<SEC-DOCUMENT>0001213900-22-043845.txt : 20220802
<SEC-HEADER>0001213900-22-043845.hdr.sgml : 20220802
<ACCEPTANCE-DATETIME>20220802112257
ACCESSION NUMBER:		0001213900-22-043845
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20220802
DATE AS OF CHANGE:		20220802

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-238458-02
		FILM NUMBER:		221127428

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CREDIT SUISSE AG
		CENTRAL INDEX KEY:			0001053092
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			V8
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		PARADEPLATZ 8
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8001
		BUSINESS PHONE:		01141 44 333 1111

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1
		CITY:			ZURICH
		STATE:			V8
		ZIP:			8070

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE / /FI
		DATE OF NAME CHANGE:	20050607

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CREDIT SUISSE FIRST BOSTON /                            /FI
		DATE OF NAME CHANGE:	19980115
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>s140092_fwp.htm
<DESCRIPTION>FACT SHEET
<TEXT>
<HTML>
<HEAD>
<TITLE></TITLE>
</HEAD>
<BODY>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 54%; border: black 1pt solid">
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 5.15pt"><B>Filed pursuant to Rule 433</B></P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 0 77.85pt 0 5.15pt"><B>Registration Statement No. 333-238458-02</B></P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 0 77.85pt 0 5.15pt"><B>FINANCIAL PRODUCTS</B></P>
    <P STYLE="font: 8.5pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 5.15pt"><B>FACT SHEET (G366)</B></P></TD>
    <TD STYLE="width: 46%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid">
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt auto; text-align: right"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt"><B><IMG SRC="image_001.jpg" ALT="" STYLE="height: 58px; width: 152px"></B></FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: right">&nbsp;</P>
    <P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0.35pt 0 0; text-align: right">&nbsp;</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>Offering Period: August 2, 2022 &ndash; August 31,
2022</B></P>

<P STYLE="font: 13pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>CS Notes due September 4, 2025</B></P>

<P STYLE="font: 13pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>Linked to the Performance of the Credit Suisse US
Balanced 5% ER Index</B></P>
<div style="float: left; width: 60%">
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; background-color: #003366; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-right: white 1.5pt solid; font: 12pt Times New Roman, Times, Serif; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white"><B>Product Terms</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 6.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 12.25pt"><FONT STYLE="font-family: Symbol; font-size: 9.5pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">If the Final Level is greater than the Initial Level, you
will participate in the leveraged appreciation, if any, of the Underlying.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 12.25pt"><FONT STYLE="font-family: Symbol; font-size: 9.5pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">If the Final Level is equal to or less than the Initial Level,
you will receive the principal amount of the securities you hold at maturity.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 12.25pt"><FONT STYLE="font-family: Symbol; font-size: 9.5pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Any payment on the securities is subject to our ability to
pay our obligations as they become due.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0.45pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 12.25pt"><FONT STYLE="font-family: Symbol; font-size: 9.5pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The Underlying is designed to provide exposure to a hypothetical
&ldquo;balanced&rdquo; portfolio while targeting a realized daily volatility of 5%. By &ldquo;balanced&rdquo; we mean the Underlying&rsquo;s
hypothetical portfolio may, under certain circumstances include both <B>equity exposure</B>, in the form of large-cap U.S. equities included
in the Credit Suisse US Equity Futures Index described in the underlying supplement; and <B>fixed income exposure</B>, in the form of
U.S. Treasury note futures contracts tracked by the Fixed Income Indices described in the underlying supplement. &ldquo;Balanced&rdquo;
does not imply any risk adjusted diversified asset class allocation or actual balance among asset classes. <B>The Index Calculation Agent
and Index Sponsor for the Underlying is an affiliate of ours. The index calculation agents and index sponsors for the Credit Suisse US
Equity Futures Index and the Fixed Income Indices are affiliates of ours. </B>For more information on the Underlying, please see the underlying
performance supplement and underlying supplement.</FONT></TD></TR></TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; margin-left: 0.25in">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 23%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Issuer*:</FONT></TD>
    <TD STYLE="width: 77%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Credit Suisse AG (&ldquo;Credit Suisse&rdquo;), acting through its London branch</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Trade Date:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Expected to be August 31, 2022</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Settlement Date:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Expected to be September 6, 2022</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Underlying:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The Credit Suisse US Balanced 5% ER Index</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Upside Participation Rate**:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Expected to be at least 275%.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Redemption Amount:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$1,000 x (1 + Underlying Return).</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Underlying <BR>
Return:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">If (a) the Final Level is greater than the Initial Level, then the Upside Participation Rate x [(Final Level &ndash; Initial Level)/Initial Level]; or (b) the Final Level is equal to or less than the Initial Level, zero.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Initial Level:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">For the Underlying, the closing level of the Underlying on the Trade Date.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Final Level:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">For the Underlying, the closing level of the Underlying on the Valuation Date.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Valuation Date:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">August 29, 2025</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Maturity Date:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">September 4, 2025</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">CUSIP:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">22553QFY8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Fees:</FONT></TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Certain fiduciary accounts may pay a purchase price of at least $992.50
per $1,000 principal amount of securities. Credit Suisse Securities (USA) LLC and any agent (the &ldquo;Agents&rdquo;) may receive varying
discounts and commissions of up to $7.50 per $1,000 principal amount of securities. The Agents may re-allow some or all of the discount
on the principal amount per security on sales of such securities by other brokers or dealers. CSSU or another broker or dealer will forgo
some or all discounts and commissions with respect to the sales of securities into certain fiduciary accounts.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.4pt 0 0.25in">Credit Suisse currently estimates the value of each $1,000
principal amount of the securities on the Trade Date will be between $950 and $1,000 (as determined by reference to our pricing models
and the rate we are currently paying to borrow funds through issuance of the securities (our &ldquo;internal funding rate&rdquo;)). A
single estimated value reflecting final terms will be determined on the Trade Date.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0.4pt 0 0.25in">* As used in this document, references to &quot;we&quot; or
&quot;our&quot; are to Credit Suisse AG, as Issuer.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 0.25in">** To be determined on the Trade Date.</P>

</div>
<div style="float: right; width: 39%">


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; background-color: #003366; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-left: white 1.5pt solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white"><B>Hypothetical Returns at Maturity</B></FONT></TD></TR>
  </TABLE>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom; background-color: silver">
    <TD STYLE="padding: 4pt; width: 33%; border-top: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white"><B>Percentage<BR>
 Change from<BR>
 the Initial<BR>
 Level to the<BR>
 Final Level</B></FONT></TD>
    <TD STYLE="padding: 4pt; width: 27%; border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white"><B>Underlying<BR>
 Return(1)</B></FONT></TD>
    <TD STYLE="padding: 4pt; width: 40%; border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white"><B>Redemption<BR>
 Amount per<BR>
 $1,000 principal<BR>
 amount(1)(2)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">50%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">137.50%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$2,375 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">40%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">110.00%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$2,100 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">82.50%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$1,825 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">55.00%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$1,550 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">27.50%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$1,275 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$1,000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&minus;10%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$1,000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&minus;20%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$1,000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&minus;30%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$1,000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&minus;31%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$1,000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&minus;40%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$1,000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">&minus;50%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0%</FONT></TD>
    <TD STYLE="padding: 4pt; border-right: black 1pt solid; border-bottom: black 1pt solid; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">$1,000</FONT></TD></TR>
  </TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt">(1)</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Assumes an Upside Participation Rate of 275%.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif; font-size: 10pt">(2)</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The hypothetical Redemption Amounts set forth above are for
illustrative purposes only and may not be the actual returns applicable to you. The numbers appearing in the table have been rounded for
ease of analysis.</FONT></TD></TR></TABLE>

</div>
<div style="clear:both"></div>



<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0"><B>FINANCIAL PRODUCTS</B></P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0; border-bottom: Black 1.5pt solid"><B>FACT SHEET</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>
<div style="float: left; width: 49%">
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; background-color: #003366; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-right: white 1.5pt solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white"><B>Certain Product Characteristics</B></FONT></TD></TR>
  </TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 13.7pt"></TD><TD STYLE="width: 13.7pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Leveraged and uncapped participation
in the appreciation, if any, of the Underlying.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 13.7pt"></TD><TD STYLE="width: 13.7pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The Upside Participation Rate
is expected to be at least 275% (to be determined on the Trade Date).</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 13.7pt"></TD><TD STYLE="width: 13.7pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Return of principal amount
of the securities you hold, if the Final Level is less than or equal to the Initial Level.</FONT></TD></TR></TABLE>

</div>
<div style="float: right; width: 49%">


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; background-color: #003366; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-left: white 1.5pt solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: white"><B>Certain Product Risks</B></FONT></TD></TR>
  </TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 13.7pt"></TD><TD STYLE="width: 13.7pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The securities do not pay interest.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 13.7pt"></TD><TD STYLE="width: 13.7pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Regardless of the amount of
any payment you receive on the securities, your actual yield may be different in real value terms.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 13.7pt"></TD><TD STYLE="width: 13.7pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The value of the securities
and the payment of any amount due on the securities are subject to the credit risk of Credit Suisse.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 13.7pt"></TD><TD STYLE="width: 13.7pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The return on the securities
is affected by the Final Level of the Underlying.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 5.6pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 13.7pt"></TD><TD STYLE="width: 13.7pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The probability that the Underlying
return will be zero will depend on the volatility of the Underlying.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 3pt 16.2pt 0pt 13.7pt">See &ldquo;Additional Risk Considerations&rdquo; below.</P>

</div>
<div style="clear:both"></div>




<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; background-color: #003366; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-left: white 1.5pt solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif; color: white"><B>Additional Risk Considerations</B></FONT></TD></TR>
  </TABLE>


<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18.05pt"></TD><TD STYLE="width: 18.05pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Prior to maturity, costs such
as concessions and hedging may affect the value of the securities.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18.05pt"></TD><TD STYLE="width: 18.05pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Credit Suisse currently estimates
that the value of the securities on the Trade Date will be less than the price you pay for the securities, reflecting the deduction of
underwriting discounts and commissions and other costs of creating and marketing the securities.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18.05pt"></TD><TD STYLE="width: 18.05pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">If on the Trade Date the internal
funding rate we use in structuring notes such as these securities is lower than the interest rate that is reflected in the yield on our
conventional debt securities of similar maturity in the secondary market (our &ldquo;secondary market credit spreads&rdquo;), we expect
that the economic terms of the securities will generally be less favorable to you than they would have been if our secondary market credit
spread had been used in structuring the securities.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18.05pt"></TD><TD STYLE="width: 18.05pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">As a Swiss bank, Credit Suisse
is subject to regulation by governmental agencies, supervisory authorities and self-regulatory organizations in Switzerland. Such regulation
is increasingly more extensive and complex and subjects Credit Suisse to risks.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18.05pt"></TD><TD STYLE="width: 18.05pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Liquidity &ndash; The securities
will not be listed on any securities exchange. Credit Suisse (or its affiliates) intends to offer to purchase the securities in the secondary
market but is not required to do so. Many factors, most of which are beyond the control of the Issuer, will influence the value of the
securities and the price at which the securities may be purchased or sold in the secondary market. For example, the creditworthiness of
the Issuer, including actual or anticipated downgrades to the Issuer&rsquo;s credit ratings, may be a contributing factor.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18.05pt"></TD><TD STYLE="width: 18.05pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Potential Conflicts &ndash;
We and our affiliates play a variety of roles in connection with the issuance of the securities, including acting as calculation agent
and as agent for the Issuer of the securities, hedging our obligations under the securities and determining the estimated value of the
securities. In addition, an affiliate of ours, Credit Suisse International, is the Index Calculation Agent and the Index Sponsor for the
Underlying, as well as an index calculation agent for the Credit Suisse US Equity Futures Index and the Fixed Income Indices, and an affiliate
of ours, Credit Suisse Securities (Europe) Limited is an index sponsor for the Credit Suisse US Equity Futures Index and the Fixed Income
Indices. The agent for this offering, Credit Suisse Securities (USA) LLC (&ldquo;CSSU&rdquo;), is our affiliate. In accordance with FINRA
Rule 5121, CSSU may not make sales in this offering to any discretionary accounts without the prior written approval of the customer.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18.05pt"></TD><TD STYLE="width: 18.05pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">The securities will be affected
by a number of economic, financial, political, regulatory, and judicial factors that may either offset or magnify each other.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; margin-top: 0.05pt; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18.05pt"></TD><TD STYLE="width: 18.05pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">As a holder of the securities,
you will not have voting rights or rights to receive cash dividends or other distributions with respect to the equity securities included
in the S&amp;P 500<SUP>&reg;</SUP> Index tracked by the Credit Suisse US Equity Futures Index, which, in its turn, is a component of the
Underlying. Your return on the securities will not reflect the return you would realize if you actually owned such equity securities.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0.05pt 11.1pt 6pt 11pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0.05pt 11.1pt 6pt 18.05pt"><B>The risks set forth in the section entitled &ldquo;Certain
Product Risks&rdquo; on the preceding page and this section &ldquo;Additional Risk Considerations&rdquo; are only intended as summaries
of some of the risks relating to an investment in the securities. Prior to investing in the securities, you should, in particular, review
the &ldquo;Certain Product Risks&rdquo; and &ldquo;Additional Risk Considerations&rdquo; sections herein, the &ldquo;Selected Risk Considerations&rdquo;
section in the preliminary pricing supplement, the &ldquo;Selected Risk Considerations&rdquo; section of the underlying performance supplement,
the &ldquo;Selected Risk Considerations&rdquo; section of the underlying supplement and the &ldquo;Risk Factors&rdquo; section of the
product supplement, which set forth risks related to the Underlying and an investment in the securities.</B></P>


<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-bottom: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0"><B>FINANCIAL PRODUCTS</B></P>

<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0; border-bottom: Black 1.5pt solid"><B>FACT SHEET</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; background-color: #003366; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-left: white 1.5pt solid; padding-top: 2pt; padding-bottom: 2pt; text-align: center"><FONT STYLE="font-family: Calibri, Helvetica, Sans-Serif; color: white"><B>Additional Information</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>



<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 0in"><B>You may revoke your offer to purchase the securities at any
time prior to the time at which we accept such offer on the date the securities are priced. We reserve the right to change the terms of,
or reject any offer to purchase the securities prior to their issuance. In the event of any changes to the terms of the securities, we
will notify you and you will be asked to accept such changes in connection with your purchase. You may also choose to reject such changes
in which case we may reject your offer to purchase. This document is a summary of the terms of the securities and factors that you should
consider before deciding to invest in the securities. </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>Credit Suisse has filed a registration statement (including
preliminary pricing supplement, product supplement, underlying performance supplement, underlying supplement, prospectus supplement and
prospectus) with the Securities and Exchange Commission, or SEC, for the offering to which this offering summary relates. </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>Before you invest, you should read this summary together
with the Preliminary Pricing Supplement dated August 2, 2022, Underlying Performance Supplement dated July 8, 2022, Underlying Supplement
dated June 18, 2020, Product Supplement No. I-G dated February 4, 2022, Prospectus Supplement dated June 18, 2020 and Prospectus dated
June 18, 2020, relating to our Medium-Term Notes of which these securities are a part (together with the pricing supplement, the &ldquo;Offering
Documents&rdquo;), to understand fully the terms of the securities and other considerations that are important in making a decision about
investing in the securities. If the terms described in the applicable preliminary pricing supplement are inconsistent with those described
herein, the terms described in the applicable preliminary pricing supplement will control. </B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>You may get these documents without cost by visiting
EDGAR on the SEC Web site at <FONT STYLE="color: Blue"><U>www.sec.gov</U></FONT>. Alternatively, Credit Suisse, any agent or any dealer
participating in this offering will arrange to send you the preliminary pricing supplement, underlying performance supplement, product
supplement, underlying supplement, prospectus supplement and prospectus if you so request by calling toll-free 1 (800) 221-1037.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>This fact sheet is a general description of the terms
of the offering. Please see the full description in the applicable preliminary pricing supplement:</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>
<A HREF="https://www.sec.gov/Archives/edgar/data/1053092/000121390022043834/s140090_424b2.htm" STYLE="-sec-extract: exhibit">https://www.sec.gov/Archives/edgar/data/1053092/000121390022043834/s140090_424b2.htm</A></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>For a full description of the Underlying, please see the
underlying performance supplement and underlying supplement:</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 13.35pt 0 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: Blue"><B><U><A HREF="http://www.sec.gov/Archives/edgar/data/1053092/000121390022038106/s138998_424b3.htm">https://www.sec.gov/Archives/edgar/data/1053092/000121390022038106/s138998_424b3.htm</A></U><BR>
</B></FONT><A HREF="https://www.sec.gov/Archives/edgar/data/1053092/000089109220007728/e10139-424b2.htm"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>https://www.sec.gov/Archives/edgar/data/1053092/000089109220007728/e10139-424b2.htm</B></FONT></A>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 0in"><B>You may access the product supplement, prospectus supplement
and prospectus on the SEC website at <FONT STYLE="color: Blue"><U>www.sec.gov</U></FONT> or by clicking on the hyperlinks to each of
the respective documents incorporated by reference in the preliminary pricing supplement.</B></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 11pt">&nbsp;&nbsp;</P>

<!-- Field: Page; Sequence: 3; Options: Last -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0 13.35pt 0 11pt"></P>


</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !1 2T# 2(  A$! Q$!_\0
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MM-KV;UZ]%?3SN244Q=O'3/MG^OM3ZH/O^84444 %%%% !1110 4444 %%%%
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M7?6/C+X8^,[[3)_[7\(^./ WB"XTVX5))M,UG0?$>@WC17"?:X'CEMKRQO8
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M!6DS*R>(A#&TB7-_!&\-?,/_  < ^$?A'KG[2?PR_;<_9H\7Z+XL^$_[5/A
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MUHV3\V!@ 9;GG& #TK]]_P!LPX_9,_:2Z8_X4G\2 ,=<_P#"*ZGG^?-?@/\
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M9O/$VFV$&O:-XA%SI$NA:;9PW#7FA7E]:KMD@EA\N6Y:1?+P5#5^]TD._ '
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2BBB@ HHHH **** "BBB@#__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
