<SEC-DOCUMENT>0000950103-22-013031.txt : 20220727
<SEC-HEADER>0000950103-22-013031.hdr.sgml : 20220727
<ACCEPTANCE-DATETIME>20220727141531
ACCESSION NUMBER:		0000950103-22-013031
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		10
FILED AS OF DATE:		20220727
DATE AS OF CHANGE:		20220727

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-238458-02
		FILM NUMBER:		221110508

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>dp177656_424b2-k2123.htm
<DESCRIPTION>FORM 424B2
<TEXT>
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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-style: normal; font-weight: normal">Filed
Pursuant to Rule 424(b)(2)</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">Registration
Statement No. </FONT>333-238458-02</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">Pricing Supplement No. K2123 to the<A HREF="https://www.sec.gov/Archives/edgar/data/1053092/000095010320011950/dp130454_424b2-eus.htm">
Underlying Supplement dated June 18, 2020</A>, the <A HREF="https://www.sec.gov/Archives/edgar/data/1053092/000095010320011955/dp130588_424b2-ps1b.htm">Product
Supplement No. I-B dated June 18, 2020</A>, the <A HREF="https://www.sec.gov/Archives/edgar/data/1053092/000110465920074474/tm2019510-8_424b2.htm">Prospectus
Supplement and Prospectus dated June 18, 2020</A></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin: 3pt auto; width: 25%"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 100%">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0.2in; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 11pt"><IMG SRC="image_002.jpg" ALT="" STYLE="height: 54px; width: 181px"></FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0.2in; text-align: center">&nbsp;</P>
    <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0.2in; text-align: center"><FONT STYLE="font-style: normal; font-weight: normal">$9,103,000</FONT></P>
    <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0.2in; text-align: center"></P>
    <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-weight: normal">Leveraged Buffered
    </FONT>Basket-Linked Medium-Term Notes <FONT STYLE="font-weight: normal">due 2023</FONT></P>
    <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 3pt 0pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>The
notes will not bear interest. </B>The amount that you will be paid on your notes on the stated maturity date (September 12, 2023) is
based on the performance of a weighted basket comprised of the EURO STOXX 50<SUP>&reg;</SUP> Index (36.00% weighting), the TOPIX</FONT><SUP>&reg;
</SUP><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(26.00% weighting), the FTSE<SUP>&reg;</SUP> 100 Index
(17.00% weighting), the Swiss Market Index</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">(12.00%
weighting) and the S&amp;P/ASX 200 Index (9.00% weighting) as measured from and including the trade date (July 25, 2022) to and including
the determination date (September 8, 2023). The initial basket level is 100 and the final basket level will equal the <I>sum </I>of the
products, as calculated for each basket underlier, of: (i) the final index level <I>divided </I>by (ii) the initial index level (3604.16
with respect to the EURO STOXX 50<SUP>&reg;</SUP> Index, 1943.21 with respect to the TOPIX<SUP>&reg;</SUP>, 7306.30 with respect to the
FTSE<SUP>&reg;</SUP> 100 Index, 11129.35 with respect to the Swiss Market Index<SUP>&reg;</SUP> and 6789.933 with respect to the S&amp;P/ASX
200 Index) <I>multiplied by </I>(iii) the applicable initial weighted value for each basket underlier. If the final basket level on the
determination date is greater than the initial basket level, the return on your notes will be positive, subject to the maximum settlement
amount ($1,240.00 for each $1,000 face amount of your notes). If the final basket level declines by up to 10.00% from the initial basket
level, you will receive the face amount of your notes. <B>If the final basket level declines by more than 10.00% from the initial basket
level, you will be exposed on a leveraged basis to any depreciation in the final basket level beyond the buffer amount, and the return
on your notes will be negative. You could lose your entire investment in the notes. Any payment on the notes is subject to our ability
to pay our obligations as they become due.</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 3pt"><FONT STYLE="font-style: normal; font-weight: normal">To determine your
payment at maturity, we will calculate the basket return, which is the percentage increase or decrease in the final basket level from
the initial basket level. On the stated maturity date, for each $1,000 face amount of your notes, you will receive an amount in cash equal
to:</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 3pt"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-weight: normal">&#9679;</FONT></TD><TD><FONT STYLE="font-weight: normal">if the basket return is <I>positive</I> (i.e., the final basket level is <I>greater than</I> the
initial basket level), the <I>sum</I> of (i) $1,000 <I>plus</I> (ii) the <I>product</I> of (a) $1,000 <I>times</I> (b) 150% <I>times</I>
(c) the basket return, such sum subject to the maximum settlement amount; </FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 3pt"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-weight: normal">&#9679;</FONT></TD><TD><FONT STYLE="font-weight: normal">if the basket return is <I>zero </I>or <I>negative</I> but not below -10.00% (i.e., the final basket
level is <I>equal to or less than</I> the initial basket level but not by more than 10.00%), $1,000; or </FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 3pt"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-weight: normal">&#9679;</FONT></TD><TD><FONT STYLE="font-weight: normal">if the basket return is <I>negative</I> and is below -10.00% (i.e., the final basket level is <I>less
than</I> the initial basket level by more than 10.00%), the <I>sum</I> of (i) $1,000 <I>plus</I> (ii) the <I>product</I> of (a) $1,000
times (b) the <I>quotient </I>of the initial basket level <I>divided by</I> 90.00% of the initial basket level <I>times</I> (c) the <I>sum</I>
of the basket return <I>plus</I> 10.00%. </FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 3pt"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 3pt"><FONT STYLE="font-size: 10pt"><B>Declines in one basket underlier
may offset increases in the other basket underliers.&nbsp; Due to the unequal weighting of each basket underlier, the performance of
each basket underlier will have varying impact on your return on the notes. For example, the performances of the EURO STOXX 50<SUP>&reg;
</SUP>Index, the TOPIX</B></FONT><SUP>&reg;</SUP> <FONT STYLE="font-size: 10pt"><B>and the FTSE<SUP>&reg;</SUP> 100 Index will have a
significantly larger impact on your return on the notes than the performance of the Swiss Market Index</B></FONT><SUP>&reg;</SUP> <FONT STYLE="font-size: 10pt"><B>and
the S&amp;P/ASX 200 Index.&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Investing
in the notes involves a number of risks. See &ldquo;Additional Risk Factors Specific To Your Notes&rdquo; beginning on page PS-</B></FONT><B>16
<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">of this pricing supplement and &ldquo;Risk Factors&rdquo; beginning on page PS-3
of the accompanying product supplement.</FONT></B></P>

<TABLE CELLSPACING="2" CELLPADDING="2" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 23%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal"><B>Original issue date:</B></FONT></TD>
    <TD STYLE="width: 29%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT STYLE="font-size: 10pt">August 1<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">, 2022</FONT></FONT></TD>
    <TD STYLE="width: 24%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal"><B>Original issue price:</B></FONT></TD>
    <TD STYLE="width: 24%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: normal">100% of the face amount</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal"><B>Underwriting discount:</B></FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;1.09% of the face amount</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-style: normal"><B>Net proceeds to the issuer:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">98.91<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">% of the face amount</FONT></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 3pt 0pt 0pt"><FONT STYLE="background-color: white"><B>We or one of our affiliates
will pay an underwriting discount of $10.90 per $1,000 face amount of the notes ($99,222.70 in the aggregate), resulting in net proceeds
to the issuer of $989.10 per $1,000 face amount of the notes ($9,003,777.30 in the aggregate). For more detailed information, please
see &ldquo;Supplemental plan of distribution (conflicts of interest)&rdquo; on page PS-5 of this pricing supplement.</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 3pt 0pt 0pt"><FONT STYLE="background-color: white"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>The agent for this offering,
Credit Suisse Securities (USA) LLC (&ldquo;CSSU&rdquo;), is our affiliate. For more information, see &ldquo;Supplemental plan of distribution
(conflicts of interest)&rdquo; on page PS-7 of this pricing supplement.</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-style: normal"><B>Neither the Securities and
Exchange Commission nor any other regulatory body has approved or disapproved of these notes or passed upon the accuracy or adequacy
of this pricing supplement, the accompanying product supplement, the accompanying underlying supplement, the accompanying prospectus
supplement or the accompanying prospectus. Any representation to the contrary is a criminal offense.</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-style: normal"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-style: normal"><B></B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-style: normal"><B>Credit Suisse currently estimates
the value of each $1,000 face amount of the notes on the trade date is $986 (as determined by reference to our pricing models and the
rate we are currently paying to borrow funds through issuance of the notes (our &ldquo;internal funding rate&rdquo;)). See &ldquo;Additional
Risk Factors Specific To Your Notes&rdquo; in this pricing supplement.</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-style: normal"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0pt 3pt"><FONT STYLE="font-style: normal"><B>The notes are not deposit
liabilities and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency of the United
States, Switzerland or any other jurisdiction.</B></FONT></P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Credit Suisse</B></P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-style: normal; font-weight: normal">Pricing
Supplement dated July 25, 2022.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-style: normal; font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0.2in"><FONT STYLE="font-style: normal; font-weight: normal">The original
issue price, underwriting discount and net proceeds to the issuer listed above relate to the notes we sell initially. We may decide to
sell additional notes after the date of this pricing supplement, at issue prices and with underwriting discounts and net proceeds that
differ from the amounts set forth above. The return (whether positive or negative) on your investment in the notes will depend in part
on the issue price you pay for such notes.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0.2in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0.2in"><FONT STYLE="font-weight: normal">We may use this pricing supplement
in the initial sale of the notes. In addition, CSSU or any other affiliate of ours may use this pricing supplement in a market-making
transaction in a note after its initial sale. </FONT><B><I>Unless Credit Suisse or its agent informs the purchaser otherwise in the confirmation
of sale, this pricing supplement is being used in a market-making transaction.</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0.2in">&nbsp;</P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-style: normal"><B>SUMMARY INFORMATION</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="width: 100%; border: black 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">We refer to the notes we are offering by this pricing supplement as
    the &ldquo;offered notes&rdquo; or the &ldquo;notes&rdquo;. Each of the offered notes, including your notes, has the terms described below.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">You should read this pricing supplement together with the underlying
    supplement dated June 18, 2020, the product supplement dated June 18, 2020, the prospectus supplement dated June 18, 2020 and the prospectus
    dated June 18, 2020, relating to our Medium-Term Notes of which these notes are a part. You may access these documents on the SEC website
    at www.sec.gov as follows (or if such address has changed, by reviewing our filings for the relevant date on the SEC website):</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in">&#9679;</P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: -11pt; margin-bottom: 0pt; margin-left: 0.5in; text-indent: 0in">Underlying
Supplement dated June 18, 2020:<BR>
<A HREF="https://www.sec.gov/Archives/edgar/data/1053092/000095010320011950/dp130454_424b2-eus.htm">https://www.sec.gov/Archives/edgar/data/1053092/000095010320011950/dp130454_424b2-eus.htm</A></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in">&#9679;</P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: -11pt; margin-bottom: 0pt; margin-left: 0.5in; text-indent: 0in">Product Supplement
No. I-B dated June 18, 2020:<BR>
<A HREF="https://www.sec.gov/Archives/edgar/data/1053092/000095010320011955/dp130588_424b2-ps1b.htm">https://www.sec.gov/Archives/edgar/data/1053092/000095010320011955/dp130588_424b2-ps1b.htm</A></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in">&#9679;</P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: -11pt; margin-bottom: 0pt; margin-left: 0.5in; text-indent: 0in">Prospectus
Supplement and Prospectus dated June 18, 2020:</P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.5in; text-indent: 0in"><A HREF="https://www.sec.gov/Archives/edgar/data/1053092/000110465920074474/tm2019510-8_424b2.htm">https://www.sec.gov/Archives/edgar/data/1053092/000110465920074474/tm2019510-8_424b2.htm</A></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0in; text-indent: 0in">In the
event the terms of the notes described in this pricing supplement differ from, or are inconsistent with, the terms described in the
underlying supplement, product supplement, prospectus supplement or prospectus, the terms described in this pricing supplement will
control.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Our Central Index Key, or CIK, on the SEC website is 1053092. As used
    in this pricing supplement, &ldquo;we,&rdquo; &ldquo;us,&rdquo; or &ldquo;our&rdquo; refers to Credit Suisse.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">This pricing supplement, together with the documents listed above, contains
    the terms of the notes and supersedes all other prior or contemporaneous oral statements as well as any other written materials including
    preliminary or indicative pricing terms, fact sheets, correspondence, trade ideas, structures for implementation, sample structures, brochures
    or other educational materials of ours. We may, without the consent of the registered holder of the notes and the owner of any beneficial
    interest in the notes, amend the notes to conform to its terms as set forth in this pricing supplement and the documents listed above,
    and the trustee is authorized to enter into any such amendment without any such consent. You should carefully consider, among other things,
    the matters set forth in &ldquo;Additional Risk Factors Specific To Your Notes&rdquo; in this pricing supplement and &ldquo;Risk Factors&rdquo;
    in the accompanying product supplement, &ldquo;Foreign Currency Risks&rdquo; in the accompanying prospectus, and any risk factors we describe
    in the combined Annual Report on Form 20-F of Credit Suisse Group AG and us incorporated by reference therein, and any additional risk
    factors we describe in future filings we make with the SEC under the Securities Exchange Act of 1934, as amended, as the notes involve
    risks not associated with conventional debt securities. You should consult your investment, legal, tax, accounting and other advisors
    before deciding to invest in the notes.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-style: normal"><B>Key Terms</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Issuer:</B> Credit Suisse AG (&ldquo;Credit Suisse&rdquo;), acting
through its London Branch.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Basket underliers:</B> the EURO STOXX 50<SUP>&reg;</SUP> Index (Bloomberg
symbol, &lt;SX5E Index&gt;), as published by STOXX Limited (&ldquo;STOXX&rdquo;); the TOPIX<SUP>&reg;</SUP> (Bloomberg symbol, &lt;TPX
Index&gt;), as maintained by the Tokyo Stock Exchange, Inc. (&ldquo;TSE&rdquo;); the FTSE<SUP>&reg;</SUP> 100 Index (Bloomberg symbol,
&lt;UKX Index&gt;), as published by FTSE Russell (&ldquo;FTSE&rdquo;); the Swiss Market Index<SUP>&reg;</SUP> (Bloomberg symbol, &lt;SMI
Index&gt;), as published by SIX Group Ltd. (&ldquo;SIX Group&rdquo;); and the S&amp;P/ASX 200 Index (Bloomberg symbol, &lt;AS51 Index&gt;),
as published by S&amp;P Dow Jones Indices LLC (&ldquo;S&amp;P&rdquo;). For more information on the basket underliers, see &ldquo;The Reference
Indices &mdash;The STOXX Indices&mdash;The EURO STOXX 50<SUP>&reg;</SUP> Index,&rdquo; &ldquo;The Reference Indices&mdash;The Tokyo Stock
Price Index,&rdquo; &ldquo;The Reference Indices&mdash;The FTSE Russell Indices&mdash;The FTSE<SUP>&reg;</SUP> 100 Index,&rdquo; &ldquo;The
Reference Indices&mdash;The Swiss Market Index<SUP>&reg;</SUP>&rdquo; and &ldquo;The Reference Indices&mdash;The S&amp;P Dow Jones Indices&mdash;The
S&amp;P/ASX 200 Index&rdquo; in the accompanying underlying supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Specified currency:</B> U.S. dollars (&ldquo;$&rdquo;)</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Face amount:</B> each note will have a face amount of $1,000; $9,103,000
in the aggregate for all the offered notes; the aggregate face amount of the offered notes may be increased if the issuer, at its sole
option, decides to sell an additional amount of the offered notes on a date subsequent to the date of this pricing supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Purchase
at amount other than face amount: </B><FONT STYLE="font-weight: normal">the amount we will pay you at the stated maturity date for your
notes will not be adjusted based on the issue price you pay for your notes, so if you acquire notes at a premium (or discount) to face
amount and hold them to the stated maturity date, it could affect your investment in a number of ways. The return on your investment in
such notes will be lower (or higher) than it would have been had you purchased the notes at face amount. Also, the stated buffer level
would not offer the same measure of protection to your investment as would be the case if you had purchased the notes at face amount.
Additionally, the cap level would be triggered at a lower (or higher) percentage return relative to your initial investment than indicated
below. See &ldquo;Additional Risk Factors Specific to Your Notes </FONT></FONT>&mdash; <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">If
You Purchase Your Notes at a Premium to Face Amount, the Return on Your Investment Will Be Lower Than the Return on Notes Purchased at
Face Amount and the Impact of Certain Key Terms of the Notes Will be Negatively Affected&rdquo; on page PS-</FONT>18 <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">of
this pricing supplement.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-style: normal"><B>United States Federal Income Tax
Consequences of Investing in the Notes: </B> <FONT STYLE="font-weight: normal">please refer to &ldquo;Material U.S. Federal Income Tax
Considerations&rdquo; herein for a discussion of certain United States federal income tax considerations for making an investment in the
notes.</FONT></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Cash settlement amount (on the stated maturity date): </B>for each
$1,000 face amount of your notes, we will pay you on the stated maturity date an amount in cash equal to:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD>if the final basket level is <I>greater than</I> or <I>equal to</I> the cap level, the maximum settlement amount;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD>if the final basket level is <I>greater than</I> the initial basket level but <I>less than</I> the cap level, the <I>sum</I> of (1)
$1,000 <I>plus</I> (2) the <I>product</I> of (i) $1,000 <I>times</I> (ii) the upside participation rate <I>times</I> (iii) the basket
return;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD>if the final basket level is <I>equal to</I> or <I>less than</I> the initial basket level but <I>greater than</I> or <I>equal to</I>
the buffer level, $1,000; or</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD>if the final basket level is <I>less than</I> the buffer level, the <I>sum</I> of (1) $1,000 <I>plus</I> (2) the <I>product</I> of
(i) $1,000 <I>times</I> (ii) the downside participation rate <I>times</I> (iii) the <I>sum</I> of the basket return <I>plus</I> the buffer
amount.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Initial basket level: </B>100</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Initial weighted value:&nbsp; </B>the initial weighted value for
each of the basket underliers equals the <I>product </I>of the initial weight of such basket underlier <I>times</I> the initial basket
level. The initial weight of each basket underlier is shown in the table below:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 50%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 43%; border-bottom: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Basket Underlier</B></FONT></TD>
    <TD STYLE="width: 3%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 54%; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Initial Weight in Basket</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">EURO STOXX 50<SUP>&reg;</SUP>&nbsp;Index</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">36.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">TOPIX</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">26.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">FTSE<SUP>&reg;</SUP> 100 Index</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">17.00%</FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 50%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 43%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Swiss Market Index</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: bottom; width: 3%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 54%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">12.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">S&amp;P/ASX 200 Index</FONT></TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">9.00%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Initial EURO STOXX 50<SUP>&reg;</SUP>&nbsp;Index level: </B>3604.16</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Initial TOPIX<SUP>&reg;</SUP> level: </B>1943.21</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Initial FTSE<SUP>&reg;</SUP> 100 Index level: </B>7306.30</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Initial Swiss Market Index<SUP>&reg;</SUP> level: </B>11129.35</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Initial S&amp;P/ASX 200 Index level: </B>6789.933</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">We refer to
each of the Initial EURO STOXX 50<SUP>&reg;</SUP>&nbsp;Index level, Initial TOPIX</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">level,
Initial FTSE<SUP>&reg;</SUP> 100 Index level, Initial Swiss Market Index</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">level
and Initial S&amp;P/ASX 200 Index level as an initial underlier level, as applicable.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Final EURO STOXX 50<SUP>&reg;</SUP>&nbsp;Index level:</B>&nbsp; the
closing level of such basket underlier on the determination date, except in the circumstances described under &ldquo;Description of the
Securities &mdash; Postponement of calculation dates&rdquo; on page PS-22 of the accompanying product supplement and subject to adjustment
as provided under &ldquo;Description of the Securities &mdash; Changes to the calculation of an underlying&rdquo; on page PS-24 of the
accompanying product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Final TOPIX</B></FONT><SUP>&reg;</SUP>
<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>level:</B>&nbsp; the closing level of such basket underlier on the determination
date, except in the circumstances described under &ldquo;Description of the Securities &mdash; Postponement of calculation dates&rdquo;
on page PS-22 of the accompanying product supplement and subject to adjustment as provided under &ldquo;Description of the Securities
&mdash; Changes to the calculation of an underlying&rdquo; on page PS-24 of the accompanying product supplement.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Final FTSE<SUP>&reg;</SUP> 100 Index level:</B>&nbsp; the closing
level of such basket underlier on the determination date, except in the circumstances described under &ldquo;Description of the Securities
&mdash; Postponement of calculation dates&rdquo; on page PS-22 of the accompanying product supplement and subject to adjustment as provided
under &ldquo;Description of the Securities &mdash; Changes to the calculation of an underlying&rdquo; on page PS-24 of the accompanying
product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Final Swiss
Market Index</B></FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>level:</B>&nbsp; the closing level
of such basket underlier on the determination date, except in the circumstances described under &ldquo;Description of the Securities &mdash;
Postponement of calculation dates&rdquo; on page PS-22 of the accompanying product supplement and subject to adjustment as provided under
&ldquo;Description of the Securities &mdash; Changes to the calculation of an underlying&rdquo; on page PS-24 of the accompanying product
supplement.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Final S&amp;P/ASX 200 Index level:</B>&nbsp; the closing level of
such basket underlier on the determination date, except in the circumstances described under &ldquo;Description of the Securities &mdash;
Postponement of calculation dates&rdquo; on page PS-22 of the accompanying product supplement and subject to adjustment as provided under
&ldquo;Description of the Securities &mdash; Changes to the calculation of an underlying&rdquo; on page PS-24 of the accompanying product
supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">We refer to
each of the Final EURO STOXX 50<SUP>&reg;</SUP>&nbsp;Index level, Final TOPIX</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">level,
Final FTSE<SUP>&reg;</SUP> 100 Index level, Final Swiss Market Index</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">level
and Final S&amp;P/ASX 200 Index level as a final underlier level, as applicable.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Final basket
level: </B> the <I>sum</I> of the following:&nbsp; (1)&nbsp;the final EURO STOXX 50<SUP>&reg;</SUP>&nbsp;Index level <I>divided</I> by
the initial EURO STOXX 50<SUP>&reg;</SUP>&nbsp;Index level, <I>multiplied </I>by the initial weighted value of the EURO STOXX 50<SUP>&reg;</SUP>&nbsp;Index
<I>plus</I> (2)&nbsp;the final TOPIX</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">level <I>divided</I>
by the initial TOPIX</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">level, <I>multiplied </I>by the initial
weighted value of the TOPIX</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><I>plus</I> (3)&nbsp;the final
FTSE<SUP>&reg;</SUP> 100 Index level <I>divided</I> by the initial FTSE<SUP>&reg;</SUP> 100 Index level, <I>multiplied </I>by the initial
weighted value of the FTSE<SUP>&reg;</SUP> 100 Index <I>plus </I>(4)&nbsp;the final Swiss Market </FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Index</FONT><SUP>&reg;</SUP>
<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">level <I>divided</I> by the initial Swiss Market Index</FONT><SUP>&reg;</SUP>
<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">level, <I>multiplied </I>by the initial weighted value of the Swiss Market Index</FONT><SUP>&reg;</SUP>
<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><I>plus </I>(5)&nbsp;the final S&amp;P/ASX 200 Index level <I>divided</I> by the
initial S&amp;P/ASX 200 Index level, <I>multiplied </I>by the initial weighted value of the S&amp;P/ASX 200 Index</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Basket return:</B>&nbsp; the <I>quotient</I> of (1)&nbsp;the final
basket level <I>minus </I>the initial basket level <I>divided </I>by (2)&nbsp;the initial basket level, expressed as a percentage</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify"><B>Upside participation rate: </B>150%</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Cap level: </B>116.00% of the initial basket level.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Maximum settlement amount:</B> for each $1,000 face amount of the
notes, $1,240.00.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Buffer level: </B>90.00% of the initial basket level.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Buffer amount: </B>10.00%</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Downside participation rate: </B>the quotient of the initial basket
level divided by the buffer level, which equals approximately 111.11%.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Trade date:</B> July 25, 2022</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Original issue date: </B> August 1, 2022</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Determination date: </B>September 8, 2023, subject to postponement
as described under &ldquo;Description of the Securities &mdash; Postponement of calculation dates&rdquo; on page PS-22 of the accompanying
product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Stated maturity date:</B> September 12, 2023, subject to postponement
as described under &ldquo;Description of the Securities &mdash; Postponement of calculation dates&rdquo; on page PS-22 of the accompanying
product supplement. If the stated maturity date is not a business day, the stated maturity date will be postponed to the next following
business day. Notwithstanding anything to the contrary set forth in the accompanying product supplement, if the determination date is
postponed as provided under &ldquo;Determination date&rdquo; above, the stated maturity date will be postponed to the second business
day following the determination date as postponed.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>No interest:</B> the offered notes will not bear interest.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>No listing:</B> the offered notes will not be listed on any securities
exchange or interdealer quotation system.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>No redemption:</B> the offered notes will not be subject to redemption.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Closing level: </B>as described under &ldquo;Description of the Securities&mdash;Certain
definitions&rdquo; on page PS-19 of the accompanying product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Business day: </B>as described under &ldquo;Description of the Securities&mdash;Certain
definitions&rdquo; on page PS-19 of the accompanying product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Trading day: </B>as described under &ldquo;Description of the Securities&mdash;Certain
definitions&rdquo; on page PS-19 of the accompanying product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Use of proceeds and hedging: </B>as described under &ldquo;Supplemental
Use of Proceeds and Hedging&rdquo; on page PS-16 of the accompanying product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>ERISA: </B>as described under &ldquo;ERISA Considerations&rdquo;
on page PS-45 of the accompanying product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Supplemental plan of distribution (conflicts of interest): </B>under
the terms and subject to the conditions contained in a distribution agreement dated May&nbsp;7, 2007, as amended, which we refer to as
the distribution agreement, we have agreed to sell the notes to CSSU.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The distribution agreement provides that CSSU is obligated to purchase
all of the notes if any are purchased.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Credit Suisse AG expects to agree to sell to CSSU, and CSSU expects
to agree to purchase from Credit Suisse AG, the aggregate face amount of the offered notes specified on the front cover of this pricing
supplement. CSSU proposes initially to offer the notes to the public at the original issue price set forth on</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">the cover page of this pricing supplement, and to certain unaffiliated
securities dealers at such price less a concession of 1.09% of the face amount.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">We expect to deliver the notes against payment for the notes on the
original issue date indicated herein, which may be a date that is greater than two business days following the trade date. Under Rule
15c6-1 of the Securities Exchange Act of 1934, as amended, trades in the secondary market generally are required to settle in two business
days, unless the parties to a trade expressly agree otherwise. Accordingly, if the original issue date is more than two business days
after the trade date, purchasers who wish to transact in the notes more than two business days prior to the original issue date will be
required to specify alternative settlement arrangements to prevent a failed settlement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The agent for this offering, CSSU, is our affiliate. In accordance with
FINRA Rule&nbsp;5121, CSSU may not make sales in this offering to any of its discretionary accounts without the prior written approval
of the customer. A portion of the net proceeds from the sale of the notes will be used by CSSU or one of its affiliates in connection
with hedging our obligations under the notes.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For further information, please refer to &ldquo;Underwriting (Conflicts
of Interest)&rdquo; in the accompanying product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Calculation agent:</B> Credit Suisse International</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Events of Default:</B> With respect to these notes, the first bullet
of the first sentence of &ldquo;Description of Debt Securities&mdash; Events of Default&rdquo; in the accompanying prospectus is amended
to read in its entirety as follows:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>a default in payment of the principal or any premium on any debt security of that series when due, and such default continues for
30 days;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>CUSIP no.:</B> 22553QDR5</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>ISIN no.:</B> US22553QDR56</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>FDIC</B>: the notes are not deposit liabilities and are not insured
or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency of the United States, Switzerland or any other
jurisdiction.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Supplemental Terms of the Notes</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For purposes of the notes offered by this pricing supplement, all references
to each of the following defined terms used in the accompanying product supplement will be deemed to refer to the corresponding defined
term used in this pricing supplement, as set forth in the table below:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 4pt; width: 50%; border: Black 1pt solid"><B>Product Supplement Defined Term</B></TD>
    <TD STYLE="padding: 4pt; width: 50%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid"><B>Pricing Supplement Defined Term</B></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid">Maturity date</TD>
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid">Stated maturity date</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid">Valuation date</TD>
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid">Determination date</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid">Securities</TD>
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid">Notes or offered notes</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid">Principal amount</TD>
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid">Face amount</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid">Redemption amount</TD>
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid">Cash settlement amount</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid">Underlying</TD>
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid">Basket underlier</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid">Downside leverage factor</TD>
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid">Downside participation rate</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid">Issue price</TD>
    <TD STYLE="padding: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid">Original issue price</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In addition, with respect to the Leveraged Buffered Basket-Linked Medium-Term
Notes, please refer to Key Terms above for the following terms: upside participation rate, maximum settlement amount, buffer level and
buffer amount.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-style: normal"><B>HYPOTHETICAL
EXAMPLES</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following table and chart are provided for purposes of illustration
only. They should not be taken as an indication or prediction of future investment results and are intended merely to illustrate the impact
that the various hypothetical final basket levels or hypothetical final underlier levels of the basket underliers, as applicable, on the
determination date could have on the cash settlement amount at maturity assuming all other variables remain constant.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The examples below are based on a range of final basket levels and final
underlier levels of the basket underliers that are entirely hypothetical; no one can predict what the basket level will be on any day
throughout the life of your notes, and no one can predict what the final basket level will be on the determination date. The basket underliers
have been highly volatile in the past &mdash; meaning that the levels of the basket underliers have changed considerably in relatively
short periods &mdash; and their performances cannot be predicted for any future period.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following examples reflect hypothetical rates of return on the offered
notes assuming that they are purchased on the original issue date at the face amount and held to the stated maturity date. If you sell
your notes in a secondary market prior to the stated maturity date, your return will depend upon the market value of your notes at the
time of sale, which may be affected by a number of factors that are not reflected in the table below such as interest rates, the volatility
of the basket underliers and our creditworthiness. The information in the table also reflects the key terms and assumptions in the box
below.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: Black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal"><B>Key Terms and Assumptions</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%; border-left: black 1pt solid; border-bottom: Black 1pt solid; border-right: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">Face amount</FONT></TD>
    <TD STYLE="width: 67%; border-bottom: Black 1pt solid; border-right: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">$1,000.00 per note&nbsp;&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">Upside participation rate</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">150%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">Initial basket level</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">100</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">Cap level</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">116.00% of the initial basket level</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">Maximum settlement amount</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">$</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">1,240.00 <FONT STYLE="font-style: normal; font-weight: normal">per note</FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">Buffer level</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">90.00% of the initial basket level</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">Downside participation rate</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">the quotient of the initial basket level </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal"><I>divided by</I> <FONT STYLE="font-style: normal">the buffer level</FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">Buffer amount</FONT></TD>
    <TD STYLE="border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">10.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="border-right: black 1pt solid; border-left: black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">A market disruption event does not occur with respect to any basket underlier on the originally scheduled determination date and the originally scheduled determination date is a trading day.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="border-right: black 1pt solid; border-left: black 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">&nbsp;</FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">During
    the term of the notes,</FONT> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">no change in or affecting any of the basket underliers
    or the methods by which any of the basket underlier sponsors calculates the EURO STOXX 50<SUP>&reg;</SUP>&nbsp;Index, the TOPIX</FONT><SUP>&reg;</SUP><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">,
    the FTSE<SUP>&reg;</SUP> 100 Index, the Swiss Market Index</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">or
    the S&amp;P/ASX 200 Index, respectively<FONT STYLE="font-weight: normal">.</FONT></FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="border-right: black 1pt solid; border-left: black 1pt solid; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">Notes purchased on the original issue date at the face amount and held to the stated maturity date.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The actual performance of the basket over the life of your notes, as
well as the amount payable at maturity, if any, may bear little relation to the hypothetical examples shown below or to the historical
level of each basket underlier shown elsewhere in this pricing supplement. For information about the historical level of each basket underlier
during recent periods, see &ldquo;The Basket and the Basket Underliers&mdash;Historical Closing Levels of the Basket Underliers&rdquo;
below. Before investing in the offered notes, you should consult publicly available information to determine the levels of the basket
underliers between the date of this pricing supplement and the date of your purchase of the offered notes.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The levels in the left column of the table below represent hypothetical
final basket levels and are expressed as percentages of the initial basket level. The amounts in the right column represent the hypothetical
cash settlement amounts per $1,000 face amount of notes, based on the corresponding hypothetical final basket level and the assumptions
noted above.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B><I>Hypothetical</I> Final Basket Level</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>(as Percentage of Initial Basket Level)</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>

</TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B><I>Hypothetical</I> Cash Settlement Amount</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>(per $1,000 Face Amount of Notes)</B></P>

</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right; width: 26%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">150.00%</FONT></TD>
    <TD STYLE="width: 24%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 26%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">$</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">1,240.00</FONT></TD>
    <TD STYLE="width: 24%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">140.00%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">$</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">1,240.00</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">130.00%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">$</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">1,240.00</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">120.00%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">$</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">1,240.00</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #BFBFBF">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>116.00<FONT STYLE="font-style: normal">%</FONT></B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal"><B>$</B></FONT><B><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">1,240.00</FONT></B></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">110.00%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1,150.00</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">105.00%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;$1,075.00</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #BFBFBF">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal"><B>100.00%</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal"><B>$1,000.00</B></FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">95.00%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">$1,000.00</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: #BFBFBF">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal"><B>90.00%</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal"><B>$1,000.00</B></FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">75.00%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">$833.33</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">50.00%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">$555.56</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top; background-color: white">
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">25.00%</FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal; font-weight: normal">$277.78</FONT></TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="background-color: #BFBFBF">
    <TD STYLE="vertical-align: top; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal"><B>0.00%</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-style: normal"><B>$0.00</B></FONT></TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If, for example, the final basket level were determined to be 25.00%
of the initial basket level, you will be exposed on a leveraged basis to any depreciation in the final basket level beyond the buffer
amount, and the cash settlement amount that we would deliver on your notes at maturity would be approximately <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">$277.78</FONT>
per $1,000 face amount of your notes, as shown in the table above. As a result, if you purchased your notes on the original issue date
at the face amount and held them to the stated maturity date, you would lose approximately 72.222% of your investment (if you purchased
your notes at a premium to face amount you would lose a correspondingly higher percentage of your investment). Alternatively, if the final
basket level were determined to be 130.00% of the initial basket level, the cash settlement amount that we would deliver on your notes
at maturity would be capped at the maximum settlement amount of <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">$</FONT>1,240.00
per $1,000 face amount of your notes, as shown in the table above. As a result, if you held your notes to the stated maturity date, you
would not benefit from any increase in the final basket level over 116.00% of the initial basket level.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following chart shows a graphical illustration of the hypothetical
cash settlement amounts that we would pay on your notes on the stated maturity date, if the final basket level (expressed as a percentage
of the initial basket level) were any of the hypothetical levels shown on the horizontal axis. The chart shows that any hypothetical final
basket level (expressed as a percentage of the initial basket level) of less than the buffer level (the section left of the buffer level
marker on the horizontal axis) would result in a hypothetical cash settlement amount of less than $1,000 per $1,000 face amount of your
notes (the section below the $1,000 marker on the vertical axis). The chart also shows that any hypothetical final basket level (expressed
as a percentage of the initial basket level) of greater than or equal to the cap level (the section right of the cap level marker on the
horizontal axis) would result in a capped return on your investment.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><IMG SRC="image_001.gif" ALT="" STYLE="height: 417px; width: 625px"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following examples illustrate the hypothetical cash settlement amount
at maturity, for each $1,000 face amount of notes, based on hypothetical final underlier levels of the basket underliers, calculated based
on the key terms and assumptions above. The percentages in Column A represent hypothetical final underlier levels for each basket underlier
expressed as percentages of their respective hypothetical initial underlier levels. The amounts in Column B represent the applicable initial
weighted value for each basket underlier, and the amounts in Column C represent the <I>products</I> of the percentages in Column A <I>times</I>
the corresponding amounts in Column B. The final basket level for each example is shown beneath each example, and will equal the <I>sum
</I>of the products shown in Column C. The basket return for each example is shown beneath the final basket level for such example, and
will equal the <I>quotient </I>of (i)&nbsp;the final basket level for such example <I>minus </I>the initial basket level <I>divided </I>by
(ii)&nbsp;the initial basket level, expressed as a percentage. The values below have been rounded for ease of analysis.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 1:&nbsp; The final basket level is greater than the cap level.
The cash settlement amount equals the maximum settlement amount.&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 33%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 29%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column A</B></FONT></TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 15%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column B</B></FONT></TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 17%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column C</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Basket Underlier</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Hypothetical Final underlier level</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>(as percentage of Initial underlier level)</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Initial<BR>
Weighted<BR>
Value</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column A &times;<BR>
Column B</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EURO STOXX 50<SUP>&reg;</SUP> Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">170.00%</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">36.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">61.20</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">TOPIX</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">170.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">26.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">44.20</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">FTSE<SUP>&reg;</SUP> 100 Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">135.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">22.95</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Swiss Market Index</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">135.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">16.20</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P/ASX 200 Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">135.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.15</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: top; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Final Basket Level:</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">156.70</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: top; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Basket Return:</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">56.70%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In this example, all of the hypothetical final underlier levels for
the basket underliers are greater than the applicable hypothetical initial underlier levels, which results in the hypothetical final basket
level being greater than the initial basket level of 100.00.&nbsp; Since the hypothetical final basket level was determined to be 156.70,
the hypothetical cash settlement amount that we would deliver on your notes at maturity would be capped at the maximum settlement amount
of $1,240.00 for each $1,000 face amount of your notes (i.e. 124.00% of each $1,000 face amount of your notes).</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 2:&nbsp; The final basket level is greater than the initial
basket level but less than the cap level.&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 33%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 29%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column A</B></FONT></TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 15%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column B</B></FONT></TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 17%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column C</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Basket Underlier</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Hypothetical Final underlier level</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>(as percentage of Initial underlier level)</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Initial<BR>
Weighted<BR>
Value</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column A &times;<BR>
Column B</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EURO STOXX 50<SUP>&reg;</SUP> Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">101.00%</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">36.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">36.36</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">TOPIX</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">103.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">26.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">26.78</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">FTSE<SUP>&reg;</SUP> 100 Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">102.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17.34</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Swiss Market Index</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">112.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">13.44</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P/ASX 200 Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">150.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">13.50</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Final Basket Level:</FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">107.42</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Basket Return:</FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">7.42%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In this example, all of the hypothetical final underlier levels for
the basket underliers are greater than the applicable hypothetical initial underlier levels, which results in the hypothetical final basket
level being greater than the initial basket level of 100.00. Since the hypothetical final basket level was determined to be 107.42, the
hypothetical cash settlement amount for each $1,000 face amount of your notes will equal:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; text-indent: 27pt">Cash settlement amount = $1,000
+ ($1,000 &times; 150% &times; 7.42%) = $1,111.30</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; text-indent: 27pt">&nbsp;</P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 3:&nbsp; The final basket level is less than the initial
basket level, but greater than the buffer level. The cash settlement amount equals the $1,000 face amount.&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 33%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 29%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column A</B></FONT></TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 15%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column B</B></FONT></TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 17%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column C</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Basket Underlier</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Hypothetical Final underlier level</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>(as percentage of Initial underlier level)</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Initial<BR>
Weighted<BR>
Value</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column A &times;<BR>
Column B</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EURO STOXX 50<SUP>&reg;</SUP> Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">95.00%</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">36.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">34.20</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">TOPIX</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">95.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">26.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">24.70</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">FTSE<SUP>&reg;</SUP> 100 Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">95.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">16.15</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Swiss Market Index</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">95.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">11.40</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 10pt; text-align: center; text-indent: -10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P/ASX 200 Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">95.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">8.55</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Final Basket Level:</FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">95.00</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Basket Return:</FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-5.00%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In this example, all of the hypothetical final underlier levels for
the basket underliers are less than the applicable initial underlier levels, which results in the hypothetical final basket level being
less than the initial basket level of 100.00.&nbsp; Since the hypothetical final basket level of 95.00 is greater than the buffer level
of 90.00% of the initial basket level but less than the initial basket level of 100, the hypothetical cash settlement amount for each
$1,000 face amount of your notes will equal the face amount of the note, or $1,000.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 4:&nbsp; The final basket level is less than the buffer level.&nbsp;
The cash settlement amount is less than the $1,000 face amount.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 33%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 29%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column A</B></FONT></TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 15%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column B</B></FONT></TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 17%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column C</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Basket Underlier</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Hypothetical Final underlier level</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>(as percentage of Initial underlier level)</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Initial<BR>
Weighted<BR>
Value</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column A &times;<BR>
Column B</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EURO STOXX 50<SUP>&reg;</SUP> Index</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30.00%</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">36.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10.80</FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">TOPIX</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">26.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">26.00</FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">FTSE<SUP>&reg;</SUP> 100 Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17.00</FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Swiss Market Index</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">112.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">13.44</FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P/ASX 200 Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">110.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.90</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: top; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Final Basket Level:</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">77.14</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: top; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Basket Return:</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-22.86%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">In this example,
the hypothetical final underlier level of the EURO STOXX 50<SUP>&reg;</SUP> Index is less than its hypothetical initial underlier level,
while the hypothetical final underlier levels of the TOPIX</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">and
the FTSE<SUP>&reg;</SUP>&nbsp;100 Index are equal to their applicable hypothetical initial underlier levels and the hypothetical final
underlier levels of the Swiss Market Index</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">and the S&amp;P/ASX
200 Index are greater than their applicable initial underlier levels.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Because the
basket is unequally weighted, increases in the lower weighted basket underliers will be offset by decreases in the more heavily weighted
basket underliers.&nbsp; In this example, the large decline in the EURO STOXX 50<SUP>&reg;</SUP> Index results in the hypothetical final
basket level being less than the initial basket level of 100.00 even though the TOPIX</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">and
the FTSE<SUP>&reg;</SUP> 100 Index remained flat and the Swiss Market Index</FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">and
the S&amp;P/ASX 200 Index increased.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Since the hypothetical final basket level of 77.14 is less than the
buffer level of 90.00% of the initial basket level of 100.00, the hypothetical cash settlement amount for each $1,000 face amount of your
notes will equal:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">Cash settlement amount = $1,000 + ($1,000 &times;
111.11% &times; (-22.86% + 10.00%)) = $857.11</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In this scenario, you will lose approximately 14.289% of the principal
amount at maturity; therefore the securities will provide an effective buffer (which is the difference between the basket return and the
loss on the securities) of approximately 8.571%.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Example 5:&nbsp; The final basket level is less than the buffer level.&nbsp;
The cash settlement amount is less than the $1,000 face amount.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 33%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 29%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column A</B></FONT></TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 15%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column B</B></FONT></TD>
    <TD STYLE="width: 2%; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 17%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column C</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Basket Underlier</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Hypothetical Final underlier level</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>(as percentage of Initial underlier level)</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Initial<BR>
Weighted<BR>
Value</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Column A &times;<BR>
Column B</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">EURO STOXX 50<SUP>&reg;</SUP> Index</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">50.00%</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">36.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">18.00</FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">TOPIX</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">60.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">26.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15.60</FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">FTSE<SUP>&reg;</SUP>&nbsp;100 Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">60.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">17.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10.20</FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Swiss Market Index</FONT><SUP>&reg;</SUP></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">65.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">12.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">7.80</FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P/ASX 200 Index</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">55.00%</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9.00</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">4.95</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Final Basket Level:</FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">56.55</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="3" STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Basket Return:</FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">-43.45%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In this example, the hypothetical final underlier levels for all of
the basket underliers are less than the applicable hypothetical initial underlier levels, which results in the hypothetical final basket
level being less than the initial basket level of 100.00.&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Since the hypothetical final basket level of 56.55 is less than the
buffer level of 90.00% of the initial basket level of 100.00, the hypothetical cash settlement amount for each $1,000 face amount of your
notes will equal:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-align: center">Cash settlement amount = $1,000 + ($1,000
&times; 111.11% &times; (-43.45% + 10.00%)) = $628.33</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In this scenario, you will lose approximately 37.167% of the principal
amount at maturity; therefore the securities will provide an effective buffer (which is the difference between the basket return and the
loss on the securities) of approximately 6.283%. A comparison of this example with the previous example illustrates the diminishing benefit
of the effective buffer as the basket return decreases.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The cash settlement amounts shown above are entirely hypothetical; they
are based on hypothetical levels for the basket underliers on the determination date and on assumptions that may prove to be inaccurate.
The actual market value of your notes on the stated maturity date or at any other time, including any time you may wish to sell your notes,
may bear little relation to the hypothetical cash settlement amounts shown above, and these amounts should not be viewed as an indication
of the financial return on an investment in the offered notes. The hypothetical cash settlement amounts on notes held to the stated maturity
date in the examples above assume you purchased your notes at their face amount and have not been adjusted to reflect the actual issue
price you pay for your notes. The return on your investment (whether positive or negative) in your notes will be affected by the amount
you pay for your notes. If you purchase your notes for a price other than the face amount, the return on your investment will differ from,
and may be significantly lower than, the hypothetical returns suggested by the above examples. Please read &ldquo;Risk Factors&mdash;Unpredictable
economic and market factors may affect the value of the securities prior to maturity&rdquo; on page PS-8 of the accompanying product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border: black 1pt solid"><I>We cannot predict the actual final basket level or what the market value of your notes will be on any particular trading day, nor can we predict the relationship between the level of each basket underlier and the market value of your notes at any time prior to the stated maturity date.&nbsp;&nbsp;The actual amount that you will receive, if any, at maturity and the rate of return on the offered notes will depend on the actual basket return determined by the calculation agent as described above.&nbsp;&nbsp;Moreover, the assumptions on which the hypothetical returns are based may turn out to be inaccurate.&nbsp;&nbsp;Consequently, the amount of cash to be </I></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border: black 1pt solid"><I>paid in respect of your notes, if any, on the stated maturity date may be very different from the information reflected in the table and chart above.</I></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-style: normal"><B>ADDITIONAL RISK
FACTORS SPECIFIC TO YOUR NOTES</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border: black 1pt solid"><I>An investment in the notes is subject to the risks described below, as well as the risks described under &ldquo;Risk Factors&rdquo; in the accompanying product supplement.&nbsp;&nbsp;You should carefully review these risks as well as the terms of the notes described herein and in the accompanying prospectus as supplemented by the accompanying prospectus supplement, the accompanying product supplement, and the accompanying underlying supplement of Credit Suisse. Your notes are a riskier investment than ordinary debt securities.&nbsp;&nbsp;Also, your notes are not equivalent to investing directly in the stocks comprising the basket underliers.&nbsp;&nbsp;You should carefully consider whether the offered notes are suited to your particular circumstances.</I></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B><I>Risks Relating to the Notes Generally</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>You May Lose Your Entire Investment in the Notes</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">You can lose your entire investment in the notes. The cash payment on
your notes, if any, on the stated maturity date will be based on the performance of a weighted basket comprised of the EURO STOXX 50<SUP>&reg;</SUP>
Index, the TOPIX<SUP>&reg;</SUP>, the FTSE<SUP>&reg;</SUP> 100 Index, the Swiss Market Index<SUP>&reg;</SUP> and the S&amp;P/ASX 200 Index
as measured from the initial basket level of 100 to the final basket level on the determination date. If the final basket level is <I>less
than</I> the buffer level, you will have a loss, for each $1,000 of the face amount of your notes, equal to the <I>product</I> of (a)
$1,000 <I>times </I>(b) the downside participation rate <I>times</I> (c) the sum of the basket return plus the buffer amount. Thus, you
will be exposed on a leveraged basis to any depreciation in the final basket level beyond the buffer amount, and the return on your notes
will be negative. You may lose your entire investment in the notes, which would include any premium to face amount you paid when you purchased
the notes.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Also, the market price of your notes prior to the stated maturity date
may be significantly lower than the purchase price you pay for your notes. Consequently, if you sell your notes before the stated maturity
date, you may receive far less than the amount of your investment in the notes.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">Furthermore, regardless of the amount of any payment
you receive on the notes, you may nevertheless suffer a loss on your investment in the notes in real value terms. This is because inflation
may cause the real value of the amount of any payment you receive on the notes to be less at maturity than it is at the time you invest,
and because an investment in the notes represents a forgone opportunity to invest in an alternative asset that does generate a positive
real return. You should carefully consider whether an investment that may result in a return that is lower than the return on alternative
investments is appropriate for you.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>The Notes Are Subject to the Credit Risk of Credit
Suisse</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Investors are dependent on our ability to pay all amounts due on the
notes and, therefore, if we were to default on our obligations, you may not receive any amounts owed to you under the notes. In addition,
any decline in our credit ratings, any adverse changes in the market&rsquo;s view of our creditworthiness or any increase in our credit
spreads is likely to adversely affect the value of your notes prior to maturity.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>The Amount Payable on Your Notes Is Not Linked
to the Level of the Basket Underliers at Any Time Other than the Determination Date</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The final basket level will be based on the closing levels of the basket
underliers on the determination date (subject to postponement as described elsewhere in the accompanying product supplement). Therefore,
if the closing level of one or more of the basket underliers dropped precipitously on the determination date, the cash settlement amount
for your notes may be significantly less than it would have been had the cash settlement amount been linked to the closing levels of the
basket underliers prior to such drop in the levels of the basket underliers. Although the actual levels of the basket underliers on the
stated maturity date or at other times during the life of your notes may be higher than the closing levels of the basket underliers on
the determination date, you will not benefit from the closing levels of the basket underliers at any time other than on the determination
date.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="background-color: white"><B>Regardless
of the Amount of Any Payment You Receive on the Notes, Your Actual Yield May Be Different in Real Value Terms</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Inflation may cause the real value of any payment you receive on the
notes to be less at maturity than it is at the time you invest. An investment in the notes also represents a forgone opportunity to invest
in an alternative asset that generates a higher real return. You should carefully consider whether an investment that may result in a
return that is lower than the return on alternative investments is appropriate for you.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Your Notes Will Not Bear Interest</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">You will not receive any interest payments on your notes. As a result,
even if the cash settlement amount payable for your notes on the stated maturity date exceeds the face amount of your notes, the overall
return you earn on your notes may be less than you would have earned by investing in a non-indexed debt security of comparable maturity,
including our other debt securities, that bears interest at a prevailing market rate.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>The Probability that the Final Basket Level Will
Be Less Than the Buffer Level Will Depend on the Volatility of the Basket Underliers</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&ldquo;Volatility&rdquo; refers to the frequency and magnitude of changes
in the levels of the basket underliers. The greater the expected volatility with respect to the basket underliers on the trade date, the
higher the expectation as of the trade date that the final basket level could be less than the buffer level, indicating a higher expected
risk of loss on the notes. The terms of the notes are set, in part, based on expectations about the volatility of the basket underliers
as of the trade date. The volatility of the basket can change significantly over the term of the notes. The levels of the basket underliers
could fall sharply, which could result in a significant loss of principal. You should be willing to accept the downside market risk of
the basket underliers and the potential to lose a significant amount of your principal at maturity.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Your Maximum Gain on the Notes Is Limited to
the Maximum Settlement Amount</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">If the final basket level is greater than the initial
basket level, for each $1,000 face amount of the notes, you will receive at maturity a payment that will not exceed the maximum settlement
amount, regardless of the appreciation in the basket underliers, which may be significant. Accordingly, the amount payable on your notes
may be significantly less than it would have been had you invested directly in each basket underlier.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>We May Sell Additional Notes at a Different Issue
Price</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">At our sole option, we may decide to sell an additional aggregate face
amount of the notes subsequent to the date of this pricing supplement at issue prices and with underwriting discounts and net proceeds
that differ from the amounts set forth on the cover page. The issue price of the notes in the subsequent sale may differ substantially
(higher or lower) from the original issue price you paid as provided on the cover of this pricing supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>If You Purchase Your Notes at a Premium to Face
Amount, the Return on Your Investment Will Be Lower Than the Return on Notes Purchased at Face Amount and the Impact of Certain Key Terms
of the Notes Will be Negatively Affected</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">The cash settlement amount will not be adjusted based
on the issue price you pay for the notes. If you purchase the notes at a price that differs from the face amount of the notes, then the
return on your investment in such notes held to the stated maturity date will differ from, and may be substantially less than, the return
on the notes purchased at face amount. If you purchase your notes at a premium to face amount and hold them to the stated maturity date
the return on your investment in the notes will be lower than it would have been had you purchased the notes at face amount or a discount
to face amount. In addition, the impact of the buffer level and the cap level on the return on your investment will depend upon the price
you pay for your notes relative to face amount. For example, if you purchase your notes at</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">a premium to face amount, the cap level will permit
a lower percentage increase in your investment in the notes than would have been the case for notes purchased at face amount or a discount
to face amount. Similarly, the buffer level, while still providing some protection for the return on the notes, will allow a greater percentage
decrease in your investment in the notes than would have been the case for notes purchased at face amount or a discount to face amount.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>The U.S. Federal Tax Consequences of an Investment
in the Notes Are Unclear</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">There is no direct legal authority regarding the proper
U.S. federal tax treatment of the notes, and we do not plan to request a ruling from the Internal Revenue Service (the &ldquo;IRS&rdquo;).
Consequently, significant aspects of the tax treatment of the notes are uncertain, and the IRS or a court might not agree with the treatment
of the notes as prepaid financial contracts that are treated as &ldquo;open transactions.&rdquo; If the IRS were successful in asserting
an alternative treatment of the notes, the tax consequences of the ownership and disposition of the notes, including the timing and character
of income recognized by U.S. investors and the withholding tax consequences to non-U.S. investors, might be materially and adversely affected.
Moreover, future legislation, Treasury regulations or IRS guidance could adversely affect the U.S. federal tax treatment of the notes,
possibly retroactively.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B><I>Risks Relating to the Basket Underliers</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>You Have No Shareholder Rights or Rights to Receive
Any of the Equity Securities Comprising the Basket Underliers</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Investing in the notes will not make you a holder of any of the equity
securities comprising the basket underliers. Neither you nor any other holder or owner of the notes will have any voting rights, any right
to receive dividends or other distributions, any rights to make a claim against the issuers of, or any other rights with respect to, the
equity securities comprising the basket underliers. The cash settlement amount will be paid in cash and you will have no right to receive
delivery of any equity securities comprising the basket underliers.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>The Lower Performance of One Basket Underlier
May&nbsp;Offset an Increase in the Other Basket Underliers</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Declines in the level of one basket underlier may offset increases in
the level of the other basket underliers. As a result, any return on the basket &mdash; and thus on your notes &mdash; may be reduced
or eliminated, which will have the effect of reducing the amount payable in respect of your notes at maturity.&nbsp;Because the amount
payable on the notes, if any, depends on the performance of the basket underliers, you will bear the risk that any of the basket underliers
will perform poorly. In addition, because the basket underliers are not equally weighted, increases in the lower weighted basket underliers
may be offset by even small decreases in the more heavily weighted basket underliers.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>The Basket Underliers May Be Highly Correlated
in Decline </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The performances of the basket underliers may become highly correlated
during periods of declining prices. This may occur because of events that have broad effects on markets generally or on the basket underliers
specifically. If the basket underliers become correlated in decline, the depreciation of one basket underlier will not be offset by the
performance of the other basket underliers and, in fact, each basket underlier may contribute to an overall decline from the initial basket
level to the final basket level.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Except to the Extent that Credit Suisse is Included
in the Swiss Market Index</B><SUP>&reg;</SUP><B>, We Do Not Control Any Companies Included in Any Basket Underlier</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">While we or our affiliates may from time to time own
securities of companies included in the basket, we and our affiliates do not control any company included in any basket underlier. Except
to the extent that Credit Suisse is included in the Swiss Market Index<SUP>&reg;</SUP>, we are not responsible for any disclosure made
by any other company.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>The SMI is Concentrated in a Small Number of
Constituents </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">The SMI consists of 20 issuer constituents included
in the Swiss Performance Index (&ldquo;SPI&rdquo;), which generally tracks all Swiss exchange traded equity securities. Depending on the
weightings of each SMI constituent at the time, the level of the SMI may be heavily dependent on just few constituents at any given time,
which means that those constituents will disproportionately and significantly affect the performance of the SMI. As of December 29, 2017,
the weighting of the single top constituent of the SMI composed over 18% of the SMI, and the weightings of the top three constituents
combined composed over 53% of the SMI. As a result, you may be exposed to concentration risk in a small number of SPI issuers.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>The Closing Levels of the Basket Underliers Will
Not Be Adjusted For Changes in Exchange Rates Relative to the U.S. Dollar Even Though the Equity Securities Included in the Basket Underliers
Are Traded in Foreign Currencies and the Notes Are Denominated in U.S. Dollars</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The value of your notes will not be adjusted for exchange rate fluctuations
between the U.S. dollar and the currencies in which the equity securities included in each of the basket underliers are based. Therefore,
if the applicable currencies appreciate or depreciate relative to the U.S. dollar over the term of the notes, you will not receive any
additional payment or incur any reduction in your return, if any, at maturity.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Foreign Securities Markets Risk </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Some or <FONT STYLE="background-color: white">all</FONT> of the assets
included in the basket underliers are issued by foreign companies and trade in foreign securities markets. Investments in the notes therefore
involve risks associated with the securities markets in those countries, including risks of volatility in those markets, government <FONT STYLE="background-color: white">intervention</FONT>
in those markets and cross shareholdings in companies in certain countries. Also, foreign companies are generally subject to accounting,
auditing and financial reporting standards and requirements and securities trading rules different from those applicable to U.S. reporting
companies. The equity securi<FONT STYLE="background-color: white">t</FONT>ies included in the basket underliers may be more volatile than
domestic equity securities and may be subject to different political, market, economic, exchange rate, regulatory and other risks, including
changes in foreign governments, economic and fiscal policies, currency exchange laws or other laws or restrictions. Moreover, the economies
of foreign countries may differ favorably or unfavorably from the economy of the United States in such respects as growth of gross national
product, rate of inflation, capital reinvestment, resources and self-sufficiency. These factors may adversely affect the values of the
equity securities included in the basket underliers, and therefore the performance of the basket and the value of the notes.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Government Regulatory Action, Including Legislative
Acts and Executive Orders, Could Result in Material Changes to the Basket Underliers and Could Negatively Affect Your Return on the Notes</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Government regulatory action, including legislative acts and executive
orders, could materially affect the basket underliers. For example, in response to recent executive orders, stocks of companies that are
determined to be linked to the People's Republic of China military, intelligence and security apparatus may be delisted from a U.S. exchange,
removed as a component in indices or exchange traded funds, or transactions in, or holdings of, securities with exposure to such stocks
may otherwise become prohibited under U.S. law. If government regulatory action results in such consequences, there may be a material
and negative effect on the notes.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B><I>Risks Relating to the Issuer</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Credit Suisse is Subject to Swiss Regulation</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">As a Swiss bank, Credit Suisse is subject to regulation
by governmental agencies, supervisory authorities and self-regulatory organizations in Switzerland. Such regulation is increasingly more
extensive and complex and subjects Credit Suisse to risks. For example, pursuant to Swiss banking laws, the Swiss Financial Market Supervisory
Authority (FINMA) may open resolution proceedings if there are justified</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">concerns that Credit Suisse is over-indebted, has
serious liquidity problems or no longer fulfills capital adequacy requirements. FINMA has broad powers and discretion in the case of resolution
proceedings, which include the power to convert debt instruments and other liabilities of Credit Suisse into equity and/or cancel such
liabilities in whole or in part. If one or more of these measures were imposed, such measures may adversely affect the terms and market
value of the notes and/or the ability of Credit Suisse to make payments thereunder and you may not receive any amounts owed to you under
the notes.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B><I>Risks Relating to Conflicts of Interest</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Hedging And Trading Activity</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">We, any dealer or any of our or their respective affiliates
may carry out hedging activities related to the notes, including in instruments related to the basket underliers. We, any dealer or any
of our or their respective affiliates may also trade in instruments related to the basket underliers from time to time. Any of these hedging
or trading activities on or prior to the Trade Date and during the term of the notes could adversely affect our payment to you at maturity.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Potential Conflicts</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">We and our affiliates play a variety of roles in connection
with the issuance of the notes, including acting as calculation agent and as an agent of the offering of the notes, hedging our obligations
under the notes and determining their estimated value. In addition, the distributor from which you purchase the notes may conduct hedging
activities in connection with the notes. In performing these duties, the economic interests of us, our affiliates and the distributor
are potentially adverse to your interests as an investor in the notes. Further, hedging activities may adversely affect any payment on
or the value of your notes. Any profit in connection with such hedging activities will be in addition to any other compensation that we
and our affiliates or the distributor receives for the sale of the notes, which creates an additional incentive to sell the notes to you.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B><I>Risks Relating to the Estimated Value and
Secondary Market Prices of the Notes</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Unpredictable Economic and Market Factors Will
Affect the Value of the Notes</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">The payout on the notes can be replicated using a
combination of the components described in &ldquo;The estimated value of the notes on the trade date is less than the price to public.&rdquo;
Therefore, in addition to the level of the basket, the terms of the notes at issuance and the value of the notes prior to maturity may
be influenced by factors that impact the value of fixed income securities and options in general, such as:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: left">the expected and actual volatility of the basket underliers;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: left">the expected and actual correlation, if any, between the basket underliers;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: left">the time to maturity of the notes;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: left">the dividend rate on the equity securities included in the basket underliers;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: left">interest and yield rates in the markets generally;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: left">investors&rsquo; expectations with respect to the rate of inflation;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: left">geopolitical conditions and economic, financial, political, regulatory, judicial or other events that affect
the equity securities included in the basket underliers or markets generally and which may affect the level of the basket underliers;
and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD STYLE="text-align: left">our creditworthiness, including actual or anticipated downgrades in our credit ratings.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">Some or all of these factors may influence the price
that you will receive if you choose to sell your notes prior to maturity. The impact of any of the factors set forth above may enhance
or offset some or all of any change resulting from another factor or factors.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>The Estimated Value of the Notes on the Trade
Date Is Less Than the Price to Public</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">The initial estimated value of your notes on the trade
date (as determined by reference to our pricing models and our internal funding rate) is less than the original issue price. The original
issue price of the notes includes any discounts or commissions as well as transaction costs such as expenses incurred to create, document
and market the notes and the cost of hedging our risks as issuer of the notes through one or more of our affiliates (which includes a
projected profit). These costs will be effectively borne by you as an investor in the notes. These amounts will be retained by Credit
Suisse or our affiliates in connection with our structuring and offering of the notes (except to the extent discounts or commissions are
reallowed to other broker-dealers or any costs are paid to third parties).</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">On the trade date, we value the components of the
notes in accordance with our pricing models. These include a fixed income component valued using our internal funding rate, and individual
option components valued using proprietary pricing models dependent on inputs such as volatility, correlation, dividend rates, interest
rates and other factors, including assumptions about future market events and/or environments. These inputs may be market-observable or
may be based on assumptions made by us in our discretionary judgment. As such, the payout on the notes can be replicated using a combination
of these components, and the value of these components, as determined by us using our pricing models, will impact the terms of the notes
at issuance. Our option valuation models are proprietary. Our pricing models take into account factors such as interest rates, volatility
and time to maturity of the notes, and they rely in part on certain assumptions about future events, which may prove to be incorrect.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">Because Credit Suisse&rsquo;s pricing models may differ
from other issuers&rsquo; valuation models, and because funding rates taken into account by other issuers may vary materially from the
rates used by Credit Suisse (even among issuers with similar creditworthiness), our estimated value at any time may not be comparable
to estimated values of similar notes of other issuers. A fee will also be paid to SIMON Markets LLC, an electronic platform affiliated
with Goldman Sachs &amp; Co. LLC. Goldman Sachs &amp; Co. LLC is acting as a dealer in connection with the distribution of the notes.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Effect of Interest Rate Used in Estimating Value</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">The internal funding rate we use in structuring notes
such as these notes is typically lower than the interest rate that is reflected in the yield on our conventional debt securities of similar
maturity in the secondary market (our &ldquo;secondary market credit spreads&rdquo;). If on the trade date our internal funding rate is
lower than our secondary market credit spreads, we expect that the economic terms of the notes will generally be less favorable to you
than they would have been if our secondary market credit spread had been used in structuring the notes. We will also use our internal
funding rate to determine the price of the notes if we post a bid to repurchase your notes in secondary market transactions. See &ldquo;&mdash;Secondary
Market Prices&rdquo; below.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Secondary Market Prices</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">If Credit Suisse (or an affiliate) bids for your notes
in secondary market transactions, which we are not obligated to do, the secondary market price (and the value used for account statements
or otherwise) may be higher or lower than the original issue price and the estimated value of the notes on the trade date. The estimated
value of the notes on the cover of this pricing supplement does not represent a minimum price at which we would be willing to buy the
notes in the secondary market (if any exists) at any time. The secondary market price of your notes at any time cannot be predicted and
will reflect the then-current estimated value determined by reference to our pricing models, the related inputs and other factors, including
our internal funding rate, customary bid and ask spreads and other transaction costs, changes in market conditions and deterioration or
improvement in our creditworthiness. In circumstances where our internal funding rate is higher than our secondary market credit spreads,
our secondary market bid for your notes could be less favorable than what other dealers might bid because, assuming all else equal, we
use the higher internal funding rate to price the notes and other dealers might use the lower secondary market credit spread to price
them. Furthermore, assuming no change in market conditions from the trade date, the secondary market price of your notes will be lower
than the original issue price</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">because it will not include any discounts or commissions
and hedging and other transaction costs. If you sell your notes to a dealer in a secondary market transaction, the dealer may impose an
additional discount or commission, and as a result the price you receive on your notes may be lower than the price at which we may repurchase
the notes from such dealer.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">We (or an affiliate) may initially post a bid to repurchase
the notes from you at a price that will exceed the then-current estimated value of the notes. That higher price reflects our projected
profit and costs, which may include discounts and commissions that were included in the original issue price, and that higher price may
also be initially used for account statements or otherwise. We (or our affiliate) may offer to pay this higher price, for your benefit,
but the amount of any excess over the then-current estimated value will be temporary and is expected to decline over a period of approximately
three months.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">The notes are not designed to be short-term trading
instruments and any sale prior to maturity could result in a substantial loss to you. You should be willing and able to hold your notes
to maturity.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>Lack of Liquidity</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">The notes will not be listed on any securities exchange.
Credit Suisse (or its affiliates) intends to offer to purchase the notes in the secondary market but is not required to do so. Even if
there is a secondary market, it may not provide enough liquidity to allow you to trade or sell the notes when you wish to do so. Because
other dealers are not likely to make a secondary market for the notes, the price at which you may be able to trade your notes is likely
to depend on the price, if any, at which Credit Suisse (or its affiliates) is willing to buy the notes. If you have to sell your notes
prior to maturity, you may not be able to do so or you may have to sell them at a substantial loss.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: left">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>THE BASKET UNDERLIERS </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The historical levels of the basket or the basket underliers should
not be taken as an indication of future performance, and no assurance can be given as to the closing level of the basket underliers on
any trading day during the term of the notes, including on the determination date. We cannot give you assurance that the future performance
of the basket underliers will result in any return of your investment. Any payment on the notes is subject to our ability to pay our obligations
as they become due.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The graphs below show the daily historical closing levels for each Basket
Component from January 3, 2017 through July 25, 2022. The graphs are for illustrative purposes only. We obtained the closing levels in
the graphs below from Bloomberg Financial Services, without independent verification.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The closing level of the EURO STOXX 50<SUP>&reg;</SUP> Index on July
25, 2022 was 3604.16.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><IMG SRC="image_002.gif" ALT="" STYLE="height: 302px; width: 544px"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The closing level of the TOPIX<SUP>&reg;</SUP> on July 25, 2022 was
1943.21.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><IMG SRC="image_003.gif" ALT="" STYLE="height: 284px; width: 505px"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The closing level of the FTSE<SUP>&reg;</SUP> 100 Index on July 25,
2022 was 7306.30.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><IMG SRC="image_004.gif" ALT="" STYLE="height: 312px; width: 520px"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The closing level of the Swiss Market Index<SUP>&reg;</SUP> on July
25, 2022 was 11129.35.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><IMG SRC="image_003.jpg" ALT="" STYLE="height: 316px; width: 508px"><BR STYLE="clear: both">
</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The closing level of the S&amp;P/ASX 200 Index on July 25, 2022 was
6789.933.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><IMG SRC="image_004.jpg" ALT="" STYLE="height: 305px; width: 518px"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>EURO STOXX 50<SUP>&reg;</SUP> Index</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For additional information on the EURO STOXX 50<SUP>&reg;</SUP> Index,
see &ldquo;The Reference Indices&mdash;The STOXX Indices&mdash;The EURO STOXX 50<SUP>&reg;</SUP> Index&rdquo; in the accompanying underlying
supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In addition, information about the EURO STOXX 50<SUP>&reg;</SUP>&nbsp;Index
may be obtained from other sources including, but not limited to, the basket underlier sponsor&rsquo;s website (including information
regarding the EURO STOXX 50<SUP>&reg;</SUP> Index&rsquo;s (i) top ten constituents and weightings, (ii) sector weightings and (iii) country
weightings). We are not incorporating by reference into this pricing supplement the website or any material it includes. &nbsp;Neither
we nor any agent or dealer for this offering makes any representation that this publicly available information regarding the basket underliers
is accurate or complete.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>TOPIX</B></FONT><SUP>&reg;</SUP></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For additional information on the Tokyo Stock Price Index, see &ldquo;The
Reference Indices &mdash;The Tokyo Stock Price Index&rdquo; in the accompanying underlying supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In addition, information about the TOPIX<SUP>&reg;</SUP> Index may be
obtained from other sources including, but not limited to the basket underlier sponsor&rsquo;s website (including information regarding
the TOPIX<SUP>&reg;</SUP> Index&rsquo;s sector weightings). We are not incorporating by reference into this pricing supplement the website
or any material it includes. Neither we nor any agent or dealer for this offering makes any representation that this publicly available
information regarding the basket underliers is accurate or complete.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>FTSE</B><SUP>&reg;</SUP> <B>100 Index</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For additional information on the FTSE<SUP>&reg;</SUP> 100 Index, see
&ldquo;The Reference Indices &mdash;The FTSE Russell Indices&mdash;The FTSE 100 Index&rdquo; in the accompanying underlying supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In addition, information about the FTSE<SUP>&reg;</SUP> 100 Index may
be obtained from other sources including, but not limited to, the basket underlier sponsor&rsquo;s website (including information regarding
the FTSE<SUP>&reg;</SUP> 100 Index&rsquo;s (i) top five constituents and weightings and (ii) sector weightings). We are not incorporating
by reference into this pricing supplement the website or any material it includes. Neither we nor any agent or dealer for this offering
makes any representation that this publicly available information regarding the basket underliers is accurate or complete.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Swiss
Market Index</B></FONT><SUP>&reg;</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>(SMI)</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For additional information on the Swiss Market Index, see &ldquo;The
Reference Indices &mdash; The Swiss Market Index&rdquo; in the accompanying underlying supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In addition, information about the Swiss Market Index may be obtained
from other sources including, but not limited to, the basket underlier sponsor&rsquo;s website (including information regarding the Swiss
Market Index&rsquo;s (i) constituents and weightings and (ii) sector weightings). We are not incorporating by reference into this pricing
supplement the website or any material it includes. Neither we nor any agent or dealer for this offering makes any representation that
this publicly available information regarding the basket underliers is accurate or complete.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-align: center; text-indent: -0.25in"><B>S&amp;P/ASX
200 Index</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-align: center; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For additional information on the S&amp;P/ASX 200 Index, see &ldquo;The
Reference Indices &mdash; The S&amp;P Dow Jones Indices &ndash; The S&amp;P/ASX Index&rdquo; in the accompanying underlying supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In addition, information about the S&amp;P/ASX 200 Index may be obtained
from other sources including, but not limited to, the basket underlier sponsor&rsquo;s website (including information regarding the S&amp;P/ASX
200 Index&rsquo;s (i) top ten constituents, (ii) sector weightings and (iii) country weightings). We are not incorporating by reference
into this pricing supplement the website or any material it includes. Neither we nor any agent or dealer for this offering makes any representation
that this publicly available information regarding the basket underliers is accurate or complete.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For more information on the EURO STOXX 50<SUP>&reg;</SUP> Index, the
Tokyo Stock Price Index, the FTSE<SUP>&reg;</SUP> 100 Index, the Swiss Market Index<FONT STYLE="font-size: 10pt"><B><SUP>&reg;</SUP></B></FONT>
and the S&amp;P/ASX 200 Index, see &ldquo;The Reference Indices&mdash;The STOXX Indices&mdash;The EURO STOXX 50<SUP>&reg;</SUP> Index,&rdquo;
&ldquo;The Reference Indices&mdash;The Tokyo Stock Price Index,&rdquo; &ldquo;The Reference Indices&mdash;The FTSE Russell Indices&mdash;The
FTSE<SUP>&reg;</SUP> 100 Index,&rdquo; &ldquo;The Reference Indices&mdash;The Swiss Market Index<SUP>&reg;</SUP>&rdquo; and &ldquo;The
Reference Indices&mdash;The S&amp;P Dow Jones Indices&mdash;The S&amp;P/ASX 200 Index&rdquo; in the accompanying underlying supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>HISTORICAL BASKET LEVELS</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following graph is based on the basket closing level for the period
from January 3, 2017 through July 25, 2022 assuming that the basket closing level was 100 on July 25, 2022. We derived the basket closing
levels based on the method to calculate the basket closing level as described in this pricing supplement and on actual closing levels
of the relevant basket underliers on the relevant date. The basket closing level has been normalized such that its hypothetical level
on July 25, 2022 was 100. As noted in this Pricing Supplement, the initial basket level will be set at 100 on the trade date. The basket
closing level can increase or decrease due to changes in the levels of the basket underliers.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><IMG SRC="image_005.jpg" ALT="" STYLE="height: 289px; width: 484px"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><B>UNITED STATES FEDERAL TAX CONSIDERATIONS</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">This discussion supplements and, to the extent inconsistent therewith,
supersedes the discussion in the accompanying product supplement under &ldquo;United States Federal Tax Considerations.&rdquo;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">There are no statutory, judicial or administrative authorities that
address the U.S. federal income tax treatment of the notes or instruments that are similar to the notes. In the opinion of our counsel,
Davis Polk &amp; Wardwell LLP, which is based on current market conditions, a note should be treated as a prepaid financial contract that
is an &ldquo;open transaction&rdquo; for U.S. federal income tax purposes. However, there is uncertainty regarding this treatment.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Assuming this treatment of the notes is respected and subject to the
discussion in &ldquo;United States Federal Tax Considerations&rdquo; in the accompanying product supplement, the following U.S. federal
income tax consequences should result:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">You should not recognize taxable income over the term of the notes prior to
maturity, other than pursuant to a sale or other disposition.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Upon a sale or other disposition (including retirement) of a note, you should
recognize capital gain or loss equal to the difference between the amount realized and your tax basis in the note. Such gain or loss should
be long-term capital gain or loss if you held the note for more than one year.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">We do not plan to request a ruling from the IRS regarding the treatment
of the notes, and the IRS or a court might not agree with the treatment described herein. In particular, the IRS could treat the notes
as contingent payment debt instruments, in which case the tax consequences of ownership and disposition of the notes, including the timing
and character of income recognized, could be materially and adversely affected. Moreover, the U.S. Treasury Department and the IRS have
requested comments on various issues regarding the U.S. federal income tax treatment of &ldquo;prepaid forward contracts&rdquo; and similar
financial instruments and have indicated that such transactions may be the subject of future regulations or other guidance. In addition,
members of Congress have proposed legislative changes to the tax treatment of derivative contracts. Any legislation, Treasury regulations
or other guidance promulgated after consideration of these issues could materially and adversely affect the tax consequences of an investment
in the notes, possibly with retroactive effect. You should consult your tax advisor regarding possible alternative tax treatments of the
notes and potential changes in applicable law.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Non-U.S. Holders. </B>Subject to the discussions in the next paragraph
and in &ldquo;United States Federal Tax Considerations<FONT STYLE="background-color: white">&mdash;Tax Consequences to Non-U.S. Holders&rdquo;
and &ldquo;United States Federal Tax Considerations&mdash;FATCA</FONT>&rdquo; in the accompanying product supplement, if you are a Non-U.S.
Holder (as defined in the accompanying product supplement) of the notes, you generally should not be subject to U.S. federal withholding
or income tax in respect of any amount paid to you with respect to the notes, provided that (i) income in respect of the notes is not
effectively connected with your conduct of a trade or business in the United States, and (ii) you comply with the applicable certification
requirements.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">As discussed under &ldquo;United States Federal Tax Considerations&mdash;Tax
Consequences to Non-U.S. Holders&mdash;Dividend Equivalents under Section 871(m) of the Code&rdquo; in the accompanying product supplement,
Section 871(m) of the Internal Revenue Code generally imposes a 30% withholding tax on &ldquo;dividend equivalents&rdquo; paid or deemed
paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities or indices that include U.S. equities.
Treasury regulations under Section 871(m), as modified by an IRS notice, exclude from their scope financial instruments issued prior to
January 1, 2023 that do not have a &ldquo;delta&rdquo; of one with respect to any U.S. equity. Based on the terms of the notes and representations
provided by us, our counsel is of the opinion that the notes should not be treated as transactions that have a &ldquo;delta&rdquo; of
one within the meaning of the regulations with respect to any U.S. equity and, therefore, should not be subject to withholding tax under
Section 871(m).</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">A determination that the notes are not subject to Section 871(m) is
not binding on the IRS, and the IRS may disagree with this determination. Moreover, Section 871(m) is complex and its application may
depend on your particular circumstances, including your other transactions. You should consult your tax advisor regarding the potential
application of Section 871(m) to the notes.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If withholding tax applies to the notes, we will not be required to
pay any additional amounts with respect to amounts withheld.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>You should read the section entitled &ldquo;United States Federal
Tax Considerations&rdquo; in the accompanying product supplement. The preceding discussion, when read in combination with that section,
constitutes the full opinion of Davis Polk &amp; Wardwell LLP regarding the material U.S. federal tax consequences of owning and disposing
of the notes. </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>You should also consult your tax advisor regarding all aspects of
the U.S. federal income and estate tax consequences of an investment in the notes and any tax consequences arising under the laws of any
state, local or non-U.S. taxing jurisdiction.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="background-color: white"><B>VALIDITY
OF THE NOTES</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">In the opinion of Davis Polk &amp;
Wardwell LLP, as United States counsel to Credit Suisse, when the notes offered by this pricing supplement have been executed and issued
by Credit Suisse and authenticated by the trustee pursuant to the indenture, and delivered against payment therefor, such notes will be
valid and binding obligations of Credit Suisse, enforceable against Credit Suisse in accordance with their terms, subject to (i) applicable
bankruptcy, insolvency and similar laws affecting creditors&rsquo; rights generally, (ii) concepts of reasonableness and equitable principles
of general applicability (including, without limitation, concepts of good faith, fair dealing and the lack of bad faith) and (iii) possible
judicial or regulatory actions or application giving effect to governmental actions or foreign laws affecting creditors&rsquo; rights,
provided that such counsel expresses no opinion as to the effect of fraudulent conveyance, fraudulent transfer or similar provision of
applicable law on the conclusions expressed above. This opinion is given as of the date of this pricing supplement and is limited to the
laws of the State of New York, except that such counsel expresses no opinion as to the application of state securities or Blue Sky laws
to the notes. Insofar as this opinion involves matters governed by Swiss law, Davis Polk &amp; Wardwell LLP has relied, without independent
inquiry or investigation, on the opinion of Homburger AG, dated July 22, 2022 and filed by Credit Suisse as an exhibit to a Current Report
on Form 6-K on July 22, 2022. The opinion of Davis Polk &amp; Wardwell LLP is subject to the same assumptions, qualifications and limitations
with respect to such matters as are contained in the opinion of Homburger AG. In addition, the opinion of Davis Polk &amp; Wardwell LLP
is subject to customary assumptions about the establishment of the terms of the notes, the trustee&rsquo;s authorization, execution and
delivery of the indenture and its authentication of the notes, and the validity, binding nature and enforceability of the indenture with
respect to the trustee, all as stated in the opinion of Davis Polk &amp; Wardwell LLP dated July 22, 2022, which was filed by Credit Suisse
as an exhibit to a Current Report on Form 6-K on July 22, 2022. Davis Polk &amp; Wardwell LLP expresses no opinion as to waivers of objections
to venue, the subject matter or personal jurisdiction of a United States federal court or the effectiveness of service of process other
than in accordance with applicable law. In addition, such counsel notes that the enforceability in the United States of Section 10.08(c)
of the indenture is subject to the limitations set forth in the United States Foreign Sovereign Immunities Act of 1976.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-style: normal; font-weight: normal">We have not authorized
anyone to provide any information or to make any representations other than those contained or incorporated by reference in this pricing
supplement, the accompanying product supplement, the accompanying underlying supplement, the accompanying prospectus supplement or the
accompanying prospectus. We take no responsibility for, and can provide no assurance as to the reliability of, any other information that
others may give you. This pricing supplement, the accompanying product supplement, the accompanying underlying supplement, the accompanying
prospectus supplement and the accompanying prospectus is an offer to sell only the notes offered hereby, but only under circumstances
and in jurisdictions where it is lawful to do so. The information contained in this pricing supplement, the accompanying product supplement,
the accompanying underlying supplement, the accompanying prospectus supplement and the accompanying prospectus is current only as of the
respective dates of such documents.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">TABLE OF CONTENTS<BR>
Pricing Supplement</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid">Page</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Summary Information&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-3</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Hypothetical Examples&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-9</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Additional Risk Factors Specific to Your Notes&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-16</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>The Basket Underliers&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-23</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>United States Federal Tax Considerations&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-28</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Validity of the Notes</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-30</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">Product Supplement No. I-B dated June 18,
    2020</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Summary&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-1</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Risk Factors&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-3</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Supplemental Use of Proceeds and Hedging&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-16</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Description of the Securities&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-18</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>The Underlyings or Basket&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-27</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>United States Federal Tax Considerations&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-28</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>ERISA Considerations&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-45</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Underwriting (Conflicts of Interest)&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-47</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Notice to Investors&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">PS-49</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">Underlying Supplement dated June 18, 2020</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>The Securities&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">US-1</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>The Reference Indices&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">US-2</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">Prospectus Supplement dated June 18, 2020</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Risk Factors&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">S-1</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Description of Notes&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">S-4</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Plan of Distribution (Conflicts of Interest)&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">S-8</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>Incorporation by Reference&#9;</TD>
    <TD COLSPAN="2" STYLE="text-align: right">S-16</TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="vertical-align: top">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">Prospectus dated June 18, 2020</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 10pt; text-align: center">&nbsp;</P></TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 95%">About This Prospectus&#9;</TD>
    <TD STYLE="vertical-align: top; width: 4%; text-align: right">1</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Limitations on Enforcement of U.S. Laws&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">1</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Where You Can Find More Information&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">2</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Forward-Looking Statements&nbsp;&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">3</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Use of Proceeds&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">5</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Capitalization and Indebtedness&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">6</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Credit Suisse Group&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">7</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Credit Suisse&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">9</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Credit Suisse (USA)&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">10</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Description of Debt Securities&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">11</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Special Provisions Relating to Debt Securities Denominated in a Foreign Currency&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">41</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Foreign Currency Risks&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">44</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Description of Warrants&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">46</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Description of Shares&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">49</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Description of the Guaranteed Senior Debt Securities of Credit Suisse (USA)&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">54</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Description of the Guarantees of the Guaranteed Senior Debt Securities of Credit Suisse (USA)&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">55</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">ERISA&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">57</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Taxation&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">59</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Plan of Distribution (Conflicts of Interest)&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">71</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Market-Making Activities&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">74</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Legal Matters&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">75</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Experts&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">76</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Independent Registered Public Accounting Firm&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">76</TD>
    <TD>&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">Change in Registrants&rsquo; Certifying Accountant&#9;&#9;76&#9;</TD>
    <TD STYLE="vertical-align: top; text-align: right">76</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>


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<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><BR>
<BR>
</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 18pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">$9,103,000</P>

<P STYLE="font: 18pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 18pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-style: normal"><B>Credit Suisse</B></FONT></P>

<P STYLE="font: 18pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">Leveraged Buffered Basket-Linked Medium-Term Notes
due 2023</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center"><BR>
<BR>
</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center">&nbsp;</P>


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<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>2
<FILENAME>dp177656_exfilingfees.htm
<DESCRIPTION>EXHIBIT 107.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>Exhibit
107.1</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><FONT STYLE="font-size: 10pt">The pricing supplement
to which this Exhibit is attached is a final prospectus for the related offering. The maximum aggregate offering price of that offering
is $9,103,000.</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
