<SEC-DOCUMENT>0000950103-22-014728.txt : 20220830
<SEC-HEADER>0000950103-22-014728.hdr.sgml : 20220830
<ACCEPTANCE-DATETIME>20220830142133
ACCESSION NUMBER:		0000950103-22-014728
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		5
FILED AS OF DATE:		20220830
DATE AS OF CHANGE:		20220830

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-238458-02
		FILM NUMBER:		221213935

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>dp179408_424b2-u6899.htm
<DESCRIPTION>FORM 424B2
<TEXT>
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<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="text-align: left; width: 50%; vertical-align: bottom"><IMG SRC="image_002.jpg" ALT="">&nbsp;</TD>
  <TD STYLE="width: 50%"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right; color: gray"><B>August 2022</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right; color: gray">Pricing Supplement No. U6899</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right; color: gray">Registration Statement No. 333-238458-02</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right; color: gray">Dated August 26, 2022</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: right; color: gray">Filed pursuant to Rule 424(b)(2)</P>
</TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="color: #296DC1; font: 20pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-size: 13pt">Auto-Callable Contingent
Income Securities due August 31, 2026<BR>
</FONT><FONT STYLE="font-size: 10pt; color: gray">All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold
Features </FONT></P>

<P STYLE="color: #296DC1; font: 20pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="color: gray; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Based on the Performance of the Common Stock of Marathon
Oil Corporation</P>

<P STYLE="color: gray; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="color: gray; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Principal at Risk Securities</B></P>

<P STYLE="color: gray; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Unlike ordinary debt securities, the Auto-Callable Contingent Income
Securities due August 31, 2026 based on the performance of the common stock of Marathon Oil Corporation (the &ldquo;Underlying&rdquo;),
which we refer to as the securities, do not provide for the regular payment of interest or guarantee the return of any principal at maturity.
Instead, the securities offer the opportunity for investors to earn a Contingent Coupon <B>but only if</B> the closing level of the Underlying
on the applicable Observation Date is <B>greater than or equal to</B> 50% of the Initial Level, which we refer to as the Coupon Barrier
Level. If the closing level of the Underlying is <B>less than</B> the Coupon Barrier Level on any Observation Date, you will not receive
any Contingent Coupon for that period. As a result, investors must be willing to accept the risk of not receiving any Contingent Coupons
during the entire term of the securities. In addition, if the closing level of the Underlying is <B>greater than or equal to</B> the Initial
Level on any Observation Date scheduled to occur on or after November 28, 2022 (other than the Valuation Date), the securities will be
automatically redeemed for an amount per security equal to the Principal Amount plus the Contingent Coupon payable on the immediately
following Contingent Coupon Payment Date. At maturity, if the securities have not previously been automatically redeemed and the Final
Level is greater than or equal to 50% of the Initial Level, which we refer to as the Downside Threshold Level, investors will receive
the Principal Amount and, because the Final Level is greater than or equal to the Coupon Barrier Level, the Contingent Coupon with respect
to the Valuation Date. However, if the Final Level is <B>less than</B> the Downside Threshold Level, investors will be fully exposed to
the decline in the level of the Underlying over the term of the securities, and the Redemption Amount will be less than 50% of the Principal
Amount of the securities and could be zero. <B>Accordingly, investors may lose up to their entire initial investment in the securities.</B>
Investors will not participate in any appreciation of the Underlying. These securities are for investors who seek an opportunity to earn
interest at a potentially above-market rate in exchange for the risk of losing a significant portion or all of their principal, the risk
of receiving no Contingent Coupon on a Contingent Coupon Payment Date if the closing level of the Underlying is below the Coupon Barrier
Level on the immediately preceding Observation Date and the risk of an Automatic Redemption of the securities.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>All payments on the securities, including the repayment of principal,
are subject to the credit risk of Credit Suisse.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #296DC1">
    <TD COLSPAN="2" STYLE="font-style: normal; color: White; font-weight: normal"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>KEY
    TERMS</B></FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="width: 20%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Issuer: </B></FONT></TD>
    <TD STYLE="width: 80%"><FONT STYLE="font-size: 10pt">Credit Suisse AG (&ldquo;Credit Suisse&rdquo;), acting through its London branch</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Reference Share Issuer:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">The issuer of the Underlying</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Underlying:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">The Underlying is set forth in the table below. For more information on the Underlying, see &ldquo;Marathon Oil Corporation Summary&rdquo; herein. The Underlying is identified in the table below, together with its Reuters ticker symbol, Initial Level, Downside Threshold Level, Coupon Barrier Level and Early Redemption Level:</FONT></TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="vertical-align: top; width: 20%">&nbsp;</TD>
    <TD STYLE="width: 21%; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt"><B>Underlying</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Ticker</B></FONT></TD>
    <TD STYLE="width: 7%; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Initial Level</B></FONT></TD>
    <TD STYLE="width: 15%; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Downside Threshold Level</B></FONT></TD>
    <TD STYLE="width: 12%; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Coupon Barrier Level</B></FONT></TD>
    <TD STYLE="width: 16%; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 10pt"><B>Early Redemption Level</B></FONT></TD></TR>
  <TR>
    <TD><FONT STYLE="font-size: 10pt">Common stock of Marathon Oil Corporation</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">MRO UN &lt;Equity&gt;</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">$26.16</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">$13.08 (50% of Initial Level)</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">$13.08 (50% of Initial Level)</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 10pt">$26.16 (100% of Initial Level)</FONT></TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="width: 20%"><FONT STYLE="font-size: 10pt; color: #296DC1"><B>Aggregate Principal Amount:</B></FONT></TD>
    <TD STYLE="width: 80%"><FONT STYLE="font-size: 10pt">$3,150,000</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Listing:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">The securities will not be listed on any securities exchange.</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt"><B><I>Key Terms continued on the following page</I></B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Investing in the securities involves a number of risks. See &ldquo;Selected
Risk Considerations&rdquo; beginning on page 3 of this pricing supplement and &ldquo;Risk Factors&rdquo; beginning on page PS-3 of the
accompanying product supplement.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Neither the Securities and Exchange Commission nor any state securities
commission has approved or disapproved of the securities or passed upon the accuracy or the adequacy of this pricing supplement or the
accompanying product supplement, the prospectus supplement and the prospectus. Any representation to the contrary is a criminal offense.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; width: 24%; border: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Commissions and Price to Public</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 23%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Price to Public</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 31%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Underwriting Discounts and Commissions</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Proceeds to Issuer</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Per security</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>$10</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>$0.20<SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 12pt; padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>$0.05<SUP>(2)</SUP></B></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>$9.75</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Total</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>$3,150,000</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>$78,750</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>$3,071,250</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">(1) We or one of our affiliates will pay to Morgan Stanley Smith Barney
LLC (&ldquo;MSSB&rdquo;) discounts and commissions of $0.25 per $10 principal amount of securities, of which $0.05 per $10 principal amount
of securities will be paid as a structuring fee. For more detailed information, please see &ldquo;Supplemental Plan of Distribution (Conflicts
of Interest)&rdquo; in this pricing supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">(2) Reflects a structuring fee payable to MSSB by Credit Suisse Securities
(USA) LLC (&ldquo;CSSU&rdquo;) or one of its affiliates of $0.05 for each security.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The agent for this offering, CSSU, is our affiliate. For more information,
see &ldquo;Supplemental Plan of Distribution (Conflicts of Interest)&rdquo; in this pricing supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Credit Suisse currently estimates the value of each $10 principal
amount of the securities on the Trade Date is $9.70 (as determined by reference to our pricing models and the rate we are currently paying
to borrow funds through issuance of the securities (our &ldquo;internal funding rate&rdquo;)). See &ldquo;Selected Risk Considerations&rdquo;
in this pricing supplement.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><I>The securities are not deposit liabilities and are not insured or
guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency of the United States, Switzerland or any other
jurisdiction.</I></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="text-align: center; font: 14pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><B>Credit Suisse</B></P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 3.5in"></P>

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<P STYLE="margin: 0; text-align: left">&nbsp;</P>

<P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P>

<DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in">

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable
Contingent Income Securities due August 31, 2026</FONT><BR>
<FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features
</B></FONT></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon
Oil Corporation<BR>
</B>Principal at Risk Securities</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P>

</DIV>

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<P STYLE="margin: 0">&nbsp;</P>


<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #DEEAF6">
    <TD COLSPAN="2" STYLE="font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B><I>Key Terms continued from previous page:</I></B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Principal Amount:</B></FONT></TD>
    <TD STYLE="width: 89%"><FONT STYLE="font-size: 10pt">$10 per security. The securities are offered at a minimum investment of 100 securities at $10 per security (representing a $1,000 investment), and integral multiples of $10 in excess thereof.</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Price to Public</B></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">:</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">$10 per security (see &ldquo;Commissions and Price to Public&rdquo; below)</FONT></TD></TR>
  <TR>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Trade Date: </B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">August 26, 2022</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Settlement Date:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">August 31, 2022.&nbsp;&nbsp;Delivery of the securities in book-entry form only will be made through The Depository Trust Company.</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Valuation Date: </B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">August 26, 2026, subject to postponement as set forth in any accompanying product supplement under &ldquo;Description of the Securities&mdash;Postponement of calculation dates.&rdquo;</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Maturity Date: </B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">August 31, 2026, subject to postponement as set forth in any accompanying product supplement under &ldquo;Description of the Securities&mdash;Postponement of calculation dates.&rdquo; If the Maturity Date is not a business day, the Redemption Amount will be payable on the first following business day, unless that business day falls in the next calendar month, in which case payment will be made on the first preceding business day.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Redemption Amount:</B></FONT></TD>
    <TD STYLE="layout-grid-mode: char"><FONT STYLE="font-size: 10pt">If the securities have not previously been automatically redeemed, on the Maturity Date investors will receive a Redemption Amount determined as follows:</FONT></TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 12%">&nbsp;</TD>
    <TD STYLE="padding-right: 11pt; width: 47%; padding-left: 7.35pt; text-indent: -7.35pt; layout-grid-mode: char"><FONT STYLE="font-family: Symbol">&middot;</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;&nbsp; </FONT><FONT STYLE="font-size: 10pt">If the Final Level is greater than or equal to the Downside Threshold Level:</FONT></TD>
    <TD STYLE="width: 41%; layout-grid-mode: char"><FONT STYLE="font-size: 10pt">the Principal Amount and, because the Final Level is greater than or equal to the Coupon Barrier Level, the Contingent Coupon with respect to the Valuation Date.</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="padding-right: 11pt; vertical-align: top; padding-left: 7.35pt; text-indent: -7.35pt; layout-grid-mode: char"><FONT STYLE="font-family: Symbol">&middot;</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;&nbsp; </FONT><FONT STYLE="font-size: 10pt">If the Final Level is less than the Downside Threshold Level:</FONT></TD>
    <TD>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">(i) the Principal Amount multiplied by (ii) the Underlying Return.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In this case, the Redemption Amount will be less than $5 per $10 principal
    amount of securities. You could lose your entire investment.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P></TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="width: 11%"><FONT STYLE="font-size: 10pt; color: #296DC1"><B>Distributor: </B></FONT></TD>
    <TD STYLE="width: 89%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Morgan Stanley Smith Barney LLC (&ldquo;MSSB&rdquo;). See &ldquo;Supplemental Plan of Distribution (Conflicts of Interest).&rdquo;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Calculation Agent:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Credit Suisse International</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Contingent Coupons:</B></FONT></TD>
    <TD>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 7.35pt; text-indent: -7.35pt"><FONT STYLE="font-family: Symbol">&middot;</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;&nbsp;
    </FONT><FONT STYLE="font-size: 10pt">Subject to Automatic Redemption, if on any Observation Date the closing level of the Underlying is
    <B>greater than or equal to</B> the Coupon Barrier Level, we will pay a Contingent Coupon at an annual rate of 18.40% (corresponding to
    $0.46 per period per security) on the immediately following Contingent Coupon Payment Date.</FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 7.35pt; text-indent: -7.35pt"></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 7.35pt; text-indent: -7.35pt"><FONT STYLE="font-family: Symbol">&middot;</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&nbsp;&nbsp;
    </FONT><FONT STYLE="font-size: 10pt">If on any Observation Date the closing level of the Underlying is <B>less than</B> the Coupon Barrier
    Level, no Contingent Coupon will be paid with respect to that Observation Date (a &ldquo;Coupon Barrier Event&rdquo;).</FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 7.35pt; text-indent: -7.35pt"></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Automatic Redemption:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">If an Early Redemption Event occurs, the securities will be automatically redeemed and you will receive a cash payment equal to the Principal Amount (the &ldquo;Automatic Redemption Amount&rdquo;) and the Contingent Coupon payable on the immediately following Contingent Coupon Payment Date (the &ldquo;Automatic Redemption Date&rdquo;). No further payments will be made in respect of the securities following an Automatic Redemption. Payment will be made with respect to such Automatic Redemption on the Contingent Coupon Payment Date immediately following the relevant Observation Date. Any payment on the securities is subject to our ability to pay our obligations as they become due.</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Early Redemption Event:</B></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">An Early Redemption Event will occur on any Observation Date scheduled to occur on or after November 28, 2022 (other than the Valuation Date) if the closing level of the Underlying on such Observation Date is equal to or greater than the Early Redemption Level.</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Early Redemption Level:</B></FONT></TD>
    <TD STYLE="layout-grid-mode: char"><FONT STYLE="font-size: 10pt">100% of the Initial Level, as set forth in the table above.</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Coupon Barrier Level:</B></FONT></TD>
    <TD STYLE="layout-grid-mode: char"><FONT STYLE="font-size: 10pt">50% of the Initial Level, as set forth in the table above.</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Downside Threshold Level:</B></FONT></TD>
    <TD STYLE="layout-grid-mode: char"><FONT STYLE="font-size: 10pt">50% of the Initial Level, as set forth in the table above.</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DEEAF6">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Initial Level:</B></FONT></TD>
    <TD STYLE="layout-grid-mode: char"><FONT STYLE="font-size: 10pt">The closing level of the Underlying on the Trade Date, as set forth in the table above.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Final Level:</B></FONT></TD>
    <TD STYLE="layout-grid-mode: char"><FONT STYLE="font-size: 10pt">The closing level of the Underlying on the Valuation Date</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #296DC1">
    <TD STYLE="background-color: rgb(222,234,246); width: 11%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Key Dates:</TD>
    <TD STYLE="width: 37%; font-size: 12pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white"><B>Observation Dates</B></FONT></TD>
    <TD STYLE="width: 52%; font-size: 12pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white"><B>Contingent Coupon Payment Dates</B></FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">November 28, 2022</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">December 1, 2022</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">February 27, 2023</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">March 2, 2023</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">May 26, 2023</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">June 1, 2023</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">August 28, 2023</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">August 31, 2023</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">November 27, 2023</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">November 30, 2023</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">February 26, 2024</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">February 29, 2024</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">May 28, 2024</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">May 31, 2024</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">August 26, 2024</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">August 29, 2024</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">November 26, 2024</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">December 2, 2024</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">February 26, 2025</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">March 3, 2025</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="margin: 0; text-align: left">&nbsp;</P>

<P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P>

<DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in">

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable
Contingent Income Securities due August 31, 2026</FONT><BR>
<FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features
</B></FONT></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon
Oil Corporation<BR>
</B>Principal at Risk Securities</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P>

</DIV>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="margin: 0">&nbsp;</P>


<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #DEEAF6">
    <TD STYLE="width: 11%">&nbsp;</TD>
    <TD STYLE="text-align: center; width: 37%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">May 27, 2025</FONT></TD>
    <TD STYLE="text-align: center; width: 52%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">May 30, 2025</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">August 26, 2025</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">August 29, 2025</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">November 26, 2025</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">December 2, 2025</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">February 26, 2026</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">March 3, 2026</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">May 26, 2026</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">May 29, 2026</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">Valuation Date</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">Maturity Date</FONT></TD></TR>
  </TABLE>

<P STYLE="margin: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="background-color: rgb(222,234,246); vertical-align: top; width: 11%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 89%; background-color: #DEEAF6; font-size: 10pt"><FONT STYLE="font-size: 10pt">The Key Dates are subject to postponement as set forth in any accompanying product supplement under &ldquo;Description of the Securities&mdash;Postponement of calculation dates.&rdquo; If any Contingent Coupon Payment Date is not a business day, the Contingent Coupon will be payable on the first following business day, unless that business day falls in the next calendar month, in which case payment will be made on the first preceding business day. The amount of any Contingent Coupon will not be adjusted in respect of any postponement of a Contingent Coupon Payment Date and no interest or other payment will be payable on the securities because of any such postponement of a Contingent Coupon Payment Date. No Contingent Coupons will be payable following an Automatic Redemption. Contingent Coupons, if any, will be payable on the applicable Contingent Coupon Payment Date to the holder of record at the close of business on the business day immediately preceding the applicable Contingent Coupon Payment Date, provided that the Contingent Coupon payable, if any, on the Automatic Redemption Date or Maturity Date, as applicable, will be payable to the person to whom the Automatic Redemption Amount or Redemption Amount, as applicable, is payable.</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Underlying Return:</B></FONT></TD>
    <TD STYLE="layout-grid-mode: char; font-size: 10pt"><FONT STYLE="font-size: 10pt">The Final Level divided by the Initial Level</FONT></TD></TR>
  <TR STYLE="vertical-align: top; background-color: #DEEAF6">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>Events of Default:</B></FONT></TD>
    <TD>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">With respect to these securities, the first bullet of the first sentence
    of &ldquo;Description of Debt Securities&mdash;Events of Default&rdquo; in the accompanying prospectus is amended to read in its entirety
    as follows:</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;&nbsp;&nbsp;    </FONT>a default in payment of the principal or any premium on any debt security of that series when due, and such default continues for
    30 days;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in"></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; font-size: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1"><B>CUSIP / ISIN:</B></FONT></TD>
    <TD STYLE="layout-grid-mode: char; font-size: 10pt"><FONT STYLE="font-size: 10pt">22552K242 / US22552K2428</FONT></TD></TR>
  </TABLE>

<P STYLE="margin: 0">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Additional Terms Specific to the Securities</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">You should read this pricing supplement together with the product supplement
dated February 4, 2022, the prospectus supplement dated June 18, 2020 and the prospectus dated June 18, 2020, relating to our Medium-Term
Notes of which these securities are a part. You may access these documents on the SEC website at www.sec.gov as follows (or if such address
has changed, by reviewing our filings for the relevant date on the SEC website):</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">&bull;</TD><TD>Product Supplement No. I&minus;A dated February 4, 2022: <A HREF="https://www.sec.gov/Archives/edgar/data/1053092/000095010322002041/dp166584_424b2-ia.htm"><BR>
https://www.sec.gov/Archives/edgar/data/1053092/000095010322002041/dp166584_424b2-ia.htm</A></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in">&bull;</TD><TD>Prospectus Supplement and Prospectus dated June 18, 2020:</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 38.5pt; text-indent: 16.5pt"><A HREF="https://www.sec.gov/Archives/edgar/data/1053092/000110465920074474/tm2019510-8_424b2.htm">https://www.sec.gov/Archives/edgar/data/1053092/000110465920074474/tm2019510-8_424b2.htm</A></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 38.5pt; text-indent: 16.5pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In the event the terms of the securities described in this pricing supplement
differ from, or are inconsistent with, the terms described in the product supplement, the prospectus supplement or prospectus, the terms
described in this pricing supplement will control.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Our Central Index Key, or CIK, on the SEC website is 1053092. As used
in this pricing supplement, &ldquo;we,&rdquo; &ldquo;us,&rdquo; or &ldquo;our&rdquo; refers to Credit Suisse.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">This pricing supplement, together with the documents listed above, contains
the terms of the securities and supersedes all other prior or contemporaneous oral statements as well as any other written materials including
preliminary or indicative pricing terms, fact sheets, correspondence, trade ideas, structures for implementation, sample structures, brochures
or other educational materials of ours. We may, without the consent of the registered holder of the securities and the owner of any beneficial
interest in the securities, amend the securities to conform to its terms as set forth in this pricing supplement and the documents listed
above, and the trustee is authorized to enter into any such amendment without any such consent. You should carefully consider, among other
things, the matters set forth in &ldquo;Selected Risk Considerations&rdquo; in this pricing supplement and &ldquo;Risk Factors&rdquo;
in the accompanying product supplement, &ldquo;Foreign Currency Risks&rdquo; in the accompanying prospectus, and any risk factors we describe
in the combined Annual Report on Form 20-F of Credit Suisse Group AG and us incorporated by reference therein, and any additional risk
factors we describe in future filings we make with the SEC under the Securities Exchange Act of 1934, as amended, as the securities involve
risks not associated with conventional debt securities. You should consult your investment, legal, tax, accounting and other advisors
before deciding to invest in the securities.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 4; Value: 3 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Supplemental Terms of the Securities</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For purposes of the securities offered by this pricing supplement, all
references to the following defined term used in the accompanying product supplement will be deemed to refer to the corresponding defined
term used in this pricing supplement, as set forth in the table below:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; width: 49%">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; border-bottom: Black 0.5pt solid"><B>Product Supplement Defined
Term&nbsp;</B></P></TD>
    <TD STYLE="padding-right: 4pt; width: 51%">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; border-bottom: Black 0.5pt solid"><B>Pricing Supplement Defined
Term&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Knock-In Level</FONT></TD>
    <TD STYLE="padding-right: 4pt; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Downside Threshold Level</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>Adjustments </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For purposes of the securities offered by this pricing supplement, the
following information supersedes the information set forth under the subheading &ldquo;Adjustments&rdquo; on page PS-25 of the accompanying
product supplement:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For purposes of adjustments described herein, each non-U.S. dollar value
(whether a value of cash, property, securities or otherwise) shall be expressed in U.S. dollars as converted from the relevant currency
using the 12:00 noon buying rate in New York certified by the New York Federal Reserve Bank for customs purposes on the date of valuation,
or if this rate is unavailable, such rate as the calculation agent may determine.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The share adjustment factor for an underlying will initially be set
to 1.0 on the trade date and will be adjusted as specified below. No adjustments to a share adjustment factor will be required other than
those specified below. However, the calculation agent may, in its sole discretion, make additional adjustments or adjustments that differ
from those described herein to the share adjustment factor or any other terms of the securities to reflect changes to an underlying if
the calculation agent determines that the adjustment is appropriate to ensure an equitable result. The calculation agent will not be required
to make any adjustments to any share adjustment factor for any events occurring after the close of business on the final valuation date;
provided, however, if we deliver one or more underlyings at maturity or upon early redemption, the share adjustment factor will be subject
to adjustment up to, and including, the maturity date or early redemption date, as applicable. The required adjustments specified below
do not cover all events that could affect the level of any underlying.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">No adjustment to the share adjustment factor for an underlying will
be required unless such adjustment would require an increase or decrease of at least 1% of such share adjustment factor, but any adjustment
that would otherwise be required to be made will be carried forward and taken into account in any subsequent adjustment of such share
adjustment factor.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For purposes of these adjustments, except as noted below, if an underlying
is an ADS, all adjustments to the share adjustment factor for such underlying will be made based on the occurrence of the corporate events
specified below with respect to the corresponding foreign equity securities of such ADS. For example, if such foreign equity securities
are subject to a two-for-one stock split, and assuming the then-prevailing share adjustment factor for such underlying is equal to 1.0,
the share adjustment factor for such underlying would be adjusted to be equal to 2.0. Further, if an underlying is an ADS, the term &ldquo;dividend&rdquo;
as used in this section with respect to such underlying will mean, unless otherwise specified in the applicable pricing supplement, the
dividend paid to holders of such ADS, net of any applicable foreign withholding or similar taxes that would be due on dividends paid to
a U.S. person that claims, and is entitled to, a reduction in such taxes under an applicable income tax treaty, if available.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If an underlying is an ADS, no adjustments to the share adjustment factor
for such underlying, including those described below, will be made if (1) holders of such ADS are not affected by any of the corporate
events described below or (2) (and to the extent that) the calculation agent determines in its sole discretion that the issuer or depositary
for such ADS has already adjusted the number of shares of the corresponding foreign equity securities represented by such ADS to reflect
the corporate event in question. However, to the extent that the number of shares of such corresponding foreign equity securities represented
by such ADS is changed for any other reason, appropriate modifications to the adjustments described herein (which may include ignoring
such provision, if appropriate) will be made to reflect such change.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 5; Value: 3 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Stock splits and reverse stock splits</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If an underlying is subject to a stock split or reverse stock split,
the share adjustment factor for such underlying will be adjusted on the effective date of such stock split or reverse stock split so that
the new share adjustment factor for such underlying equals the <I>product of</I>:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the prior share adjustment factor for such underlying; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the number of shares that a holder of one share of such underlying before the effective date would have owned (or been entitled to
receive) immediately following the applicable effective date.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Stock dividends or distributions</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If an underlying is subject to (i) a stock dividend (<I>i</I>.<I>e</I>.,
an issuance of additional shares of such underlying that is given ratably to all, or substantially all, holders of such underlying) or
(ii) a distribution of shares of such underlying as a result of the triggering of any provision of the corporate charter of the reference
share issuer of such underlying or otherwise, then, once such underlying is trading ex-dividend, the share adjustment factor for such
underlying will be adjusted on the ex-dividend date for such dividend or other distribution so that the new share adjustment factor for
such underlying equals the prior share adjustment factor for such underlying <I>plus</I> the product of:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the prior share adjustment factor for such underlying; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the number of additional shares of such underlying issued in the stock dividend or other distribution with respect to one share of
such underlying.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Non</I></B><I>-<B>cash dividends or distributions</B></I></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If the reference share issuer of an underlying distributes shares of
capital stock, evidences of indebtedness or other assets or property of such reference share issuer (other than dividends, distributions
or issuances referred to under &ldquo;&mdash; Stock splits and reverse stock splits&rdquo; or &ldquo;&mdash; Stock dividends or distributions&rdquo;
above or &ldquo;&mdash; Extraordinary cash dividends or distributions&rdquo; or &ldquo;&mdash; Issuance of transferable rights or warrants&rdquo;
below) to all, or substantially all, holders of such underlying (the &ldquo;<B>relevant distribution</B>&rdquo;), and the calculation
agent determines that either (i) the Options Clearing Corporation has made an adjustment for the relevant distribution with respect to
outstanding options contracts in such underlying open for trading or (ii) if there are no outstanding options contracts in such underlying
open for trading, that the cash value of the relevant distribution as measured on its ex-dividend date is equal to at least 10% of the
market capitalization of the relevant class of stock of such reference share issuer measured as of the close of the relevant exchange
on the first trading day for such underlying immediately preceding the ex-dividend date of such relevant distribution, then the share
adjustment factor for such underlying will be adjusted so that the new share adjustment factor for such underlying equals the <I>product
of</I>:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the prior share adjustment factor for such underlying; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>a fraction, the numerator of which is the current market price of such underlying and the denominator of which is the current market
price of such underlying less the fair market value of such relevant distribution.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For purposes of these adjustments to the share adjustment factor of
an underlying:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>The &ldquo;<B>current market price</B>&rdquo; means the closing level of one share of an underlying on the trading day for such underlying
immediately preceding the ex-dividend date of the dividend or other distribution requiring an adjustment to the share adjustment factor
for such underlying.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>The &ldquo;<B>ex-dividend date</B>,&rdquo; with respect to a dividend or other distribution on an underlying, means the first trading
day on which such underlying trades on the relevant exchange for such underlying without the right to receive that dividend or other distribution
(whether in the form of due bills or otherwise).</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>The &ldquo;<B>fair market value</B>&rdquo; of a distribution on an underlying means the value of the property distributed in respect
of one share of such underlying in such distribution on the ex-dividend date for such distribution. If that distribution consists of property
traded on the ex-dividend date on a U.S. national securities exchange or, if the applicable underlying is a non-U.S. equity security or
an ADS and that distribution consists of property traded on the ex-dividend date on a non-U.S. securities exchange or market, the Fair
Market Value will equal the opening price of that distributed property on that ex-dividend date, as determined by the calculation agent.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Notwithstanding the foregoing, a distribution on an underlying described
in clause (a), (d) or (e) of the section entitled &ldquo;&mdash; Reorganization events&rdquo; or &ldquo;&mdash; Issuance of transferable
rights or warrants&rdquo; below that also would require an adjustment under this section will not cause an adjustment to the share adjustment
factor for such underlying under this &ldquo;Non-cash dividends or distributions&rdquo; section, and will only be treated as a reorganization
event (as defined below) pursuant to clause (a), (d) or (e) under the section entitled &ldquo;&mdash; Reorganization events&rdquo; or
will only cause an adjustment pursuant to the section entitled &ldquo;&mdash; Issuance of transferable rights or warrants,&rdquo; as applicable.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Extraordinary cash dividends or distributions</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">A dividend or other distribution consisting exclusively of cash to all,
or substantially all, holders of an underlying (the &ldquo;<B>relevant dividend</B>&rdquo;) will be deemed to be an &ldquo;<B>extraordinary
cash dividend</B>&rdquo; if the calculation agent determines that the Options Clearing Corporation has made an adjustment for the relevant
dividend with respect to outstanding options contracts in such underlying open for trading, provided that if the calculation agent determines
that there are no outstanding options contracts in such underlying open for trading, the calculation agent will determine, in its sole
discretion, whether the relevant dividend is an extraordinary cash dividend, taking into account whether the relevant dividend is declared
and paid outside the normal dividend policy or is materially different from the historical dividend. For the avoidance of doubt, the relevant
dividend may be only a portion of any cash dividend or distribution and the relevant dividend and any other cash dividend or distribution
may occur contemporaneously on any given date (such other cash dividend or distribution, the &ldquo;<B>regular dividend</B>&rdquo;). The
calculation agent may, in its sole discretion, make additional adjustments or adjustments that differ from those described below to the
share adjustment factor or any other terms of the securities to reflect the contemporaneous cash dividends or distributions.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If an extraordinary cash dividend occurs, the share adjustment factor
for the affected underlying will be adjusted so that the new share adjustment factor for such underlying equals the product of:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the prior share adjustment factor for such underlying; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>a fraction, the numerator of which is the current market price of such underlying and the denominator of which is the current market
price of such underlying less the amount of the extraordinary cash dividend per share of such underlying, provided that, if any regular
dividend has the same ex-dividend date as the extraordinary cash dividend, the amount of such regular dividend per share of the underlying
will be subtracted from the current market price in both the numerator and the denominator of such fraction.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Issuance of transferable rights or warrants</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If the reference share issuer of an underlying issues transferable rights
or warrants to all holders of such underlying to subscribe for, or purchase shares of, such underlying, including new or existing rights
to purchase shares of such underlying, at an exercise price that is less than the closing level of one share of such underlying on both
(i) the date the exercise price of such rights or warrants, pursuant to a shareholder&rsquo;s rights plan or arrangement or otherwise,
is determined and (ii) the expiration date of such rights and warrants, and if the expiration date of such rights or warrants precedes
the maturity date, then the share adjustment factor for such underlying will be adjusted on the expiration date so that the new share
adjustment factor for such underlying equals the prior share adjustment factor for such underlying <I>plus</I> the product of:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the prior share adjustment factor for such underlying; and</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>the number of shares of such underlying that could be purchased in the market with the cash value of such rights or warrants distributed
on one share of such underlying.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 7; Value: 3 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The number of shares of such underlying that could be purchased in the
market will be based on the closing level of such underlying on the date the new share adjustment factor for such underlying is determined.
The cash value of such rights or warrants, if such rights or warrants are traded on a U.S. national securities exchange or a foreign securities
exchange or market, will equal the closing price of such rights or warrants or, if such rights or warrants are not traded on a U.S. national
securities exchange or a foreign securities exchange or market, will be determined by the calculation agent and will equal the arithmetic
average (or &ldquo;mean&rdquo;) of the bid prices obtained from three dealers at 3:00 p.m., New York City time, on the date the new share
adjustment factor for such underlying is determined; <I>provided</I> that, if only two such bid prices are available, then the cash value
of such rights or warrants will equal the arithmetic average (or &ldquo;mean&rdquo;) of such bids and, if only one such bid is available,
then the cash value of such rights or warrants will equal such bid.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Reorganization events</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If, prior to the maturity date:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(a)</TD><TD>there occurs any reclassification or change of an underlying, including, without limitation, as a result of the issuance of tracking
stock by the reference share issuer of such underlying;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(b)</TD><TD>the reference share issuer of an underlying, or any surviving entity or subsequent surviving entity of such reference share issuer
(a &ldquo;<B>successor entity</B>&rdquo;), has been subject to a merger, combination or consolidation and is not the surviving entity,
or is the surviving entity but all outstanding shares of such underlying have been exchanged for, or converted into, other property;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(c)</TD><TD>any statutory exchange of the shares of the reference share issuer of an underlying or any successor entity with another corporation
or other entity occurs, other than pursuant to clause (b) above;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(d)</TD><TD>the reference share issuer of an underlying is liquidated, or is subject to a proceeding under any applicable bankruptcy, insolvency
or other similar law;</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(e)</TD><TD>the reference share issuer of an underlying issues to all of its shareholders equity securities of an issuer other than such reference
share issuer, other than in a transaction described in clause (b), (c) or (d) above; or</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(f)</TD><TD>a tender or exchange offer or going private transaction is commenced for all of the outstanding shares of the reference share issuer
of an underlying and is consummated and completed for all or substantially all of such shares (an event in clauses (a) through (f), a
&ldquo;<B>reorganization event</B>&rdquo;),</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">then, the level on any day for such underlying will be adjusted as set
forth below.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If an event similar to a reorganization event as described above occurs
with respect to an underlying, the calculation agent may calculate the corresponding adjustment or series of adjustments to the initial
level, closing level or other level(s) of such underlying, as applicable, as the calculation agent determines in good faith to be appropriate
to account for such event. You will not be entitled to any compensation from us or from the calculation agent for any loss suffered as
a result of any such adjustment or the calculation agent&rsquo;s decision not to make any such adjustment.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If a reorganization event with respect to an underlying occurs as a
result of which the holders of such underlying receive exchange property, then the level on any day for such underlying will be determined
by reference to the value of such exchange property with respect to each share of such underlying following the effective date for such
reorganization event. The value of such exchange property will be calculated as the <I>sum of</I> the values of the components of such
exchange property as described below:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>If the exchange property consists of securities (including, without limitation, securities of the reference share issuer of the underlying
or securities of foreign issuers represented by ADSs) (&ldquo;exchange-traded securities&rdquo;), the value of such exchange property
will equal the closing price(s) of such exchange-traded securities on the relevant primary exchange(s) for such exchange-traded securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>If the exchange property consists of cash, property other than exchange-traded securities or a combination thereof, the calculation
agent will value such exchange property as if such exchange property was liquidated on the date holders of such underlying received such
non-cash exchange property upon terms that it deems commercially reasonable, and the value of</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 8; Value: 3 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in">such exchange property will equal the aggregate cash amount,
including both the exchange property consisting of cash and the amount resulting from such valuation of such non-cash exchange property.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&ldquo;<B>Exchange property</B>,&rdquo; with respect to any underlying
that is subject to a reorganization event will consist of any shares of such underlying that continue to be held by the holders of such
underlying, and any securities, cash or any other property distributed to the holders of such underlying in, or as a result of, such reorganization
event. In the event a reorganization event occurs in which a holder of an underlying may elect to receive cash or other property, exchange
property will be deemed to include the kind and amount of cash and other property received by offerees who elect to receive the maximum
amount of cash. No coupons will accrue or be payable on any exchange property.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In the event that exchange property consists of securities, those securities
will, in turn, be subject to the adjustments and market disruption events described herein, as modified by the calculation agent to take
into account the nature and terms of such securities.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">In the case of a tender or exchange offer or going private transaction
for all of the outstanding shares of an underlying that is consummated and completed for all, or substantially all, of the shares of such
underlying and that involves exchange property of a particular type, exchange property will be deemed to include the amount of cash or
other property paid by the offeror in such tender or exchange offer or going private transaction with respect to such exchange property
(in an amount determined on the basis of the rate of exchange in such tender or exchange offer or going private transaction).</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 9; Value: 3 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Investment Summary</P>

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="color: #296DC1; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Auto-Callable Contingent Income Securities</P>

<P STYLE="color: #296DC1; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P>

<P STYLE="color: #A6A6A6; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Principal at Risk Securities</P>

<P STYLE="color: #A6A6A6; font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The Auto-Callable Contingent Income Securities due August 31, 2026 based
on the performance of the common stock of Marathon Oil Corporation, which we refer to as the securities, provide an opportunity for investors
to earn a Contingent Coupon at an annual rate of 18.40% (corresponding to $0.46 per period per security) <B>but only if</B> the closing
level of the Underlying on the applicable Observation Date is <B>greater than or equal to</B> 50% of the Initial Level, which we refer
to as the Coupon Barrier Level. It is possible that the closing level of the Underlying could be below the Coupon Barrier Level on most
or all of the Observation Dates throughout the entire term of the securities so that you may receive few or no Contingent Coupons during
the entire term of the securities. In addition, if the closing level of the Underlying is greater than or equal to the Initial Level on
any Observation Date scheduled to occur on or after November 28, 2022 (other than the Valuation Date), the securities will be automatically
redeemed for an amount per security equal to the Principal Amount plus the Contingent Coupon payable on the immediately following Contingent
Coupon Payment Date.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If the securities have not been previously automatically redeemed and
the Final Level is greater than or equal to 50% of the Initial Level, which we refer to as the Downside Threshold Level, the Redemption
Amount will be the Principal Amount and, because the Final Level is <B>greater than or equal to</B> the Coupon Barrier Level, the Contingent
Coupon with respect to the Valuation Date. However, if the Final Level is <B>less than</B> the Downside Threshold Level, investors will
be fully exposed to the decline in the Underlying over the term of the securities and will receive a Redemption Amount that is significantly
less than the Principal Amount, in proportion to the decline in the Underlying from the Initial Level to the Final Level. In this scenario,
the value of any such payment will be less than 50% of the Principal Amount of the securities and could be zero. <B>Investors in the securities
must be willing to accept the risk of losing their entire principal and also the risk of not receiving any Contingent Coupons.</B> In
addition, investors will not participate in any appreciation of the Underlying.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 9%">&nbsp;</TD>
    <TD STYLE="padding-right: 11pt; width: 19%; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Maturity:</FONT></TD>
    <TD STYLE="width: 72%; layout-grid-mode: char; font-size: 10pt">Approximately four years, unless automatically redeemed earlier</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="padding-right: 11pt; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold">&nbsp;</TD>
    <TD STYLE="layout-grid-mode: char; font-size: 10pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="padding-right: 11pt; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Redemption Amount:</FONT></TD>
    <TD>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If the securities have not previously been automatically redeemed, investors
    will receive on the Maturity Date a Redemption Amount determined as follows:</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If the Final Level is <B>greater than or equal to</B> the Downside Threshold
    Level, investors will receive the Principal Amount and, because the Final Level is greater than or equal to the Coupon Barrier Level,
    the Contingent Coupon with respect to the Valuation Date.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If the Final Level is <B>less than</B> the Downside Threshold Level,
    investors will receive a Redemption Amount that is less than 50% of the Principal Amount of the securities and could be zero. <B>Accordingly,
    investors in the securities must be willing to accept the risk of losing their entire initial investment.</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P></TD></TR>
  <TR>
    <TD>&nbsp;</TD>
    <TD STYLE="padding-right: 11pt; vertical-align: top; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Contingent Coupons:</FONT></TD>
    <TD>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">A Contingent Coupon at an annual rate of 18.40% (corresponding to $0.46
    per period per security) will be paid on the securities on each Contingent Coupon Payment Date <B>but only if</B> the closing level of
    the Underlying is at or above the Coupon Barrier Level on the immediately preceding Observation Date.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B>If, on any Observation Date, the closing level of the Underlying
    is less than the Coupon Barrier Level, we will pay no coupon for the applicable period.</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P></TD></TR>
  <TR>
    <TD>&nbsp;</TD>
    <TD STYLE="padding-right: 11pt; vertical-align: top; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Automatic Redemption:</FONT></TD>
    <TD>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If an Early Redemption Event occurs, the securities will be automatically
    redeemed and you will receive a cash payment equal to the Principal Amount and the Contingent Coupon payable on the immediately following
    Contingent Coupon Payment Date. No further payments will be made in respect of the securities following an Automatic Redemption. Payment
    will be made in respect of such Automatic Redemption on the Contingent Coupon Payment Date immediately following the relevant Observation
    Date.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">An Early Redemption Event will occur on any Observation Date scheduled
    to occur on or after November 28, 2022 (other than the Valuation Date) if the closing level of the Underlying on such Observation Date
    is equal to or greater than the Early Redemption Level.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P></TD></TR>
  </TABLE>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Key Investment Rationale</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The securities do not guarantee any repayment of principal at maturity
and offer investors an opportunity to earn a Contingent Coupon of 18.40% per annum (corresponding to $0.46 per period per security) <B>but
only if</B> the closing level of the Underlying on the applicable Observation Date is greater than or equal to 50% of the Initial Level,
which we refer to as the Coupon Barrier Level. The securities have been designed for investors who seek an opportunity to earn interest
at a potentially above-market rate in exchange for the risk of (i) losing a significant portion or all of their principal, (ii) receiving
no Contingent Coupon on a Contingent Coupon Payment Date if the level of the Underlying is below the Coupon Barrier Level on the immediately
preceding Observation Date and (iii) an Automatic Redemption of the securities. The following scenarios are for illustrative purposes
only to demonstrate how the Contingent Coupon and the Redemption Amount (if the securities have not previously been automatically redeemed)
are calculated, and do not attempt to demonstrate every situation that may occur. Accordingly, the securities may or may not be automatically
redeemed, the Contingent Coupon may be payable in none of, or some but not all of, the periods during the term of the securities and the
Redemption Amount may be less than 50% of the Principal Amount of the securities and may be zero.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-style: normal; padding-top: 4pt; padding-right: 11pt; width: 27%; border: white 1.5pt solid; background-color: #DCEBF4; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: normal; padding-bottom: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Scenario
    1: The securities are automatically redeemed prior to maturity.</B></FONT></TD>
    <TD STYLE="padding-top: 4pt; width: 73%; font-size: 12pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">This scenario assumes that the securities are automatically redeemed prior to the Maturity Date on one of the Contingent Coupon Payment Dates for the Automatic Redemption Amount equal to the Principal Amount plus the Contingent Coupon payable on such Contingent Coupon Payment Date.&nbsp;&nbsp;Prior to the Automatic Redemption, the Underlying may close at or above the Coupon Barrier Level on some or all of the Observation Dates.&nbsp;&nbsp;In this scenario, investors receive the Contingent Coupon with respect to each Observation Date for which the Underlying closes at or above the Coupon Barrier Level, but not for the Observation Dates on which the Underlying closes below the Coupon Barrier Level. No further payments will be made on the securities once they have been automatically redeemed.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font-style: normal; padding-top: 4pt; padding-right: 11pt; border-right: white 1.5pt solid; border-bottom: white 1.5pt solid; border-left: white 1.5pt solid; background-color: #DCEBF4; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: normal; padding-bottom: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Scenario
    2: The securities are not automatically redeemed prior to maturity, and investors receive principal back at maturity.</B></FONT></TD>
    <TD STYLE="padding-top: 4pt; font-size: 12pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">This scenario assumes that the securities are not automatically redeemed on any of the Contingent Coupon Payment Dates, and, as a result, investors hold the securities to maturity.&nbsp;&nbsp;During the term of the securities, the Underlying may close at or above the Coupon Barrier Level on some but not all of the Observation Dates.&nbsp;&nbsp;Consequently, investors receive the Contingent Coupon with respect to each Observation Date on which the Underlying closes at or above the Coupon Barrier Level, but not for the Observation Dates on which the Underlying closes below the Coupon Barrier Level. On the Valuation Date, the Underlying closes at or above the Downside Threshold Level. Therefore, at maturity, investors will receive the Principal Amount and, because the Final Level is greater than or equal to the Coupon Barrier Level, the Contingent Coupon with respect to the Valuation Date.</FONT></TD></TR>
  <TR>
    <TD STYLE="font-style: normal; padding-top: 4pt; padding-right: 11pt; vertical-align: top; border-right: white 1.5pt solid; border-bottom: white 1.5pt solid; border-left: white 1.5pt solid; background-color: #DCEBF4; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: normal; padding-bottom: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Scenario
    3: The securities are not automatically redeemed prior to maturity, and investors suffer a substantial loss of principal at maturity.</B></FONT></TD>
    <TD STYLE="padding-top: 4pt; font-size: 12pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">This scenario assumes that the securities are not automatically redeemed on any of the Contingent Coupon Payment Dates, and, as a result, investors hold the securities to maturity. During the term of the securities, the Underlying closes below the Coupon Barrier Level on all or nearly all of the Observation Dates.&nbsp;&nbsp;In this scenario, investors do not receive any Contingent Coupons, or receive Contingent Coupons for only a limited number of Contingent Coupon Payment Dates. On the Valuation Date, the Underlying closes below the Downside Threshold Level.&nbsp;&nbsp;Therefore, investors receive an amount equal to the Principal Amount multiplied by the Underlying Return at maturity.&nbsp;&nbsp;Under these circumstances, the Redemption Amount will be less than 50% of the Principal Amount and could be zero.&nbsp;&nbsp;No coupon will be paid at maturity in this scenario. </FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">Marathon Oil Corporation Summary</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Companies with securities registered under the Securities Exchange Act
of 1934 (the &ldquo;Exchange Act&rdquo;) are required to periodically file certain financial and other information specified by the SEC.
Information provided to or filed with the SEC by the Reference Share Issuer pursuant to the Exchange Act can be located by reference to
the SEC file number provided below. According to its publicly available filings with the SEC, Marathon Oil Corporation is a company that
explores for, produces and markets crude oil and condensate, natural gas liquids and natural gas. The common stock of&nbsp;Marathon Oil
Corporation is listed on the New York Stock Exchange.&nbsp;Marathon Oil Corporation&rsquo;s SEC file number is 001-15130 and can be accessed
through&nbsp;www.sec.gov.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">This pricing supplement relates only to the securities offered hereby
and does not relate to the Underlying or other securities of the Reference Share Issuer. We have derived all disclosures contained in
this pricing supplement regarding the Underlying and the Reference Share Issuer from the publicly available documents described in the
preceding paragraph. In connection with the offering of the securities, neither we nor our affiliates have participated in the preparation
of such documents or made any due diligence inquiry with respect to the Reference Share Issuer.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Information as of market close on August 26, 2022:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 44%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 59%; layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Bloomberg Ticker Symbol:</FONT></TD>
    <TD STYLE="width: 41%; text-align: center; layout-grid-mode: char; font-size: 10pt"><FONT STYLE="font-size: 10pt">MRO UN &lt;Equity&gt;</FONT></TD></TR>
  <TR>
    <TD STYLE="layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Current Closing Level:</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$26.16</FONT></TD></TR>
  <TR>
    <TD STYLE="layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">52 Weeks Ago:</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$12.01</FONT></TD></TR>
  <TR>
    <TD STYLE="layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">52 Week High (on 6/7/2022):</FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$32.17</FONT></TD></TR>
  <TR>
    <TD STYLE="layout-grid-mode: char; font-size: 10pt; color: #296DC1; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">52 Week Low (on</FONT> <FONT STYLE="font-size: 10pt">9/8/2021<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">):</FONT></FONT></TD>
    <TD STYLE="vertical-align: bottom; font-size: 12pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$11.19</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">For additional historical information, see &ldquo;Common Stock of Marathon
Oil Corporation Historical Performance&rdquo; below.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Hypothetical Examples</P>

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">The following hypothetical examples are for illustrative purposes only.
Whether you receive a Contingent Coupon and whether an Early Redemption Event occurs will be determined on each Observation Date. If the
securities are not automatically redeemed, the Redemption Amount will be determined by reference to the Final Level. The actual Initial
Level, Coupon Barrier Level, Downside Threshold Level and Early Redemption Level are set forth in &ldquo;Key Terms&rdquo; herein. All
payments on the securities are subject to the credit risk of Credit Suisse. The numbers in the hypothetical examples may be rounded for
ease of analysis. The below examples are based on the following terms:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; background-color: #DCEBF4; border-collapse: collapse">
  <TR STYLE="background-color: rgb(220,235,244)">
    <TD STYLE="padding-top: 4pt; padding-right: 11pt; vertical-align: top; width: 26%; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">Hypothetical Initial Level:</FONT></TD>
    <TD STYLE="padding-top: 4pt; width: 74%; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">$100</FONT></TD></TR>
  <TR STYLE="background-color: White">
    <TD STYLE="padding-top: 4pt; padding-right: 11pt; vertical-align: top; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">Hypothetical Coupon Barrier Level:</FONT></TD>
    <TD STYLE="padding-top: 4pt; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">$50, which is 50% of the hypothetical Initial Level</FONT></TD></TR>
  <TR STYLE="background-color: rgb(220,235,244)">
    <TD STYLE="padding-top: 4pt; padding-right: 11pt; vertical-align: top; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">Hypothetical Downside Threshold Level:</FONT></TD>
    <TD STYLE="padding-top: 4pt; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">$50, which is 50% of the hypothetical Initial Level</FONT></TD></TR>
  <TR STYLE="background-color: White">
    <TD STYLE="padding-top: 4pt; padding-right: 11pt; vertical-align: top; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">Hypothetical Early Redemption Level:</FONT></TD>
    <TD STYLE="padding-top: 4pt; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">$100, which is 100% of the hypothetical Initial Level</FONT></TD></TR>
  <TR STYLE="background-color: rgb(220,235,244)">
    <TD STYLE="padding-top: 4pt; padding-right: 11pt; vertical-align: top; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">Contingent Coupons:</FONT></TD>
    <TD STYLE="padding-top: 4pt; padding-bottom: 4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">18.40% per annum (corresponding to $0.46 per period per security)</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">A Contingent Coupon is paid on each Contingent Coupon Payment Date <B>but
    only if the closing level of the Underlying is at or above the Coupon Barrier Level on the related Observation Date.</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P></TD></TR>
  <TR STYLE="background-color: White">
    <TD STYLE="padding-top: 4pt; padding-right: 11pt; vertical-align: top; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">Automatic Redemption:</FONT></TD>
    <TD STYLE="padding-top: 4pt; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">If on any Observation Date scheduled to occur on or after November 28, 2022 (other than the Valuation Date) the closing level of the Underlying is greater than or equal to the Initial Level, the securities will be automatically redeemed for an Automatic Redemption Amount equal to the Principal Amount plus the Contingent Coupon payable on the immediately following Contingent Coupon Payment Date.</FONT></TD></TR>
  <TR STYLE="background-color: rgb(220,235,244)">
    <TD STYLE="padding-top: 4pt; padding-right: 11pt; vertical-align: top; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">Redemption Amount (if the securities have not been automatically redeemed):</FONT></TD>
    <TD STYLE="padding-top: 4pt; padding-bottom: 4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If the Final Level is <B>greater than or equal to</B> the Downside Threshold
    Level: the Principal Amount and, because the Final Level is greater than or equal to the Coupon Barrier Level, the Contingent Coupon with
    respect to the Valuation Date.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">If the Final Level is <B>less than</B> the Downside Threshold Level:
    (i) the Principal Amount multiplied by (ii) the Underlying Return.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"></P></TD></TR>
  <TR STYLE="background-color: White">
    <TD STYLE="padding-top: 4pt; padding-right: 11pt; vertical-align: top; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">Principal Amount:</FONT></TD>
    <TD STYLE="padding-top: 4pt; layout-grid-mode: char; font-size: 10pt; padding-bottom: 4pt"><FONT STYLE="font-size: 10pt">$10</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">In Example 1, the securities are automatically redeemed
on one of the Contingent Coupon Payment Dates, and no further payments are made on the securities after they have been automatically redeemed.
In Examples 2, 3, and 4, the securities are not automatically redeemed prior to, and remain outstanding until, maturity.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in"><B>Example 1 </B>&mdash; The closing level of the
Underlying is at or above the Early Redemption Level on the third Observation Date, but below the Early Redemption Level on each prior
Observation Date, so the securities are automatically redeemed on the Contingent Coupon Payment Date immediately following the third Observation
Date. The closing level of the Underlying is also at or above the Coupon Barrier Level on each Observation Date prior to (and excluding)
the Observation Date immediately preceding the Automatic Redemption. Therefore, you would receive the Contingent Coupons with respect
to those Observation Dates, totaling $0.46 &times; 2 = $0.92. The closing level of the Underlying is greater than or equal to the Coupon
Barrier Level on the Observation Date immediately preceding the Automatic Redemption. Upon Automatic Redemption, investors receive the
Automatic Redemption Amount calculated as $10 + $0.46 = $10.46.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">The total payment over the 9-month term of the securities
is $0.92 + $10.46 = $11.38.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>


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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in"><B>Example 2 </B>&mdash; The closing level of the
Underlying is below the Early Redemption Level on each Observation Date prior to the Valuation Date, so the securities are not automatically
redeemed prior to maturity. The closing level of the Underlying is at or above the Coupon Barrier Level on every Observation Date including
the Valuation Date, and the Final Level is above the Initial Level. Therefore, you would receive (i) the Contingent Coupons with respect
to each Observation Date prior to (and excluding) the Valuation Date, totaling $0.46 &times; 15 = $6.90 and (ii) the Redemption Amount
calculated as $10 + $0.46 = $10.46.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">The total payment over the 4-year term of the securities
is $6.90 + $10.46 = $17.36.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">This example illustrates the scenario where you receive
a Contingent Coupon on every Contingent Coupon Payment Date throughout the term of the securities and receive your principal back at maturity,
resulting in a per annum interest rate of 18.40%. Despite the fact that the Final Level is greater than the Initial Level, you will not
participate in any appreciation of the Underlying. This is therefore the maximum amount payable over the term of the securities. To the
extent that coupons are not paid on every Contingent Coupon Payment Date, the effective interest rate on the securities will be less than
18.40% per annum and could be zero. If the securities are automatically redeemed prior to maturity, you will receive no more Contingent
Coupons, may be forced to invest in a lower interest rate environment and may not be able to reinvest at comparable terms or returns.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in"><B>Example 3</B> &mdash; The closing level of the
Underlying is below the Early Redemption Level on each Observation Date prior to the Valuation Date, so the securities are not automatically
redeemed prior to maturity. The closing level of the Underlying is at or above the Coupon Barrier Level on two of the Observation Dates
prior to the Valuation Date. The Final Level is above the Downside Threshold Level and Coupon Barrier Level. In this scenario, you receive
a Redemption Amount equal to the Principal Amount and the Contingent Coupon with respect to the Valuation Date. Therefore, you would receive
(i) the Contingent Coupons with respect to two Observation Dates prior to the Valuation Date, totaling $0.46 &times; 2 = $0.92, but not
for the other Observation Dates prior to the Valuation Date, and (ii) the Redemption Amount calculated as $10 + $0.46 = $10.46.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">The total payment over the 4-year term of the securities
is $0.92 + $10.46 = $11.38.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in"><B>Example 4 </B>&mdash; The closing level of the
Underlying is below the Early Redemption Level on each Observation Date prior to the Valuation Date, so the securities are not automatically
redeemed prior to maturity. The closing level of the Underlying is below the Coupon Barrier Level on all of the Observation Dates, and
the Final Level is $40, which is below the Downside Threshold Level. Therefore, you would receive no Contingent Coupons, and the Redemption
Amount would be calculated as $10 &times; $40/ $100 = $4.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">The total payment over the 4-year term of the securities
is $0 + $4 = $4.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in"><B>If the securities are not automatically redeemed
prior to maturity and the Final Level is less than the Downside Threshold Level, you will lose a significant portion or all of your investment
in the securities. </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>


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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Selected Risk Considerations</P>

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><I>This section describes the material risks relating to the securities.
For a complete list of risk factors, please see the accompanying product supplement, prospectus and prospectus supplement. Investors should
consult their financial and legal advisers as to the risks entailed by an investment in the securities and the appropriateness of the
securities in light of their particular circumstances.</I></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Risks Relating to the Securities Generally</I></B></P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>The securities do not guarantee the return of any principal.</B></FONT>
T<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">he terms of the securities differ from those of ordinary
debt securities in that the securities do not guarantee the payment of regular interest or the return of any of the principal amount at
maturity. Instead, if the securities have not been automatically redeemed prior to maturity and the Final Level is less than the Downside
Threshold Level, you will be fully exposed to the decline in the Underlying over the term of the securities, and you will receive for
each security that you hold at maturity an amount of cash that is significantly less than the Principal Amount, in proportion to the decline
in the level of the Underlying from the Initial Level to the Final Level. Under this scenario, the value of any such payment will be less
than 50% of the Principal Amount and could be zero. You may lose up to your entire initial investment in the securities. Any payment on
the securities is subject to our ability to pay our obligations as they become due.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><B>The securities are subject to the credit risk of Credit Suisse. </B>Investors are dependent on our ability to pay all amounts due
on the securities and, therefore, if we were to default on our obligations, you may not receive any amounts owed to you under the securities.
In addition, any decline in our credit ratings, any adverse changes in the market&rsquo;s view of our creditworthiness or any increase
in our credit spreads is likely to adversely affect the value of the securities prior to maturity.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>The securities will not pay more than the Principal Amount plus Contingent Coupons, if any.</B> The securities will not pay more
than the Principal Amount plus Contingent Coupons, if any, regardless of the performance of the Underlying. Even if the Final Level is
greater than the Initial Level, you will not participate in the appreciation of the Underlying. Therefore, the maximum amount payable
with respect to the securities (excluding Contingent Coupons, if any) is the Principal Amount. This payment will not be increased to include
reimbursement for any discounts or commissions and hedging and other transaction costs, even upon an Automatic Redemption.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Regardless of the amount of any payment you receive on the securities,
your actual yield may be different in real value terms. </B><FONT STYLE="font-weight: normal">Inflation may cause the real value of any
payment you receive on the securities to be less at maturity than it is at the time you invest. An investment in the securities also represents
a forgone opportunity to invest in an alternative asset that generates a higher real return. You should carefully consider whether an
investment that may result in a return that is lower than the return on alternative investments is appropriate for you.</FONT></FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>The securities do not provide for regular fixed interest payments.</B> Unlike conventional debt securities, the securities do not
provide for regular fixed interest payments. Instead, the number of Contingent Coupons you receive over the term of the securities, if
any, will depend on the performance of the Underlying during the term of the securities. This is because the closing level of the Underlying
will determine (i) the number of Coupon Barrier Events that occur and (ii) whether and when the securities are automatically redeemed.
No Contingent Coupon will be paid with respect to any Observation Date on which a Coupon Barrier Event occurs. Accordingly, if a Coupon
Barrier Event occurs on every Observation Date, you will not receive any Contingent Coupons during the term of the securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">The number of Contingent Coupons you will
be paid, if any, could also be limited by the Automatic Redemption feature of the securities. If an Early Redemption Event occurs, the
securities will be automatically redeemed and you will receive a cash payment equal to the Principal Amount of the securities you hold
and the Contingent Coupon payable on the immediately following Contingent Coupon Payment Date. No further payments will be made with respect
to the securities following an Automatic Redemption. Therefore, if the securities are automatically redeemed, you will not have the opportunity
to receive further Contingent Coupons.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">In addition, if interest rates generally
increase over the term of the securities, it is more likely that the Contingent Coupon, if any, could be less than the yield one might
receive based on market rates at that time. This would have the further effect of decreasing the value of your securities both nominally
in terms of below-market coupons and in real value terms. Furthermore, it is possible that you will not receive some or all of the Contingent
Coupons over the term of the securities, and still lose your Principal Amount. Even if you do receive some or all of your Principal Amount
at maturity, you will not be</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>


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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">compensated for the time value of money.
These securities are not short-term investments, so you should carefully consider these risks before investing.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">Because the number of Contingent Coupons
is variable and may be zero, the securities are not a suitable investment for investors who require regular fixed income payments.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>More favorable terms to you are generally associated with an Underlying with greater expected volatility and therefore can indicate
a greater risk of loss. </B>&ldquo;Volatility&rdquo; refers to the frequency and magnitude of changes in the level of the Underlying.
The greater the expected volatility with respect to the Underlying on the Trade Date, the higher the expectation as of the Trade Date
that the closing level of the Underlying could be less than the (i) Coupon Barrier Level on any Observation Date or (ii) Downside Threshold
Level on the Valuation Date, indicating a higher expected risk of loss on the securities. This greater expected risk will generally be
reflected in a higher Contingent Coupon than the yield payable on our conventional debt securities with a similar maturity, or in more
favorable terms (such as lower Coupon Barrier Levels or Downside Threshold Levels) than for similar securities linked to the performance
of an underlying with a lower expected volatility as of the Trade Date. You should therefore understand that a relatively higher Contingent
Coupon may indicate an increased risk of loss. Further, relatively lower Coupon Barrier Levels or Downside Threshold Levels may not necessarily
indicate that you will receive a Contingent Coupon on any Contingent Coupon Payment Date or that the securities have a greater likelihood
of a return of principal at maturity. The volatility of the Underlying can change significantly over the term of the securities. The level
of the Underlying for your securities could fall sharply, which could result in a significant loss of principal. You should be willing
to accept the downside market risk of the Underlying and the potential to lose a significant amount of your principal at maturity.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>The securities are subject to a potential Automatic Redemption, which exposes
you to reinvestment risk. </B><FONT STYLE="font-weight: normal">The securities are subject to a potential Automatic Redemption. If the
securities are automatically redeemed prior to the Maturity Date, you may be unable to invest in other securities with a similar level
of risk that provide you with the opportunity to be paid the same coupons as the securities.</FONT></FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; font-weight: normal; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>An Automatic Redemption would eliminate your opportunity to be paid Contingent
Coupons over the full term of the securities.</B> <FONT STYLE="font-weight: normal">If an Early Redemption Event occurs, the securities
will be automatically redeemed and you will receive a cash payment equal to the Principal Amount of the securities you hold and the Contingent
Coupon payable on that Contingent Coupon Payment Date. No further payments will be made with respect to the securities following an Automatic
Redemption.</FONT></FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in"><FONT STYLE="font-weight: normal">Further,
a lower Early Redemption Level relative to the Coupon Barrier Level will increase the likelihood of an Automatic Redemption and therefore
could limit your opportunity to be paid Contingent Coupons. Because the number of Contingent Coupons you receive over the term of securities,
if any, will depend on (i) the number of Coupon Barrier Events that occur and (ii) whether and when an Early Redemption Event occurs,
a relatively lower Early Redemption Level will narrow the range of possible closing levels at which you will receive the Contingent Coupon
on any particular Contingent Coupon Payment Date and the securities will remain outstanding until at least the next Contingent Coupon
Payment Date. If the closing level of the Underlying on any Observation Date scheduled to occur on or after November 28, 2022 is greater
than or equal to the Coupon Barrier Level, you will receive the Contingent Coupon on the related Contingent Coupon Payment Date, but the
securities will only remain outstanding in the event that the closing level of the Underlying is also less than the Early Redemption Level.
The lower the Early Redemption Level is, the less likely it is that the securities will remain outstanding. </FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>Whether a Contingent Coupon is paid on a Contingent Coupon Payment Date will depend on the closing level of the Underlying on the
related Observation Date. </B> Whether a Contingent Coupon will be paid on a <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">Contingent
</FONT>Coupon Payment Date will depend on the closing level of the Underlying on the immediately preceding Observation Date. As a result,
you will not know whether you will receive a Contingent Coupon until shortly before the relevant <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-weight: normal">Contingent</FONT>
Coupon Payment Date. Moreover, if the closing level of the Underlying is less than the Coupon Barrier Level on an Observation Date, you
will not receive the Contingent Coupon with respect to such Observation Date, even if the closing level was higher than the Coupon Barrier
Level on other days during the relevant period.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>The U.S. federal tax consequences of an investment in the securities are unclear.</B> There is no direct legal authority regarding
the proper U.S. federal tax treatment of the securities, and we do not plan to request a ruling from the Internal Revenue Service (the
&ldquo;IRS&rdquo;). Consequently, significant aspects of the tax treatment of the securities are uncertain, and the IRS or a court might
not agree with the treatment of the securities as described in &ldquo;United States Federal Tax Considerations&rdquo; below. If the IRS
were successful in asserting an alternative treatment, the tax consequences of ownership and disposition of the securities, including
the timing and character of income recognized by U.S. investors and the withholding tax consequences to non-U.S. investors, might be materially
and adversely affected. Moreover, future</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">legislation, Treasury regulations or IRS
guidance could adversely affect the U.S. federal tax treatment of the securities, possibly retroactively.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Risks Relating to the Underlying</I></B></P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>No affiliation with the Reference Share Issuer. </B>We are not affiliated with the Reference Share Issuer. You should make your
own investigation into the Underlying and the Reference Share Issuer. In connection with the offering of the securities, neither we nor
our affiliates have participated in the preparation of any publicly available documents or made any due diligence inquiry with respect
to the Reference Share Issuer.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>No ownership rights in the Underlying.</B> Your return on the securities will not reflect the return you would realize if you actually
owned shares of the Underlying. The return on your investment is not the same as the total return you would receive based on a purchase
of the shares of the Underlying. For example, as a holder of the securities, you will not have any ownership interest or rights in the
Underlying, such as voting rights or dividend payments. In addition, the issuer of the Underlying will not have any obligation to consider
your interests as a holder of the securities in taking any corporate action that might affect the value of the Underlying and therefore,
the value of the securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>Anti-dilution protection is limited. </B>The calculation agent will make anti-dilution adjustments for certain events affecting
the Underlying. However, an adjustment will not be required in response to all events that could affect the Underlying. If an event occurs
that does not require the calculation agent to make an adjustment, or if an adjustment is made but such adjustment does not fully reflect
the economics of such event, the value of the securities may be materially and adversely affected. See &ldquo;Supplemental Terms of the
Securities&mdash;Adjustments&rdquo; in this pricing supplement.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>Government regulatory action, including legislative acts and executive orders, could result in material changes to the Underlying
and could negatively affect your return on the securities. </B> Government regulatory action, including legislative acts and executive
orders, could materially affect the Underlying. For example, in response to recent executive orders, stocks of companies that are determined
to be linked to the People&rsquo;s Republic of China military, intelligence and security apparatus may be delisted from a U.S. exchange,
removed as a component in indices or exchange traded funds, or transactions in, or holdings of, securities with exposure to such stocks
may otherwise become prohibited under U.S. law. If government regulatory action results in such consequences, there may be a material
and negative effect on the securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Risks Relating to the Issuer</I></B></P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>Credit Suisse is subject to Swiss regulation. </B>As a Swiss bank, Credit Suisse is subject to regulation by governmental agencies,
supervisory authorities and self-regulatory organizations in Switzerland. Such regulation is increasingly more extensive and complex and
subjects Credit Suisse to risks. For example, pursuant to Swiss banking laws, the Swiss Financial Market Supervisory Authority (FINMA)
may open resolution proceedings if there are justified concerns that Credit Suisse is over-indebted, has serious liquidity problems or
no longer fulfills capital adequacy requirements. FINMA has broad powers and discretion in the case of resolution proceedings, which include
the power to convert debt instruments and other liabilities of Credit Suisse into equity and/or cancel such liabilities in whole or in
part. If one or more of these measures were imposed, such measures may adversely affect the terms and market value of the securities and/or
the ability of Credit Suisse to make payments thereunder and you may not receive any amounts owed to you under the securities.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Risks Relating to Conflicts of Interest</I></B></P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>Hedging and trading activity. </B>We, any dealer, or any of our or their respective affiliates may carry out hedging activities
related to the securities, including in the Underlying or instruments related to the Underlying. We, any dealer, or our or their respective
affiliates may also trade in the Underlying or instruments related to the Underlying from time to time. Any of these hedging or trading
activities on or prior to the Trade Date and during the term of the securities could adversely affect our payment to you at maturity.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>Potential conflicts. </B>We and our affiliates play a variety of roles in connection with the issuance of the securities, including
acting as calculation agent and as agent of the issuer for the offering of the securities, hedging our obligations under the securities
and determining their estimated value. In performing these duties, the economic interests of us and our affiliates are potentially adverse
to your interests as an investor in the securities. For instance, as calculation agent, Credit Suisse International will determine the
Initial Level, the Coupon Barrier Level, the Downside Threshold Level and the Early Redemption Level, whether you receive a Contingent
Coupon on each Contingent Coupon Payment Date and the Redemption Amount, if any. Moreover, certain determinations made by Credit Suisse
International, in its capacity as calculation agent, may require it to exercise discretion and make subjective judgments, such as with
respect to the</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">occurrence or non-occurrence of market
disruption events and the selection of a successor underlying or calculation of the closing level in the event of a market disruption
event or discontinuance of the Underlying. These potentially subjective determinations may adversely affect the payout to you at maturity,
if any. In addition, hedging activities by us or our affiliates on or prior to the Trade Date could potentially increase the Initial Level,
and therefore, could increase the Coupon Barrier Level, which is the level at or above which the Underlying must close in order for you
to receive a Contingent Coupon, and the Downside Threshold Level, which is the level at or above which the Underlying must close on the
Valuation Date so that you are not exposed to the negative performance of the Underlying. Further, hedging activities may adversely affect
any payment on or the value of the securities. Any profit in connection with such hedging activities will be in addition to any other
compensation that we and our affiliates receive for the sale of the securities, which creates an additional incentive to sell the securities
to you.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">We and/or our affiliates may also currently
or from time to time engage in business with the Reference Share Issuer, including extending loans to, or making equity investments in,
the Reference Share Issuer or providing advisory services to the Reference Share Issuer. In addition, one or more of our affiliates may
publish research reports or otherwise express opinions with respect to the Reference Share Issuer and these reports may or may not recommend
that investors buy or hold shares of the Underlying. As a prospective purchaser of the securities, you should undertake an independent
investigation of the Reference Share Issuer that in your judgment is appropriate to make an informed decision with respect to an investment
in the securities.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><B><I>Risks Relating to the Estimated Value and Secondary
Market Prices of the Securities </I></B></P>

<P STYLE="color: #296DC1; font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>Unpredictable economic and market factors will affect the value of the securities.</B> The payout on the securities can be replicated
using a combination of the components described in &ldquo;The estimated value of the securities on the Trade Date is less than the Price
to Public.&rdquo; Therefore, in addition to the level of the Underlying, the terms of the securities at issuance and the value of the
securities prior to maturity may be influenced by factors that impact the value of fixed income securities and options in general such
as:</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">o</TD><TD>the expected and actual volatility of the Underlying;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">o</TD><TD>the time to maturity of the securities;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">o</TD><TD>the dividend rate on the Underlying;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">o</TD><TD>interest and yield rates in the market generally;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">o</TD><TD>investors&rsquo; expectations with respect to the rate of
inflation;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">o</TD><TD>events affecting companies engaged in the industry of the
Reference Share Issuer;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">o</TD><TD>geopolitical conditions and economic, financial, political,
regulatory, judicial or other events that affect the Reference Share Issuer or markets generally and which may affect the level of the
Underlying; and</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">&nbsp;</TD><TD>&nbsp;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">o</TD><TD>our creditworthiness, including actual or anticipated downgrades
in our credit ratings.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 58.5pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">Some or all of these factors may influence the price that
you will receive if you choose to sell your securities prior to maturity. The impact of any of the factors set forth above may enhance
or offset some or all of any change resulting from another factor or factors.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>The estimated value of the securities on the Trade Date is less than the Price to Public.</B> The initial estimated value of your
securities on the Trade Date (as determined by reference to our pricing models and our internal funding rate) is less than the original
Price to Public. The Price to Public of the securities includes any discounts or commissions as well as transaction costs such as expenses
incurred to create, document and market the securities and the cost of hedging our risks as issuer of the securities through one or more
of our affiliates (which includes a projected profit). The costs included in the original Price to Public of the securities will include
a fee paid to LFT Securities, LLC, an entity in which an affiliate of MSSB has an ownership interest, for providing certain electronic
platform services with respect to this offering. MSSB is acting as a dealer in connection with the distribution of the securities. These
costs will be effectively borne by you as an investor in the securities. These amounts will be retained by Credit Suisse or our affiliates
in connection with our structuring and offering of the securities (except to the extent discounts or commissions are reallowed to other
broker-dealers or any</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 18; Value: 3 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">costs are paid to third parties).<BR>
<BR>
On the Trade Date, we value the components of the securities in accordance with our pricing models. These include a fixed income component
valued using our internal funding rate, and individual option components valued using proprietary pricing models dependent on inputs such
as volatility, correlation, dividend rates, interest rates and other factors, including assumptions about future market events and/or
environments. These inputs may be market-observable or may be based on assumptions made by us in our discretionary judgment. As such,
the payout on the securities can be replicated using a combination of these components and the value of these components, as determined
by us using our pricing models, will impact the terms of the securities at issuance. Our option valuation models are proprietary. Our
pricing models take into account factors such as interest rates, volatility and time to maturity of the securities, and they rely in part
on certain assumptions about future events, which may prove to be incorrect.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">Because Credit Suisse&rsquo;s pricing models may differ from
other issuers&rsquo; valuation models, and because funding rates taken into account by other issuers may vary materially from the rates
used by Credit Suisse (even among issuers with similar creditworthiness), our estimated value at any time may not be comparable to estimated
values of similar securities of other issuers.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><FONT STYLE="background-color: white"><B>Effect of interest rate in structuring the securities. </B>The internal funding rate we use
in structuring notes such as these securities is typically lower than the interest rate that is reflected in the yield on our conventional
debt securities of similar maturity in the secondary market (our &ldquo;secondary market credit spreads&rdquo;).&nbsp; If on the Trade
Date our internal funding rate is lower than our secondary market credit spreads, we expect that the economic terms of the securities
will generally be less favorable to you than they would have been if our secondary market credit spread had been used in structuring the
securities. We will also use our internal funding rate to determine the price of the securities if we post a bid to repurchase your securities
in secondary market transactions. See &ldquo;&mdash;Secondary Market Prices&rdquo; below.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>Secondary market prices.</B> If Credit Suisse (or an affiliate) bids for your securities in secondary market transactions, which
we are not obligated to do, the secondary market price (and the value used for account statements or otherwise) may be higher or lower
than the Price to Public and the estimated value of the securities on the Trade Date. The estimated value of the securities on the cover
of this pricing supplement does not represent a minimum price at which we would be willing to buy the securities in the secondary market
(if any exists) at any time. The secondary market price of your securities at any time cannot be predicted and will reflect the then-current
estimated value determined by reference to our pricing models, the related inputs and other factors, including our internal funding rate,
customary bid and ask spreads and other transaction costs, changes in market conditions and deterioration or improvement in our creditworthiness.
In circumstances where our internal funding rate is higher than our secondary market credit spreads, our secondary market bid for your
securities could be less favorable than what other dealers might bid because, assuming all else equal, we use the higher internal funding
rate to price the securities and other dealers might use the lower secondary market credit spread to price them. Furthermore, assuming
no change in market conditions from the Trade Date, the secondary market price of your securities will be lower than the Price to Public
because it will not include any discounts or commissions and hedging and other transaction costs. If you sell your securities to a dealer
in a secondary market transaction, the dealer may impose an additional discount or commission, and as a result the price you receive on
your securities may be lower than the price at which we may repurchase the securities from such dealer.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">We (or an affiliate) may initially post
a bid to repurchase the securities from you at a price that will exceed the then-current estimated value of the securities. That higher
price reflects our projected profit and costs, which may include discounts and commissions that were included in the Price to Public,
and that higher price may also be initially used for account statements or otherwise. We (or our affiliate) may offer to pay this higher
price, for your benefit, but the amount of any excess over the then-current estimated value will be temporary and is expected to decline
over a period of approximately three months.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">The securities are not designed to be short-term
trading instruments and any sale prior to maturity could result in a substantial loss to you. You should be willing and able to hold your
securities to maturity.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Wingdings; font-size: 12pt; color: #A3C4EB">&sect;</FONT></TD><TD><B>Lack of liquidity.</B>&nbsp;The securities will not be listed on any securities exchange. Credit Suisse (or its affiliates) intends
to offer to purchase the securities in the secondary market but is not required to do so. Even if there is a secondary market, it may
not provide enough liquidity to allow you to trade or sell the securities when you wish to do so. Because other dealers are not likely
to make a secondary market for the securities, the price at which you may be able to trade your securities is likely to depend on the
price, if any, at which Credit Suisse (or its affiliates) is willing to buy the securities. If you have to sell your securities prior
to maturity, you may not be able to do so or you may have to sell them at a substantial loss.</TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>


<!-- Field: Page; Sequence: 19; Value: 3 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Supplemental Use of Proceeds and Hedging</P>

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">We intend to use the proceeds of this offering for our general corporate
purposes, which may include the refinancing of existing debt outside Switzerland. Some or all of the proceeds we receive from the sale
of the securities may be used in connection with hedging our obligations under the securities through one or more of our affiliates. Such
hedging or trading activities on or prior to the Trade Date and during the term of the securities (including on any calculation date,
as defined in the accompanying product supplement) could adversely affect the value of the Underlying and, as a result, could decrease
the amount you may receive on the securities at maturity. For additional information, see &ldquo;Supplemental Use of Proceeds and Hedging&rdquo;
in the accompanying product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 20; Value: 3 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">Common Stock of Marathon Oil Corporation Historical
Performance</P>

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">The following graph sets forth the
daily closing levels of the Underlying for the period from January 3, 2017 through August 26, 2022. The related table sets forth the published
high and low closing levels, as well as end-of-quarter closing levels, of the Underlying for each quarter in the same period. The closing
level on August 26, 2022 was $26.16. We obtained the information in the table below from Bloomberg Financial Markets, without independent
verification. The closing levels reported by Bloomberg may not be the same as the closing levels derived from the applicable Reuters page.
The historical values of the Underlying should not be taken as an indication of future performance, and no assurance can be given as to
the level of the Underlying on any Observation Date. The graph below may have been adjusted to reflect certain corporate actions such
as stock splits and reverse stock splits.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 88%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #DCEBF4">
    <TD STYLE="width: 100%">
    <P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: #296DC1">Common Stock of Marathon Oil
    Corporation Daily Closing Levels</P>
    <P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: #296DC1"></P>
    <P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: #296DC1">January 3, 2017 to August 26,
    2022</P>
    <P STYLE="font: bold 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-align: center; color: #296DC1"></P></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.05in; text-align: center; text-indent: -0.05in; font-size: 10pt"><IMG SRC="image_001.gif" ALT="" STYLE="height: 289px; width: 482px"></TD></TR>
  <TR>
    <TD>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">* The solid red line in the graph indicates the Coupon Barrier Level
    and Downside Threshold Level.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 21; Value: 3 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->21<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top; background-color: #296DC1">
    <TD STYLE="width: 46%; border: white 1pt solid; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white">Common Stock of Marathon Oil Corporation</FONT></TD>
    <TD STYLE="width: 18%; border-top: white 1pt solid; border-right: white 1pt solid; border-bottom: white 1pt solid; text-align: center; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white">High</FONT></TD>
    <TD STYLE="width: 18%; border-top: white 1pt solid; border-right: white 1pt solid; border-bottom: white 1pt solid; text-align: center; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white">Low</FONT></TD>
    <TD STYLE="width: 18%; border-top: white 1pt solid; border-right: white 1pt solid; border-bottom: white 1pt solid; text-align: center; font-weight: bold"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white">Period End</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD><FONT STYLE="font-size: 10pt; color: #296DC1"><B>2017</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD><FONT STYLE="font-size: 10pt">First Quarter </FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$18.18</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$14.61</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$15.80</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD><FONT STYLE="font-size: 10pt">Second Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$16.60</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$11.35</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$11.85</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD><FONT STYLE="font-size: 10pt">Third Quarter </FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$13.73</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$10.77</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$13.56</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD><FONT STYLE="font-size: 10pt">Fourth Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$17.26</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$13.48</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$16.93</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD><FONT STYLE="font-size: 10pt; color: #296DC1"><B>2018</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">First Quarter </FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$19.28</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$14.52</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$16.13</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Second Quarter </FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$21.90</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$15.57</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$20.86</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Third Quarter </FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$23.28</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$19.00</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$23.28</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Fourth Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$23.99</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$12.66</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$14.34</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: #296DC1"><B>2019</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">First Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$17.69</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$14.62</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$16.71</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Second Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$18.78</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$12.98</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$14.21</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Third Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$14.25</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$11.53</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$12.27</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Fourth Quarter </FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$13.69</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$11.09</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$13.58</FONT></TD></TR>
  <TR STYLE="background-color: #DCEBF4">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: #296DC1"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">First Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$13.96</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$3.24</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$3.29</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Second Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$8.43</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$3.12</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$6.12</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Third Quarter </FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$6.12</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$4.09</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$4.09</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Fourth Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$7.30</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$3.85</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$6.67</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: #296DC1"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">First Quarter </FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$12.98</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$6.83</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$10.68</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Second Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$14.07</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$10.11</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$13.62</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Third Quarter </FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$14.17</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$10.68</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$13.67</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Fourth Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$17.26</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$14.24</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$16.42</FONT></TD></TR>
  <TR STYLE="background-color: #DEEAF6">
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt; color: #296DC1"><B>2022</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">First Quarter</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$26.04</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$16.87</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$25.11</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Second Quarter </FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$32.17</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$22.02</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$22.48</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 10pt">Third Quarter (through August 26, 2022)</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$26.37</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$20.41</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-size: 10pt">$26.16</FONT></TD></TR>
  </TABLE>
<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 1.5in">&nbsp;</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0; text-indent: 1.5in"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #296DC1; text-indent: 1.5in"><BR STYLE="clear: both">
United States Federal Tax Considerations</P>

<P STYLE="color: #296DC1; font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; text-indent: 1.5in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">This discussion supplements and,
to the extent inconsistent therewith, supersedes the discussion in the accompanying product supplement under &ldquo;United States Federal
Tax Considerations.&rdquo; </FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">Due to the lack of any controlling
legal authority, there is substantial uncertainty regarding the U.S. federal tax consequences of an investment in the securities. In the
opinion of our counsel, Davis Polk &amp; Wardwell LLP, it is reasonable under current law to treat the securities for U.S. federal income
tax purposes as prepaid financial contracts with associated coupons that will be treated as gross income to you at the time received or
accrued in accordance with your regular method of tax accounting. However, our counsel has advised us that it is unable to conclude affirmatively
that this treatment is more likely than not to be upheld, and that alternative treatments are possible that could materially affect the
timing and character of income or loss you recognize on the securities. </FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">Assuming this treatment of the
securities is respected and subject to the discussion in &ldquo;United States Federal Tax Considerations&rdquo; in the accompanying product
supplement, the following U.S. federal income tax consequences should result:</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; background-color: white">Any coupons paid on the securities should be taxable
as ordinary income to you at the time received or accrued in accordance with your regular method of accounting for U.S. federal income
tax purposes.</FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; background-color: white">Upon a sale or other disposition (including retirement)
of a security, you should recognize capital gain or loss equal to the difference between the amount realized and your tax basis in the
security. For this purpose, the amount realized does not include any coupon paid on retirement and may not include sale proceeds attributable
to an accrued coupon, which may be treated as a coupon payment. Such gain or loss should be long-term capital gain or loss if you held
the security for more than one year. </FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Arial, Helvetica, Sans-Serif">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">We do not plan to request a ruling
from the IRS regarding the treatment of the securities, and the IRS or a court might not agree with the treatment described herein. In
particular, the securities might be determined to be contingent payment debt instruments, in which case the tax consequences of ownership
and disposition of the securities, including the timing and character of income recognized, might be materially and adversely affected.
Moreover, the U.S. Treasury Department and the IRS have requested comments on various issues regarding the U.S. federal income tax treatment
of &ldquo;prepaid forward contracts&rdquo; and similar financial instruments and have indicated that such transactions may be the subject
of future regulations or other guidance. In addition, members of Congress have proposed legislative changes to the tax treatment of derivative
contracts. Any legislation, Treasury regulations or other guidance promulgated after consideration of these issues could materially and
adversely affect the tax consequences of an investment in the securities, possibly with retroactive effect. You should consult your tax
advisor regarding possible alternative tax treatments of the securities and potential changes in applicable law. </FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>Non-U.S. Holders. </B> The
U.S. federal income tax treatment of the coupons is unclear. Subject to the discussion below and in the accompanying product supplement
under &ldquo;United States Federal Tax Considerations&mdash;Tax Consequences to Non-U.S. Holders&rdquo; and &ldquo;United States Federal
Tax Considerations&mdash;FATCA,&rdquo; we currently do not intend to treat coupons paid to a Non-U.S. Holder (as defined in the accompanying
product supplement) of the securities as subject to U.S. federal withholding tax, provided that the Non-U.S. Holder complies with applicable
certification requirements. However, it is possible that the IRS could assert that such payments are subject to U.S. withholding tax,
or that we or another withholding agent may otherwise determine that withholding is required, in which case we or the other withholding
agent may withhold at a rate of up to 30% on such payments.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">Moreover, as discussed under &ldquo;United
States Federal Tax Considerations&mdash;Tax Consequences to Non-U.S. Holders&mdash;Dividend Equivalents under Section 871(m) of the Code&rdquo;
in the accompanying product supplement, Section 871(m) of the Internal Revenue Code generally imposes a 30% withholding tax on &ldquo;dividend
equivalents&rdquo; paid or deemed paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities or indices
that include U.S. equities. Treasury regulations under Section 871(m), as modified by an IRS notice, exclude from their scope financial
instruments issued prior to January 1, 2025 that do not have a &ldquo;delta&rdquo; of one with respect to any U.S. equity. Based on the
terms of the securities and representations provided by us, our counsel is of the opinion that the securities should not be treated as
transactions that have a &ldquo;delta&rdquo; of one within the meaning of the regulations with respect to any U.S. equity and, therefore,
should not be subject to withholding tax under Section 871(m). </FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">A determination that the securities
are not subject to Section 871(m) is not binding on the IRS, and the IRS may disagree with this determination. Moreover, Section 871(m)
is complex and its application may depend on your particular circumstances, including your other transactions. You should consult your
tax advisor regarding the potential application of Section 871(m) to the securities.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white">We will not be required to pay
any additional amounts with respect to U.S. federal withholding taxes.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>You should read the section
entitled &ldquo;United States Federal Tax Considerations&rdquo; in the accompanying product supplement. The preceding discussion, when
read in combination with that section, constitutes the full opinion of Davis Polk &amp; Wardwell LLP regarding the material U.S. federal
tax consequences of owning and disposing of the securities.</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0"><FONT STYLE="background-color: white"><B>You should also consult your
tax advisor regarding all aspects of the U.S. federal income and estate tax consequences of an investment in the securities and any tax
consequences arising under the laws of any state, local or non-U.S. taxing jurisdiction.</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->24<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; color: #296DC1">Supplemental Plan of Distribution (Conflicts
of Interest)</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; color: #296DC1">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">Under the terms and subject to the conditions contained in
a distribution agreement dated May 7, 2007, as amended, which we refer to as the distribution agreement, we have agreed to sell the securities
to CSSU. The distribution agreement provides that CSSU is obligated to purchase all of the securities if any are purchased.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">CSSU will offer the securities at the offering price set
forth on the cover page of this pricing supplement and will receive underwriting discounts and commissions of $0.25 per $10 principal
amount of securities. MSSB and its financial advisors will collectively receive from CSSU discounts and commissions of $0.25 for each
security they sell, of which $0.05 per $10 principal amount of securities reflects a structuring fee. CSSU may re-allow some or all of
the discount on the principal amount per security on sales of such securities by other brokers or dealers. If all of the securities are
not sold at the initial offering price, CSSU may change the public offering price and other selling terms.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">An affiliate of Credit Suisse has paid or may pay in the
future a fixed amount to broker-dealers in connection with the costs of implementing systems to support these securities.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">We expect to deliver the securities against payment for the
securities on the Settlement Date indicated herein, which may be a date that is greater than two business days following the Trade Date.
Under Rule 15c6-1 of the Securities Exchange Act of 1934, as amended, trades in the secondary market generally are required to settle
in two business days, unless the parties to a trade expressly agree otherwise. Accordingly, if the Settlement Date is more than two business
days after the Trade Date, purchasers who wish to transact in the securities more than two business days prior to the Settlement Date
will be required to specify alternative settlement arrangements to prevent a failed settlement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">The agent for this offering, CSSU, is our affiliate. In accordance
with FINRA Rule 5121, CSSU may not make sales in this offering to any of its discretionary accounts without the prior written approval
of the customer. A portion of the net proceeds from the sale of the securities will be used by CSSU or one of its affiliates in connection
with hedging our obligations under the securities.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">For further information, please refer to &ldquo;Underwriting
(Conflicts of Interest)&rdquo; in the accompanying product supplement.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>


<!-- Field: Page; Sequence: 25; Value: 3 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse"><TR STYLE="vertical-align: top"><TD STYLE="width: 54%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">August 2022</FONT></TD><TD STYLE="text-align: right; width: 46%; font-size: 12pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #296DC1">Page <!-- Field: Sequence; Type: Arabic; Name: PageNo -->25<!-- Field: /Sequence --></FONT></TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0; text-align: left">&nbsp;</P><P STYLE="margin: 0; text-align: right"><IMG SRC="image_004.jpg" ALT="">&nbsp;</P><DIV STYLE="border-top: #296DC1 0.5pt solid; margin-right: -2.15pt; margin-left: 0in; padding: 4pt 0in 0in"> <P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"><FONT STYLE="font-size: 11pt">Auto-Callable Contingent Income Securities due August 31, 2026</FONT><BR> <FONT STYLE="font-size: 10pt; color: gray"><B>All Payments on the Securities Subject to the Coupon Barrier and Downside Threshold Features </B></FONT></P><P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; color: #296DC1; margin: 0pt 0"></P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"><B>Based on the Performance of the Common Stock of Marathon Oil Corporation<BR> </B>Principal at Risk Securities</P><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: gray; margin: 0pt 0"></P></DIV><!-- Field: Rule-Page --><DIV STYLE="margin-top: 1pt; margin-bottom: 1pt; width: 100%"><DIV STYLE="border-top: #296DC1 0.5pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="margin: 0">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; color: #296DC1"><FONT STYLE="background-color: white">Validity
of the Securities </FONT></P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in; color: #296DC1">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in"><FONT STYLE="background-color: white">In the opinion of Davis
Polk &amp; Wardwell LLP, as United States counsel to Credit Suisse, when the securities offered by this pricing supplement have been executed
and issued by Credit Suisse and authenticated by the trustee pursuant to the indenture, and delivered against payment therefor, such securities
will be valid and binding obligations of Credit Suisse, enforceable against Credit Suisse in accordance with their terms, subject to (i)
applicable bankruptcy, insolvency and similar laws affecting creditors&rsquo; rights generally, (ii) concepts of reasonableness and equitable
principles of general applicability (including, without limitation, concepts of good faith, fair dealing and the lack of bad faith) and
(iii) possible judicial or regulatory actions or application giving effect to governmental actions or foreign laws affecting creditors&rsquo;
rights, provided that such counsel expresses no opinion as to the effect of fraudulent conveyance, fraudulent transfer or similar provision
of applicable law on the conclusions expressed above. This opinion is given as of the date of this pricing supplement and is limited to
the laws of the State of New York, except that such counsel expresses no opinion as to the application of state securities or Blue Sky
laws to the securities. Insofar as this opinion involves matters governed by Swiss law, Davis Polk &amp; Wardwell LLP has relied, without
independent inquiry or investigation, on the opinion of Homburger AG, dated August 12, 2022 and filed by Credit Suisse as an exhibit to
a Current Report on Form 6-K on August 12, 2022. The opinion of Davis Polk &amp; Wardwell LLP is subject to the same assumptions, qualifications
and limitations with respect to such matters as are contained in the opinion of Homburger AG. In addition, the opinion of Davis Polk &amp;
Wardwell LLP is subject to customary assumptions about the establishment of the terms of the securities, the trustee&rsquo;s authorization,
execution and delivery of the indenture and its authentication of the securities, and the validity, binding nature and enforceability
of the indenture with respect to the trustee, all as stated in the opinion of Davis Polk &amp; Wardwell LLP dated August 12, 2022, which
was filed by Credit Suisse as an exhibit to a Current Report on Form 6-K on August 12, 2022. Davis Polk &amp; Wardwell LLP expresses no
opinion as to waivers of objections to venue, the subject matter or personal jurisdiction of a United States federal court or the effectiveness
of service of process other than in accordance with applicable law. In addition, such counsel notes that the enforceability in the United
States of Section 10.08(c) of the indenture is subject to the limitations set forth in the United States Foreign Sovereign Immunities
Act of 1976.</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 0.25in">&nbsp;</P>


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<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0; text-align: left">&nbsp;</P>

</BODY>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>2
<FILENAME>dp179408_exfilingfees.htm
<DESCRIPTION>EXHIBIT 107.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 0in"><FONT STYLE="font-size: 10pt"><B>Exhibit
107.1</B></FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><FONT STYLE="font-size: 10pt">The pricing supplement
to which this Exhibit is attached is a final prospectus for the related offering. The maximum aggregate offering price of that offering
is $3,150,000</P>

<P STYLE="margin: 0pt 0; font: 11pt Arial, Helvetica, Sans-Serif">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

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    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
