20?T=V 0: ?:_W ##0 C 0 @&P C+2>C)@<Z  7@%@ J!
M @30 3*P C/P  (@!V]  !CP&8H  0B ?580 *M'ABL "IJ " ]P &TP887
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MK0<# < FFY"')  *.1  6):4CE!L!4 !5-8'#:  3^F,+#"&]H@"%O4(&$
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MH0W719T "21J7\ZR@17)'[3B+]X'50]@"&%! 0D@=Z0IB@D@ 0[U6N9F "W
M+V-Y"3_P>#HW <"H"6P0= ( !RA  %T0"BTP %;PG"!@ ,)9 0I0G'R@ 08
M !+0 @6P O5S! <P  W00C*@  $@  @  [*Q"31  &RB";$%EYK@!A=   %
M !#0!?Y.N (&,'4R, %J*9X2<   < 5E, !>.! RT%L'0 ,/<*->>0 !H';5
MXH"0< ',R: 5, !%Q"ASX 5)4 ,PD#6"L (V\$"-8@9,8SXF$P-<$ D4X 4U
ML (8( @=D &_JCL=\ <B\ ! Q04,X 46D %2P $8\ 1F,&\<8 $,.B_Q](&'
MQC.ZL0DY('0-4&:8@ $(T*.CF  5\"E>-F8&L'JRX6F,\ 9D\ 8Q AA], 9Q
MX B%P <.M:^]] C^2A"$T <Q@3]L0 8QP0>&0!!+-08#Z6E]P 9L4 C/B1&&
MT <#^%I]4 @,^PAP4 9PH&4%^P9E0+&%T >?,FEC  >-P/X(?% (<I00#4L(
MFM 'A"!E*02S@I1 3 0)X90 ,$ ^/,4" F   S"FI-13 '  [&D$60 #"W
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MOS*C%.]Z%.]C:$-R$@[8*)%@ 3M' 8YR!X(P"1A@JHP"! *0 4S0 1/P !>
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M EW@"!2@!QR@"& @ T<  YI@"&XP M223 >,4?*1,Q&3B3-4-FE,+YQ "9/
M"0%>+UP0 I,@ 39@K2L@ D#P!Q8P"22P Q\P"2$0!19P"!U@!AE@ E' !4\0
M!"?\ 6HP!QS  ARP2?F2 38P!Q40"380!"1 "3:0!2%P!D_0 H>@!2)  B;
M D#0PHP)HV"4WZCT%;#E= T0 (3V8Q-50FZP 9U) )V"$*S$DSF "(P "B4
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M+=0(<B#M%@4'_=H'>?$97BP98]R^R.[U#K^($2\!!! $42 %'4  D3 )&?
M25 %'-  RE*U.I %2S.\EG((Q1P*[(+AK4/;D+)2 GXXC ()>PP)L=\ZA60Q
M\;+[L4_L0OX:DZ$0)YVW8+4);?Y073%R T*7 $#7 %%[ !P !W_.%JH+&!@V
ME@6;NF,)!:UE$"FA"9[;_3Z6$!4;W'5E.4:B.MLJ$,NO&*'LUBN@ !*]@7B
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M#6SPA_X4N( +7&"!">Z ARB800<QN,,=(%&$0;3@"UZXPQ,N^A 3V'=1'5!
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?5%Q%N),TA6NTW%+#6K2TJ+I$ E3%4N3%3'2$@   .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>xman_cover-back.jpg
<DESCRIPTION>IMAGE
<TEXT>
begin 644 xman_cover-back.jpg
M_]C_X  02D9)1@ ! 0( )0 E  #_VP!#  ," @(" @," @(# P,#! 8$! 0$
M! @&!@4&"0@*"@D("0D*# \,"@L."PD)#1$-#@\0$!$0"@P2$Q(0$P\0$!#_
MVP!# 0,# P0#! @$! @0"PD+$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0
M$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!#_P  1" 5/ \$# 1$  A$! Q$!_\0
M'0 !  (" P$!              8'!0@! P0""?_$ $00 0 ! P0! P($ P8"
M!@H#   ! @,$!08'$1(($R$B,105,D$)46$6%R-"<8%2D6)R@J&QTQ@D*#,T
M5W1UAL&6M,3_Q  ; 0$!  ,! 0$              0,$!0(&!__$ #L1 0 !
M!  $ P4&! 4$ P     ! @,$$042(3$305$487&1L2*!H<'1\ 8C4^$5,C1"
M0Q9B<O$DDJ+_V@ , P$  A$#$0 _ /U3
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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MQ\LN1C7,6KDN1^D^^)8K-^B_3S43_;XIDP,P
M
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M;EO]YIGZZ/W[CJJ>'Q+A5W GF[T>OZNQ@<2MYT:CI5Z?HV.<IT@
M
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MJP:O$M]:)_#W?I+Z_AG$Z<RGDKZ5Q^+;%Q'7
M
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M1X67CT>D4Q\I?H[^T?[/E'TC0+^%']^8_P#[YA__ .I]-_$?_#\)_)P.!?\
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M8]S=FJ*J)[3$[^Z7V.'?KO6_YM.JH[_JN%HML
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M4N_;FJ:8FJ-2S#P]@
M                                   ,1NZWB7=LZG;S<JK'LU8U<5W:
M*/.JGX^\4_YI[ZZC]_L02@N=1J%ZYJ4YNKYLXF7./:U._1I-N+>-,13]$S[L
MU1,15'E-,513W\S\3U46A"*Y
M
M                     !C-S7-.M:!GUZM9KNXD6*O=MV_U51U]J?F.I[ZZ
MGN.IZ^8!"*]$W!I.+E9NX+V1>T?(N47\[&MYMJJ[3$>,555S%BCRCJF/.*:H
MF>I^_<]U%DPBN0
M
M           8W<F9BZ?H.?F9N'&78M8]<W+%77C<IZZFF>_B(G]YGXB.Y!#\
MS0]0T/"HUC5KF/GX.)5;N5X,YF7511$51UX3<N54W*HGKQIJIB)F(ZZGI46"
MBN0
M
M8W<FH5Z3H.?J5&-1?G'QZZXMU_IGJ/\ -_T?WG^D2"O+EBQMW5OQN/5M[4+>
M)CV\VFW9P_"**IN13XVYBY5%%=7EW;^)[FF8_K%1:B*Y
M
M                                         !C=R96?A:#GY>F6O<RK
M5BNJU3%'G/?7W\8_5U]_']^N@0O(R?R#0;^J;<S+&JX-==,>[&#:BY8RNZ8I
MN=6Z*::J?JZGZ>Z)F)[ZB>JBQ817(
M
M                          ,;N2G4Z]!SZ=&FJ,V;%<6?"8BKRZ_RS/Q%
M7\IGX[Z!%<^UJ^/H=[/VG&NS%SJQ<Q,RJ[-^FJ9C_&MS=F:XF.Y\H[ZJCRF/
MF/FHG<(KD      ''<  =@ =P !V!WT!WV#D ''< =P!V  !$]@=P!W$  Y!
MP!]_L#D
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M7IIQLJY'4=U54]QY=?5X]_/?<DGNV'$
M                                                          <3
M,4Q,S/40".V]QZIGYV5CZ;H^)<Q\7)G&KN7]0]NN9CKRF+<45?'S\=S'?W^(
MF!-I&*      C?(^P-N\I[#U[CK=F/5>TC<.!=T_+IHJZKBBY3UY4S^U5,]5
M1/[3$ U;QO3#ZQ?[(8G!V5ZG-$L<>8?M8=.L8&CWK&YZM.M54^&/%Z*_;MU>
M---/N1/EU'[QW$EW"PM/]*=B]S=R;OS=NIXFL[7Y!VEIVUJM.R*;ES+IHL68
MM7+EV[7W%554=S%4?5W\S\AM6FH^C7G>OACC;CG Y<VY=UKB?>,:YM[5\_3\
MB]35@6:*_P )9O4=]U7+=5<1\3XS133'[!M-O[IO6-N[;NZ]F\K<Q<>ZIHFX
MMM:II%%K3-N7\6[;RLC'JMV;LUS7/=%-57=5,?,Q\0"O].]&7J7W)QGHWI_Y
M,]0.VK7&&G8V+@9>!M[;M=K4,W#QYIFG'JR+M?TQ5X1W5UW_ #B?L+OS75H/
MIYS=O>J*]SAIVJ:?9V_&PL?9V+I-%JY[]FJUD4W*:_.9\?"**8IB/N)OH]7"
M?!>L\6\J\P\@:EKN%FXW).N8NK8>/8M5TW,2BU9JMS1<FKXJF>XGZ?@-G.O'
M'/\ N37=#WCP1S78VMFZ/:NV,C0M7TZ,K2-2IN3$^=V*.KM-R.HB)B9B(^T4
MS,S4(5_LCTC[WW#O;>'*/J,WSH6L;BW9M/)V5^%VKI<X&'BZ?D=^[7-5R9N7
MKT]]157]HCKYCJ*1OT0B_P"C?U1:QQ;C^F7<//&T+G$UBBS@5Y.-M^[3KM_3
M;-RFNC'F9KFS3/T4QY1,S\?/<=Q)=QW6ENKTM;AU7G&WR7M/D&K;&GX_&EW8
M>%<P[,UZC@WYO>=O*MUUQ-N?&F(CJ8[[[F)B>I@FU>[O]+GJ^Y<V;_<QS!SU
ML75-C7:K-K,U3&VS<_/LJQ;JIJB/*NKVK=R?&(FY'<_,S/?<Q)=Q":[CX:]7
M&U-UZCE<(<\[;R-JZG;LVK.@;TT>O)HTBBW:IM4T8MS'FF:J/&F)ZJB.YF9J
MFJ9FJ2=$"U;T%;XQN'-/VMM?DW1?[;U<CVN2M4U;+TBJU@59]%NN*;5C%LS_
M (=JFJ:.J>^IB*OMW$07:X.+-J^L;2]Z8>;R[RWQ_KNV*+=Z,K"TG;E[$RKE
M<VYBW--VJN8B(K\9GX^8B8_<>75ZA/3ONWD#>FUN9^'=]XVT>1MH6;^%C96=
MB3E8.H8-Z>[F+DVXF*O'N9F*J>YCRGX[ZFDL2@^T/2_Z@-0YOP.<N9N5]JZO
MGX^W=4T"-+T;2+N+B8=&13'MS9FJJ:J^ZIJJN55_5/TQ'Q ;8W%]#6Y].],?
M'G&6D;YTG Y(XQUF=<T'<UG$N^Q1>G+N7:[=5'?N3;KMW/&J._F:*?V#:7<A
M^G;F7"Y6O<]^GWD+;FV]V[ATK&TW=>DZU@7<O2-4JLTQ%N_3X3%RW<H_3$]?
M-,1]NZO(;]7EVEZ,+VJ;1Y0N<X[\JW1OGE_!C3M<UC Q?PUC Q:*/&QCX=JJ
M9F*+<]5?5^J::8F(Z^1M#,_TA^IWD+9^@<'<N\X;/R^,-"OX,7*M(T&[9UC4
ML7#FF;%F[775-JW\441-5/<_'<^4_<NX[K;VKZ9L;3_47R;S+NNG;^MZ9O7'
MTBSIN!D:=%V]@U8ECVZZIJN1-/U=1UX]?$1W]A-KVM6K=BW19LVZ:+=NF*::
M:8ZBF(^(B(C[0(^P
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M9=JSFW*+>)D9&%3'=NU<JNVN_&Y771%R)JHCJKQ+I=L3V(Y
M
M                         !T9V-&;A7\.;GA%^W5;FKPIKZB8Z_35$TS_
M *3$P"L-1P?9RL[5ITG(U"QIF1%N]FSCZ93YS;\?*?FSY]4?:9^\>,]?9Z18
MVBZO3J^-<NU8MW&O6+U>/?LW)B9MW*?O'=,S$QU,3$Q^TQ_H\JR      *T]
M343/IUY.B.^YVAJT?'W_ /A+@0Q$^GG&U[$Q,;>O+7(FZ=(BNQD7]'U/4<6G
M#RIHJIKIHOQCXUJNY;\HB9HFOQJZZJB8[@7;6#5]Y;)IWUM[D' R=FZ+J/\
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M3\GIO;3]AY<@
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M5,7*Z8^U,U==S'Q'Q,_L#T@
M
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M*JJ>I"$^G'?/*&VM@\(:/NG1MLT[7W?HV)H^FT85Z_.H8=RUI5>39NWJJO\
M"N4W+>+<\J*(IFW571'=<1,A+: 0
M
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M5$?MW BP@
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M8.?=K; T#6;6W=Q[>U+=FET4W/R6O-BN]33%^Q1=FY;HJ\Z/&F_35\]?>/O
MJ4YW+O%^E[QL\>ZGR#M[%W+D5T6[6E7=0M4Y-5=<=T4>$SWYU1U--/ZIB8F(
MD1\Y7,G$^%N?'V7E\D[9M:]E9-6':TZK5+,9$Y$3U[4T>7<5S,]13/4S/Q$2
M"*<U>H79_&6E:MINE[JVUD[SP+6->M:%E9],7ZZ;MZW3\VZ:HK[\+DUQ'WF(
M[ZF.Q8A;<3W'^\B.0
M                                                         =.9
M%^<2]&-D6[%WVZO"[<H\J**NOB9CN.XC^7<?Z@A>E:YDZC>PJ+^^= KS:HIC
MV[6#Y1-<]>=%JY-WZN^IB)C[]=]*B=(H     #";VSMT:9M/5M1V5HN/K&N8
MN+<O8&GY&1[%&7>ICN+7N?:B:NNHF?B)F.YB.Y!KO?L[2W'O';.I<+<0;SVG
MNR]K>'?US)JVYE:'@VM.]VFK/MZA[E-&-ES79]VBFFCW:INU45TU1%,UP5@/
M[O.5MG8^J[ITW96IZKG<)Y-O3-@X=-437K&EW+MRY?IL_P!*L/(Q<69_X\&H
M&4U7A;=.W-,UW:V!HF9J]V>%=2TBYFV[,U49^MW[]V[=BFJ?B;MV]<KN1'_3
M[!][LWE:W=:V1LW6.+^0IV-C:5BZMK4V-CY]VYJE^U5XV--KMQ:\[5J+EJ;]
MZ*Z8\Z:;-$=T7+@(UK&Q-PS_ &TV'KV;S!=R-T[GS=4L:7H6V]/JP-0LY.5%
M[&OQJ5_#JC&JLVYLTUS>OTW+-5CJB.HMQ)4RW=Q[N6_QUSO9P-G9U6I;DWK9
MS,2FUB3-[4,>BUI=--RCKYN44^U>B)^T>%?]1$&Y1L\B:E&Z]#T_:>]<>JQO
M6WK56W-O;,B,+,Q,;5;-_P#,K^I7J:IS+MW'LQ=IM8]RBYY^-F*/HF03+6^.
M]QWN'^8\?#V3G3JNO[\NZMB6:<.8R,VW3E855F_3'7=7C1:F::O\OM_'70,'
MR-IVL8_'?('$=SB/<^K;HUG?%[7<3*P]%N9&'F8U[5K>58SOQD1[458^/[=J
M:*JHNQ./%--,T^,R&X%/V_WG_P 1'(
M
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MV#D
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MOXB*8ZD3I^B4?:!Y<@
M                                                   Q.ZZ\&WMS
M4:]2Q[E_%C'K]VW;KFBJJGKYB*HF.I_J"'7\6UAX^K7J,++OZ-C9\59\7]5N
M3>OS;BF*YBB:9B:/F)FF:HFOQC]IZJJ+&17(     /%K.C:3N+2<S0==T['S
M].U&Q<Q<O%R+<5VK]FNF::Z*Z9^)IF)F)@%-;*]%?IQV#F:CG;?V'=F[GZ;D
MZ-1.;JN7E_@L#(HFB]CXOO7*OPU%5-4TS[?C/4]=B[E*M;]._#NX^)=.X/UK
M9EC+V=I&/CX^GX-R_=FO$BQ'5FNU>\O=HN4?M7%7E\S\SW(FV!VIZ/\ T];1
MVQN7:F)Q]:U#$WC8IQ=>O:OFY&H96H6:9[HHN9%^NJ[XTSU-,4U1XU1%4=3$
M2+MX=H^BCTY[*S+FJ:/LK,N:C?TK,T2]FYNN9V5?N8.5;]N[9FNY=GZ?#Z:?
M^"._'KN0W+,YOI1X$U&SL6SE["HJGC:S:QMM7*=0RJ+F%9MU4546YKIN15=H
MBJW1/C<FJ)F/G[SV-I1RIP_QYS3MB-H<C;?IU33J,FC,LQ3D7<>[CY%'?A>M
M7;55-=NNGRGJ:9C[R)V0;2?1KZ=](V!N+C>C8<Y>E;LNV<C6KN=J.3DYN9>L
MSY6;E65<N3>BJW/S1,51XSWU]Y[+N75MOT6>G3:V'N'#TW9.7<JW;HES;VN9
M&7K>=DW\_"KJBJJBY<N79J\IZICSB8JB*8B)B(Z#<OC>OHI].F_<S"S]=V9F
M6[^'IF+HU=6!K>=A_B\#'HBW9Q\CVKM/OTTT1$1Y]SU^X;EZ-]>C7T]<@_E%
M6K[(NX->AZ7:T/#KT;5,K39C3K??AB5?A[E'G:CN?IJ[^\_SD-R].[?2-Z?]
MX[4VULW-V%;P,'9MJJQH%S2<W(P,K3K=7ZZ;619KIN]5_>J)JGRF9F>Y^0W+
MMTKTF>G_ $3;^V-LZ5Q[CXV!M'<%&ZM+IMY>1%RG5J8ZC+NW//SOW/YS<FKN
M(B.NH@-L=K/HN]-^O[^O<BZIQW;NZCE9].K9>)&?DTZ=EYU,]QDWL*+GX>Y<
M[^9JJHGN?F>Y[#<F^O1?Z<^1]Y9F^=U;!F]J&JW+=W5;6/J65C8FJ5T=>%67
MC6KE-J_,=1\UTSW^_8;E/,?A[CG#WOF\B8>V[=C7<_0;>V+]^U>N443IENN:
MZ+%-J*O;HB)F>IIIB>OCOH1A=.]-W#>E;9V+L_ VE-K2>-M2IU?;-C\=D3^!
MRJ9N3%?E-?E<_P#>U_%R:H^?M\0&UF Y
M
M     !U96+C9V-=P\RQ;OV+U$T7+=RF*J:Z9^\3$_> 8NQL[;&-$TX^B8MNF
M;]&35333U35<HCJBJJ/M,QW\=_;J/Y0;-,R
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
F                                               #_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
